Search found 215 matches

by jaj2276
Fri Jul 10, 2015 6:59 am
Forum: Personal Consumer Issues
Topic: Roof done: call company to pay or wait from them to call?
Replies: 10
Views: 1489

Re: Roof done: call company to pay or wait from them to call?

Switch it around. Pretend you are the roofing company that finished a job. Would you appreciate a customer of yours calling up to satisfy his/her end of the agreement? If yes, then go ahead an pay. If not, then wait until you hear from the salesman.

I would pay.
by jaj2276
Fri Jun 05, 2015 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Ob-Gyn requires prepayment of deductible for pregnancy services - is this typical?
Replies: 52
Views: 4826

Re: Ob-Gyn requires prepayment of deductible for pregnancy services - is this typical?

Congratulations! My wife and I are expecting our first kid and after her initial visit to the OB-GYN, they gave us a breakdown of their expected costs. Included in that was a requirement that we pre-pay the expected out-of-pocket costs for their services given our insurance. We live in the southeast...
by jaj2276
Tue Jun 02, 2015 2:00 pm
Forum: Investing - Theory, News & General
Topic: 5 Investing Myths
Replies: 6
Views: 1300

5 Investing Myths

I thought this article was quite interesting: http://streettalklive.com/index.php/daily-x-change/2747-5-investing-myths.html . I don't know who he is or what he's trying to sell, but I especially liked how he summed up beating/outperforming the stock market. ... If you tell a client that they made 1...
by jaj2276
Tue May 26, 2015 12:56 pm
Forum: Personal Consumer Issues
Topic: Still make sense to have AAA membership?
Replies: 74
Views: 6555

Re: Still make sense to have AAA membership?

The one great advantage AAA membership has over insurance policy roadside assistance is that the AAA membership travels with the person and not the vehicle. My wife flew to visit friends/family last year and the friend's car broke down while they were driving around town. That friend did not have ro...
by jaj2276
Sat May 16, 2015 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Forbes article by Wade Pfau: Improving Retirement Outcomes with Investments, Life Insurance, and Income Annuities
Replies: 42
Views: 4192

Re: Forbes article by Wade Pfau: Improving Retirement Outcomes with Investments, Life Insurance, and Income Annuities

I read the article though not the paper but taken as a whole these two sentences do not make sense to me . Perhaps the paper explains they can invest $14,281 per year in their 401(k) if they choose term life insurance, and they can invest $9,000 per year in their 401(k) if they choose whole life in...
by jaj2276
Sat May 16, 2015 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: Forbes article by Wade Pfau: Improving Retirement Outcomes with Investments, Life Insurance, and Income Annuities
Replies: 42
Views: 4192

Re: Forbes article by Wade Pfau: Improving Retirement Outcomes with Investments, Life Insurance, and Income Annuities

Hi everyone, this is Wade, who authored the article. Two quick points before I have a chance to review the thread more carefully. In the whitepaper, there are 3 scenarios. Scenario 2 is Investments + Term Life + Joint Life SPIA. I didn't mention this scenario in the Forbes column, because I was try...
by jaj2276
Sat May 16, 2015 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Forbes article by Wade Pfau: Improving Retirement Outcomes with Investments, Life Insurance, and Income Annuities
Replies: 42
Views: 4192

Re: Forbes article by Wade Pfau: Improving Retirement Outcomes with Investments, Life Insurance, and Income Annuities

I read the article though not the paper but taken as a whole these two sentences do not make sense to me . Perhaps the paper explains they can invest $14,281 per year in their 401(k) if they choose term life insurance, and they can invest $9,000 per year in their 401(k) if they choose whole life in...
by jaj2276
Wed May 13, 2015 7:04 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone had the Personal Capital complementary review yet?
Replies: 31
Views: 4619

Re: Anyone had the Personal Capital complementary review yet?

