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Staying with 3-fund vs all in Wellington?

Ok right now I have a 3-fund etf with Ameritrade about 20% BND, 40% VEU (only because VXUS isn't a no fee fund with Ameritrade) and 40% VTI. I was thinking about moving to vanguard and just putting everything in the Wellington fund since it's a balanced fund, has a good track record, and I can just ...
by jasondhsd
Wed May 14, 2014 8:42 pm
 
Forum: Investing - Help with Personal Investments
Topic: Staying with 3-fund vs all in Wellington?
Replies: 4
Views: 761

Selling Picmo Paudx at a loss and buying BND?

I was wondering if this would be a good move. I currently have $9950 in PAUDX which is 90% bonds and it's down 2.35% overall. I was wondering if it would be a good move to sell it and buy BND as my bond fund?
by jasondhsd
Tue Jul 16, 2013 8:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Selling Picmo Paudx at a loss and buying BND?
Replies: 1
Views: 250

Are Bond funds too high?

I'm currently have my bond allocation in Vanguard Total Bond Market ETF (BND) but it seems like its always drop .10% now matter whether or not the stocks are up or down. I was wondering if I'd be better off cashing in and investing in corp and municipal short term bonds.
by jasondhsd
Tue Sep 13, 2011 1:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Are Bond funds too high?
Replies: 34
Views: 4462

Re: What do you think of my portfolio?

34.57 Vanguard Total Stock Market ETF 31.75 Vanguard Total Bond Market ETF 17.37 Vanguard FTSE All-World ex-US ETF 10.87 General Electric Co 02.59 iShares Gold Trust 01.68 Ford Motor Co 01.16 Dow Jones US Homes Construction 40 20 20 <- see that 40% in LC Value? 05 05 04 02 02 02 I don't understand ...
by jasondhsd
Mon Sep 05, 2011 11:12 am
 
Forum: Investing - Help with Personal Investments
Topic: What do you think of my portfolio?
Replies: 15
Views: 1430

Re: What do you think of my portfolio?

I don't understand holding GE and would ditch it. Better would be to overweight LC Value ( what you apparently want ) with Vanguard High Dividend Yield ETF (VYM), invested in 430 Large Cap Value stocks. The rest of the small stuff is meaningless, but fine with me. Well I wouldn't say that's what I ...
by jasondhsd
Mon Sep 05, 2011 12:54 am
 
Forum: Investing - Help with Personal Investments
Topic: What do you think of my portfolio?
Replies: 15
Views: 1430

retiredjg wrote:I saw the link. Do you realize people have to open a google account to see your document? The best way to get help is to make it easy for people to help you.


Hmm u sure I can view it fine even when im signed out of google.
by jasondhsd
Mon Sep 05, 2011 12:26 am
 
Forum: Investing - Help with Personal Investments
Topic: What do you think of my portfolio?
Replies: 15
Views: 1430

Re: What do you think of my portfolio?

retiredjg wrote:
jasondhsd wrote:I was originally just going to do a 3 fund (VTI 40%, BND 40%, VEU 20%) but as you can see I made a few additions.

Link to portfolio pdf[/url]

If you want comments, why don't you post what you want people to look at?


Click on "Link to portfolio pdf" in my OP.
by jasondhsd
Sun Sep 04, 2011 8:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: What do you think of my portfolio?
Replies: 15
Views: 1430

What wrong with the way the data is displayed? Anyway I'm currently 29 1/2. As for buying individual stock such as GE and to a lesser extent Ford the way I see it is with funds there's always going to be some stocks within the fund that perform good and some that perform bad and the hope is the stoc...
by jasondhsd
Sun Sep 04, 2011 4:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: What do you think of my portfolio?
Replies: 15
Views: 1430

What do you think of my portfolio?

I was originally just going to do a 3 fund (VTI 40%, BND 40%, VEU 20%) but as you can see I made a few additions.

