I wonder if I am in to many funds?
I'm curious how other people here factor in programs like Social Security and Medicare into their overall financial and investing plans.
lululu wrote:joe8d wrote:flyingaway wrote:Most people will be OK with social security and medicare, they do not need to take cruises every year to be retirees.
Who are these people living comfortably on $20,000 a year?
flyingaway wrote:Most people will be OK with social security and medicare, they do not need to take cruises every year to be retirees.
It's absurd to call a tax filing product "Deluxe" and not include Schedule D.
Toons wrote:I didn't over think the issue. I didn't "need" the monthly SS check to survive,but I decided to take it as soon as I turned 62,never looked back,no regrets over 2 years later.
Bogleheads often advocate taking SS later, but mostly that is to ensure the surviving spouse is well taken care of. Actuarialy, it is supposed to not matter that much.
john94549 wrote:We've always been roughly 15 - 20% international. This year has been sub-par, but not so much I'd throw in the towel.
david99 wrote:I recently saw The Book Thief. I thought that it was a really good movie --- it was about WWII so it's tragic but still very good.
mickeyd wrote:Flagship Services and Asset Management Services clients will receive complimentary access to the Federal: Basic, Federal: Deluxe, and State: Basic products.
Looks like it's free for Flagship folks once again.
Why would you assume that WB has any idea that a total stock market fund exists? I can certainly imagine that he might never have heard of one, or that he forgot about it if he did.
oneleaf wrote:My guess is because it is a famous index that everyone has heard of. I would not put too much weight on his preference of one over the other.
BahamaMan wrote:Peterjens wrote: I used Vanguard's free online Turbo Tax last year (Flagship perk)
How do I get to the Vanguard's free online Turbo Tax? - I tried to find it to no avail.
livesoft wrote:My mom was 100% stocks because bonds are so boring. It is possible there is nothing wrong with 100% stocks at her age. Can she meet her goals if stocks dropped in value by 50%? Probably, don'tcha think?
What do you think about this lifetime retirement investment approach?
BND for bonds or a comparable fund (or CD ladder)
hicabob wrote:I always though that the advice to "work in one first" is probably a very good idea for someone considering a franchise.
barnaclebob wrote:Maybe they'll start offering them for free when you get voyager select or flagship status.
adamthesmythe wrote:I would be disinclined to rent my primary residence AND the amount of money is not so great that it makes sense to do much thinking about it.