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Trader Joes Organic Creamy unsalted.

The best PB I have ever had.

Buy checks? Using bill pay will fulfill any need for a paper check. To paraphrase something I wrote last year... I don't mean for this to sound adversarial, I'm genuinely curious. Do you (or those who are close to or entirely check-free) have school-aged children living at home? I pay everything I ...

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Avast free edition.

It has spyware protection which most other free antivirus programs don't have.

Been using it for years and never an issue.

You usually have to do a lot more than make a request at time of ordering to upset a chef to the point they'd risk getting the restaurant shut down over a health violation (unless the restaurant already has a questionable health compliance status, but then you have a whole range of things to worry ...

I am of the view that reasonable requests like holding a sauce, cheese, or light on the oil should be honored when possible . And that if they cannot be honored the waiter/chef should explain that clearly up front. That said, the more special requests you make the less likely you are going to get t...

I now realize my mistake. It seems simple to remember to not add sauce when cooking and not put cheese on one fillet. Heck, it actually is probably less work. Just too much to remember when cooking 5 other orders at once. I will make it up to the restaurant by frequenting them more than I usually wo...

I feel horrible about this. When going out to restaurants, I normally do not like to ask to have a dish prepared any differently than it normally is. It can make things difficult for a busy chef. We at a Buca di Beppo last night. We ordered a veal parmesan and string beans. I went against my better ...

We have a slight sewage smell in the master bedroom.

Could that be a septic tank issue?

Has anyone done it with either?

Is it simple?

My mother moved from Virginia to California and because of this she says it is necessary to redo her living trust. Is this true?

Even If it is not necessary, she might make some changes so any feedback would be great.

I have gotten 2 different answers to this question. My brother's income is below the filing requirement for California. He has a CL carryover he wants to use in future years. Does he need to file for CA? Someone (most likely not an expert) at the California Tax Board said I do need to file in order ...

Another tax preparer/professional showing incompetence?

No surprise.

http://www.bogleheads.org/forum/viewtopic.php?f=2&t=114072

kitteh wrote:How about a doctor who told me I had leukemia and six months to live max? That was uh seven years ago.

Doctor's are the most egregious offenders.


There is a difference between making a mistake and incompetence.

Mistakes are excusable. Incompetence is not.

Did you go back and resubmit the tax forms for the incorrectly filed years? RM Only three years to submit an ammended tax return. I am amazed to see the number of people in this thread defending the accountant. One of the first questions the accountant should have asked is : Is there someone living...

Sometimes I think it only happens to my family. For years, my mother had a tax accountant that missed the fact that she could file as head of household and received an exemption when her sister was living with her. Another time it was with a real estate agent. Does anyone else have any stories about...

I found this in the instructions for form 540 CA ( California Adjustments) Line 10 – Taxable Refunds, Credits, or Offsets of State and Local Income Taxes California does not tax the state income tax refund received in 2009. Enter in column B the amount of state tax refund entered in column A So is i...

sscritic wrote:A state refund you received in 2009 was for 2008, not for 2009. Which federal return did it go on?

I received a refund for tax year 2009.

So in other words, that line on the 540x is referring to a 2008 refund that I originally deducted in 2009.

It is not referring to the refund I received in 2009.

Is that correct?

When it comes to taxes, the only answer I am capable of understanding is "Yes" or "No".

My head is spinning right now trying to do my taxes. This is the second year I am doing them myself so there is a bit of a learning curve. I am submitting a California amended return for tax year 2009 The only thing I am changing is the number of exemptions and filing status. The form confuses me. h...

Why is such a simple concept so damn difficult?

Was not clear.


This is a federal tax payment.

I think I am confused now.

Now that people are bringing this up, are state estimated tax payments also a deduction on Schedule A?

When I enter the 2012 fourth quarter federal estimated federal tax payments paid in January 2013, the payment is being applied for the 2012 tax year and putting it on that return. I am sure any 2012 4th quarter estimated tax payment made in 2013 is supposed to be applied in tax year 2013. Does that ...

Well every year, he use a tax program, so it does the capital loss carryover worksheet and tells him how much to carry over.

Didn't know about that $3K "deduction" that needs to be taken.

It will work out.

This is from the IRS Pub 550 page 70 middle column, second paragraph: "When you figure the amount of any capital loss carryover to the next year, you must take the current year's allowable deduction into account, whether or not you claimed it and whether or not you filed a return for the curre...

My brother was disabled in 2012 and lived with my mother. She claimed him as a dependent. He has disability income below the requirement to file. Normally a dependent with that low income does not need to file. He has a capital loss carryover that he is certain he will use in a future year. Does he ...

Regarding my foreign tax paid: I paid a tax of $64.18 on the following : Foreign source ordinary dividends: 420.91 Foreign source qualified dividends: 833.47 I think the highest highest rate I can pay is 15%. Do I pay tax on ordinary or qualified dividends? I can figure the answer to my question by ...

