Search found 56 matches

Return to advanced search

Re: Good Deal for a rental?

I think I am getting a pretty good deal on this one. Something like this could sell for 45k when in good shape. Plenty of people that can rent at that price range that will be solid tenants. I just need to do a good job when I go through applications.
by hsfan92
Mon May 05, 2014 8:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Good Deal for a rental?
Replies: 8
Views: 661

Re: Good Deal for a rental?

depressed area, but good people. No one has cash or credit to buy. It is a house though.
by hsfan92
Sun May 04, 2014 11:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Good Deal for a rental?
Replies: 8
Views: 661

Good Deal for a rental?

29k (including renovation) on a 2 bedroom house. It will rent for $650 a month. Pretty sure these are good numbers, but does anyone have a good formula that they use or a good website to run numbers. taxes are about $1100 a year.

Thanks
by hsfan92
Sun May 04, 2014 10:56 am
 
Forum: Personal Finance (Not Investing)
Topic: Good Deal for a rental?
Replies: 8
Views: 661

Re: I have a cell phone and am in search of a carrier

Consumer Cellular uses ATT. I have used it for almost a year and have loved it.
by hsfan92
Sat Apr 12, 2014 7:55 am
 
Forum: Personal Consumer Issues
Topic: I have a cell phone and am in search of a carrier
Replies: 24
Views: 1645

Re: How is Consumer Cellular

Haven't done much travelling with CC. Majority of my time is in midsize cities with solid coverage, but I have only had the service for a couple months. I will try to keep the forum updated.
by hsfan92
Sat Aug 31, 2013 10:31 pm
 
Forum: Personal Consumer Issues
Topic: How is Consumer Cellular
Replies: 29
Views: 5156

Re: How is Consumer Cellular

We also switched to CC. We went from paying $120 without a smartphone to around $60 for more service. thanks for the advice!
by hsfan92
Sat Aug 31, 2013 9:42 pm
 
Forum: Personal Consumer Issues
Topic: How is Consumer Cellular
Replies: 29
Views: 5156

Re: Kindergarten Struggles

When does he turn six? Sometime people start their kids too early. This is especially a concern if it is a boy.
by hsfan92
Mon Aug 19, 2013 9:35 pm
 
Forum: Personal Consumer Issues
Topic: Kindergarten Struggles
Replies: 39
Views: 4499

Re: Poll: $ monthly contribution to 529/college savings

We save $200 per child, grandfather contributes another $500 per year, not sure how much that will cover in 12, 14 and 16 years, but it is a start
I will say it does add up. Our oldest 7 almost has 30k.
by hsfan92
Mon Aug 19, 2013 9:19 pm
 
Forum: Personal Finance (Not Investing)
Topic: Poll: $ monthly contribution to 529/college savings
Replies: 60
Views: 6060

Re: 15 year versus 20 year mortgage

not to hijack the post, but what would a standard/fair amount of closing cost for a 100k refinance, no appraisal is necessary.
by hsfan92
Sun Aug 18, 2013 12:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: 15 year versus 20 year mortgage
Replies: 21
Views: 1625

Re: Simple, High Quality Dishwasher?

Bosch
by hsfan92
Fri Jul 26, 2013 7:20 am
 
Forum: Personal Consumer Issues
Topic: Simple, High Quality Dishwasher?
Replies: 25
Views: 1808

Re: Memphis trip

Thought UT was in Knoxville.
by hsfan92
Sun Jul 14, 2013 4:25 pm
 
Forum: Personal Consumer Issues
Topic: Memphis trip
Replies: 18
Views: 1026

How is Consumer Cellular

I am done with my contract at Verizon and I am very seriously considering switching to Consumer Cellular. Does anyone have any experience with this provider? Any Pros and Cons?
by hsfan92
Wed Jun 19, 2013 7:37 pm
 
Forum: Personal Consumer Issues
Topic: How is Consumer Cellular
Replies: 29
Views: 5156

