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Colbert Report

I do not have this channel but found this one germane to Bogleheads:

http://www.marketwatch.com/story/the-co ... lcountdown
by htdrag11
Wed Dec 17, 2014 10:47 am
 
Forum: Investing - Theory, News & General
Topic: Colbert Report
Replies: 7
Views: 1392

Re: TV buying recommendations

Gave away our 42" Panny 720p plasma and upgraded to a 50" 1080p plasma last year, knowing that plasma is losing like Betamax to VHS. LED TV is a successful marketing term for LCD TV. My BIL has both a 65" and a 50" Samsung; neither is watchable to me, unless you sit in front of t...
by htdrag11
Sun Nov 30, 2014 8:33 pm
 
Forum: Personal Consumer Issues
Topic: TV buying recommendations
Replies: 44
Views: 3029

Re: New car purchase- "documentation fee" and "registration

Besides fees, extended warranty or tire/pot hole/nail warranty could also be negotiated.
by htdrag11
Thu Nov 13, 2014 8:03 pm
 
Forum: Personal Consumer Issues
Topic: New car purchase- "documentation fee" and "registration fee"
Replies: 28
Views: 2914

Re: If your networth is over $3 million, how did you do it?

Here is something else. The stock market has had an annual average return of about 20% since around March 2009. That means that a working family with a portfolio of $1.5 million or so, should have a portfolio now worth around $3 million if they continued another 5 years of maximum contributions to ...
by htdrag11
Tue Nov 11, 2014 7:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 270
Views: 33302

Re: What Movie Have You Recently Watched?

Broke my record this year.

Just saw Interstellar in IMAX, well worth the money. As an indicator of the length of the movie, there was a line to the men's room afterward. I enjoyed this one more than last year's Gravity.
by htdrag11
Sat Nov 08, 2014 3:18 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 250
Views: 26677

Re: Merc or BMW?

There is this point where even addicts realize they have sunk too low, and go on the wagon .... . . I just can't get myself into a Toyota Highlander, though they are essentially the same except for the veneer despite all the marketing hype! However, I would take the RX to a Toyota dealer for oil ch...
by htdrag11
Fri Nov 07, 2014 7:27 pm
 
Forum: Personal Consumer Issues
Topic: Merc or BMW?
Replies: 60
Views: 7152

Re: Merc or BMW?

Since the C-class is new in 2015, you'll get a better buy with BMW and it's around longer (hopefully better quality). I'll go with the Bimmer for a 4-year lease, if money is not an issue. For disclaimer, I used to own MB and BMW but now is driving a boring Lexus RX which has no electrical problems s...
by htdrag11
Fri Nov 07, 2014 5:01 pm
 
Forum: Personal Consumer Issues
Topic: Merc or BMW?
Replies: 60
Views: 7152

Re: Pension lump sum offer - am I thinking clearly?

I was 46 when offered my pension, so annuity was not even an option. It has since quadrupled since last century. Now it's sitting in a 70-30 mix pot. My entire portfolio is at 60-20-20 (cash) and 2014 has been a great year so far, outpacing S&P return. Just lucky. I've personal bias against annu...
by htdrag11
Fri Nov 07, 2014 4:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Pension lump sum offer - am I thinking clearly?
Replies: 32
Views: 2455

Re: New vs. Used Honda CRV

Pre-owned is used. For this kind of money, buy a new one or a new 2015 CX-5, drives much better and quieter with more safety features but the resale is not as good. The other option is a Subaru Forester. Not sure if the Outback would fit your budget. For the record, I bought a 2012 Lexus Rx350 CPO f...
by htdrag11
Mon Nov 03, 2014 4:51 pm
 
Forum: Personal Consumer Issues
Topic: New vs. Used Honda CRV
Replies: 76
Views: 6438

Re: What Movie Have You Recently Watched?

