Search found 40 matches

Return to advanced search

Re: Looking for Good Free Win 7 File Manager

Treesize is good for this
by jghassell
Fri Mar 28, 2014 7:06 pm
 
Forum: Personal Consumer Issues
Topic: Looking for Good Free Win 7 File Manager
Replies: 7
Views: 646

Re: Wanting to know if this financial situation is feasible

Also a somewhat off topic but still somewhat relevant comment about the divorce: begin with the mindset that every single time you talk to your lawyer, it's going to cost you $100. Even a simple e-mail or a short phone call--$100. I even got dinged for "filing" charges. It really puts into...
by jghassell
Wed Feb 19, 2014 10:20 am
 
Forum: Personal Finance (Not Investing)
Topic: Wanting to know if this financial situation is feasible
Replies: 73
Views: 4927

Re: Wanting to know if this financial situation is feasible

7 million becomes 3.5 million after taxes. Start thinking 3.5 million total. You might be pleasantly surprised, but in the end, the tax man is going to get close to half. Assume $125,000 college cost per kid (25k per year x 5 years) x 3 kids = $375,000 for education You're left with $3,125,000 to th...
by jghassell
Wed Feb 19, 2014 10:18 am
 
Forum: Personal Finance (Not Investing)
Topic: Wanting to know if this financial situation is feasible
Replies: 73
Views: 4927

Re: Wanting to know if this financial situation is feasible

Parents have 7 million windfall, and not being willing to pay for kids private college expensive seems cheap. Current student budget for one of the most expensive private schools, which happens to be close to NEOH, is Carnegie Mellon, is $62K. The others are close. Total nominal cost per twin start...
by jghassell
Wed Feb 19, 2014 10:05 am
 
Forum: Personal Finance (Not Investing)
Topic: Wanting to know if this financial situation is feasible
Replies: 73
Views: 4927

Re: Free advisory assistance for startups in North Carolina?

Tidalwave - I run an LLC created and located in North Carolina. Feel free to ping me with any specific questions.
by jghassell
Wed Jan 29, 2014 9:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Free advisory assistance for startups in North Carolina?
Replies: 33
Views: 2045

Re: Accident, not my fault, will my rate go up?

You will probably have to pay your $500 deductible now to get your repairs started, but the other insurance company will eventually make your insurance company whole and they will refund your deductible (Google "subrogation"). So you may end up fronting the money but it shouldn't end up as...
by jghassell
Mon Dec 16, 2013 3:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Accident, not my fault, will my rate go up?
Replies: 17
Views: 1284

Re: Anyone ever filed an un/under-insured motorist claim?

Received about $8,000 worth of value after an undocumented immigrant was joyriding on an icy interstate and fishtailed into me. Guy gave the cops the name of a dead guy and some other guy's insurance information. Wouldn't go without this insurance--there are better ways to save some bucks than to cu...
by jghassell
Wed Oct 23, 2013 5:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Anyone ever filed an un/under-insured motorist claim?
Replies: 20
Views: 1342

Charlotte, NC Chapter Meeting Saturday, September 14 1pm

Hello everyone Sorry for the delay here in confirming the next date! We’ll be meeting this coming Saturday, September 14, at 1 PM . Let’s try meeting at Olde Mecklenburg Brewery 215 Southside Dr. Charlotte, NC 28217 Please join us! The weather will is supposed to be great, with highs in the mid-70s,...
by jghassell
Tue Sep 10, 2013 2:37 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Charlotte, NC Chapter Meeting Saturday, September 14 1pm
Replies: 0
Views: 296

Re: Charlotte, NC Chapter Meeting Saturday 6/15/2013 12 PM

Hello everyone, I've just sent out a request to see what dates in September work for everyone for our next Charlotte chapter meetup. If you are interested in joining us, please e-mail me at jhassell@gmail.com or send me a PM on this forum and I will send you the e-mail as well. We would welcome your...
by jghassell
Fri Aug 30, 2013 12:13 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Charlotte, NC Chapter Meeting Saturday 6/15/2013 12 PM
Replies: 3
Views: 1011

Re: Why aren't Car dealers prepared to deal?

Just like you are working them? Actually, customers tend to be the biggest liars. I don't consider asking for prices and then getting the lowest price to be "working" anyone. That's being honest. Aggressive, sure, but also honest. I do, however, consider not talking anything until I come ...
by jghassell
Thu Aug 22, 2013 1:21 pm
 
Forum: Personal Consumer Issues
Topic: Why aren't Car dealers prepared to deal?
Replies: 91
Views: 8692

Re: Why aren't Car dealers prepared to deal?

