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Re: LED Flashlights

technovelist wrote:ETA: I see we have another XL100 fan. :sharebeer


My bad!

I have the XL50 not the XL100.
The memory isn't what it used to be.

We walked back last week one night last week, and they were bright.
by ieee488
Wed Oct 01, 2014 10:21 pm
 
Forum: Personal Consumer Issues
Topic: LED Flashlights
Replies: 27
Views: 1001

Re: LED Flashlights

Made in USA Maglites.
I have two of the XL100. It can be operated with one hand.
by ieee488
Wed Oct 01, 2014 4:46 pm
 
Forum: Personal Consumer Issues
Topic: LED Flashlights
Replies: 27
Views: 1001

Re: Cloning and File Backup to Same External Hard Drive?

I currently use a cloning program (MAC, Carbon Copy Cloner) to backup my hard drive and am wondering if it is possible to use the same external hard drive to separately backup independent files? This would save the expense of having a dedicated drive for a clone of the hard drive and another drive ...
by ieee488
Tue Sep 30, 2014 10:26 pm
 
Forum: Personal Consumer Issues
Topic: Cloning and File Backup to Same External Hard Drive?
Replies: 2
Views: 235

Re: Yet Another Pension Buyout Scenario

To the OP, it may be worthwhile to invest in AAA Plus for your son and yourself.
You can get a combined househould saving rate. The 75(?) miles of included towing is why I have it.
by ieee488
Tue Sep 30, 2014 3:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Yet Another Pension Buyout Scenario
Replies: 18
Views: 932

Re: Yet Another Pension Buyout Scenario

FWIW- I drive a car that's worth about $6k and my husband drives a car worth about $3k. Your post made me look up the dealer trade-in value of my 2013 Honda Accord with over 180K miles. According to KBB.com, it is worth about $2750. Yikes! But it still runs fine although cosmetically it can use som...
by ieee488
Tue Sep 30, 2014 3:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Yet Another Pension Buyout Scenario
Replies: 18
Views: 932

Re: Yet Another Pension Buyout Scenario

FWIW- I drive a car that's worth about $6k and my husband drives a car worth about $3k. Your post made me look up the dealer trade-in value of my 2013 Honda Accord with over 180K miles. According to KBB.com, it is worth about $2750. Yikes! But it still runs fine although cosmetically it can use som...
by ieee488
Tue Sep 30, 2014 2:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Yet Another Pension Buyout Scenario
Replies: 18
Views: 932

Re: How can I stop feeling depressed about my finances?

semiotic wrote:I sat down last night and came up with a goal to work towards: "to have an occupation that makes use of my skills, training, and passion."


Right.

And that statement does not mention anything about $75K/year.
by ieee488
Tue Sep 30, 2014 2:26 pm
 
Forum: Personal Consumer Issues
Topic: How can I stop feeling depressed about my finances?
Replies: 93
Views: 6115

Re: How can I stop feeling depressed about my finances?

Hell, I'd be happy just making 75k/yr, renting an apartment by myself, and putting what I can towards investments and a travel fund. I would be happy too, except unlike you I have a master's degree in engineering, and I have 25+ years of experience in engineering and I live in the HCOL state of New...
by ieee488
Tue Sep 30, 2014 10:09 am
 
Forum: Personal Consumer Issues
Topic: How can I stop feeling depressed about my finances?
Replies: 93
Views: 6115

Re: Where to start work as an engineering major?

It took me about 8 years and a MSE before I figured out what I loved doing as a job and realized that I should gotten my MS in computer science instead.
Unfortunately for me, the type of job I like doing is hard to find because most manufacturing jobs have been shipped overseas.
by ieee488
Mon Sep 29, 2014 9:44 am
 
Forum: Personal Consumer Issues
Topic: Where to start work as an engineering major?
Replies: 31
Views: 2393

Re: finding the leak(s) in underground sprinkler system

The builder hired a company to put in the sprinkler for the entire subdivision. I decided to have the company come in and do the winterization this time - this needs to be done regardless - and get an idea of how much the diagnosis and repair of the leak(s) will be while they are here. They know how...
by ieee488
Mon Sep 29, 2014 9:39 am
 
