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Re: What is safest vehicle on the road today?

school bus always wins the title
by hicabob
Mon Apr 20, 2015 8:09 pm
 
Forum: Personal Consumer Issues
Topic: What is safest vehicle on the road today?
Replies: 14
Views: 940

Re: mandatory 17% tip at a buffet

In Vegas buffets the typically middle aged woman that gets and refills your drinks, picks up the dirty plates between trips to the trough, brings that steak knife for the prime rib then cleans the table makes about $7/hour + tips so you really should leave them a tip. $4 per person doesn't seem too ...
by hicabob
Sat Apr 18, 2015 10:41 am
 
Forum: Personal Consumer Issues
Topic: mandatory 17% tip at a buffet
Replies: 32
Views: 3425

Re: Collecting: A Hobby First, Investment Second

My late uncle used to collect antique clocks and became quite the expert clocksmith. He did it as a hobby since being a long haul airline pilot he had a lot of spare time and he enjoyed mechanical things but they were expensive and he always anticipated they would be a good investment - turns out th...
by hicabob
Fri Apr 17, 2015 1:01 pm
 
Forum: Investing - Theory, News & General
Topic: Collecting: A Hobby First, Investment Second
Replies: 33
Views: 2757

Re: Can anyone recommend a good low cost generator?

just frank wrote:I have never seen a generator put out a square wave....only inverters and UPSes. Coil rotating in magnetic field == sine wave....?


I should pull out the scope and look at it, but my 2 UPS's do not like my Chinese generator.
by hicabob
Thu Apr 16, 2015 11:20 am
 
Forum: Personal Consumer Issues
Topic: Can anyone recommend a good low cost generator?
Replies: 35
Views: 2023

Re: Can anyone recommend a good low cost generator?

I guess I am the poster child for doing things the opposite of what you say Magellan. I have never had a problem. Running my sump on the 700W/900W surge genny does a big pull down, and true I have no other loads at all. Running all my loads the refrigerator will cause a little pull down when it kic...
by hicabob
Thu Apr 16, 2015 10:43 am
 
Forum: Personal Consumer Issues
Topic: Can anyone recommend a good low cost generator?
Replies: 35
Views: 2023

Re: Neighbor hired a surveyor. Should I be nervous?

meebers wrote: We pulled the plot plans, and compared the measurements from each house to the "line". Her fence was 2 " already into my property.



The plot lines are not relative to the houses, which of course were put there after the plots were divided. They are relative to a known marker.
by hicabob
Wed Apr 15, 2015 1:27 pm
 
Forum: Personal Consumer Issues
Topic: Neighbor hired a surveyor. Should I be nervous?
Replies: 49
Views: 6160

Re: Dr. Ron Paul politician says terrible crash is coming

That's what he's said for years. He's a gold bug and "talks his book".
by hicabob
Wed Apr 15, 2015 11:03 am
 
Forum: Investing - Theory, News & General
Topic: [retired guy said] terrible crash is coming
Replies: 71
Views: 8249

Re: Gifts to take to Scotland.

Some American candy bars for the kiddies or "sweets" as they are properly called. Candy bars are still surprisingly localized and most kids love new ones.
by hicabob
Tue Apr 14, 2015 4:55 pm
 
Forum: Personal Consumer Issues
Topic: Gifts to take to Scotland.
Replies: 33
Views: 2101

Re: How should I name my home Wi-Fi network?

Desperate HouseWiFi is pretty good.
by hicabob
Sun Apr 12, 2015 12:22 pm
 
Forum: Personal Consumer Issues
Topic: How should I name my home Wi-Fi network?
Replies: 55
Views: 4479

Re: Unsolicited offers to buy your house

Robert Bruss used to advocate this methodology in his books way back when he was the pre-eminent real estate columnist/author in the SF Bay Area.
by hicabob
Sun Apr 12, 2015 11:53 am
 
Forum: Personal Consumer Issues
Topic: Unsolicited offers to buy your house
Replies: 14
Views: 2010

Re: Engineering as a career for a graduating HS student ?

I worked with mechanical engineers for most of my career writing code to make their stuff move. The wonderful thing about mechanical eng. is that it is so cumulative. The older guys often run circles around the young whippersnappers due to the accumulated knowledge in a field that knowledge seems to...
by hicabob
Sat Apr 11, 2015 1:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Engineering as a career for a graduating HS student ?
Replies: 60
Views: 4327

Re: Best fish oil/omega-3 supplement?

