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Re: Another reason NOT to use (free) Wifi

Can they use that info to send me unsolicited email or text messages? No. Can they use that info to present me targeted ads in my web browser? No. Can they use that info to make targeted robo-calls on that smartphone? No. Can they use that info to find my home address and send junk mail or salesmen...
by harikaried
Mon Apr 27, 2015 12:49 pm
 
Forum: Personal Consumer Issues
Topic: Another reason NOT to use (free) Wifi
Replies: 39
Views: 3711

Re: Schwab Intelligent Portfolios [now live]

I have both. But I haven't seen any firm info on when they will have a robo-advisor product available. I haven't done too much research here, but Fidelity is working with Betterment and FutureAdvisor: http://www.nytimes.com/2014/10/16/your-money/financial-planners/fidelity-investments-forges-allian...
by harikaried
Sun Apr 26, 2015 3:07 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

SIP's international allocation is not quite as heavy as some of the other roboadvisors, though. I think Wealthfront wanted me to invest 28% in emerging markets! :?: Burton Malkiel from Wealthfront recently blogged about emerging markets: https://blog.wealthfront.com/emerging-markets/ There he point...
by harikaried
Sun Apr 26, 2015 2:46 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

I don't like the asset choices as much as what I have now. I don't want any commodities like Gold and they suggest 5%. I also don't plan on carrying cash and they propose 8.5% cash. I probably will keep what I have, but love the idea of the auto pilot rebalancing and leaving it alone. I don't want ...
by harikaried
Sun Apr 26, 2015 2:25 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Taxable investments 101

Just checking, have you completed all the steps before taxable investing: ⋅ make money ⋅ pay expenses ⋅ establish emergency fund ⋅ save for near-term expenses ⋅ invest in 401k for company match ⋅ pay off high interest debt ⋅ inves...
by harikaried
Sun Apr 26, 2015 2:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Taxable investments 101
Replies: 14
Views: 1363

Re: Lending Club

Searching for "lending club" in the top-right search box show various topics: https://www.google.com/search?sitesearch=bogleheads.org&q=lending+club Short summary is yes, people have plenty of experience and have written about it. Perhaps at least a year or so ago, people were saying t...
by harikaried
Sun Apr 26, 2015 2:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: Lending Club
Replies: 3
Views: 417

Re: Rebalancing taxable account :: capital gains :(

You can view your cost basis and unrealized gain/losses:

https://client.schwab.com/Accounts/UGL/UGLAccounts.aspx

If you're logged in, it's under Accounts -> Positions -> Unrealized Gain / Loss

From there you can click on the Cost Basis value to see the individual lots.
by harikaried
Sat Apr 25, 2015 3:12 pm
 
Forum: Investing - Help with Personal Investments
Topic: Rebalancing taxable account :: capital gains :(
Replies: 10
Views: 946

Re: Schwab Intelligent Portfolios [now live]

Looks very interesting to me - I like the approach, but I will wait for the Fidelity version of the robo-advisor I think. No sense being an early adapter of this new technology. Curious, do you have brokerage account at Fidelity or just retirement accounts? Our retirement accounts are at Fidelity, ...
by harikaried
Fri Apr 24, 2015 12:22 am
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

Its interesting that only 20% of the accounts are new clients. That means they are heavily marketing it to their existing clients. I'm not sure if it's because they're heavily marketing to existing clients, but they do promote it on their homepage where existing clients log in from. I would think i...
by harikaried
Fri Apr 24, 2015 12:15 am
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

PROPOSED ALLOCATION Stocks 65% Fixed Income 21.49% Commodities 5% Cash 8.51% Currently I have: (all Vanguard Index Funds) My brokerage account (including TSP): VTSAX 41% (including C fund and S fund from TSP with Job) Total Stock Market Fund VSIAX 6% (+4% S fund in TSP) = 10% Total Small Value Fund...
by harikaried
Fri Apr 24, 2015 12:08 am
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

