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Re: Personal Life subforum?

Please--if it ain't broke don't fix it.
This forum is great just as it is!
by jonesy
Wed Jun 18, 2014 2:14 pm
 
Forum: Forum Issues and Administration
Topic: Personal Life subforum?
Replies: 97
Views: 4606

Re: HELOC source--pros/cons

Thanks everyone, your input helped ease my mind.
After a little more shopping I found that my CU offers the best terms and no cost, so I think I'll stop fretting and go with them (Alliant CU, which I also found thru Bogleheads).

Thanks to everyone involved in this great forum!
by jonesy
Mon Dec 16, 2013 5:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: HELOC source--pros/cons
Replies: 9
Views: 480

Re: HELOC source--pros/cons

Thanks, I'll check them out.
by jonesy
Mon Dec 16, 2013 4:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: HELOC source--pros/cons
Replies: 9
Views: 480

Re: HELOC source--pros/cons

Thanks for your reply DRILLNDK.
I'm mostly concerned about the pros and cons of having both mortgage and HELOC with the same institution. Have you or anyone else had that situation or avoided it for any reason?
by jonesy
Mon Dec 16, 2013 4:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: HELOC source--pros/cons
Replies: 9
Views: 480

HELOC source--pros/cons

Hello all, Before I move into full retirement I'm considering getting a $50K HELOC either from my credit union, which holds my 1st mortgage, or a big/national bank which held my previous HELOC (which I closed in good standing near the end of it's term last year when I refi'd.) I feel a little uncomf...
by jonesy
Mon Dec 16, 2013 1:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: HELOC source--pros/cons
Replies: 9
Views: 480

Re: Foes List Option? User Control Panel

Yes, thank you Alex.
by jonesy
Sat Mar 16, 2013 12:26 pm
 
Forum: Forum Issues and Administration
Topic: Foes List Option? User Control Panel
Replies: 14
Views: 1893

Re: The Munchkin Man Diet

Munchkin Man!
Congratulations and welcome back. Delighted to hear from you again!
by jonesy
Sat Mar 02, 2013 12:19 am
 
Forum: Local Chapters and Bogleheads Community
Topic: The Munchkin Man Diet
Replies: 120
Views: 10785

Re: Why not add a "like" button to Boglehead posts?

:thumbsup
LadyGeek wrote:It's been discussed before, check this thread: I Wish There Was. "Like" Button. The short answer is that there will not be any "like" button in this forum.
by jonesy
Thu Dec 20, 2012 10:29 pm
 
Forum: Forum Issues and Administration
Topic: Why not add a "like" button to Boglehead posts?
Replies: 69
Views: 8923

Re: welcome home

So glad the forum is back! I can't believe how much I missed it. Thanks to everyone who works so hard to provide this great site.
Hope the rest of the Northeast gets back on its feet soon too.
by jonesy
Fri Nov 02, 2012 10:18 pm
 
Forum: Forum Issues and Administration
Topic: welcome home
Replies: 27
Views: 2378

Re: We need a new forum just for retirement issues

The enemy of a good plan is the dream of a perfect plan." -- Jack Bogle

Thanks Moderators!
by jonesy
Mon Aug 27, 2012 12:28 pm
 
Forum: Forum Issues and Administration
Topic: We need a new forum just for retirement issues
Replies: 115
Views: 10443

Re: Off Topic Posts

Thank you, Moderators!
by jonesy
Sun Jun 24, 2012 10:56 pm
 
Forum: Forum Issues and Administration
Topic: Off Topic Posts
Replies: 57
Views: 5642

Re: What song describes your life?

"The Secret of Life" by James Taylor
by jonesy
Tue Dec 20, 2011 11:14 pm
 
Forum: Personal Consumer Issues
Topic: What song describes your life?
Replies: 67
Views: 2942

Thanks everybody. I'm willing to do a lot of the footwork since over time mom's needs will increase and so also will expenses.
I spoke with a payroll services rep who was very informative and nice but as you've pointed out, services can run over $1000/yr.
by jonesy
Thu Jul 14, 2011 2:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: payroll software for single employee?
Replies: 7
Views: 666

payroll software for single employee?

