Search found 735 matches

Return to advanced search

Re: How far away from a freight railroad track should you li

I grew up in a small town and we were about a quarter mile from the tracks. Because I grew up listening to the train whistles, I actually enjoyed them. I used to visualize which set of crossings the trains were at when laying in bed at night with the windows open. So they don't bother me...other noi...
by investingdad
Sun Apr 26, 2015 8:09 pm
 
Forum: Personal Consumer Issues
Topic: How far away from a freight railroad track should you live?
Replies: 43
Views: 2138

Re: Nice Round Number reached tonight

Congrats! I second the idea of telling your wife you went all in on a " sure thing " and lost it all! Blame it on peer pressure! I am surprised at your agressive asset allocation! How did you arrive at 83/17? I feel like I am being agressive with a 60/40 portfolio at 43 yrs old! :D "...
by investingdad
Sun Apr 26, 2015 12:20 am
 
Forum: Personal Finance (Not Investing)
Topic: Nice Round Number reached tonight
Replies: 32
Views: 4675

Re: does anyone have an hour commute (each way?)

compensation is far better - doubles my savings. commute is a little far. but hours are an hour or so less, so time wise, not as much. I am looking for tips. Used prius sounds great - or a diesel E class. satellite radio. I used to drive the distance you're looking at in the Philly area. Did it for...
by investingdad
Sat Apr 25, 2015 9:12 pm
 
Forum: Personal Consumer Issues
Topic: [new position, facing an] hour commute (each way)
Replies: 49
Views: 2404

Re: "Assuming" could be a mistake.

Say further his employer has told him that his position will be eliminated in the next 6-18 months. He has not been given a termination notice yet. He assumes there will no severance package that will greatly enhance his situation if it comes to that, and no early retirement incentives. If I were t...
by investingdad
Sat Apr 25, 2015 6:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Hypothetical "Can he pull the plug?" [Retire early]
Replies: 39
Views: 3339

One Spouse Outearning the Other?

http://money.cnn.com/2015/04/20/pf/couples-earnings-difference/index.html?iid=HP_LN The above article was on CNN this morning. My take was that it was more along the lines of, "what happens when the wife/gf outearns the husband/bf", type of article. My former girlfriend, now wife of 13 yea...
by investingdad
Mon Apr 20, 2015 9:36 am
 
Forum: Personal Finance (Not Investing)
Topic: One Spouse Outearning the Other?
Replies: 64
Views: 5257

Re: Car for teen ager

She uses either bus or we provide her a ride. Car will make it easier and I can afford it. However my question was more around do folks give car at high school? Do they see issues related to safety or indiscipline if kids get cars in high school? Does it become an issue when they go to college say ...
by investingdad
Sun Apr 19, 2015 7:45 pm
 
Forum: Personal Consumer Issues
Topic: Car for teenager
Replies: 52
Views: 2792

Re: engineers - please help with engineering school selectio

I'll only say this since I posted earlier.... ...I majored in chemical engineering and squeaked by with a C+ average in my major. I studied a lot and I partied a LOT as well. I'm doing pretty well these days with regard to salary. Best memories are from the times spent lowering my GPA. I wouldn't do...
by investingdad
Fri Apr 17, 2015 8:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: engineers - please help with engineering school selection
Replies: 176
Views: 10585

Re: engineers - please help with engineering school selectio

As a chemical engineer that attended a party school that also is well respected for its engineering programs (believe it or not, those two can coexist)...I stronly encourage your son to think about which place he'd enjoy living at. Engineering is a tough program. From your post, it sounds like he'll...
by investingdad
Fri Apr 17, 2015 2:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: engineers - please help with engineering school selection
Replies: 176
Views: 10585

Re: How do you quickly cool food?

Do you have access to liquid Nitrogen?

Or better yet, liquid Helium.
by investingdad
Thu Apr 16, 2015 8:50 pm
 
Forum: Personal Consumer Issues
Topic: How do you quickly cool food?
Replies: 34
Views: 2433

Re: Does your family know about your net worth (ball park)?

