Search found 2891 matches

Return to advanced search

Re: Why do Engineers Think They’ll Be Good at Picking Stocks

Its the same reason they think they can run a business just perfect! When I was working (finance side of the business), engineers had all kinds of ideas on how my part of the biz should be managed. I finally cut a deal with them. I would refrain from re-designing their stuff and they would leave my...
by jebmke
Tue Oct 21, 2014 4:51 pm
 
Forum: Investing - Theory, News & General
Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
Replies: 47
Views: 2618

Re: Vanguard website down

I just got in. No problem. Maybe a rolling update through the server farm. That said, there wouldn't be a lot new at this hour. All the fund pricing hits later.
by jebmke
Tue Oct 21, 2014 4:47 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard website down
Replies: 7
Views: 750

Re: online shopping for laptop PC

Just bought 9 Lenovos for TaxAide. They are nice machines. Amazon and Newegg had comparable prices but Newegg (preferred) couldn't supply nine so we went with Amazon. If I were buying for myself I'd look at Lenovo or Asus.
by jebmke
Mon Oct 20, 2014 3:21 pm
 
Forum: Personal Consumer Issues
Topic: online shopping for laptop PC
Replies: 18
Views: 852

Re: Advice sought for $6M investment

In your tax bracket I wouldn't hold CDs or taxable bonds in the taxable accounts. I'd look at some combination of LTD Term TE Bonds and Intermediate TE bonds if going with all Vanguard funds.
by jebmke
Sun Oct 19, 2014 12:53 pm
 
Forum: Investing - Help with Personal Investments
Topic: Advice sought for $6M investment
Replies: 36
Views: 3607

Re: What Book Are You Currently Reading? Part VI

The Last Alibi, by David Ellis
by jebmke
Sun Oct 19, 2014 12:49 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 123
Views: 7577

Re: Debit Card was hacked. Should I just use cash from now

Not a fan of using any type of plastic for small purchases like getting coffee. One of the problems with the "small purchases" is convenience. You still have to swipe and in many cases, sign (although increasingly that is going away, it seems). In Belgium, our ATM card had a chip on it ca...
by jebmke
Sun Oct 19, 2014 11:46 am
 
Forum: Personal Finance (Not Investing)
Topic: Debit Card was hacked. Should I just use cash from now on?
Replies: 51
Views: 2981

Re: What tax software do you use and why

I used TurboTax for years. As they becameemore and more popular, I expected their prices to drop due to economy of scale. However, the opposite happened. I changed to TaxAct years ago and am completely satisfied. My taxes are not all that complicated and any tax program would work. I have to wonder...
by jebmke
Sat Oct 18, 2014 5:42 pm
 
Forum: Personal Finance (Not Investing)
Topic: What tax software do you use and why
Replies: 54
Views: 2436

Re: Anyone cancelling travel plans?

We have stopped watching "Dallas." Too risky.
by jebmke
Sat Oct 18, 2014 5:41 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6055

Re: Allow OP to lock thread?

I wish there was a Tag function where you could tag a post for future reference. I'm sure this has been asked for before and can only assume it is not an easy function to implement. Allan You might look into Evernote. There are a lot of alternatives within Evernote ranging from copying the entire t...
by jebmke
Sat Oct 18, 2014 11:46 am
 
Forum: Forum Issues and Administration
Topic: Allow OP to lock thread?
Replies: 17
Views: 1358

Re: Anyone cancelling travel plans?

stan1 wrote:Actually the opposite. I'm hoping this creates some good buying opportunities so we can go on some luxury vacations at a great price. We got some great airfare and cruise bargains back in 2009/2010.

Same here. We went to Italy in 2009. Great prices for air and hotels.
by jebmke
Sat Oct 18, 2014 11:30 am
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6055

Re: How much capacity for a new tablet?

