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Re: Am I being cheap?

Maybe a serious discussion about the overall budget needs to be addressed like cost of ring, cost of rehearsal dinner, cost of wedding, and cost of honeymoon. Where to spend the most?
by jridger2011
Sat Dec 06, 2014 5:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Am I being cheap? [wedding/engagement ring]
Replies: 192
Views: 8801

Re: Is it safe to leave Laptop in hotel room

I'd say it is safe in general. I always have a laptop or a tablet with me when I travel but I make sure to pack it up in my luggage before I leave. I usually do the same, just put it back into your luggage before leaving the room. Now that I think of it, for non-Mac laptops you can probably just do...
by jridger2011
Sat Dec 06, 2014 1:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is it safe to leave Laptop in hotel room
Replies: 65
Views: 7764

Re: How long did your IT career last? At what age did it en

To make this a better discussion, can you say you were support or development? I had a career in support many years ago, it didn't last many years since I realized being in a support role was not that flexible and tied to systems I could not learn on my own without the expensive software to support,...
by jridger2011
Sat Dec 06, 2014 12:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: How long did your IT career last? At what age did it end?
Replies: 156
Views: 14641

Re: High quality winter sock

I keep hearing that SmartWool makes the best winter socks but the price tag scares me off. Is this one of those things were I buy a pair and suddenly go out of control and throw out everything else? Yup, you'll then need the $2,700 set of new pots and pans, and the new high-end Range Rover, and... ...
by jridger2011
Sun Nov 30, 2014 4:42 pm
 
Forum: Personal Consumer Issues
Topic: High quality winter sock
Replies: 35
Views: 2193

Re: Samsung Galaxy S5 - HTC M8

I think the S5 is a better buy for software reasons. I've had HTC before and they are slow on software updates, especially on Verizon. The software updates can also be inconsistent. Also, the battery is another good reason, with the S5 you can really expand your range by getting a second battery if ...
by jridger2011
Sun Nov 30, 2014 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Samsung Galaxy S5 - HTC M8
Replies: 9
Views: 1096

Re: High quality winter sock

I keep hearing that SmartWool makes the best winter socks but the price tag scares me off. Is this one of those things were I buy a pair and suddenly go out of control and throw out everything else?
by jridger2011
Sun Nov 30, 2014 3:58 pm
 
Forum: Personal Consumer Issues
Topic: High quality winter sock
Replies: 35
Views: 2193

Re: 23 year old... Can I afford a Rolex?

I think at 23, if you have the money for a used Rolex, you could spend it in other ways, too. It's like going on an expensive trip in your early 20's but your Rolex will most likely be physically around for many years to come and not just a memory or a few photos from the trip. You just need to know...
by jridger2011
Thu Nov 27, 2014 1:42 pm
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 167
Views: 13967

Re: What do you splurge on?

I would say food since I live in NYC, it is hard to just say no to new restaurants or making a short trip to get a certain type of food. The food is just really good and a lot of times easier than cooking it, such as BBQ meats, deep fried things, and of course, ethnic foods where I don't own the spi...
by jridger2011
Wed Nov 26, 2014 6:31 pm
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 234
Views: 20760

Re: Advise Needed: Unique Situation At workplace

I've made the decision to leave each time this happened mainly because it takes HR really long to take action on a rotten apple. One time I managed to change groups all together. The insulting part is these rotten apples manage to get promoted by doing some things correctly. The grass isn't always g...
by jridger2011
Mon Nov 17, 2014 12:23 am
 
Forum: Personal Finance (Not Investing)
Topic: Advice Needed: Unique Situation At workplace
Replies: 28
Views: 3967

Re: Cost to furnish a condo

I would say easily $5,000 to $50,000. The reason why I am saying this is because even really cheap beds/mattresses will still be at least a thousand with mattress, boxspring, bed frame of good quality. Buying a cheap couch only makes sense if you move often, but if you're always home or having peopl...
by jridger2011
Sun Nov 16, 2014 6:12 pm
 
Forum: Personal Consumer Issues
Topic: Cost to furnish a condo
Replies: 29
Views: 4056

Re: Electricity costs going up

Just to give you guys context from NYC (from August's peak) through ConEd:

Supply per kWh = 10.16 cents

Delivery per kWh = 11.32 cents

Get charged both rates along with a giant service charge and some taxes.
by jridger2011
Tue Nov 11, 2014 9:44 pm
 
Forum: Personal Consumer Issues
Topic: Electricity costs going up
Replies: 46
Views: 3697

Re: Great camera to take pics?

