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Re: 23 year old... Can I afford a Rolex?

3 pages on this, seriously?
by island
Mon Nov 24, 2014 12:54 am
 
Forum: Personal Consumer Issues
Topic: 23 year old... Can I afford a Rolex?
Replies: 157
Views: 9303

Re: Do you use a phone book?

I get them, but only keep the Yellow Pages for the rare occasion I need to find a service I don't have a specific contact for like a plumber, and recently to look for someone who refinished furniture , and to find flooring stores in my area. Big city. Many times internet searches only show a few opt...
by island
Sun Nov 23, 2014 3:53 pm
 
Forum: Personal Consumer Issues
Topic: Do you use a phone book?
Replies: 51
Views: 2015

Re: Vanguard launches new offering ...

How much are they offering to pay for my advertising services? Oh you mean they want us to PAY them and advertise for FREE.... Yeah, not likely :D Agree. This looks like the junk companies give away for free and I give to the Goodwill. Open an account or hit Flagship status and get some free swag O...
by island
Sun Nov 23, 2014 1:17 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard launches new offering ... [Vanguard merchandise]
Replies: 115
Views: 11152

Re: Who is mailing Holiday Cards this year?

I am amused by all the people explicitly making the distinction that they are sending Christmas cards rather than Holiday cards. Oh, perish the thought of sending merely a holiday card! Such people are aware Christmas is a holiday, right? I know they're referring to the content to of the card itsel...
by island
Sun Nov 16, 2014 3:37 pm
 
Forum: Personal Consumer Issues
Topic: Who is mailing Holiday Cards this year?
Replies: 52
Views: 3156

Re: Life purpose revisited

Josh, if you are looking for answers to apply to your own life, you need to look inward and not towards the collective opinion of other bogleheads. Besides, today's dating scene is very different from 20 or 30 years ago. Couldn't agree more. What you're asking is a personal individual thing. Not so...
by island
Sun Nov 09, 2014 6:37 pm
 
Forum: Personal Consumer Issues
Topic: Life purpose revisited
Replies: 55
Views: 7493

Re: Joint accounts or separate accounts for married couples?

We have joint accounts for everything that can be joint, 28 years and counting. Both full time wage earners that max out our 401ks and live well within our means without being penny pinching cheapskates.
by island
Thu Oct 30, 2014 11:34 am
 
Forum: Personal Finance (Not Investing)
Topic: Joint accounts or separate accounts for married couples?
Replies: 59
Views: 4614

Re: Do you dream about retirement?

Case in point, we live several states away. He rarely sees us or his grandchildren. Despite that, he didn't make any trips out to visit us, even when he had conferences in the area. It simply boggles the mind (pardon the pun) that he would not slow down after "retirement" and spend more t...
by island
Mon Oct 27, 2014 6:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you dream about retirement?
Replies: 91
Views: 6590

Re: fleeced by an adviser, is there a recourse?

I prefer to go it alone rather than use an advisor, but I have been there and still own the American Funds I purchased to prove it. Too much of a tax hit to sell now, but that's beside the point. I too was not educated when I made the purchase. It was a learning experience and I'd suggest you consid...
by island
Mon Oct 27, 2014 5:54 pm
 
Forum: Investing - Help with Personal Investments
Topic: fleeced by an adviser, is there a recourse?
Replies: 104
Views: 9005

Re: Feeling rich to feeling poor overnight

What if you just offered to pay more on your present location? Why not negotiate? I am currently a "caretaker" for a house where the owner is rarely around. My long-distance girlfriend is planning a long-term visit, and he won't allow her to stay, even though I've offered to pay additiona...
by island
Sat Oct 25, 2014 11:16 am
 
Forum: Personal Finance (Not Investing)
Topic: Feeling rich to feeling poor overnight
Replies: 85
Views: 10854

Re: Should I Sue? [couch damaged in garage of rental]

Take the money and be grateful they offered you anything. A garage is not a suitable place for storing anything upholstered.
by island
Sat Oct 25, 2014 9:10 am
 
Forum: Personal Consumer Issues
Topic: Should I Sue? [couch damaged in garage of rental]
Replies: 39
Views: 3289

Re: Does your ROTH hold risky or stable items?

