Search found 444 matches

Return to advanced search

Re: 3rd credit card replacement for fraud: can you top this?

4 cards- one i know was Home Depot and another an out of state fuel stop, but the other two are unknown :oops:
by jvclark02
Tue Mar 10, 2015 10:28 am
 
Forum: Personal Finance (Not Investing)
Topic: 3rd credit card replacement for fraud: can you top this?
Replies: 5
Views: 464

Re: How is Your Pension Counted when Calculating Net Worth.

Warning- Including a pension in your net worth may open a proverbial 'can-of-worms' on this forum. If you insist on treating a pension as part of your net worth, you can check the annuity sellers for an equivalent cost/benefit. I personally calculate it both ways just for 'grins', and have kept my e...
by jvclark02
Sun Mar 08, 2015 8:27 am
 
Forum: Personal Finance (Not Investing)
Topic: How is Your Pension Counted when Calculating Net Worth.
Replies: 40
Views: 2862

Re: Boglehead degree status

I disagree with the Boglehead advanced degree approach, and I personally prefer to use the KISS approach to financial management (three funds). Some of the 'smartest' people I have had the pleasure to meet lacked an advanced degree, while some of my 'well educated' professor's could not see the fore...
by jvclark02
Sat Mar 07, 2015 10:23 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead degree status
Replies: 52
Views: 4879

Re: Replacing [Oil] Filters: Time vs. Usage

pa7VQbb1kTkj1eLn3spK wrote:Hi all, thank you for the replies. You've given me insight into how mechanical and chemical filters are different when it comes to replacing them.


You never answered the question of what car you own with a 3750/three month oil change interval?
by jvclark02
Sat Mar 07, 2015 8:30 am
 
Forum: Personal Consumer Issues
Topic: Replacing [Oil] Filters: Time vs. Usage
Replies: 41
Views: 2781

Re: Replacing [Oil] Filters: Time vs. Usage

As I grow older the 'joy' of changing my own oil has become more of a 'pain' and I now use the 'quickie' oil change down the street. Like most sellers of 'quick oil changes', they always post a plastic decal on the left corner of the windshield with the mileage for the next oil change, which is alwa...
by jvclark02
Fri Mar 06, 2015 9:49 am
 
Forum: Personal Consumer Issues
Topic: Replacing [Oil] Filters: Time vs. Usage
Replies: 41
Views: 2781

Re: Retiree Poll: Satisfaction with retirement

Very satisfied............I have the best boss ever :sharebeer
by jvclark02
Tue Mar 03, 2015 5:59 pm
 
Forum: Personal Consumer Issues
Topic: Retiree Poll: Satisfaction with retirement
Replies: 53
Views: 4025

Re: Guns for hunting/defense

I think it would be hard to go wrong with the Springfield XD mentioned above. It is an easy to use gun and very accurate. I don't own one, largely because I think they're ugly, JT When it comes to self defense, I think the uglier the better. Looking down the barrel of a large blunderbuss filled wit...
by jvclark02
Tue Mar 03, 2015 8:39 am
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 8102

Re: Foodsaver use

We found the higher end foodsaver models are a little more tolerant of liquid. If we want to use some 'liquid' for marinade we freeze it first, and the put it still frozen into the bag just before sealing. At first we used a metal pot with the Anova, but now use a insulated picnic cooler to save on ...
by jvclark02
Sun Mar 01, 2015 3:57 pm
 
Forum: Personal Consumer Issues
Topic: Foodsaver use
Replies: 27
Views: 1628

Re: Foodsaver use

We found the higher end models are a little more tolerant of liquid. If we want to use a 'liquid' for marinade we freeze it first, and the put it in the bag just before sealing. At first we used a metal pot with the Anova, but now use a insulated picnic cooler to save on heat cycling, especially wit...
by jvclark02
Sun Mar 01, 2015 3:23 pm
 
Forum: Personal Consumer Issues
Topic: Foodsaver use
Replies: 27
Views: 1628

Re: Foodsaver use

LowER wrote:And they are great for sous vide.

+1 Fantastic for perfectly cooked steaks :beer
by jvclark02
Sun Mar 01, 2015 1:30 pm
 
Forum: Personal Consumer Issues
Topic: Foodsaver use
Replies: 27
Views: 1628

Re: How long will I l live? (mortality predictor)

It's always nice to know that you are older than 94% of the world population :oops:
by jvclark02
Sun Mar 01, 2015 1:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: How long will I l live? (mortality predictor)
Replies: 17
Views: 2083

Re: Avoiding the jump to the 25% tax bracket

not to mention the 15% capital gains tax when you touch the 25% bracket :oops:
by jvclark02
Sun Mar 01, 2015 12:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Avoiding the jump to the 25% tax bracket
Replies: 12
Views: 1803

Re: Account order/priority to pull from in retirement

I suggest you check out Taylor Larimore's posts on this subject. I have been following his withdrawal recommendations and they have been right on 'for me'.
by jvclark02
Sun Mar 01, 2015 9:18 am
 
Forum: Investing - Theory, News & General
Topic: Account order/priority to pull from in retirement
Replies: 4
Views: 434

Re: IRA balance goes to zero immediately triggers taxes?

