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Re: Shopping at Alibaba?

I think a lot depend on what your purpose is. Alibaba is designed for businesses to business purchases. You are expected to purchase large lots. I don't own a business, so I've never used it AliExpress is meant for individuals purchasing small quantities. It's similar to eBay without the auctions. T...
by jchef
Tue Apr 22, 2014 6:59 pm
 
Forum: Personal Consumer Issues
Topic: Shopping at Alibaba?
Replies: 6
Views: 649

Re: Google 2 step verification assistance

So what happens if we do lose both our phone and one-time codes? How do we ever get back into Google? To start with, I have Google Authenticator instated on both my phone and tablet, so that's one back up for me. If you have more than one device, there is nothing preventing you from having the same...
by jchef
Fri Apr 18, 2014 10:25 am
 
Forum: Personal Consumer Issues
Topic: Google 2 step verification assistance
Replies: 11
Views: 704

Re: Keep passwords in USB thumb drive: good idea?

But making and remembering a strong unique password for every site is NOT difficult! I will show you how in 2 easy steps: Step 1: Get a character string The easiest way to make a character string is to use a fact, like this: azis-273C [absolute zero is -273 degrees Celsius] The short passwords you ...
by jchef
Thu Apr 17, 2014 2:38 pm
 
Forum: Personal Consumer Issues
Topic: Keep passwords in USB thumb drive: good idea?
Replies: 43
Views: 2023

Re: Google 2 step verification assistance

Is my reasoning sound, that with respect to the Google facilities I use two-factor authentication wouldn't do me much good, given how I use my smartphone? Google also offers one-time use codes to use as part of the two-factor authentication. I have these printed out and stuffed into a corner of my ...
by jchef
Thu Apr 17, 2014 10:43 am
 
Forum: Personal Consumer Issues
Topic: Google 2 step verification assistance
Replies: 11
Views: 704

Re: Google 2 step verification assistance

The first time you set two factor authentication up, I believe Google wants a phone number. You can either tell it to text your cell phone or it can just call a landline and read off a code. After this first set up, you are then able to tell Google that you want to the Google Authenticator app inste...
by jchef
Thu Apr 17, 2014 9:18 am
 
Forum: Personal Consumer Issues
Topic: Google 2 step verification assistance
Replies: 11
Views: 704

Re: Keep passwords in USB thumb drive: good idea?

Here's an idea- Use keypass/lastpass to store the majority of your password, but leave something extra for you to complete each time. .... If your password file is compromised This doesn't give you much additional security and is a bit of a hassle. If you choose a reasonably strong master password,...
by jchef
Thu Apr 17, 2014 9:08 am
 
Forum: Personal Consumer Issues
Topic: Keep passwords in USB thumb drive: good idea?
Replies: 43
Views: 2023

Re: Keep passwords in USB thumb drive: good idea?

I've been reading these threads and can't pull the trigger so to speak on a password manager. Can't seem to grasp how the security would be better with a password manager than with say, Target. Is it conceivable that such a password management company could be compromised and then a hacker knows EV...
by jchef
Thu Apr 17, 2014 8:59 am
 
Forum: Personal Consumer Issues
Topic: Keep passwords in USB thumb drive: good idea?
Replies: 43
Views: 2023

Re: KeePass vs LastPass

Thanks. For those using Google Authenticator with LastPass, does it have to be set up on each Google account (email address) for use with LastPass...and can it be set up just to be used with LastPass or does it have to be activated for the Google (and/or other) accounts as well? You can use Google ...
by jchef
Sun Apr 13, 2014 9:12 am
 
Forum: Personal Consumer Issues
Topic: KeePass vs LastPass
Replies: 105
Views: 6012

Re: how do browsers make money?

With Chrome, firefox, and such, how do they make money to support their upkeep? I can see like IE, Chrome, maybe it doesnt matter or something to a company like google, but how does say firefox make its money of me using it? If you use IE, your default home page is Microsoft and your default search...
by jchef
Wed Apr 09, 2014 10:00 am
 
Forum: Personal Consumer Issues
Topic: how do browsers make money?
Replies: 7
Views: 909

Re: how do browsers make money?

