Search found 365 matches

Return to advanced search

Re: How much energy does water heater use when I'm not home?

Household circuit breakers have two functions; one is to interrupt power when current flow is excessive, while the second is to provide a control switch to remove power from the circuit for repairs or servicing. Most RV'ers turn off their shore power circuit breaker before unplugging their RV. As a ...
by jvclark02
Sat Jul 19, 2014 8:52 am
 
Forum: Personal Consumer Issues
Topic: How much energy does water heater use when I'm not home?
Replies: 32
Views: 2699

Re: If you own a car, do you have a car payment?

I chose to pay the zero interest loan monthly and set the full payoff balance aside in an interest bearing account :oops:
by jvclark02
Fri Jul 18, 2014 7:30 am
 
Forum: Personal Consumer Issues
Topic: If you own a car, do you have a car payment?
Replies: 110
Views: 6360

Re: It is time to retire when you .......

When investable assets will provide twice current LBYM spending level, and I grow bored with my well paying job

.................oh wait.........that happened this month so I retired :oops:
by jvclark02
Fri Jun 20, 2014 9:19 am
 
Forum: Personal Finance (Not Investing)
Topic: It is time to retire when you .......
Replies: 104
Views: 9627

Re: Roll Call for the Retirement Class of 2014!

Maybe 'third time is a charm' ?

Retired for third time on 06/06/2014 at 67 :oops:

John
by jvclark02
Wed Jun 11, 2014 6:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Roll Call for the Retirement Class of 2014!
Replies: 154
Views: 13557

Re: what is the hardest financial decision?

When to leave a great paying job that I enjoy for retirement. Pulled the rip cord Wednesday at 67, and time will tell :oops:
by jvclark02
Sat May 10, 2014 4:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: what is the hardest financial decision?
Replies: 55
Views: 4971

Re: Are Tornado Shelters Worth the Cost?

I live in Northeast Oklahoma and after witnessing the destruction of Joplin Mo, we had an underground shelter installed in our garage. in the past when warning sirens would blow our only refuge was an internal bathroom. Just knowing I have a place for us and our neighbors to seek refuge was worth th...
by jvclark02
Sat May 10, 2014 4:23 pm
 
Forum: Personal Consumer Issues
Topic: Are Tornado Shelters Worth the Cost?
Replies: 52
Views: 3676

Re: RETIRING May 31! Any advice .....?

Retirement is good. I'm flying at 40k feet en route to San Francisco to catch a flight to China and a cruise on the Yangtze River. :sharebeer
by jvclark02
Sat May 10, 2014 12:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: RETIRING May 31! Any advice .....?
Replies: 87
Views: 8590

Re: RETIRING May 31! Any advice .....?

Congrats to all in the class of 2014! I like this expression, "Class of 2014"! Victoria Me too. I wonder how many of Class of 2014 are going to Boglehead's 2014 :sharebeer The 2014 Bogleheads conference is called BH-13. The 2015 Bogleheads conference will be called BH-14. Which one of the...
by jvclark02
Sat May 10, 2014 12:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: RETIRING May 31! Any advice .....?
Replies: 87
Views: 8590

Re: Happy Birthday John C Bogle

Happy birthday Jack!

I look forward to seeing you again at Boglehead's 2014

John Clark
by jvclark02
Thu May 08, 2014 7:57 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday John C. Bogle !
Replies: 37
Views: 1810

Re: RETIRING May 31! Any advice .....?

VictoriaF wrote:
sans souliers wrote:Congrats to all in the class of 2014!


I like this expression, "Class of 2014"!

Victoria

Me too. I wonder how many of Class of 2014 are going to Boglehead's 2014 :sharebeer
by jvclark02
Thu May 08, 2014 5:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: RETIRING May 31! Any advice .....?
Replies: 87
Views: 8590

Re: Reasonable priced security camera

I used a Dropcam in my residence while I was away in Palm Springs for the winter. Placed it in a position that allowed me to monitor our entry way and most of the living area. I also put a thermometer near the front of it, so I could monitor my heating system. I set the motion detection sensor so it...
by jvclark02
Tue May 06, 2014 5:46 pm
 
Forum: Personal Consumer Issues
Topic: Reasonable priced security camera
Replies: 5
Views: 787

Re: RETIRING May 31! Any advice .....?

