Search found 633 matches

Return to advanced search

Re: Reinvest dividends and capital gains?

DH and I still employed and accumulating. 401K and Roths- reinvest all. In taxable we have a high balance in 6 random American Funds that we bought a long time ago before we knew better. Never touched the account, reinvested all until discovering this site last year. Since don't want to add to our A...
by island
Mon Sep 01, 2014 6:51 pm
 
Forum: Investing - Help with Personal Investments
Topic: Reinvest dividends and capital gains?
Replies: 11
Views: 803

Re: Pay off student debt with family inheritance "loan"?

No absolutely not. You know what you're getting into by signing on for those loans and if you don't want to pay back over time like most students or don't think you can swing it on your own without raiding your family's retirement fund then think twice. Also, if you don't have one, consider getting ...
by island
Sun Aug 31, 2014 6:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: Pay off student debt with family inheritance "loan"?
Replies: 23
Views: 1341

Re: Trip to the Caribbean - Suggestions

Ahhh Anguilla and Aruba, 2 of my favorites and been to both several times. Anguilla is really laid back, nothing to do except hit the beach which is fine for us, more deserted the better. Fine dining. Not a budget island at all. You'll need a car if you want to get around easily. If you want some va...
by island
Sun Aug 31, 2014 4:24 pm
 
Forum: Personal Consumer Issues
Topic: Trip to the Caribbean - Suggestions
Replies: 31
Views: 1751

Re: Does your employer still offer pensions to new hires?

I wouldn't limit my search to employers that offer a pension because you can't count on it to continue and probably takes many years of service to add up to anything. I work in healthcare, salaried employee, same company for 30 years and have a pension, but employer is working hard to discontinue (f...
by island
Sun Aug 31, 2014 3:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Does your employer still offer pensions to new hires?
Replies: 53
Views: 3346

Re: Costco:is it worth it for just two people?

If you are close enough getting gas there (assuming they have a gas station as not all do) can put you ahead. We don't buy too much (although do indulge in all the free samples :D ). Mostly we buy toilet paper, paper towels and a few other items. It lasts a long time. We often walk in after buying ...
by island
Sat Aug 30, 2014 11:42 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 101
Views: 5703

Re: Good place to buy eyeglasses without insurance?

DH is very happy with his current pair which were purchased at Costco. Had his eye exam with our health plan and took the prescription to Costco. Previously all were purchased thru our health plan's optical dispensing and even with the discounts there, Costco's were still about half the cost with al...
by island
Sat Aug 30, 2014 11:31 pm
 
Forum: Personal Consumer Issues
Topic: Good place to buy eyeglasses without insurance?
Replies: 39
Views: 2396

Re: Costco:is it worth it for just two people?

VictoriaF wrote:
Austintatious wrote:You simply won't find a better canned tuna product around, unless there's some erotic foreign brand that I've not stumbled across.


If you find erotic foreign tuna please let us know.

Victoria


Even erotic domestic tuna would be a find. :D
by island
Sat Aug 30, 2014 10:58 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 101
Views: 5703

Re: Costco:is it worth it for just two people?

DH and I have the Executive membership and it works for us. We get a lot of fresh fruit and veggies there, some meat and fish. Whole cooked chicken. Wine, books, gift certs, occasionally DH will find a pair of shorts or a polo shirt. Some housewares, toiletries. Go to if I need a sheet cake for a pa...
by island
Sat Aug 30, 2014 1:24 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 101
Views: 5703

Re: Anyone used Vanguard Flagship Services With Portfolio $1

Free Turbo Tax is the only service I've taken advantage of so far.
by island
Sat Aug 30, 2014 12:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Anyone used Vanguard Flagship Services With Portfolio $1M+
Replies: 41
Views: 4219

Re: Sports Motivation Waning

You're retired. Why do you need to get your mojo back? Relax and have fun. You can participate in tennis and other games for the enjoyment of playing even if you don't win. +1 Maybe now that you're retired you're playing more and burned out on same ol' same ol'?? Change it up and try another sport.
by island
Fri Aug 29, 2014 11:34 pm
 
Forum: Personal Consumer Issues
Topic: Sports Motivation Waning
Replies: 18
Views: 1612

Re: My husband's " WILL", $ left for me to live on....