From looking at the recent annual income poll result, I think most BHs are already millionaires or will become one. Q1. Does your family (parents, siblings) know about your net worth (ball park figure)? Q2. Do you know their net worth? Q3. How does knowing one's net worth affect family relationship...
by investingdad
Tue Apr 14, 2015 9:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Does your family know about your net worth (ball park)?
Replies: 98
Views: 11259

Re: Talking to People About Retirement

It's funny...my employer offers financial workshops through Fidelity. One is for people that don't know how to get started saving for retirement, one is for people looking for portfolio advice, and another is for people getting ready to transition to retirement and want advice on how to start genera...
by investingdad
Mon Apr 13, 2015 10:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Talking to People About Retirement
Replies: 70
Views: 6427

Re: Nice Round Number reached tonight

Our asset allocation is 83/17. I've been trying to increase the bond ratio over the last few years and get to 75/25 as we close in on fifty. Still have time for that.

As to my wife, she just looks at it as a number that could fizzle out tomorrow so she doesn't get real excited about increases.
by investingdad
Sat Apr 11, 2015 7:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Nice Round Number reached tonight
Replies: 32
Views: 4675

Re: Nice Round Number reached tonight

4nursebee wrote:TINK?


Question on kids? We have two in grade school.
by investingdad
Sat Apr 11, 2015 1:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: Nice Round Number reached tonight
Replies: 32
Views: 4675

Re: Two Comma Club

Congrats and well done!
by investingdad
Fri Apr 10, 2015 9:04 pm
 
Forum: Investing - Help with Personal Investments
Topic: Two Comma Club
Replies: 66
Views: 8784

Re: Nice Round Number reached tonight

lumberingc wrote:[OT comment removed by admin LadyGeek]

Thanks...interesting note...I saw your post about saving for a house. You and your wife earn more than we do. :happy
by investingdad
Fri Apr 10, 2015 9:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Nice Round Number reached tonight
Replies: 32
Views: 4675

Nice Round Number reached tonight

Since I can't share this anywhere else and my wife's reaction was a very unimpressed, "uh huh", I just want to say upon updating tonight... $1.8 million. That is NOT bad for 41, no inheritance or windfalls, either. Just my wife and I being on the same page and plugging away as an accountan...
by investingdad
Fri Apr 10, 2015 8:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Nice Round Number reached tonight
Replies: 32
Views: 4675

Re: Declining to continue Interview Process

Did your current employer get wind that you might be a flight risk? Seems like it might be more than coincidental that things suddenly and "unexpectedly turned for the good" at the same time you were interviewing elsewhere. The reason I bring this up is that I've seen this happen time and...
by investingdad
Fri Apr 10, 2015 10:17 am
 
Forum: Personal Consumer Issues
Topic: Declining to continue Interview Process
Replies: 26
Views: 3175

Declining to continue Interview Process

I'm looking for some feedback on the best way to decline a second interview without burning bridges or leaving negative impressions. I spoke with a company a couple of weeks ago and came away from the interview process feeling pretty good with how things went. It's a company that I could see myself ...
by investingdad
Fri Apr 10, 2015 7:24 am
 
Forum: Personal Consumer Issues
Topic: Declining to continue Interview Process
Replies: 26
Views: 3175

Re: Cost of College & Weighing the Merits of Top Schools

I think after reading all of this all I know for sure is...there are many roads to Rome.
by investingdad
Thu Apr 09, 2015 6:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Cost of College & Weighing the Merits of Top Schools
Replies: 304
Views: 16765

Re: Cost of College & Weighing the Merits of Top Schools

My opinion is that it depends what your children intend to do for their careers. If they want to work at big Wall Street Banks, management consulting firms, Big Law firms, become a Supreme Court Justice and/or raise their chances of securing a tenure track academic faculty position then they should...
by investingdad
Tue Apr 07, 2015 7:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Cost of College & Weighing the Merits of Top Schools
Replies: 304
Views: 16765

Re: Cost of College & Weighing the Merits of Top Schools

My opinion is that it depends what your children intend to do for their careers. If they want to work at big Wall Street Banks, management consulting firms, Big Law firms, become a Supreme Court Justice and/or raise their chances of securing a tenure track academic faculty position then they should...
by investingdad
Tue Apr 07, 2015 10:41 am
 
Forum: Personal Finance (Not Investing)
Topic: Cost of College & Weighing the Merits of Top Schools
Replies: 304
Views: 16765

Re: company limits employer 401k contributions?

