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Re: [which] toilet paper [from walmart.com?]

Well it's official, the bar can not get any lower.
by island
Sat Sep 27, 2014 2:23 pm
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 34
Views: 2450

Re: We're all going to die!!!

I should be killed just for opening yet another post like this. :oops:
by island
Thu Sep 25, 2014 3:49 pm
 
Forum: Investing - Theory, News & General
Topic: [S&P is down 1.3%, thus] We're all going to die!!!
Replies: 58
Views: 4726

Re: When to throw out childhood toys? Encourage me please.

Wow, can't believe your parents kept all that stuff! Whatever we were done wearing or playing with was handed down and/ or given away ASAP so others could use it. Safe to say if that stuff sat in your parents attic for decades without any desire for it it's time to let it go. Give it to the Goodwill...
by island
Sat Sep 20, 2014 9:36 pm
 
Forum: Personal Consumer Issues
Topic: When to throw out childhood toys? Encourage me please.
Replies: 34
Views: 2393

Re: Hearing aids - for those that use them

Thank all of you for responding, and especially for the VA tips - and it looks like Costco is a good backup. Yes, I will see an Audiologist. For fun I did take a couple of on line hearing tests. This one http://myhearingtest.net/ seems decent for a rough view. With reference to my hearing at 250 Hz...
by island
Mon Sep 15, 2014 2:13 am
 
Forum: Personal Consumer Issues
Topic: Hearing aids - for those that use them
Replies: 29
Views: 1777

Re: DINK 200K household income - ways to reduce taxable inco

Rainier wrote:Have kids
Donate more
Work less
Take a pay cut
Retire early

Yup that pretty much sums it up. Were in the same boat and it's not a bad place to be. Don't dwell on the taxes; it is what it is.
by island
Sun Sep 14, 2014 9:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: DINK 200K household income - ways to reduce taxable income?
Replies: 31
Views: 3598

Re: How to get a child a different teacher after a bad start

Anyone else experience deja vu? http://www.bogleheads.org/forum/viewtopic.php?f=11&t=121795&p=1784888 This may be a bit controversial, but it seems to me unlikely that a kindergarten teacher is likely to take an immediate dislike to a child absent provocation (unless there are some underlyi...
by island
Sun Sep 14, 2014 9:04 pm
 
Forum: Personal Consumer Issues
Topic: How to get a child a different teacher after a bad start?
Replies: 30
Views: 2592

Re: Why do so many think their home is a foolproof investmen

Many people say this? Not in my experience. From my personal experience the only people I know who say that are people who haven't saved much elsewhere and it's probably more wishful thinking. And in the past it was friends and neighbors lured by the rising home prices here in S. CA in the early 200...
by island
Sun Sep 14, 2014 8:55 pm
 
Forum: Investing - Theory, News & General
Topic: Why do so many think their home is a foolproof investment?
Replies: 125
Views: 6456

Re: Hearing aids - for those that use them

You're essentially asking for medical advice and there's already some inaccurate info posted. You'd be much better off seeking the advice of a professional ; make an appt with a licensed audiologist. Most ENTs don't know anything specific about hearing aids other than to tell you you could benefit f...
by island
Sun Sep 14, 2014 8:18 pm
 
Forum: Personal Consumer Issues
Topic: Hearing aids - for those that use them
Replies: 29
Views: 1777

Re: Treadmills

Thanks Island. How is the precor elliptical's leg length stride. Is it comfortable for both males and females, thanks Hmmm good question, but not sure I'm the best judge because I don't use it that much. I can tell you that when I do use it, the stride is not awkward for me. I just prefer the tread...
by island
Sat Sep 13, 2014 11:41 pm
 
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 54
Views: 3308

Re: Recommended World War I book(s)

To all my colleagues: My thanks for the excellent suggestions so many of you have provided. Ever the Boglehead, I have already borrowed two of the recommended books from our town library. I have at least 6 more I will peruse over the next several weeks (unless "honey-do" projects" im...
by island
Sat Sep 13, 2014 11:14 pm
 
Forum: Personal Consumer Issues
Topic: Recommended World War I book
Replies: 37
Views: 2051

Re: Treadmills

We have a Precor treadmill and elliptical that get heavy use and both have been great, trouble free, worth the cost.
by island
Sat Sep 13, 2014 10:55 pm
 
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 54
Views: 3308

Re: How would you handle this situation ?