Forum: Personal Consumer Issues
Topic: finding the leak(s) in underground sprinkler system
Replies: 5
Views: 548

finding the leak(s) in underground sprinkler system

I turned off the system a few months ago but left the water on to the pipe leading to the underground sprinkler system. There are two major areas where the grass is absolutely soaked to the point that the large mowers used by the lawn mowing company has made deep grooves in the lawn. One of the two ...
by ieee488
Sun Sep 28, 2014 7:12 pm
 
Forum: Personal Consumer Issues
Topic: finding the leak(s) in underground sprinkler system
Replies: 5
Views: 548

Re: EZ-Pass scam?

This post should be more accurately described as random email phishing.

Nothing really to do with the actual EZ-Pass, though the $1/month I have to pay in addition to the tolls is a scam. :-)
by ieee488
Fri Sep 26, 2014 4:21 pm
 
Forum: Personal Consumer Issues
Topic: [phishing with fake] EZ-Pass [e-mail]
Replies: 15
Views: 1478

Re: "What to do if you win the lottery...."

I would be more concerned about how to drop out of sight once the news hits the fan.
Change telephone numbers, etc.
by ieee488
Fri Sep 26, 2014 3:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: "What to do if you win the lottery...."
Replies: 9
Views: 1305

contract employee: quitting

The only time I worked as a contract employee, I was laid off.
I was told by the manager at company2. I worked for company1.

The contract I signed this time requires 2 weeks notice.
Do I tell company1 only?
Do I tell company1 first and the manager at company2 second?
What is the proper protocol?
by ieee488
Fri Sep 26, 2014 1:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: contract employee: quitting
Replies: 2
Views: 529

Re: [which] toilet paper [from walmart.com?]

Former Scotts user.

Not at Walmart.com, but at CVS.com
I buy it in the store not from the website.
I have switched over to CVS Earth Essentials
http://www.cvs.com/shop/product-detail/ ... uId=123870
Sometimes goes on sale for $5.99
by ieee488
Fri Sep 26, 2014 11:57 am
 
Forum: Personal Consumer Issues
Topic: [which] toilet paper [from walmart.com?]
Replies: 34
Views: 2448

Re: Online privacy and smartphones

The observation is that if the service you are using is free, YOU are the product. There's an app for that. Bitdefender makes a free privacy app, 'Clueful Privacy Advisor'. Thanks for that suggestion. Another thought is that if you really want control of your Android phone you are going to need to ...
by ieee488
Thu Sep 25, 2014 10:04 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1260

Re: Online privacy and smartphones

On a tablet, I may be more inclined to just go to Facebook then use their app.
Now that I have a tablet, I cannot imagine going back to using a smartphone.
by ieee488
Thu Sep 25, 2014 3:33 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1260

Re: Online privacy and smartphones

Frankly, they do it, because they can. It seems that "free" app = "free reign" to your smartphone's data And most consumers are totally obliviously. I downloaded Facebook, Twitter, etc and they all pretty much have a laundry list of things they access. The only app that was fairl...
by ieee488
Thu Sep 25, 2014 3:10 pm
 
Forum: Personal Consumer Issues
Topic: Online privacy and smartphones
Replies: 20
Views: 1260

Re: Housing Market

A friend of mine in his mid-20s (like myself) is considering purchasing a home soon but is reserved. While interest rates are low, he's wary to purchase a home worth so many times his yearly income (about 5-6 times) but these days it's difficult to find otherwise. He's looking for something in PA a...
by ieee488
Thu Sep 25, 2014 9:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Housing Market
Replies: 4
Views: 586

Re: Amazon.com as a selling service

It was a computer. Wondering if I should continue selling on Amazon or just accept the fact of being ripped off as a seller. Just now I looked at some used laptops being sold, and the shipping price the buyer is expected to pay is stated very clearly. I find it hard to believe that it isn't the sam...
by ieee488
Sat Sep 20, 2014 4:42 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com as a selling service
Replies: 17
Views: 1805

Re: Amazon.com as a selling service

Tabulator wrote:I just sold an item on Amazon and got 6.49 in shipping credit. The shipping actually cost more than 17.00. (That is almost triple.) How do I make sure this never happens again in the future?