Without a doubt it's a case of this HR group not wanting to bother. I got the impression that this company has a "We've always done it that way" mentality in other areas as well. I lost interest early in the interview. If you receive and decline an employment offer, do you plan to tell th...
by investingdad
Sat Apr 04, 2015 8:29 pm
 
Forum: Investing - Help with Personal Investments
Topic: company limits employer 401k contributions?
Replies: 8
Views: 1029

Re: company limits employer 401k contributions?

Without a doubt it's a case of this HR group not wanting to bother. I got the impression that this company has a "We've always done it that way" mentality in other areas as well. I lost interest early in the interview.
by investingdad
Sat Apr 04, 2015 8:08 am
 
Forum: Investing - Help with Personal Investments
Topic: company limits employer 401k contributions?
Replies: 8
Views: 1029

company limits employer 401k contributions?

I have been testing the job waters and interviewed with a privately held, smallish company. I talked to the HR person first and had to bite my tounge after she said they permit employees to contribute up to 15% of salary. I asked why the limit. She said, "well we know it could be changed to mor...
by investingdad
Fri Apr 03, 2015 9:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: company limits employer 401k contributions?
Replies: 8
Views: 1029

Re: What Age Did You First Ponder Financial Independence?

23

That's when I began saving and investing after crunching numbers to understand the benefits of compounding over decades.

Best.decision.ever.
by investingdad
Sat Mar 21, 2015 7:19 am
 
Forum: Personal Finance (Not Investing)
Topic: What Age Did You First Ponder Financial Independence?
Replies: 74
Views: 7226

Re: Observations from a first time poster, long time reader.

Commissions have come down nicely since the 90's! The bigger your account, the less boring this vanilla strategy becomes. This year I expect to take in $63,500 from covered calls and dividends on a portfolio of ~$1.3mn. About half of that is from covered calls. We're 41 and have a $1.5 million port...
by investingdad
Wed Mar 18, 2015 4:38 pm
 
Forum: Investing - Theory, News & General
Topic: [New Member Observations- Covered Calls, Financial Advisors]
Replies: 227
Views: 17243

Re: "Lessons Learned With Stocks Up 60% From the Precrash Hi

The market highs have been fun, but I have been gradually working us from a 90/10 split to an 75/25 split. Doing this over a few years rather than all at once. Tough to swing over with the market moving up.
by investingdad
Tue Mar 03, 2015 9:08 pm
 
Forum: Investing - Theory, News & General
Topic: "Lessons Learned With Stocks Up 60% From the Precrash High"
Replies: 12
Views: 3556

Re: How much has Bogleheads contributed to your net worth?

6miths wrote:It is hard to say. I think I was a Boglehead before I knew what a Boglehead was but it is certainly wonderful to have the community.


Same here. I was a practicing Boglehead starting at age 23 or so, back around 1996/97. I even managed to marry one.
by investingdad
Sun Feb 22, 2015 8:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much has Bogleheads contributed to your net worth?
Replies: 58
Views: 4360

Re: What video games are you currently playing?

Guild Wars 2 and Star Wars: The Old Republic. In fact, my username and avatar are my Juggernaut tank . Granted, I've leveled 10 Juggs now, it's a sickness. Peace is a lie. The warrior story is awesome. Except for marauders. STOP PULLING STUFF! Argh... :P Both of the Knights of the Old Republic are ...
by investingdad
Thu Feb 19, 2015 7:28 pm
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 172
Views: 11172

Re: How to make this fair: gifting to kids with different me

My kids are in grade school right now, but if this situation arises for my wife and I...we'd gift them the same. My wife and her brother are very close to what the OP describes. In this case, we already know that her parents intend to give us certain items of value rather than money. Which is fine f...
by investingdad
Sat Feb 07, 2015 8:38 am
 