OP did not contribute at all to her husband's success from his former life. She is nowhere near normal retirement age and isn't working. Why should she expect to retire as a multi-millionaire at the age of 40, 45, etc.? And if her husband dies soon, she will surely remarry and enjoy sharing in her ...
by island
Fri Aug 29, 2014 9:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 16884

Re: My husband's " WILL", $ left for me to live on....

Hi. I'm going to lay it out like I see it. I need advice Boy, you sure do. Listen to yourself. ...before I open my mouth... What was your gut reaction? If it said this was unfair and not normal, you are right. Sure he loves you. Many guys would too if they were 67 years old with a 50 year old healt...
by island
Fri Aug 29, 2014 4:05 am
 
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 16884

Re: Catastrophe Brewing - Longevity

Darn, I thought this was going to be about a brewer called Catastrophe. Love that Longevity pilsner. Funny, so did I. Catastrophe should add an Early Grave IPA to go with that Longevity Pilsner! :beer Microbreweries are a big thing here in San Diego and always get a kick out of the names. Yours wou...
by island
Tue Aug 26, 2014 9:34 pm
 
Forum: Investing - Theory, News & General
Topic: Catastrophe Brewing - Longevity
Replies: 12
Views: 2484

Re: What are you up YTD?

No idea :) Me either. My 401K has gotten too aggressive, husbands probably too conservative...or maybe not for our age, taxable account is all equity and too much cash. No clue what the overall mishmash is yielding and don't really care, but am trying to figure out what our AA should be. We're a wo...
by island
Tue Aug 26, 2014 9:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: What are you up YTD?
Replies: 94
Views: 6289

Re: California residents - do you have earthquake insurance?

In San Diego. No earthquake insurance. Own home since 88 and a condo for a couple of years before that and never had it. Always heard very expensive and never investigated, but maybe should since some mentioned it's not. I also recall another thread on the subject and was surprised so may Bogleheads...
by island
Tue Aug 26, 2014 9:17 pm
 
Forum: Personal Consumer Issues
Topic: California residents - do you have earthquake insurance?
Replies: 49
Views: 2556

Re: S&P500 over 2000

LAlearning wrote:Am I the only one unhappy with this rising market?


Why unhappy? I don't get it.
by island
Tue Aug 26, 2014 12:08 am
 
Forum: Investing - Theory, News & General
Topic: S&P500 over 2000
Replies: 68
Views: 5329

Re: How to split vacation rental cost

Ok now we're splitting hairs and we know nothing of you and your friends.

So OP, what do THEY think? There must have been some discussion of what it was going to cost them before signing on, yes?
Do tell.
by island
Sun Aug 24, 2014 8:53 pm
 
Forum: Personal Consumer Issues
Topic: How to split vacation rental cost
Replies: 13
Views: 1147

Re: Is it me, or are "collectibles" worthless in 2014?

Baseball cards have really taken a nose dive over the past decade. Many people have thousands of cards from the 1980s and 1990s that are literally worthless. One of my saddest memories of consignment selling is of having to explain to a mother who had been sold "collectible" baseball card...
by island
Sun Aug 24, 2014 2:43 am
 
Forum: Personal Consumer Issues
Topic: Is it me, or are "collectibles" worthless in 2014?
Replies: 79
Views: 6013

Re: Do you take all of your allowed paid vacation time?

Are you kidding? Although I recently retired, I took between 14 and 18 weeks off virtually every year. Never let a vacation day go by. Lots and lots of travel, fishing, bicycling, lots of time with the kids, but sometimes just stuff I liked around the neighborhood. I always kept connected (once con...
by island
Sat Aug 23, 2014 11:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5631

Re: Do you take all of your allowed paid vacation time?