Fury - a rare moment going out to the cinema. It was worth it. I consider it a guys' movie with the tank as the main "character" and setting. All the tank team is great, including Shia who was a surprise after the 3 Transformer movies.
by htdrag11
Mon Nov 03, 2014 4:25 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 250
Views: 26677

Re: It's easy to be a "Wealth Manager" (humor)

:D

Nice Monty Python like humor for a Sunday afternoon. Thanks.
by htdrag11
Sun Nov 02, 2014 1:52 pm
 
Forum: Investing - Theory, News & General
Topic: It's easy to be a "Wealth Manager" (humor)
Replies: 6
Views: 1732

Re: Strategy of 6M trusts meeting tonight. Few Q's

Thank you everyone again for your input. The confusing thing is, I hear a mixed message - basically that 0.5%-1.0% is pretty normal for a trust this size, if it includes all fees (this is that sort of arrangement - I have asked numerous times and that includes all sales fees if any waived, etc. Not...
by htdrag11
Sun Nov 02, 2014 11:36 am
 
Forum: Investing - Help with Personal Investments
Topic: Strategy of 6M trusts meeting tonight. Few Q's
Replies: 64
Views: 6059

Re: What are you up YTD?

60-20-20 (equity-fixed-cash) but up 9%.

I rather be lucky than be good. :happy
by htdrag11
Sun Nov 02, 2014 11:04 am
 
Forum: Investing - Help with Personal Investments
Topic: What are you up YTD?
Replies: 213
Views: 18756

Re: Oatmeal suggestions

Old fashion Quaker oats, cooked in water with organic chia, both from Costco.

I add raisins, nuts, and/or cranberries. Eat more during colder weather. Tried steel cut version but switched back since I'm not sure it was worth it.
by htdrag11
Thu Oct 30, 2014 5:59 pm
 
Forum: Personal Consumer Issues
Topic: Oatmeal suggestions
Replies: 147
Views: 12814

Re: That stress-relieving thing you do at work

Mindfulness Meditation. Seriously. Shut the office door. Set a timer for five minutes (I use an app on my phone called "Insight Timer"). Do a simple breathing meditation, guiding your attention non-judgmentally back to your breath each time your mind wanders--which it will. Here's a good ...
by htdrag11
Thu Oct 30, 2014 5:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: That stress-relieving thing you do at work
Replies: 45
Views: 2902

Juiceman Pro and Breville RM-JE98XL for juicing

Wife is happy with the Vitamix and Juiceman. We also do a lot of juicing, like garlic, ginger and pineapple. The problem is the pulp so we're looking at a small Breville. Does anyone have experience with this Breville model which is on sale now? How powerful is it comparing to an old Juiceman (the V...
by htdrag11
Fri Oct 24, 2014 7:50 am
 
Forum: Personal Consumer Issues
Topic: Juiceman Pro and Breville RM-JE98XL for juicing
Replies: 1
Views: 330

Re: Livesoft - Thank you

arcane23 wrote:He's a rock star amongst other fantastic contributors here. I thank you livesoft for answering my PMs even though most of your answers ended with a question :-)


+1.

I also appreciate sscritic's views, though we do have our differences.
by htdrag11
Sat Oct 18, 2014 8:55 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Livesoft - Thank you
Replies: 44
Views: 5717

Re: Roll Call for the Retirement Class of 2014!

Victoria,

It is 25th of september, though I do have vacation paid till 2nd of october.

Cheers!
by htdrag11
Fri Oct 17, 2014 9:49 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 246
Views: 24589

Re: Roll Call for the Retirement Class of 2014!

Retiring yet again on 25th of September for the nth time after consulting for 11 months. I was goofing off since January 2011. At 62, I could take it or leave it. My 1st 2 books were about life and meditation. Just took over one of my portfolios and transferred to vanguard, sitting on 20% this morni...
by htdrag11
Fri Oct 17, 2014 7:28 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2014!
Replies: 246
Views: 24589

Re: Moving IRA from TD to Vanguard

Well, my wife said that I was just CHEAP! Vanguard is helpful but I felt intimidated investing such a large sum, not that I'm prescient about the market. If I do not liquidate 90% of that TDAmeritrade portfolio, I'll be fumbling during this downturn and become rudderless. Always move forward and do ...
by htdrag11
Thu Oct 16, 2014 9:15 am
 
Forum: Investing - Help with Personal Investments
Topic: Moving IRA from TD to Vanguard
Replies: 22
Views: 1351