Regardless of what the OP should do or how ridiculous these particular group members are, I am perplexed by the fervent antipathy in this thread toward the very idea of hanging out in a "homogenous cultural group" (not the best terminology, but whatver) even if only occasionally. I immedi...
by island
Fri Sep 12, 2014 7:22 pm
 
Forum: Personal Consumer Issues
Topic: How would you handle this situation ?
Replies: 33
Views: 2620

Re: Angry when stock market is down

Nope.
Find an asset allocation you're comfortable with and let it ride. If it makes you angry, cranky and edgy I agree you're doing it wrong. Get a hobby to occupy the time you spend counting your virtual assets and watching the minute daily fluctuation of the market.
by island
Fri Sep 12, 2014 3:31 pm
 
Forum: Investing - Theory, News & General
Topic: Angry when stock market is down
Replies: 79
Views: 4166

Re: How would you handle this situation ?

Thanks all for the support. A few clarifications and answers below: Jez sounds like her social group aspires to be a cult! :twisted: Mandatory fun and socialization is anything but that. Dump them. However, if your wife still thinks these people are worth hanging with and really wants to continue, ...
by island
Fri Sep 12, 2014 3:06 pm
 
Forum: Personal Consumer Issues
Topic: How would you handle this situation ?
Replies: 33
Views: 2620

Re: How would you handle this situation ?

Jez sounds like her social group aspires to be a cult! :twisted: Mandatory fun and socialization is anything but that. Dump them. However, if your wife still thinks these people are worth hanging with and really wants to continue, then she needs to stand her ground and tell them that she'd like to c...
by island
Fri Sep 12, 2014 9:32 am
 
Forum: Personal Consumer Issues
Topic: How would you handle this situation ?
Replies: 33
Views: 2620

Re: Neighborhood kid around 13 throwing rocks at my house

That's really bizarre. You've actually seen him throw the rocks and you're sure he doesn't throw them at anyone elses's house? Are they new neighbors or just a new behavior? Not at all. I think most 13 year old boys go through a rock throwing or slightly rebellious phase about that age. It does not...
by island
Fri Sep 12, 2014 8:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Neighborhood kid around 13 throwing rocks at my house
Replies: 55
Views: 3131

Re: Neighborhood kid around 13 throwing rocks at my house

That's really bizarre. You've actually seen him throw the rocks and you're sure he doesn't throw them at anyone elses's house? Are they new neighbors or just a new behavior? So if you know it's him for sure, just ask him. Introduce yourself, ask him his name and just say Hey I've seen you throwing s...
by island
Fri Sep 12, 2014 7:54 am
 
Forum: Personal Finance (Not Investing)
Topic: Neighborhood kid around 13 throwing rocks at my house
Replies: 55
Views: 3131

Re: Offered Promotion, but longer commute

No way. I'd pass on that horrible commute.
by island
Fri Sep 05, 2014 1:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Offered Promotion, but longer commute
Replies: 37
Views: 2997

Re: Trip to the Caribbean - Suggestions

OP has narrowed his list to two islands, but has kept the door open for consideration of other Caribbean locales. Of all the locations we've visited (St. John, St. Croix, Thomas, Aruba, Dominica, St. Maarten, Barbados, Cayman Islands, Mexico, BVI, among others), the single most beautiful beach we h...
by island
Tue Sep 02, 2014 5:00 pm
 
Forum: Personal Consumer Issues
Topic: Trip to the Caribbean - Suggestions
Replies: 39
Views: 2633

Re: Reinvest dividends and capital gains?

DH and I still employed and accumulating. 401K and Roths- reinvest all. In taxable we have a high balance in 6 random American Funds that we bought a long time ago before we knew better. Never touched the account, reinvested all until discovering this site last year. Since don't want to add to our A...
by island
Mon Sep 01, 2014 6:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Reinvest dividends and capital gains?
Replies: 44
Views: 3872

Re: Pay off student debt with family inheritance "loan"?