I'm curious, for those of you who don't take your vacation, accumulate the max carryover with the goal of having a store to cash out when you leave, etc, do you have a flexible work day or work from home? Some flexibility to start earlier or later, take a longer lunch if you have to run an errand, l...
by island
Sat Aug 23, 2014 4:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5631

Re: Pay cash for flight on sale, or use FF mileage quandry

I'm just curious, how do you all manage to find seats available with your miles? Seems like the last few years every time we want to use our miles on United or AA there are no seats available unless we want to use even more miles to waive the restriction and that's with planning far in advance. Used...
by island
Sat Aug 23, 2014 1:33 pm
 
Forum: Personal Consumer Issues
Topic: Pay cash for flight on sale, or use FF mileage quandry
Replies: 29
Views: 1957

Re: Do you take all of your allowed paid vacation time?

Absolutely not. I maintain the maximum PTO allowed. When I leave I will have months and months of PTO paid out to me. Me too. Though I do sell back time off each year which is a nice bonus. Yeah unless your employer changes the rules. That's what happened to my DH. Works for a large company that al...
by island
Sat Aug 23, 2014 1:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5631

Re: someone who claimed at 62 got an 8% increase this year

The primary reason social security retirement benefits go up is that additional earnings are credited to the worker. If a person receives a comparatively large increase due to such a recalculation it is often due to the fact that additional earnings, such as working some or all of the year in which...
by island
Sat Aug 23, 2014 12:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: someone who claimed at 62 got an 8% increase this year
Replies: 26
Views: 3091

Re: Do you tip on the tax?

Frankly, the whole "tipping culture" thing has turned me off to eating out altogether; I just want to eat a meal without being unwittingly dragged into a byzantine fiscal and social justice issue. Until this whole sordid mess goes away, I will refrain from eating out, and neither the wait...
by island
Fri Aug 22, 2014 10:49 pm
 
Forum: Personal Consumer Issues
Topic: Do you tip on the tax? [Restaurants]
Replies: 124
Views: 4979

Re: Do you take all of your allowed paid vacation time?

I'm personally above this ceiling at the moment and trying to figure out how to use my extra 6 days of leave. With a small family, I could randomly take a day off, but it limits me from doing much. I'll have to come up with some sort of a plan. NO WAY AM I GIVING THEM BACK!!! :mrgreen: Randomly tak...
by island
Fri Aug 22, 2014 8:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5631

Re: discover card rewards points

puck2005 wrote:Has anyone seen a deal as good as the Shell gift cards lately?


This thread is ancient!
Why not post your question in a new thread; you might get more replies.
by island
Fri Aug 22, 2014 5:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: discover card rewards points
Replies: 46
Views: 5669

Re: someone who claimed at 62 got an 8% increase this year

So, I'm at a party with old friends last night, and we started to talk about who was and who was not drawing SS yet..people mostly of the file-at-62 persuasion. *Proudly* I announced at 65 I still hadn't filed, and planned to wait until 70 so I can get the 8% increases. Then I was informed that my ...
by island
Fri Aug 22, 2014 5:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: someone who claimed at 62 got an 8% increase this year
Replies: 26
Views: 3091

Re: Do you take all of your allowed paid vacation time?

Of course. Passing on taking allotted vacation amounts to a pay cut! Why would anyone do that, especially a Bogleheads! I've worked for the same company for over 25 years so am at the max. Get 7 weeks per year, accrues monthly, but it's a joint vacation/ brief sick leave account. Allowed to rollover...
by island
Fri Aug 22, 2014 4:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 5631

Re: How to split vacation rental cost

Room per night. Same as a hotel.
by island
Fri Aug 22, 2014 4:12 pm
 
Forum: Personal Consumer Issues
Topic: How to split vacation rental cost
Replies: 13
Views: 1147

Re: In-Law Financial Issues (long)

If I really had my way I'd sell their property and move them into a small house in town that is close to amenities (they have to drive two hours to get a carton of eggs). I'd also insist MIL get a basic job in town to help out. [...] I don't think this is fair to me. Especially because the only rea...
by island
Tue Aug 19, 2014 1:50 am
 
Forum: Personal Finance (Not Investing)
Topic: In-Law Financial Issues (long)
Replies: 44
Views: 4158

Re: Bankrolled Her Brother, Regrets It (article)

It's pretty cool though that the niece has an iphone 6 before it's even been released. :shock: Maybe the brother has an uber secret important job at apple :D Ha! So true! The writer says she doesn't regret giving him the money, yet she's kept a tally of what she and the parents have given over the ...
by island
Mon Aug 18, 2014 10:28 pm
 
Forum: Personal Consumer Issues
Topic: Bankrolled Her Brother, Regrets It (article)
Replies: 24
Views: 3934

Re: Your biggest "Missed Money" event that still kills you?