Also, companies pay a ton of money for search engine optimization,.. i.e. if you search "rental truck for moving" either U-haul, Budget, or Penske are paying google to be the first hit. Google doesn't allow you to pay to improve your ranking in a search result. They do allow you to pay to...
by jchef
Wed Apr 09, 2014 9:56 am
 
Forum: Personal Consumer Issues
Topic: how do browsers make money?
Replies: 7
Views: 909

Re: Should I be afraid to upgrade from windows 8.0 to 8.1?

Finally Windows 8.0 will be supported for a long time so while you shouldn't be afraid to upgrade there is also no compelling reason to upgrade if you don't want to. Not as long as many people think. Microsoft is treating 8.1 with the same rules as a service pack. Meaning you have 2 years to instal...
by jchef
Tue Apr 08, 2014 8:16 pm
 
Forum: Personal Consumer Issues
Topic: Should I be afraid to upgrade from windows 8.0 to 8.1?
Replies: 6
Views: 428

Re: Windows XP to Linux Question with existing HW

There are different versions of Ubuntu and some of them are designed for older machines, so you probably want to consider those. Xubuntu has minimum specs of 512 MB of ram and 6 GB of hard drive space. Lubuntu requires even less. As already mentioned you can just boot these from CD to see if they wo...
by jchef
Mon Mar 31, 2014 12:35 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP to Linux Question with existing HW
Replies: 61
Views: 2358

Re: best tips for passwords?

I use KeePass with Windows, Linux, Android and iOS without any problems. They all use the same database formats and can share databases. And just so you know there are two database formats for KeePass, version 1 and version 2. Both are still actively developed. Version 1 has better compatibility wit...
by jchef
Sun Mar 30, 2014 10:39 pm
 
Forum: Personal Consumer Issues
Topic: best tips for passwords?
Replies: 141
Views: 8516

Re: Installing Win8.1 on an old PC - one successful data poi

If I look at win8 memory usage on the machine that I described at the start of the thread then with a browser running and a few tabs open and an email client (thunderbird) and a couple of open documents the machine is using about 1.1GB. So I'd suggest that if anyone is upgrading an older machine an...
by jchef
Thu Mar 27, 2014 3:18 pm
 
Forum: Personal Consumer Issues
Topic: Installing Win8.1 on an old PC - one successful data point
Replies: 24
Views: 1593

Re: Updating Windows 8 to 8.1

Upgrading to 8.1 is mandatory if you want long term support. Support for Windows 8 will end in January 2016 if you don't upgrade to 8.1. Microsoft is treating 8.1 with the same rules as they use for a service pack. You have a bit more than 2 years to apply the update or you lose support. http://supp...
by jchef
Tue Mar 25, 2014 3:32 pm
 
Forum: Personal Consumer Issues
Topic: Updating Windows 8 to 8.1
Replies: 15
Views: 1099

Re: I don't want to upgrade XP just yet, is that ok?

Microsoft's policy after XP is to support operating systems for 10 years. Vista will be supported for another 3 years.

http://windows.microsoft.com/en-us/windows/lifecycle
by jchef
Wed Mar 19, 2014 6:01 am
 
Forum: Personal Consumer Issues
Topic: I don't want to upgrade XP just yet, is that ok?
Replies: 86
Views: 6359

Re: I don't want to upgrade XP just yet, is that ok?

As part of the regular security patches last week, Microsoft included a program to pop up an announcement warning of the end of updates: http://blogs.windows.com/windows/b/windowsexperience/archive/2014/03/03/new-windows-xp-data-transfer-tool-and-end-of-support-notifications.aspx And yes, Microsoft ...
by jchef
Sun Mar 16, 2014 7:52 pm
 
Forum: Personal Consumer Issues
Topic: I don't want to upgrade XP just yet, is that ok?
Replies: 86
Views: 6359

Re: I don't want to upgrade XP just yet, is that ok?

"The vast majority of bank ATMs around the world currently run on Windows XP. Come April 8, when Microsoft cuts off support for Windows XP, the vast majority of those bank ATMs will still be running XP." Many ATMs are running XP embedded, not regular XP. XP embedded is supported until 2016.
by jchef
Fri Mar 14, 2014 9:35 am
 
Forum: Personal Consumer Issues
Topic: I don't want to upgrade XP just yet, is that ok?
Replies: 86
Views: 6359

Re: Low-cost mutual fund providers in Canada?