Re: Beef brisket

The best resource I've found for all sorts of smoking and cooking is amazingribs.com. It's run by a guy called Meathead. He not only shares his recipes but he explains the science behind the cooking. You can spend hours on this website. Here's his recipe for beef brisket. http://www.amazingribs.com...
by hsfan92
Sun Jun 16, 2013 10:24 pm
 
Forum: Personal Consumer Issues
Topic: Beef brisket
Replies: 53
Views: 5959

Re: Ideas for Charleston, SC in June

I second SNOB. The cornbread is the best I have ever had.
by hsfan92
Wed Apr 10, 2013 8:10 pm
 
Forum: Personal Consumer Issues
Topic: Ideas for Charleston, SC in June
Replies: 19
Views: 907

Re: Wedding band durability & long-term costs- gold vs plati

No one will be looking at your ring anyway. I have had white gold for ten years with no problems.
by hsfan92
Tue Apr 02, 2013 6:32 pm
 
Forum: Personal Consumer Issues
Topic: Wedding band durability & long-term costs- gold vs platinum?
Replies: 40
Views: 2242

Re: straight talk plan

Thanks for the information.
by hsfan92
Sat Mar 30, 2013 10:11 pm
 
Forum: Personal Consumer Issues
Topic: straight talk plan
Replies: 10
Views: 1384

straight talk plan

I am close to being done with my 2 year contract with Verizon. Any bogleheads have any feedback on the Straight talk plan at Walmart, $45 for everything?
by hsfan92
Sat Mar 30, 2013 2:40 pm
 
Forum: Personal Consumer Issues
Topic: straight talk plan
Replies: 10
Views: 1384

Re: grass trimmer?

They are, but they pay for themselves. Instead of replacing a cheap one every two years you can keep a stihl for a very long time.
by hsfan92
Fri Mar 08, 2013 10:27 pm
 
Forum: Personal Consumer Issues
Topic: grass trimmer?
Replies: 18
Views: 1219

Re: grass trimmer?

Get a stihl professional grade and it will last forever.
by hsfan92
Fri Mar 08, 2013 10:07 pm
 
Forum: Personal Consumer Issues
Topic: grass trimmer?
Replies: 18
Views: 1219

Re: Paid off the mortgage on Friday!

Watty wrote:Congradulations!

There was another thread on this a couple of weeks ago with some pointers;

viewtopic.php?f=2&t=111687&newpost=1625796



Just experienced deja vu.
by hsfan92
Fri Mar 08, 2013 8:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Paid off the mortgage on Friday!
Replies: 38
Views: 3419

Re: Financial Graduation Tips for an 18-Year Old?

chicagobear wrote:I gave my 22 year old nephew a copy of Andrew Tobias's "The Only Investment Guide You'll Ever Need."


Did he read it?
by hsfan92
Sun Feb 03, 2013 9:49 am
 
Forum: Personal Finance (Not Investing)
Topic: Financial Graduation Tips for an 18-Year Old?
Replies: 17
Views: 1375

over contributed to Roth

Switching mutual funds and not using automatic investing very well I over contributed to my Roth for 2011. Is there anyway I can carry it over to 2012 without getting penalized. It's only about $600 over.
by hsfan92
Tue Apr 10, 2012 8:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: over contributed to Roth
Replies: 1
Views: 174

Name of a tax efficient vanguard fund.