Years ago DH bought a big chunk of Qualcomm stock, but we chickened out and sold it quickly. Then it took off like a rocket and would have been worth a ton if we kept it. Oh well c'est la vie, not something that kills us to think about.
by island
Mon Aug 18, 2014 6:50 pm
 
Forum: Investing - Theory, News & General
Topic: Your biggest "Missed Money" event that still kills you?
Replies: 102
Views: 7967

Re: Help with Parents Portfolio

Thanks for looking everyone, here is replies: island - Your thoughts are appreciated and I can agree with you somewhat, but everyone's situation is different. We chose to go this route as a family based on personal factors that are not pertinent to this discussion, so there's no need for me to quan...
by island
Sun Aug 17, 2014 9:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with Parents Portfolio
Replies: 8
Views: 837

Re: Cost of an above ground pool, land prep and maintenance

tomd37 wrote:And here I thought you were talking about a pool, not a dish pan! :oops:


Ditto. Could have posted a pic of what you had in mind before everyone wasted their time thinking you meant a real pool.
by island
Sun Aug 17, 2014 6:47 pm
 
Forum: Personal Consumer Issues
Topic: Cost of an above ground pool, land prep and maintenance
Replies: 20
Views: 1152

Re: Retirement Party Discussions

Just noise. People like to talk about negatives. Sure that person regrets spending on legal fees when he didn't win, but no guarantees and should probably just let it go rather than rehashing it at a party. That reminds me of people who balk about having to pay out of pocket for medical tests, espe...
by island
Sun Aug 17, 2014 3:10 pm
 
Forum: Investing - Theory, News & General
Topic: Retirement Party [Investment] Discussions
Replies: 50
Views: 4146

Re: Cost of an above ground pool, land prep and maintenance

OMG I can't believe all the negative responses. Death scares and worries of not getting every penny out of your investment. Sheesh. I feel these are important and legitimate considerations. You can never overstate the risks when it comes to children drowning accidents. And you are taking away some ...
by island
Sun Aug 17, 2014 2:58 pm
 
Forum: Personal Consumer Issues
Topic: Cost of an above ground pool, land prep and maintenance
Replies: 20
Views: 1152

Re: Retirement Party Discussions

Just noise. People like to talk about negatives. Sure that person regrets spending on legal fees when he didn't win, but no guarantees and should probably just let it go rather than rehashing it at a party. That reminds me of people who balk about having to pay out of pocket for medical tests, espec...
by island
Sun Aug 17, 2014 2:34 pm
 
Forum: Investing - Theory, News & General
Topic: Retirement Party [Investment] Discussions
Replies: 50
Views: 4146

Re: Cost of an above ground pool, land prep and maintenance

OMG I can't believe all the negative responses. Death scares and worries of not getting every penny out of your investment. Sheesh. OP I can't advise you about costs, no clue, but I it say go for it. My parents put an above ground pool in our back yard when we were kids in the 70's and it was years ...
by island
Sun Aug 17, 2014 1:24 pm
 
Forum: Personal Consumer Issues
Topic: Cost of an above ground pool, land prep and maintenance
Replies: 20
Views: 1152

Re: Help with Parents Portfolio

I have no advice since I'm fairly new to this site and am trying to take a more active roll in my investments rather than just save and accumulate without much more thought than that. Fortunately my 401k is with Vanguard with a restricted list of funds, mostly index so that helped insure a good star...
by island
Sat Aug 16, 2014 6:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Help with Parents Portfolio
Replies: 8
Views: 837

Re: How to value house with unwanted tennis court

Where do you live? I'm sure that will determine the cost more than anything. 10-15K seems very low. Why not call a local concrete contractor for a rough estimate on the removal cost? If they don't do that type of work they can probably tell you who does.
by island
Sat Aug 16, 2014 12:01 am
 
Forum: Personal Consumer Issues
Topic: How to value house with unwanted tennis court
Replies: 24
Views: 2122

Re: Where do you buy clothes?

