Bogleheads.org

What if you're accessing your VG account on an ipad or Kindle or smartTV?

Not exactly little, but when I saw Jack Bogle on WSW, it was like the light bulb came on. I think this was in early 1984.

I plan to use the tablet for Netflix and Rhapsody, so it looks like I'm good there. As for the tax documents, I requested they be sent via US mail.

Thanks for the advice, everyone.

Belated happy birthday, Mr. Bogle! I was converted to the Boglehead way back in the '80s after seeing you on 'WSW with Lewis Rukeyser'. This was in early 1984, if memory serves. You've had a very positive impact on my life.

1. I need to print a couple of tax documents but I don't have a printer. Should I have any concerns about accessing sensitive financial info on a Fedex workstation computer and printing it out? 2. The local YMCA has free wi-fi and I'd like to use a tablet while I'm on the treadmill. Are there any pr...

Do these reviews/audits normally involve your most current return? How often, if ever, do they review prior years?

How about a middle course. Pay $1000 extra per month, for example. Or pay the entire balance in, say, 3 years.

...a DVR that holds 1 terabite of data,

How many hours of video does that work out to?

scone wrote:If I got money as I gift I would assume the giver was paying to make the problem of gift giving go away, just as you might pay a kid to cut the lawn for you, relieving you of a boring, distasteful task.

How ungrateful and ungracious.

You can do the USA Today crossword online daily. Has archived puzzles, as well.

http://puzzles.usatoday.com/

I haven't seen my SS card for years and have no idea where it is. Do you actually need a SS card?

Last year I spent about $1000/wk. That includes everything except state and federal taxes. No mortgage or rent to pay.

Met my wife skydiving 10 years ago. We were going through a training program and ended up spending the better part of the day killing time in the hanger due to a weather hold. Went on our first date a couple of weeks later and never looked back. I've since learned not to complain about the weather....

Is this gross income or after tax?

I'm curious as to whether people would advise splitting up the $6M between 2 or more MF companies.

How about a broad market index?

(donning flame resistant suit)

Would a 5-year CD ladder be a good option?

0800 Get up. Ablutions. Read online paper. 0900 Plan rest of day 0930 Revise plan 1000 Nap 1200 Lunch 100 Wander aimlessly, then waste more time on internet 500 What's for dinner? 600 Eat 730 Jeopardy 800 Do stuff I planned to but never got around to 1100 zzzzzz Repeat as necessary. No time for bei...

'Rat race challenged.'

Happy birthday! Thanks for playing such a big part in making Bogleheads THE 'go-to' place for all things financial!

A comma here, a comma there, pretty soon you're talking real money:)

I first saw Jack Bogle on WSW with Louis Rukeyser in the early '80s and I was hooked. Everything he said had the ring of truth. It wasn't long before I put his philosophy into practice. Guess you could say I chose wisely:)

Hey, I happen to be as interesting as that Dos Equis guy.

When you log in to the EFTPS website (Electronic Federal Tax Payment System® https://www.eftps.com/eftps/), you are asked for Social Security number, PIN and password. The PIN and password show up as dots (• • • •) when you type them in, but the SSN is not masked. It seems to me if it's important to...

'Helvetica'. You wouldn't think a documentary about a font would be interesting, but it really is good.

If I were actively managing it, I'd call it the LMAO fund.

Can both ios and android based tablets read pdf files? Can you play a radio station and surf at the same time? I have GoogleTV, which I love, but it can't do either of these.

I wonder if EFTPS would be less prone to make such a mistake. I don't know this to be true, but it seems like there would be less chance for human error with that system. I would also think a mistake would be easier to resolve since the record is accessible online. Edit - Another difference with EF...

My health insurance went up 10%. I made several adjustments at the beginning of 2012, such as less expensive cable and cell phone service, and some others. My overall spending decreased by 6%. I've trimmed about as much fat out of my expenses as I want to, so 2013 will probably show a slight increase.

I use the Perkstreet prepaid debit on Amazon without a problem.

The Shawshank Redemption, when the cell door closes behind Andy Dufresne on his first night in prison.

A bit off topic, but a couple of years ago I finally got around to shredding everything that needed shredding. I filled a couple of big Rubbermaid containers and took them to 'Stop n' Shred' (or was it 'Shred n' Go'?). Anyway, I had bank statements and loan documents from as far back as the late 70s...

I've been with Vanguard since the early '80s. Can't think of a single problem I've had with them.

I have CDs that expire tomorrow and I plan to buy a 5-year with the proceeds plus some additional cash I've accumulated. VG lists one expiring 01/16/2018 at 1.500%. It lists another expiring 03/19/2018 at 1.868%. That would amount to roughly a $2400 difference over 5 years. I did not include the 2 e...

The FDIC insures the principle up to $250K, but not the interest earned. I was wondering whether the interest earned was covered by another source, such as the takeover bank, or private insurance held by the failed bank. Or, would you be out of luck? I did a search and found this, which seems to say...

I am still reading the question differently than most. There are two aspects to a payment. 1) Did the Treasury Department receive my payment? One version of this is did they cash my check. 2) Did the Internal Revenue Service apply my payment to my taxes in my account? Number 2. Exactly . (thanks fo...

I mail the checks certified mail/return receipt requested. And I print a copy of the cancelled check. I also mail the checks about 3-4 weeks before they're due so there's no question about their receiving and cashing the check prior to the payment due date. I had one payment lost by the state reven...

I've used the Treasury's EFTPS for years and love it. It's very easy to use. The Electronic Federal Tax Payment System® tax payment service is provided free by the U.S. Department of the Treasury. After you've enrolled and received your credentials, you can pay any tax due to the Internal Revenue Se...

I bought 8 $100 Visa gift cards from Chase for Christmas. I had enough on deposit that they waived all fees. Check with your bank.

If you twist the cap back on tightly, it will last longer.

If you don't want to mess with it, can you just forget the 8606?

My 401-k plan uses Fidelity. Our plan charges us $30/year ($7.50/quarter). This is not a Fidelity fee, this is our 401-k plan fee. Every three months, the plan sells a small amount of my mutual fund shares to withdraw the $7.50. I suspect this is what is happening to the original poster (although, ...

Is that a 0.084% difference?

You can read 'Extraordinary Popular Delusions...' online for free at http://www.gutenberg.org/ebooks/24518 Hunting, an industrious author of that day, who wrote a folio volume of one thousand pages upon the tulipomania, has preserved the folio wing list of the various articles, and their value, whic...

Is there another dealership in the vicinity? If so, you could probably get it serviced there. I take my Honda Pilot to a different dealer for routine maintenance. This is not due to any issues with the seller, it's just a much shorter drive - 5 mins vs 45 mins.

Looking at the chart from the following link, the 10-year Japanese note dipped below 2% in the late 90s and has not gone above it since. It is currently 0.8%. I guess my point is that who can say when, or even if, interest rates will rise?

http://www.gecodia.com/Japan-Government ... a1305.html

I built two 5-yr CD ladders in the past year, one in Jan and the other in July. I got 2.05% on the 5-yr in Jan and 1.80% in July. These rates were pretty close the the top rates I saw quoted at various sites such as http://bankcd.com/cdrates.html?product= ... _button=Go

I have a safe deposit box with plenty of room. That would save you $85/yr.

I have a Perkstreet prepaid card that I use for most of my purchases. If you have a balance under $5K, you get 1% cash back on all non-PIN transactions. For balances above 5K, it's 2% back. Let's say you spend 10K per year on qualified purchases and you're at the 30% marginal tax rate. Wouldn't a 2%...