Re: Moving IRA from TD to Vanguard

BTW, I do not need the money for 8 years due to RMD.
by htdrag11
Thu Oct 16, 2014 8:35 am
 
Forum: Investing - Help with Personal Investments
Topic: Moving IRA from TD to Vanguard
Replies: 22
Views: 1351

Re: Moving IRA from TD to Vanguard

Get a live! :mrgreen: You're faster than Vanguard services - I was on hold! You're correct! Got a ton load of cash to spend on Friday the 16th, representing 20% of my portfolio (about 70-30 mix). I was planning to buy on 6 consecutive Monday of equal parts of the following: a. All into Vanguard Well...
by htdrag11
Thu Oct 16, 2014 8:33 am
 
Forum: Investing - Help with Personal Investments
Topic: Moving IRA from TD to Vanguard
Replies: 22
Views: 1351

Re: Moving IRA from TD to Vanguard

Finally finished with working and moved one of my accounts from TD (a rollover IRA) to Vanguard.

Does it matter whether the account is called Traditional IRA or Rollover IRA? At the moment, it said Traditional IRA.
by htdrag11
Thu Oct 16, 2014 8:11 am
 
Forum: Investing - Help with Personal Investments
Topic: Moving IRA from TD to Vanguard
Replies: 22
Views: 1351

Re: Home security systems

Well, my ADT alarm went off last due to low battery, so I called and found out that I've no cancellation charges since I was with them since the Brinks takeover. Further, I told them that I was ready to cancel and jump ship to SimpliSafe at $15/month monitoring services. They gave me a whopping 50% ...
by htdrag11
Fri Oct 10, 2014 12:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: Home security systems
Replies: 26
Views: 2751

Re: IRA transfer to different provider, 1099-R, 5498 confusi

This thread is very timely since I just did a transfer from my TD Rollover IRA to a Vanguard Traditional IRA. I'll watch out for these forms.
by htdrag11
Wed Oct 08, 2014 5:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: IRA transfer to different provider, 1099-R, 5498 confusion
Replies: 18
Views: 1418

Re: Critically Acclaimed Movies you did not like

Actually I just bought the Gravity BR disk yesterday after watching it online last week when a colleague of mine (25 years younger and single) said he found it boring. When I was his age, I probably would have agree. Having a family and a child put me in a different perspective. Was it Oscar worthy?...
by htdrag11
Mon Oct 06, 2014 4:04 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 13552

Re: OTA HDTV - Best antenna to use?

go to the forums on tvfool and the pros there will tell you exactly what to buy and where to mount it Thanks for the tips. Got it working finally. Here is how I did it with the Leaf 50' amplified. Using the signal meter, I manually entered WABC - 7.1 in my area. I was able to lock in the digital ch...
by htdrag11
Sun Oct 05, 2014 7:15 pm
 
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 7065

Re: OTA HDTV - Best antenna to use?

LadyGeek wrote:Does the leaf cover VHF? That's where NYC (7) and Philly ABC (6) are.


Upon further research, you're absolutely correct that they are both on VHF. The Mohu Leaf's VHF range is only limited to 20 miles.

Bummer!
by htdrag11
Sun Oct 05, 2014 5:20 pm
 
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 7065

Re: 2014/2015 Honda Accord vs. 2014 Toyota Avalon

For the price, either a 2 year old Lexus ES or a new Avalon. I found thew new Avalon one of the best looking Toyota, that says a lot for me since I recently bought a 2012 RX350 while I found the new Highlander got uglier. Out here in NJ, my friend just bought a Honda Hybrid w/ leather and Nav for ab...
by htdrag11
Sat Oct 04, 2014 6:57 am
 
Forum: Personal Consumer Issues
Topic: 2014/2015 Honda Accord vs. 2014 Toyota Avalon
Replies: 54
Views: 6246

Re: Cramer's sane moment on Gross' exit

Not sure if it's the right forum, but I found Cramer 's concluding remark rather apt for our group here: "But if you're trying to build a retirement portfolio that uses diversification and asset allocation to lower volatility, it's far simpler and more sane to own bond index funds instead.&quo...
by htdrag11
Fri Oct 03, 2014 4:26 pm
 
Forum: Investing - Theory, News & General
Topic: Cramer's sane moment on Gross' exit
Replies: 24
Views: 3398

Re: OTA HDTV - Best antenna to use?