TD e-Series funds are the lowest cost index mutual funds with MERs in the range of 0.30% to 0.50%. They can only be bought from a special e-Series mutual fund account or a TD Waterhouse brokerage account. Vanguard Canada and iShares Canada are two of the ETF providers that offer a bit cheaper option...
by jchef
Tue Mar 04, 2014 1:10 pm
 
Forum: Investing - Help with Personal Investments
Topic: Low-cost mutual fund providers in Canada?
Replies: 6
Views: 255

Re: Credit card chip upgrade good idea??

Your PIN is encrypted in the chip somehow so that bad guys who steal your card can play with it all they want and not determine the PIN? (Actually, that's not right; a 4-digit PIN is only 10,000 possibilities, so an automated tester should be able to determine your PIN in an hour or so...) I believ...
by jchef
Tue Mar 04, 2014 11:48 am
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

In Canada the PINs on the cards can be changed. But I believe for most cards it can only be done at an ATM of the bank that issued the card. If you have a card from a financial institution that doesn't have their own ATM, I believe the only way to change the PIN is to ask for a new card with your ch...
by jchef
Tue Mar 04, 2014 11:34 am
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

So most cards are afraid to require PINs because it may scare away customers. So PINs are almost as scary as the metric system to Americans. It takes a European or Asian mind to memorize them. IMHO, our future looks bleak. What I meant was that it is more common for Americans to have a large number...
by jchef
Tue Mar 04, 2014 9:13 am
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

Why did credit cards develop in the USA *not* to use PINS? My theory (of which I have no proof) is that credit card companies are afraid that people with multiple credit cards won't memorize multiple PINs. So if you are one of those people with 10 credit cards and nine of them require PINs and the ...
by jchef
Mon Mar 03, 2014 9:53 pm
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

Do European chip + PIN cards also have a magstripe? They do. The swipe is still a standard part of a credit card. It won't be going away until a few years after the US completes the switch. I don't believe there is any current deadline. And the thing is, once you have a Chip + pin card, you don't h...
by jchef
Mon Mar 03, 2014 9:39 pm
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

And if it is not chip/PIN technology, and if the above info is correct, getting a card with a chip will not increase flexibility of use traveling abroad??? There are definite advantages. Chip + Signature can work in automated machines. It often doesn't, because the machines doesn't allow it. But if...
by jchef
Mon Mar 03, 2014 9:02 pm
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

Does anyone know if there are any "US-based" cards that can use the chip/pin technology? Flyertalk has a spreadsheet of which bank issues what. It's the first link in the wiki. http://www.flyertalk.com/forum/credit-card-programs/1304271-usa-emv-cards-available-today-chip-pin-chip-signatur...
by jchef
Mon Mar 03, 2014 8:50 pm
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

Agree, clearly US banks have the infrastructure to validate PINs for charges made to debit cards. I would think "Stripe + PIN" would have 99% of the fraud prevention benefits of "Chip + PIN" at vastly less cost. Swipe + PIN is too easy to counterfeit. It's very easy to create a ...
by jchef
Mon Mar 03, 2014 8:35 pm
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

The way merchants will be forced to change their point of sale machines and the CC companies will replace the old CCs with CIP is that if a CIP card is used, but the merchant did not handle it with a CIP reader, the merchant takes on the liability in case of CC fraud The liability shift is planned ...
by jchef
Mon Mar 03, 2014 4:54 pm
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

Meanwhile, neither of us realized that the little "mystery icon" (or so we thought) on our Citi MasterCards were, apparently, the "chips". (NOT sure yet if that is accurate, but those look very much like what the Amex rep described as the chip appearance.) Just Google: chip and ...
by jchef
Mon Mar 03, 2014 1:49 pm
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: Credit card chip upgrade good idea??

I think the issue today is finding companies that can accept the new technology. Perhaps they have both the magnetic strip and the chip during the transition period. I do recall reading that we will all have chip based credit cards in a couple of years. Chip cards still have the magnetic strip. The...
by jchef
Mon Mar 03, 2014 1:43 pm
 
Forum: Personal Consumer Issues
Topic: Credit card chip upgrade good idea??
Replies: 45
Views: 1536

Re: How to backup TrueCrypt

The problem with automated backups (at least rsync on Linux which is what I use) is that Truecrypt does not appear to do anything to the external file when you add files to the container so backup programs once they have made an initial backup won't backup the container file again because it doesn'...
by jchef
Wed Feb 26, 2014 1:32 pm
 
Forum: Personal Consumer Issues
Topic: How to backup TrueCrypt
Replies: 11
Views: 1039

Re: best tips for passwords?