It includes an image from his book: Charles Schwab’s Guide to Financial Independence, 1998. It provides various general asset allocation plans: Aggressive: 95% stocks, 0% bonds, 5% cash Those numbers aren't that far off from what SIP uses today: equity-94: 94% stocks, 0.0% bonds, 6.0% cash If a sel...
by harikaried
Thu Apr 23, 2015 11:55 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Many roads to Dublin [Robo vs. Human Advisor Comparison]

Wow, the robots offered more complex portfolios while the humans tended to offer more simple portfolios. Is it really that surprising? One of the main reasons for computers is to handle repetitive tasks quickly and consistently when humans are slow and prone to errors. Would you rather a human redo...
by harikaried
Thu Apr 23, 2015 11:33 pm
 
Forum: Investing - Theory, News & General
Topic: Many roads to Dublin [Robo vs. Human Advisor Comparison]
Replies: 6
Views: 823

Re: Schwab Intelligent Portfolios [now live]

I bet SIP passes $1 billion by the end of April. You were right! Hope you bet big on that. ;) It officially passed $1.5b by April 17: http://www.reuters.com/article/2015/04/23/schwab-outlook-idUSL1N0XK28720150423 Charles Schwab Corp's automated investment product has attracted $1.5 billion of asset...
by harikaried
Thu Apr 23, 2015 5:22 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: “Entry level” luxury cars under 40k

We may have a winner: the Subaru WRX Premium with CVT (about $30k). What timing! 2016 WRX was just announced today: http://www.prnewswire.com/news-releases/subaru-introduces-2016-wrx-and-wrx-sti-models-offering-eyesight-driver-assist-technology-and-subaru-starlink-infotainment-300070944.html Not su...
by harikaried
Thu Apr 23, 2015 2:56 pm
 
Forum: Personal Consumer Issues
Topic: “Entry level” luxury cars under 40k
Replies: 94
Views: 8167

Re: Any of you folks pay mortgage with credit card?

We use Serve to pay the monthly payments and extra principal on the mortgage and the monthly payments on the car loan.
by harikaried
Wed Apr 22, 2015 8:35 pm
 
Forum: Investing - Theory, News & General
Topic: Any of you folks pay mortgage with credit card?
Replies: 29
Views: 2509

Re: [What is safest vehicle on the road today that I can buy

Googling the question led me to this IIHS article which indicates a 10-14% reduction in insurance claims attributed to automatic braking accident avoidance systems. http://www.iihs.org/iihs/news/desktopnews/crash-avoidance-features-reduce-crashes-insurance-claims-study-shows-autonomous-braking-and-...
by harikaried
Tue Apr 21, 2015 9:17 pm
 
Forum: Personal Consumer Issues
Topic: [What is safest vehicle on the road today that I can buy?]
Replies: 83
Views: 4521

Re: [What is safest vehicle on the road today that I can buy

Does anyone have a specific model in mind? Here's the list I posted earlier: For the best of the best of the TSP+ list with Good crashworthiness for all items and perfect 6/6 score for prevention: Subaru Impreza http://www.iihs.org/iihs/ratings/vehicle/v/subaru/impreza-4-door-sedan/2015 Subaru XV C...
by harikaried
Tue Apr 21, 2015 8:24 pm
 
Forum: Personal Consumer Issues
Topic: [What is safest vehicle on the road today that I can buy?]
Replies: 83
Views: 4521

Re: How much do you pay in Property Taxes?

Here's a neat interactive map that shows property taxes in each county by dollars and by percent of home price:

http://money.cnn.com/interactive/real-e ... perty-tax/
by harikaried
Tue Apr 21, 2015 8:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much do you pay in Property Taxes?
Replies: 184
Views: 9200

Re: Schwab Intelligent Portfolios [now live]

As long as Charles Schwab was personally involved with his company, I would feel very comfortable with doing something like the "Intelligent Portfolios." Interesting that you mention this as he wrote a blog post today for SIP: The Key to Reaching Your Investing Goals https://intelligent.s...
by harikaried
Tue Apr 21, 2015 7:54 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: [What is safest vehicle on the road today that I can buy

if it's a bridge abutment or a large tree at highway speed, you're dead regardless. Front crash prevention systems might not be able to prevent a crash at very high speeds, but it can still kick in. Would you rather crash into something at 80mph or 50mph? you brake hard, narrowly avoiding the car i...
by harikaried
Tue Apr 21, 2015 7:42 pm
 
