Search found 116 matches

Return to advanced search

Re: Dining out : Special requests

You usually have to do a lot more than make a request at time of ordering to upset a chef to the point they'd risk getting the restaurant shut down over a health violation (unless the restaurant already has a questionable health compliance status, but then you have a whole range of things to worry ...
by jwblue
Sun May 05, 2013 9:41 pm
 
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 2801

Re: Dining out : Special requests

I am of the view that reasonable requests like holding a sauce, cheese, or light on the oil should be honored when possible . And that if they cannot be honored the waiter/chef should explain that clearly up front. That said, the more special requests you make the less likely you are going to get t...
by jwblue
Sun May 05, 2013 9:04 pm
 
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 2801

Re: Dining out : Special requests

I now realize my mistake. It seems simple to remember to not add sauce when cooking and not put cheese on one fillet. Heck, it actually is probably less work. Just too much to remember when cooking 5 other orders at once. I will make it up to the restaurant by frequenting them more than I usually wo...
by jwblue
Sun May 05, 2013 6:42 pm
 
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 2801

Dining out : Special requests

I feel horrible about this. When going out to restaurants, I normally do not like to ask to have a dish prepared any differently than it normally is. It can make things difficult for a busy chef. We at a Buca di Beppo last night. We ordered a veal parmesan and string beans. I went against my better ...
by jwblue
Sun May 05, 2013 11:51 am
 
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 2801

Re: Septic system woes

We have a slight sewage smell in the master bedroom.

Could that be a septic tank issue?
by jwblue
Thu May 02, 2013 11:17 pm
 
Forum: Personal Consumer Issues
Topic: Septic system woes
Replies: 101
Views: 4041

Creating a living trust through Legalzoom.com or Nolo.com

Has anyone done it with either?

Is it simple?

My mother moved from Virginia to California and because of this she says it is necessary to redo her living trust. Is this true?

Even If it is not necessary, she might make some changes so any feedback would be great.
by jwblue
Mon Apr 29, 2013 8:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Creating a living trust through Legalzoom.com or Nolo.com
Replies: 3
Views: 425

Capital Loss Carryover and filing requirement for California

I have gotten 2 different answers to this question. My brother's income is below the filing requirement for California. He has a CL carryover he wants to use in future years. Does he need to file for CA? Someone (most likely not an expert) at the California Tax Board said I do need to file in order ...
by jwblue
Thu Apr 11, 2013 6:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Capital Loss Carryover and filing requirement for California
Replies: 0
Views: 130

Re: How to handle these CPA errors?

Another tax preparer/professional showing incompetence?

No surprise.

http://www.bogleheads.org/forum/viewtopic.php?f=2&t=114072
by jwblue
Fri Apr 05, 2013 10:53 am
 
Forum: Personal Finance (Not Investing)
Topic: How to handle these CPA errors?
Replies: 20
Views: 1367

Re: Receiving poor service from a professional

kitteh wrote:How about a doctor who told me I had leukemia and six months to live max? That was uh seven years ago.


Doctor's are the most egregious offenders.


There is a difference between making a mistake and incompetence.

Mistakes are excusable. Incompetence is not.
by jwblue
Thu Apr 04, 2013 11:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Receiving poor service from a professional
Replies: 25
Views: 1694

Re: How many people have been screwed by a "professional"?

Did you go back and resubmit the tax forms for the incorrectly filed years? RM Only three years to submit an ammended tax return. I am amazed to see the number of people in this thread defending the accountant. One of the first questions the accountant should have asked is : Is there someone living...
by jwblue
Wed Apr 03, 2013 11:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Receiving poor service from a professional
Replies: 25
Views: 1694

Receiving poor service from a professional

Sometimes I think it only happens to my family. For years, my mother had a tax accountant that missed the fact that she could file as head of household and received an exemption when her sister was living with her. Another time it was with a real estate agent. Does anyone else have any stories about...
by jwblue
Wed Apr 03, 2013 10:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Receiving poor service from a professional
Replies: 25
Views: 1694

Re: Taxes : Basic question

I found this in the instructions for form 540 CA ( California Adjustments) Line 10 – Taxable Refunds, Credits, or Offsets of State and Local Income Taxes California does not tax the state income tax refund received in 2009. Enter in column B the amount of state tax refund entered in column A So is i...
by jwblue
Mon Apr 01, 2013 12:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Taxes : Basic question
Replies: 11
Views: 492

Re: Taxes : Basic question

sscritic wrote:A state refund you received in 2009 was for 2008, not for 2009. Which federal return did it go on?