Is this a plague, or what? A good kind of plague. I have two days left to work until unofficial retirement. (Will officially retire after sabbatical ends in early July.) I, too, intend to keep income low and to do tIRA to Roth conversions for several years before taking SS -- but my timeframe is sh...
by jvclark02
Tue May 06, 2014 4:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: RETIRING May 31! Any advice .....?
Replies: 87
Views: 8590

Re: Thank you, Taylor Larimore!!!

I had the pleasure of meeting Taylor at the 2013 Boglehead's get-together. You can find his picture in the dictionary next to the definition of "gentleman". :sharebeer
by jvclark02
Tue May 06, 2014 2:07 pm
 
Forum: Investing - Theory, News & General
Topic: Thank you, Taylor Larimore!!!
Replies: 29
Views: 4003

Re: Efficient Retirement Design - Booklet by Shoven & Slavov

Thanks for the post/links It helps me to read facts as opposed to opinions because delaying SS is emotionally difficult. So far it has been only mildly difficult but I am less than 2 years into the process with another 2-3 years to go. Thanks again for this and your other posts on the subject. Jim ...
by jvclark02
Sat Apr 26, 2014 8:46 am
 
Forum: Investing - Theory, News & General
Topic: Efficient Retirement Design - Booklet by Shoven & Slavov
Replies: 12
Views: 1181

Re: Dilbert Mints

i think its about time for some refresh-mints :sharebeer
by jvclark02
Thu Apr 24, 2014 9:43 am
 
Forum: Personal Consumer Issues
Topic: Dilbert Mints
Replies: 40
Views: 2886

Re: New edition of Bogleheads' Guide to Investing???

livesoft wrote:^May I suggest holding the book a little further away from your face when you turn the page then?



Tough crowd :oops:
by jvclark02
Thu Apr 24, 2014 9:21 am
 
Forum: Personal Consumer Issues
Topic: New edition of Bogleheads' Guide to Investing???
Replies: 6
Views: 1127

Re: Round The World!

DW= Darling Wife
DD= Darling Daughter
etx
by jvclark02
Tue Apr 22, 2014 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Round The World!
Replies: 43
Views: 9032

Re: FORUM REACHES 2,000,000 POSTS TODAY

2,000,000 posts..................wow! :oops:
by jvclark02
Tue Apr 22, 2014 12:54 pm
 
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 54
Views: 9931

Re: POLL: why carry cash?

I carry $100 in cash for the small stuff but always use a credit card for a 5% discount on gas, 5% at Lowe's, and another card for airline points. I can also track all of my transactions on line, and automatically break it down by daily, monthly or yearly expenses. While I find cash or cards take ro...
by jvclark02
Sat Apr 19, 2014 8:21 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 243
Views: 13380

Re: Central AC and Forced Hot Air Heat (Gas)

I had the same issue several years back and chose to go with a heatpump-gas combination. When outside temps drop to freezing levels, the high efficiency gas furnace kicks in. I have been very pleased with the combo :beer
by jvclark02
Thu Apr 17, 2014 8:32 am
 
Forum: Personal Consumer Issues
Topic: Central AC and Forced Hot Air Heat (Gas)
Replies: 15
Views: 2745

Re: Check picture software...iPhone app

I use it for USAA and PFCU check deposits. Very simple to use and has always worked fine for me. Perhaps one more nail for the postal service casket?
by jvclark02
Tue Apr 15, 2014 12:59 pm
 
Forum: Personal Consumer Issues
Topic: Check picture software...iPhone app
Replies: 7
Views: 638

Re: Did not have fun this year doing my taxes- TT

I was very disappointed in TT for the state portion. I finally gave up and filled out the state tax form manually :oops:
by jvclark02
Tue Apr 15, 2014 12:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: Did not have fun this year doing my taxes- TT
Replies: 42
Views: 4598

Re: Outage on 4/5/2014?

My better half liked the down-time because I completed several items on my honey-do list while experiencing BH forum withdrawals :oops:
by jvclark02
Sun Apr 06, 2014 11:35 am
 
Forum: Forum Issues and Administration
Topic: Outage on 4/5/2014?
Replies: 14
Views: 2376

Re: Laid off today... TODO list?

What a great way for the company to save a lot money, by simply firing you for theft of company property e.g. batteries and stationary. Goodbye severance package :oops:
by jvclark02
Wed Apr 02, 2014 4:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Laid off today... TODO list?
Replies: 97
Views: 11964

Re: Poll: When did you retire? Would you do it all over agai

You did not allow for multiple retirements e.g in my case age 42, 53 and now at age 67 it's still TBD :oops:
by jvclark02
Sun Mar 09, 2014 1:27 pm
 
Forum: Investing - Theory, News & General
Topic: Poll: When did you retire? Would you do it all over again ?
Replies: 103
Views: 11530

Re: You know you're a Boglehead when ...

