Search found 2952 matches

Return to advanced search

Re: Back-up Drive - Local or Cloud? Which?

The "files" did download were either empty or corrupted. The "help" to "click within the box" (after logging in)? NO "BOX" to "click". And no response. This is exactly why it is critical to periodically do test restores (even if only a sample) to ve...
by jebmke
Mon Nov 24, 2014 9:09 pm
 
Forum: Personal Consumer Issues
Topic: Back-up Drive - Local or Cloud? Which?
Replies: 27
Views: 1544

Re: Cold weather gloves

If you can't use choppers, then what I do is use a pair of very thin "runners" gloves and the choppers. When I have to use a tool I take the choppers off and work, once done, the choppers go back on. I don't have a good answer if you need a lot of dexterity all the time. That is my proble...
by jebmke
Sat Nov 22, 2014 11:03 am
 
Forum: Personal Consumer Issues
Topic: Cold weather gloves
Replies: 13
Views: 1422

Re: Storing/Organizing Memory Sticks

I'm getting flashbacks to the bad old days when my files were on 500 floppies. It's probably cheaper and IMO easier to get a couple of terabyte drives and put everything on one with the other as use as an automated backup whenever you plug the primary into your computer overnight. The only reason I...
by jebmke
Sat Nov 22, 2014 9:19 am
 
Forum: Personal Consumer Issues
Topic: Storing/Organizing Memory Sticks
Replies: 25
Views: 1528

Re: Send text messages from PC to Cell Phone

Google Voice
by jebmke
Fri Nov 21, 2014 1:27 pm
 
Forum: Personal Consumer Issues
Topic: Send text messages from PC to Cell Phone
Replies: 15
Views: 1453

Re: What doyou splurge on?

cheese_breath wrote:Ice cream.

Like chocolate, beer, wine ... this is one of those "if you aren't going to do it well, don't do it at all." Not worth the calories for the junk.
by jebmke
Fri Nov 21, 2014 11:33 am
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 148
Views: 8713

Re: What doyou splurge on?

Don't know if I'd call it splurge but I only buy comfortable shoes, without regard to price.
by jebmke
Fri Nov 21, 2014 9:59 am
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 148
Views: 8713

Re: thinking of opening a franchise

To me , buying a franchise is like buying yourself a job. Why would you do that? I agree. With some minor exceptions. A group of lawyers bought up most of the DD stores in the Boston area and reorganized the whole operation. They centralized the "donut production" in a warehouse in Cambri...
by jebmke
Thu Nov 20, 2014 3:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: thinking of opening a franchise
Replies: 21
Views: 2769

Re: Europe off-season (late Jan), 11 days, $3K budget

It won't be as dark as mid-December but the days will still be quite short. Assume it will be cold and rainy and prepare accordingly. I'd consider Florence, Barcelona if you want second tier cities. I don't know Barcelona well at all (only there a couple times) but in Florence you can easily dedicat...
by jebmke
Thu Nov 20, 2014 11:30 am
 
Forum: Personal Consumer Issues
Topic: Europe off-season (late Jan), 11 days, $3K budget
Replies: 19
Views: 1448

Re: Deciding When to Retire

Maybe there is a middle ground. Do the vacations every other year for 2-3 years; conserve on but don't eliminate the cross country trips. I found that when I retired I got active doing things locally and we literally stopped traveling for a couple of years (I had traveled a lot in my job so it was a...
by jebmke
Sat Nov 15, 2014 6:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Deciding When to Retire
Replies: 47
Views: 4985

Re: Vanguard Charitable Endowment

We have had a charitable account with VG for many years. Easy to use, have no problems transferring securities across from taxable. The $500 minimum doesn't really cause us any problem. We still do a handful of small donations out of our taxable account each year.
by jebmke
Fri Nov 14, 2014 5:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Charitable Endowment
Replies: 6
Views: 551

Re: google account overlap on mobile phones

This is what you should expect.

If it isn't what you want, then you should stop the forwarding and either access the two accounts independently in your browser or use a client like Thunderbird to collect all your email on the desktop.
by jebmke
Thu Nov 13, 2014 2:59 pm
 
Forum: Personal Consumer Issues
Topic: google account overlap on mobile phones
Replies: 8
Views: 778

Re: Amazon Echo (Alexa)

nisiprius wrote:You believe the microphone in your tablet is off?