I have bought several cars using a combination of the various techniques described in this thread and not once has a dealer refused to talk numbers with me over e-mail. Sometimes it isn't in the first exchange of mails, but it always happens. Anyone who doesn't want to play that game should just be ...
by jghassell
Tue Aug 20, 2013 9:48 am
 
Forum: Personal Consumer Issues
Topic: Why aren't Car dealers prepared to deal?
Replies: 91
Views: 8692

Re: Charlotte, NC Chapter Meeting Saturday 6/15/2013 12 PM

Hello all, We had a great chat yesterday at the first (or re-inaugural) Charlotte Bogleheads chapter meeting. Thanks to the four others who attended. We agreed in principle to have quarterly meetups, so it looks like the next logical time to convene is in September. I will send out a mail to all who...
by jghassell
Sun Jun 16, 2013 10:31 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Charlotte, NC Chapter Meeting Saturday 6/15/2013 12 PM
Replies: 3
Views: 1011

Re: Charlotte, NC Chapter Meeting Saturday 6/15/2013 12 PM

I wanted to remind all that we have our first meeting this Saturday, June 15, at 12 Noon. PLEASE RSVP TO THIS MEETING--SEE DETAILS BELOW. The tentative venue for this meeting is Harper's Restaurant Pineville 11059 Carolina Place Parkway Pineville, NC 28134 (Located at Carolina Place Mall) 704.541.52...
by jghassell
Wed Jun 12, 2013 1:40 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Charlotte, NC Chapter Meeting Saturday 6/15/2013 12 PM
Replies: 3
Views: 1011

Re: Fiancee Got Into Med School: Should I Rent or Sell My Co

Just to echo some of the sentiments here: be very careful using your money to pay for her education, especially if you aren't yet married. Things look a lot different before school than after and that's not really money you'll ever recover if things go south. It's not a romantic thought, but then ag...
by jghassell
Tue May 14, 2013 10:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Fiancee Got Into Med School: Should I Rent or Sell My Condo?
Replies: 35
Views: 2345

Charlotte, NC Chapter Meeting Saturday 6/15/2013 12 PM

Dear Charlotte area Bogleheads: I am pleased to announce the group has voted on the time for our next meeting. We'll meet at 12 PM on Saturday, June 15, 2013 . I'll announce the venue once it's been secured-- check back here . For this first meeting, we'll have an informal conversation around invest...
by jghassell
Fri May 10, 2013 1:28 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Charlotte, NC Chapter Meeting Saturday 6/15/2013 12 PM
Replies: 3
Views: 1011

Re: New Charlotte NC Local Chapter Coordinator

Hello everyone, I've just sent a mail to all of the existing group members (according to the records I was given) as well as those who have recently expressed interest in joining. I'll post the relevant portion here. Given it is now May, I wanted to start the process of setting up our next meeting. ...
by jghassell
Tue May 07, 2013 11:07 am
 
Forum: Local Chapters and Bogleheads Community
Topic: New Charlotte NC Local Chapter Coordinator
Replies: 6
Views: 980

Re: tax payment to state is lost in the mail?

Hastibe wrote: So, I wouldn't sweat it--it's so rare for the Post Office to lose a piece of mail


I would not quote this as a universal truth. In this area, the junk mail is the only reliable delivery we receive, with checks, bills, and other documents frequently delayed and mutilated.
by jghassell
Wed Apr 17, 2013 11:58 am
 
Forum: Personal Finance (Not Investing)
Topic: tax payment to state is lost in the mail?
Replies: 17
Views: 1137

Re: New Charlotte Local Chapter Coordinator

Thanks, Mel. I'll look to set something up with the current members within the next 30-60 days. To anyone else in the Charlotte area, please reach out!
by jghassell
Mon Apr 01, 2013 3:30 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: New Charlotte NC Local Chapter Coordinator
Replies: 6
Views: 980

Re: Quicken Deluxe 2013 Free with TurboTax Purchase at Amazo

Just did this. I had to buy TurboTax Deluxe and then complete the download. Then I got an e-mail saying that a promo credit was applied to my account. I then went to buy Quicken Deluxe and the discount was applied at checkout. Worked like a charm--just a little confusing to get started.
by jghassell
Wed Feb 06, 2013 10:46 am
 
Forum: Personal Consumer Issues
Topic: Quicken Deluxe 2013 Free with TurboTax Purchase at Amazon
Replies: 15
Views: 3433

Re: Buying a new car without having dealer do credit check?

