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Re: What have you done to cut costs this year?

Dropped the unlimited data plan and do not miss it at all.
Thought deeply about grocery lists and really pared it down.
by jridger2011
Sun Oct 12, 2014 1:00 pm
 
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 105
Views: 8121

Re: Oatmeal suggestions

Here's a delicacy: When the oatmeal has thickened enough, crack an egg on top. When it's done you have a beautiful poached egg laced with rolled oats to season as you like, and to eat along with your oatmeal. I seldom eat eggs with the yolk anymore. So alternately I've been doing something similar ...
by jridger2011
Sat Oct 04, 2014 9:56 pm
 
Forum: Personal Consumer Issues
Topic: Oatmeal suggestions
Replies: 107
Views: 5377

Re: iPad Air & cellular

My mistake everyone, the LTE cell version of the iPad does cost more than the WiFi. It's the standard price to pay almost $100 more for the LTE capable version and Tmobile's deal is good, considering all I would need is the base model with LTE. The other carriers charge the same ~$630 without the da...
by jridger2011
Sat Oct 04, 2014 9:39 pm
 
Forum: Personal Consumer Issues
Topic: iPad Air & cellular
Replies: 10
Views: 932

Re: iPad Air & cellular

I bought my Ipad Air directly from Apple and was able to have Apple add the free Tmobile feature before delivery to me. It worked after I activated the service with Tmobile. If this is true, then it is a good deal. I was under the impression that I had to buy it through Tmobile to get the data. Tha...
by jridger2011
Sat Oct 04, 2014 9:19 pm
 
Forum: Personal Consumer Issues
Topic: iPad Air & cellular
Replies: 10
Views: 932

Re: iPad Air & cellular

I considered this deal but I realized the markup to give you the free data is worth $100 on top of the price of the iPad. The site lists the device for $600 but it retails for $499 from Apple. For $100 extra, you get the 200MB monthly data for the life of the device. I did not find it a good deal fo...
by jridger2011
Sat Oct 04, 2014 5:45 pm
 
Forum: Personal Consumer Issues
Topic: iPad Air & cellular
Replies: 10
Views: 932

Re: manipulating Amazon reviews

One thing that bugs me about Amazon reviews at times is when reviews are posted for products someone did not purchase and has an opinion of why it's a bad product or why it shouldn't exist. Somehow those reviews sneak in and using the feature of "Most Helpful" really reduces the noise.
by jridger2011
Sat Oct 04, 2014 12:01 pm
 
Forum: Personal Consumer Issues
Topic: manipulating Amazon reviews
Replies: 33
Views: 2916

Re: Cast Iron Skillet Cooking

Anyone with ultimate cornbread recipes to make on cast iron skillets? I have been using the Food Network's recipe for several years -it is very fattening but sooooooo good! I use two 8 inch skillets per batch in order to get a thinner cake. http://www.foodnetwork.com/recipes/alexandra-guarnaschelli...
by jridger2011
Sat Sep 27, 2014 4:16 pm
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 107
Views: 9253

Re: Cast Iron Skillet Cooking

Anyone with ultimate cornbread recipes to make on cast iron skillets?
by jridger2011
Sat Sep 27, 2014 11:23 am
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 107
Views: 9253

Re: What did you always wish for but never got?

I wanted a nice BMX bike. I had a pretty cheap one I rode around for years before I grew out of it. I could afford it now, but I don't think I would get as much use out of it as I did if I were 12.
by jridger2011
Sat Sep 27, 2014 11:12 am
 
Forum: Personal Consumer Issues
Topic: What did you always wish for but never got?
Replies: 87
Views: 5285

Re: Amazon.com as a selling service

I've old books and games on Amazon. The fees are high but the payments are really simple and the risk of being scammed felt much lower to me than eBay. The key is to figure out the shipping cost up front, everything else is really straight forward, an email comes notifying your item has been sold, a...
by jridger2011
Sat Sep 20, 2014 10:57 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com as a selling service
Replies: 17
Views: 1837

Re: Macbook Air; how much RAM?