Any new info on when Nexus 9 will emerge? I was also looking at a Samsung S8.4 which seems to have good features and you can plug in an SD card to expand.
by jebmke
Sat Oct 18, 2014 11:29 am
 
Forum: Personal Consumer Issues
Topic: How much capacity for a new tablet?
Replies: 8
Views: 707

Re: Anyone cancelling travel plans?

sambb wrote:Wow. It seems that one is far greater risk of dying in a car accident, getting hit by a drunk driver. Financially, might be prudent to just stay at home if this is one's concern.

Sock away a few hundred gallons of fresh water, 250 pounds of Slim Jims and a dozen large 12-roll packages of TP.
by jebmke
Sat Oct 18, 2014 11:26 am
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6055

Re: Debit Card was hacked. Should I just use cash from now

Credit cards for as much as possible. Some routine charges on DD and the rest billpay. Using CC makes it easy to plan cash flow for the month.
by jebmke
Sat Oct 18, 2014 9:17 am
 
Forum: Personal Finance (Not Investing)
Topic: Debit Card was hacked. Should I just use cash from now on?
Replies: 51
Views: 2981

Re: What tax software do you use and why

Taxwise Online. As TaxAide volunteer I have free use. Access to all states, free efile. Very easy to use in forms mode instead of interviews.
by jebmke
Sat Oct 18, 2014 8:30 am
 
Forum: Personal Finance (Not Investing)
Topic: What tax software do you use and why
Replies: 54
Views: 2436

Re: Your personal risk level: Got your flu shot yet?

I get one in early November every year. Haven't been sick since 1997.
by jebmke
Thu Oct 16, 2014 8:43 am
 
Forum: Personal Consumer Issues
Topic: Your personal risk level: Got your flu shot yet?
Replies: 93
Views: 2950

Re: Capital One chip card!

Their FAQ says it will be a Chip & Signature card with no PIN to remember, as if that's a benefit. It's probably a benefit in the US, but I won't be able to use it to buy train tickets at Amsterdam Centraal station's vending machines. http://www.capitalone.com/credit-cards/chip-cards/ You won't...
by jebmke
Wed Oct 15, 2014 5:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Capital One chip card!
Replies: 20
Views: 1224

Re: Capital One chip card!

Their FAQ says it will be a Chip & Signature card with no PIN to remember, as if that's a benefit. It's probably a benefit in the US, but I won't be able to use it to buy train tickets at Amsterdam Centraal station's vending machines. If you don't have a PIN how can you use the card at regular ...
by jebmke
Wed Oct 15, 2014 5:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Capital One chip card!
Replies: 20
Views: 1224

Re: Headed for a 300+ point loss today?

Does anyone remember this day when the Dow lost 300 pts? :happy "The Dow Jones industrial average (INDU) lost almost 300 points, or 4.2% to end at 6763.29, its lowest point since April 25, 1997" http://money.cnn.com/2009/03/02/markets/markets_newyork/ Don't recall that day but I do recall...
by jebmke
Wed Oct 15, 2014 3:59 pm
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 430
Views: 28259

Re: What services like Amazon Prime do you share to save?

Sunny Sarkar wrote:Is it possible to share Amzn prime without exposing the credit card information - I am interested in sharing the videos only but not the ability to order on my card.

That may be a violation of their Terms of Service.
by jebmke
Tue Oct 14, 2014 5:54 pm
 
Forum: Personal Consumer Issues
Topic: What services like Amazon Prime do you share to save?
Replies: 17
Views: 1501

Re: Has Anyone used Google Shopping Express?

Alex Frakt wrote:But seriously folks. This could be very useful to people without a car or with mobility issues. Or anyone who doesn't want to schlep 50 pound bags of dog food.

Delivery, sure. Same day, seems to me the dog's appetite is pretty predictable (as are diapers).
by jebmke
Tue Oct 14, 2014 5:34 pm
 
Forum: Personal Consumer Issues
Topic: Has Anyone used Google Shopping Express?
Replies: 6
Views: 398

Re: Ebola preparation

VictoriaF wrote:I'd prefer not to burn alive, which I think happens in some airplane catastrophes.