I received a refund for tax year 2009.
by jwblue
Mon Apr 01, 2013 12:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Taxes : Basic question
Replies: 11
Views: 492

Re: Taxes : Basic question

So in other words, that line on the 540x is referring to a 2008 refund that I originally deducted in 2009.

It is not referring to the refund I received in 2009.

Is that correct?

When it comes to taxes, the only answer I am capable of understanding is "Yes" or "No".
by jwblue
Mon Apr 01, 2013 12:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Taxes : Basic question
Replies: 11
Views: 492

Taxes : Basic question

My head is spinning right now trying to do my taxes. This is the second year I am doing them myself so there is a bit of a learning curve. I am submitting a California amended return for tax year 2009 The only thing I am changing is the number of exemptions and filing status. The form confuses me. h...
by jwblue
Sun Mar 31, 2013 11:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes : Basic question
Replies: 11
Views: 492

Re: Taxes : Tax Act issue (Simple)

Why is such a simple concept so damn difficult?
by jwblue
Thu Mar 28, 2013 8:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes : Tax Act issue (Simple)
Replies: 8
Views: 548

Re: Taxes : Tax Act issue (Simple)

Was not clear.


This is a federal tax payment.

I think I am confused now.

Now that people are bringing this up, are state estimated tax payments also a deduction on Schedule A?
by jwblue
Thu Mar 28, 2013 7:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes : Tax Act issue (Simple)
Replies: 8
Views: 548

Taxes : Tax Act issue (Simple)

When I enter the 2012 fourth quarter federal estimated federal tax payments paid in January 2013, the payment is being applied for the 2012 tax year and putting it on that return. I am sure any 2012 4th quarter estimated tax payment made in 2013 is supposed to be applied in tax year 2013. Does that ...
by jwblue
Thu Mar 28, 2013 7:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes : Tax Act issue (Simple)
Replies: 8
Views: 548

Re: Taxes: Does this person need to file?

Well every year, he use a tax program, so it does the capital loss carryover worksheet and tells him how much to carry over.

Didn't know about that $3K "deduction" that needs to be taken.

It will work out.
by jwblue
Wed Mar 27, 2013 2:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes: Does this person need to file?
Replies: 8
Views: 637

Re: Taxes: Does this person need to file?

This is from the IRS Pub 550 page 70 middle column, second paragraph: "When you figure the amount of any capital loss carryover to the next year, you must take the current year's allowable deduction into account, whether or not you claimed it and whether or not you filed a return for the curre...
by jwblue
Tue Mar 26, 2013 4:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes: Does this person need to file?
Replies: 8
Views: 637

Taxes: Does this person need to file?

My brother was disabled in 2012 and lived with my mother. She claimed him as a dependent. He has disability income below the requirement to file. Normally a dependent with that low income does not need to file. He has a capital loss carryover that he is certain he will use in a future year. Does he ...
by jwblue
Tue Mar 26, 2013 1:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes: Does this person need to file?
Replies: 8
Views: 637

Re: Tax questions

Regarding my foreign tax paid: I paid a tax of $64.18 on the following : Foreign source ordinary dividends: 420.91 Foreign source qualified dividends: 833.47 I think the highest highest rate I can pay is 15%. Do I pay tax on ordinary or qualified dividends? I can figure the answer to my question by ...
by jwblue
Thu Mar 14, 2013 1:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax questions
Replies: 12
Views: 836

