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Thanks for the responses everyone. A few points of clarification:

1) The stock was a gift from my dad in May of 2009
2) All interest and dividends have are set up to reinvest automatically

My wife and I are currently saving up for a down payment on a house. We have roughly $20K already saved with a $30K target. We expect to purchase a home any time in the next 2 years so I would like to the funds readily available and SAFE. In addition to the $20K I have about $11K of Janus funds stoc...

I have a general question about when to start increasing bond holdings as a percentage of total assets in a retirement account. Here's some background information: 1) I am married with one child with twins on the way. 2) My wife and I are both 30 years old, both work and contribute to retirement, an...

I recently refinanced my rental property at 4.25% under HARP 2.0 with an LTV above 125. I had to pay a few $K in fees, but this is standard to my knowledge. If your mortgage is owned by Freddie Mac or Fannie May you can go to their websites and get a list of mortgage lenders that may work with you.