You have just received confirmation on your reservation to attend your second Boglehead convention :sharebeer
by jvclark02
Tue Mar 04, 2014 5:18 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: You know you're a Boglehead when ...
Replies: 105
Views: 15772

Re: Why do investors prefer cash dividends?

I find it more puzzling why more people don't choose indexing :oops:
by jvclark02
Tue Mar 04, 2014 10:15 am
 
Forum: Investing - Theory, News & General
Topic: Why do investors prefer cash dividends?
Replies: 126
Views: 5779

Re: 2014 BOGLEHEADS CONFERENCE ANNOUNCEMENT

I enjoyed reading that article and although a line in it said, "No question is considered too stupid," I'll let you decide how stupid mine is and just ask it anyway since I doubt I'm the only one thinking it... I would love to attend this conference but two things prevent me from writing ...
by jvclark02
Sun Mar 02, 2014 6:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: 2014 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 84
Views: 12955

Re: washing machine - front loader or HE top loader?

We have the Samsung HE top loader and have been very happy with it. I know a lot of people who have trouble with the front loaders, so we wanted to avoid that style. As mentioned above, we keep,the lid open when not in use and have not had any difficulties with odor or mildew. It plays music when i...
by jvclark02
Sun Mar 02, 2014 6:16 pm
 
Forum: Personal Consumer Issues
Topic: washing machine - front loader or HE top loader?
Replies: 52
Views: 3807

Re: How Much of Tax Refund Do You Save/Spend..??

I honestly can't remember the last time I received a significant refund. I have considered overpaying, so I could purchase a $5K Ibond, but I just cant bring my self to give uncle Sam an interest free loan :oops:
by jvclark02
Sun Mar 02, 2014 10:33 am
 
Forum: Personal Finance (Not Investing)
Topic: How Much of Tax Refund Do You Save/Spend..??
Replies: 68
Views: 2672

Re: Credit Security Freeze

Fairly straightforward. No problems encountered. All done on line
by jvclark02
Sat Mar 01, 2014 7:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Credit Security Freeze
Replies: 4
Views: 337

Re: Help, slab leak in San Diego. Ever have one?

Had a copper pipe leak in slab and replaced entire system with PEX through attic this summer. Took me four days including drywall patching. Single story with good attic access so was able to snake plastic pipe down interior walls with minimal drywall work
by jvclark02
Sat Feb 22, 2014 10:01 pm
 
Forum: Personal Consumer Issues
Topic: Help, slab leak in San Diego. Ever have one?
Replies: 21
Views: 2064

Re: Would you invest an emergency fund?

I have never had an emergency fund because I could always access my investments if need be. I have always preferred to maximize my interest over the chance of an emergency. As a 67 year old Boglehead, with 'two-commas', and a LBYM mantra, it worked well for me. :oops:
by jvclark02
Fri Feb 21, 2014 11:08 am
 
Forum: Investing - Theory, News & General
Topic: Would you invest an emergency fund?
Replies: 30
Views: 2747

Re: Which ed. of Ferri's AA book and WhySmrtPplMkBig$Mistake

tidalwave10 wrote:Mostly want it to grab the terrific quotes Tobias has in the book to use as inspiration and a Financial Reality Check. Loved his writing style and wisdom.


Have you read Taylor's Gems in the Wiki?
by jvclark02
Fri Feb 21, 2014 10:58 am
 
Forum: Investing - Theory, News & General
Topic: Which ed. of Ferri's AA book and WhySmrtPplMkBig$Mistakes
Replies: 21
Views: 1615

Re: USAA Auto Insurance?

When comparing rates be sure to include the 'subscribers savings' advantage. Over the past 40 plus years with USAA, the savings have been very significant.
by jvclark02
Tue Feb 11, 2014 10:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance?
Replies: 70
Views: 6911

Re: The Final, Definitive Thread on Dollar-Cost Averaging

Well done!..........................and to think my better half wonders why I spend so much time on the internet? :oops:
by jvclark02
Sun Feb 02, 2014 6:28 pm
 
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Dollar-Cost Averaging
Replies: 101
Views: 6689

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Hi Taylor,

I still remember your welcoming me to the Boglehead's forum on my very first post, and then I finally had the pleasure to meet you at last years Boglehead's 13 get together.