To add to nutritional confusion google "fish oil + prostate cancer"
by hicabob
Sat Apr 11, 2015 9:18 am
 
Forum: Personal Consumer Issues
Topic: Best fish oil/omega-3 supplement?
Replies: 18
Views: 1222

Re: Getting married-do I really need a will?

Make a will. The fill in the blank one from our states website was good enough until we had kids and complicated finances. I second the idea of doing a fill in the blank state will. Going through the process will let you know if you need something more elaborate. It's a good start, educational and ...
by hicabob
Fri Apr 10, 2015 6:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Getting married-do I really need a will?
Replies: 26
Views: 2002

Re: Should I buy extended warranty for our new Toyota Sienna

For an additional 6 years it's not too bad. If it's six years from the date of purchase it's redundant with the original warranty for most of the coverage period. I'd skip it either way though. Toyota is known for reliability in electronics as well as other things. I have a relative who works for HK...
by hicabob
Thu Apr 09, 2015 9:36 am
 
Forum: Personal Consumer Issues
Topic: Should I buy extended warranty for our new Toyota Sienna
Replies: 50
Views: 3193

Re: Nailed it! $223,199/yr: magic# for making it in SF Bay A

The nice thing about the SF Bay Area for enginerds is the opportunity, contacts, infrastructure and energy. Many of us would not have accomplished what we did had we lived in "flyover country". Yes, 200k or so is required for an upper middle lifestyle as you describe but that's cheaper tha...
by hicabob
Wed Apr 08, 2015 2:09 pm
 
Forum: Personal Finance (Not Investing)
Topic: Nailed it! $223,199/yr: magic# for making it in SF Bay Area
Replies: 117
Views: 10939

Re: Magic Eraser Ruined Cabinet Doors

refinish the doors , or more likely get the doors refinished at a cabinet shop.
by hicabob
Wed Apr 08, 2015 9:56 am
 
Forum: Personal Consumer Issues
Topic: Magic Eraser Ruined Cabinet Doors
Replies: 11
Views: 1217

Re: anyone have experience with water softeners?

If you have PEX or copper, you need some more specialized skill sets ... And, with PEX, some specialized tools. For example: http://www.amazon.com/s/?field-keywords=pex+tool That's nice to see the PEX tools are readily available now. About 15 years ago I had so re-plumbing done with PEX and the plu...
by hicabob
Tue Apr 07, 2015 9:34 am
 
Forum: Personal Consumer Issues
Topic: anyone have experience with water softeners?
Replies: 41
Views: 1756

Re: anyone have experience with water softeners?

I had a house that came with a system that had been bypassed. I left it that way and eventually removed it. >Changing water chemistry via sending it through magnetic fields is dubious at best. It's not dubious (sic) it's totally bogus. Everybody knows that magnetic fields are for improving gas mile...
by hicabob
Mon Apr 06, 2015 4:38 pm
 
Forum: Personal Consumer Issues
Topic: anyone have experience with water softeners?
Replies: 41
Views: 1756

Re: anyone have experience with water softeners?

Do your own research. Google around. Most water softeners remove Calcium and Magnesium but add a ton of Sodium which is bad for the heart. Plus, you will spend half of forever trying to wash off soap in the shower. Not only are they expensive, but most water softener manufacturers recommend you not...
by hicabob
Mon Apr 06, 2015 12:32 pm
 
Forum: Personal Consumer Issues
Topic: anyone have experience with water softeners?
Replies: 41
Views: 1756

Re: Hate where we live, do we make major changes?

