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In my opinion, the evidence on valuation is crystal clear: It is a fool's errand to attempt to time the market using CAPE (or any other valuation metric). [Just because you can see a cliff, doesn't mean you are driving straight over it.] However, it is highly useful in managing expectations and maki...

One really important factor to keep in mind regarding 529s is how FAFSA/financial aid is calculated. You mentioned grandparents, which is a perfect example of this. A 529 plan that is held by a grandparent is not counted in the FAFSA calculation until the money is actually used (and then it is only ...

Fellow Denver Bogleheads: I sincerely apologize that I was not able to make it to the meeting that I, myself, coordinated on Saturday. I had an unexpected emergency come up related to some renovation work that was being done on my home and I could not break away from it. I hope those of you that did...

Happy Super Bowl Sunday to everyone! Not many have chimed in regarding location, so I guess I'll make the executive decision: Starbucks at REI 1416 Platte St Denver, CO 80202 Parking is free at REI. I understand that certain locations will be favorable for some vs. others, but hopefully everyone sho...

Thanks everyone for responding. It looks like we should have at least 6 or 7 of us in attendance. In terms of what a meeting looks like, in the past when I coordinated the Los Angeles group we did several things: - We made it into a pseudo book club. Picked a title at the first meeting (first book w...

UPDATED WITH LOCATION I received quite a few emails from Denver-area Bogleheads over the holidays, so I think it is due time to schedule a meetup. The majority of folks expressed a preference for a weekend meeting. However, I'm sure many of you are diehard Broncos fans and will be watching the play...

I recently finished Mauboussin's book and I would highly recommend it as well. The world is a complex place and all too often we draw simplified conclusions based solely on singular outcomes (ignoring the fact that alternative outcomes were not only possible, but potentially very likely). The result...

...it's as much a test of endurance as it is a test of knowledge... I would add (and this is something that I always tell people who ask me about the process) that studying for a CFA exam is as much about discipline as it is about accumulating knowledge. If you aren't prepared to put in the time (2...

I can speak to the CFA program and would be happy to answer any specific questions that you might have. However, I can't speak to the CIPM program (or compare/contrast it with the CFA program, other than to tell you what you could already read on your own here: http://www.cfainstitute.org/cipm/Pages...

For the next meeting, I am thinking of either scheduling it on (A) a weeknight (e.g. 6pm) or (B) a weekend during the morning or afternoon. Please let me know if you would prefer A or B. Majority wins!

Are these Denver meetings still happening? I would be interested in participating. Nobility - The latest thread discussing the Denver chapter is here: http://www.bogleheads.org/forum/viewtopic.php?f=9&t=106021 Please chime in if you could so I can start to gather a list of interested Bogleheads...

Mel - Thank you for making the announcement. Denver Bogleheads - If you read this and could chime in, that would be great. I'd like to organize a meeting sometime in the next couple months. Recognizing that December might be rather busy for everyone, I'm thinking sometime in January. Please let me k...

For those not interested in attending, I don't blame you one bit. But don't look to me or anyone else to get up on a soapbox and convince you or beg you to come. I am interested in an in-person/local meetup for the same reason that I read this forum: To exchange ideas and share experiences (successe...

The meeting is still on and I look forward to seeing those of you who are able to attend.

I'm certainly trying to keep it alive, but to be honest (as you've seen), attendance hasn't been all that great at the 3 or 4 of these I've organized.

I'm going to give it a go for 1 or 2 more and hopefully we can boost the turnout.

Saturday September 24, 2011 at 10:00 AM. Location: Starbucks in Torrance (same as the past 3 meetings). Our last meeting was in March, so I think we're due to get together again! No specific agenda, but given all the recent volatility, I think it would be helpful to discuss: - Sticking to your asse...

I always enjoy the thought-provoking conversations and "deep-dives" into various investment theory and topics. However, this seems like much ado about nothing. I disagree with Larry's argument that owning small or value companies (for example, inside TSM) does not necessarily expose one to...

Congratulations to everyone who passed! I have two friends who joined the club today as well. Exciting news and a big relief!

I'm happy for him as a sports fan and a Twins fan, but most of all as a fan of people who do things the right way. Well done Mr. Thome!

The majority of miles to be had are not accumulated in the air. They can be obtained through credit card sign up bonuses, brokerage and bank accounts, and other non-flying opportunities. If you want to learn the mileage game from the best, check out the following sites: FlyerTalk (the Bogleheads of ...

If you can find a bag you like at OfficeMax, they are offering 100% back in MaxPerks Bonus Rewards (essentially "Office Max money") on most backpacks and messenger bags through tomorrow.

http://www.officemax.com/home/custom.jsp?id=m2430056

If you have even a history of paying on time and an otherwise good relationship with the bank, you should absolutely try to negotiate with them. Make sure that you are fully up to date on payments, then call and politely explain the misunderstanding. Ask them if this will affect your credit score. I...

I feel obligated to throw my alma mater, Cal Poly , in the ring for consideration. All of the Big 4 and many of the mid-tier firms recruit heavily from Cal Poly. The faculty is very hands on and passionate about the curriculum. The school has great relationships with the local accounting community a...

If you typically buy your gas at somewhere other than Costco , these are the two best cards I'm aware of (both offer 5% cash back on gas, but typically warehouse stores are excluded): - PenFed Visa Platinum Cashback Rewards (1% on all other purchases): https://www.penfed.org/productsandrates/credit...