Can anyone give a few choices for a tax efficient fund from vanguard.
thanks in advance
by hsfan92
Thu Oct 13, 2011 5:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: Name of a tax efficient vanguard fund.
Replies: 5
Views: 445

are the yellow-orange balls the first to use?
by hsfan92
Fri Aug 12, 2011 2:39 pm
 
Forum: Personal Consumer Issues
Topic: best tennis balls for 5 year old
Replies: 21
Views: 2192

Thanks for the tips. I'll probably start with the quick start balls.
by hsfan92
Fri Aug 12, 2011 2:13 pm
 
Forum: Personal Consumer Issues
Topic: best tennis balls for 5 year old
Replies: 21
Views: 2192

Thanks T_in_ATL. I was trying to find some that are easier to hit.
by hsfan92
Thu Aug 11, 2011 3:36 pm
 
Forum: Personal Consumer Issues
Topic: best tennis balls for 5 year old
Replies: 21
Views: 2192

best tennis balls for 5 year old

Anyone know the best type/brand of tennis balls for beginners?
by hsfan92
Thu Aug 11, 2011 12:48 pm
 
Forum: Personal Consumer Issues
Topic: best tennis balls for 5 year old
Replies: 21
Views: 2192

Is this a solid company to deal with? Anyone have a better place to refinance?
by hsfan92
Thu Aug 04, 2011 7:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: NMA has un-advertised 10 year no cost refi
Replies: 3
Views: 950

mikep wrote:Yes.. nice side effect of this is lower mortgage rates.. just locked another 15 year 3.625% no cost refinance with NMA.




what does NMA stand for?
by hsfan92
Thu Aug 04, 2011 7:23 pm
 
Forum: Investing - Help with Personal Investments
Topic: Today was a Really Bad Day
Replies: 148
Views: 20196

We really need more information to provide meaningful guidance such as original term of mortgage (30 years?), years remaining, your level of financial knowledge and responsibility, and your ability / willingness to take on risk of payment fluctuation over time. Assuming good credit and >80% equity ...
by hsfan92
Tue Aug 02, 2011 9:42 am
 
Forum: Personal Finance (Not Investing)
Topic: should I refinance?
Replies: 4
Views: 713

In my state (Ohio) the Public Utilities Commission operates a web site they call the "Apples to Apples" site. It lists all gas and electricity providers and their rates. Hopefully your state has something similar. Jeff Which company do you use? I live in Ohio and have been getting tons of...
by hsfan92
Mon Aug 01, 2011 10:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: How do you shop for electricity?
Replies: 25
Views: 2829

should I refinance?

My rate is 5.625% with about 99,000 left on the loan. We probably will only stay 2 more years at this house. Is it worth it to refinance? If so any suggestions about the process?
by hsfan92
Mon Aug 01, 2011 9:56 pm
 
Forum: Personal Finance (Not Investing)
Topic: should I refinance?
Replies: 4
Views: 713

thanks for the help. That's what I thought, but I was not positive.
by hsfan92
Tue Jul 26, 2011 1:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: donating a car: tax question
Replies: 8
Views: 783

donating a car: tax question

If I donate a car worth $2000.00 and I am in the 25% tax bracket and I originally owed the IRS $4000.00 what would my new tax bill be?
by hsfan92
Tue Jul 26, 2011 1:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: donating a car: tax question
Replies: 8
Views: 783

I am thinking of an investment advisor. I felt like 1% was a more standard rate, I know I don't have a ton of money invested yet for an advisor. Have any of you ever transferred their money from an advisor to a vanguard account? Any problems or was it smooth?
by hsfan92
Mon Jul 25, 2011 2:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: fair price for a financial planner
Replies: 21
Views: 2313

He wants to charge 1.5% of assets a bit under 200k. I'm ready to drop him and do it myself, but in a strange way it is hard to move the money. The interesting part is I helped my friend start his retirement savings using vanguard funds a few years ago. I just have not made the plunge myself.
by hsfan92
Mon Jul 25, 2011 7:55 am
 
Forum: Investing - Help with Personal Investments
Topic: fair price for a financial planner
Replies: 21
Views: 2313

fair price for a financial planner

Probably not the best place to ask this question,but what percentage of your assets that a financial planner manages is fair for compensation.
by hsfan92
Sun Jul 24, 2011 3:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: fair price for a financial planner
Replies: 21
Views: 2313