No absolutely not. You know what you're getting into by signing on for those loans and if you don't want to pay back over time like most students or don't think you can swing it on your own without raiding your family's retirement fund then think twice. Also, if you don't have one, consider getting ...
by island
Sun Aug 31, 2014 6:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: Pay off student debt with family inheritance "loan"?
Replies: 23
Views: 1467

Re: Trip to the Caribbean - Suggestions

Ahhh Anguilla and Aruba, 2 of my favorites and been to both several times. Anguilla is really laid back, nothing to do except hit the beach which is fine for us, more deserted the better. Fine dining. Not a budget island at all. You'll need a car if you want to get around easily. If you want some va...
by island
Sun Aug 31, 2014 4:24 pm
 
Forum: Personal Consumer Issues
Topic: Trip to the Caribbean - Suggestions
Replies: 39
Views: 2633

Re: Does your employer still offer pensions to new hires?

I wouldn't limit my search to employers that offer a pension because you can't count on it to continue and probably takes many years of service to add up to anything. I work in healthcare, salaried employee, same company for 30 years and have a pension, but employer is working hard to discontinue (f...
by island
Sun Aug 31, 2014 3:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Does your employer still offer pensions to new hires?
Replies: 54
Views: 3837

Re: Costco:is it worth it for just two people?

If you are close enough getting gas there (assuming they have a gas station as not all do) can put you ahead. We don't buy too much (although do indulge in all the free samples :D ). Mostly we buy toilet paper, paper towels and a few other items. It lasts a long time. We often walk in after buying ...
by island
Sat Aug 30, 2014 11:42 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11858

Re: Good place to buy eyeglasses without insurance?

DH is very happy with his current pair which were purchased at Costco. Had his eye exam with our health plan and took the prescription to Costco. Previously all were purchased thru our health plan's optical dispensing and even with the discounts there, Costco's were still about half the cost with al...
by island
Sat Aug 30, 2014 11:31 pm
 
Forum: Personal Consumer Issues
Topic: Good place to buy eyeglasses without insurance?
Replies: 39
Views: 2552

Re: Costco:is it worth it for just two people?

VictoriaF wrote:
Austintatious wrote:You simply won't find a better canned tuna product around, unless there's some erotic foreign brand that I've not stumbled across.


If you find erotic foreign tuna please let us know.

Victoria


Even erotic domestic tuna would be a find. :D
by island
Sat Aug 30, 2014 10:58 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11858

Re: Costco:is it worth it for just two people?

DH and I have the Executive membership and it works for us. We get a lot of fresh fruit and veggies there, some meat and fish. Whole cooked chicken. Wine, books, gift certs, occasionally DH will find a pair of shorts or a polo shirt. Some housewares, toiletries. Go to if I need a sheet cake for a pa...
by island
Sat Aug 30, 2014 1:24 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 11858

Re: Anyone used Vanguard Flagship Services With Portfolio $1

Free Turbo Tax is the only service I've taken advantage of so far.
by island
Sat Aug 30, 2014 12:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Anyone used Vanguard Flagship Services With Portfolio $1M+
Replies: 41
Views: 4332

Re: Sports Motivation Waning

You're retired. Why do you need to get your mojo back? Relax and have fun. You can participate in tennis and other games for the enjoyment of playing even if you don't win. +1 Maybe now that you're retired you're playing more and burned out on same ol' same ol'?? Change it up and try another sport.
by island
Fri Aug 29, 2014 11:34 pm
 
Forum: Personal Consumer Issues
Topic: Sports Motivation Waning
Replies: 18
Views: 1662

Re: My husband's " WILL", $ left for me to live on....

OP did not contribute at all to her husband's success from his former life. She is nowhere near normal retirement age and isn't working. Why should she expect to retire as a multi-millionaire at the age of 40, 45, etc.? And if her husband dies soon, she will surely remarry and enjoy sharing in her ...
by island
Fri Aug 29, 2014 9:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 17411

Re: My husband's " WILL", $ left for me to live on....