100% VTIAX in both mine and husband's Backdoor ROTHs. Both of us contribute the max of $6500 annually, but only discovered we could do a ROTH 2 years ago so just a drop in the bucket so far.
by island
Mon Oct 13, 2014 7:57 pm
 
Forum: Investing - Theory, News & General
Topic: Does your ROTH hold risky or stable items?
Replies: 56
Views: 3497

Re: Thoughts on getting out

May I ask, what do you do for a living and what makes it so hellish?
by island
Sun Oct 12, 2014 4:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on getting out [of job]
Replies: 37
Views: 5193

Re: Cleaning Up Acorns

Dutch wrote:Acorns?

Image


Filthy tree rat
by island
Fri Oct 10, 2014 8:44 pm
 
Forum: Personal Consumer Issues
Topic: Cleaning Up Acorns
Replies: 37
Views: 2310

Re: Headed for a 300+ point loss today?

DOW on rollercoaster last few days, looks like it's straight down today. Might be headed for a 300 point loss or more unless the dip buyers show up. :shock: :shock: Who cares? If you're in it for the long haul one day or even a few months of down days shouldn't matter. Agree. Find something more us...
by island
Fri Oct 10, 2014 11:30 am
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 461
Views: 34370

Re: Critically Acclaimed Movies you did not like

The Shawshank Redemption One Flew Over the Cuckoo's Nest No, you've got to be kidding?! +1 Can't be. Two of my favorites of all time! Was the thread title "Critically Acclaimed Movies I did not like" or "Critically Acclaimed Movies you did not like" ? Oh brother, lighten up
by island
Tue Oct 07, 2014 6:50 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 9474

Re: Critically Acclaimed Movies you did not like

Yeah Pulp Fiction wasn't one of my favs either. Although I enjoyed individual performances. Agree, expected more for the hype.
Glengarry Glen Ross. Torture. Great cast and I know it's supposedly about the dialog, but it was all talk and no action. Shut up please!
by island
Tue Oct 07, 2014 10:30 am
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 9474

Re: Critically Acclaimed Movies you did not like

Ninegrams wrote:The Shawshank Redemption
One Flew Over the Cuckoo's Nest


No, you've got to be kidding?!
by island
Mon Oct 06, 2014 11:58 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 9474

Re: Critically Acclaimed Movies you did not like

Crash
The Hurt Locker
Argo
Shakespeare in Love
Fargo
Woody Allen movies
Easy Rider Agree, a total bore I turned off well before the end.

While not Academy Award caliber, many popular movies I didn't care for. Top of that list: Something About Mary. Lame unfunny waste of time.
by island
Sat Oct 04, 2014 11:55 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 9474

Re: [which] toilet paper [from walmart.com?]

Well it's official, the bar can not get any lower.
by island
Sat Sep 27, 2014 1:23 pm
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 36
Views: 3039

Re: We're all going to die!!!

I should be killed just for opening yet another post like this. :oops:
by island
Thu Sep 25, 2014 2:49 pm
 
Forum: Investing - Theory, News & General
Topic: [S&P is down 1.3%, thus] We're all going to die!!!
Replies: 58
Views: 4854

Re: When to throw out childhood toys? Encourage me please.

Wow, can't believe your parents kept all that stuff! Whatever we were done wearing or playing with was handed down and/ or given away ASAP so others could use it. Safe to say if that stuff sat in your parents attic for decades without any desire for it it's time to let it go. Give it to the Goodwill...
by island
Sat Sep 20, 2014 8:36 pm
 
Forum: Personal Consumer Issues
Topic: When to throw out childhood toys? Encourage me please.
Replies: 34
Views: 2477

Re: Hearing aids - for those that use them

Thank all of you for responding, and especially for the VA tips - and it looks like Costco is a good backup. Yes, I will see an Audiologist. For fun I did take a couple of on line hearing tests. This one http://myhearingtest.net/ seems decent for a rough view. With reference to my hearing at 250 Hz...
by island
Mon Sep 15, 2014 1:13 am
 