What was the item?

With books mail Media Mail.
by ieee488
Fri Sep 19, 2014 10:28 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com as a selling service
Replies: 17
Views: 1805

Re: Computer Backup & Restore - Old Machine to New

New prospective laptop will have Window7 (W7) 64-bit & old one has W7 with 32-bit ; I'm not sure if this is the way I should be looking at it , but it seems like I'd need to backup everything on the old machine but then restore everything except the old operating system, W7 32-bit ; in addition...
by ieee488
Fri Sep 19, 2014 10:27 pm
 
Forum: Personal Consumer Issues
Topic: Computer Backup & Restore - Old Machine to New
Replies: 8
Views: 999

Re: Business Opportunity - Thoughts

I just got cold-called via email about joining AFLAC.

Not for me.
by ieee488
Fri Sep 19, 2014 11:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Business Opportunity - Thoughts
Replies: 4
Views: 452

Re: The Roosevelts, PBS special

Check Roku's PBS channel.
by ieee488
Mon Sep 15, 2014 2:15 pm
 
Forum: Personal Consumer Issues
Topic: The Roosevelts, PBS special
Replies: 100
Views: 7908

Re: New Laptop, need help

Thank you for the replys so far. We do have Windows XP, so Id say we are due for an upgrade. We don't need a ton of memory or speed, so go with a fairly lower end Dell? What are the better quality brands these days? Dell, HP, Lenovo? I am partial to Dells. You will find Windows 7 in their business-...
by ieee488
Mon Sep 15, 2014 11:57 am
 
Forum: Personal Consumer Issues
Topic: New Laptop, need help
Replies: 33
Views: 2201

Re: New Laptop, need help

I have refurbished Dell laptops that are closer to the 6-8 years range given their previous lives and their lives with me. :-) If you want Windows 7, you will have to order online. Windows 8.1 will be what you see in the stores. BSOD could just mean that you hard drive is toast. If it has XP on it, ...
by ieee488
Mon Sep 15, 2014 11:06 am
 
Forum: Personal Consumer Issues
Topic: New Laptop, need help
Replies: 33
Views: 2201

Re: AT&T mvno Airvoice or cricket wireless

Having just looked at using a phone abroad, if you have a GSM phone (with the removable SIM) all you need to do when abroad is to purchase a SIM there and put it in the phone. But don't you also have to take into consideration the frequency/band in use in the different countries? Most USA phones ar...
by ieee488
Mon Sep 15, 2014 9:31 am
 
Forum: Personal Consumer Issues
Topic: AT&T mvno Airvoice or cricket wireless
Replies: 13
Views: 857

Re: Need advice on which tablet to buy

I am very happy with my Noobis 7" tablet that I purchased from Staples about a month ago.
~$43 including tax
quad-core, Android Kit Kat 4.4

Works great for me at work for checking my personal email and Facebook, Twitter, CNN, etc.

It is paired with a mobile hotspot device.
by ieee488
Mon Sep 15, 2014 9:22 am
 
Forum: Personal Consumer Issues
Topic: Need advice on which tablet to buy
Replies: 44
Views: 2583

Re: which apps for Windows 8 phone?

Firstly, I would update it to Windows 8.1. Download the Program for Developers app , then update. There is a major difference between 8 and 8.1. You did not mention what kind of phone you purchased. I have a Nokia Icon/Nokia 930. My previous phone was an Android which I at best was ambivalent about...
by ieee488
Sun Sep 14, 2014 10:29 pm
 
Forum: Personal Consumer Issues
Topic: which apps for Windows 8 phone?
Replies: 6
Views: 413

Re: which apps for Windows 8 phone?

Yes, planning to use it on wifi at home and away. Looking for interesting apps especially those specific to Windows phone. Purchased for $19 + tax. Since I am a programmer, I could learn to write apps for it. One thing I found interesting is that it has a HERE app which knows where the phone's locat...
by ieee488
Sun Sep 14, 2014 6:18 pm
 
Forum: Personal Consumer Issues
Topic: which apps for Windows 8 phone?
Replies: 6
Views: 413

which apps for Windows 8 phone?

