Search found 1798 matches

by ieee488
Sat Aug 01, 2015 8:04 pm
Forum: Personal Consumer Issues
Topic: AAA Plus worth it?
Replies: 16
Views: 588

Re: AAA Plus worth it?

derosa wrote:Always seems like AAA members don't ever use the discounts provided.


Where are you getting that idea?

There are a couple of posts above mentioning discounts.

But that is not the question I posed.
by ieee488
Sat Aug 01, 2015 8:01 pm
Forum: Personal Consumer Issues
Topic: is 7200 rpm hard drive that much faster than 5400 rpm?
Replies: 21
Views: 390

Re: is 7200 rpm hard drive that much faster than 5400 rpm?

Programmers spend most of their day reading and typing. And, oh yeah, thinking. And the hard drive is doing nothing but burning electricity at that point. If someone claims they can tell the difference in rpms between two hard drives they must be selling hard drives. I think you missed my previous ...
by ieee488
Sat Aug 01, 2015 7:36 pm
Forum: Personal Consumer Issues
Topic: is 7200 rpm hard drive that much faster than 5400 rpm?
Replies: 21
Views: 390

Re: is 7200 rpm hard drive that much faster than 5400 rpm?

Yes. Yes. But how would I the user perceive that 33% increase? :-)
by ieee488
Sat Aug 01, 2015 7:28 pm
Forum: Personal Consumer Issues
Topic: is 7200 rpm hard drive that much faster than 5400 rpm?
Replies: 21
Views: 390

is 7200 rpm hard drive that much faster than 5400 rpm?

I have a laptop that is 8 years old. I do mostly programming on it such as Visual Studio and Android Studio. I am thinking very seriously about purchasing a PC with Windows 7 Pro while I can. Increasing hard to find a PC with Windows 7 Pro now that Windows 10 is out. I am wanting to pay about $750. ...
by ieee488
Sat Aug 01, 2015 5:22 pm
Forum: Personal Consumer Issues
Topic: Prepaid Cell Plan USA
Replies: 4
Views: 249

Re: Prepaid Cell Plan USA

I logged into my account. It shows up as Pay As You Go - Legacy.

My renewal date is in September, but I don't see anything forcing me to choose another plan.
by ieee488
Sat Aug 01, 2015 4:29 pm
Forum: Personal Consumer Issues
Topic: Prepaid Cell Plan USA
Replies: 4
Views: 249

Re: Prepaid Cell Plan USA

profdad wrote: They have discontinued this option and now I'm looking elsewhere.


It is true that this plan is no longer available.

Are you sure you are not grandfathered into the plan?

I have this plan.
by ieee488
Sat Aug 01, 2015 4:20 pm
Forum: Personal Consumer Issues
Topic: AAA Plus worth it?
Replies: 16
Views: 588

Re: AAA Plus worth it?

dolphinsaremammals wrote:I have regular AAA. They will tow you further than three miles and charge you for the excess. That's what I do. So far it is cheaper than plus.



Do you recall how much they charge per mile?
by ieee488
Sat Aug 01, 2015 4:09 pm
Forum: Personal Consumer Issues
Topic: AAA Plus worth it?
Replies: 16
Views: 588

Re: AAA Plus worth it?

I have an 11-year old Honda in good mechanical shape. The last two time I had problems was not with the car, but with a flat tire. Last summer on the NJ Turnpike which wasn't handled by AAA. That was a disaster. A month ago on a local road handled by AAA in a very professional manner. It does seem t...
by ieee488
Sat Aug 01, 2015 3:39 pm
Forum: Personal Consumer Issues
Topic: AAA Plus worth it?
Replies: 16
Views: 588

Re: AAA Plus worth it?