Hi All,
We've reached the stage that we need to hire one full time employee for our 88yo mother and are looking into payroll services vs do it yourself.
Anyone had experience they'd like to share?
Thanks,
pvj
by jonesy
Thu Jul 14, 2011 1:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: payroll software for single employee?
Replies: 7
Views: 666

You;ll probably get a faster response if you initially use fund names rather than symbols.
by jonesy
Tue Jul 05, 2011 10:42 pm
 
Forum: Investing - Help with Personal Investments
Topic: This is an unusual one folks..first post, here goes
Replies: 49
Views: 5252

Be aware that although there may be no commission, there is a transaction fee for almost all the Vanguard funds. Check out the other funds you're considering and make sure they are "NTF" no transaction fee.

Good luck.
by jonesy
Sun May 15, 2011 11:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Moving Vanguard to eTrade
Replies: 15
Views: 2253

bump
by jonesy
Wed Apr 28, 2010 10:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: 23 yr Old Portfolio Checkup
Replies: 15
Views: 1854

tomatoes

I don't know if these would grow well on the East Coast, but I've fallen in love with SunGolds, a golden yellow/orange cherry tomato that has a rich, sweet wine-like flavor and fruits from mid-summer to November in the Bay Area. I have limited space; I don't know how small a space you're working wit...
by jonesy
Tue Mar 23, 2010 9:22 pm
 
Forum: Personal Consumer Issues
Topic: Any Tomato Growers ??
Replies: 17
Views: 2641

PIMCO Total Return turnover

I'm with you Mesaverde. 300% turnover is a little too much "active management" for me.
by jonesy
Tue Mar 16, 2010 10:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: 300% Turnover- PIMCO Total Return
Replies: 20
Views: 4626

I consulted with them for 2 years when it was offered for free when my mother's assets were first transferred over from a broker. The first guy told us to sell ALL her stock holdings and go into TSM with no regard for tax consequences. The second guy was more personable but still didn't have anythin...
by jonesy
Tue Jan 26, 2010 1:04 am
 
Forum: Investing - Help with Personal Investments
Topic: Any experiences with VG Voyager services ...
Replies: 10
Views: 2337

Have you considered Elder Hostel (now known as Exploritas)? They have group travel to Mexico and Costa Rica that include daily classes based on your language level. Haven't tried it myself yet, but it sounds interesting and fun.
Good luck.
by jonesy
Sun Jan 17, 2010 7:07 pm
 
Forum: Personal Consumer Issues
Topic: Looking for Spanish Immersion class-where??
Replies: 38
Views: 4714

Ouch...I looked right past that on the Treasury Direct site.
Thanks for the help even though it's bad news!
by jonesy
Tue Jan 05, 2010 12:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Educational expenses and savings bonds
Replies: 2
Views: 518

Educational expenses and savings bonds

Hi All, My son is ready to cash in his EE savings bonds to pay grad school expenses but would like to apply the money to his student loans since this is his last semester and most of his qualifying expenses are already paid (by the loans). Can anyone tell me if repaying student loans is a qualifying...
by jonesy
Tue Jan 05, 2010 12:39 am
 
Forum: Personal Finance (Not Investing)
Topic: Educational expenses and savings bonds
Replies: 2
Views: 518

Wellington
by jonesy
Sun Nov 22, 2009 2:11 am
 
Forum: Investing - Theory, News & General
Topic: If you could have only one fund, what would it be?
Replies: 124
Views: 21733

So, I'm just curious: why did you post? What were/are you looking for from the forum?
by jonesy
Wed Aug 12, 2009 12:09 am
 
Forum: Investing - Help with Personal Investments
Topic: Helping the Best Friend in Difficult Times
Replies: 56
Views: 6665

Sorry, but if you get pregnant outside of marriage, you get nothing for yourself. You can always choose to abort or give the baby up for adoption.