For low light settings, I would definitely recommend a low end DSLR with a good lens. I have thought about this for years and found that compact cameras were really great for travel for daytime photos and videos without depleting precious smartphone battery. The part where the compact didn't do so w...
by jridger2011
Sun Nov 09, 2014 10:57 am
 
Forum: Personal Consumer Issues
Topic: Great camera to take pics?
Replies: 44
Views: 5446

Re: When do you buy a new home computer?

I try to hold on to mine as long as possible, until the software such as browsers run too slow that a memory upgrade is necessary. I try to check to see how much it would cost to upgrade the memory and whether it makes sense to just buy a new machine that comes with a new OS version. It works out to...
by jridger2011
Sat Nov 08, 2014 5:12 pm
 
Forum: Personal Consumer Issues
Topic: When do you buy a new home computer?
Replies: 52
Views: 4581

Re: Any experience with Hyatt Legal Plans?

Used it for a real estate closing, it went just fine.
by jridger2011
Tue Nov 04, 2014 8:30 pm
 
Forum: Personal Consumer Issues
Topic: Any experience with Hyatt Legal Plans?
Replies: 16
Views: 1154

Re: What is the appeal of smart watches?

As I get older, I realize that checking my watch while talking to someone in a professional setting is less rude than taking out the phone and looking at the time. It is just my personal opinion, but I feel like I can glance at my watch quickly for time while in conversation without hitting a switch...
by jridger2011
Sun Oct 26, 2014 5:23 pm
 
Forum: Personal Consumer Issues
Topic: What is the appeal of smart watches?
Replies: 22
Views: 2107

Re: What have you done to cut costs this year?

Dropped the unlimited data plan and do not miss it at all.
Thought deeply about grocery lists and really pared it down.
by jridger2011
Sun Oct 12, 2014 12:00 pm
 
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 134
Views: 12393

Re: Oatmeal suggestions

Here's a delicacy: When the oatmeal has thickened enough, crack an egg on top. When it's done you have a beautiful poached egg laced with rolled oats to season as you like, and to eat along with your oatmeal. I seldom eat eggs with the yolk anymore. So alternately I've been doing something similar ...
by jridger2011
Sat Oct 04, 2014 8:56 pm
 
Forum: Personal Consumer Issues
Topic: Oatmeal suggestions
Replies: 147
Views: 12843

Re: iPad Air & cellular

My mistake everyone, the LTE cell version of the iPad does cost more than the WiFi. It's the standard price to pay almost $100 more for the LTE capable version and Tmobile's deal is good, considering all I would need is the base model with LTE. The other carriers charge the same ~$630 without the da...
by jridger2011
Sat Oct 04, 2014 8:39 pm
 
Forum: Personal Consumer Issues
Topic: iPad Air & cellular
Replies: 10
Views: 1058

Re: iPad Air & cellular

I bought my Ipad Air directly from Apple and was able to have Apple add the free Tmobile feature before delivery to me. It worked after I activated the service with Tmobile. If this is true, then it is a good deal. I was under the impression that I had to buy it through Tmobile to get the data. Tha...
by jridger2011
Sat Oct 04, 2014 8:19 pm
 
Forum: Personal Consumer Issues
Topic: iPad Air & cellular
Replies: 10
Views: 1058

Re: iPad Air & cellular

I considered this deal but I realized the markup to give you the free data is worth $100 on top of the price of the iPad. The site lists the device for $600 but it retails for $499 from Apple. For $100 extra, you get the 200MB monthly data for the life of the device. I did not find it a good deal fo...
by jridger2011
Sat Oct 04, 2014 4:45 pm
 
Forum: Personal Consumer Issues
Topic: iPad Air & cellular
Replies: 10
Views: 1058