Forum: Personal Consumer Issues
Topic: [What is safest vehicle on the road today that I can buy?]
Replies: 83
Views: 4521

Re: “Entry level” luxury cars under 40k

The Legacy is going to feel like driving a school bus after driving the STI I don't understand the relationship of peppiness for accelerating from 0 vs horsepower.. but here's various numbers: Forester: 170hp @5800 rpm Forester XT: 250hp @5600 rpm Legacy: 175hp @5800 rpm Legacy 3.6R: 256hp @6000 rp...
by harikaried
Tue Apr 21, 2015 2:57 pm
 
Forum: Personal Consumer Issues
Topic: “Entry level” luxury cars under 40k
Replies: 94
Views: 8167

Re: What is safest vehicle on the road today?

One rating system is from Insurance Institute for Highway Safety http://www.iihs.org/iihs/ratings/TSP-List Something with TSP+ was able to avoid collisions as well as have good ratings when a crash happens. To qualify for 2015 Top Safety Pick, a vehicle must earn good ratings in the moderate overlap...
by harikaried
Mon Apr 20, 2015 8:05 pm
 
Forum: Personal Consumer Issues
Topic: [What is safest vehicle on the road today that I can buy?]
Replies: 83
Views: 4521

Re: What's your average monthly expense???

I'm currently using T-mobile unlimited data plan for two lines which is $100 and Cox internet (extreme) for $49.. I didn't find a better or cheaper option for my requirements. But please let me know if there is something I need to consider instead of Tmobile+Cox. What are your requirements? Do you ...
by harikaried
Mon Apr 20, 2015 1:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: What's your average monthly expense???
Replies: 85
Views: 7651

Re: Payoff Mortgage or Fund Taxable Account

Is it lazy or over simplified to just use the extra money a split it in thirds: little extra mortgage, little 529, little taxable account? Some people say there isn't consensus on these types of issues because no matter which path you take, it probably won't make that huge of a difference. Some of ...
by harikaried
Mon Apr 20, 2015 3:32 am
 
Forum: Personal Finance (Not Investing)
Topic: Payoff Mortgage or Fund Taxable Account
Replies: 16
Views: 2082

Re: What's your average monthly expense???

Phone + Internet: $160 This looks highish. We have 2 smartphones and cable internet for about $100. Auto: $1000 (fuel, insurance, payment, service) Bills: $200 (electricity, gas, internet, phone, sewer, water) Entertainment: $200 (arts, movies, streaming) Food: $1400 (groceries, restaurants) Gifts:...
by harikaried
Mon Apr 20, 2015 2:50 am
 
Forum: Personal Finance (Not Investing)
Topic: What's your average monthly expense???
Replies: 85
Views: 7651

Re: “Entry level” luxury cars under 40k

Paying interest on a depreciating asset is a double no no We used PenFed car buying service to get 0.99% 36 month loan with a hassle free TrueCar price. Even if you only make the monthly payments for a $30k 0.99% 36mo loan, the total interest paid is $460. If you get the loan and immediately pay of...
by harikaried
Mon Apr 20, 2015 2:07 am
 
Forum: Personal Consumer Issues
Topic: “Entry level” luxury cars under 40k
Replies: 94
Views: 8167

Re: “Entry level” luxury cars under 40k

We’re not looking for a sports car but would like something with a little bit of pep to it (Subarus aren't very peppy). We don’t like wagons or huge SUVs so a sedan or coupe is probably best. I haven't test driven a Subaru Legacy 3.6R, but that level has 256-hp engine, so that might be quite peppy ...
by harikaried
Sun Apr 19, 2015 4:50 pm
 
Forum: Personal Consumer Issues
Topic: “Entry level” luxury cars under 40k
Replies: 94
Views: 8167

Re: Payoff Mortgage or Fund Taxable Account

Should I pay an extra $1000-1500/month on my mortgage or use that same money to fund a taxable account (or 529 or both)? If you did pay an extra $1500/mo for the next 4.5 years, your remaining mortgage balance will probably be around $100k when it adjusts. If you keep up the roughly $2500/mo mortga...
by harikaried
Sat Apr 18, 2015 10:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Payoff Mortgage or Fund Taxable Account
Replies: 16
Views: 2082

Re: Squeezing more money into a 401k via a loan?