A big waste of (my) time. My 1-hr review lasted 30 minutes and only 8 of the 22 slides when she finally realized that I wasn't her target audience. I tried telling her that in my initial phone conversation but to no avail (they really need to sell!). I knew things weren't going to go well when at th...
by jaj2276
Sat Apr 25, 2015 2:38 pm
Forum: Investing - Theory, News & General
Topic: Who follows Age in Bonds
Replies: 62
Views: 5660

Re: Who follows Age in Bonds

We follow the Avg Age of Couple - 10 in bonds (I'm 5 years older than her) slowly gliding up to 60/40. Once we get to 60/40, we'll stay there until we retire and then start going back to 70/30 unless we've totally made it at which we might go to 50/50. Tough to predict what's going to happen over th...
by jaj2276
Sun Apr 19, 2015 11:31 am
Forum: Investing - Help with Personal Investments
Topic: Anyone had the Personal Capital complementary review yet?
Replies: 31
Views: 4619

Re: Anyone had the Personal Capital complementary review yet

I have my 1-hr review in two weeks (after having an initial 20 minute conversation where the FA wanted to learn a bit more about me). Part of me doesn't want to waste their time but the other part of me likes to learn new things even if those things aren't really my cup of tea. I had a managed accou...
by jaj2276
Sat Apr 11, 2015 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Refinance Mortgage or Pay Extra on Principle?
Replies: 5
Views: 851

Re: Should I Refinance Mortgage or Pay Extra on Principle?

I would pay extra on principal of the current loan even though the lowest total cost option would be to refinance to the 3%. The *ability* to reduce any given month's payment is worth it especially when the spread between the two loans is only 75bps. I don't know how much you refinanced, but a $335k...
by jaj2276
Tue Mar 31, 2015 2:42 pm
Forum: Personal Consumer Issues
Topic: Hate where we live, do we make major changes?
Replies: 132
Views: 13894

Re: Hate where we live, do we make major changes?

I love these threads. I moved quite a bit when I was younger so kids can and will adapt. Everything was great until I made one final move right after 9th grade. The older your kids are when you move, the greater the chance (although no certainty) that it will be rough. Basically I made acquaintances...
by jaj2276
Sun Feb 15, 2015 3:55 pm
Forum: Investing - Help with Personal Investments
Topic: tIRA conv to an existing Roth IRA and recharacterization
Replies: 3
Views: 377

Re: tIRA conv to an existing Roth IRA and recharacterization

1) In most cases you would not consider recharacterizing it. But here is an example of when you might to restore your basis to the TIRA. Let's say you converted a non deductible contribution of 5000 and the conversion lost 2000 to 3000. A recharacterization would return you basis of 5000 and your r...
by jaj2276
Sat Feb 14, 2015 2:24 pm
Forum: Investing - Help with Personal Investments
Topic: tIRA conv to an existing Roth IRA and recharacterization
Replies: 3
Views: 377

tIRA conv to an existing Roth IRA and recharacterization

I currently have a tIRA with a basis of $0 and a Roth IRA that includes both Roth contributions and tIRA conversions (backdoor Roth contributions). This past January, I rolled over a small (~$13k) cash pension from a previous employer to my tIRA and converted that amount to my existing Roth IRA. I r...
by jaj2276
Fri Jan 16, 2015 8:53 am
Forum: Personal Finance (Not Investing)
Topic: Reporter doing story on Turbo Tax Fracas
Replies: 52
Views: 7574

Re: Reporter doing story on Turbo Tax Fracas

To all the people in this thread who have commented that they don't do interviews, how do you expect to exert pressure on TurboTax and to publicize your unhappiness with the TurboTax business model, if you restrict your complaints and comments to this thread and to this forum? By using the same tac...
by jaj2276
Sun Jan 04, 2015 2:42 pm
Forum: Investing - Help with Personal Investments
Topic: Newbie contemplating firing advisor to save AUM
Replies: 24
Views: 3097

Re: Newbie contemplating firing advisor to save AUM

... Issues: 1) My goal is a simple index portfolio with low fees (like everyone else), but I’m not sure how to actually go about this. I’m apprehensive about going it alone since it’s all fairly new to me. I think I could manage my taxable account into a 3-fund portfolio at Vanguard with future con...
by jaj2276
Fri Jan 02, 2015 1:12 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2015 Hedge Fund Contest
Replies: 191
Views: 25206

Re: Bogleheads 2015 Hedge Fund Contest

Taking a page out of the real hedge fund industry, I'm closing last year's under performing fund and starting a new fund!