Tax questions

A few tax questions. 1> I made a California state tax estimated payment in 2013 for 2012. I am using Tax Act. It says the following regarding the January 2013 payment. If you make a State Estimated Tax payment in January that is applied to the Fourth Quarter Tax Payment of the previous year, you wou...
by jwblue
Wed Mar 13, 2013 5:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tax questions
Replies: 12
Views: 836

Re: To keep, or to trade in? My 1st post [Auto Finances]

Factoring everything, the best thing to do is to buy a new vehicle, maintain it, and drive it until doesn't make economic sense to keep it.
by jwblue
Wed Mar 13, 2013 12:44 am
 
Forum: Personal Consumer Issues
Topic: To keep, or to trade in? My 1st post [Auto Finances]
Replies: 11
Views: 671

Re: What Type Of Wallet Do You Prefer?

bigirish wrote:My most recent wallet purchase: http://www.flipsidewallet.com

I've only had it a couple weeks but this thing is pretty awesome.


Which one?

It seems rigid. When in a pocket does it seem bulky?
by jwblue
Wed Mar 13, 2013 12:21 am
 
Forum: Personal Consumer Issues
Topic: What Type Of Wallet?
Replies: 90
Views: 5414

Re: help with minivan decision please

Nissan Quest SMARTMONEY'S #1 RECOMMENDED VEHICLE FOR FAMILY HAULERS The 2012 Nissan Quest received a 2011 Car Buying Guide Top Recommendation in the Family Haulers segment from SmartMoney Magazine. [*] http://www.nissanusa.com/content/dam/nissan/vehicles/2013/quest/colors-photos/360/exterior/k51/04....
by jwblue
Mon Mar 11, 2013 2:00 pm
 
Forum: Personal Consumer Issues
Topic: help with minivan decision please
Replies: 47
Views: 2625

Re: Scammed : I feel like a fool (and dumb)

I didn't realize you could sell them. We have a voucher(different airline) from last year and it states on the voucher, "void if transferred/sold/purchased/bartered". :? Not enforced unless something weird happens. What that is, I don't know. I am 99% sure they don't check if the person i...
by jwblue
Sun Mar 10, 2013 11:13 pm
 
Forum: Personal Consumer Issues
Topic: Scammed [on Craigslist]: I feel like a fool (and dumb)
Replies: 14
Views: 2620

Re: How much of a price do you put on vehicle safety?

It sounds like it would be worth it to pay a little more just for peace of mind.
by jwblue
Sun Mar 10, 2013 4:05 pm
 
Forum: Personal Consumer Issues
Topic: How much of a price do you put on vehicle safety?
Replies: 83
Views: 2516

Re: Scammed : I feel like a fool (and dumb)

I've sold a lot of airline tickets using my rewards points or vouchers, luckily for the buyer, I'm not a scammer :) It's also typically against the airline TOS to sell miles / points / award flights, so you've gotta be careful there too. Sucks you got scammed. I always use PayPal with my credit car...
by jwblue
Sun Mar 10, 2013 4:01 pm
 
Forum: Personal Consumer Issues
Topic: Scammed [on Craigslist]: I feel like a fool (and dumb)
Replies: 14
Views: 2620

Re: How much of a price do you put on vehicle safety?

Is your city a high traffic area?

Are you a good driver?

If the answer to those questions is no, then I wouldn't worry about it.
by jwblue
Sun Mar 10, 2013 3:43 pm
 
Forum: Personal Consumer Issues
Topic: How much of a price do you put on vehicle safety?
Replies: 83
Views: 2516

Scammed [on Craigslist]: I feel like a fool (and dumb)

I was booking a flight on United. On Craigslist there are a lot of people selling UAL voucher credits. I am well aware of all the thieves on Craigslist. I just thought I was smart enough to avoid them. I also can be somewhat trusting. I found someone selling two $500 vouchers for $350. I contacted t...
by jwblue
Sun Mar 10, 2013 3:38 pm
 
Forum: Personal Consumer Issues
Topic: Scammed [on Craigslist]: I feel like a fool (and dumb)
Replies: 14
Views: 2620