Hi. I'm going to lay it out like I see it. I need advice Boy, you sure do. Listen to yourself. ...before I open my mouth... What was your gut reaction? If it said this was unfair and not normal, you are right. Sure he loves you. Many guys would too if they were 67 years old with a 50 year old healt...
by island
Fri Aug 29, 2014 4:05 am
 
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 17411

Re: Catastrophe Brewing - Longevity

Darn, I thought this was going to be about a brewer called Catastrophe. Love that Longevity pilsner. Funny, so did I. Catastrophe should add an Early Grave IPA to go with that Longevity Pilsner! :beer Microbreweries are a big thing here in San Diego and always get a kick out of the names. Yours wou...
by island
Tue Aug 26, 2014 9:34 pm
 
Forum: Investing - Theory, News & General
Topic: Catastrophe Brewing - Longevity
Replies: 12
Views: 2510

Re: What are you up YTD?

No idea :) Me either. My 401K has gotten too aggressive, husbands probably too conservative...or maybe not for our age, taxable account is all equity and too much cash. No clue what the overall mishmash is yielding and don't really care, but am trying to figure out what our AA should be. We're a wo...
by island
Tue Aug 26, 2014 9:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: What are you up YTD?
Replies: 101
Views: 7848

Re: California residents - do you have earthquake insurance?

In San Diego. No earthquake insurance. Own home since 88 and a condo for a couple of years before that and never had it. Always heard very expensive and never investigated, but maybe should since some mentioned it's not. I also recall another thread on the subject and was surprised so may Bogleheads...
by island
Tue Aug 26, 2014 9:17 pm
 
Forum: Personal Consumer Issues
Topic: California residents - do you have earthquake insurance?
Replies: 54
Views: 3225

Re: S&P500 over 2000

LAlearning wrote:Am I the only one unhappy with this rising market?


Why unhappy? I don't get it.
by island
Tue Aug 26, 2014 12:08 am
 
Forum: Investing - Theory, News & General
Topic: S&P500 over 2000
Replies: 68
Views: 5445

Re: How to split vacation rental cost

Ok now we're splitting hairs and we know nothing of you and your friends.

So OP, what do THEY think? There must have been some discussion of what it was going to cost them before signing on, yes?
Do tell.
by island
Sun Aug 24, 2014 8:53 pm
 
Forum: Personal Consumer Issues
Topic: How to split vacation rental cost
Replies: 13
Views: 1214

Re: Is it me, or are "collectibles" worthless in 2014?

Baseball cards have really taken a nose dive over the past decade. Many people have thousands of cards from the 1980s and 1990s that are literally worthless. One of my saddest memories of consignment selling is of having to explain to a mother who had been sold "collectible" baseball card...
by island
Sun Aug 24, 2014 2:43 am
 
Forum: Personal Consumer Issues
Topic: Is it me, or are "collectibles" worthless in 2014?
Replies: 79
Views: 6273

Re: Do you take all of your allowed paid vacation time?

Are you kidding? Although I recently retired, I took between 14 and 18 weeks off virtually every year. Never let a vacation day go by. Lots and lots of travel, fishing, bicycling, lots of time with the kids, but sometimes just stuff I liked around the neighborhood. I always kept connected (once con...
by island
Sat Aug 23, 2014 11:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5760

Re: Do you take all of your allowed paid vacation time?

I'm curious, for those of you who don't take your vacation, accumulate the max carryover with the goal of having a store to cash out when you leave, etc, do you have a flexible work day or work from home? Some flexibility to start earlier or later, take a longer lunch if you have to run an errand, l...
by island
Sat Aug 23, 2014 4:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5760

Re: Pay cash for flight on sale, or use FF mileage quandry

I'm just curious, how do you all manage to find seats available with your miles? Seems like the last few years every time we want to use our miles on United or AA there are no seats available unless we want to use even more miles to waive the restriction and that's with planning far in advance. Used...
by island
Sat Aug 23, 2014 1:33 pm
 
Forum: Personal Consumer Issues
Topic: Pay cash for flight on sale, or use FF mileage quandry
Replies: 30
Views: 2227

Re: Do you take all of your allowed paid vacation time?