Name: Show Me Your Money!

Longs:
SAAS
I
AMSWA

Shorts:
MSO
ROVI
DEL
by jaj2276
Thu Jan 01, 2015 10:09 pm
Forum: Investing - Theory, News & General
Topic: [Annual POLL] What was your 2014 return?
Replies: 144
Views: 15542

Re: [Annual POLL] What was your 2014 return?

XIRR of 4.09%. AA: 28% Bonds 10% Physical Precious Metals (1/2 gold, 1/2 silver) 41% US Equities 21% International Equities A few high/lowlights of my year: -- Met my goal of saving > 30% of gross income (31.07%) -- Still waiting for that year when the portfolio return is positive, the portfolio ret...
by jaj2276
Wed Dec 10, 2014 12:20 pm
Forum: Investing - Help with Personal Investments
Topic: Geek to Geek, screen scraping dividends
Replies: 10
Views: 1536

Re: Geek to Geek, screen scraping dividends

This post is definitely designed for the Geeks in the crowd! But the information on when Yahoo posts dividends might be helpful to all. I’m trying to “screen scrape” data from the web to manage my portfolio. The Yahoo Finance Adjusted Close prices for mutual funds are properly adjusted for past Div...
by jaj2276
Sun Nov 30, 2014 8:10 pm
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 138
Views: 17841

Re: Documentaries to recommend?

The Fog of War (2003): The entire documentary is an interview with Robert McNamara. I learned more history in this one film than in whole classes in college. +1000. I watched the movie in the theater and on Amazon Prime. I didn't live through that time but I was mesmerized by Robert's telling of it...
by jaj2276
Fri Oct 10, 2014 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Support that HSAs might not be the best option for you
Replies: 38
Views: 3945

Re: Support that HSAs might not be the best option for you

I'm not sure what type of "standard" insurance you are comparing, but often PPO is the more expensive insurance type which HDHP is compared against. I've done similar calculations and concluded that the minimum number of comparison points are: 1) Coverage scope -- single/spouse/kids(only)...
by jaj2276
Wed Sep 03, 2014 5:02 am
Forum: Personal Finance (Not Investing)
Topic: Buy a 30 and 20 term policy at the same time?
Replies: 16
Views: 1360

Re: Buy a 30 and 20 term policy at the same time?

Buying a 20-year and 30-year policy at the same time makes perfect sense if your insurance needs decrease after 20 years but you still need some for years 21-30. When I bought term, I bought three policies (actually one policy with two riders). I bought a 30-year $1M policy, a 20-year $500k policy, ...
by jaj2276
Wed Aug 27, 2014 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Husband rear-ended, driver ignoring his insurance
Replies: 44
Views: 6060

Re: Husband rear-ended, driver ignoring his insurance

If you've never been in an accident (or it has been a while), trying to find out the "next steps" is a bit of a scary proposition. I was driving from SC to NY when someone rear-ended me on I-95 (I stopped in time, he did not). He was not the owner of the car (it was his brother-in-law's). ...
by jaj2276
Wed Aug 27, 2014 6:58 am
Forum: Personal Consumer Issues
Topic: Arches-Bryce-Zion road trip: Where to stay?
Replies: 16
Views: 1334

Re: Arches-Bryce-Zion road trip: Where to stay?

Wife and I did this trip the first week of August. It was BY FAR our best trip ever. -- In Moab, we stayed at the Red Rock Lodge. It was right in the middle of town and was the cheapest of all the hotels, but there's not many other positives to say about it. The rooms were clean but they're old so y...
by jaj2276
Sat Aug 23, 2014 1:26 pm
Forum: Investing - Help with Personal Investments
Topic: A tax-deferred space dilemma
Replies: 5
Views: 731

