Search found 323 matches

by jridger2011
Sat Aug 22, 2015 9:19 am
Forum: Personal Consumer Issues
Topic: Removing black stains from tub
Replies: 23
Views: 1587

Re: Removing black stains from tub

We've had amazing success with Bar Keepers Friend on our shower floor when no other cleaning product would do anything. I wet the area, sprinkle it over the area to be cleaned, let it set up for several minutes and then scrub with a hard bristled nylon cleaning brush (like a deck brush). My wife an...
by jridger2011
Sun Aug 16, 2015 5:22 pm
Forum: Personal Consumer Issues
Topic: Cell Phone Reception
Replies: 34
Views: 2384

Re: Cell Phone Reception

I use Verizon but I have to say that the reception in places like Manhattan is pretty bad in really densely populated areas. I can barely get 4G coverage and my battery will drain downtown. However, in pockets where there are less people like the outer boroughs, Verizon works extremely well. Get the...
by jridger2011
Sun Aug 16, 2015 5:19 pm
Forum: Personal Consumer Issues
Topic: Laptop Recommendation
Replies: 41
Views: 4012

Re: Laptop Recommendation

Definitely get the SSD as an option. You will not regret it.
by jridger2011
Sat Aug 15, 2015 1:08 pm
Forum: Personal Consumer Issues
Topic: Maximizing space in a small house
Replies: 39
Views: 4071

Re: Maximizing space in a small house

One thing I've learned to do is fold clothing as if I were packing for a trip, as neatly as possible to fit as much as possible into dressers. Some things during the fold process make it to the donate or toss pile. There aren't too many reasons to keep old t-shirts that were free from an event which...
by jridger2011
Sun Aug 09, 2015 11:59 am
Forum: Personal Consumer Issues
Topic: Get "free" phone upgrade before Verizon 8/13 changes?
Replies: 6
Views: 1222

Re: Get "free" phone upgrade before Verizon 8/13 changes?

It is not really "free". The new plan will be $20 less for smartphone access instead of $40. So, it would be $20 x 24 months (2 year contract), which is $480 worth of phone you would need to pay Verizon for. If you can find a phone for less money, you would save money on the new plans.
by jridger2011
Sat Aug 08, 2015 1:17 pm
Forum: Personal Consumer Issues
Topic: Verizon Killing off 2-Year Contracts & Phone Subsidies
Replies: 129
Views: 11653

Re: Verizon Killing off 2-Year Contracts & Phone Subsidies

Forgive me if this is a stupid question, but let's say I have an "old" contract, and in 6 months my 2 years runs out , does that mean I won't be eligible for a subsidized phone? You will still be able to get it at a subsidized price. I do think in the next few years, it won't be the case....
by jridger2011
Sat Aug 08, 2015 12:13 pm
Forum: Personal Consumer Issues
Topic: Verizon Killing off 2-Year Contracts & Phone Subsidies
Replies: 129
Views: 11653

Re: Verizon Killing off 2-Year Contracts & Phone Subsidies

Forgive me if this is a stupid question, but let's say I have an "old" contract, and in 6 months my 2 years runs out , does that mean I won't be eligible for a subsidized phone? You will still be able to get it at a subsidized price. I do think in the next few years, it won't be the case.
by jridger2011
Sat Aug 08, 2015 12:12 pm
Forum: Personal Consumer Issues
Topic: Buying a Rolex Watch
Replies: 74
Views: 6442

Re: Buying a Rolex Watch

Fine watches and jewelry are personal value type of purchases. If you think you can afford it and will find great pleasure in owning it, I do not feel like it is a poor value for your dollars. The only time I feel these purchases are wasteful is when it is bought but rarely used mainly because the p...
by jridger2011
Sat Aug 08, 2015 12:03 pm
Forum: Personal Consumer Issues
Topic: Verizon Killing off 2-Year Contracts & Phone Subsidies
Replies: 129
Views: 11653

Re: Verizon Killing off 2-Year Contracts & Phone Subsidies

This will only apply to New Customers for now. I am sure at some point the Existing Customers will also need to move to those new plans. If I had to do some loose math on this, the line access will be $20 per line, instead of $40. At 24 months, $20 each month, the total cost is $480. Normally, a &qu...
by jridger2011
Sun Aug 02, 2015 10:03 am
Forum: Personal Consumer Issues
Topic: What's Your Monthly Food/Groceries Spending? My is through the roof?
Replies: 201
Views: 13909

Re: What's Your Monthly Food/Groceries Spending? My is through the roof?