Time to renew my AAA membership. I have had AAA Plus for the past 10 years. My commute have been 30+ miles one-way. While I have used the service, I haven't used the towing which is primarily the reason I got the Plus vs. Basic. 100 miles of towing vs 5 miles. Should I keep the Plus? Difference is ...
by ieee488
Sat Aug 01, 2015 3:38 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 192
Views: 16402

Re: Free Windows 10 Upgrade, Yes or No?

Doom&Gloom wrote:I didn't wait for the notification for either of my machines. I went to the Updates page and clicked "Check for Updates." The option to upgrade was in there. I selected it and was off and running.

Did that just now.

Still no option to upgrade. :(
by ieee488
Sat Aug 01, 2015 3:37 pm
Forum: Personal Consumer Issues
Topic: AAA Plus worth it?
Replies: 16
Views: 588

AAA Plus worth it?

Time to renew my AAA membership. I have had AAA Plus for the past 10 years. My commute have been 30+ miles one-way. While I have used the service, I haven't used the towing which is primarily the reason I got the Plus vs. Basic. 100 miles of towing vs 5 miles. Should I keep the Plus? Difference is a...
by ieee488
Fri Jul 31, 2015 9:45 am
Forum: Personal Consumer Issues
Topic: Amazon reviews
Replies: 21
Views: 1843

Re: Amazon reviews

Beware of the shills on the book reviews.

I learned that the hard way with the Android App Development for Dummies book.
It should have been obvious that all the 5 star reviews were not written by people who actually read the book and tried to learning programming with it.
by ieee488
Thu Jul 30, 2015 9:18 pm
Forum: Personal Consumer Issues
Topic: Getting Hawaiian shave ice on the East Coast
Replies: 21
Views: 1282

Re: Getting Hawaiian shave ice on the East Coast

Last year, I vacationed in Maui. It was my first trip to any Hawaiian island and I absolutely fell in love with Hawaiian shave ice. I live in the NE and I've really had a craving for it this summer and I really miss it. For those who have never had it, shave ice is very finely shaved ice that is fl...
by ieee488
Thu Jul 30, 2015 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Priorities
Replies: 49
Views: 3651

Re: Priorities

Thank you for sharing.

I have been thinking about buying a new PC and your post certainly puts my quest for squeezing the last penny out of my purchase into perspective. :?
by ieee488
Wed Jul 29, 2015 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: TIAA $150 bonus for their new Checking product
Replies: 6
Views: 683

Re: TIAA $150 bonus for their new Checking product

pshonore wrote:And TD Bank has a new Visa - $200 back when you charge $500 in the first 90 days as well as 5% back on up to $1500 on purchases each month for the first 6 billing cycles (another $450). 1% after that.

I took advantage of the deal, but their website is horrendous. Very amateurish.
by ieee488
Wed Jul 29, 2015 5:14 pm
Forum: Personal Consumer Issues
Topic: prepaid phone less than $50 with Android Lollipop 5.0
Replies: 10
Views: 1009

Re: prepaid phone less than $50 with Android Lollipop 5.0

The emulator is slow in the best of circumstances. Do you want a 45s compile-test cycle or 120s cycle? The former is still painful for my style of programming, but I can't tolerate the latter at all. Buy the cheap phone. Don't fret the 5.0 issue. FWIW, I do primary development on a Moto G. I don't ...
by ieee488
Wed Jul 29, 2015 9:19 am
Forum: Personal Finance (Not Investing)
Topic: Any COBRA Experts? Will This Plan Work?
Replies: 9
Views: 463

Re: Any COBRA Experts? Will This Plan Work?