My tentative plan for early retirement is winters on the Yucatan peninsula of Mexico and summers at a lakefront home in upstate NY, unbelievably affordable as far as I've so far determined. BFG Lakefront homes in NY can be surprisingly expensive. There are many multi-million dollar "cottages&q...
by hicabob
Sat Apr 04, 2015 4:06 pm
 
Forum: Personal Consumer Issues
Topic: Hate where we live, do we make major changes?
Replies: 132
Views: 12101

Re: San Jose, CA Area Bogleheads Chapter

Hi San Jose area Bogleheads. I would be curious what you think about the housing market here and whether it makes "Boglehead" sense to buy a house now when prices are so high. This showed up for me today and I'm just offering it without affirming or denying its implications: [url]http://s...
by hicabob
Fri Apr 03, 2015 11:55 am
 
Forum: Local Chapters and Bogleheads Community
Topic: San Jose, CA Area Bogleheads Chapter
Replies: 21
Views: 2147

Re: Earthquake coverage in CA

Look and see if you are in California Earthquake Zone 3 or 4 (maps on Internet USGS). 4 carries a higher risk of a damaging earthquake in your vicinity, whereas 3 not so much. Are you single-story or two-story? Two story houses transfer heavier loads to the foundation. What type of construction is ...
by hicabob
Fri Apr 03, 2015 11:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Earthquake coverage in CA
Replies: 20
Views: 1089

Re: Norwesco water tanks

I have a similar tank but 5000+ gallons for my well water as required by the fire department. It's made of high-density crosslinked polyethylene and the stuff is amazingly durable - It has been in full sun for 10 years now and no sign of UV decay at all. The base that the tank sits on is important s...
by hicabob
Thu Apr 02, 2015 1:46 pm
 
Forum: Personal Consumer Issues
Topic: Norwesco water tanks
Replies: 16
Views: 1565

Re: A 'Like' Function for Posts on this Forum

One drawback is that some folk have the tendency to become what is colloquially known as a "karma whore" if a rating is available on a BB and strive to maximize that rating. I think it makes for a better discussion without.
by hicabob
Thu Apr 02, 2015 12:37 pm
 
Forum: Forum Issues and Administration
Topic: A 'Like' Function for Posts on this Forum
Replies: 18
Views: 1209

Re: Tesla to start making Batteries for Home Solar

[ A Tesla car battery has 60KWh of power which is enough for a few days for most households. More if they are careful, so it could replace a generator for a few days. The car battery would currently cost more than a nice household generator though - about $10k for the car battery pack then you woul...
by hicabob
Wed Apr 01, 2015 7:15 pm
 
Forum: Personal Consumer Issues
Topic: Tesla to start making Batteries for Home Solar
Replies: 61
Views: 4215

Re: Tesla to start making Batteries for Home Solar

Could these by an alternative to whole-home generators? We live in a city, have natural gas and no fireplace. I'm always scared of long power outages in winter since we have no alternative heat source and running a generator isn't practical due to space/potential theft. Could a battery like this pl...
by hicabob
Wed Apr 01, 2015 6:37 pm
 
Forum: Personal Consumer Issues
Topic: Tesla to start making Batteries for Home Solar
Replies: 61
Views: 4215

Re: Car Engine Immobilizer Issue

If it still has its original battery a new one might fix it - costco batteries are good and priced right. I replaced the original battery on my daughters VW and it fixed a few weird electrical problems. Newer cars are a lot fussier over battery voltage than old ones used to be due to all the electro...
by hicabob
Wed Apr 01, 2015 11:08 am
 
Forum: Personal Consumer Issues
Topic: Car Engine Immobilizer Issue
Replies: 11
Views: 943

Re: Tesla to start making Batteries for Home Solar

I wonder how the efficiency, longevity and cost will compare with regenerative fuel cells which use excess power for electrolysis to generate hydrogen from water for fuel cell fuel?

http://en.wikipedia.org/wiki/Regenerative_fuel_cell
by hicabob
Tue Mar 31, 2015 2:05 pm
 
Forum: Personal Consumer Issues
Topic: Tesla to start making Batteries for Home Solar
Replies: 61
Views: 4215

Re: Boglehead Jeep owners? ("real Jeep's")

I rented a Jeep Cherokee on my recent AZ trip and wasn't too impressed with it. It had 4X4 emblemage, but in looking over the owners manual, it had the el cheapo transmission, primarily FWD with some sort of dynamic power transfer to rear wheels depending on mode selection and conditions. I played ...
by hicabob
Tue Mar 31, 2015 12:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Boglehead Jeep owners? ("real Jeep's")
Replies: 51
Views: 2720

Re: Child's prenup

barnaclebob wrote:Why don't you leave it up to your child. Where your money goes after you die affects you in zero ways.