I have to call B.S. on these threads. The low prices mentioned are usually understated and I don't care if you eat boringly. $8 per day for 2 or 3 people is impossible. If it is possible, the government is wasting a lot of money in assistance. JT This thread has been done several times. I've even p...
by jridger2011
Sat Aug 01, 2015 9:16 am
Forum: Personal Consumer Issues
Topic: What's Your Monthly Food/Groceries Spending? My is through the roof?
Replies: 201
Views: 13909

Re: What's Your Monthly Food/Groceries Spending? My is through the roof?

I don't think $1,000 a month for 3 people in NYC is a lot at all. To give a baseline of what I am saying, a half gallon carton of organic milk in NYC, can be anywhere between $4.79 to $5.79. Things like fresh produce are expensive, like $3.99 for a pound of on the vine tomatoes.
by jridger2011
Sun Jul 26, 2015 5:32 pm
Forum: Personal Consumer Issues
Topic: Would you look down on a co-worker for driving a beater?
Replies: 196
Views: 13781

Re: Would you look down on a co-worker for driving a beater?

No, as long as the car is clean and in working order. It shows you take care of your stuff.
by jridger2011
Sat Jun 13, 2015 10:30 am
Forum: Personal Consumer Issues
Topic: Office for MAC/iPad/iphone
Replies: 9
Views: 1218

Re: Office for MAC/iPad/iphone

Thanks all for your replies, I've considered and looked into them all. I've tried the Office demos for ipad and they work ok, just seems cumbersome to me with the touch screen keypad compared to keyboard. I'd love to get the university edition, unfortunately I'm not at an academic (.edu) institutio...
by jridger2011
Sat Jun 13, 2015 9:15 am
Forum: Personal Consumer Issues
Topic: Netflix Ads?
Replies: 10
Views: 1544

Re: Netflix Ads?

I am not fond of those rolling promos but I can understand why they are testing it. Content is expensive to license, which is why the library on Netflix feels small or does not contain more recent shows. To combat this, Netflix started making their own content, but many people are not aware of that ...
by jridger2011
Sat May 02, 2015 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Too late for career change/worth it?
Replies: 44
Views: 6318

Re: Too late for career change/worth it?

Yes! It is still worth it and it's a good time for it. The job helps with paying for it and you want to stay at this job. Waste not a moment and find the right program and go!
by jridger2011
Tue Apr 28, 2015 7:52 pm
Forum: Personal Consumer Issues
Topic: Getting the stink out of running clothes
Replies: 34
Views: 2592

Re: Getting the stink out of running clothes

I put things into a bag with baking soda, tie a knot and leave it alone for a few days. It usually does the trick. The times it needs to be done is after going to a Korean BBQ.
by jridger2011
Sun Apr 26, 2015 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: Spendy spouse
Replies: 110
Views: 11655

Re: Spendy spouse

I think you have to look at what makes her happy even if it doesn't make sense to you and take it as face value. If she is happy and feels like it is a very good value for her happiness, you have to respect it. There are things you might value and find brings you great joy in having, but would not m...
by jridger2011
Sun Apr 26, 2015 12:06 pm
Forum: Personal Consumer Issues
Topic: [new position, facing an] hour commute (each way)
Replies: 52
Views: 4163

Re: [new position, facing an] hour commute (each way)

Yes, and have done the multiple train transfers. I've done the bus to train combination as well. A lot of the times, it's standing room only so no bringing anything extra or too heavy. Depending on where you live, when you factor in a long commute with bad weather, it makes the day extremely long. I...
by jridger2011
Sat Apr 25, 2015 11:29 am
Forum: Personal Consumer Issues
Topic: taking break from computer use - to avoid back pain
Replies: 17
Views: 837

Re: taking break from computer use - to avoid back pain

If your office has some exit stairways, I found it helpful to go up and down a few times to recharge. It is not meant to burn calories, but consider a longer way to the bathroom, take the stairs to the next floor, use that bathroom, come back down the stairs, walk to the water cooler, get a drink, a...
by jridger2011
Tue Apr 21, 2015 6:32 pm
Forum: Personal Consumer Issues
Topic: Just got contact lenses. Should I buy backup glasses?
Replies: 22
Views: 1372

Re: Just got contact lenses. Should I buy backup glasses?