My advice: never put up with any of this from the dealer. If you're paying cash, make it clear there will be no credit check. Freeze your reports. Write the dealer a check. If the dealer balks, walk away and find another dealer. (In almost all cases, there is another dealer that will take your check...
by jghassell
Mon Dec 17, 2012 2:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying a new car without having dealer do credit check?
Replies: 64
Views: 3622

Re: Buying a new car without having dealer do credit check?

Can they get a credit report on you without a SS#? Yes jghassell, maybe you can provide more info? Most interfaces with credit providers allow you to retrieve credit profiles from the three major bureaus without a full SSN. Often a name and address is enough for a match. I worked in a business in t...
by jghassell
Mon Dec 17, 2012 2:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying a new car without having dealer do credit check?
Replies: 64
Views: 3622

Re: Buying a new car without having dealer do credit check?

Jerilynn wrote:
Grasshopper wrote:If a dealer asks to see your drivers license for a test drive, they are pulling a report.


Can they get a credit report on you without a SS#?


Yes
by jghassell
Sun Dec 16, 2012 6:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying a new car without having dealer do credit check?
Replies: 64
Views: 3622

Re: Buying a new car without having dealer do credit check?

If you put a freeze on your report with all three bureaus, no one can check it without you lifting the freeze. This is a great way to prevent "drive by" inquiries like this. You can lift the freeze once you have bought the car so that you can get the mortgage.
by jghassell
Sat Dec 15, 2012 12:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying a new car without having dealer do credit check?
Replies: 64
Views: 3622

Re: Bank of America and ATM problem

If it were me, I would say you've done your part. They will discover the error eventually. You have tried to rectify it but the bottom line is that this is mot your problem; they are making it most inconvenient to fix. Just wait, don't spend the money, and let them work it out.
by jghassell
Fri Nov 23, 2012 9:03 pm
 
Forum: Personal Finance (Not Investing)
Topic: Bank of America and ATM problem
Replies: 33
Views: 2218

Re: Advice for SSD drive replacement for a 2010 laptop

180GB Intel 330 Series Maple Crest 2.5" SATA III MLC Internal Solid State Drive SSD (SSDSC2CT180A3K5) $100 + Free Shipping This is the lower end version of the Intel 520. I would recommend for those that are price sensitive. Agree 100% with this recommendation. Intel SSDs are the only way to g...
by jghassell
Thu Nov 22, 2012 9:51 am
 
Forum: Personal Consumer Issues
Topic: Advice for SSD drive replacement for a 2010 laptop
Replies: 20
Views: 1327

Re: 1.Instrument rentals 2.Credit freeze

I used to work at the place you mention. It was over 15 years ago but even then we had more than a few people who didn't want to give an SSN and in every case, when we called in the application for approval, HQ was able to find and populate the SSN themselves.
by jghassell
Mon Sep 24, 2012 9:31 pm
 
Forum: Personal Consumer Issues
Topic: 1.Instrument rentals 2.Credit freeze
Replies: 14
Views: 1107

Re: portfolio placement between two 401Ks

That makes sense.

For the new money in the employer 401k, do you think it makes sense to go 70% Fidelity total stock/30% Fidelity total bond given I will be phasing out the intl in there and replacing it gradually in the i401k?
by jghassell
Fri Aug 24, 2012 4:46 am
 
Forum: Investing - Help with Personal Investments
Topic: portfolio placement between two 401Ks
Replies: 5
Views: 432

Re: portfolio placement between two 401Ks

I would imagine you are suggesting to sell some, if not all, the Fidelity international in the employer account. I have already included the Vanguard international fund in the allocation in the individual 401k. Are you suggesting have all international exposure in the individual 401k and thus adjust...
by jghassell
Thu Aug 23, 2012 3:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: portfolio placement between two 401Ks
Replies: 5
Views: 432

portfolio placement between two 401Ks

Good afternoon investment wizards, As posted in another thread http://www.bogleheads.org/forum/viewtopic.php?f=2&t=101109 , it was suggested that I create an individual 401K so that I have access to better funds, and complete my employee-based deferrals into that plan. That of course has the add...
by jghassell
Thu Aug 23, 2012 1:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: portfolio placement between two 401Ks
Replies: 5
Views: 432

Re: SEP IRA vs. Solo 401K

RabbMD wrote:I thought solo 401k was 25%- self employment tax?