I also recommend going with the higher RAM model. I have seen these MB Air's really struggle with the 4GB and the fan goes crazy when using YouTube. If she gets the higher memory model, it will last longer. Being a student means having to use the computer often, if it's slow, it will be frustrating.
by jridger2011
Tue Sep 16, 2014 10:32 pm
 
Forum: Personal Consumer Issues
Topic: Macbook Air; how much RAM?
Replies: 59
Views: 3227

Re: Need advice on which tablet to buy

I would suggest staying away from Nexus anything because the software updates can be unstable. I have a Nexus 7 from 2012 and the first series of updates caused the WiFi to drop and it took months for another update to roll around that fixed it. Somehow, it now takes more than 8 hours to charge it ...
by jridger2011
Sun Sep 14, 2014 11:44 pm
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2661

Re: Need advice on which tablet to buy

I would suggest staying away from Nexus anything because the software updates can be unstable. I have a Nexus 7 from 2012 and the first series of updates caused the WiFi to drop and it took months for another update to roll around that fixed it. Somehow, it now takes more than 8 hours to charge it t...
by jridger2011
Sat Sep 13, 2014 4:41 pm
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2661

Re: Travel to the Netherlands?

If you plan to go to the Anne Frank House, you should book tickets online months ahead because the line can be more than 1.5 hours long in the tourist heavy seasons. They only admit a small group inside at once because the actual house is not very large. I learned that the weather can change quickly...
by jridger2011
Sat Sep 06, 2014 3:37 pm
 
Forum: Personal Consumer Issues
Topic: Travel to the Netherlands?
Replies: 6
Views: 598

Re: NYC [Visit to New York City]

I am not a fan of modern art and would not want to pay full price for this. If you are going on Friday, go for free in the evening to the MOMA:

http://www.moma.org/visit/plan/offers#admission
by jridger2011
Sun Aug 31, 2014 10:15 pm
 
Forum: Personal Consumer Issues
Topic: NYC [Visit to New York City]
Replies: 45
Views: 2167

Re: Looking to buy a new car but hesistant.

You can afford it. The truck will be a lot of fun to own and hold value well. It's a matter if you're willing to take out a $20k loan for it.
by jridger2011
Wed Aug 27, 2014 11:54 am
 
Forum: Personal Consumer Issues
Topic: Looking to buy a new car but hesistant.
Replies: 17
Views: 1668

Re: NYC - Job Agencies - skilled trade jobs

Since he has the experience, is he willing to go direct with Time Warner? They always hire temps during busy seasons who use their own vehicles. http://jobs.timewarnercable.com/job/New-York-Technician-Job-NY-10001/83838000/ He'll have to sit down with a big cup of coffee and fill out the online form.
by jridger2011
Wed Aug 27, 2014 11:31 am
 
Forum: Personal Finance (Not Investing)
Topic: NYC - Job Agencies - skilled trade jobs
Replies: 2
Views: 308

Re: Is it me, or are "collectibles" worthless in 2014?

I think with eBay and other sites, there are more of these items than before. The items are still rare since not everyone has it lying around the house, but there are more advertised sellers. As a result, most collectibles do not generate the profit people think they might.
by jridger2011
Sat Aug 23, 2014 5:20 pm
 
Forum: Personal Consumer Issues
Topic: Is it me, or are "collectibles" worthless in 2014?
Replies: 79
Views: 6517

Re: Rain Jacket Recommendations

I've had a few from EMS, Northface, Marmot, and Patagonia. I found that nothing helped breath-ability more than having pit zips and wearing a wicking base layer. My EMS version lasted the shortest amount of time, and was least expensive. The inside turned yellow (it was white when new) and peeled fa...
by jridger2011
Sat Aug 23, 2014 2:28 pm
 
Forum: Personal Consumer Issues
Topic: Rain Jacket Recommendations
Replies: 29
Views: 1910

Re: Verizon Rewards - worth signing up?

The fine print seems to say this is just a way to collect usage and lifestyle information. I don't think it is worth it for consumers.
by jridger2011
Wed Aug 13, 2014 8:09 pm
 
Forum: Personal Consumer Issues
Topic: Verizon Rewards - worth signing up?
Replies: 11
Views: 1946

Verizon Rewards - worth signing up?