I would get backup glasses with contacts because there are some days contacts can be difficult to wear especially during allergy season.
by jridger2011
Sun Apr 19, 2015 4:03 pm
Forum: Personal Consumer Issues
Topic: mandatory 17% tip at a buffet
Replies: 32
Views: 3843

Re: mandatory 17% tip at a buffet

Plus the $20 - $40 extra surcharge per night at the Vegas hotels, this is getting pretty expensive.
by jridger2011
Sat Apr 11, 2015 1:59 pm
Forum: Personal Consumer Issues
Topic: Gifts to take to Scotland.
Replies: 33
Views: 2899

Re: Gifts to take to Scotland.

http://www.johnlewis.com/men/levi%27s/c600001826?rdr=1 Levis are not difficult to find in the UK. Most things cost a lot more in the UK than in the US *but* remember our 20% VAT is included (ie no sales taxes). Children's clothes and shoes are exempt, as is food (but not food bought for consumption...
by jridger2011
Sat Apr 11, 2015 12:03 pm
Forum: Personal Consumer Issues
Topic: Gifts to take to Scotland.
Replies: 33
Views: 2899

Re: Gifts to take to Scotland.

Levi's jeans. Those jeans cost a fortune outside of the US.
by jridger2011
Sun Apr 05, 2015 11:48 am
Forum: Personal Consumer Issues
Topic: Microsoft's Surface 3- anyone considering?
Replies: 35
Views: 4268

Re: Microsoft's Surface 3- anyone considering?

I've been eying it, but like the Yoga line more. I'm prefer the laptop-first/tablet-second to the tablet-first/laptop-second form factor. Solid keyboards and larger track win over the type covers. However, the stylus is very tempting for digital art. Currently hauling around a USB pen tablet access...
by jridger2011
Sun Mar 29, 2015 2:27 pm
Forum: Personal Consumer Issues
Topic: Buying a house, not new, what to look for/wish you had
Replies: 33
Views: 2727

Re: Buying a house, not new, what to look for/wish you had

Consider road noise and when the snow plow would come by so you can get out of it.
by jridger2011
Sun Mar 29, 2015 2:19 pm
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 16023

Re: Restaurant tipping

Now I've got to ask this, is it just a NY thing that there is a rule for 18% tip mandatory for parties greater than 6? I am not against it but was wondering if other states have this going on. Here(Louisiana) we have even as little as 5 people automatic gratuity. It depends on the restaurant. Some ...
by jridger2011
Sun Mar 29, 2015 1:36 pm
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 16023

Re: Restaurant tipping

Now I've got to ask this, is it just a NY thing that there is a rule for 18% tip mandatory for parties greater than 6? I am not against it but was wondering if other states have this going on.
by jridger2011
Sun Mar 29, 2015 1:33 pm
Forum: Personal Consumer Issues
Topic: Best laptop under $1000
Replies: 41
Views: 4848

Re: Best laptop under $1000

I really wanted a Surface Pro at one point but getting the specs I wanted, along with the accessories like a keyboard really exceeded a budget for a computer that was not a work station for day to day (well over $1000).
by jridger2011
Sat Mar 28, 2015 10:36 am
Forum: Personal Consumer Issues
Topic: Best laptop under $1000
Replies: 41
Views: 4848

Re: Best laptop under $1000

•Processor5th Generation Intel Core i5-5200U Processor (2.20GHz 1600MHz 3MB)•Operating systemWindows 8.1 64•Display15.6" FHD Glossy Wedge with integrated camera (1920x1080)•GraphicsIntel® HD Graphics 5500•Memory8.0GB PC3-12800 DDR3L 1600 MHz•Hard Drive1TB 5400 RPM•Optical DriveDVD Recordable•N...
by jridger2011
Sat Mar 28, 2015 10:28 am
Forum: Personal Consumer Issues
Topic: Best laptop under $1000
Replies: 41
Views: 4848