Re: Shopping for a 4-slice Toaster Oven

I would buy a 4 slice regular toaster. A toaster oven that toasts better than a good regular toaster does not exist. http://www.kalorik.com/site/toasters/to-37896-ss.html# http://www.kalorik.com/site/media/catalog/product/cache/1/thumbnail/400x401/9df78eab33525d08d6e5fb8d27136e95/t/o/to-37896-ss_1.j...
by jwblue
Sun Mar 10, 2013 1:38 pm
 
Forum: Personal Consumer Issues
Topic: Shopping for a 4-slice Toaster Oven
Replies: 14
Views: 837

Re: Benefits of buying a new car at a local dealership?

I would not want a stranger driving my new vehicle during the break in period which is usually the first 1,000 miles.

There is some care that needs to be taken during this period and I am sure the stranger driving it would not take that care.
by jwblue
Sat Mar 09, 2013 5:26 pm
 
Forum: Personal Consumer Issues
Topic: Benefits of buying a new car at a local dealership?
Replies: 29
Views: 2092

Re: The Experts: Are Higher-Than-Average Fees Worth It for F

People seem obsessed with these fees.

Which is better?

A fund that returns 8.5 percent with a fee of 1.25%

vs.

A fund that returns 7.5 percent with a fee of .75%.

It seems people on this board would choose the latter.
by jwblue
Fri Mar 08, 2013 6:18 pm
 
Forum: Investing - Theory, News & General
Topic: The Experts: Are Higher-Than-Average Fees Worth It for Funds
Replies: 21
Views: 1077

Re: Insider trading : How prevelant

...I was reading about a successful investor. He discussed risk. He said that he he took risks only when the reward was high. Investing in Adex is a high risk, but the reward is high as well . I wish bought my shares at this price. Well, the text in red is the sixty-four dollar question - *will* th...
by jwblue
Sat Mar 02, 2013 1:55 pm
 
Forum: Investing - Theory, News & General
Topic: Insider trading : How prevelant
Replies: 22
Views: 1343

Re: Insider trading : How prevelant

What is the old investing adage?

"The time to buy is when there's blood in the streets."

Well, right now there is blood in the streets.
by jwblue
Fri Mar 01, 2013 9:04 pm
 
Forum: Investing - Theory, News & General
Topic: Insider trading : How prevelant
Replies: 22
Views: 1343

Re: When is the best time to buy an airplane ticket?

There are boards like FlyerTalk which are the air travel equivalent of BH. I am a member over there and have found many great deals including $124 RT to HNL. You will have to learn a new language though, as in "how to find best Y fare SAN-YYZ". Some of the folks over there are into shady ...
by jwblue
Fri Mar 01, 2013 8:17 pm
 
Forum: Personal Consumer Issues
Topic: When is the best time to buy an airplane ticket?
Replies: 17
Views: 1322

Re: Insider trading : How prevelant

...Although it could be coincidence, if it's "resigning to seek other opportunities," or "resigning to spend more time with his/her family," then I for one wouldn't touch it. Resignation of a CFO or chief legal counsel usually means something is coming that they don't want to be...
by jwblue
Fri Mar 01, 2013 11:42 am
 
Forum: Investing - Theory, News & General
Topic: Insider trading : How prevelant
Replies: 22
Views: 1343

Re: Taxes: Why did I receive a K1 form?

Thank you fellas. I almost threw out that form. Seems complicated, but Tax Act has a walk through that seems to make it easy. I bought and sold the ETF in 2012. I read something about deferred income and a K1. Will there be tax implications for 2013 that I have to address on my tax form next year.
by jwblue
Fri Mar 01, 2013 2:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Taxes: Why did I receive a K1 form?
Replies: 5
Views: 383

Taxes: Why did I receive a K1 form?