Forum: Personal Finance (Not Investing)
Topic: How to make this fair: gifting to kids with different means
Replies: 108
Views: 9268

Re: What age did you become financially independent of paren

23...same age when I moved out based on having landed first engineering job.
by investingdad
Sun Feb 01, 2015 1:20 pm
 
Forum: Personal Consumer Issues
Topic: What age did you become financially independent of parents?
Replies: 68
Views: 4922

Re: Interview question...salary

As the poster above me suggested, I decided to do just that. I replied back with a salary range that placed my current salary right in the middle. Nothing. No further follow-up by the company by email or voicemail. I am not surprised and I expected this. Also, I'm 95% sure that I had done the final ...
by investingdad
Fri Jan 30, 2015 10:38 am
 
Forum: Personal Finance (Not Investing)
Topic: Interview question...salary
Replies: 30
Views: 3796

Re: What age did you move out?

I don't count living in the dorms away at school as "moving out", since I was not responsible for paying any rent or bills, and I spent all breaks back home with my parents. I lived with my parents for almost a year after I came home from college, while I worked part-time and looked for a...
by investingdad
Thu Jan 29, 2015 11:14 am
 
Forum: Personal Consumer Issues
Topic: What age did you move out?
Replies: 117
Views: 5490

Re: cvt transmissions

I have a newer Nissan Maxima with a CVT, it's the first car I've owned that wasn't a stick shift. Never having owned an automatic, I don't know what a traditional automatic is supposed to feel like. To me, the the CVT is great and paired with a V6 is pretty nice. I hated getting away from stick shif...
by investingdad
Thu Jan 29, 2015 7:32 am
 
Forum: Personal Consumer Issues
Topic: cvt transmissions
Replies: 45
Views: 2856

Re: Interview question...salary

Waste another day. It's good practice for the next one, if nothing else. You can always say no; if you make a strong impression, maybe they'll counter. Except it's a vacation day I'd need to burn. Which means I'm being picky and choosy before just going off interviewing. Only if I think it's someth...
by investingdad
Wed Jan 28, 2015 1:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Interview question...salary
Replies: 30
Views: 3796

Re: Workplace net worth conversations you'd like to avoid?

You probably were right to say nothing, but can you tell us what money advice they gave you? It was actually fine: Start thinking about retirement before you get too much older. Try to contribute to the 401k. No harm, no foul there. But, I do get the distinct sense that the person who is my peer, d...
by investingdad
Wed Jan 28, 2015 1:19 pm
 
Forum: Personal Consumer Issues
Topic: Workplace net worth conversations you'd like to avoid?
Replies: 87
Views: 9558

Re: Determining House Needs

We built a house that was driven by the following: - both my wife and I grew up in small ranchers and wanted space - wanted a house that would easily accomodate a family of four - wanted a house that worked with the sun, not against it (orientation and facing direction) - wanted a house that would p...
by investingdad
Wed Jan 28, 2015 11:32 am
 
Forum: Personal Consumer Issues
Topic: Determining House Needs
Replies: 12
Views: 1539

Workplace net worth conversations you'd like to avoid?

Have you ever been part of conversation at work that turned to net worth and got a bit uncomfortable? There was a conversation this morning between a few people I work with that turned to finances, money, and 'rich' people (in this case millionaire was the defacto word). The conversation was with tw...
by investingdad
Wed Jan 28, 2015 11:10 am
 
Forum: Personal Consumer Issues
Topic: Workplace net worth conversations you'd like to avoid?
Replies: 87
Views: 9558

Re: What age did you move out?

I suspect a lot of this is generational.

I'm 41 and I bet my GenX cohorts are responding with the early 20s more often than not. Boomers, probably younger and GenY and later....well, later.