I saw in fine print that VHF has a radius of only 20 miles. Guess a $10 rabbit ear might be better for VHF. Today I tried it in my MIL's place in CT off the north side of Long Island Sound; it could only pick up CBS and nothing else worthwhile to watch. NBC and ABC are within 40 miles. The back of h...
by htdrag11
Fri Oct 03, 2014 2:26 pm
 
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 7065

Re: OTA HDTV - Best antenna to use?

Toons,

How far are you away from the tower(s)?
by htdrag11
Thu Oct 02, 2014 9:45 pm
 
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 7065

Re: OTA HDTV - Best antenna to use?

Rather odd. The Leaf is suppose to support both VHF and UHF but it cannot pickup ANY VHF at all, so I did not see 6 or 7 for ABC in Philly or NYC respectively. Just a side note, my TV has usb inputs so I could just connect the amp directly to the TV's usb port, w/o using the charger at all, very nea...
by htdrag11
Thu Oct 02, 2014 8:55 pm
 
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 7065

Re: OTA HDTV - Best antenna to use?

Got my amplified Leaf today. Played with it briefly and able to pick up CBS/NBC, but no ABC nor PBS 13 (but got WNJT), all on top of the Empire State Building. Bummer! Will play with it some more tomorrow. I moved it once to about 2 feet higher and picked up 8 more channels, for a total of 35. From ...
by htdrag11
Thu Oct 02, 2014 7:48 pm
 
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 7065

Re: Cramer's sane moment on Gross' exit

That would put a lot of people in the financial services out of a job, probably causing another job bust and affecting consumer confidence.
by htdrag11
Thu Oct 02, 2014 1:27 pm
 
Forum: Investing - Theory, News & General
Topic: Cramer's sane moment on Gross' exit
Replies: 24
Views: 3398

Cramer's sane moment on Gross' exit

Not sure if it's the right forum, but I found Cramer's concluding remark rather apt for our group here: "But if you're trying to build a retirement portfolio that uses diversification and asset allocation to lower volatility, it's far simpler and more sane to own bond index funds instead."...
by htdrag11
Thu Oct 02, 2014 7:41 am
 
Forum: Investing - Theory, News & General
Topic: Cramer's sane moment on Gross' exit
Replies: 24
Views: 3398

Re: OTA HDTV - Best antenna to use?

SuperSaver wrote:I got Mohu-leaf equivalent on Amazon. Works beautifully, and keep in mind my house surrounded by tall trees.


Add Netflix/Hulu Plus, and your "cable" bill is $20 tops/month


How far are you from the broadcasting tower? I just ordered mine last week.
by htdrag11
Wed Oct 01, 2014 11:37 am
 
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 7065

Re: "How Retirement Fees Cost You"

Timely.

After retiring for the nth time, I took over control of one of my portfolios that is under-performing and moving it to Vanguard this afternoon, probably saving me .6% annually.

I can be frugal. :happy
by htdrag11
Tue Sep 30, 2014 6:42 pm
 
Forum: Investing - Theory, News & General
Topic: "How Retirement Fees Cost You"
Replies: 28
Views: 2937

Re: How can I stop feeling depressed about my finances?

@Semiotic, You're doing fine; don't get down on yourself. When I graduated during the last century, I was an unemployed Math major who ended up selling life insurance for 4 years. So it could be worse! besides, English is a great transition skill; it's not even my native tongue. To find a better pay...
by htdrag11
Mon Sep 29, 2014 5:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: How can I stop feeling depressed about my finances?
Replies: 130
Views: 14790

Re: OTA HDTV - Best antenna to use?

Wife said outdoor is ugly; watching TV and her Food TV is one of her few pleasures in life, so "hands off"!

Just try to keep peace.

Cheers!
by htdrag11
Sat Sep 27, 2014 12:12 pm
 
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 7065

Re: OTA HDTV - Best antenna to use?