I'm starting to see the commercials and was offered upon login to sign up. Is this thing even worth anything? Or, it's just another way to market message a customer with low value incentives?
by jridger2011
Tue Aug 12, 2014 8:07 pm
 
Forum: Personal Consumer Issues
Topic: Verizon Rewards - worth signing up?
Replies: 11
Views: 1946

Re: Where to buy little plastic bottles?

After you get them, soak the bottles in a bucket of soapy water for a few days to get rid of the plastic smell.
by jridger2011
Tue Aug 12, 2014 8:01 pm
 
Forum: Personal Consumer Issues
Topic: Where to buy little plastic bottles?
Replies: 24
Views: 1740

Re: Ditch car and commute to work in 250cc scooter in Raleig

I work with quite a few guys that ride scooters or motorcycles to work everyday in DFW. Rain, shine, occasional snow/ice - doesn't matter they put on all the gear (riding jacket, boots, gloves, helmets, etc...) and take off. Seems to me that has to be terribly uncomfortable in the summertime (like ...
by jridger2011
Sat Jul 12, 2014 2:25 pm
 
Forum: Personal Consumer Issues
Topic: Ditch car and commute to work in 250cc scooter in Raleigh?
Replies: 79
Views: 6755

Re: Ditch car and commute to work in 250cc scooter in Raleig

I would say no, because during the rainy and snowy season, the car just makes more sense. When it rains you would need to bring a rain suit and rain boots instead of an umbrella going from parking lot to office, it is a lot of extra items which might not save money when it comes to personal comfort ...
by jridger2011
Sat Jul 12, 2014 1:52 pm
 
Forum: Personal Consumer Issues
Topic: Ditch car and commute to work in 250cc scooter in Raleigh?
Replies: 79
Views: 6755

Re: High end purses

For value, even if you plan to spend upwards of $1,000, avoid the bags that have hybrid materials like leather straps but somehow the body portion of it is some form of fabric. Fabric wears out eventually causing this bag to look like it is in rough shape. I also noticed the ladies who have those ba...
by jridger2011
Sat Jul 12, 2014 1:48 pm
 
Forum: Personal Consumer Issues
Topic: High end purses
Replies: 119
Views: 13414

Re: Time to buy a tv or wait 2 years?

I would hold off until more 4K quality content is available.
by jridger2011
Thu Jul 03, 2014 11:20 am
 
Forum: Personal Consumer Issues
Topic: Time to buy a tv or wait 2 years?
Replies: 66
Views: 6139

Re: ? Best car for a new driver

What about a modern 4 door sedan of any brand that has the latest safety features? There are a ton of used cars that would fit the criteria:

1. Ford Fusion
2. Toyota Camry
3. Honda Accord
4. Hyundai Sonata

Those are all not race cars or unwieldy tanks.
by jridger2011
Sat Jun 21, 2014 3:32 pm
 
Forum: Personal Consumer Issues
Topic: ? Best car for a new driver
Replies: 41
Views: 1549

Re: How much car can I afford while paying cash? Details ins

While I was never in your position to afford a new BMW at 26, it's pretty safe to say you can afford it. I am guessing you doubt the decision in some way to ask the Internet, but if your spouse agrees on this, I do not see why you should not buy the car.
by jridger2011
Sat Jun 21, 2014 1:01 pm
 
Forum: Personal Consumer Issues
Topic: How much car can I afford while paying cash? Details inside.
Replies: 62
Views: 4220

Re: Suggestions for 1-2 Days in NYC?

Some ideas: 1. Pizza - This is the place to be for the cheap slice and the expensive brick oven slice, you have to have a slice of each 2. Bagels - If you like stuff like lox spread and fresh bagels, you need to look at Yelp and find the place for a proper bagel breakfast nearest to your hotel 3. Bi...
by jridger2011
Sat Jun 21, 2014 12:38 pm
 
Forum: Personal Consumer Issues
Topic: Suggestions for 1-2 Days in NYC?
Replies: 51
Views: 3705

Re: Hotel suggestions Washington,DC

I would say Washington Marriot since the Metro Center train stop is on the same block and most of the other attractions are walkable distances. The blocks are pretty long so bring some walking shoes.
by jridger2011
Sun May 18, 2014 1:51 pm
 
Forum: Personal Consumer Issues
Topic: Hotel suggestions Washington,DC
Replies: 32
Views: 2188

Re: TMobile $30 plan...