Remember that while the COBRA is retroactive, if you require medical services you may very well have to pay for everything out-of-pocket until your COBRA paperwork kicks in. You effectively have "no insurance" during the span. Your old insurance card will not work. I ran into this about fi...
by ieee488
Wed Jul 29, 2015 8:59 am
Forum: Personal Consumer Issues
Topic: prepaid phone less than $50 with Android Lollipop 5.0
Replies: 10
Views: 1009

Re: prepaid phone less than $50 with Android Lollipop 5.0

nalor511 wrote:Prepaid android 5.0 (5.1 OTA) for 39.99 at Fry's or $45 at best buy http://www.frys.com/product/8466258 , moto E


That is a nice price. My laptop is too old now to be able to fully run the emulator.
by ieee488
Wed Jul 29, 2015 8:58 am
Forum: Personal Consumer Issues
Topic: prepaid phone less than $50 with Android Lollipop 5.0
Replies: 10
Views: 1009

Re: prepaid phone less than $50 with Android Lollipop 5.0

You may want to wait a few weeks to narrow your selection down to phone models which have been patched against the newly discovered Stagefright vulnerability in Android. Here are some articles on the issue: http://www.forbes.com/sites/thomasbrewster/2015/07/27/android-text-attacks/ http://www.andro...
by ieee488
Sun Jul 26, 2015 6:23 pm
Forum: Personal Consumer Issues
Topic: prepaid phone less than $50 with Android Lollipop 5.0
Replies: 10
Views: 1009

prepaid phone less than $50 with Android Lollipop 5.0

I am trying to learn Android programming.

The book I purchased is using code that will only run on Android Lollipop 5.0.
I know I can use an emulator, but I prefer to run my app on a real device.

Any suggestions?

I did see LG Power L22CC with Tracfone for $80.
by ieee488
Fri Jul 24, 2015 2:36 pm
Forum: Personal Consumer Issues
Topic: dehumidifer repair
Replies: 8
Views: 467

Re: dehumidifer repair

I'm with wattty on this one. Ice on the cooling coils is a good idea to check. Next I would say the bucket is full, overflowing and needs to be emptied, or the drain line to the bucket is clogged, backing up and draining where it should not. The bucket never fills because I have it draining out thr...
by ieee488
Fri Jul 24, 2015 8:57 am
Forum: Personal Finance (Not Investing)
Topic: estate planning when giving most to charity
Replies: 12
Views: 970

Re: estate planning when giving most to charity

... My lawyer is suggesting that I create an addendum(?) to my will and list all the 501(c)(3) on there and also list a handful of back-ups on the will itself in the event the addendum is misplaced/destroyed/lost. That sounds confusing. You would say in your Will that you leave $x to Charity X, or ...
by ieee488
Fri Jul 24, 2015 8:54 am
Forum: Personal Consumer Issues
Topic: dehumidifer repair
Replies: 8
Views: 467

Re: dehumidifer repair

Thank you for the suggestions.

I don't think there is a filter, but I will read the manual.

The unit has been off for 2-3 weeks.
I am going to go buy a plastic tray before I turn the unit back on to give it another try.
by ieee488
Fri Jul 24, 2015 8:15 am
Forum: Personal Finance (Not Investing)
Topic: estate planning when giving most to charity
Replies: 12
Views: 970

Re: estate planning when giving most to charity

... My lawyer is suggesting that I create an addendum(?) to my will and list all the 501(c)(3) on there and also list a handful of back-ups on the will itself in the event the addendum is misplaced/destroyed/lost. That sounds confusing. You would say in your Will that you leave $x to Charity X, or ...
by ieee488
Fri Jul 24, 2015 8:14 am
Forum: Personal Finance (Not Investing)
Topic: estate planning when giving most to charity
Replies: 12
Views: 970

Re: estate planning when giving most to charity

Thank you for the valuable information. I don't have nearly the assets to justify a Charitable Remainder Trust either. My thought was to simply have my executor distribute the assets to the 501(c)(3) and be done with it. My lawyer is suggesting that I create an addendum(?) to my will and list all t...
by ieee488
Fri Jul 24, 2015 8:09 am
Forum: Personal Consumer Issues
Topic: dehumidifer repair
Replies: 8
Views: 467

dehumidifer repair

I have a Haier dehumidifier that is 4 years old this summer. It started "oozing" water out of the inside of the unit. Not a lot, but enough to cause a puddle. It seems from reading reviews that dehumidifiers don't last that long. The service repair center wants $42 to just look at it. Woul...
by ieee488
Thu Jul 23, 2015 9:11 pm
Forum: Personal Finance (Not Investing)
Topic: estate planning when giving most to charity
Replies: 12
Views: 970