Link to portfolio pdf[/url]
by jasondhsd
Sun Sep 04, 2011 3:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: What do you think of my portfolio?
Replies: 15
Views: 1430

Lots of good advice here. One other thing that I don't believe was addressed - there's not really much reason to invest in more than one target date fund. Well Ameritrade only offers T. Rowe and PIMCO with no transaction fee, Vanguard mutual funds are $49. Sure I suppose I could of opened a vanguar...
by jasondhsd
Wed Aug 17, 2011 8:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need a savings / investment plan
Replies: 25
Views: 3026

No not an emergency fund. Just willing to take a bit more risk over an mma or savings account to make more money but still have quick access if I want to use it for something.
by jasondhsd
Wed Aug 17, 2011 8:20 pm
 
Forum: Investing - Help with Personal Investments
Topic: Parking Cash TIPS vs short term bond
Replies: 4
Views: 1131

Parking Cash TIPS vs short term bond

What would be lower risk? TIPS or short term bond? Ameritrade offers the following commission-free etf's Vanguard Short-term Bond etf BSV iShares Barclay 1-3yr credit bond CSJ Vanguard Short Trem Govt Bd Ind ETF VGSH iShare Barclays 1-3 yr Treasury bond SHY iShare Barclay TIPS bond TIP On vanguards ...
by jasondhsd
Wed Aug 17, 2011 7:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: Parking Cash TIPS vs short term bond
Replies: 4
Views: 1131

I was thinking 60/40 stock/bond ratio but not as a total. I know stocks are a hell of a lot more riskier then stocks but it's easier for me to put a ratio on each lump sum rather then as a total. So if I put $30k, I would put $15k into relatively risk free short-term vanguard bond etf to act as a qu...
by jasondhsd
Mon Aug 15, 2011 7:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need a savings / investment plan
Replies: 25
Views: 3026

My interest rate on my mortgage is 4.125% 30yr fixed and I pay an extra $100 towards principal every month. The actual mortgage is only about $650 month the rest is insurance and then property taxes which are just shy of $4000 a year. As to why I keep $20k in my safe, it's because I'm scared to depo...
by jasondhsd
Mon Aug 15, 2011 12:45 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need a savings / investment plan
Replies: 25
Views: 3026

Thanks. I'll order a couple of those books right now. Question though, nisiprius said not to purchase bonds directly but rather via a mutual fund. I'm curious as to why, it seems like if purchased directly it's guaranteed not to lose value. Can I ever lose money in I Bonds? No. They are U.S. Treasur...
by jasondhsd
Sun Aug 14, 2011 10:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need a savings / investment plan
Replies: 25
Views: 3026

Need a savings / investment plan

Ok so I started a Roth IRA and invested in a couple Target Based funds $2500 in each one for the max $5000 but I still have a lot of money just sitting in non-interest checking accounts I wasn't bothering because the interest rates were so low but now I think about it and that's a stupid reason sinc...
by jasondhsd
Sun Aug 14, 2011 8:09 pm
 
Forum: Investing - Help with Personal Investments
Topic: Need a savings / investment plan
Replies: 25
Views: 3026

Open it on Vanguard. FYI, 2050 is a 90/10 allocation. Pick the fund based on your AA, not retirement year. I have no idea what 'AA' is? Also is just going with vanguard enough? It seems like I would be limiting myself. I know the whole point of a Target Date fund is to only have one "set and f...
by jasondhsd
Wed Aug 10, 2011 12:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Roth IRA retirement funding, target date fund question
Replies: 5
Views: 1061

Roth IRA retirement funding, target date fund question

Hello all, I'm 29 1/2 yrs old no debt (except mortgage) and a considerable sum of money sitting idle in non-interest checking accounts. I figured now would be a good time to start a "retirement" fund. Now I really don't have the time nor the knowledge to pick my own stocks and bonds so the...
by jasondhsd
Wed Aug 10, 2011 3:31 am
 
Forum: Investing - Help with Personal Investments
Topic: Roth IRA retirement funding, target date fund question
Replies: 5
Views: 1061

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