Stonebr wrote:I'd buy low, sell low. Or buy high sell, low. Or buy low and hold low and get bored.
Clearly_Irrational wrote:It doesn't, unless you enjoy uncompensated sector risk.
sounds like a retirement calculator would be better. They have the monte carlo simulator and account for additional investments each year. Fidelity's and firecalc.com are the two I prefer.
DVMResident wrote:Play with this tool:
Change the date ranges for each decade. The efficient frontier is a moving target.
There's no way of knowing in advance.
If your dad's tax situation is such that he can convert some or all of his 401k assets to Roth with no tax liability he should do so.