Bogleheads.org

I always recommend checking the ground wires first. Electricity flows in a circle similar to a bicycle chain. A weak or loose connection on either side of the component in question, can cause all sorts of weird things to happen. I shudder to think of all the perfectly good components that have been ...

I use a small sponge fastened to the end of a stick. Moisten/saturate the sponge with weed killer and touch the leaves of the unwanted plant with the sponge. Not only very effective but significantly reduces amount of weed killer needed.

Green and thrifty

I scored 100%, but only because I was not a good Boglehead in a prior life. With a PHD from the school-of-hard-knocks, I learned 'shorting', THE HARD WAY

I recommend you make a new email account for this strategy because you will be inundated by the number of follow up emails. After you buy, just delete the account. +1 I always use a separate email account when contacting businesses/vendors/sellers versus friends. Too many of my friends are notifyin...

Lexus LS 460L with adjustable air ride suspension

I certainly enjoyed the feeling of actual ownership

Good work!

Age 66 66/34

You can lead a horse to water but you can't make him drink

It's not so much the price but rather the crowd and the traffic that I dislike

I can't help but wonder how much Calper's has paid over the years for such 'great' investment advice?

Always nice to see the press get it right once in a while

Semper Fi

John C

No lonnger have a mortagage, but when I did, there was an escrow account

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It's back over now baby!! Every time it drops and crosses back over 14,000, that's cause for celebration!!!

I agree, but I'm getting a buzz with the repeated crossings

Congratulations Taylor. You are a major reason I now consider myself a tried and true indexer.

John Clark

A 50% drop would trigger my IPS rebalance policy and thus I answered yes

I had excellent results with a signal booster.

Thanks Taylor, just purchased my $6.99 copy, albeit it will be more of a reaffirmation of my Boglehead ways

I include my two govt. cola adjusted pensions and social security when choosing my asset allocation split, but I don't have a magic number. Knowing I can lose all my equities and bonds and still get by, I tend to take a little more risk with equities at this particular time in life (age 66).

Yes I include Social Security in my AA. I'm not saying that everyone needs to follow everything Bogle advises but I find it interesting that investors on a site called Bogleheads.org disregard Bogle's advice to include SS in your AA. Bogleheads are not only a contrary bunch, but have widely varying...

Oh dear. The article is just embarrassing. Take a close look at the comparisons. A value fund is compared to 2 blend funds. In the Global Fund list, those funds have widely differing ratios of US to foreign stocks. In the LCG comparison, again, there are widely differeing ratios of US to foreign st...

1597.50

John Clark

.........and this too shall pass. I'm staying the course

I work my military pension backwards to figure out its value to me. It may be right or it may be wrong, but it works for me! One common withdrawal rate from investments in retirement is no more than 4 percent. I know that figure is arguable, some people may say 3 percent or even 2 percent now days?...

And God bless all those that did not come home, for they gave the ultimate sacrifice.

John Clark

Dale_G wrote:I think of myself as a realistic optimist. Realism tempers my optimism, but without optimism, I would not be investing at all.

+1

Dale

My IPS deviation limit kicked in yesterday so I rebalanced into more equities last night. Stay the course can be boring, but I sleep really well.

another 50 on the way

I agree and using Paypal

Thank you Larry and Alex. Can't begin to count the number of times I watched the "connecting" symbol and realizing how addicting this forum can be...........but its a good addiction

I want to check out the other options first e.g. windows 8 surface etc. Have an Ipad and Iphone after leaving Blackberry and not sure whats next

After Friday's drop it was kind of nice opening my Vanguard account this morning and also seeing some green up-arrows, albeit the percentages were not quite what I would have liked them to be :wink: I forgot to add .....thank you John, Taylor, Mel, Rick, Victoria, sscritic, nisprius, etc........for ...

While I have not abandoned my TBM account, I have been adding/rebalancing to my investment grade admiral and Ibonds instead. Thus far quite pleased with the results

Hey Folks, I never really cared about my credit score becasue although I use credit cards I pay them off in full and going forward for the rest of my life (I'm 48) I don't plan to take out any loans, not even for a car. I recently had a great offer through the mail from Discover so I called and got...

No

OP, don't despair. You are probably intrinsically a saver. Having said that, you should never be cheap with yourself. It is of course reasonable to set a limit on prices where they would impact your life or standard of living. But if you want a new car, whether you pay 6 or 8 or 10K over the tradei...

Just returned from a two week trip in western Turkey. Wow! My favorites were Ephesus, Aphrodisia, istanbul, and some boating and swimming in the Mediterranean and Aegean seas

Jerilynn wrote:Very cool, I would love to have one but I'm not bidding against Bogleheads for it.

Have y'all considered raffling off a few? Like $10-20 per 'ticket', I'll betcha a pizza you get at least 100 people interested.

+1

Rental car sales like Enterprise generally pick and choose from their best cars and auction the rest. One advantage to a used rental is regular servicing versus buying a car with no history off a dealers lot. My experience with rentals has been very good, in fact my last car from Enterprise Car Sale...

I don't think you'll find any free lunches in sets of four random emerging markets, even if you can spell a word from the first letters of their names. Nonsense! You'll never start a successful ETF company thinking that way. I've been reading recently about a different set which I think has more pr...

Welcome

Confused wrote:
staythecourse wrote: if I had a chance I would rather relax and do nothing.

Exactly. Wouldn't most people?

Not me

I'm planning on around 5% until I take SS at 70 and than who knows?

Plus 10! I think his grasp of the social security system is without peer, and we are so lucky that he shares his knowledge with us.

Follow your owner's manual recommendations.

I change my synthetic oil every 10K per the manufacturers recommendation.

Given today's high tech oils, lubricity problems have become almost nonexistent, and changing your oil every 3K is a waste of natural resources and definitely not 'green'.

After taxes and Cola'ed?

I will be glad to contribute

I'll bet that folks who say that paying off their mortgage "FEELS great" score less than 70% on this. :twisted: . You lose. I scored 85 and I still "feel great" about 'owning' my home. As long as 'the bank' owned my home, I considered it as leasing. At least with renting, the la...

Eight years ago we purchased a 30 year old mid-west home with black asphalt shingles. The attic provided for the perfect sauna, only we don't like saunas. We added a a center roof turbine and that helped some. Later added 12 to 18 inches of sprayed in fiberglass insulation along with covering the in...

I read the "margin of safety" as a well-stocked emergency fund. And I see a few things that having an emergency fund enables: 1) Investing in equities. Until you have a fully-stocked emergency fund, you shouldn't be investing in equities. 2) Tax benefits. By investing in an IRA you captur...

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