I agree. I do my best to teach my kids the ways of a Boglehead. After I'm gone it's up to them to carry on (or not).
by hicabob
Mon Mar 30, 2015 8:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Child's prenup
Replies: 19
Views: 2405

Re: Detroit: up-and-coming technology city

Over the longer-term time horizon I expect Detroit and the rest of the Great Lakes region to be relatively well positioned to accommodate climate change due to the proximity to water resources. But we may be talking decades. And I'm not sure that Detroit itself as opposed to the Great Lakes region ...
by hicabob
Mon Mar 30, 2015 5:04 pm
 
Forum: Personal Consumer Issues
Topic: Detroit: up-and-coming technology city
Replies: 18
Views: 1279

Re: Hate where we live, do we make major changes?

For those stuck in dreary locations, here is a map showing where you are now and where should move to escape. 8-) http://www.dispatch.com/content/graphics/2015/03/26/gray-days.jpg?__scale=w:300,h:375 http://us-climate.blogspot.com/2015/03/dreary-weather.html Riverside, Bakerfield, El Paso, Henderso...
by hicabob
Mon Mar 30, 2015 10:14 am
 
Forum: Personal Consumer Issues
Topic: Hate where we live, do we make major changes?
Replies: 132
Views: 12101

Re: Hate where we live, do we make major changes?

It has been super-cold recently for the east coast and record heat for the west. Not very typical weather.

http://www.ncdc.noaa.gov/sotc/service/g ... 201502.gif
by hicabob
Sun Mar 29, 2015 8:21 pm
 
Forum: Personal Consumer Issues
Topic: Hate where we live, do we make major changes?
Replies: 132
Views: 12101

Re: Rick Ferri's 30 year market forecast 2015

How accurate have Rick's previous market prognostications been? Saying that for US Large-cap stocks there is an expected annualized real return of 5% with standard deviation (of annual returns) 19%, is saying that there is a 95% chance that after 30 years the annualized real returns are between -2%...
by hicabob
Fri Mar 27, 2015 6:10 pm
 
Forum: Investing - Theory, News & General
Topic: Rick Ferri's 30 year market forecast 2015
Replies: 137
Views: 13620

Re: Tesla X

My first question is how to find a competent electrician/installer who knows how to install a garage-based charging station? It looks like you need a 50 AMP 240v plug then you just hang the charger on the wall and plug it in which should be easy for any semi-competent electrician providing your gar...
by hicabob
Fri Mar 27, 2015 1:02 pm
 
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 15
Views: 1755

Re: Rick Ferri's 30 year market forecast 2015

How accurate have Rick's previous market prognostications been?
by hicabob
Fri Mar 27, 2015 12:52 pm
 
Forum: Investing - Theory, News & General
Topic: Rick Ferri's 30 year market forecast 2015
Replies: 137
Views: 13620

Re: Tesla X

sambb wrote:delivery date has changed so much, that who really knows

http://my.teslamotors.com/nl_BE/forum/forums/signature-model-x-delivery-early-2014



Might be soon - They have been spotted!

http://sanfrancisco.cbslocal.com/2015/0 ... palo-alto/
by hicabob
Fri Mar 27, 2015 11:42 am
 
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 15
Views: 1755

Re: Keep Cash in Yuan?

Your source, rt.com, is a Russian news service and generally not considered very reliable, especially when it comes to propaganda type subjects. It's sort of like Fox news reporting on Russian currency. The USD completely dominates as a reserve currency and I expect will hold that position for quite...
by hicabob
Thu Mar 26, 2015 11:28 am
 
Forum: Investing - Theory, News & General
Topic: Keep Cash in Yuan?
Replies: 11
Views: 1366

Re: Should I accept this Job Offer ?

I have worked for mega(100k), medium (400), small (30), very small (6) and self.
To generalize - I think the smaller the company is, results in better opportunity but higher risk ( like stocks?). If you are aggressive and ambitious smaller is probably better.
Vacation is often negotiable.
by hicabob
Wed Mar 25, 2015 7:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I accept this Job Offer ?
Replies: 24
Views: 2858

Re: Any situations car leasing makes sense?

The bottom line is this: I rent a Mercedes that is always less than 3 years old for $20 a day. I think that's a pretty good deal. But not as good as the $7/day on a Nissan Leaf lease, and that's with $0 fuel cost too since I charge from my properly-sized solar array and have no electricity bill for...
by hicabob
Wed Mar 25, 2015 10:59 am
 
Forum: Personal Finance (Not Investing)
Topic: Any situations car leasing makes sense?
Replies: 63
Views: 5186

Re: What do you think of storage sheds as an investment?