And after witch trials. Those should be avoided as well.
by jebmke
Tue Oct 14, 2014 4:08 pm
 
Forum: Personal Consumer Issues
Topic: Ebola preparation
Replies: 55
Views: 2224

Re: Ebola preparation

Quickfoot wrote:What is happening is the average person is now learning about Ebola and that is causing them to feel like the rest of the world is just learning about it too which is not the case.

And since they can't find the darn missing plane, the media has to talk about something.
by jebmke
Tue Oct 14, 2014 4:05 pm
 
Forum: Personal Consumer Issues
Topic: Ebola preparation
Replies: 55
Views: 2224

Re: Siren song of increased stock allocation

I'm right about at my target allocation now.
by jebmke
Tue Oct 14, 2014 3:55 pm
 
Forum: Investing - Help with Personal Investments
Topic: Siren song of increased stock allocation
Replies: 38
Views: 2880

Re: Airline carry on limits

JonnyDVM wrote: I refuse to pay $4 for water on principal and sit dehydrated until the drink cart on the plane comes by.

Just take an empty bottle through security and fill it on the other side.
by jebmke
Tue Oct 14, 2014 3:36 pm
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 2939

Re: Ebola preparation

Nothing. I don't go into hospitals so I don't see any risk. I am planning to get a flu shot because the odds are greater that I will die of flue than Ebola.
by jebmke
Tue Oct 14, 2014 2:10 pm
 
Forum: Personal Consumer Issues
Topic: Ebola preparation
Replies: 55
Views: 2224

Re: Bill Sharpe on the 4% SWR rule (he thinks it's silly)

It's out of the Market, it's in the Spending Account which is Cash and no longer subject to fluctuations in the Market. (Not invested in Stocks and Bonds any more). That is just an allocation change. In your model, if I was a market timer and went all cash, that would be a 100% withdrawal. I don't ...
by jebmke
Tue Oct 14, 2014 12:26 pm
 
Forum: Investing - Theory, News & General
Topic: Bill Sharpe on the 4% SWR rule (he thinks it's silly)
Replies: 51
Views: 4601

Re: Bill Sharpe on the 4% SWR rule (he thinks it's silly)

BahamaMan wrote:Don't confuse annual Spending with Withdrawal Amount. They are 2 different things to me.

IMO it is the opposite. If it isn't spent, it is still part of the portfolio (not withdrawn) -- where else would it go??
by jebmke
Tue Oct 14, 2014 11:55 am
 
Forum: Investing - Theory, News & General
Topic: Bill Sharpe on the 4% SWR rule (he thinks it's silly)
Replies: 51
Views: 4601

Re: Airline carry on limits

In my experience, if you're checking your bags on the jetway when you're flying on a regional jet, the bags don't get intermixed into the regular baggage. But if you're doing a surrender at the gate because the gate agents are asking for people to check bags due to the fullness of the flight, or if...
by jebmke
Tue Oct 14, 2014 11:49 am
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 2939

Re: Airline carry on limits

If the baggage is checked at the gate or in the aircraft, it is typically brought out when you exit the plane in the jetway so you may not need to wait at baggage claim area. Some airlines put it in with the regular stream of bags and it pops out in baggage claim like all the others. That said, we ...
by jebmke
Tue Oct 14, 2014 11:41 am
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 2939

Re: Airline carry on limits

tc101 wrote:Can you take food on airplanes? Snacks like nuts and raisins?