My fun in the investment world is watching my net worth continue growing over time and knowing it will be enough to support me through the rest of my retirement. I don't trade on margin. I don't jump off bridges attached to bungee cords either, although that's probably safer than trading on margin....
by jvclark02
Sat Feb 28, 2015 9:45 am
 
Forum: Investing - Theory, News & General
Topic: IRA balance goes to zero immediately triggers taxes?
Replies: 7
Views: 819

Re: Responses to Yelp Reviews

What a shame. I use sites like yelp when I'm in an area that's new to me. Oh well, buyer beware :shock: I feel the same. I use to use Yelp to get the best bang for my buck while traveling, but was very disappointed to hear that Yelp was taking down high ratings if a business didn't purchase adverti...
by jvclark02
Sat Feb 28, 2015 9:38 am
 
Forum: Personal Consumer Issues
Topic: Responses to Yelp Reviews
Replies: 12
Views: 1510

Re: Retirement - Surprises, Solutions

(4) remind yourself that the purpose of retirement is NOT to accumulate money BUT to use them in the most satisfying ways. Victoria I have found #4 to be the most challenging in retirement. My past LBYM lifestyle made it difficult for me to throw down $20k for a cruise, but as they say "you ca...
by jvclark02
Sat Feb 28, 2015 9:21 am
 
Forum: Personal Consumer Issues
Topic: Retirement - Surprises, Solutions
Replies: 30
Views: 3787

Re: Help! Ive been put on a performance improvement plan!

Unfortunately some negative feedback has gotten to my manager from the employees. I seem to have alienated (some of) them. They don't want to call me to discuss needs, wants, client directives, etc, they feel disgruntled. This is reflecting very poorly on me. Ive been told that I need to work on so...
by jvclark02
Thu Feb 26, 2015 7:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Help! Ive been put on a performance improvement plan!
Replies: 66
Views: 8749

Re: Guns for hunting/defense

I lost my desire for hunting after two tours in Vietnam For bedroom defense: .45 caliber M1911, Walther PPK, and a 12 gauge pump. Home intruders can take what they want while we dial 911. If we can't safely escape, and if they choose to escalate the situation by entering our locked bedroom, there wi...
by jvclark02
Thu Feb 26, 2015 12:43 pm
 
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 134
Views: 8102

Re: Retirement - Surprises, Solutions

My sister in law retired a year or two before I did and she warned me when I announced my retirement that projects will now take a lot longer to get done and she was right. When I was working, the around the house projects would be planned out to get them done over the two day weekends. Now .... eh...
by jvclark02
Mon Feb 23, 2015 4:38 pm
 
Forum: Personal Consumer Issues
Topic: Retirement - Surprises, Solutions
Replies: 30
Views: 3787

Re: Does anyone like the new Toyota/Lexus grilles?

I don't care for the new Lexus grill and chose to not to replace my LS460 with new, but than again I'm old so what do I know? :oops:
by jvclark02
Sun Feb 15, 2015 11:09 am
 
Forum: Personal Consumer Issues
Topic: Does anyone like the new Toyota/Lexus grilles?
Replies: 61
Views: 3934

Re: Social Security as a bond?

Probably already been said but Social Security is not a bond -- you should be so lucky to own a bond like this. It is an inflation-adjusted lifetime joint annuity with survivor benefits. Taking into account the secure income provided by Social Security you might not need as much in bonds in your re...
by jvclark02
Sun Feb 15, 2015 8:57 am
 
Forum: Investing - Theory, News & General
Topic: Social Security as a bond?
Replies: 47
Views: 3294

Re: Do retired Bogleheads have rising net assets?

Retired last year and assets still rising but trying to learn to spend more :oops:
by jvclark02
Mon Feb 02, 2015 5:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do retired Bogleheads have rising net assets?
Replies: 42
Views: 4498

Re: Tomahawk Steak

Sounds about right except for the 150 degree internal temperature. 125 with a 5 minute rest would work better at my house. To each his own. In this instance I don't think the bone is adding anything other than being visibly cool. Have you tried Sous Vide? Vacuum seal a steak, and heat in 125 degree...
by jvclark02
Mon Feb 02, 2015 2:28 pm
 
Forum: Personal Consumer Issues
Topic: Tomahawk Steak
Replies: 29
Views: 3449

Re: Good Wines

J LOHR Cabernet :beer
by jvclark02
Fri Jan 30, 2015 5:58 pm
 
Forum: Personal Consumer Issues
Topic: Good Wines
Replies: 54
Views: 4452

Re: Getting deposed -- do I need to hire my own lawyer?