We've looked into this as my 401k plan has a relatively high interest rate to discourage loans: 7.5%. My 401k is all US equities with 0.05% expense ratio, so we didn't really look much more. Even if we would have put bonds in the 401k, to maintain our asset allocation, we would need to buy bonds els...
by harikaried
Sat Apr 18, 2015 4:04 pm
 
Forum: Investing - Theory, News & General
Topic: Squeezing more money into a 401k via a loan?
Replies: 7
Views: 883

Re: Schwab Intelligent Portfolios [now live]

I would like to set up the SIP account to pay me a monthly pay check of $2500. Does it need to be a check? From the usual schwab.com Transfers & Payments screen, it looks like I can set up recurring MoneyLink electronic funds transfer to an external checking account at various frequencies: mont...
by harikaried
Sat Apr 18, 2015 3:38 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Refinance or Pay Off Mortgage

http://www.mtgprofessor.com/calculators/Calculator2a.html I bought a primary house in 2012 for 580K with 20% down. Interest rate at 3.62% for 30 years fixed. My current loan amount on the house is only 265K. So your currently monthly payment is $2,114.78 effectively at month 202 of the original 360 ...
by harikaried
Wed Apr 15, 2015 6:34 pm
 
Forum: Personal Finance (Not Investing)
Topic: Refinance or Pay Off Mortgage
Replies: 2
Views: 383

Re: Fidelity 529 and Arizona and Deleware

Since most of my assets are with Fidelity the ease would be to stay with them This is what we ended up doing. We opened up two 529 accounts -- one for each of us in preparation for 2 children in the future. We have various IRAs (traditional x2, roth x2, inherited), 401ks (employer, self-employed), ...
by harikaried
Mon Apr 13, 2015 5:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: Fidelity 529 and Arizona and Deleware
Replies: 4
Views: 388

Re: Schwab Intelligent Portfolios [now live]

Today's AUMs [April 3] : FNDC: $112m https://www.csimfunds.com/public/csim/home/products/exchange_traded_funds/summary.html?symbol=FNDC FNDF: $371m https://www.csimfunds.com/public/csim/home/products/exchange_traded_funds/summary.html?symbol=FNDF $46m [$112m - $66m] additional assets for FNDC / 6% ...
by harikaried
Mon Apr 13, 2015 11:59 am
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: TurboTax states "New York has no income tax"?

livesoft wrote:It is clearly a bug in TurboTax for the NY state return.
If you squint, NY is pretty close to NV. ;)
by harikaried
Fri Apr 10, 2015 6:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: TurboTax states "New York has no income tax"?
Replies: 16
Views: 1383

Re: Best current credit card sign-up bonus

Here's a good reference for getting cash sign up rewards (as opposed to just travel points/miles):

http://www.doctorofcredit.com/best-cash ... p-bonuses/

We just signed up for 7 credit cards hoping to get almost $3k in cash. I guess we'll find out if we were successful in a few months.
by harikaried
Thu Apr 09, 2015 11:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best current credit card sign-up bonus
Replies: 7
Views: 1146

Re: Poll: What is the credit limit of your credit card?

I am surprised that nearly 10% of responses have over a $40k limit on a single credit card! Is this due to running balances that have accumulated, or do you want the ability to impulse buy a car or what exactly? I just applied for a new credit card for sign up bonuses and was surprised it came back...
by harikaried
Thu Apr 09, 2015 6:58 pm
 
Forum: Personal Consumer Issues
Topic: Poll: What is the credit limit of your credit card?
Replies: 56
Views: 3451

Re: Can anyone help me figure out my MAGI in laymens terms?

