Search found 415 matches

Return to advanced search

Re: Home stereo system conversion to digital

The other cheap steaming option that hasn't been mentioned is Chromecast. $29 ChromeCast http://www.amazon.com/Google-Chromecast-Streaming-Media-Player/dp/B00DR0PDNE $30 HDMI to RCA Converter http://www.amazon.com/ViewHD-Premium-Extractor-Converter-VHD-H2HSAs/dp/B00KBHX072/ref=sr_1_1?s=electronics&...
by htdrag11
Fri Apr 17, 2015 10:52 pm
 
Forum: Personal Consumer Issues
Topic: Home stereo system conversion to digital
Replies: 23
Views: 1306

Re: Input wanted from BMW owners

If I recall, the X5's battery is underneath the seat, pretty hard to get to. Also it needed to be vented. It was the most expensive $300 I ever spent on any car battery. As for the $130 oil change, it was done at the dealer vs. $100 by my local mechanic. The bill said 8 quarts of synthetic oil, plus...
by htdrag11
Mon Apr 13, 2015 3:51 pm
 
Forum: Personal Consumer Issues
Topic: Input wanted from BMW owners
Replies: 44
Views: 4331

Re: Household Gross Income Poll

Ahem! Fit in and inferiority complex - imagine that you're an Asian immigrant who did not even speak English. Being a geek did not help either, except maybe these days. I just count my blessings that somehow we managed to struggle through junior, high school, college and work our behinds of to save ...
by htdrag11
Mon Apr 13, 2015 3:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Household Gross Income Poll
Replies: 134
Views: 12401

Re: Input wanted from BMW OWNERS

Congrats and enjoy! BTW, there is no such thing as a mature adult behind a BMW or maybe just me. :twisted: Our was a 1st year car, so there were quite a few issues but some were fixed under warranty. - rear lift gate (probably several thousands if you have to pay for it) - battery was $300 including...
by htdrag11
Sun Apr 12, 2015 6:20 pm
 
Forum: Personal Consumer Issues
Topic: Input wanted from BMW owners
Replies: 44
Views: 4331

Re: "NYC pension fees are a $2.5B lesson for investors"

"There's a sucker born every minute."

Thanks for sharing.
by htdrag11
Sun Apr 12, 2015 5:55 pm
 
Forum: Investing - Theory, News & General
Topic: Wall Street Fees Wipe Out $2.5 Billion in NYC Pensions
Replies: 17
Views: 2557

Re: Adjusted Livesoft Income (ALI)

More perks:

Free cellphone data plan and internet services (working from home); conference meals while on the road. None is reported.
by htdrag11
Sun Apr 12, 2015 5:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Adjusted Livesoft Income (ALI)
Replies: 39
Views: 5893

Re: LiveWatch Alarm System -anyone?

I've gone with SimpliSafe but w/o the smart apps for a lower cost of $19.95/month monitoring. The basic equipment package cost me $235 that includes Simon XT base station, 5 window/door sensors, 2 motion detectors and 1 keyfob. The only issue with the DIY installation was that each box was identifie...
by htdrag11
Wed Apr 08, 2015 2:17 pm
 
Forum: Personal Consumer Issues
Topic: LiveWatch Alarm System -anyone?
Replies: 17
Views: 1576

Re: H&R Block Tax Software - Low Prices at Amazon

My bad.

I can go to the state web site and pay directly. The H&R instructions stated to send a check... :(
by htdrag11
Mon Apr 06, 2015 12:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: H&R Block Tax Software - Low Prices at Amazon
Replies: 42
Views: 3765

Re: H&R Block Tax Software - Low Prices at Amazon

Well, for a long time TurboTax (TT) user, I'm disappointed with these 2 issues with H&R Block:

1. Cannot do electronic payment for my local state tax while TT could
2. Form 8889 for HSA is not as clear as TT

Will go back to TT next year and bite the bullet. :oops:
by htdrag11
Mon Apr 06, 2015 10:46 am
 
Forum: Personal Finance (Not Investing)
Topic: H&R Block Tax Software - Low Prices at Amazon
Replies: 42
Views: 3765

Re: smartphones

Resistance is futile, at least in my case. Just picked up a Moto E from AT&T which I got 30% off as a retiree (50% if my area has AT&T U-verse but not). They have been very generous to me in the past while I was working. It could get addictive, depending on your lifestyle. I do appreciate ap...
by htdrag11
Sun Apr 05, 2015 3:31 pm
 