If they offer a lawyer I would take it as it is helpful to understand what to do and not do when asked questions in a depo if you have never done one before. Stuff like listening to the full question, think about the answer, and answer as succinct as possible without giving any more info. in the an...
by jvclark02
Fri Jan 16, 2015 8:50 am
 
Forum: Personal Finance (Not Investing)
Topic: Getting deposed -- do I need to hire my own lawyer?
Replies: 47
Views: 4612

Re: SlingTV

For those that have dumped cable TV, how do you deal with the loss of the DVR? I don't record programs, so I never really needed one. I believe I still own a vcr in the basement if I was desperate. Tivo would probably be an appropriate solution for folks who want to record a lot of over-the-air tel...
by jvclark02
Thu Jan 08, 2015 10:33 am
 
Forum: Personal Consumer Issues
Topic: SlingTV
Replies: 47
Views: 4040

Re: Poll: Favorite Coping Strategies for Volatility

I wanted to choose 'Bogleheaded' but your 'cutesy' definition would have me considering tweaking my IPS during any volatility :oops:
by jvclark02
Thu Jan 08, 2015 10:12 am
 
Forum: Investing - Theory, News & General
Topic: Poll: Favorite Coping Strategies for Volatility
Replies: 41
Views: 2683

Re: Is "stay the course" a commandment or a suggestion?

Goal? Recommendation? Suggestion? but definitely not a commandment e.g. from Merriam-Webster Dictionary;
com·mand·ment
noun \kə-ˈman(d)-mənt\

: an important rule given by God that tells people how to behave
by jvclark02
Mon Jan 05, 2015 5:14 pm
 
Forum: Investing - Theory, News & General
Topic: Is "stay the course" a commandment or a suggestion?
Replies: 60
Views: 4192

Re: First Social Security Check After Turning 70

June 2014? Question is in 2015?
by jvclark02
Sun Jan 04, 2015 8:36 am
 
Forum: Personal Finance (Not Investing)
Topic: First Social Security Check After Turning 70
Replies: 9
Views: 2148

Re: Net Worth Survey, 2015 Edition

What a unique group! I was also surprised by the number of Boglehead's with doctoral or professional degrees :oops:
by jvclark02
Fri Jan 02, 2015 12:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Net Worth Survey, 2015 Edition
Replies: 135
Views: 24098

Re: Last year before retirement more about spending than sav

I'm not sure what is considered 'normal retirement', but I wouldn't call it a bunker mentality that two or three years before my retirement we upgraded the windows to energy savers, replaced the old shingled roof with a metal one, added a heat hump, and replaced the water heater with two high effici...
by jvclark02
Fri Jan 02, 2015 12:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: Last year before retirement more about spending than saving?
Replies: 38
Views: 1957

Re: Post your 2015 New Year's Resolutions ITT

Stay retired- Third try :oops:

Quit checking my accounts everyday

Spend more.... DW and I have always been live-below-your-means type people, and we both are finding it hard to double our spending- a good problem to have :sharebeer
by jvclark02
Wed Dec 31, 2014 4:07 pm
 
Forum: Personal Consumer Issues
Topic: Post your 2015 New Year's Resolutions ITT
Replies: 38
Views: 3603

Re: retirement spending covered by SS

lululu wrote:
Sidney wrote:Are you asking about now or some day?


Now, see poll title "if you are retired"


I'm retired but waiting until 70 to take SS, so I guess my only option is 'paired with no SS' :oops:
by jvclark02
Sun Dec 28, 2014 9:48 am
 
Forum: Personal Finance (Not Investing)
Topic: retirement spending covered by SS
Replies: 34
Views: 2472

Re: Do you travel with friends?

I always travel with my best friend. How she has put up with me for 38 years of marriage I have no idea? :oops: ..but I have been truly blessed!
by jvclark02
Thu Dec 18, 2014 10:27 am
 
Forum: Personal Consumer Issues
Topic: Do you travel with friends?
Replies: 53
Views: 5433

Re: What do you splurge on?

Fishing/catching can be costly. Took a salmon fishing trip to Langara Islands in northern BC and I think the cost worked out to about $300 per pound of fish. :oops: :sharebeer
by jvclark02
Thu Dec 18, 2014 10:08 am
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 237
Views: 25232

Re: Thank you, Taylor...