Re: manipulating Amazon reviews

One thing that bugs me about Amazon reviews at times is when reviews are posted for products someone did not purchase and has an opinion of why it's a bad product or why it shouldn't exist. Somehow those reviews sneak in and using the feature of "Most Helpful" really reduces the noise.
by jridger2011
Sat Oct 04, 2014 11:01 am
 
Forum: Personal Consumer Issues
Topic: manipulating Amazon reviews
Replies: 33
Views: 3076

Re: Cast Iron Skillet Cooking

Anyone with ultimate cornbread recipes to make on cast iron skillets? I have been using the Food Network's recipe for several years -it is very fattening but sooooooo good! I use two 8 inch skillets per batch in order to get a thinner cake. http://www.foodnetwork.com/recipes/alexandra-guarnaschelli...
by jridger2011
Sat Sep 27, 2014 3:16 pm
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 108
Views: 11231

Re: Cast Iron Skillet Cooking

Anyone with ultimate cornbread recipes to make on cast iron skillets?
by jridger2011
Sat Sep 27, 2014 10:23 am
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 108
Views: 11231

Re: What did you always wish for but never got?

I wanted a nice BMX bike. I had a pretty cheap one I rode around for years before I grew out of it. I could afford it now, but I don't think I would get as much use out of it as I did if I were 12.
by jridger2011
Sat Sep 27, 2014 10:12 am
 
Forum: Personal Consumer Issues
Topic: What did you always wish for but never got?
Replies: 87
Views: 5666

Re: Amazon.com as a selling service

I've old books and games on Amazon. The fees are high but the payments are really simple and the risk of being scammed felt much lower to me than eBay. The key is to figure out the shipping cost up front, everything else is really straight forward, an email comes notifying your item has been sold, a...
by jridger2011
Sat Sep 20, 2014 9:57 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com as a selling service
Replies: 17
Views: 1849

Re: Macbook Air; how much RAM?

I also recommend going with the higher RAM model. I have seen these MB Air's really struggle with the 4GB and the fan goes crazy when using YouTube. If she gets the higher memory model, it will last longer. Being a student means having to use the computer often, if it's slow, it will be frustrating.
by jridger2011
Tue Sep 16, 2014 9:32 pm
 
Forum: Personal Consumer Issues
Topic: Macbook Air; how much RAM?
Replies: 59
Views: 3452

Re: Need advice on which tablet to buy

I would suggest staying away from Nexus anything because the software updates can be unstable. I have a Nexus 7 from 2012 and the first series of updates caused the WiFi to drop and it took months for another update to roll around that fixed it. Somehow, it now takes more than 8 hours to charge it ...
by jridger2011
Sun Sep 14, 2014 10:44 pm
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2759

Re: Need advice on which tablet to buy

I would suggest staying away from Nexus anything because the software updates can be unstable. I have a Nexus 7 from 2012 and the first series of updates caused the WiFi to drop and it took months for another update to roll around that fixed it. Somehow, it now takes more than 8 hours to charge it t...
by jridger2011
Sat Sep 13, 2014 3:41 pm
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2759

Re: Travel to the Netherlands?

If you plan to go to the Anne Frank House, you should book tickets online months ahead because the line can be more than 1.5 hours long in the tourist heavy seasons. They only admit a small group inside at once because the actual house is not very large. I learned that the weather can change quickly...
by jridger2011
Sat Sep 06, 2014 2:37 pm
 
Forum: Personal Consumer Issues
Topic: Travel to the Netherlands?
Replies: 6
Views: 606

Re: NYC [Visit to New York City]

I am not a fan of modern art and would not want to pay full price for this. If you are going on Friday, go for free in the evening to the MOMA:

http://www.moma.org/visit/plan/offers#admission
by jridger2011
Sun Aug 31, 2014 9:15 pm
 
Forum: Personal Consumer Issues
Topic: NYC [Visit to New York City]
Replies: 45
Views: 2269

Re: Looking to buy a new car but hesistant.