We flew SWA last month and I was surprised that they still serve peanuts. My BIL has a severe nut allergy and even the smell of nuts in an enclosed space can trigger respiratory distress.
by jebmke
Tue Oct 14, 2014 11:04 am
 
Forum: Personal Consumer Issues
Topic: Airline carry on limits
Replies: 59
Views: 2939

Re: Relatively new here. What did you do in 2008/09

What I learned was this: don't accept at face value people saying they can ride out extreme volatility. You have to live it, experience it, see fifty percent of your balance sheet disappear and taste real fear everything could implode, to truly know whether you can stomach losing years, if not deca...
by jebmke
Tue Oct 14, 2014 3:05 am
 
Forum: Investing - Help with Personal Investments
Topic: Relatively new here. What did you do in 2008/09
Replies: 106
Views: 6733

Re: Now what? - Lost check to IRS

Fixed the link. My bad. Your estimated tax payment is not late if it was mail on or before the due date. EFTPS is very specific in directing payment to proper form. Whether you are filing 1040-ES 2014 or 941 Q3 2014 for a corporation. I have been using EFTPS for 3 years, along with the state equiva...
by jebmke
Tue Oct 14, 2014 2:42 am
 
Forum: Personal Finance (Not Investing)
Topic: Now what? - Lost check to IRS
Replies: 9
Views: 1161

Re: Dividends from Index Funds

Redstorm wrote:Maybe

How much would he need in a 3 fund portfolio to live off the dividends?

He was looking at $2M with 5% dividends overall


Off the top of my head, $5M @ 2% = $2M @ 5%. Maybe a little less but probably at least twice the original number.
by jebmke
Sun Oct 12, 2014 5:37 pm
 
Forum: Investing - Theory, News & General
Topic: Dividends from Index Funds
Replies: 5
Views: 1067

Re: Is semi-retirement a bad idea?

But you won't have zero housing costs. Aside from the obvious stuff (property tax, insurance, maintenance and repairs etc.) you have imputed rent - since your entire savings is tied up in the house to not account for the investment income you are forgoing by living there is misleading. On a strictl...
by jebmke
Sun Oct 12, 2014 5:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is semi-retirement a bad idea?
Replies: 106
Views: 7087

Re: Is semi-retirement a bad idea?

I think we are just at the beginning of the remote work trend. I think in the future the only people who will not work from home are the ones that truly need to be physically at work, and in my field there's no real reason to be in an office. I think working at home will increase in popularity alth...
by jebmke
Sun Oct 12, 2014 4:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is semi-retirement a bad idea?
Replies: 106
Views: 7087

Re: Everything related to 1099 worker - tracking expenses et

caroljm36 wrote:all the advantages of Sched C deductions.


all the advantages of Schedule C excludes travel to the first work site. This is equivalent to being an employee who works at the employer's site.
by jebmke
Sun Oct 12, 2014 6:11 am
 
Forum: Personal Finance (Not Investing)
Topic: Everything related to 1099 worker - tracking expenses etc
Replies: 27
Views: 1469

Re: Relocating to a tax free state with good weather need ad

littlebird wrote:There's a huge population mass only a couple of hours flying time north of Florida, most of whom have large numbers of family, friends and neighbors who have made the Florida migration before them.

The eastern flyway. Just follow the geese and other migrating birds. :)
by jebmke
Sat Oct 11, 2014 5:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: Relocating to a tax free state with good weather need advice
Replies: 53
Views: 3610

Re: Everything related to 1099 worker - tracking expenses et

Nyc1967 wrote:Wow - audited 2x I. How long of a period?

Two years in a row. I had some large and in one case, an unusual deduction. I prevailed both times. A lot of paper work though.
by jebmke
Sat Oct 11, 2014 5:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Everything related to 1099 worker - tracking expenses etc
Replies: 27
Views: 1469

Re: Everything related to 1099 worker - tracking expenses et

If u do get audited how does that work? They come to your house - look at your space and go over all your receipts with you? These days, they are more likely to do an audit by mail. I have been audited twice by mail. Both times they asked for copies of all documentation supporting the schedules bei...
by jebmke
Sat Oct 11, 2014 4:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Everything related to 1099 worker - tracking expenses etc
Replies: 27
Views: 1469

Re: Is semi-retirement a bad idea?

grantham324 wrote:I never really want to completely retire.