I too have benefited from Taylor's 'gentle' guidance, and I was also very fortunate to meet and talk with him at BH13. I recently retired for the third time and with my ever growing three fund portfolio (+ reits), I am now faced with learning to spend more.....a nice situation to be in :oops: Thank ...
by jvclark02
Sat Dec 06, 2014 8:35 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Thank you, Taylor...
Replies: 15
Views: 2446

Re: Following your IPS

It's pretty easy for me because I'm the one that wrote it. Not sure why you are arguing with yourself? :oops:
by jvclark02
Mon Dec 01, 2014 4:31 pm
 
Forum: Investing - Theory, News & General
Topic: Following your IPS
Replies: 5
Views: 842

Re: AA and Pension?

I take my military and business pensions into consideration when determining my asset allocation, but I do not formally treat them as bonds. At age 67 I am now 60/40 and may go back to 70/30 when I start taking SS at 70. I have no debt, and my pensions cover all my needs and many of my wants, so as ...
by jvclark02
Sun Nov 30, 2014 9:47 am
 
Forum: Investing - Help with Personal Investments
Topic: AA and Pension?
Replies: 31
Views: 2905

Re: Honor Societies (any point?)

Thank you for your service!

I am retired military and have been there and done that....IMHO not worth it :oops:
by jvclark02
Wed Nov 26, 2014 10:21 pm
 
Forum: Personal Consumer Issues
Topic: Honor Societies (any point?)
Replies: 35
Views: 2368

Re: Garden questions - the final call

My small garden is dedicated to asparagus. Cut it or mow it, fall or winter, it just doesn't seem to care. My first garden area became my RV site so I covered the asparagus with gravel and parked my RV tires on it. Next spring it pushed the gravel up and sprouted around the tires. Kind of reminds me...
by jvclark02
Wed Nov 12, 2014 9:35 am
 
Forum: Personal Consumer Issues
Topic: Garden questions - the final call
Replies: 7
Views: 947

Re: Biggest discretionary expense in retirement?

International travel

Followed by:
Home improvement
Domestic travel
Car replacement
by jvclark02
Mon Sep 22, 2014 8:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: Biggest discretionary expense in retirement?
Replies: 29
Views: 3256

Re: how to prevent medical expense catastrophe?

I wonder if during signing the medical authorization that an exception could be added (hand written) for; no additional payments for the use of 'assistant surgeons' except for emergencies? Paying an 'assistant' $40,000 to $117,000 per hour I find repugnant, and goes to show how out of control our me...
by jvclark02
Sun Sep 21, 2014 11:02 am
 
Forum: Personal Finance (Not Investing)
Topic: how to prevent medical expense catastrophe?
Replies: 174
Views: 8915

Re: iOS 8 update available today

Just traded in my wife's Verizon 4s for an iPhone 6 on-line - $200 trade-in credit for a $199 phone. I added a $99 upgrade to the 64GB version given I had to delete some pictures on my 5S in order to download iOS 8 @ 5+ GB
by jvclark02
Sun Sep 21, 2014 10:00 am
 
Forum: Personal Consumer Issues
Topic: iOS 8 update available today
Replies: 65
Views: 6147

Re: iOS 8 update available today

I think it’s pretty crummy that a phone that was considered Apple's premier phone for most of 2011 (the iPhone 4) is now no longer able to be kept up to date with security fixes. Nice 3 year life span there. For those who don’t know, iOS 8 is not compatible with the 4. What are the "security f...
by jvclark02
Sun Sep 21, 2014 8:04 am
 
Forum: Personal Consumer Issues
Topic: iOS 8 update available today
Replies: 65
Views: 6147

Re: When did you feel "Out of the Woods"?

cfs wrote:Upon retirement.

Actually, not long ago, when I officially retired from the workforce in May 2014 and now I have a Saturday mentality, today is Saturday, tomorrow is Saturday, the day after tomorrow is Saturday.


+1
by jvclark02
Sat Sep 20, 2014 2:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: When did you feel "Out of the Woods"?
Replies: 42
Views: 5570

Re: Am I being scammed? Wolf range hood, defective delivery

The missing plastic covering on the stainless front suggests this may have been a factory return. In my experience with high end stainless it always comes with protective plastic that is not removed until actual installation. Take pictures and set up an appointment date and time with the dealer. If ...
by jvclark02
Sat Sep 20, 2014 8:23 am
 
Forum: Personal Consumer Issues
Topic: Am I being scammed? Wolf range hood, defective delivery
Replies: 16
Views: 1966
Next

Return to advanced search