Re: Best laptop under $1000

http://shop.lenovo.com/us/en/laptops/lenovo/g-series/g50-80/?sb=:000001C9:00013E20: What's everyone's opinion on this laptop? I think you can do better than that. The base model uses a 5400 RPM HD, which is very slow. Look for a machine that has a SSD drive with at least 8GB of RAM. If your budget ...
by jridger2011
Sat Mar 14, 2015 6:00 pm
Forum: Personal Consumer Issues
Topic: Tourists in Manhattan
Replies: 53
Views: 5599

Re: Tourists in Manhattan

If you go the High Line, you should stop off at the Chelsea Market which is in a building right next to it. There are points of High Line where it has elevator access, not just stairs if you are not used to many stairs day to day. There are a lot of food options in the Chelsea Market, such as lobste...
by jridger2011
Sat Mar 14, 2015 2:52 pm
Forum: Personal Consumer Issues
Topic: Tourists in Manhattan
Replies: 53
Views: 5599

Re: Tourists in Manhattan

If you are staying in Chinatown, a really good tip is to avoid the Grand Street Train Station during rush hours of 5pm - 7pm. It is so crowded that you might not be able to get on at that time. The alternate is, if you are in good shape, walk to the N/R station on Prince Street if you want to use pu...
by jridger2011
Sun Feb 08, 2015 6:35 pm
Forum: Personal Consumer Issues
Topic: Looking for ideas for a romantic getaway
Replies: 31
Views: 2482

Re: Looking for ideas for a romantic getaway

I would also recommend skipping New Orleans. There's nothing about that place that says romance. There are some really good places to eat for certain foods but not much to see. If she loves those certain foods, it is worth it to go, but it's not really a place I can say sightseeing will be that much...
by jridger2011
Sat Jan 31, 2015 11:34 am
Forum: Personal Consumer Issues
Topic: Mac reliability?
Replies: 89
Views: 5573

Re: Mac reliability?

I think one of the reasons why Macs are more reliable is because there are very few variations of hardware that run the Operating System. Therefore, by design, the software runs perfectly since there aren't many configurations. Windows, on the other hand, can be installed on many brands such as ASUS...
by jridger2011
Fri Jan 30, 2015 11:38 pm
Forum: Personal Consumer Issues
Topic: Mac reliability?
Replies: 89
Views: 5573

Re: Mac reliability?

One thing to consider is that at some point, even if you bought the new Operating System, your Mac hardware will not allow the update. If you stay with the same outdated Operating System, some software will no longer update to the latest most secure version. I understand this is security by design, ...
by jridger2011
Sun Jan 25, 2015 6:09 pm
Forum: Personal Consumer Issues
Topic: Android or iPhone? Which do you like, and why?
Replies: 40
Views: 2178

Re: Android or iPhone? Which do you like, and why?

I'm conflicted since Android is more flexible but the apps and software updates are more stable for iPhone.
by jridger2011
Sun Jan 25, 2015 3:58 pm
Forum: Personal Consumer Issues
Topic: buying vs renting in Queens
Replies: 18
Views: 1363

Re: buying vs renting in Queens

Where in Western Queens? LIC? Astoria? We are in Sunnyside and really like it. Judging on some of the school rating websites, living north of Queens blvd puts you in a great elementary school while south puts you in a less desirable school. The main issue with Sunnyside is just the lack of availabl...
by jridger2011
Sun Jan 25, 2015 1:19 pm
Forum: Personal Consumer Issues
Topic: buying vs renting in Queens
Replies: 18
Views: 1363

Re: buying vs renting in Queens

Where in Western Queens? LIC? Astoria? We are in Sunnyside and really like it. Judging on some of the school rating websites, living north of Queens blvd puts you in a great elementary school while south puts you in a less desirable school. The main issue with Sunnyside is just the lack of availabl...
by jridger2011
Sat Jan 24, 2015 5:33 pm
Forum: Personal Consumer Issues
Topic: Anyone else love reading textbooks?
Replies: 82
Views: 3210

Re: Anyone else love reading textbooks?

