Bogleheads.org

I got one of these, http://www.ebay.com/itm/CALLER-ID-BLOCKER-VERSION-2-0-WITH-BONUS-PHONE-SPLITTER-PRO-CALL-BLOCKER-/370802049724?pt=LH_DefaultDomain_0&hash=item56558642bc - they got me the first call but it disconnects them after they are listed. Looks cheap but does the job. I bought a second...

I started to contribute after the first 14yrs. When I retired after 36yrs the bal was over 1mil. Now I am stuck with high taxes and having to roll it into a roth. My opinion is that it is a good thing at any time.

Use fabric softner and h20 or the home depot stuff after scoring it. Most ofter you have to repair wall or redrywall it. I would never wallpaper again.

Well i got a little tied up with my mom in the hospital and just paid the bills when they came. I should have looked a little more closely at them, but they seemed to be inline with the letter i got for 2012 with reference to the magi. The second 2 payments seemed to be inline with the 2013 letter t...

I was sent the notice of the over limits magi. They send me a bill for Sept,oct and Nov for $419. In late sept they sent me another bill for 34.80 for med pt D increases. Then in late Nov I got another bill for $152 and another in Late Dec for $158.50. I just paid another in Jan 2013 for I believe $...

She gets a reimbursement for the part B and the D. They give the standard amount, with provisions for magi increases. To show the payment of the increased amounts they are now asking for proof of payment as in either a ssa1099, a quarterly statement (which I have not gotten and can find no reference...

My wife was just 65 and is starting to receive Medicare pt B as of September. She is required to sign up for this and prescription D by her pension fund. Because our earnings are too high our Modified AGI has her paying a premium for Medicare B and prescription D coverage. I would like a record of t...

http://www.partselect.com/ look up your dishwasher, they have some good repair info. It also has some diagnostic info too. Prices are about average.

Some types of accounts don't allow admiral shares. I had a 403b which is similar to 401ks and it was not allowed by the irs rules in the 403b. I had to do a rollover ira to change the share type. It was a Vanguard-managed account from the day i started it.

on a tr6 the worst problem( money wise) is the frame rusting out on the trailing hangers for the rear a-frames and the mount for the rear differential. Don't buy one unless you know what you are looking at. The salt just gets in the box frame and rusts it out bigtime. Big money to fix. If you buy on...

reboot

I did a rollover on a 403b. The rules are similar. What i found was that there was a little better legal protection on the 403b in case of bankruptcy or if you were sued. You can hold other funds in the ira than what you could not hold in the 403b, like admiral shares. You could also do a brokerage ...

I read through the previous posts and and didn't see this. Pardon me if someone else gave you this answer. When you type your password in TT it sends the whole thing. If you type more than 10 items vanguard will reject it as vanguard only recognizes the first 10 and the TT password doesn't match. So...

Went down 400k rebalancing all the time and am now up 800k from the low.

http://www.tirerack.com/index_w.jsp?s_k ... 698781733&
find your tires and then the installer in your area. Should be around $20 per tire. At least you have a comparison of cost and a review of how good the tire is.

Not to get off the subject of price increases but if you want a SXS ref counter depth you should look at this now , as it is on sale. Samsung - 24.5 Cu. Ft. Counter-Depth Side-by-Side Refrigerator not to advertise for them but the price is only 1499 at bestbuy. I bought this ref and it is very nice....

I put in a very nice ademco system(Ademco Vista 50P). I purchase the panel and all related materials on ebay. My house was hardwired, but the wireless materials are also available there too. You would need the system panel, receiver, wireless window switches, smoke detectors, glass breakage detector...

Look to make sure that there isn't a second setscrew under the first.

Yes, Up 49k yesterday, today probably down 50k.

Typical of what schools do. Some are worse than others. I don’t see how they can not approve her +30 credits. If she has here masters and took the courses after it was awarded then they are +30. They are accredited courses correct? The reimbursement part is another story. We only got so much a cours...

Mine was at Vanguard the Tuesday following payday. Some payroll depts take a lot longer. I had it go into the MM then I moved it from there.

What you are talking about is the wheel cylinder leaking brake fluid on the brake shoes in a rear drum system. If this is what it is, they are not pads they are shoes. The cylinder needs to be replaced (or rebuilt) and then bleed the system. It has nothing to do with the master cylinder which is und...

Rocky boots. check cabellas

I am on my third Tahoe, and have not had a problem with any one of them. Just got the newest in Feburary 2011. It is very nice, cost is around 50k. Has 3rd row with all the extras.

I bought a set of Panasonic KX-TG7534B DECT 6.0 PLUS for the landline. If i get a call that i don't want to get again, it allows me to use a block feature. Next time it receives a call from that number it rings once then gives the number a busy signal. It has been very effective.

I had the Aprilaire Model 5000 installed a few years ago and am happy with the way it works. it pulls a lot of dust from the air. The filters are easy to get and last up to a year. I buy them off ebay @ about $30 each. Case is plastic but it seems to do the job. I do run the multi-speed fan on low a...

http://www.tirerack.com/tires/tires.jsp?tireMake=Dunlop&tireModel=SP+Winter+Sport+3D My sons cts rear wheel drive is very bad in the snow. We put these Dunlops on and it helped a lot. They didn't seem too noisy. I Just switched them out for the summer with a set of Continental's Extreme Contact ...