Forum: Personal Consumer Issues
Topic: Hearing aids - for those that use them
Replies: 29
Views: 1872

Re: DINK 200K household income - ways to reduce taxable inco

Rainier wrote:Have kids
Donate more
Work less
Take a pay cut
Retire early

Yup that pretty much sums it up. Were in the same boat and it's not a bad place to be. Don't dwell on the taxes; it is what it is.
by island
Sun Sep 14, 2014 8:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: DINK 200K household income - ways to reduce taxable income?
Replies: 31
Views: 3704

Re: How to get a child a different teacher after a bad start

Anyone else experience deja vu? http://www.bogleheads.org/forum/viewtopic.php?f=11&t=121795&p=1784888 This may be a bit controversial, but it seems to me unlikely that a kindergarten teacher is likely to take an immediate dislike to a child absent provocation (unless there are some underlyi...
by island
Sun Sep 14, 2014 8:04 pm
 
Forum: Personal Consumer Issues
Topic: How to get a child a different teacher after a bad start?
Replies: 30
Views: 2661

Re: Why do so many think their home is a foolproof investmen

Many people say this? Not in my experience. From my personal experience the only people I know who say that are people who haven't saved much elsewhere and it's probably more wishful thinking. And in the past it was friends and neighbors lured by the rising home prices here in S. CA in the early 200...
by island
Sun Sep 14, 2014 7:55 pm
 
Forum: Investing - Theory, News & General
Topic: Why do so many think their home is a foolproof investment?
Replies: 125
Views: 6607

Re: Hearing aids - for those that use them

You're essentially asking for medical advice and there's already some inaccurate info posted. You'd be much better off seeking the advice of a professional ; make an appt with a licensed audiologist. Most ENTs don't know anything specific about hearing aids other than to tell you you could benefit f...
by island
Sun Sep 14, 2014 7:18 pm
 
Forum: Personal Consumer Issues
Topic: Hearing aids - for those that use them
Replies: 29
Views: 1872

Re: Treadmills

Thanks Island. How is the precor elliptical's leg length stride. Is it comfortable for both males and females, thanks Hmmm good question, but not sure I'm the best judge because I don't use it that much. I can tell you that when I do use it, the stride is not awkward for me. I just prefer the tread...
by island
Sat Sep 13, 2014 10:41 pm
 
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 3979

Re: Recommended World War I book(s)

To all my colleagues: My thanks for the excellent suggestions so many of you have provided. Ever the Boglehead, I have already borrowed two of the recommended books from our town library. I have at least 6 more I will peruse over the next several weeks (unless "honey-do" projects" im...
by island
Sat Sep 13, 2014 10:14 pm
 
Forum: Personal Consumer Issues
Topic: Recommended World War I book
Replies: 37
Views: 2148

Re: Treadmills

We have a Precor treadmill and elliptical that get heavy use and both have been great, trouble free, worth the cost.
by island
Sat Sep 13, 2014 9:55 pm
 
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 3979

Re: How would you handle this situation ?

Regardless of what the OP should do or how ridiculous these particular group members are, I am perplexed by the fervent antipathy in this thread toward the very idea of hanging out in a "homogenous cultural group" (not the best terminology, but whatver) even if only occasionally. I immedi...
by island
Fri Sep 12, 2014 6:22 pm
 
Forum: Personal Consumer Issues
Topic: How would you handle this situation ?
Replies: 33
Views: 2686

Re: Angry when stock market is down

Nope.
Find an asset allocation you're comfortable with and let it ride. If it makes you angry, cranky and edgy I agree you're doing it wrong. Get a hobby to occupy the time you spend counting your virtual assets and watching the minute daily fluctuation of the market.
by island
Fri Sep 12, 2014 2:31 pm
 
Forum: Investing - Theory, News & General
Topic: Angry when stock market is down
Replies: 79
Views: 4253

Re: How would you handle this situation ?