Wow! So I take it that women have learned how to get pregnant all by themselves now?
by jonesy
Fri Jul 31, 2009 6:08 pm
 
Forum: Personal Consumer Issues
Topic: Divorce settlement-lifestyle they are accustomed
Replies: 23
Views: 4750

If you're interested in a 4hr drive up the coast, Mendocino in Humboldt County is a lovely coastal town with a New England feel, great restaurants and crafts, and hiking. A little further north to Avenue of the Giants to see the sequoias is an unforgettable experience. East/inland to Yosemite, also ...
by jonesy
Fri Jul 31, 2009 5:43 pm
 
Forum: Personal Consumer Issues
Topic: San Francisco in October
Replies: 14
Views: 1960

Hey MarketTimer, this one's for you!
by jonesy
Sat Jun 06, 2009 7:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sell Off In Bonds
Replies: 34
Views: 5758

In the Bay Are but don't have earthquake. I'm required to have flood insurance even though the only part of my property in the flood zone is my back fence; having both is more than I can afford, especially given the 15% deductible for earthquake coverage. I've put my money into making the building a...
by jonesy
Mon May 11, 2009 9:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Earthquake Insurance in California?
Replies: 55
Views: 7841

Pay off my HELOC, and start a vacation-savings bucket.
by jonesy
Sun Mar 08, 2009 8:39 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pop Quiz Bogleheads: You got 10 grand. What do you do?
Replies: 72
Views: 9454

it is a fact that many people make bad decisions. this is evident all around us in every facet of our modern lives, with people choosing fast instead of fresh food, making savings and consumption mistakes, etc. broadly speaking, a key goal of civilization is to create institutions that help people ...
by jonesy
Sat Mar 07, 2009 9:48 pm
 
Forum: Personal Consumer Issues
Topic: It's a LOAN, people...
Replies: 63
Views: 8272

I'm almost certainly going to get flamed for this, but some of the whining on this thread is just utterly stupid and childish. I'm only 20 years old, and I sure don't make a lot of money. If this stuff is what some people in the higher tax brackets choose to complain about, then I will pray to the ...
by jonesy
Wed Mar 04, 2009 11:47 pm
 
Forum: Investing - Theory, News & General
Topic: Quite honestly we deserve a strong recession/Depression.
Replies: 78
Views: 9495

CA Intermediate term TE fund

I've used it as part of my emergency fund for 10 years, but never has the share price fluctuated more than +/-50 cents until the past year.
Since my time frame is 10-20 more years, I'm continuing to DCA into it quarterly.
by jonesy
Wed Feb 04, 2009 10:25 pm
 
Forum: Investing - Theory, News & General
Topic: Calif IntermTerm Tax-Exempt - how volatile?
Replies: 2
Views: 711

5 year old Camry; previous car 10 year old Camry.
by jonesy
Tue Feb 03, 2009 10:38 pm
 
Forum: Personal Consumer Issues
Topic: [poll] How old is your car?
Replies: 98
Views: 13360

Thanks so much for all you done to help so many. Wishing you good health, happiness and "Enough"!
by jonesy
Mon Jan 26, 2009 12:54 am
 
Forum: Investing - Help with Personal Investments
Topic: Taylor turns 85!
Replies: 130
Views: 18987

Pesto and tomato
by jonesy
Fri Jan 23, 2009 11:36 pm
 
Forum: Personal Consumer Issues
Topic: What's your favorite pizza?
Replies: 56
Views: 7570

One of my concerns with PTTRX is that it has a turnover rate of over 200%--pretty high trading costs! I opted to go with Vanguard TBM for that reason as well.
by jonesy
Tue Jan 13, 2009 11:23 pm
 
