archbish99 wrote:Moving pockets. RMDs are a transfer from the IRA to the taxable account, often without even changing what funds the investments are in. Continue taking the money you need from your portfolio out of your taxable account as you need it, just as you presumably do now.
alec wrote:I'd go with the Dummies books. That's what I started with.
placeholder wrote:joe8d wrote:I prefer the the term " Debt Instrument" which would be anything that payed interest. Cash would not pay interest.
So if it's in a checking account with a .01% interest rate it's not cash?
madbrain wrote:devotee wrote:For the long term Vanguard investor who periodically invests, does the eft have any advantage over the total stock market mutual fund?
You can't do automatic periodic investments with ETFs. The mutual fund is more convenient.
anakinskywalker wrote:Ally is good.
sunnyday wrote:I just googled Jack Bogle portfolio and found some articles that he say he thinks rebalancing is overhyped.
I have always liked the saying; "Planning is everything. Plans are nothing." The idea is to make plans, but change them when circumstances change.
BL wrote:She might be someone who would like to invest $5k in total stock market just to have something to watch, while the rest is safe in the bank.
Ron wrote:"We Don't want to die with Money"...
In our case, we would rather die with money than live without it ...
Which scenerio is easier to plan for?
+1It seems that most people here are between 20-50% international. Currency risk has been raised as a reason to keep more of a US equity allocation than the ~50% world allocation.
I know we usually recommend Roths, but that's because most Bogleheads don't qualify for the traditional deductible IRA