Re: A tax-deferred space dilemma

All other things being equal, there are only 2 numbers that matter - your current tax bracket and the tax bracket at withdrawal. Here is how I might go about it 1. Determine how you want to balance current vs. future enjoyment. I personally might take 25% of the bonus (post tax) now and enjoy a nic...
by jaj2276
Fri Aug 22, 2014 2:37 pm
Forum: Investing - Help with Personal Investments
Topic: A tax-deferred space dilemma
Replies: 5
Views: 731

Re: A tax-deferred space dilemma

I read what you wrote and it seems overly complicated. If I try to simplify it down to one question, it might be: How much do I earmark for a deferred compensation plan? (after we contribute the maximum to 401(k), 403(b), 457). The company match of 3% doesn't count against your $17,500 limit. In a ...
by jaj2276
Fri Aug 22, 2014 2:14 pm
Forum: Investing - Help with Personal Investments
Topic: A tax-deferred space dilemma
Replies: 5
Views: 731

A tax-deferred space dilemma

Normally this would be an easy decision for me but I'm having a hard time generating any conviction behind my decision let alone being able to make one. Current Profile DINK (trying for them tho) Him: 38, Her: 33 Current Portfolio: ~$1M ($345k tax-deferred, $255k tax-free, $450k taxable) Annual Inco...
by jaj2276
Thu Aug 21, 2014 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Great MarketWatch Article - 13 financial tips to live by
Replies: 13
Views: 2141

Great MarketWatch Article - 13 financial tips to live by

http://www.marketwatch.com/story/dont-create-a-budget-and-12-other-financial-tips-to-live-by-2014-08-20?siteid=yhoof2 The author has to be a member of this board! I love this quote: That brings me to a pet peeve: Advisers wouldn’t be nearly so enthusiastic about variable annuities, equity-indexed a...
by jaj2276
Thu Aug 14, 2014 7:06 am
Forum: Investing - Theory, News & General
Topic: Kiplinger Article - Vanguard's Actively Managed Funds
Replies: 1
Views: 867

Kiplinger Article - Vanguard's Actively Managed Funds

http://www.kiplinger.com/article/investing/T041-C009-S002-dan-wiener-likes-vanguard-actively-managed-funds.html I have no idea who Dan Wiener is but if he's really selling 36,000 newsletters/year at $229/yr (or even avg'd down to $175/yr to account for new readers) then he's making over $6M in the ...
by jaj2276
Mon Apr 28, 2014 1:53 pm
Forum: Investing - Help with Personal Investments
Topic: Experiences with Eli Lilly Credit Union for HSA?
Replies: 69
Views: 17660

Re: Experiences with Eli Lilly Credit Union for HSA?

Where is the $24 deducted from, the HSA account or the regular account? It's not a medical expense, is it? It's deducted from the HSA account. I attempted to transfer my entire account balance over to TD Ameritrade and they canceled the entire transfer since there wasn't enough money left in the HS...
by jaj2276
Tue Apr 22, 2014 9:59 am
Forum: Personal Finance (Not Investing)
Topic: Does 529 really hurt the chance to get financial aid?
Replies: 66
Views: 6476

Re: Does 529 really hurt the chance to get financial aid?

This may duplicate sscritic's linked information but FWIW I scanned this simplified college cost formula from an article in the Forbes 2014 Investment Guide. It should focus you on the key aspects. http://imageshack.com/a/img836/9301/stwo.gif JW Wow, that's a great concise and clear summary of what...
by jaj2276
Mon Apr 21, 2014 7:53 pm
Forum: Investing - Help with Personal Investments
Topic: Experiences with Eli Lilly Credit Union for HSA?
Replies: 69
Views: 17660

Re: Experiences with Eli Lilly Credit Union for HSA?

$24 for funding once a year and transferring once a year still beats $66 fee by HSA Bank. I'm going to write to them and ask them to consider doing the transfers by ACH. Sure except I contribute monthly and now I'm going to have to have a full year's worth of contributions sitting in their bank acc...
by jaj2276
Mon Apr 21, 2014 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: Town home, good or bad idea?
Replies: 21
Views: 1844

Re: Town home, good or bad idea?