Forum: Personal Consumer Issues
Topic: smartphones
Replies: 24
Views: 1775

Re: Gearing up for big replacement windows project

Just for laughs, we replaced one set of French sliding door with built-in shades about 15 years ago for $3,500. Last year the proposal for our 2nd set was about $7k. I did not bite. Used Costco's services for $2,500 (no where as nice as Pella). $15k for the entire house was for parts or parts and la...
by htdrag11
Sun Apr 05, 2015 1:21 pm
 
Forum: Personal Consumer Issues
Topic: Gearing up for big replacement windows project
Replies: 35
Views: 2555

Re: LOL how long do you keep old tax returns

Kept 1040 from 1980's and tax filings with supporting records from 2005. Need to shred some more.

8606's are indeed PITA.
by htdrag11
Sun Apr 05, 2015 8:31 am
 
Forum: Personal Consumer Issues
Topic: LOL how long do you keep old tax returns
Replies: 39
Views: 3116

Re: Your Best Tips for Selling on eBay/Amazon/Similar?

Most of dalexa1010's points are excellent. To recap some of my own experience with eBay: - Free shipping always help, even if you have to eat or split some of the cost - Put as much details and/or pictures as possible - an excellent track record would help (not in your case); mine is 100% with over ...
by htdrag11
Sun Apr 05, 2015 8:08 am
 
Forum: Personal Consumer Issues
Topic: Your Best Tips for Selling on eBay/Amazon/Similar?
Replies: 18
Views: 2006

Re: Definition of financial independence?

I'm OK with the OP's found definition. Here is mine: when my wife stops nagging me why I'm buying xyz? This bugs me since I had already run FireCalc and other tools. They convinced me that I need to spend 200% of our current budget to make a small dent. :oops: The other definition is "I only ha...
by htdrag11
Wed Mar 25, 2015 2:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Definition of financial independence?
Replies: 52
Views: 4924

Re: Scottrade

By consolidating, I also avoid the annual "value-added" call from Scottrade.
by htdrag11
Wed Mar 25, 2015 2:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Scottrade
Replies: 5
Views: 485

Re: Scottrade

I just rolled over my "orphaned" Scottrade account over to Vanguard Voyager Select at $2/trade but I rarely use it for stocks, just Vanguard ETFs which are free.

I can count the number of stocks in my portfolio on one hand now, about the same as ETFs. Less is more :D .
by htdrag11
Wed Mar 25, 2015 2:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Scottrade
Replies: 5
Views: 485

Re: Laptop: Windows based vs. Apple

Guess I'm agnostic. I've a used Dell Win7 XPS laptop that I dualboot with Ubuntu, a Win8.1 HP Stream 13 laptop strictly for financial transactions, and a hand-me-down MBP for fun. My phone is Android based (I'm cheap) and a Samsung Pro Tablet 10.1 (16x10); wife has an iPad Air (4x3). She used to mak...
by htdrag11
Tue Mar 24, 2015 8:05 pm
 
Forum: Personal Consumer Issues
Topic: Laptop: Windows based vs. Apple
Replies: 86
Views: 6221

Re: Quitting my job to become a consultant -- foolish?

Since you loathe the politics and ladder-climbing, that is another plus going the consulting route. Full disclosure, I took early retirement around 45-46 with full retirement benefits and a 7-figure net worth, practically debt free, so it was an easy decision to go the consulting route. I've also be...
by htdrag11
Sun Mar 22, 2015 6:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Quitting my job to become a consultant -- foolish?
Replies: 11
Views: 2048

Re: How Do You Watch Television?

I shredded my cable services. Yet another category?
by htdrag11
Sun Mar 22, 2015 1:47 pm
 
Forum: Personal Consumer Issues
Topic: How Do You Watch Television?
Replies: 81
Views: 5664

Re: External Hard Drive?