For anyone that uses or knows about OTA HDTV, what's the best antenna to use? I'm talking about an antenna that's placed by the window not in the attic.There are basic antenna or with boosters. I have heard many recommendations that the cheapest antenna will do fine as the signal is digital. If tha...
by htdrag11
Sat Sep 27, 2014 11:53 am
 
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 7065

Re: New car and how to handle my father's trade in

Yep. Craigslist if you do not mind strangers coming to your house but my wife said NO! It's sad that you can't trust people these days. We live in a fairly well to do neighborhood.

Dealers make more money on the trade than a new car, any day.

Good luck.
by htdrag11
Sat Sep 27, 2014 11:25 am
 
Forum: Personal Consumer Issues
Topic: New car and how to handle my father's trade in
Replies: 25
Views: 1842

Re: What Book Are You Currently Reading? Part VI

The Art of Effortless Living by Ingrid Bacci; it's good for the body and soul.
by htdrag11
Sat Sep 27, 2014 11:21 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 239
Views: 28770

Re: Help me divorce my Stocks

What percentage do these stocks represent in your portfolio?
by htdrag11
Sat Sep 27, 2014 11:19 am
 
Forum: Investing - Help with Personal Investments
Topic: Help me divorce my Stocks
Replies: 16
Views: 1656

Re: TSP Withdrawal

It's getting repetitive.

DON'T!!!

[OT comment removed by admin LadyGeek]
by htdrag11
Sat Sep 27, 2014 11:17 am
 
Forum: Investing - Help with Personal Investments
Topic: TSP Withdrawal
Replies: 7
Views: 614

Re: Car-Certified Lexus LS 460 Vs New ES 350 Vs New RX 350

This weekend I drove a Hyundai genesis AWD 2015. It is nicely built, is sporty, is relatively cheap, but it is a noisy car for this segment. It is noisier than my 2006 toyota avalon. I have eliminated it, I drove a 2011 and a 2013 Lexus RX and they were good cars and are under consideration. But I ...
by htdrag11
Fri Sep 26, 2014 6:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Car-Certified Lexus LS 460 Vs New ES 350 Vs New RX 350
Replies: 63
Views: 4535

Re: Acura RDX - test drove it again and it's about off my li

I cannot speak about Acura directly. My friend, who is native born, bought a 2013 Honda hybrid w/ the nav package. The beast would not understand what street or location he was talking about some of the time. He found it frustrating. His old Acura TL (2000?) which he traded in did not fare much bett...
by htdrag11
Tue Sep 23, 2014 8:17 pm
 
Forum: Personal Consumer Issues
Topic: Acura RDX - test drove it again and it's about off my list
Replies: 58
Views: 5780

Re: Acura RDX - test drove it again and it's about off my li

Well, if it makes you feel better about the Acura GPS, the 2012 Lexus RX GPS is a joke with a clumpsy joystick. I would prefer a smartphone or Garmin 5".
by htdrag11
Tue Sep 23, 2014 5:31 pm
 
Forum: Personal Consumer Issues
Topic: Acura RDX - test drove it again and it's about off my list
Replies: 58
Views: 5780

Re: Acura RDX - test drove it again and it's about off my li

The RX is my 3rd CUV/SUV, the 1st being the 2000 X5 3.0; sold it after 4 years of tiresome and expensive repairs, though mostly under warranty. My ego was much bigger too when I was younger. The rear passenger felt the "trucky" ride also, but not for the driver and passenger. My 2013 CX-5 ...
by htdrag11
Mon Sep 22, 2014 12:07 pm
 
Forum: Personal Consumer Issues
Topic: Acura RDX - test drove it again and it's about off my list
Replies: 58
Views: 5780

Re: Acura RDX - test drove it again and it's about off my li

Yup. It was a hassle driving a free loaner since I still need to stop in my dealer's shop. BMW priced the free 4-year maintenance in their selling prices. One car battery replacement out of warranty cost me $300 back in 2004. Enough said. For disclosure, I had one Honda and 2 Acura in the past; all ...
by htdrag11
Sun Sep 21, 2014 1:36 pm
 
Forum: Personal Consumer Issues
Topic: Acura RDX - test drove it again and it's about off my list
Replies: 58
Views: 5780
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