Direct relationship to cost of living changes over time?
by investingdad
Wed Jan 28, 2015 9:43 am
 
Forum: Personal Consumer Issues
Topic: What age did you move out?
Replies: 117
Views: 5490

Re: Interview question...salary

If you're not willing to burn another day, you shouldn't be interviewing in the first place. The interview process on you end involves learning as much as you can about what the perspective job entails and make yourself look like a fit for what they want. The last step is compensation. That is wher...
by investingdad
Wed Jan 28, 2015 9:35 am
 
Forum: Personal Finance (Not Investing)
Topic: Interview question...salary
Replies: 30
Views: 3796

Re: Interview question...salary

Perhaps they are hesitant to give you the salary range over the phone or via email without meeting you in person and giving you the whole story. Case in point: I was unhappy with my engineering job and was looking to move to somewhere else. I had a couple good phone interviews with a company and th...
by investingdad
Wed Jan 28, 2015 9:18 am
 
Forum: Personal Finance (Not Investing)
Topic: Interview question...salary
Replies: 30
Views: 3796

Re: What age did you move out?

I commuted my first two years of college and then moved to the main campus a few hours away the last two years. I was at home during the summer but in hindsight, should have found a way to work and live at college during the summers. After graduation I didn't have a job lined up right away so I move...
by investingdad
Wed Jan 28, 2015 8:04 am
 
Forum: Personal Consumer Issues
Topic: What age did you move out?
Replies: 117
Views: 5490

Re: Interview question...salary

It sounds like you would be hesitant to accept even if they offered a decent increase. If so it's time to be honest and give them a salary number that you would at least consider. Otherwise you are wasting everyone's time. Yes, this is how I was looking at it. I think rather than asking for a range...
by investingdad
Wed Jan 28, 2015 7:28 am
 
Forum: Personal Finance (Not Investing)
Topic: Interview question...salary
Replies: 30
Views: 3796

Re: Interview question...salary

livesoft wrote:I'm laughing because HR is thinking you are withholding information from them.


Withholding salary info? They have not asked.
by investingdad
Tue Jan 27, 2015 9:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Interview question...salary
Replies: 30
Views: 3796

Interview question...salary

I have not interviewed in close to ten years ago so I wanted to bounce this of the board. I'm currently employed but looking at some options. I interviewed with a company that I'm not terribly high on but it could be an option. Anyway, I had a phone screen with the hiring manager and it went well. I...
by investingdad
Tue Jan 27, 2015 8:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Interview question...salary
Replies: 30
Views: 3796

Re: Keurig-cup coffee makers - why?

Well, if you want convenient I'd recommend a fully automatic espresso maker. We have a Capresso F9 and, per the counter, have made more than 10,000 shots of espresso in the years we've owned it. There's a place for putting in whole beans and a water reservoir. Turn it on, let it heat (takes about 30...
by investingdad
Fri Jan 23, 2015 11:40 am
 
Forum: Personal Consumer Issues
Topic: Keurig-cup coffee makers - why?
Replies: 139
Views: 12838

Re: Thinking about selling my house...

You probably want a hybrid built home...not custom, but not completely pre-designed. There are many builders out there that will do this, obviously some better than others with a high degree of variability between them. Your best best is to find a reputable, local builder that builds both: - many ho...
by investingdad
Thu Jan 22, 2015 11:58 am
 
Forum: Personal Finance (Not Investing)
Topic: Thinking about selling my house...
Replies: 11
Views: 1099

Re: Boglehead Beer

This is the post to end this thread: =======================================================================================================> That IS the Boglehead beer, period. Consumer Reports even proved it one year. However, I grew up on it and have not purchased it since college. I don't do Bo...
by investingdad
Thu Jan 22, 2015 8:08 am
 
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 512
Views: 76521

Re: Establishing Priorities - Work vs Life Balance

Am 65 and retired. Balance has always been a huge goal for me. I'm happy with the way things are going. I have a good amount of time with family, had good jobs and have enjoyed life. I was never super motivated to rise the corporate ladder, it was more important to go to my daughters soccer game. I...
by investingdad
Thu Jan 22, 2015 8:03 am
 
Forum: Personal Consumer Issues
Topic: Establishing Priorities - Work vs Life Balance
Replies: 20
Views: 2013
Next

Return to advanced search