Add one more to the DO NOT BUY club, regardless of whether it's with or without your cousin. I'm all for shortening your commute (for 3 yrs I had 1.5 hr commute one-way) but you should do so by renting. You're too young to buy because the opportunities you have right now (even if you believe there a...
by jaj2276
Fri Apr 18, 2014 11:08 am
Forum: Investing - Help with Personal Investments
Topic: Experiences with Eli Lilly Credit Union for HSA?
Replies: 69
Views: 17660

Re: Experiences with Eli Lilly Credit Union for HSA?

$24 for funding once a year and transferring once a year still beats $66 fee by HSA Bank. I'm going to write to them and ask them to consider doing the transfers by ACH. Sure except I contribute monthly and now I'm going to have to have a full year's worth of contributions sitting in their bank acc...
by jaj2276
Fri Apr 18, 2014 10:29 am
Forum: Investing - Help with Personal Investments
Topic: Experiences with Eli Lilly Credit Union for HSA?
Replies: 69
Views: 17660

Re: Experiences with Eli Lilly Credit Union for HSA?

$24 for funding once a year and transferring once a year still beats $66 fee by HSA Bank. I'm going to write to them and ask them to consider doing the transfers by ACH. Sure except I contribute monthly and now I'm going to have to have a full year's worth of contributions sitting in their bank acc...
by jaj2276
Fri Apr 18, 2014 8:50 am
Forum: Investing - Help with Personal Investments
Topic: Experiences with Eli Lilly Credit Union for HSA?
Replies: 69
Views: 17660

Re: Experiences with Eli Lilly Credit Union for HSA?

I believe I just saw that ELFCU now charges $24 (!!!) to transfer money from their HSA Bank Account to the TD Ameritrade account. From the page/tab on which one requests to Transfer Money: --- [snip] --- Elfcu will now assess a $24.00 fee for all outgoing wire transfers. Please be aware of this fee ...
by jaj2276
Thu Apr 10, 2014 5:25 pm
Forum: Investing - Help with Personal Investments
Topic: Experiences with Eli Lilly Credit Union for HSA?
Replies: 69
Views: 17660

Re: Experiences with Eli Lilly Credit Union for HSA?

In my case, I elected to continue my HSA plan via Cobra so I could contribute the full amount. As someone already answered, you dont need to be employed to contribute to an HSA, just covered by a HDHP.
by jaj2276
Fri Apr 04, 2014 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: I accidentally discovered a coworkers salary... now what?
Replies: 59
Views: 6837

Re: I accidentally discovered a coworkers salary... now what

It seems obvious that your concern is with #2 and not #1. If you found her W-2 and made more than her, I doubt you would have made the post here. You likely would have already sent her a note (or sent the note to a group of people including her) saying that personal documents shouldn't be kept on th...
by jaj2276
Fri Apr 04, 2014 5:48 pm
Forum: Personal Consumer Issues
Topic: Potential Move - NYC to Charleston SC
Replies: 16
Views: 1868

Re: Potential Move - NYC to Charleston SC

OP, I made your exact move 6 years ago after living in Manhattan (3 yrs) and Long Island (3 yrs). I'm not a native New Yorker (and don't know if you are) so moving FROM New York (to anywhere) was very appealing. Needless to say, I love it and can't imagine not living here. Mt Pleasant is a great are...
by jaj2276
Tue Apr 01, 2014 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: HSA Tax Question
Replies: 3
Views: 289

Re: HSA Tax Question

What exactly do you mean by "less than the full contribution amount allowed by the IRS." ? Since you only had the plan for 3/12 of the year (i.e. 25%), then you're only eligible to contribute 3/12 of the 2013 contribution limits ($3250 for single, $6450 for family). So in your case, it wou...
by jaj2276
Thu Mar 27, 2014 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Leaving 401k money at previous employer
Replies: 9
Views: 853

Re: Leaving 401k money at previous employer

Right, I guess I wasn't clear in my original email that the reason I wouldn't want #3 or #4 is because I would have to pay taxes to continue my backdoor Roth contributions. Option #2 was going to be my choice as long as the expense ratios were close to Vanguard's. Theyr'e not. It helps that my old 4...
by jaj2276
Thu Mar 27, 2014 9:28 am
Forum: Investing - Help with Personal Investments
Topic: Leaving 401k money at previous employer
Replies: 9
Views: 853

