Bogleheads.org

I happened to come across an article that indicated that there is a proposal to cap the sum of all retirement accounts at 3 million in order to increase revenue. Politics aside, I was wondering if others had more information about this, and if this were to happen, what would be other ways/strategies...

I apologize if this issue has been discussed before, but as I understand it, 401k is wholly protected from creditors/lawsuits, but traditional IRA/Roth IRAs are not? I've read that at the Federal level, in cases of bankruptcy, Roth and TIRA may be exempted up to 1 million, but this can vary from sta...

@livesoft » "FWIW, my spouse had a 401(k) at Hartford (blech!) and was able to roll it over to an IRA. We will not be doing any conversions to Roth IRA until we are in a low tax bracket. We will be in a low tax bracket when we retire early and before drawing SS benefits. During those years we w...

Thank you for all of your responses. Yes, have been using the backdoor Roth. Because of this, have not been able to rollover the old 401k, and not sure if its better to leave it or roll it over. Ideally, I would like to simplify the portfolio with a three-fund portfolio-like approach. Also the fidel...

Very recently discovered this wonderful site and have begun to try to learn more about investing and planning for retirement. We have always used targeted retirement funds and but would like to take a more proactive approach, but just not sure where to start. Being a novice, we would really apprecia...