I once had a car the a gas gauge that always read full.
by jebmke
Tue Nov 11, 2014 9:02 pm
 
Forum: Personal Consumer Issues
Topic: Amazon Echo (Alexa)
Replies: 35
Views: 3913

Re: Toyota owners - Recall check

I think it is designated "high humidity" zones -- like Florida. I have an inquiry into Toyota Corp on our two vehicles. The dealer claims they have no way to tell (short of opening up the system).
by jebmke
Tue Nov 11, 2014 11:40 am
 
Forum: Personal Consumer Issues
Topic: Toyota owners - Recall check
Replies: 4
Views: 372

Re: Toyota owners - Recall check

Yes, although this won't tell you if your vehicle is equipped with an exploding airbag since not all were recalled.
by jebmke
Tue Nov 11, 2014 11:31 am
 
Forum: Personal Consumer Issues
Topic: Toyota owners - Recall check
Replies: 4
Views: 372

Re: If your networth is over $3 million, how did you do it?

Don't move Many high reward, high risk job changes (either with the same employer or internal) involve relocation. I know with my employer, people who were unable/unwilling to relocate eventually got pigeon-holed and the best promotions went to those who moved around. All of the top-level jobs (the...
by jebmke
Tue Nov 11, 2014 9:02 am
 
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 250
Views: 24631

Re: "The dangers of long-term care insurance"

adamthesmythe wrote:Provided you do not feel the need to provide an inheritance to other heirs, this seems to be a reasonable way to manage tail risk.

So is a lawn chair and a bottle of tequila at low tide.
by jebmke
Sun Nov 09, 2014 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: "The dangers of long-term care insurance"
Replies: 132
Views: 12945

Re: Does anyone use mozy (off site computer backup program)

Hah! That's tough enough even with local backups. It's plain common sense and its easy to say but it's very hard to do. I never happen to have an extra disk with enough free space for a restore. That's not a knock specifically on cloud backup, it's just a "backup is NOT easy" comment. You...
by jebmke
Sun Nov 09, 2014 1:58 pm
 
Forum: Personal Consumer Issues
Topic: Does anyone use mozy (off site computer backup program)
Replies: 13
Views: 1199

Re: Uber Car and the real cost of driving

Do all uber drivers carry insurance that allows taking paying passengers?
by jebmke
Fri Nov 07, 2014 5:30 pm
 
Forum: Personal Consumer Issues
Topic: Uber Car and the real cost of driving
Replies: 32
Views: 2780

Re: Does anyone use mozy (off site computer backup program)

Whatever service you choose (Mozy, Carbonite, Crashplan ...) periodically do a test restore to (a) make sure the files are there and (b) make sure you know how to restore the files to a different or repaired computer. A backup system is no better than the restore process.
by jebmke
Fri Nov 07, 2014 5:14 pm
 
Forum: Personal Consumer Issues
Topic: Does anyone use mozy (off site computer backup program)
Replies: 13
Views: 1199

Re: Uber Car and the real cost of driving

I plan to move before my driving skills decline. Then I will give up my keys gladly. From there, I plan to hoof it, use mass transit.
by jebmke
Fri Nov 07, 2014 4:46 pm
 
Forum: Personal Consumer Issues
Topic: Uber Car and the real cost of driving
Replies: 32
Views: 2780

Re: When do you buy a new home computer?

This is my longest running desktop a dell running 7 years. Tomorrow I am taking my Dell desktop that I bought in 2000 to the electronics recycler. I decommissioned it in the spring when XP went off support. I probably could have run it longer with Linux but the video card didn't work (second one th...
by jebmke
Fri Nov 07, 2014 4:31 pm
 
Forum: Personal Consumer Issues
Topic: When do you buy a new home computer?
Replies: 52
Views: 4192

Re: Bonus deferral state income tax question

When I retired, my deferred comp plan was disgorged over a five year period. The income was considered taxable in the state I was living in (Maryland) when the plan distributed the funds.
by jebmke
Thu Nov 06, 2014 5:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Bonus deferral state income tax question
Replies: 4
Views: 416

Re: Increased Premium Paid for Premium Gas

I usually fill it up there as I can buy Shell gas cards at a 10% discount. ??? 10% discount? tell me more... We average 40-50 cents off per gallon from "points" we get at our local grocery store. I realize it is baked into the price but this store typically has the lowest prices in town a...
by jebmke
Wed Nov 05, 2014 5:46 pm
 
Forum: Personal Consumer Issues
Topic: Increased Premium Paid for Premium Gas
Replies: 24
Views: 1863

Re: What do you set your thermostat to (in F)?