Leaving 401k money at previous employer

I currently have around $250k in my previous employer's 401k. In addition to that account, I have a Roth IRA account that I contribute to each year via the backdoor Roth (so I also have a traditional IRA that has a zero balance). I had planned on rolling over my previous employer's 401k $$ into my c...
by jaj2276
Wed Mar 19, 2014 2:16 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Backdoor IRA 2014 Methodology - From TaxAct
Replies: 9
Views: 1254

Re: TaxAct Backdoor IRA 2014 Methodology - From TaxAct

The OP seems to have posted an answer that includes backing out of some moves that he already made (i.e. deleting the Roth contributions). stuff deleted OP here - no I just did a straight up backdoor Roth, so I didn't back out of any moves. **EDIT - It is very likely the "delete" instruct...
by jaj2276
Wed Mar 19, 2014 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Backdoor IRA 2014 Methodology - From TaxAct
Replies: 9
Views: 1254

Re: TaxAct Backdoor IRA 2014 Methodology - From TaxAct

The OP seems to have posted an answer that includes backing out of some moves that he already made (i.e. deleting the Roth contributions). This year I used TaxAct for the first time and the Backdoor Roth IRA process was very simple. You enter your non-deductible tIRA contribution. That has no impact...
by jaj2276
Wed Feb 19, 2014 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: 2013 TurboTax: Which Product? New Rules?
Replies: 302
Views: 37424

Re: 2013 TurboTax: Which Product? New Rules?

Mr. Meighan, I wanted to let you (and by proxy Intuit/TurboTax) know that I have switched from TurboTax to TaxAct this year. I did so for two reasons: 1) I do not need any help in entering stock sales so having to purchase the Premiere version for this seems absurd. 2) After realizing that I didn't ...
by jaj2276
Wed Feb 12, 2014 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Experiences with Eli Lilly Credit Union for HSA?
Replies: 69
Views: 17660

Re: Experiences with Eli Lilly Credit Union for HSA?

I opened up an HSA account at ELFCU late last year after I separated from my job but hadn't yet fully funded my HSA for the year. I'm not from Indiana. I opened and funded the account from my credit card (~$625). I needed no additional verification. I then filled out the transfer funds form. As supe...
by jaj2276
Sat Feb 08, 2014 11:24 am
Forum: Investing - Help with Personal Investments
Topic: Can whole life ever beat regular [conservative] investing?
Replies: 12
Views: 803

Re: Can whole life ever beat regular [conservative] investin

From reading every single one of these threads (I find them fascinating for some reason), I think it's likely (although not certain) that your dad's policy is a good one *now* but only because he's 30 years into the policy. Which leads me to my question. Is there a way to find out what historical te...
by jaj2276
Mon Jan 13, 2014 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 357
Views: 30249

Re: High Earners - What's Your Profession?

As a totally different anecdote, my wife is a teacher where we live and looking at her salary schedule, she'll never hit $100k/yr (and won't even come close). But I look at the hours she works (7-3, 9 months of year) and the benefits she gets and I think she's getting a good deal. If I were a teach...
by jaj2276
Sun Jan 12, 2014 6:24 pm
Forum: Personal Consumer Issues
Topic: Razors are getting expensive
Replies: 22
Views: 1735

Re: Razors are getting expensive

Ha, I had this exact same thought when I went to walmart the other day. I just started on my last mach 3 blade and so knew I needed blades soon. When I got to the aisle (I hadn't bought blades in years because I had received them as stocking stuffers, etc.), and saw that they were $15 for a 5 pack, ...
by jaj2276
Sun Jan 12, 2014 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 357
Views: 30249

Re: High Earners - What's Your Profession?

Software engineer. I've made well over $100k for the past 10 years. To the OP, and I have no idea your aptitude or desire, but a software engineer (i.e. a programmer or someone in management, not an IT help desk person) is a really good way to hit the $100k level regardless of where you live. Obviou...

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