The catch really is the coverage. T-Mobile has poor reception indoors in some parts of New York City. We don't have a primary phone line, so the extra expense of Verizon is worth it.
by jridger2011
Sat Apr 26, 2014 5:53 pm
 
Forum: Personal Consumer Issues
Topic: TMobile $30 plan...
Replies: 52
Views: 12277

Re: Preventing Office Theft of Food and Other Stuff

I've worked at many places and it seems as though food theft just happens when people work late and there's packaged food in there that doesn't have a name on it. I did not have food stolen since I brought a lunch bag and put everything in there, not just place an unopened soda, yogurt, or whatever ...
by jridger2011
Sat Apr 05, 2014 12:28 pm
 
Forum: Personal Consumer Issues
Topic: Preventing Office Theft of Food and Other Stuff
Replies: 78
Views: 7383

Re: Frugal Fatigue

How about alternating days of bike riding to squeeze in some time reading a good book on the way to work? Skipping a day here and there, or earmarking some money to go out to a place you'd love to dine in at, won't prevent you from reaching your ultimate goal. Good point- and I don't bike every day...
by jridger2011
Sat Mar 29, 2014 12:57 pm
 
Forum: Personal Consumer Issues
Topic: Frugal Fatigue
Replies: 96
Views: 11296

Re: Project Euler (math related)

I have done some of these in the past but I do not think I learned a lot from it beyond feeling as though my implementation needed more refinement compared to others who wrote beautiful code to solve the problem. Those problems do not often appear in day to day work professionally.
by jridger2011
Sat Mar 29, 2014 12:16 pm
 
Forum: Personal Consumer Issues
Topic: Project Euler (math related)
Replies: 16
Views: 1181

Re: Frugal Fatigue

How about alternating days of bike riding to squeeze in some time reading a good book on the way to work? Skipping a day here and there, or earmarking some money to go out to a place you'd love to dine in at, won't prevent you from reaching your ultimate goal.
by jridger2011
Sat Mar 29, 2014 12:02 pm
 
Forum: Personal Consumer Issues
Topic: Frugal Fatigue
Replies: 96
Views: 11296

Re: LED lights currently worth it personal financewise?

Does anyone recommend any brands? I'm interested in getting some but have been overwhelmed by the number of brands I don't really recognize anywhere else.
by jridger2011
Sat Mar 15, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: LED lights currently worth it personal financewise?
Replies: 55
Views: 2754

Re: Was frugality a mistake? The downsides of saving too mu

It is a difficult question. Just a few random observations: It is a lot easier to have too much money later in life and reward yourself with a few luxuries than it is to not have enough later in life and struggle to get by when it is too late to save. Compound interest is your friend. The only way ...
by jridger2011
Sat Mar 15, 2014 11:34 am
 
Forum: Personal Consumer Issues
Topic: Was frugality a mistake? The downsides of saving too much.
Replies: 115
Views: 10234

Re: is 4gb memory, 500gb hd adequate for new desktop?

From a value perspective, go shop around and look for a desktop with 8GB RAM, it is not much more than 4GB. I'm not saying 4GB won't be enough for your purpose, but for a few bucks more, get double the memory.
by jridger2011
Sat Mar 08, 2014 4:59 pm
 
Forum: Personal Consumer Issues
Topic: is 4gb memory, 500gb hd adequate for new desktop?
Replies: 56
Views: 2391

Re: What video games are you currently playing?

I'm not playing it right now but I saw Age of Empires II on Steam and wanted to pick that up. Just for reference, it's a classic strategy game.
by jridger2011
Sat Mar 08, 2014 4:31 pm
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 99
Views: 4963

Re: Used $35k Porsche on $64k income?