25 units is too small to be economical. You probably need a couple of hundred to make it profitable. You need either cheap land, or a high rise building. This type of business really needs a live in full time manager for security. One of the places that I rented in LA actually let the dogs loose in...
by hicabob
Tue Mar 24, 2015 7:56 pm
 
Forum: Investing - Help with Personal Investments
Topic: What do you think of storage sheds as an investment?
Replies: 38
Views: 3460

Re: Measuring duct volume and/or temperature

A thermapen or equivalent would work very well for the air temperature and after that use it's very useful for cooking! Mine seems very accurate at room temperature up to past boiling. They work quickly in the air, in water and in food. http://www.amazon.com/ThermoWorks-Super-Fast-Professional-Therm...
by hicabob
Tue Mar 24, 2015 5:56 pm
 
Forum: Personal Consumer Issues
Topic: Measuring duct volume and/or temperature
Replies: 6
Views: 506

Re: Elio Car

That 15k "private investment" Elio has started pushing recently seems a little scammish perhaps? Hard to believe the target $6.8k sales price relative to other simpler (not enclosed/no AC, etc) 3-wheel vehicles such as the Bombardier Can-am, Polaris Slingshot, etc. which are made by large ...
by hicabob
Sun Mar 22, 2015 12:26 pm
 
Forum: Personal Consumer Issues
Topic: Elio Car
Replies: 48
Views: 4985

Re: Whats a good Pistol to buy?

I am not a pistol guy. If you are paranoid enough to feel like you need a pistol, take a methodical approach to things. If you ever need it, your adrenaline is gonna be HIGH and your functioning will be P poor. You need to have something easy, minimal steps, easy to operate, comfortable. Then you n...
by hicabob
Fri Mar 20, 2015 5:01 pm
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 8795

Re: Hearse as daily driver?

It would be great if you were the proprietor of a suitable business.
Image
by hicabob
Fri Mar 20, 2015 4:02 pm
 
Forum: Personal Consumer Issues
Topic: Hearse as daily driver?
Replies: 58
Views: 3882

Re: Whats a good Pistol to buy?

I'd be interested to hear from owners what the OP needs to consider when rolling through a state that may have tough permitting regs like Maryland (my state). Can anyone who owns a gun just roll into the state legally with a loaded firearm in their vehicle? The average Joe can't drive around legall...
by hicabob
Fri Mar 20, 2015 3:57 pm
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 8795

Re: Any situations car leasing makes sense?

I have a neighbor who likes to spend on very fancy "high-end" cars. Currently a Maserati . He always does a 3 year lease even though buying would not be a problem. The super fast depreciation of such cars makes leasing worthwhile according to him.
by hicabob
Fri Mar 20, 2015 12:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any situations car leasing makes sense?
Replies: 63
Views: 5186

Re: Save on capital gain tax

My sympathies :( . CA is certainly brutal toward long term cap gains compared to most states. Surely, now you have exercised the options the taxable event has already occurred which would make any strategy too late?
by hicabob
Wed Mar 18, 2015 2:33 pm
 
Forum: Investing - Help with Personal Investments
Topic: Save on capital gain tax
Replies: 5
Views: 620

Re: How to plan for early retirement: Healthcare costs

If you are not employed you can still contribute to an HSA. You would still need to be enrolled in an HDHP to contribute to an HSA, though. But please note that HSA contributions may not be tax-deductible for state income tax purposes. For example, they are not deductible in California. This makes ...
by hicabob
Tue Mar 17, 2015 7:39 pm
 
Forum: Investing - Help with Personal Investments
Topic: How to plan for early retirement: Healthcare costs
Replies: 53
Views: 6275

Re: Possible for concrete to set up ok, but turn to mush lat

I've seen concrete that wasn't mixed properly have globs of sand in it that erode away quickly. Properly mixed concrete is "liquid rock" and gets even stronger for the first decade or so.
by hicabob
Mon Mar 16, 2015 6:38 pm
 
Forum: Personal Consumer Issues
Topic: Possible for concrete to set up ok, but turn to mush later?
Replies: 5
Views: 977
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