Now that this has gotten some good replies and some inputs on how to study well, I am interested to know what something "good" looks like for math. Does anyone have any recommendations for well-written math/stats textbooks? Once again, really good descriptions in the text that explains the...
by jridger2011
Sat Jan 24, 2015 1:36 pm
Forum: Personal Consumer Issues
Topic: Anyone else love reading textbooks?
Replies: 82
Views: 3210

Re: Anyone else love reading textbooks?

Did this ever happen to anyone else while studying? Read the assigned pages or the entire chapter and get to the end of chapter questions. There is a good number that are relatively easily when going back to the formulas and theorems. Then, there are a fair number where the text does not go into en...
by jridger2011
Sat Jan 24, 2015 12:59 pm
Forum: Personal Consumer Issues
Topic: buying vs renting in Queens
Replies: 18
Views: 1363

Re: buying vs renting in Queens

Where in Western Queens? LIC? Astoria?
by jridger2011
Sat Jan 24, 2015 12:56 pm
Forum: Personal Consumer Issues
Topic: Anyone else love reading textbooks?
Replies: 82
Views: 3210

Re: Anyone else love reading textbooks?

Did this ever happen to anyone else while studying? Read the assigned pages or the entire chapter and get to the end of chapter questions. There is a good number that are relatively easily when going back to the formulas and theorems. Then, there are a fair number where the text does not go into eno...
by jridger2011
Mon Jan 19, 2015 8:53 pm
Forum: Personal Consumer Issues
Topic: Do you bring lunch to work or buy?
Replies: 122
Views: 13315

Re: Do you bring lunch to work or buy?

Worked near Times Sq for many years, so bringing lunch was more economical over time. It is the land of $9 sandwiches and salads, $5 small cups of soup.
by jridger2011
Sat Jan 17, 2015 4:56 pm
Forum: Personal Consumer Issues
Topic: How much food to you really keep?
Replies: 57
Views: 4607

Re: How much food to you really keep?

Wow, that is a lot of food, to keep more than one month's worth. I typically keep about 4-5 days at a time, in the event things get busy and I do not want to get takeout or go out to eat. I do not have a freezer and found that when I kept things in the freezer too long, they became frost-bitten. Sal...
by jridger2011
Sat Jan 17, 2015 1:03 pm
Forum: Personal Consumer Issues
Topic: How to speed up Google Nexus 7 (2012)
Replies: 11
Views: 1427

Re: How to speed up Google Nexus 7 (2012)

I have the same issue and mostly avoid updates to it since it is working well for things like YouTube. I suggest getting a stand for it and putting it in the kitchen for quick recipe references or background music when cooking.
by jridger2011
Sun Jan 04, 2015 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: High Home Price-to-Income ratios - unhealthy?
Replies: 46
Views: 5207

Re: High Home Price-to-Income ratios - unhealthy?

In particular, if you live in Brooklyn, your transportation expenses may be much lower than the average homeowner's, because you don't need to own a car; a monthly MetroCard will cover almost all of your travel, with the occasional train ticket. Are you sure about that? Do you have statistics, or i...
by jridger2011
Wed Dec 31, 2014 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: High Home Price-to-Income ratios - unhealthy?
Replies: 46
Views: 5207

Re: High Home Price-to-Income ratios - unhealthy?

Bed-Stuy. Transit isn't the best but i'm usually on my bike. Seems like a neighborhood a couple of years before serious gentrification. On the other side, brooklyn is a big place and it can't all become Williamsburg. (which i just recently left after 10 years - getting too expensive, don't care for...
by jridger2011
Wed Dec 31, 2014 2:16 pm
Forum: Personal Finance (Not Investing)
Topic: High Home Price-to-Income ratios - unhealthy?
Replies: 46
Views: 5207

Re: High Home Price-to-Income ratios - unhealthy?

I expect that in NYC, a lot of households are making this calculations. You can get progressively risky, and with NCC_4, you might discover that if you are paying a $5,000 a month rent, all of a sudden, you can afford a $1MM property. I need to take a closer look at the numbers but we're currently ...
by jridger2011
Wed Dec 31, 2014 2:02 pm
Forum: Personal Consumer Issues
Topic: Cheapest Way to Watch Netflix
Replies: 27
Views: 3385

Re: Cheapest Way to Watch Netflix

I think this would be the cheapest solution since you have the iPad to control it:
http://www.google.com/chrome/devices/chromecast/

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