Thanks all for the support. A few clarifications and answers below: Jez sounds like her social group aspires to be a cult! :twisted: Mandatory fun and socialization is anything but that. Dump them. However, if your wife still thinks these people are worth hanging with and really wants to continue, ...
by island
Fri Sep 12, 2014 2:06 pm
 
Forum: Personal Consumer Issues
Topic: How would you handle this situation ?
Replies: 33
Views: 2686

Re: How would you handle this situation ?

Jez sounds like her social group aspires to be a cult! :twisted: Mandatory fun and socialization is anything but that. Dump them. However, if your wife still thinks these people are worth hanging with and really wants to continue, then she needs to stand her ground and tell them that she'd like to c...
by island
Fri Sep 12, 2014 8:32 am
 
Forum: Personal Consumer Issues
Topic: How would you handle this situation ?
Replies: 33
Views: 2686

Re: Neighborhood kid around 13 throwing rocks at my house

That's really bizarre. You've actually seen him throw the rocks and you're sure he doesn't throw them at anyone elses's house? Are they new neighbors or just a new behavior? Not at all. I think most 13 year old boys go through a rock throwing or slightly rebellious phase about that age. It does not...
by island
Fri Sep 12, 2014 7:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Neighborhood kid around 13 throwing rocks at my house
Replies: 55
Views: 3237

Re: Neighborhood kid around 13 throwing rocks at my house

That's really bizarre. You've actually seen him throw the rocks and you're sure he doesn't throw them at anyone elses's house? Are they new neighbors or just a new behavior? So if you know it's him for sure, just ask him. Introduce yourself, ask him his name and just say Hey I've seen you throwing s...
by island
Fri Sep 12, 2014 6:54 am
 
Forum: Personal Finance (Not Investing)
Topic: Neighborhood kid around 13 throwing rocks at my house
Replies: 55
Views: 3237

Re: Offered Promotion, but longer commute

No way. I'd pass on that horrible commute.
by island
Fri Sep 05, 2014 12:51 am
 
Forum: Personal Finance (Not Investing)
Topic: Offered Promotion, but longer commute
Replies: 37
Views: 3111

Re: Trip to the Caribbean - Suggestions

OP has narrowed his list to two islands, but has kept the door open for consideration of other Caribbean locales. Of all the locations we've visited (St. John, St. Croix, Thomas, Aruba, Dominica, St. Maarten, Barbados, Cayman Islands, Mexico, BVI, among others), the single most beautiful beach we h...
by island
Tue Sep 02, 2014 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Trip to the Caribbean - Suggestions
Replies: 39
Views: 2794

Re: Reinvest dividends and capital gains?

DH and I still employed and accumulating. 401K and Roths- reinvest all. In taxable we have a high balance in 6 random American Funds that we bought a long time ago before we knew better. Never touched the account, reinvested all until discovering this site last year. Since don't want to add to our A...
by island
Mon Sep 01, 2014 5:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Reinvest dividends and capital gains?
Replies: 44
Views: 4075

Re: Pay off student debt with family inheritance "loan"?

No absolutely not. You know what you're getting into by signing on for those loans and if you don't want to pay back over time like most students or don't think you can swing it on your own without raiding your family's retirement fund then think twice. Also, if you don't have one, consider getting ...
by island
Sun Aug 31, 2014 5:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: Pay off student debt with family inheritance "loan"?
Replies: 23
Views: 1586

Re: Trip to the Caribbean - Suggestions

Ahhh Anguilla and Aruba, 2 of my favorites and been to both several times. Anguilla is really laid back, nothing to do except hit the beach which is fine for us, more deserted the better. Fine dining. Not a budget island at all. You'll need a car if you want to get around easily. If you want some va...
by island
Sun Aug 31, 2014 3:24 pm
 
Forum: Personal Consumer Issues
Topic: Trip to the Caribbean - Suggestions
Replies: 39
Views: 2794

Re: Does your employer still offer pensions to new hires?