I invested as an individual in the base metal fund Powershares DB Base Metals Fund It is managed by Deutsche bank. DB sent me a K1 form even though I am an individual invested. Here is what a K1 form is. http://www.ehow.com/facts_4923564_k_1-tax-form_.html My brokerage did put the sale on a 1099-B. ...
by jwblue
Fri Mar 01, 2013 12:10 am
 
Forum: Personal Finance (Not Investing)
Topic: Taxes: Why did I receive a K1 form?
Replies: 5
Views: 383

When is the best time to buy an airplane ticket?

I am flying from San Diego to Toronto in August.

I have read a lot of articles about the subject.

What is everyone's experience here?
by jwblue
Thu Feb 28, 2013 3:28 pm
 
Forum: Personal Consumer Issues
Topic: When is the best time to buy an airplane ticket?
Replies: 17
Views: 1322

Insider trading : How prevelant

I understand the investing philosophy on this board. I still believe this is the best place to ask any stock investment trading question. I am invested in a mining penny stock. There is a buyout speculation. Volume today is up about 400% over the average and over the past month volume is up signifi...
by jwblue
Thu Feb 28, 2013 1:43 pm
 
Forum: Investing - Theory, News & General
Topic: Insider trading : How prevelant
Replies: 22
Views: 1343

Re: Car servicing at dealership or local mechanic??

Dealership. Yes, regular service does cost more. We had a Saturn serviced at a dealership for regular maintenance and repairs. The radiator stopped working a few months out of warranty. Since we had the regular maintenance work done there, they replaced the radiator at no charge. Saved $1k. Another ...
by jwblue
Tue Feb 26, 2013 11:36 pm
 
Forum: Personal Consumer Issues
Topic: Car servicing at dealership or local mechanic??
Replies: 39
Views: 2060

Re: The most reliable 4-door sedan in 2013 is Camry?

I would take these reliability ranking with a grain of salt.

The surveys put seat belt issues in the same category as engine problems.
by jwblue
Tue Feb 26, 2013 10:27 pm
 
Forum: Personal Consumer Issues
Topic: The most reliable 4-door sedan in 2013 is Camry?
Replies: 57
Views: 4462

Re: New car: I'm about to replace my 2003 Accord V6.

I wouldn't buy before at least taking a look at a Nissan. A better driving experience compared to Honda and Toyota. Less expensive as well. Probably not as reliable, but the price difference will pay for any difference in repair costs. I would take those initial reliability surveys with a grain of s...
by jwblue
Tue Feb 26, 2013 7:13 pm
 
Forum: Personal Consumer Issues
Topic: New car: I'm about to replace my 2003 Accord V6.
Replies: 66
Views: 7710

Re: The most reliable 4-door sedan in 2013 is Camry?

Nissans are more fun to drive than a Toyota or Honda. Better handling too. I'll take an Altima. Autoweek disagrees: "Overall, the 2013 Nissan Altima sedan feels more luxurious than much of its competition, and it has some of the best fuel economy in the sedan category. The ride and handling is...
by jwblue
Mon Feb 25, 2013 6:38 pm
 
Forum: Personal Consumer Issues
Topic: The most reliable 4-door sedan in 2013 is Camry?
Replies: 57
Views: 4462

Are there any mutual funds that try and time the market?

I don't want this to be a discussion about whether this is a good strategy.

I just wanted to find out if any (or most) mutual funds significantly reduce the equity stake if the fund manager feels there will be a market downturn.
by jwblue
Sun Feb 24, 2013 5:15 pm
 
Forum: Investing - Theory, News & General
Topic: Are there any mutual funds that try and time the market?
Replies: 16
Views: 1166

Re: Free TaxACT, what's the catch ? Have anyone used it?

To the OP, I guess you could call it a "catch" that there is a limited age range for which you can use Free TaxACT. This is from the IRS site: * Adjusted Gross Income: $51,000 or less, and * Age: between 18 and 57 , and * Live in any state or U.S. Citizens and resident aliens with foreign...
by jwblue
Sun Feb 24, 2013 4:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Free TaxACT, what's the catch ? Have anyone used it?
Replies: 18
Views: 1312
Next

Return to advanced search