From one old soldier to another, I salute you, and I wish you a very happy birthday.

John Clark
by jvclark02
Wed Jan 22, 2014 10:10 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 22050

Re: BOGLE BOBBLEHEAD AUCTION

Raise it to $150
by jvclark02
Tue Jan 21, 2014 12:59 am
 
Forum: Investing - Theory, News & General
Topic: BOGLE BOBBLEHEAD AUCTION
Replies: 37
Views: 2978

Re: BOGLE BOBBLEHEAD AUCTION

$100

JC
by jvclark02
Mon Jan 20, 2014 10:44 pm
 
Forum: Investing - Theory, News & General
Topic: BOGLE BOBBLEHEAD AUCTION
Replies: 37
Views: 2978

Re: Leaving an employer on bad terms? Deal breaker for new h

I always try to look at the 'total' person when hiring. Perfect records tend to concern me, as I have never met/seen a perfect person, including the one I often see in the mirror. If in doubt, agree to a probation period to insure the person 'fits-in'.
by jvclark02
Mon Jan 13, 2014 9:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: Leaving an employer on bad terms? Deal breaker for new hire?
Replies: 32
Views: 2538

Re: How much did your credit card rewards cost you in 2013?

The number one use of my 'free' credit card is purchasing gas for which I get a 5% cash back. I never pay interest on credit cards. I did pay an annual fee for an airline card for $300 worth of airline miles, which I used and then canceled the card. I also paid for a cash back card, that once you sp...
by jvclark02
Sat Jan 04, 2014 11:58 am
 
Forum: Personal Finance (Not Investing)
Topic: How much did your credit card rewards cost you in 2013?
Replies: 104
Views: 6206

Re: Enough already!!

Pundits insisting that if indexing becomes popular it will destroy the market :oops:

Intense dissecting of simple math problems :confused
by jvclark02
Tue Dec 31, 2013 11:39 am
 
Forum: Forum Issues and Administration
Topic: Enough already!!
Replies: 21
Views: 2458

Re: Cash in Your Wallet

I wonder how many people with a stash in the house that is never used for several years end up forgetting about it. :) :oops: in the process of preparing a work area for a cable-guy to add a router inside a kitchen cabinet, we found some Kruggarands in a decorative bowel we placed on an over head s...
by jvclark02
Sun Dec 29, 2013 8:13 pm
 
Forum: Personal Consumer Issues
Topic: Cash in Your Wallet
Replies: 93
Views: 4311

Re: iPad Air info please

FWIW- If you find yourself in a 'wifi-poor' area, you can use your iPhone as a hot spot
by jvclark02
Thu Dec 26, 2013 7:00 pm
 
Forum: Personal Consumer Issues
Topic: iPad Air info please
Replies: 35
Views: 2002

Re: Shocking Furnace Replacement Cost

Have you tried getting an estimate from a Lowe's or Home Depot contractor?
by jvclark02
Thu Dec 26, 2013 6:51 pm
 
Forum: Personal Consumer Issues
Topic: Shocking Furnace Replacement Cost
Replies: 21
Views: 2410

Re: have index funds become too popular?

Not only "interesting" but 'humorous' :oops:

jc
by jvclark02
Thu Dec 26, 2013 6:48 pm
 
Forum: Investing - Theory, News & General
Topic: have index funds become too popular?
Replies: 11
Views: 1686

Re: Gas mileage quiz

:oops: Where else but the Boglehead's could you have such a simple question involve such intense dissection?
jc
by jvclark02
Mon Dec 23, 2013 12:02 pm
 
Forum: Personal Consumer Issues
Topic: Gas mileage quiz
Replies: 57
Views: 3075

Re: Financial 'Regrets' for 2013

No regrets, followed my IPS and very satisfied with my progress.

jc
by jvclark02
Mon Dec 23, 2013 11:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Financial 'Regrets' for 2013
Replies: 60
Views: 4725

Re: 401k vs. IRA

I also think it unlikely that you will be able to roll your 401(k) to an IRA until you cease employment with your current employer. I think it makes lots of sense to invest your first dollars in a low-cost IRA up to the IRA maximum. Then any additional dollars would go into your 401(k). FWIW- I sta...
by jvclark02
Sun Dec 22, 2013 12:31 pm
 
Forum: Investing - Help with Personal Investments
Topic: 401k vs. IRA
Replies: 4
Views: 443
Next

Return to advanced search