Absolutely not. I maintain the maximum PTO allowed. When I leave I will have months and months of PTO paid out to me. Me too. Though I do sell back time off each year which is a nice bonus. Yeah unless your employer changes the rules. That's what happened to my DH. Works for a large company that al...
by island
Sat Aug 23, 2014 1:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5760

Re: someone who claimed at 62 got an 8% increase this year

The primary reason social security retirement benefits go up is that additional earnings are credited to the worker. If a person receives a comparatively large increase due to such a recalculation it is often due to the fact that additional earnings, such as working some or all of the year in which...
by island
Sat Aug 23, 2014 12:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: someone who claimed at 62 got an 8% increase this year
Replies: 26
Views: 3139

Re: Do you tip on the tax?

Frankly, the whole "tipping culture" thing has turned me off to eating out altogether; I just want to eat a meal without being unwittingly dragged into a byzantine fiscal and social justice issue. Until this whole sordid mess goes away, I will refrain from eating out, and neither the wait...
by island
Fri Aug 22, 2014 10:49 pm
 
Forum: Personal Consumer Issues
Topic: Do you tip on the tax? [Restaurants]
Replies: 124
Views: 5123

Re: Do you take all of your allowed paid vacation time?

I'm personally above this ceiling at the moment and trying to figure out how to use my extra 6 days of leave. With a small family, I could randomly take a day off, but it limits me from doing much. I'll have to come up with some sort of a plan. NO WAY AM I GIVING THEM BACK!!! :mrgreen: Randomly tak...
by island
Fri Aug 22, 2014 8:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5760

Re: discover card rewards points

puck2005 wrote:Has anyone seen a deal as good as the Shell gift cards lately?


This thread is ancient!
Why not post your question in a new thread; you might get more replies.
by island
Fri Aug 22, 2014 5:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: discover card rewards points
Replies: 46
Views: 5765

Re: someone who claimed at 62 got an 8% increase this year

So, I'm at a party with old friends last night, and we started to talk about who was and who was not drawing SS yet..people mostly of the file-at-62 persuasion. *Proudly* I announced at 65 I still hadn't filed, and planned to wait until 70 so I can get the 8% increases. Then I was informed that my ...
by island
Fri Aug 22, 2014 5:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: someone who claimed at 62 got an 8% increase this year
Replies: 26
Views: 3139

Re: Do you take all of your allowed paid vacation time?

Of course. Passing on taking allotted vacation amounts to a pay cut! Why would anyone do that, especially a Bogleheads! I've worked for the same company for over 25 years so am at the max. Get 7 weeks per year, accrues monthly, but it's a joint vacation/ brief sick leave account. Allowed to rollover...
by island
Fri Aug 22, 2014 4:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5760

Re: How to split vacation rental cost

Room per night. Same as a hotel.
by island
Fri Aug 22, 2014 4:12 pm
 
Forum: Personal Consumer Issues
Topic: How to split vacation rental cost
Replies: 13
Views: 1214

Re: In-Law Financial Issues (long)

If I really had my way I'd sell their property and move them into a small house in town that is close to amenities (they have to drive two hours to get a carton of eggs). I'd also insist MIL get a basic job in town to help out. [...] I don't think this is fair to me. Especially because the only rea...
by island
Tue Aug 19, 2014 1:50 am
 
Forum: Personal Finance (Not Investing)
Topic: In-Law Financial Issues (long)
Replies: 44
Views: 4181

Re: Bankrolled Her Brother, Regrets It (article)

It's pretty cool though that the niece has an iphone 6 before it's even been released. :shock: Maybe the brother has an uber secret important job at apple :D Ha! So true! The writer says she doesn't regret giving him the money, yet she's kept a tally of what she and the parents have given over the ...
by island
Mon Aug 18, 2014 10:28 pm
 
Forum: Personal Consumer Issues
Topic: Bankrolled Her Brother, Regrets It (article)
Replies: 24
Views: 3959
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