I have used WD, Seagate and Toshiba. WD seems to give me a slightly faster copy rate than the others though none failed yet. Through the years, I kept on upping the storage from .5. 1.0 2.0 (USB powered) to now 4TB (ac powered) drives. For most documents/pictures, 1 or 2 TB is all you need. I do not...
by htdrag11
Sun Mar 22, 2015 1:01 pm
 
Forum: Personal Consumer Issues
Topic: External Hard Drive?
Replies: 44
Views: 2365

Re: Convince a Newly Converted Boglehead to sell AAPL shares

5% of my holding is in AAPL; some were bought after the internet bubble. Unlike the "typical" Bogleheads, I'm still at 70-30 stocks vs. bonds since I retired and not about to change in the next 5-10 years. My w/d rate is less than 2%, not even touching my SS yet. I sleep fine at night, my ...
by htdrag11
Sun Mar 22, 2015 12:40 pm
 
Forum: Investing - Help with Personal Investments
Topic: Convince a Newly Converted Boglehead to sell AAPL shares
Replies: 20
Views: 1977

Re: Google voice

No downside for me, with the exception that I dropped my VOIP with cable so my alarm company wants to charge me more for their wireless monitoring service. I dropped them too and chose a cheaper provider.

As someone pointed out, I use it with Google Hangout in tandem.
by htdrag11
Sat Mar 21, 2015 3:00 pm
 
Forum: Personal Consumer Issues
Topic: Google voice
Replies: 57
Views: 4468

Re: What Movie Have You Recently Watched?

Warriors of the Rainbow: Seediq Bale 2011 from Taiwan covers the Wushe "Incident" (more like ethnic cleansing), with gorgeous cinematography. It's pretty graphic so this is not family entertainment.

http://www.imdb.com/title/tt2007993/?ref_=rvi_tt
by htdrag11
Sat Mar 21, 2015 10:11 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 729
Views: 97007

Re: Anyone dropping Kaspersky computer security?

Well, I did do something stupid so Norton saved my neck. Before then I only have MSE and EMET. Cost me $35 for 3 licenses. My DoD friends advised me against buying Russian stuff.

I'm now running dualboot on my Win7 laptop with Ubuntu. The other laptop is Win8. It's cheap insurance.
by htdrag11
Fri Mar 20, 2015 6:50 pm
 
Forum: Personal Consumer Issues
Topic: Anyone dropping Kaspersky computer security?
Replies: 29
Views: 3092

Re: What's a good digital antenna?

It depends. We live on a hill with little obstructions. For myself, I'm 35 miles from NYC and 60 miles from Philly, so I needed the amplified version of the Ultimate Mohu Leaf. Wife is OK with it since it blends very nicely into the wall. white-on-white. I need it for my NFL fix. In metro area like ...
by htdrag11
Fri Mar 20, 2015 8:18 am
 
Forum: Personal Consumer Issues
Topic: What's a good digital antenna?
Replies: 28
Views: 2159

Re: RSU Vesting and Exercising

Thanks for all the replies. I'm waiting for more clarification. Rob, I do recalled that it's not cliff vesting. Afty, Agreed. "You would receive the number of shares that corresponds to $X on the date the stock was granted (your hire date)", so it would be 2016, then there is no need to wo...
by htdrag11
Wed Mar 18, 2015 2:49 pm
 
Forum: Investing - Theory, News & General
Topic: RSU Vesting and Exercising
Replies: 6
Views: 561

RSU Vesting and Exercising

On an offered letter, it was stated that $10,000 worth of RSUs with a 4-year vesting schedule will be granted. My questions are; 1. Is $2,500 given at the end of the fiscal/calendar year or hiring anniversary, in general? 2. I understand that the $2,500 will be treated as ordinary income each year, ...
by htdrag11
Tue Mar 17, 2015 7:48 pm
 
Forum: Investing - Theory, News & General
Topic: RSU Vesting and Exercising
Replies: 6
Views: 561

Re: Can you quantify how Bogleheads has helped you?

There are too many to name, but here are two big ones (quantitative and qualitative): - moved one portfolio to Vanguard and manage myself; saves at least $5,000/annually. - stop trading activities to a drip, making end of year tax filing a non-event that is PRICELESS. :mrgreen: Ever since I've been ...
by htdrag11
Sun Mar 15, 2015 6:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can you quantify how Bogleheads has helped you?
Replies: 23
Views: 2057

Re: If I Knew Then What I Know Now

On a dreary and wet Saturday, this brings sunshine and fresh air.

I always told people that "I'm not as smart as you are but not as dumb as you think!"

