JamesSFO wrote:Sadly until electronic transfer of 401Ks becomes more widespread this is one of those things that can happen. It's very frustrating.
Dale_G wrote:If real interest rates increase, I will be delighted. I don't expect that though. There are a whole lot more borrowers than there are lenders, and zero real rates are apparently required to keep the borrowers afloat.
Financial repression is not dead.
Of course many of the companies in the total stock market are "international"
Does it make you wonder if Vanguard has too much of an vested interest to change their view on bonds.
Elbowman wrote:Yes. A lot of the people here who think TBM is too heavy in treasuries actually like VBIIX more.Gort wrote:Is VBIIX a good core holding?
gkaplan wrote:joe8d wrote:Just saw an article from US News and World Reports naming Buffalo, NY as one of the 10 best places to retire if you are living on SS alone.
Not if you've grown up in Buffalo.
1. Columbus Day was celebrated on October 12 - not moved to a Monday; and 2. you actually believed (what was taught/pitched) that "Columbus Discovered America" -
placeholder wrote:Never had one probably never will.
I suspect there's something else going on with index funds, such as getting dividends and using them to automatically buy more shares in the index fund,
Xpe wrote:Don't worry, stay the course. I'm down 30k this week, I'm not losing sleep and neither should you.
You should, as others have said, consider your risk tolerance and your timeline.
Ged wrote:I would only take a reverse mortgage if there were no other sources of money. Last resort. If you have to do it and then want to move it's a disaster.
Christine_NM wrote:chaz wrote:Vanguard computes the RMD for me.
Any other IRA custodian should provide the same service. This is not supposed to be a DIY calculation.
BlackRock Intl Index A 0.48
BlackRock Small Cap Index A 0.62
BlackRock S&P 500 Stock Institutional 0.12
Also, The Great Gatsby. The newer version being even worse than the older version.
celia wrote:Elderly people would consider a ground floor to be advantageous. When it gets hard to walk, a surface without steep ramps, stairs/steps, elevators is much easier to navigate, even if a cane, walker, wheelchair is not needed.
livesoft wrote:Yep, we should all overweight small-cap equites. I use mainly VBR, VSS, and FSEVX to do so.