Everyone would say something differently if the OP was asking about getting a new Camry and making $45K a year. The fact is the Porsche is a far more expensive car to maintain and probably won't last as long and will take up half his/her income.
by jridger2011
Tue Mar 04, 2014 9:21 pm
 
Forum: Personal Consumer Issues
Topic: Used $35k Porsche on $64k income?
Replies: 95
Views: 6903

Keurig K-Cups Next Gen

Hi All,

I don't own any of the machines but I thought I would pass this along to anyone who may be considering getting one:
http://reviews.cnet.com/8301-17889_7-57619817/keurig-2.0-brews-up-drm-to-freeze-out-copycat-cups/
by jridger2011
Tue Mar 04, 2014 9:17 pm
 
Forum: Personal Consumer Issues
Topic: Keurig K-Cups Next Gen
Replies: 10
Views: 809

VZW Customers Check Out New Plans

Hi all,

In case you have not heard, VZW announced some competitive pricing for data plans (finally) and the potential savings is about $10 per month.
by jridger2011
Sat Feb 15, 2014 6:12 pm
 
Forum: Personal Consumer Issues
Topic: VZW Customers Check Out New Plans
Replies: 24
Views: 2676

Re: Visiting NYC (New York City)

Go to the High Line, it's a great use of space and some cool places to eat around there.
by jridger2011
Sat Feb 01, 2014 4:15 pm
 
Forum: Personal Consumer Issues
Topic: Visiting NYC (New York City)
Replies: 31
Views: 1652

Re: Did you have a Lousy Job as a teen / young adult?

Fast food and on your feet all day retail jobs on the sales floor and also inventory. Without education in a profitable field, that was the best someone could do.
by jridger2011
Sat Jan 18, 2014 1:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Did you have a Lousy Job as a teen / young adult?
Replies: 127
Views: 5513

Re: Truck/Car Envy....How do You Deal with It?

It was easy for me when I was younger, I couldn't afford a nice car and keep it safe from dings, scratches, or worse since I did not have a parking spot. Now that I could afford a parking spot living in the city, I decided against renting a home for a car I wouldn't drive every single day. The money...
by jridger2011
Sat Jan 18, 2014 1:28 pm
 
Forum: Personal Consumer Issues
Topic: Truck/Car Envy....How do You Deal with It?
Replies: 64
Views: 5201

Re: percolator vs drip

Stovetop moka pot just because it's got no electronic parts and need for paper filters. The rubber gasket doesn't wear out too quickly and coffee is consistent if you measure out how much to use. The two downsides to that method is it can only make small batches at once, then the pot needs to cool a...
by jridger2011
Fri Jan 17, 2014 3:01 pm
 
Forum: Personal Consumer Issues
Topic: percolator vs drip
Replies: 109
Views: 5919

Re: Velocity Micro Computers

I would recommend buying higher end business models from HP, Lenovo, or Dell. The reason is they're usually meant to be on every day and last pretty long. If you deeply care about specs and want to ensure your computer can last another operating system upgrade, building one custom would make sense.
by jridger2011
Sun Jan 12, 2014 3:45 pm
 
Forum: Personal Consumer Issues
Topic: Velocity Micro Computers
Replies: 5
Views: 422

Re: BluRay to stream video - is DSL/wifi fast enough?

I think Netflix is offering Standard Definition streaming with lower quality video output which might work just fine with DSL. If you are looking to really enjoy HD streaming, it's best to get the cable modem setup.
by jridger2011
Sun Jan 12, 2014 3:40 pm
 
Forum: Personal Consumer Issues
Topic: BluRay to stream video - is DSL/wifi fast enough?
Replies: 23
Views: 1970

Re: How much do you spend on books a year?

For academic books where it makes sense to buy a more expensive physical copy than digital, it could be a few hundred a year. For leisure reads, it would be library only.
by jridger2011
Sat Jan 04, 2014 6:39 pm
 
Forum: Personal Consumer Issues
Topic: How much do you spend on books a year?
Replies: 47
Views: 2073

Re: Career advice for niece (without College degree)

I would probably say not try out any IT jobs since the time it takes to earn some of the more important certifications while having to compete with people who have degrees and certifications. The healthcare work is the most stable. If she is not looking into getting into healthcare, there are jobs i...
by jridger2011
Sat Dec 21, 2013 5:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Career advice for niece (without College degree)
Replies: 55
Views: 4641
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