Forum: Investing - Help with Personal Investments
Topic: PIMCO Total Return Fund vs Vanguard Total Bond Market Index
Replies: 13
Views: 6612

I'd like to say the Golden Gate Bridge but what's really closest is San Quentin.
by jonesy
Mon Jan 12, 2009 9:54 pm
 
Forum: Personal Consumer Issues
Topic: What is the closest international landmark you live near?
Replies: 136
Views: 17095

I've enjoyed all of Elizabeth George's mysteries--great character development and plot twists. Currently half-way through With No One As Witness.
by jonesy
Thu Jan 01, 2009 11:36 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? PART II
Replies: 1043
Views: 272941

Looks like capital gains and dividends were posted today.
by jonesy
Wed Dec 17, 2008 12:28 am
 
Forum: Investing - Theory, News & General
Topic: What happened to Primecap today?
Replies: 3
Views: 956

I love it!!
Thanks for the post.
by jonesy
Sat Dec 06, 2008 6:25 pm
 
Forum: Personal Consumer Issues
Topic: Beware the Doghouse (fun!)
Replies: 12
Views: 2639

To all the wonderful people that make up this forum: Thank you all!
by jonesy
Wed Nov 26, 2008 10:41 pm
 
Forum: Personal Consumer Issues
Topic: Happy Thanksgiving to all DHs !!!
Replies: 27
Views: 3818

Are you sure your Contrafund is still being run by Danoff? Last fall many subclasses of FCNTX were handed off to other managers. I learned this about my 457 account through ING...
by jonesy
Wed Nov 26, 2008 12:47 am
 
Forum: Investing - Help with Personal Investments
Topic: FCNTX
Replies: 10
Views: 3090

Thanks, Bob. I'll just see what happens next and start tracking down the cost basis info for these last 12 stocks... My dad put so much time and energy into building his stock portfolio I still feel a bit guilty about dismantling it :( but individual stocks just don't seem wise. Wish he had lived lo...
by jonesy
Sat Nov 22, 2008 11:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: sell citi?
Replies: 8
Views: 2030

My real question is what happens to share value if a company is bought/sold/merges. I understand that with bankruptcy all is lost, but in other cases...?
by jonesy
Sat Nov 22, 2008 10:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: sell citi?
Replies: 8
Views: 2030

sell citi?

Hi All, I put off doing anything with my mom's Citibank holdings because I dreaded trying to figure out the cost basis for TLHing shares bought ages ago. If someone actually steps forward to buy/merge with Citi, will her shares still have any value? Under what circumstances would holding onto the sh...
by jonesy
Sat Nov 22, 2008 9:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: sell citi?
Replies: 8
Views: 2030

Garfield

And thanks for the link to Garfield. I'll bookmark it for future use.
by jonesy
Fri Nov 14, 2008 8:33 pm
 
Forum: Investing - Theory, News & General
Topic: What to do with a gold crown?
Replies: 6
Views: 1608

gold crown

Thanks everyone. When my dentist returned it to me he joked about it possibly being as valuable as any stock market investments I had; that left me wondering, so having a real idea of its worth is very helpful. Yes, he and his staff are good people...I think I'll just leave the crown in its envelope...
by jonesy
Fri Nov 14, 2008 8:31 pm
 
Forum: Investing - Theory, News & General
Topic: What to do with a gold crown?
Replies: 6
Views: 1608

What to do with a gold crown?

Hi All,
Recently my dentist returned a gold crown to me when I learned I needed further dental work and suggested it had value.
Any thoughts as to where I might be able to cash it in? Do dental labs buy and recycle gold?
I'd feel a bit strange walking into a jewelry store or coin shop...
Thanks.
by jonesy
Thu Nov 13, 2008 11:54 pm
 
Forum: Investing - Theory, News & General
Topic: What to do with a gold crown?
Replies: 6
Views: 1608
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