66 during the day
64 at night. Our system tech says that more than 2 degrees setback doesn't really accomplish much.
by jebmke
Tue Nov 04, 2014 2:17 pm
 
Forum: Personal Consumer Issues
Topic: What do you set your thermostat to (in F)?
Replies: 81
Views: 4464

Re: The Volatility of Amazon Pricing

I have noticed recently that Amazon's pricing on many items isn't all that great.
by jebmke
Tue Nov 04, 2014 11:49 am
 
Forum: Personal Consumer Issues
Topic: The Volatility of Amazon Pricing
Replies: 21
Views: 1525

Re: What Movie Have You Recently Watched?

And then he drives straight into the bad guys compound without even a gun, with all the bad guys ready for him to show up... And somehow he wins, of course. I'm guessing you haven't read the books. He never carries a gun and he always wins. They are basically comic books in novel form. However, the...
by jebmke
Sun Nov 02, 2014 5:58 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 222
Views: 18310

Re: "Should You Be a Dividend Stock Investor?"

Uncle Pennybags wrote:Quicken tells me more than I want to know.

Most of my clients don't even have a cell phone, much less a computer. They pretty much rely on what the company sends them.
by jebmke
Sun Nov 02, 2014 4:56 pm
 
Forum: Investing - Theory, News & General
Topic: "Should You Be a Dividend Stock Investor?"
Replies: 33
Views: 3350

Re: What Book Are You Currently Reading? Part VI

"The War That Ended Peace: The Road to 1914 " by Margaret MacMillan
by jebmke
Sun Nov 02, 2014 4:13 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 181
Views: 17314

Re: "Should You Be a Dividend Stock Investor?"

They only pay once as the taxable reinvest dividends increase the cost bases. That's true, but they need to have enough records to figure out what their basis is. It will be less of n issue in the future since brokerages are now responsible for keeping track of the basis of covered shares. Right, a...
by jebmke
Sun Nov 02, 2014 4:11 pm
 
Forum: Investing - Theory, News & General
Topic: "Should You Be a Dividend Stock Investor?"
Replies: 33
Views: 3350

Re: How to make withdrawals during retirement

Angst wrote: "Income" in retirement can come from bonds as well as stock dividends and the sale of stock.
or the sale of bonds.
by jebmke
Sun Nov 02, 2014 3:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: How to make withdrawals during retirement
Replies: 28
Views: 2253

Re: "Should You Be a Dividend Stock Investor?"

And as others have mentioned, total return can provide better tax planning options. In a somewhat related note, I see a lot of retirees with DRIP accounts in taxable accounts. More often than not, they don't have good records of all the reinvestments and end up paying taxes twice on some of their h...
by jebmke
Sun Nov 02, 2014 2:41 pm
 
Forum: Investing - Theory, News & General
Topic: "Should You Be a Dividend Stock Investor?"
Replies: 33
Views: 3350

Re: Checking monthly - may not even notice the October "cras

Hopefully all you windfall-recipient investors who moved in at high prices during the year took advantage of the October dip to harvest losses.
by jebmke
Fri Oct 31, 2014 3:31 pm
 
Forum: Investing - Theory, News & General
Topic: Checking monthly - may not even notice the October "crash"
Replies: 51
Views: 4405

Re: Heat pump question

drawpoker wrote:Yep.
Another reason for radiant heat - give 'em an idea of what they were soon getting into. :P

Assume you don't mean a tan. :P
by jebmke
Fri Oct 31, 2014 3:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: Heat pump question

drawpoker wrote:"reception" area for the temporary, er, guests of the establishment.


You mean the departure lounge?
by jebmke
Fri Oct 31, 2014 3:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: iPad Air 2 - 16 or 64 Gig?

At just over $100 I am tempted by this

http://www.neweggflash.com/Product/34-2 ... 34-231-153
by jebmke
Fri Oct 31, 2014 3:16 pm
 
Forum: Personal Consumer Issues
Topic: iPad Air 2 - 16 or 64 Gig?
Replies: 42
Views: 3161

Re: Heat pump question

Of all the systems we have had over the years, hot water radiators were the best.
by jebmke
Fri Oct 31, 2014 3:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: Heat pump question

Even if the air were to shoot out at 100 degrees or more, by the time it gets to you (from the vent up top) it is probably much cooler as well. With our system it doesn't shoot out unless it is trying to really recover from a lower temperature. I have only heard it go at full blast a couple of time...
by jebmke
Fri Oct 31, 2014 2:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: home insulation question

I would look into a home energy audit which is often subsidized or even free through your local utility. They will give you a good sense of what the issues are and what's most cost-effective to fix. Agree. Make sure it is a real audit and not just a cursory check. They should do a full blower test ...
by jebmke
Fri Oct 31, 2014 1:20 pm
 
Forum: Personal Consumer Issues
Topic: home insulation question
Replies: 13
Views: 1731