Cheers to the power of compounding interest and thinking long term! :D
by htdrag11
Sat Mar 14, 2015 5:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: If I Knew Then What I Know Now
Replies: 51
Views: 7602

Re: Slate Article: Dream on Babyboomers-Semiretirement is a

Here is a different view about a HUGE problem coming down the pipe:

Wall Street Has Its Eyes on Millennials' $30 Trillion Inheritance

http://finance.yahoo.com/news/wall-stre ... 37160.html

Where are these $30 trillions coming from, the 1%? :mrgreen:
by htdrag11
Tue Mar 10, 2015 6:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Slate Article: Dream on Babyboomers-Semiretirement is a Myth
Replies: 20
Views: 3012

Re: Slate Article: Dream on Babyboomers-Semiretirement is a

None plan to fail, most failed to plan.

I do agree that age discrimination is real (over 60 for me - my LinkedIn profile picture tells the story). Politicians could pass legislation, but how do you enforce? :oops:

Guess I must be living in la-la land. :P
by htdrag11
Tue Mar 10, 2015 3:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Slate Article: Dream on Babyboomers-Semiretirement is a Myth
Replies: 20
Views: 3012

Re: Is Yahoo Mail working very slowly???

Like Toons, my primary email is gmail. Found Yahoo has too many sponsor links and generally slower than gmail.

My OS is Win7, running on Chrome. My storage limit of 1TB has 65% space left, so I got lots of stuff here. :oops:
by htdrag11
Tue Mar 03, 2015 3:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is Yahoo Mail working very slowly???
Replies: 26
Views: 1431

Re: LiveWatch Alarm System -anyone?

We've had LiveWatch for about 2 years now with no complaints. I believe the actual monitoring goes though alarm.com. They had a deal with the base Simon XT (not the XTi) plus a motion and two door sensors back then. We pay around $30/mo which includes cellular monitoring. We've never had an inciden...
by htdrag11
Mon Mar 02, 2015 10:03 am
 
Forum: Personal Consumer Issues
Topic: LiveWatch Alarm System -anyone?
Replies: 17
Views: 1576

Re: LiveWatch Alarm System -anyone?

Here is another one. For the entry level, I'm leaning toward LiveWatch/SafeMart since I've a smart phone. http://securitygem.com/simplisafe-vs-safemart-home-security-review/ Here is a not so good review on SimpliSafe but preferred LiveWatch: http://www.bestsecuritycompany.com/security-company/simpli...
by htdrag11
Sun Mar 01, 2015 3:20 pm
 
Forum: Personal Consumer Issues
Topic: LiveWatch Alarm System -anyone?
Replies: 17
Views: 1576

Re: Honda fit vs VW GTI

Lease a GTI but buy a Fit, from a former BMW/MB/Saab/VW owner now driving a boring Lexus. :oops:
by htdrag11
Sun Mar 01, 2015 1:14 pm
 
Forum: Personal Consumer Issues
Topic: Honda fit vs VW GTI
Replies: 54
Views: 4072

Re: LiveWatch Alarm System -anyone?

by htdrag11
Sat Feb 28, 2015 11:22 pm
 
Forum: Personal Consumer Issues
Topic: LiveWatch Alarm System -anyone?
Replies: 17
Views: 1576

Re: LiveWatch Alarm System -anyone?

Frontpoint is $35/month, above my threshold.
by htdrag11
Sat Feb 28, 2015 11:20 pm
 
Forum: Personal Consumer Issues
Topic: LiveWatch Alarm System -anyone?
Replies: 17
Views: 1576

Re: LiveWatch Alarm System -anyone?

Despite mostly positive reviews, there was one disturbing one I read posted on July 18 2013 on Amazon with the title of "Promising but did not deliver" - 2 stars. However, I could be convinced. The other high ranking one is Frontpoint that I would be checking. This site puts both of them h...
by htdrag11
Sat Feb 28, 2015 11:19 pm
 
Forum: Personal Consumer Issues
Topic: LiveWatch Alarm System -anyone?
Replies: 17
Views: 1576

LiveWatch Alarm System -anyone?

Slowly shredding the cord so I dropped my phone service from my cable company and went with Obitalk. I ended up also dropping ADT after 15 years when they wanted me to sign a 3-year contract and raised the price to support cellular monitoring. I do not have a dog, a gun or a Fake TV. Not sure if the...
by htdrag11
Sat Feb 28, 2015 8:28 pm
 
Forum: Personal Consumer Issues
Topic: LiveWatch Alarm System -anyone?
Replies: 17
Views: 1576

Re: Is a generator worth it?