Thanks for your replies.
by hsfan92
Tue Apr 19, 2011 5:44 pm
 
Forum: Personal Finance (Not Investing)
Topic: creative way to have 500k in one bank and keep it insured
Replies: 24
Views: 3337

creative way to have 500k in one bank and keep it insured

If someone was single and putting 500k in one bank how could you make sure that it was all insured. I obviously know that there are better investments with that kind of money, but I need to know how you could creatively make sure it was all insured.
by hsfan92
Sun Apr 17, 2011 5:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: creative way to have 500k in one bank and keep it insured
Replies: 24
Views: 3337

some really good advice. I kinda already have a feel for what I can really afford, but your ideas really help.
by hsfan92
Thu Jan 07, 2010 8:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: monthly debt payment
Replies: 12
Views: 1712

I always pay off my credit card in full. But if I leave that box as a zero the calculations show that I can afford a house that is way over my comfort level.
by hsfan92
Thu Jan 07, 2010 1:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: monthly debt payment
Replies: 12
Views: 1712

monthly debt payment

I am currently using mortgage calculators to see how much house I can afford and I had a question about the topic monthly debt payment. I use my credit card for all of my grocery shopping and other misc. things should I put that number in the monthly debt box?
by hsfan92
Thu Jan 07, 2010 12:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: monthly debt payment
Replies: 12
Views: 1712

I don't budget at all (I'm not advocating this, but it hasn't hindered me), but I do automatically direct deposit from my paycheck for my 403b. I also have an automatic monthly deductions (from my checking account)for my wife's as well as my own Roth(Fully funded) as well as 529s for my two kids. On...
by hsfan92
Fri Sep 05, 2008 5:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: Is It Possible to Save Money If You Have Kids?
Replies: 32
Views: 5810

What state does he teach in?
by hsfan92
Fri Aug 01, 2008 8:13 am
 
Forum: Investing - Help with Personal Investments
Topic: my friends 403b - advice
Replies: 9
Views: 2054

JW,

Thanks for the advice. I will put the percentages up and use the proper format.
by hsfan92
Mon May 05, 2008 6:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: advise for a teacher with a pension
Replies: 6
Views: 1661

I have read many books on the subject, I think it is simply inertia that keeps me from going totally on my own. I think I wanted a push from forum readers. My financial advisor is a pretty good one actually, I just don't think I need his help anymore. My mutual funds with him were in American funds ...
by hsfan92
Sun May 04, 2008 7:25 pm
 
Forum: Investing - Help with Personal Investments
Topic: advise for a teacher with a pension
Replies: 6
Views: 1661

advise for a teacher with a pension

Some background: My wife and I are both public school teachers with one of the best retirement systems in the country (Ohio). We both contribute the max to our Roth IRA as well as $3250 (annually) to our 403b. In addition, we contribute another $500 a month to a taxed fund and $400 a month to Ohio's...
by hsfan92
Sun May 04, 2008 4:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: advise for a teacher with a pension
Replies: 6
Views: 1661

That's what I figured, but was not sure. Thanks for the help.
by hsfan92
Thu Jan 24, 2008 8:59 pm
 
Forum: Investing - Theory, News & General
Topic: New tax rebate, new baby
Replies: 8
Views: 2056

Laura,

You are great. thanks for the help. He has access to a 403b, obviously with no matching funds. Should he be putting money into his 403b before taxed accounts? The only problem is I think he wants some access to the money eventually.

Thanks again
by hsfan92
Thu Jan 24, 2008 7:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: Buddy needs to keep money for a ring
Replies: 5
Views: 1419

New tax rebate, new baby

My wife is due feb. 3 with our second child. Will our second child qualify for the new tax rebate that was announced today?
by hsfan92
Thu Jan 24, 2008 7:38 pm
 
Forum: Investing - Theory, News & General
Topic: New tax rebate, new baby
Replies: 8
Views: 2056
Next

Return to advanced search