Re: Heat pump question

++ on getting a manual J done. Explore your variable speed air handler & compressor options for the sweet spot in $$$/complexity vs comfort. I would place more value in a sharp, knowledgeable and thourough installer than the particular brand of equipment. That is what I heard from multiple sour...
by jebmke
Fri Oct 31, 2014 10:16 am
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: Heat pump question

Even our older system rarely kicked on the heat strips. When it got below 30 outside and the system was coming off night setback they would run for 15-20 minutes to get a boost, then the compressor would be supplying heat after that. With our new system, the compressor was still supplying heat down ...
by jebmke
Thu Oct 30, 2014 3:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: Heat pump question

I don't think there is a major air leak, although I have not had it tested, when I decided to replace the cheap doors I did a smoke test around the house and did not find any bad drafts other than around the doors. We had a free energy audit done a few years ago. Full blower test/thermal imaging. M...
by jebmke
Thu Oct 30, 2014 2:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: Heat pump question

Back to OP's question. We had our heatpump system (outside unit and air handler) replaced two years ago. The previous one was over 10 (outside) and over 30 (airhandler). We installed a two stage outside unit with variable speed air handler. In addition to lowering our running cost, the system is muc...
by jebmke
Thu Oct 30, 2014 2:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: Heat pump question

tomd37 wrote:Thanks Jim. At age 77 I think about my own "infrastructure". :)
Tom

That's why I don't buy age-worthy red wine to cellar anymore. Can't count on being around when it is ready to drink. :annoyed
by jebmke
Thu Oct 30, 2014 2:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: Heat pump question

It's time to a least think about a replacement system. Sounds like it might be a very inefficient system even when running. You could probably contact the manufacturer with your model and serial number and find out more about its efficiency. R22 refrigerant went out many years ago and is extremely ...
by jebmke
Thu Oct 30, 2014 2:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 3297

Re: What online banks do you like for savings or MMA?

I use American Express High Yield Savings, but the rate 0.80 is not great (I always choke when writing "High Yield"). Their website is easy to use and their execution is quick. I was thinking of trying Optimizer Plus (Synchrony Bank). High Yield Savings is 0.95. I heard they were good. I ...
by jebmke
Wed Oct 29, 2014 4:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: What online banks do you like for savings or MMA?
Replies: 44
Views: 3102

Re: Checking monthly - may not even notice the October "cras

careytilden wrote: But it's hard to shake the feeling of collective amnesia when you pop in and see the respective posts getting lots of activity at predictable times.

Much like a murmuration of starlings, maybe. If you have ever seen a large one, they are quite spectacular.
by jebmke
Wed Oct 29, 2014 4:30 pm
 
Forum: Investing - Theory, News & General
Topic: Checking monthly - may not even notice the October "crash"
Replies: 51
Views: 4405

Re: New Pool...equipment advice

95-100 degrees is more like a hot tub. Our YMCA has a warm pool (for paddlers of all ages) and a cool pool for lap swimmers. The cool pool is usually around 80 and the warm pool 86-88. We have an in ground pool for summer use. The only "extra" equipment besides the required filtration syst...
by jebmke
Mon Oct 27, 2014 8:34 am
 
Forum: Personal Consumer Issues
Topic: New Pool...equipment advice
Replies: 9
Views: 814

Re: Google Docs

For my TaxAide group we maintain a series of folders in a Google Doc account with various content (IRS pubs, training doc etc.) that replicate automatically to all the PCs in the group (approximately 40). It is a good system once you learn how it work. If you're a member of a Google group then yes ...
by jebmke
Mon Oct 27, 2014 8:07 am
 
Forum: Personal Consumer Issues
Topic: Google Docs [to share a spreadsheet publicly]
Replies: 12
Views: 1557

Re: Google Docs

How did you access Sidney's document? Google writes that "Anyone who is given the link to the file or folder can access it." Uber - look at the instructions that Richard provided and you will see how to share out the file. Using the link is great for one-offs or broad use by non Gmail acc...
by jebmke
Sat Oct 25, 2014 11:42 am
 
Forum: Personal Consumer Issues
Topic: Google Docs [to share a spreadsheet publicly]
Replies: 12
Views: 1557

Re: Putting Office on Surface Pro

ubermax wrote:Just wondering how others have put Office on their Surface ; is a web download an option ??

You should be able to get the media from MS via download. I haven't used a DVD to load software in a long time.
by jebmke
Fri Oct 24, 2014 4:44 pm
 
Forum: Personal Consumer Issues
Topic: Putting Office on Surface Pro
Replies: 9
Views: 796
Next

Return to advanced search