You say that now but things change. In 20 years you might have a different viewpoint.
by jebmke
Sat Oct 11, 2014 3:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is semi-retirement a bad idea?
Replies: 106
Views: 7087

Re: Relocating to a tax free state with good weather need ad

Saving$ wrote:Seattle.
But you will pay high sales tax, and pay it on EVERYTHING, services included.

Gasoline taxes are high too. Washington ranks 9 on gas tax.
by jebmke
Sat Oct 11, 2014 3:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Relocating to a tax free state with good weather need advice
Replies: 53
Views: 3610

Re: Wine - how to keep it from not spoiling?

Buy half-bottles.
by jebmke
Fri Oct 10, 2014 12:50 pm
 
Forum: Personal Consumer Issues
Topic: Wine - how to keep it from not spoiling?
Replies: 57
Views: 2811

Re: Sixth anniversary of worst week ever for stocks

So... what did you do in October 2008? Checked my Google Calendar. Got a haircut on Oct 9 and went to the Annapolis Boat Show on the 10th. I do recall buying a bunch of 3% 2025 TIPS in October but it might have been later in the month. Records indicated major TLH transactions in September and again...
by jebmke
Fri Oct 10, 2014 1:17 am
 
Forum: Investing - Help with Personal Investments
Topic: Sixth anniversary of worst week ever for stocks
Replies: 51
Views: 3988

Re: Medical Tourism - recent article

Barefootgirl wrote:They have indicated that if they were diagnosed with something rare, complicated or terminal, they would come home.

On the other hand, wrt terminal illness, there are some countries where you have options that are not legal in the US.
by jebmke
Sun Oct 05, 2014 4:30 pm
 
Forum: Personal Consumer Issues
Topic: Medical Tourism - recent article
Replies: 21
Views: 1683

Re: Medical Tourism - recent article

Interestingly, on many expat forums, Americans (mostly older Americans) report receiving excellent (and far less expensive) healthcare outside the US. We lived in Belgium (one of those listed in the article) for nearly 4 years and we were very satisfied with the medical care we received. Interestin...
by jebmke
Sun Oct 05, 2014 4:09 pm
 
Forum: Personal Consumer Issues
Topic: Medical Tourism - recent article
Replies: 21
Views: 1683

Re: Can I use a tablet for auto navigation?

also had tried Navfree USA, but this had issues such as google search did not work on wifi and the address search was flawed as described here: https://groups.google.com/a/navmii.com/ ... AOHg4_W1QJ (also I thought it was dumb that there are two separate apps, one for USA and one for everywhere els...
by jebmke
Sun Oct 05, 2014 3:22 pm
 
Forum: Personal Consumer Issues
Topic: Can I use a tablet for auto navigation?
Replies: 9
Views: 905

Re: What Movie Have You Recently Watched?

Dave55 wrote:Milo have you read the Jack Reacher books by Lee Child? (Much better than the movie)


Too late for Milo. He'll never be able to get Tom Cruise out of his mind when he reads the books. They won't be the same.
by jebmke
Sat Oct 04, 2014 9:18 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 131
Views: 6648

Re: Windows 10 Preview Installed?

DVMResident wrote:The preview is meant for testing and gaining early feedback. It is not intended as a functional OS. In the video, MS suggests this preview version be installed on a secondary PC.

or at least dual-boot.
by jebmke
Sat Oct 04, 2014 11:00 am
 
Forum: Personal Consumer Issues
Topic: Windows 10 Preview Installed?
Replies: 20
Views: 1612

Re: Can I use a tablet for auto navigation?

We used our phone for navigating on a recent vacation. I loaded a couple of apps that store the map data locally on the phone so we were not dependent on the data feed for the map. The only drawback was that the phone would sometimes drop the satellite connections or fail to get a fix. It may be tha...
by jebmke
Sat Oct 04, 2014 10:24 am
 
Forum: Personal Consumer Issues
Topic: Can I use a tablet for auto navigation?
Replies: 9
Views: 905
Next

Return to advanced search