A few tax questions. 1> I made a California state tax estimated payment in 2013 for 2012. I am using Tax Act. It says the following regarding the January 2013 payment. If you make a State Estimated Tax payment in January that is applied to the Fourth Quarter Tax Payment of the previous year, you wou...

Factoring everything, the best thing to do is to buy a new vehicle, maintain it, and drive it until doesn't make economic sense to keep it.

bigirish wrote:My most recent wallet purchase: http://www.flipsidewallet.com

I've only had it a couple weeks but this thing is pretty awesome.

Which one?

It seems rigid. When in a pocket does it seem bulky?

Its the 21st century.




http://www.superiortitanium.com/Viper-T ... -Clip.html

Nissan Quest SMARTMONEY'S #1 RECOMMENDED VEHICLE FOR FAMILY HAULERS The 2012 Nissan Quest received a 2011 Car Buying Guide Top Recommendation in the Family Haulers segment from SmartMoney Magazine. [*] http://www.nissanusa.com/content/dam/nissan/vehicles/2013/quest/colors-photos/360/exterior/k51/04....

I didn't realize you could sell them. We have a voucher(different airline) from last year and it states on the voucher, "void if transferred/sold/purchased/bartered". :? Not enforced unless something weird happens. What that is, I don't know. I am 99% sure they don't check if the person i...

It sounds like it would be worth it to pay a little more just for peace of mind.

I've sold a lot of airline tickets using my rewards points or vouchers, luckily for the buyer, I'm not a scammer :) It's also typically against the airline TOS to sell miles / points / award flights, so you've gotta be careful there too. Sucks you got scammed. I always use PayPal with my credit car...

Is your city a high traffic area?

Are you a good driver?

If the answer to those questions is no, then I wouldn't worry about it.

I was booking a flight on United. On Craigslist there are a lot of people selling UAL voucher credits. I am well aware of all the thieves on Craigslist. I just thought I was smart enough to avoid them. I also can be somewhat trusting. I found someone selling two $500 vouchers for $350. I contacted t...

I would buy a 4 slice regular toaster. A toaster oven that toasts better than a good regular toaster does not exist. http://www.kalorik.com/site/toasters/to-37896-ss.html# http://www.kalorik.com/site/media/catalog/product/cache/1/thumbnail/400x401/9df78eab33525d08d6e5fb8d27136e95/t/o/to-37896-ss_1.j...

I would not want a stranger driving my new vehicle during the break in period which is usually the first 1,000 miles.

There is some care that needs to be taken during this period and I am sure the stranger driving it would not take that care.

People seem obsessed with these fees.

Which is better?

A fund that returns 8.5 percent with a fee of 1.25%

vs.

A fund that returns 7.5 percent with a fee of .75%.

It seems people on this board would choose the latter.

...I was reading about a successful investor. He discussed risk. He said that he he took risks only when the reward was high. Investing in Adex is a high risk, but the reward is high as well . I wish bought my shares at this price. Well, the text in red is the sixty-four dollar question - *will* th...

What is the old investing adage?

"The time to buy is when there's blood in the streets."

Well, right now there is blood in the streets.

There are boards like FlyerTalk which are the air travel equivalent of BH. I am a member over there and have found many great deals including $124 RT to HNL. You will have to learn a new language though, as in "how to find best Y fare SAN-YYZ". Some of the folks over there are into shady ...

...Although it could be coincidence, if it's "resigning to seek other opportunities," or "resigning to spend more time with his/her family," then I for one wouldn't touch it. Resignation of a CFO or chief legal counsel usually means something is coming that they don't want to be...

Thank you fellas. I almost threw out that form. Seems complicated, but Tax Act has a walk through that seems to make it easy. I bought and sold the ETF in 2012. I read something about deferred income and a K1. Will there be tax implications for 2013 that I have to address on my tax form next year.

I invested as an individual in the base metal fund Powershares DB Base Metals Fund It is managed by Deutsche bank. DB sent me a K1 form even though I am an individual invested. Here is what a K1 form is. http://www.ehow.com/facts_4923564_k_1-tax-form_.html My brokerage did put the sale on a 1099-B. ...

I am flying from San Diego to Toronto in August.

I have read a lot of articles about the subject.

What is everyone's experience here?

I understand the investing philosophy on this board. I still believe this is the best place to ask any stock investment trading question. I am invested in a mining penny stock. There is a buyout speculation. Volume today is up about 400% over the average and over the past month volume is up signifi...

Dealership. Yes, regular service does cost more. We had a Saturn serviced at a dealership for regular maintenance and repairs. The radiator stopped working a few months out of warranty. Since we had the regular maintenance work done there, they replaced the radiator at no charge. Saved $1k. Another ...

I would take these reliability ranking with a grain of salt.

The surveys put seat belt issues in the same category as engine problems.

I wouldn't buy before at least taking a look at a Nissan. A better driving experience compared to Honda and Toyota. Less expensive as well. Probably not as reliable, but the price difference will pay for any difference in repair costs. I would take those initial reliability surveys with a grain of s...