I just purchased a Windows 8 phone from metroPCS on a whim.
I don't plan on activating the phone.

Now that I have this smartphone, I am not sure what to use it for.
I am surprised about the lack of apps compared to the Android world.
by ieee488
Sun Sep 14, 2014 12:19 pm
 
Forum: Personal Consumer Issues
Topic: which apps for Windows 8 phone?
Replies: 6
Views: 413

Re: invest in this 401K or not

Why are you freaking out about $54 a year in fees? The real concern is: Participant MA Morningstar(MS) Fee* 13.00 bps Advice Track Fees Annually charged monthly Participant MA Wells Fargo(WF) Fee* 50.00 bps Advice Track Fees Annually charged monthly Do you know if you are paying these? Also in your...
by ieee488
Fri Sep 12, 2014 8:34 am
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1063

Re: invest in this 401K or not

Expense ratios for funds as offered in a 401k are often different than the expense ratios charged for the same funds when offered elsewhere. Sometimes the ERs in the 401k are higher, sometimes lower. So it's essential to know the ERs as offered in the 401k. Since the ERs for the Vanguard funds in y...
by ieee488
Fri Sep 12, 2014 8:27 am
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1063

Re: invest in this 401K or not

I was saving my time and believing that people would actually believe me that the Vanguard index funds have the same low ERs as they should. WRONG! My question is whether the $4.50 trustees fee that was assessed in August even when investing in the low ER Vanguard index funds still makes this worth...
by ieee488
Thu Sep 11, 2014 4:02 pm
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1063

Re: invest in this 401K or not

I was saving my time and believing that people would actually believe me that the Vanguard index funds have the same low ERs as they should. WRONG! My question is whether the $4.50 trustees fee that was assessed in August even when investing in the low ER Vanguard index funds still makes this worthw...
by ieee488
Thu Sep 11, 2014 3:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1063

Re: invest in this 401K or not

I have maxed out my Roth IRA for 2014. I currently work at a contract job. The 401K fees appear to be outrageous. I paid $4.50 for the month of August. There is no company match. I talked about this previously. http://www.bogleheads.org/forum/viewtopic.php?f=1&t=146456 What are my other options...
by ieee488
Thu Sep 11, 2014 3:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1063

Re: Reliable Portable CD Player Needed

I own a Sony-DEJ011-Walkman-D-EJ011-Player that works fine but to replace it costs about $125.00 which seems Really expensive. http://www.amazon.com/Sony-DEJ011-Walkman-D-EJ011-Player/dp/B000MVJ1M0/ref=sr_1_1?s=electronics&ie=UTF8&qid=1410398106&sr=1-1&keywords=sony+walkman+cd+playe...
by ieee488
Wed Sep 10, 2014 10:49 pm
 
Forum: Personal Consumer Issues
Topic: Reliable Portable CD Player Needed
Replies: 28
Views: 1410

Re: invest in this 401K or not

I have maxed out my Roth IRA for 2014. I currently work at a contract job. The 401K fees appear to be outrageous. I paid $4.50 for the month of August. There is no company match. I talked about this previously. http://www.bogleheads.org/forum/viewtopic.php?f=1&t=146456 What are my other options...
by ieee488
Wed Sep 10, 2014 4:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1063

Re: $15,000 to invest and generate income

Hi all, I have $15,000 just sitting in a savings account and I would like to invest it to generate some income out of it. I will need to have the money available for cash in in about 15 months. Any advise you can provide would be greatly appreciated! Use http://www.depositaccounts.com to compare Yo...
by ieee488
Wed Sep 10, 2014 4:14 pm
 
Forum: Investing - Help with Personal Investments
Topic: $15,000 to invest and generate income
Replies: 8
Views: 1298

Re: Is there a low cost cell phone plan, limited minutes?