Re: estate planning when giving most to charity

Thank you for the valuable information. I don't have nearly the assets to justify a Charitable Remainder Trust either. My thought was to simply have my executor distribute the assets to the 501(c)(3) and be done with it. My lawyer is suggesting that I create an addendum(?) to my will and list all th...
by ieee488
Wed Jul 22, 2015 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: estate planning when giving most to charity
Replies: 12
Views: 970

estate planning when giving most to charity

Does anyone know of someone who did it or are you yourself planning to do this?

What are the issues I would need to consider?
by ieee488
Thu Apr 30, 2015 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

Focus on your own sales and service. As far as the situation you mentioned, I'll leave you with a quote I overheard an executive tell a bunch of unhappy employees. "Maybe another place will make you happy." You should try asking that executive how he feels about fraud and theft in his own...
by ieee488
Thu Apr 30, 2015 11:44 am
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

As far as bad policy, I can't imagine how anyone would consider it fair if two commissioned workers generated the same number of sales, yet one generated more take home pay becuase of a side deal. Just seems backwards and would pit employees against each other. Two employees doing the same job yet ...
by ieee488
Thu Apr 30, 2015 10:42 am
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

I think there is too much focus on the salaried employee. His deal with the company is his deal with the company. Over-performer, under-performer, whatever. I would look at it from the standpoint of the commission sales team. One member of the team is getting more pay (and likely then reaches a hig...
by ieee488
Thu Apr 30, 2015 8:04 am
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

It's obvious you don't work in sales. It's obvious you are very, very angry about this topi and take it very personally. No, I don't work in sales. One doesn't have to be a fisherman to know when something smells "fishy". 8-) No, I am not "very, very angry" about this topi [sic]...
by ieee488
Tue Apr 28, 2015 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

It's obvious you don't work in sales. It's obvious you are very, very angry about this topi and take it very personally. No, I don't work in sales. One doesn't have to be a fisherman to know when something smells "fishy". 8-) No, I am not "very, very angry" about this topi [sic]...
by ieee488
Tue Apr 28, 2015 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

Have you ever worked at a job where you supplemented your pay with a kickback from a fellow employee? Speaking of linguistic gymnastics again... "kickback from a fellow employee". Gee, that's not a loaded way of phrasing it. You don't know the parameters around the deal. The OP is probabl...
by ieee488
Tue Apr 28, 2015 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

Of course it is unethical. I'm embarrassed by the linguistic gymnastics some are using in this thread to defend it. Is that the "nice" way of saying everyone's opinion but yours is invalid? Speaking of linguistic gymnastics, calling this "commission laundering" is a doozy wouldn...
by ieee488
Tue Apr 28, 2015 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: DIY distance moving
Replies: 38
Views: 3273

Re: DIY distance moving

I have done it both ways, and the hybrid DIY is the only way to go. You do all the packing of the small items at a measured pace, sifting and sorting and most importantly TOSSING stuff that you are not absolutely certain you want in your new place. We just moved back to Iowa from Nevada a few weeks...
by ieee488
Tue Apr 28, 2015 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

By golly, you are right. I better read more carefully. However, that does not negate the comments made in reply to the 'real' OP's comments. And yet, you are not able to provide any reasonable explanation of why this kickback is being done? Fraud is fraud, whether it involves the OP or not. By your...
by ieee488
Tue Apr 28, 2015 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

It is *still* an ethical issue. The employee is being paid TWICE. Once with the salary and again with the kickback. The salary is suppose to be roughly equivalent to what he would have received with commission. Is a person being paid $100k being payed TWICE because somebody else is earning $50k? Is...
by ieee488
Tue Apr 28, 2015 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