I feel the same way. I am using Keepass after seeing it being recommended on this board, but I'm still more comfortable with my old system of relying on memory. I've had too many software apps that have suddenly stopped working (become corrupted) or no longer work with a different/upgraded operatin...
by jchef
Wed Feb 19, 2014 8:52 pm
 
Forum: Personal Consumer Issues
Topic: best tips for passwords?
Replies: 141
Views: 8516

Re: best tips for passwords?

Well now I feel like I have to change all my financial passwords to long gibberish. Great. I have no idea how to do it without "putting all my eggs in one basket". There's no way to remember so many passwords. Also, I do almost all my logging in from mobile devices (iPad, iphone). So that...
by jchef
Wed Feb 19, 2014 8:43 pm
 
Forum: Personal Consumer Issues
Topic: best tips for passwords?
Replies: 141
Views: 8516

Re: "Disposable" cell phone for four weeks in Canada?

The Petro-Canada and 7-11 options will likely be your cheapest choice. You'll probably find the cheapest phone goes for around $50 and then your need to add more money for calling minutes. So it won't be as cheap as TracFone. It you go to Walmart I wouldn't be surprised if the cheapest phone is clos...
by jchef
Tue Jan 28, 2014 5:45 pm
 
Forum: Personal Consumer Issues
Topic: "Disposable" cell phone for four weeks in Canada?
Replies: 5
Views: 539

Re: Clone backup to restore dead laptop hard drive?

I'm not familiar with the WD software, but there is software that will create a exact clone which is bootable. I use Clonezilla. It's not the most novice friendly software as it does assume some technically knowledge. But it's free and open source and not too difficult to use with a bit of reading. ...
by jchef
Thu Jan 23, 2014 1:10 pm
 
Forum: Personal Consumer Issues
Topic: Clone backup to restore dead laptop hard drive?
Replies: 13
Views: 612

Re: Windows XP users

If someone can explain to me how a malware attack happens to a reasonably well-protected system using Windows XP but with the protections I mentioned earlier (no Java, no Acrobat, etc.), then that would satisfy my knowledge hunger. This may not be the exact attack vector you are looking for, but it...
by jchef
Wed Jan 22, 2014 4:26 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 205
Views: 13385

Re: Windows XP users

apologies if this is off of the main topic, but what marketing genius decides to discontinue a product with nearly 30% market share? if this was any other industry, shareholders would be calling for blood. Microsoft is not making much money from XP users. And most XP users than leave XP are going t...
by jchef
Wed Jan 22, 2014 4:02 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 205
Views: 13385

Re: Windows XP users

People are sophisticated enough to realize that security is more than just an operating system, and MSFT itself has been forced to cave in to the desire of non-upgraders by announcing the continuation of anti-malware patches. A tiny nitpick, but Microsoft isn't providing any new patches. They are g...
by jchef
Wed Jan 22, 2014 3:42 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 205
Views: 13385

Re: Windows XP users

1530jesup wrote:I read - on the internet - that MOST banks run their Automatic Teller Machines on XP

Many of then are running a special version of XP known as XP Embedded. XP Embedded is supported until 2016.
by jchef
Mon Jan 20, 2014 8:08 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 205
Views: 13385

Re: Windows XP users

I finally bit the bullet and bought a retail copy of Windows 7 Professional. $270 from NewEgg. Hopefully this will last me for the next 10+ years. Just so you know, Windows 7 scheduled end of support is in six years. Microsoft's current policy is to support operating systems for ten years. And Wind...
by jchef
Fri Jan 17, 2014 11:08 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 205
Views: 13385

Re: Windows XP users

Wouldn't it only be fair to now extend WinXP support to whenever Windows 9 becomes available? I think they owe us that much. It's already been almost thirteen years of support. There are very few pieces of widely used software (if any) that have been supported that long. And Microsoft decided a few...
by jchef
Fri Jan 17, 2014 5:50 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 205
Views: 13385

