Bogleheads.org

I am a woman and had somewhat similar experience with an engineering background working in IT. But the bully was/is my supervisor (male). I did go to HR. The lesson learned is HR is not here to look after you. Rather they side with managers. This is true in my (non-profit and over 10,000 employee) o...

" I have worked with foreign graduate students, and find that the education they have received is far superior to what I received, and on par with the best students graduating from great public US high schools. These are the people your kids are going to have to compete with in a global econom...

OP here. First, thank you all for your help! I shared your replies with the friend. He explained some more details about the "fugitive of justice". He did run into problems with law more than 10 years ago involving property damage in one incident but with two states. Both states had warran...

A good friend of us is graduating from a pharmacy school this year. He started job searching Dec. last year and has been through a few phone/face-to-face interviews. However, most of them just went silent after the interviews. He told us one hiring manager in January initially offered him a job verb...

Our water heater broke last Friday. A little before midnight, I found out there was no hot water coming out. I went down the basement to check. Our utility room was flooded. The room is unfinished, but 6 feet away, our main basement area is finished. So anyway we had it replaced this Monday for $299...

We have one child only. She is three year old now. Our plan is to invest in her eduction as early as possible so she could get good schoolarship/fellowship for college and graduate school like how her mother did :happy. She is attending a very good private preschool now. Our backup plan is to pay fo...

My 3 year old just started her preschool at a Montessori school. She was at a daycare before that. We are paying $1,015 a month for her which includes pre and after school programs. My husband is in pharmacy school right now. We borrow $23,000 a year student loan for his tuition. Does it make sense ...

It's the OP here. Wow a lot of good suggestions! From the posts I read, I think we are going to choose from one of the followings: 1. Cruise 2. Siesta Key Sarasota 3. Road trip Orlando-Miami-Key West It has been a long time since we last visited FL.Thank you for helping making our family holiday a f...

My husband and I would like to take our 3 year old daughter and my 70 year old father to FL for a week this December, possibly during the Christamas week. We live in Midwest. My husband and I had been to Disney Orlando many years ago separately before we met. I also visited Key West once 10 years ag...

I bought a new CRV in 2007. I was a single woman at the time and went to the dealer alone. Before meeting the sales people, I had done internet research and known how much people paid for their new CRV in the region. I also had a few emails sent from other Honda dealers in the area. So I walked in a...

Before answering your question of from A-E which to choose, allow me to tell you what I did when I turned to 25 with a more or less unsettled/burned out feeling for life. I came to U.S.. I did not know anyone, had not a real idea of the life here, and didn't speak English very well (though I read an...

Back to the original question of how much to save from the 13,000 take home pay, I run some numbers with those online retirement calculators (e.g. CNN Money has one). Assuming you want 200,000 annual income after retire at 65, with a current monthly saving of 4,000 and full 401K contribution, I have...

DH and I compromise on things in our marriage. But for me there are a few things that I will not compromise and I made them clear to DH when we got married. One of them is trust, especially when it comes to money. I make 5X as he does, since he is working half time. He knows where every dollar comes...

Xin Nian Kuai Le!

Happy New Year!

I am from Northern China. We eat dumplings on new year day.

I am in my 30s. When I take a few of days off from work, if I don't take a trip, I can get the first couple of days filled, but after that I get bored at home. Financially speaking, I can retire from work in 4 years. But how am I going to spend all those days? My only kid will be in school then. So ...

I didn't want to have children in my 20s and early 30s and broke up with bf(s) because of this. I was very firm on this and one time I even contacted a clinic to get fixed. Unfortunately, the clinic refused to operate on single women, though they did it to married and unmarried women but with a part...

I was adventurous (in U.S. standard) in food before I came to U.S. more than 10 years ago. I loved pig livers particularly. I had rabbit meat, snake meat, fresh water crabs, and all kinds of fish (with their heads on). My favor thing to do in a restaurant used to be picking out fish from the fish ta...

DH is currently in a pharmacy school in his P1 (first year professional study). He has a degree in biochemistry from a state university before entering the pharmacy school. He hasn't done the greatest in the biochemistry class this semester - got Bs for the every two week exams so far. Yesterday, I ...

I work to live. I like what I do, but can't take the office politics no more. Right now, husband is a full time student. so I got to stay put for a few years. The day he graduates will be the day I retire or switch to something/somewhere more enjoyable.

- Correct about double dipping. You can't deduct 529 funds used for education from income taxes. - Scramble my answer about savings on Iowa taxes. You'd need to read carefully the state law about Iowa 529. I just did a quick google search and there are conflicting reports either you can or cannot u...

You should be able to deduct at least $4k this year & next for the graduate studies, but you can't double dip, i.e. this can't be the money that went through the 529 plan. Thank you for answering my question. Just to be sure that I understand what you said about double dipping. If we plan to pa...

DH is going to start a 4-year graduate program this fall. We have decided to pay for his graduate school with our savings and subsidized federal loan. We both have income. We already have a 529 plan for our 2-year old daughter. Can I open a 529 plan for DH, just to take advantage of our state income...