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Re: Parents Portfolio about to retire / Looking to Index

Raymond, Just saw your last post. I actually like that idea a lot, i think my parents will still need a little convincing to cut ties with their advisor. What are your thoughts on a Freedom Fund v a three fund portfolio approach? Thanks again for your advice and time you put towards your recommendat...
by jugbutle
Mon Apr 13, 2015 8:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Parents Portfolio about to retire / Looking to Index
Replies: 15
Views: 1371

Re: Parents Portfolio about to retire / Looking to Index

ofckrupke, thanks for the advice. I definitely agree with what you are saying. Sawhorse, I think there might have been a miscommunication/assumption/misunderstanding with the advisor. My parents are not extremely risk adverse, however, they do want to ensure they don't take a 40-60% hit if the marke...
by jugbutle
Mon Apr 13, 2015 8:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Parents Portfolio about to retire / Looking to Index
Replies: 15
Views: 1371

Re: Parents Portfolio about to retire / Looking to Index

Raymond, Thanks for the response and sorry it has taken so long to respond. The 403b options are at the following link. https://nb.fidelity.com/public/nb/indiana/planoptions/plandetails?planId=57524 I couldn't find a good way to copy and paste and there are like 80 options through Fidelity. He spoke...
by jugbutle
Mon Apr 13, 2015 1:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: Parents Portfolio about to retire / Looking to Index
Replies: 15
Views: 1371

Re: Parents Portfolio about to retire / Looking to Index

My dad confirmed with his employer that he could not move anything out until he officially retires. They don't seem to be happy or unhappy with Fidelity. They are just a little overwhelmed with all of their investment options for the 403b. They both want to keep things as simple as possible They als...
by jugbutle
Fri Apr 10, 2015 11:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: Parents Portfolio about to retire / Looking to Index
Replies: 15
Views: 1371

Parents Portfolio about to retire / Looking to Index

I’m posting this on behalf of my parents. They are here visiting and they wanted to talk to me about their investments. I’ve been trying to bring them over from the darkside of active investing over to boglehead indexing approach for quite some time. They have a financial advisor who manages their R...
by jugbutle
Fri Apr 10, 2015 7:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Parents Portfolio about to retire / Looking to Index
Replies: 15
Views: 1371

Re: Portfolio Review. Need some help

Mnvalue, Thanks for the response. -cash is separate than emergency fund. I think I will start slowly moving around 100k into my retirement allocation. -right based on vanguards portfolio analyzer I've got around 18% invested in small caps when the S Fund is considered. How much do you think is ideal...
by jugbutle
Wed Feb 25, 2015 7:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review. Need some help
Replies: 3
Views: 482

Portfolio Review. Need some help

Hi! I very rarely post because I don't really think I"m qualified to give anyone any advice but I do follow the board pretty regularly and enjoy reading this forum. I'd like some input on my current portfolio and see if people here think I'm on the right track. I have some questions below and I...
by jugbutle
Wed Feb 25, 2015 12:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review. Need some help
Replies: 3
Views: 482

Re: Lots of Cash / Portfolio Help [Military]

Dandy, Thank you for the congratulations on the baby and it is my honor to serve the country in the Military. In regards to your comments, they are much appreciated. I do have my emergency fund, my plan for that was to put 20K in I-Bonds (which I cannot touch for a year) and keep about 65K in my sav...
by jugbutle
Tue Feb 12, 2013 1:29 am
 
Forum: Investing - Help with Personal Investments
Topic: Lots of Cash / Portfolio Help [Military]
Replies: 15
Views: 1698

Re: Lots of Cash / Portfolio Help [Military]

RetiredJG & NYBoglehead, They have made a ROTH TSP available very recently. For 2013 everything is now going in my ROTH TSP instead of just the regular TSP. Do you think it makes since to convert my TSP that i currently have now over to the Roth TSP? I haven't really looked into it but I should ...
by jugbutle
Sun Feb 10, 2013 11:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Lots of Cash / Portfolio Help [Military]
Replies: 15
Views: 1698

Re: Lots of Cash / Portfolio Help [Military]

RetiredJg, Thanks for the feedback, you probably think its a excellent idea because you pretty much made the recommendation. There is an extra 35K in the taxable because i didn't include my emergency fund in my original post and i had a little more money then what i originally thought. :D I'm not to...
by jugbutle
Sun Feb 10, 2013 2:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Lots of Cash / Portfolio Help [Military]
Replies: 15
Views: 1698

Re: Lots of Cash / Portfolio Help [Military]

Thank you all so much for the feedback and responses. They were all very insightful and gave me the much needed encouragement to do a little more research. After looking at your suggestions and comments I have taken away the following: - Rethink my asset allocation. Before I was only looking at my r...
by jugbutle
Sun Feb 10, 2013 12:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Lots of Cash / Portfolio Help [Military]
Replies: 15
Views: 1698

Re: Lots of Cash / Portfolio Help [Military]

NYBoglehead, Thanks for the response. I do max out both my wife's and my ROTH IRA's and TSP every year. I'm not really familiar with I Bonds, can you buy those through Vanguard's web site? I guess I'll need to do some more research. I think I might start a taxable account with Vanguard with TSM and ...
by jugbutle
Sat Feb 09, 2013 1:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: Lots of Cash / Portfolio Help [Military]
Replies: 15
Views: 1698

Lots of Cash / Portfolio Help [Military]

I have been saving for retirement now for about 7 years. I haven’t really messed with any of my investments much except for the occasional rebalancing of my TSP through the military. I wanted to see if I could get some feedback on my portfolio and what I should do with all this EXTRA CASH. My asset ...
by jugbutle
Sat Feb 09, 2013 11:44 am
 
Forum: Investing - Help with Personal Investments
Topic: Lots of Cash / Portfolio Help [Military]
Replies: 15
Views: 1698

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