You can afford it. The truck will be a lot of fun to own and hold value well. It's a matter if you're willing to take out a $20k loan for it.
by jridger2011
Wed Aug 27, 2014 10:54 am
 
Forum: Personal Consumer Issues
Topic: Looking to buy a new car but hesistant.
Replies: 17
Views: 1719

Re: NYC - Job Agencies - skilled trade jobs

Since he has the experience, is he willing to go direct with Time Warner? They always hire temps during busy seasons who use their own vehicles. http://jobs.timewarnercable.com/job/New-York-Technician-Job-NY-10001/83838000/ He'll have to sit down with a big cup of coffee and fill out the online form.
by jridger2011
Wed Aug 27, 2014 10:31 am
 
Forum: Personal Finance (Not Investing)
Topic: NYC - Job Agencies - skilled trade jobs
Replies: 2
Views: 317

Re: Is it me, or are "collectibles" worthless in 2014?

I think with eBay and other sites, there are more of these items than before. The items are still rare since not everyone has it lying around the house, but there are more advertised sellers. As a result, most collectibles do not generate the profit people think they might.
by jridger2011
Sat Aug 23, 2014 4:20 pm
 
Forum: Personal Consumer Issues
Topic: Is it me, or are "collectibles" worthless in 2014?
Replies: 79
Views: 6849

Re: Rain Jacket Recommendations

I've had a few from EMS, Northface, Marmot, and Patagonia. I found that nothing helped breath-ability more than having pit zips and wearing a wicking base layer. My EMS version lasted the shortest amount of time, and was least expensive. The inside turned yellow (it was white when new) and peeled fa...
by jridger2011
Sat Aug 23, 2014 1:28 pm
 
Forum: Personal Consumer Issues
Topic: Rain Jacket Recommendations
Replies: 29
Views: 2006

Re: Verizon Rewards - worth signing up?

The fine print seems to say this is just a way to collect usage and lifestyle information. I don't think it is worth it for consumers.
by jridger2011
Wed Aug 13, 2014 7:09 pm
 
Forum: Personal Consumer Issues
Topic: Verizon Rewards - worth signing up?
Replies: 11
Views: 2253

Verizon Rewards - worth signing up?

I'm starting to see the commercials and was offered upon login to sign up. Is this thing even worth anything? Or, it's just another way to market message a customer with low value incentives?
by jridger2011
Tue Aug 12, 2014 7:07 pm
 
Forum: Personal Consumer Issues
Topic: Verizon Rewards - worth signing up?
Replies: 11
Views: 2253

Re: Where to buy little plastic bottles?

After you get them, soak the bottles in a bucket of soapy water for a few days to get rid of the plastic smell.
by jridger2011
Tue Aug 12, 2014 7:01 pm
 
Forum: Personal Consumer Issues
Topic: Where to buy little plastic bottles?
Replies: 24
Views: 1809

Re: Ditch car and commute to work in 250cc scooter in Raleig

I work with quite a few guys that ride scooters or motorcycles to work everyday in DFW. Rain, shine, occasional snow/ice - doesn't matter they put on all the gear (riding jacket, boots, gloves, helmets, etc...) and take off. Seems to me that has to be terribly uncomfortable in the summertime (like ...
by jridger2011
Sat Jul 12, 2014 1:25 pm
 
Forum: Personal Consumer Issues
Topic: Ditch car and commute to work in 250cc scooter in Raleigh?
Replies: 79
Views: 6964

Re: Ditch car and commute to work in 250cc scooter in Raleig

I would say no, because during the rainy and snowy season, the car just makes more sense. When it rains you would need to bring a rain suit and rain boots instead of an umbrella going from parking lot to office, it is a lot of extra items which might not save money when it comes to personal comfort ...
by jridger2011
Sat Jul 12, 2014 12:52 pm
 
Forum: Personal Consumer Issues
Topic: Ditch car and commute to work in 250cc scooter in Raleigh?
Replies: 79
Views: 6964

Re: High end purses

For value, even if you plan to spend upwards of $1,000, avoid the bags that have hybrid materials like leather straps but somehow the body portion of it is some form of fabric. Fabric wears out eventually causing this bag to look like it is in rough shape. I also noticed the ladies who have those ba...
by jridger2011
Sat Jul 12, 2014 12:48 pm
 
Forum: Personal Consumer Issues
Topic: High end purses
Replies: 119
Views: 13688

Re: Time to buy a tv or wait 2 years?