Re: Windows XP users

Microsoft announced on Wednesday that it will continue to provide updates to its security products for Windows XP users through July 14, 2015. Previously, the company said it would halt all updates on the end of support date for Windows XP: April 8, 2014. For consumers, this means Microsoft Securit...
by jchef
Fri Jan 17, 2014 5:37 pm
 
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 205
Views: 13385

Re: Stay off the Ontario 407 ETR! [Electronic Toll Road]

It's now been more than three months, and no bill has shown up. From wiki: For drivers without transponders, the automatic number plate recognition system is linked to several provincial and U.S. state motor vehicle registries. Currently, only the provinces of Ontario, Quebec, and the states of Ill...
by jchef
Sun Dec 29, 2013 11:12 pm
 
Forum: Personal Consumer Issues
Topic: Stay off the Ontario 407 ETR! [Electronic Toll Road]
Replies: 25
Views: 2480

Re: Wish there was a time machine for windows

Windows 8 and 8.1 have a feature called file history. While not exactly like Apple's Time Machine it's reasonably close.

http://lifehacker.com/5958865/how-to-us ... or-windows
by jchef
Fri Dec 27, 2013 12:56 pm
 
Forum: Personal Consumer Issues
Topic: Wish there was a time machine for windows
Replies: 5
Views: 622

Re: 2 Factor Authentication: Yea? Nea?

Try this (is it an iPhone): https://support.google.com/accounts/troubleshooter/3141849?hl=en&answer=1188780&topic=2784804&ctx=topic You might need an app specific password. A bit more hassle to set up but works well once its set up. Two factor authentication (using Google Authenticator ...
by jchef
Fri Dec 27, 2013 10:44 am
 
Forum: Personal Consumer Issues
Topic: 2 Factor Authentication: Yea? Nea?
Replies: 15
Views: 1185

Re: 2 Factor Authentication: Yea? Nea?

For starters, they want to send me SMS that I'd rather not pay for (I don't pay for unlimited texts from my cell carrier), or it is the equivalent of sending a code to my email which isn't 2-factor. Google offers a number of ways to use 2 factor authentication. Besides SMS there is also: ⋅&nbs...
by jchef
Fri Dec 27, 2013 10:39 am
 
Forum: Personal Consumer Issues
Topic: 2 Factor Authentication: Yea? Nea?
Replies: 15
Views: 1185

Re: 2 Factor Authentication: Yea? Nea?

bogleblitz wrote:yes, 2 factor is the only way to go. I stopped using hotmail, yahoo because they don't have 2 factor.

While that may have been true when you stopped using them, they both offer it now.

Just something people currently using Yahoo or Hotmail (or outlook.com) should know.
by jchef
Fri Dec 27, 2013 10:26 am
 
Forum: Personal Consumer Issues
Topic: 2 Factor Authentication: Yea? Nea?
Replies: 15
Views: 1185

Re: Web based email vs. email client (Mac Mail, etc.)

What about clicking email links and having them open up a new email message? I do this occasionally and always thought it meant I needed a email client (I use Outlook at home to pop3 retrieve my email). Can a browser-based email do that too? There are ways to make the default email client in browse...
by jchef
Tue Dec 24, 2013 10:47 am
 
Forum: Personal Consumer Issues
Topic: Web based email vs. email client (Mac Mail, etc.)
Replies: 29
Views: 1614

Re: Web based email vs. email client (Mac Mail, etc.)

If you don't want to pay for Google Apps to host your domain's email, Microsoft's outlook.com will still host it for free.

It may not be as good as gmail, but it's not too far behind. And it's much cheaper. :)
by jchef
Mon Dec 23, 2013 11:24 pm
 
Forum: Personal Consumer Issues
Topic: Web based email vs. email client (Mac Mail, etc.)
Replies: 29
Views: 1614

Re: computer security

Clearing cookies does nothing to improve your security in this situation. Whatever websites that added cookies to your browser have no way to get access to information, such as your address and credit card number, that you entered in a form. This information is only sent to the server of the website...
by jchef
Tue Dec 17, 2013 6:53 pm
 
Forum: Personal Consumer Issues
Topic: computer security
Replies: 22
Views: 2081
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