I wouldn't limit my search to employers that offer a pension because you can't count on it to continue and probably takes many years of service to add up to anything. I work in healthcare, salaried employee, same company for 30 years and have a pension, but employer is working hard to discontinue (f...
by island
Sun Aug 31, 2014 2:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Does your employer still offer pensions to new hires?
Replies: 54
Views: 3968

Re: Costco:is it worth it for just two people?

If you are close enough getting gas there (assuming they have a gas station as not all do) can put you ahead. We don't buy too much (although do indulge in all the free samples :D ). Mostly we buy toilet paper, paper towels and a few other items. It lasts a long time. We often walk in after buying ...
by island
Sat Aug 30, 2014 10:42 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 12740

Re: Good place to buy eyeglasses without insurance?

DH is very happy with his current pair which were purchased at Costco. Had his eye exam with our health plan and took the prescription to Costco. Previously all were purchased thru our health plan's optical dispensing and even with the discounts there, Costco's were still about half the cost with al...
by island
Sat Aug 30, 2014 10:31 pm
 
Forum: Personal Consumer Issues
Topic: Good place to buy eyeglasses without insurance?
Replies: 39
Views: 2859

Re: Costco:is it worth it for just two people?

VictoriaF wrote:
Austintatious wrote:You simply won't find a better canned tuna product around, unless there's some erotic foreign brand that I've not stumbled across.


If you find erotic foreign tuna please let us know.

Victoria


Even erotic domestic tuna would be a find. :D
by island
Sat Aug 30, 2014 9:58 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 12740

Re: Costco:is it worth it for just two people?

DH and I have the Executive membership and it works for us. We get a lot of fresh fruit and veggies there, some meat and fish. Whole cooked chicken. Wine, books, gift certs, occasionally DH will find a pair of shorts or a polo shirt. Some housewares, toiletries. Go to if I need a sheet cake for a pa...
by island
Sat Aug 30, 2014 12:24 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 12740

Re: Anyone used Vanguard Flagship Services With Portfolio $1

Free Turbo Tax is the only service I've taken advantage of so far.
by island
Sat Aug 30, 2014 11:43 am
 
Forum: Investing - Help with Personal Investments
Topic: Anyone used Vanguard Flagship Services With Portfolio $1M+
Replies: 41
Views: 4445

Re: Sports Motivation Waning

You're retired. Why do you need to get your mojo back? Relax and have fun. You can participate in tennis and other games for the enjoyment of playing even if you don't win. +1 Maybe now that you're retired you're playing more and burned out on same ol' same ol'?? Change it up and try another sport.
by island
Fri Aug 29, 2014 10:34 pm
 
Forum: Personal Consumer Issues
Topic: Sports Motivation Waning
Replies: 18
Views: 1682

Re: My husband's " WILL", $ left for me to live on....

OP did not contribute at all to her husband's success from his former life. She is nowhere near normal retirement age and isn't working. Why should she expect to retire as a multi-millionaire at the age of 40, 45, etc.? And if her husband dies soon, she will surely remarry and enjoy sharing in her ...
by island
Fri Aug 29, 2014 8:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 18156

Re: My husband's " WILL", $ left for me to live on....

Hi. I'm going to lay it out like I see it. I need advice Boy, you sure do. Listen to yourself. ...before I open my mouth... What was your gut reaction? If it said this was unfair and not normal, you are right. Sure he loves you. Many guys would too if they were 67 years old with a 50 year old healt...
by island
Fri Aug 29, 2014 3:05 am
 
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 18156

Re: Catastrophe Brewing - Longevity

Darn, I thought this was going to be about a brewer called Catastrophe. Love that Longevity pilsner. Funny, so did I. Catastrophe should add an Early Grave IPA to go with that Longevity Pilsner! :beer Microbreweries are a big thing here in San Diego and always get a kick out of the names. Yours wou...
by island
Tue Aug 26, 2014 8:34 pm
 
Forum: Investing - Theory, News & General
Topic: Catastrophe Brewing - Longevity
Replies: 12
Views: 2544
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