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To clarify (GMoney and YDNAL) we are debtfree except for the home equity line on townhouse for $450,000.00 at 2.4% (my 2.2% was an error) and the $550,000 owed on the beach condo at 3.9% with a 30 year fixed mortgage. The 2.4% on the townhouse is only good until the end of September 2013 then it goe...

The home equity line goes to a 3.9% APR on October 1, 2013.

Bought townhouse secured by home equity line for $450,000 at 2.2% good for one year then variable. Sold old house and netted about $500,000.00 (basis was $330,000). Also bought beachcondo and have 30 year mortagage at 3.89% with a principal of $550,000.00. My original intent was to pay off home equi...

My daughter who has no interest in investing has $20,000.00 to invest. I was thinking about some version of a Lazy Portfolio but I was wondering shouldn't she be aggressive at her age?