If they are cognitively impared then they should have a guardian, conservator or an attorney in fact to prepare the documents for them.
Kevin M wrote:
By contrast, Total Bond Market SEC yield is only about 2%, and if rates increase by one percentage point, the fund value will drop by more than 5%. Maximum loss on the PenFed CD is 3%, and we're earning about 50% more.
dhodson wrote:It's also why regardless of which insurance product we are talking about that you need a plan to make sure you get your benefits.