I would hold off until more 4K quality content is available.
by jridger2011
Thu Jul 03, 2014 10:20 am
 
Forum: Personal Consumer Issues
Topic: Time to buy a tv or wait 2 years?
Replies: 66
Views: 6470

Re: ? Best car for a new driver

What about a modern 4 door sedan of any brand that has the latest safety features? There are a ton of used cars that would fit the criteria:

1. Ford Fusion
2. Toyota Camry
3. Honda Accord
4. Hyundai Sonata

Those are all not race cars or unwieldy tanks.
by jridger2011
Sat Jun 21, 2014 2:32 pm
 
Forum: Personal Consumer Issues
Topic: ? Best car for a new driver
Replies: 41
Views: 1652

Re: How much car can I afford while paying cash? Details ins

While I was never in your position to afford a new BMW at 26, it's pretty safe to say you can afford it. I am guessing you doubt the decision in some way to ask the Internet, but if your spouse agrees on this, I do not see why you should not buy the car.
by jridger2011
Sat Jun 21, 2014 12:01 pm
 
Forum: Personal Consumer Issues
Topic: How much car can I afford while paying cash? Details inside.
Replies: 62
Views: 4357

Re: Suggestions for 1-2 Days in NYC?

Some ideas: 1. Pizza - This is the place to be for the cheap slice and the expensive brick oven slice, you have to have a slice of each 2. Bagels - If you like stuff like lox spread and fresh bagels, you need to look at Yelp and find the place for a proper bagel breakfast nearest to your hotel 3. Bi...
by jridger2011
Sat Jun 21, 2014 11:38 am
 
Forum: Personal Consumer Issues
Topic: Suggestions for 1-2 Days in NYC?
Replies: 51
Views: 3824

Re: Hotel suggestions Washington,DC

I would say Washington Marriot since the Metro Center train stop is on the same block and most of the other attractions are walkable distances. The blocks are pretty long so bring some walking shoes.
by jridger2011
Sun May 18, 2014 12:51 pm
 
Forum: Personal Consumer Issues
Topic: Hotel suggestions Washington,DC
Replies: 32
Views: 2207

Re: TMobile $30 plan...

The catch really is the coverage. T-Mobile has poor reception indoors in some parts of New York City. We don't have a primary phone line, so the extra expense of Verizon is worth it.
by jridger2011
Sat Apr 26, 2014 4:53 pm
 
Forum: Personal Consumer Issues
Topic: TMobile $30 plan...
Replies: 52
Views: 12373

Re: Preventing Office Theft of Food and Other Stuff

I've worked at many places and it seems as though food theft just happens when people work late and there's packaged food in there that doesn't have a name on it. I did not have food stolen since I brought a lunch bag and put everything in there, not just place an unopened soda, yogurt, or whatever ...
by jridger2011
Sat Apr 05, 2014 11:28 am
 
Forum: Personal Consumer Issues
Topic: Preventing Office Theft of Food and Other Stuff
Replies: 78
Views: 7705

Re: Frugal Fatigue

How about alternating days of bike riding to squeeze in some time reading a good book on the way to work? Skipping a day here and there, or earmarking some money to go out to a place you'd love to dine in at, won't prevent you from reaching your ultimate goal. Good point- and I don't bike every day...
by jridger2011
Sat Mar 29, 2014 11:57 am
 
Forum: Personal Consumer Issues
Topic: Frugal Fatigue
Replies: 96
Views: 11447

Re: Project Euler (math related)

I have done some of these in the past but I do not think I learned a lot from it beyond feeling as though my implementation needed more refinement compared to others who wrote beautiful code to solve the problem. Those problems do not often appear in day to day work professionally.
by jridger2011
Sat Mar 29, 2014 11:16 am
 
Forum: Personal Consumer Issues
Topic: Project Euler (math related)
Replies: 16
Views: 1190

Re: Frugal Fatigue

How about alternating days of bike riding to squeeze in some time reading a good book on the way to work? Skipping a day here and there, or earmarking some money to go out to a place you'd love to dine in at, won't prevent you from reaching your ultimate goal.
by jridger2011
Sat Mar 29, 2014 11:02 am
 
Forum: Personal Consumer Issues
Topic: Frugal Fatigue
Replies: 96
Views: 11447
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