It depends.

I live in an area with well water, so when there is no electricity during Sandy, it was a hellish week. If we had city water, then I could do without spending $7k for insurance.

After 2 years, we are hardly out of power, but wife is happy every time she flushes.
by htdrag11
Thu Feb 26, 2015 7:45 pm
 
Forum: Personal Consumer Issues
Topic: Is a generator worth it?
Replies: 105
Views: 5940

Re: What is your favorite consumer product?

investor1 wrote:The internet.


+1 :happy
by htdrag11
Mon Feb 23, 2015 2:59 pm
 
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 174
Views: 11625

Re: TDAmeritrade Forms 1099 Late

Got mine yesterday. Vanguard was last week.
by htdrag11
Thu Feb 19, 2015 8:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: TDAmeritrade Forms 1099 Late
Replies: 25
Views: 1841

Re: help me buy a tablet

I've a 2014 Samsung Pro 10.1 Tablet 16gb while my wife has an iPad Air. The only downside is that the Samsung has a lot of bloatware so I bought a SanDisk 32gb microSD card. The resolution and letterbox (16x9 or 16x10) are part of my decision making, coming from a home theater environment; iPad is 4...
by htdrag11
Thu Feb 19, 2015 5:16 pm
 
Forum: Personal Consumer Issues
Topic: help me buy a tablet
Replies: 15
Views: 835

Re: Pick Out My New TV For Me

Think outside the "box", get this one for under $700: http://www.amazon.com/BenQ-W1070-1080P-Theater-Projector/dp/B00A2T6X0K The picture size is 10' - 12'; you could even watch it with some light on in the day time. Full disclosure, this is my back up projector to watch anything but sci-fi...
by htdrag11
Mon Feb 16, 2015 2:39 pm
 
Forum: Personal Consumer Issues
Topic: Pick Out My New TV For Me
Replies: 30
Views: 2193

Re: Recommend a movie for a lonely Boglehead on Valentine's

nisiprius wrote:Wall-E.


YES! My wife could not understand why I'm into robot-love. :mrgreen:

It is one of my favorite Pixar movies, next to Casablanca.
by htdrag11
Mon Feb 16, 2015 2:14 pm
 
Forum: Personal Consumer Issues
Topic: Recommend a movie for a lonely Boglehead on Valentine's day
Replies: 87
Views: 4731

Re: New Lexus NX Not an Economy Bargain

I saw the NX when getting an oil change on my 2012 RX350 that runs on regular gas; found the front facade way too aggressive for my taste. A 2016 Totota RAV4 with a 4-cylinder engine also gets 22 mpg in the city but on regular gas, no turbo. Price of the new RAV4 has also gone north to $30k and up. ...
by htdrag11
Sun Feb 15, 2015 6:57 pm
 
Forum: Personal Consumer Issues
Topic: New Lexus NX Not an Economy Bargain
Replies: 38
Views: 3176

Re: Wall Street Journal vs. White Coat Investor

"The truth must be repeated over again and again because lies are constantly being told around it." -- Rick Ferri quoting Van Goethe

My favorite quote from Fox Mulder: "The truths are out there, but so are the lies." In this case, most of them are lies.
by htdrag11
Mon Feb 09, 2015 1:51 pm
 
Forum: Investing - Theory, News & General
Topic: Wall Street Journal vs. White Coat Investor
Replies: 28
Views: 4658

Re: H&R Block Tax Software - Low Prices at Amazon

The good news is that I could import my old TurboTax data, but the bad news is no TD Ameritrade; Vanguard and Fidelity are fine.
by htdrag11
Tue Feb 03, 2015 1:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: H&R Block Tax Software - Low Prices at Amazon
Replies: 42
Views: 3765

Re: H&R Block Tax Software - Low Prices at Amazon

Got my H&R Block Deluxe and State download with a 40% off from slickdeals.net, so it's about $27 plus tax.
by htdrag11
Tue Feb 03, 2015 10:02 am
 
Forum: Personal Finance (Not Investing)
Topic: H&R Block Tax Software - Low Prices at Amazon
Replies: 42
Views: 3765
Next

Return to advanced search