I like the T-Mobile TOGO prepaid. It's no longer the screaming deal it once was, but even so. It's $3/month for your first 30 minutes, then 10¢ /minute after. That's $10/month if you use all 100 minutes. No overage charges. Taxes included. Can you have the $3 account on autopay? I hate the hassle o...
by ieee488
Wed Sep 10, 2014 3:58 pm
 
Forum: Personal Consumer Issues
Topic: Is there a low cost cell phone plan, limited minutes?
Replies: 66
Views: 4200

Re: Cell Phone Plans

I have found that I don't like the small screen of a smartphone for data access. I am sticking with pre-paid T-mobile $100/1000 minutes/365 days. To go with the minutes, I would use a mobile broadband wifi hotspot. Currently on AT&T $25/1.5GB plan. It is so much easier on my eyes viewing Faceboo...
by ieee488
Wed Sep 10, 2014 3:53 pm
 
Forum: Personal Consumer Issues
Topic: Cell Phone Plans
Replies: 12
Views: 946

Re: invest in this 401K or not

I am putting in the max of 20% and will continue to do so for the future. Looked through the entire Wells Fargo website about the 401K and cannot find anything regarding administration fees. The only thing I found was in the SPD, and it says Participant Accounts will be charged for a share of the Pl...
by ieee488
Wed Sep 10, 2014 3:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1063

Re: invest in this 401K or not

I only started working at this contract job in late June. I had no income for the last 3 months of 2013 and for the first 4 months of 2014. This job was suppose to be for 2 months only, but it has gone beyond that. However, I am not certain how much longer I will be here. If I remain here until the ...
by ieee488
Wed Sep 10, 2014 11:37 am
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1063

invest in this 401K or not

I have maxed out my Roth IRA for 2014. I currently work at a contract job. The 401K fees appear to be outrageous. I paid $4.50 [trustee fees] for the month of August. There is no company match. I talked about this previously. http://www.bogleheads.org/forum/viewtopic.php?f=1&t=146456 What are my...
by ieee488
Wed Sep 10, 2014 9:50 am
 
Forum: Investing - Help with Personal Investments
Topic: invest in this 401K or not
Replies: 22
Views: 1063

Re: Land line for renter in S Florida

Who is the local phone company? Is it really AT&T? Why not get a basic lifeline phone for all year-round? Should be less than $10 a month. Then charge her for any extra usage which is something like 50 cents a minute. Basic landline cost isn't what it used to be. Here in NJ, I pay $16.45 for a ...
by ieee488
Tue Sep 09, 2014 10:43 pm
 
Forum: Personal Consumer Issues
Topic: Land line for renter in S Florida
Replies: 18
Views: 1096

Re: When do you have too many credit cards?

I have more than five credit cards but mainly use Chase : 5x gas 1st and 3rd quarters, Amazon 4th quarter Bank of America: 3x gas 2nd and 4th quarters; 2% groceries Barclays: 2x utilities = Verizon landline and Comcast cable+internet; 2% Walmart, Target, CVS (prescriptions) Citibank: 2x dining and e...
by ieee488
Tue Sep 09, 2014 3:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: When do you have too many credit cards?
Replies: 16
Views: 1373

Re: How am I doing? 4-fund portfolio

Age: 30 Vanguard SEP-IRA Vanguard Total Stock Market Index Fund Admiral Shares - 62.8% Vanguard Total International Stock Index Fund Admiral Shares - 27.0% Vanguard Total Bond Market II Index Fund Admiral Shares - 8.2% Vanguard Total International Bond Index Fund - 2% I basically just mirror the Li...
by ieee488
Tue Sep 09, 2014 11:01 am
 
Forum: Investing - Help with Personal Investments
Topic: How am I doing? 4-fund portfolio
Replies: 1
Views: 343

Re: Portfolio and a Path Forward

I have most of my portfolio with Vanguard.

I am reconsidering that and thinking about moving some of the assets to Fidelity's Spartan funds.
by ieee488
Tue Sep 09, 2014 10:59 am
 
Forum: Investing - Help with Personal Investments
Topic: Portfolio and a Path Forward
Replies: 3
Views: 486
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