With Father's Day, my birthday, and a busy week at work, I haven't been able to get on the forum as much as I would have liked. So I apologize for the delay in responses. I'll attempt to get to a few of them now and then address the others (particularly those that require changes to the spreadsheet)...

One thing that would be nice to take into account is the standard deduction in the tax savings calculation. My marginal tax rate is in the 30s (state and federal), but I derive no benefit from the mortgage interest tax deduction nor deducting property taxes because they don't add up to more than th...

No problem, hopefully you find it useful. If you end up running some numbers for houses in your area, I'd be curious to see what you come up with. I'll try to post some calculations for for my neck of the woods (the beach cities of LA). Generally, they go a long way towards illustrating how expensiv...

Lately (on the Bogleheads forum and other finance-related sites), I've been seeing a lot of questions about Renting vs. Buying, how to save for a house, etc. As my wife and I are hoping to buy our first home sometime in the next 3 to 5 years, I've been exploring some of the different assumptions tha...

Passed Level III in 2009. Assuming all the paperwork goes through, I hope to have the charter in September.

I recently picked up a copy of Good Calories, Bad Calories by Gary Taubes ( Amazon Link ) and it has not only confirmed a lot of things that I suspected, but it has also opened my eyes to just how obvious so many of our society's problems are (when it comes to diet, disease, and obesity). It's a lon...

I usually shop my auto insurance every other year, but assuming I'm happy with my existing provider, I won't switch unless I'm saving at least $100/year. Not worth the hassle and potential for errors/issues (as with anything else).

Non profit or not for profit has to do with the distribution of profits, not simply generating them in the first place. In other words, whereas an owner/investor in a typical corporation can receive a share of the profits in the form of a dividend, a not for profit is prohibited from making such a d...

Quick reminder: Meetup is tomorrow at 10am at the Starbucks in Torrance.

Address is: 17400 Hawthorne Boulevard Torrance, CA

I look forward to seeing those of you who can make it.

Run a search using the following sites: http://MoneyAisle.com http://BankRate.com http://LendingTree.com Specific banks/credit unions/lenders that are known to have good rates (between 2.24% and 4.99% right now): http://PenFed.org (Pentagon Federal Credit Union) http://Up2Drive.com (BWM Bank of Nort...

Given the relatively limited responses thus far, there doesn't appear to be one location/geography that would be favored above the rest. Thus, I'm leaning towards sticking with our existing spot at Starbucks in Torrance. If you are planning to come, but haven't replied and signed up on Meetup, pleas...

Saturday March 5, 2011 at 10:00 AM. Location TBD. Possible locations listed on Meetup page (see link below). Location will be confirmed in the next week or two after we get some RSVPs. Our last meeting was in November and, unfortunately, several people missed out because they were either unaware or...

Thank you for posting this article. Basic financial education is so important and I am really hoping that more schools, organizations, and companies offer it. Although I agree that, ultimately, it is the parents' right and obligation to be in charge of certain topics, the reality is that for the 99%...

I'm just getting back from vacation today, but I hope to see everyone at 4pm today. If not, I'll just enjoy a coffee and start Pillar Two of The Four Pillars of Investing, haha.


Jon

As there were no other suggestions, I've updated the main post to confirm the location:

Starbucks on Hawthorne and Artesia in Torrance (17400 Hawthorne Boulevard, Torrance, CA)

This will hopefully make it easy for people taking the freeway, as it is located very close to the 405.

I agree, e-mail is probably a lot easier. With so many things going on, I often forget to check the forums too. Please feel free to PM me with your e-mail addresses. We might also want to consider setting up a Meetup group. Either way, as long as there aren't any objections, I think we should plan f...

Apologies again for the delay in updating. Unfortunately, I think we'll need to push the meeting back. Let's shoot for Saturday the 20th at 4pm. This way hopefully yakers and hermosasurfer can both make it. Let me know if that doesn't work and I'll change to the 21st.

Updated main post. Let me know what you guys think. I can commit to Sunday, but if we can't get enough of a group together, let's reschedule for Sunday the 21st.

I'll update the main post, but I'm thinking we should shoot for Sunday November 7th. It looks like we have enough interest to get at least 5 or 6 of us out there for a meeting.

Sundays are also a possibility.

Saturday November 20th at 4:00 PM at the Starbucks on Hawthorne and Artesia in Torrance (17400 Hawthorne Boulevard, Torrance, CA) At our last meetup (on 6/12/2010: Link ), we discussed scheduling the next meeting sometime in October. So it looks like I am a little behind in terms of organizing this...

As a business valuation guy by trade, I will chime in to provide some clarification: Goodwill, also known as the residual value, represents the difference between the total purchase consideration (equity, debt, and other assumed liabilities) and the identifiable assets (both tangible and intangible)...

CFA- need to pass all 3 sections of the CFA exam over a period of years, plus must have at least 3 years practical experience in investment management or some aspect of it. Just a quick point of clarification, you need at least 4 years of work experience to be eligible for the charter: https://www....

Hi Rick. We just had a meeting in the LA area (Redondo Beach/Torrance) and I am hoping to build on the group we started with. The next meeting is tentatively set for October and several folks have expressed interest in joining. Let us know if you will be in the area.

Jon

What will you be powering them with? In addition to listening to several speaker brands (with your own music), keep in mind that some speakers are much more/less efficient than others.

There were just 4 of us (including myself) at the meeting, but I thought it worked out really well. A big thanks to yakers for coming down from Pasadena. With regards to the meeting, although we didn't discuss the book all that much, it was nice to have something to work towards in advance of the me...