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Re: 8 days in NYC -- need hotel advice.

I second the suggestion to stay in a hotel in Brooklyn or Queens. They are cheaper. Of course, you are then commuting into Manhattan, which isn't so bad but some might not like that. I live in Brooklyn and the hotels here are a little off the beaten path but definitely a good alternative if you want...
by js2012
Thu Apr 11, 2013 6:00 pm
 
Forum: Personal Consumer Issues
Topic: 8 days in NYC -- need hotel advice.
Replies: 27
Views: 1774

Re: Things I should buy/experience while in my 30s?

I agree with Bacchus on this one, if you can. I actually would ideally suggest this for those in their 20's but if you can swing it in your 30's while making money, I say go for it. I lived abroad for one year and made a three month detour through SE Asia before coming home, going to grad school and...
by js2012
Mon Mar 18, 2013 9:21 pm
 
Forum: Personal Consumer Issues
Topic: Things I should buy/experience while in my 30s?
Replies: 112
Views: 9147

Re: Help with 403 options

I am a NYC teacher and am getting the guaranteed 7%. Right now I'm doing 10% but will bump it up as much as possible. Every teacher I know in the system (and retired) has told me to get the max in it if you can. I recently just posted a question about it if I could find my own link, I'd put it here....
by js2012
Tue Feb 12, 2013 9:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with 403 options
Replies: 7
Views: 303

Re: Taxes: Preparer versus Software

Thank you everyone.

I will definitely look into it. It looks like I could save $100!

dratkinson, I don't understand the 5k paper I bond reference. Could you elaborate?

Thank you again!
js2012
by js2012
Fri Feb 08, 2013 5:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes: Preparer versus Software
Replies: 16
Views: 765

Taxes: Preparer versus Software

I have been going to a tax preparer for the past 6 years and pay $130 a year. I like him but I also notice he has these big signs up around his office about how he will not represent you if you are audited. I am a teacher, have a school loan that will be paid off, invest in a Roth IRA, make clothing...
by js2012
Fri Feb 08, 2013 2:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Taxes: Preparer versus Software
Replies: 16
Views: 765

Re: Portfolio Help for a teacher

Before I completely leave this discussion, I am going to try and set up and roll over my Roth IRA to the three Vanguard funds suggested from the Bogleheads Wiki and have a few questions. 1. The wiki suggests a certain breakdown (I think I read something about 100-age to determine the percentage in s...
by js2012
Mon Feb 04, 2013 10:38 am
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Help for a teacher
Replies: 12
Views: 914

Re: Portfolio Help for a teacher

Thank you everyone for your help. I'm going to make 2013's top priority to get going on the emergency fund and look into changing over the Yacktman to 3 Vanguard funds to diversify.

I really appreciate everyone's assurance in this. I can't tell you how scary it is going at it alone.

js2012
by js2012
Sun Feb 03, 2013 9:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Help for a teacher
Replies: 12
Views: 914

Re: Portfolio Help for a teacher

Austen Nut, NYC's retirement for teachers is structured differently from everywhere else (so I'm learning). This return is guaranteed by the NYS legislature so it could change although I've been told it would mean changing the constitution (if anyone knows if this is true, I'd be interested in findi...
by js2012
Sun Feb 03, 2013 9:30 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Help for a teacher
Replies: 12
Views: 914

Portfolio Help for a teacher

I'm a teacher with very little investing knowledge. As a teacher, I have been given advice from others that I'm unsure of is the best for me so I am now in the long process of educating myself to make the best decisions for my situation. EF: just really started working on it Debt: $875 student loan ...
by js2012
Sun Feb 03, 2013 12:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio Help for a teacher
Replies: 12
Views: 914

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