After looking at what people here spend I have to look again into my energy usage--- 2150sq ft. house, with pool 2010, 2 people (was 3 for 6 months): $ 4329 gas and electric $ 700 sewer/water $ 2400 cable/ phone/ internet (get all the channels) $ 120 security $ 7549 total utilities $ 629/mo And have...

I agree with the above posts in reference to oil leakage. I have read about a number of cars and trucks, with higher mileage, having difficulty with oil leaks within a couple of hundred miles of switching from conventional to synthetic. Seems the synthetic is much better at cleaning the sludge that ...

Here are 2 free programs that will clean stuff up some.

Ad-Aware from Lavasoft-
http://download.cnet.com/Ad-Aware-Free- ... ag=mncol;1

Smart Defrag v2http://forums.iobit.com/showthread.php?t=8436

You have to enter it twice. I assume that you entered it in box 8 not in the regular interest box. when it asks you about states put more than one. Then step through it. What you do First is go to -State-specific tax information for Vanguard Municipal Bond Funds-(log in to vanguard and look for this...

I did the electrolux unit in this house. Has been great for 15 years and my wife loves it. Look at the wand and hose, some people that put them in neighboring houses had cheaper power heads.

I have vanguard for my 403b. I retired in 2008 and contributed to it until that time. I know vanguard pulled out of this market, but it still accepted my payroll contributions and rollovers from the Pennsylvania retirement system into these accounts. I am not sure what the rules are but there might ...

Keep it in a safe. I saw many good kids get into big trouble in school because of one stupid mistake. One brought a gun to scare guys that were messing around with his girl. No bullets but still was in a world of trouble. There were some that brought pellet guns , knives were another issue. No matte...

I put in the 52" samsung high end lcd last year with a yamaha rxv3800 amp, samsung bluray and fluance speakers. I did the speakers in a 7 way by buying a 5 way system and adding the 2 back to it. I then bought a 15" sony sub. Check out the speakers, they are not bad for the money, and i wa...

My wife is trying a pair from purchased at DSW. Has 2 coupons on it with free shipping. Total was $59. Have not received them yet so can't comment on the shoe itself. It was the sketcher Metobolize.

Go to the local Harbor freight tools and buy your own code reader. The format is different for some cars so you need to know which you want. You can clear the code and see if it comes back. They also provide a description of what the fault is. $40 to $80. Autozone won't clear the fault and around he...

I saw the quicken charge on my sons account. I called and they switched him to crown classic. They said there was no charge on that type of account or a brokerage account. They said that you didn't have to trade just have that type of account. Anyway crown classic it is and they said nothing as far ...

I am in NJ and use both solar and gas to heat the pool. I keep a solar blanket on it also. Nat gas here is cheaper in the summer so I use that to bring up the temp. It doesn't seem to run that much and my electric far out paces the gas use. I think the Electric use, as well as the initial cost of a ...

Watch the overlap in when you mail the payment and when it is posted. He might have a $300 limit, but until they post your payment he could easily go over. The charges are not good and they count against you by putting a note in with the credit report. Been there done that. Add him to your account, ...

I wouldn't charge him. He is going to have enough to pay for with car insurance and other bills. I would make him save for those things so he doesn't just spend his money and then have nothing left. I always looked at it, with the thought, that i could spend my money on many things that were a lot w...

Make sure he takes the PSAT. This will give him a hint as to the process and the types of questions asked. My son did poorly on the regular sat after taking some of the regular courses offered, I sent him to the Princeton Review class ($900) at that time and his score jumped 250 points. It all depen...

Thanks for all your help, I think i am on the right tract and your responses have helped me think it through. I just was not thinking clearly after being a little frustrated by her and then doing a turn around late in the game. I think my head is on a little straighter now. I think a partial sale to...

Usual principle in finance when you don't know is to 'split the difference' (taking into account tax considerations). Ie sell half and run the rest. This was my feelings, but i hadn't thought about the tax implications and the estate value relating to the cost basis at the time of Inheritance. Than...

Wants the Div, but not sure what might happen, doesn't really want to sell but like a deer in the headlights. Agreed to changing actual held shares to street shares held in a vanguard brokerage acc so they were at least liquid and could be sold if things go south. I think the talk of a bankruptcy is...

I have a little problem that i was looking for some other opinions on. My mother (94 and sharp as a razor)Has a good chunk of BP, 24000 shares. When i tried to talk to her about selling it after the spill I got the it's mine and leave it alone. Now it is a different story. I don't want to sell it an...

NJ has tax agreements with some neighboring states. I worked in PA and my son works in Philadelphia and we live in NJ. The taxes paid there(PA or PHIL) are either credited to NJ or treated as a tax credit paid to other jurisdictions. I know that they also ask in TT if you have taxes paid in NYC so t...

Is there an FN key one the left. That in combo with one of the function keys might work.

I was wondering if anyone had done any roth/403b conversions or taken distributions from the 403b in NJ. Here in this wonderful state they taxed your contributions to the 403b at the time you made them. Mine goes back to the 80's and my records don't so I was wondering about cost basis and how the s...

My deposits to vanguard were on the Monday following the Friday pay. They were very fast. I never had a problem with any of the transactions.