Just the other day, I was putting aquafor on my kids after they got out of the bath, got some on my shorts, and now it won't come out. I've had good luck getting grease out of clothes by gently rubbing some laundry detergent in the spot for a few seconds, then letting the item sit for at least seve...
by island
Fri Aug 15, 2014 3:10 pm
 
Forum: Personal Consumer Issues
Topic: Where do you buy clothes?
Replies: 105
Views: 9109

Re: Lifestyle Creep

I have no opportunity for lifestyle creep! She wants nothing, no aspirations to a bigger house, newer car, any jewelry, clothes... nothing. She's said she'd be happy living in a trailer if it meant I could retire early. She's said we already have so much beyond what she needs (and that's with a pre...
by island
Fri Aug 15, 2014 2:22 pm
 
Forum: Personal Consumer Issues
Topic: Lifestyle Creep
Replies: 22
Views: 2647

Re: Would you tip this tour guide?

J295 wrote:I would tip.


+1
Live and learn. Next time ask for details about the transportation.
by island
Thu Aug 14, 2014 11:53 pm
 
Forum: Personal Consumer Issues
Topic: Would you tip this tour guide?
Replies: 22
Views: 2188

Re: Lipitor at Costco with Membership

miles monroe wrote:no catch. publix gives lisinopril (BP med) for free.


Wow I had no idea some meds are free! Why would any co give an Rx for free?
[off topic comments deleted by admin alex]
by island
Thu Aug 14, 2014 12:44 am
 
Forum: Personal Consumer Issues
Topic: [Low cost] Lipitor
Replies: 13
Views: 1557

Re: Lipitor at Costco with Membership

MIL takes Lipitor or maybe a generic. How is it that one can get the latter for "free" at those stores? What's the catch?
Thanks.
by island
Wed Aug 13, 2014 10:45 pm
 
Forum: Personal Consumer Issues
Topic: [Low cost] Lipitor
Replies: 13
Views: 1557

Re: Why is Bank of America so hated?

No hate here either. Been with BoA for over 30 years. No problems. Use it for our primary checking account, have our pay checks and investment dividends we don't reinvest auto deposited there, and our other online banks and credit unions are linked to it for easy movement of funds between them. We k...
by island
Wed Aug 13, 2014 3:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Why is Bank of America so hated?
Replies: 43
Views: 2419

Re: Wills, Spouses, Prenups, etc.

My husband and I have been married 19 years. When we were married, there was a great disparity between my assets (few)and his (many) and we each have children from a previous marriage. He is 6 years older than I. We signed a prenup, and each of us had our own attorney. I am the beneficiary on his m...
by island
Tue Aug 12, 2014 11:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Wills, Spouses, Prenups, etc.
Replies: 67
Views: 3742

Re: Reticient sibling [Dispute over execution of trust]

"...Isn't there some mechanism where each of the trusts can be split amongst all of you and you can proceed to do with yours whatever you may want. That could appeal to the hold-out.... That's what I was wondering. Why can't it be split so the individual beneficiaries can do what they wish wit...
by island
Mon Aug 11, 2014 2:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Reticient sibling [Dispute over execution of trust]
Replies: 31
Views: 2985

Re: Flooring for home gym

We too have thick rubber mats covering the existing flooring in a spare upstairs bedroom we repurposed for an exercise room that has gym quality equipment: treadmill, bike, elliptical, universal gym and free weights added over the years. It's crowded in there, but works. We bought them where we got ...
by island
Sun Aug 10, 2014 4:08 pm
 
Forum: Personal Consumer Issues
Topic: Flooring for home gym
Replies: 19
Views: 1270

Re: average American eats out 203 times per year

Just got back from an early dinner for 2. $92 including a couple of drinks and tip. Worth every penny for a good meal and nice evening out.
by island
Sat Aug 09, 2014 10:53 pm
 
Forum: Personal Consumer Issues
Topic: average American eats out 203 times per year
Replies: 105
Views: 6429
Next

Return to advanced search