Currently there is no quota. It is a brand new position so nothing has been established. They are giving him time to build it up He does not get paid per unit, his salary is based on what he should sell. Even through there may not be a formal quota there is an implied quota. If he continuously fall...
by ieee488
Tue Apr 28, 2015 10:43 am
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

Currently there is no quota. It is a brand new position so nothing has been established. They are giving him time to build it up He does not get paid per unit, his salary is based on what he should sell. Even through there may not be a formal quota there is an implied quota. If he continuously fall...
by ieee488
Tue Apr 28, 2015 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

nhdean wrote:Currently there is no quota. It is a brand new position so nothing has been established. They are giving him time to build it up


In essence your company is paying two people for the same work.
salary person sells X
kickback salesperson sells Y but gets paid for selling (X + Y)
by ieee488
Mon Apr 27, 2015 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

There are some great points here. I do have to make some things clear. The position is new. It is designed to establish a commercial dept. that did not exist, that is why the salary. The person took the position because it does have a fixed salary plus much better hours and a company car. His perfo...
by ieee488
Mon Apr 27, 2015 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

... Of course, OP feels resentment for this because he's not the one being credited free sales. I think that's a hastily drawn conclusion. Many people have personal standards defining what they consider right and wrong, and this could very well be OP's driver in posing the question. You might think...
by ieee488
Mon Apr 27, 2015 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Ethical [Compensation based on sales]
Replies: 67
Views: 4821

Re: Ethical [Compensation based on sales]

In OP's case, they took an apparently top-performing salesperson and converted him from commission to salary based on x sales. On what basis do you make this statement? He could very well be an underachiever and management is paying him more than he deserves. Perhaps this underachiever has a friend...
by ieee488
Sun Apr 26, 2015 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: How hard is it to set up a solo 401k?
Replies: 15
Views: 1512

Re: How hard is it to set up a solo 401k?

So here's the scheme: I claim a trivial amount of self-employment income, set up a solo 401k, clear up my traditional IRA, and then use my now-empty traditional IRA to do backdoor roth contributions. You can't just claim a trivial amount of self-employment income. You have to actually make the inco...
by ieee488
Sat Apr 25, 2015 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: deadbeat in group
Replies: 7
Views: 2505

Re: deadbeat in group

I spent a good deal of time working in software development and research. More than forty hours a week was expected, particularly if a project was in trouble. If you just work 40 hours and go home at 5pm, you may be seen as a deadbeat yourself. Just be glad you aren't working on a project with him....
by ieee488
Sat Apr 25, 2015 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: 12b-1 and total ER in decision
Replies: 1
Views: 184

Re: 12b-1 and total ER in decision

In my attempts to rebalance to get to my desired AA (75:25 stocks:bonds), I need to add to my bond assets in my IRA. Age 45 years (desired retirement 67 years) Total amount $ 10,000 Choice between AGG iShares Core US Aggregate Bond (ER 0.09% but $ 8.95 fee in Schwab; distribution yield 2.25%) PTTDX...
by ieee488
Sat Apr 25, 2015 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: Advice For Buying A House From A Big-Box Builder
Replies: 11
Views: 1965

Re: Advise For Buying A House From A Big-Box Builder

Both my parents and I have bought from "big box" builders. The housing market may be coming back which is why your builder may be reluctant to negotiate. I did not upgrade anything. As I recall some of the upgrades were to be done through the subcontractors. The builder automatically upgra...
by ieee488
Sat Apr 25, 2015 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Help with VAL policy, UTMA accounts, and EE/E Savings Bonds
Replies: 10
Views: 955

Re: Input requested on unwinding accounts my parents opened

If you can, you might want to edit your subject line to specifically state Variable Appreciable Life Policy, UMTA, EE and E savings bonds

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