I believe it's 25% for entities taxed as corporations. I am taxed as a sole proprietor, so the limit is 20%.
by jghassell
Wed Aug 15, 2012 9:24 am
 
Forum: Personal Finance (Not Investing)
Topic: SEP IRA vs. Solo 401K
Replies: 6
Views: 681

Re: SEP IRA vs. Solo 401K

Not prohibited. You can shift unmatched contributions from your employer's plan (usually high cost and poor fund selections) to your own plan. Solo 401k also helps with backdoor Roth but SEP-IRA gets in the way. Paperwork is minimal. I am intrigued. My employer simply deposits 6% in as profit shari...
by jghassell
Tue Aug 14, 2012 7:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: SEP IRA vs. Solo 401K
Replies: 6
Views: 681

SEP IRA vs. Solo 401K

Backstory: I am employed currently full-time as a salaried employee and contribute ~$17,000 to my employer's 401k plan. (Well, as close as I can get the contributions given the way we elect deferrals).I also have significant self-employment income through an LLC that right now is taxed as a sole pro...
by jghassell
Tue Aug 14, 2012 7:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: SEP IRA vs. Solo 401K
Replies: 6
Views: 681

Re: My Sons Inherited $ - Pay cash for house or borrow ?

Some type of legal protection is definitely called for here, whether or not the money's invested in a mortgage or kept separate as cash/investments. I didn't see if you said it was $1 million a piece or split between them, but either way, that kind of money has the potential to change people and rel...
by jghassell
Thu Mar 15, 2012 12:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: My Sons Inherited $ - Pay cash for house or borrow ?
Replies: 14
Views: 1832

Re: help with 401K allocation

Everyone's advice so far seems sensible. The one thing I would add is that you can check if your 401(k) offers Fidelity's "BrokerageLink." Even if it does, it's not necessarily advertised very aggressively. And if it does, you will actually have access to even cheaper (lower expense ratio...
by jghassell
Thu Mar 15, 2012 10:23 am
 
Forum: Investing - Help with Personal Investments
Topic: help with 401K allocation
Replies: 13
Views: 730

Re: help with 401K allocation

Just a bit of clarification, when referring to the Spartan Total International are we talking about FSIVX?
Spartan International Index Fund - Fidelity Advantage Class
http://fundresearch.fidelity.com/mutual ... MFEval_40f
by jghassell
Thu Mar 15, 2012 9:58 am
 
Forum: Investing - Help with Personal Investments
Topic: help with 401K allocation
Replies: 13
Views: 730

Re: help with 401K allocation

Thanks very much. I've written to HR to see if we can get the Spartan Total International fund included. I don't know if I've reached the right person, nor do I know how well they'll take to requests like this, but nothing ventured nothing gained. For now, I believe your suggestion translates to (wi...
by jghassell
Wed Mar 14, 2012 1:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: help with 401K allocation
Replies: 13
Views: 730

Re: help with 401K allocation

pkcrafter wrote:Questions:

Spartan Total Market Index Fund [/color]<--Is this total market or total international?
Need to clarify total market fund before recommending.


Thanks for your reply. According to the site, FSTVX is a total US stock market with no direct international exposure.
by jghassell
Wed Mar 14, 2012 11:23 am
 
Forum: Investing - Help with Personal Investments
Topic: help with 401K allocation
Replies: 13
Views: 730

help with 401K allocation

Overview I'm hoping to have some knowledgeable assistance in allocating the funds that are currently in my 401K. I'm focusing on the other elements of personal finance right now, including ridding myself of debt (will be done by this summer except for a mortgage) and establishing a healthy emergenc...
by jghassell
Wed Mar 14, 2012 10:32 am
 
Forum: Investing - Help with Personal Investments
Topic: help with 401K allocation
Replies: 13
Views: 730

I've had multiple (20 or more) pieces of mail lost in the US Postal Service regular first class mail. I've lost count of the number of times mail was misdelivered, including checks. I don't trust them at all.
by jghassell
Fri Jul 08, 2011 12:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Sending Overnight To VG Big Money
Replies: 31
Views: 2739

I would also be interested in attending Charlotte get-togethers - I'm in the Ballantyne area.
by jghassell
Fri Jul 01, 2011 1:37 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: CHARLOTTE AREA Bogleheads: Shall We Meet?
Replies: 14
Views: 3675

Return to advanced search