Would really love really beginner/laymens terms here. Did you read through publication 590? In particular worksheet 2-1 to calculate MAGI? http://www.irs.gov/publications/p590/ch02.html#en_US_2013_publink1000230988 Basically, take your AGI excluding IRA conversions and add back some of the income a...
by harikaried
Wed Apr 08, 2015 10:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can anyone help me figure out my MAGI in laymens terms?
Replies: 10
Views: 570

Re: Might Go $4,000 AAPL

I want to flip my extra cash for a profit, semi-short term. It is money I want to risk flipping for a short term profit. Pretend you invested your $4000 in AAPL for a year and the results turned out to be.. http://ed.agadak.net/vti-aapl-20120921-20130921.png Would you sell after 1 year after your $...
by harikaried
Mon Apr 06, 2015 8:26 pm
 
Forum: Investing - Help with Personal Investments
Topic: Might Go $4,000 AAPL
Replies: 68
Views: 5246

Re: Might Go $4,000 AAPL

- Apple Watch Upcoming What about the news of the watch being delayed in some countries? - Apple Pay (Which could lead to AAPL getting into the banking industry) What about the survey about confusion / low adoption? - Apple has been showing signs of dipping their toes into the medical field. What a...
by harikaried
Mon Apr 06, 2015 7:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Might Go $4,000 AAPL
Replies: 68
Views: 5246

Re: Schwab Intelligent Portfolios [now live]

A "Schwab investment professional" responded: "The SIP account will only trade with funds that have actually physically arrived, not just anticipated transfers. That is the reason the trades are a day delayed." So most likely, the account will rebalance tomorrow. That person als...
by harikaried
Mon Apr 06, 2015 1:13 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Converted to Index Funds in 2014 - paid Capital Gains at

riptide wrote:to keep me in the 15% tax bracket
If that's the case, you could probably take advantage of tax gain harvesting because long-term capital gains up to some amount will be taxed at 0% while you're in the 15% tax bracket.

http://www.bogleheads.org/wiki/Tax_gain_harvesting
by harikaried
Sat Apr 04, 2015 1:11 am
 
Forum: Investing - Theory, News & General
Topic: Converted to Index Funds in 2014 - paid Capital Gains at tax
Replies: 15
Views: 1197

Re: Schwab Intelligent Portfolios [now live]

I think it would be incorrect to assume that almost all of the money is in the most aggressive portfolio. I know.. but if you don't assume aggressive and say it's somewhere half: 3% FNDC and 6.5% FNDF, the AUM would be doubled to $2b, which would make the numbers even less believable. SIP didn't la...
by harikaried
Sat Apr 04, 2015 12:38 am
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

So in the month of March, FNDC gained $62m ($50m -> $112m) and FNDF gained $136m ($235m -> $371m). So FNDF gained 2.2x AUM than FNDC. This is consistent with SIP's ratio of 13%-FNDF:6%-FNDC (or 2.2x). Am I doing my math wrong? If we assume almost all of the money in SIP is at the most aggressive 94...
by harikaried
Fri Apr 03, 2015 11:46 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

The cash allocation still seems to be the most controversial aspect of SIP. Yesterday a Schwab VP wrote an article (with some interesting calculations) explaining the role of cash: http://www.investmentnews.com/article/20150402/BLOG09/150409982/charles-schwab-makes-its-case-for-using-cash-in-its-au...
by harikaried
Fri Apr 03, 2015 10:35 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

From their FAQ - it appears that they've already made changes to the 'equity-28' in the graph above. The hypothetical "investor 3" has 28% in stocks, 15% of which is US High Dividend stocks, 9% in International High Dividend, 2% in MLP's, and 1% each in domestic and international REITs. T...
by harikaried
Fri Apr 03, 2015 10:24 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

The trade volume on the SIP fundamental ETFs is not slowing down. Indeed. Before March 9, the average volume for FNDC was around 25k. Over the last few weeks, the average volume has consistently been around 130k with a high of 170k. Similarly FNDF volume used to average around 60k and now over 300k...
by harikaried
Fri Apr 03, 2015 9:58 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

Somehow missed this news of SIP reaching $500 million by the end of March. http://www.investmentnews.com/article/20150330/FREE/150339991/exclusive-schwab-robo-adviser-crosses-half-billion-dollar-mark "Schwab spokeswoman Alison Wertheim said the Intelligent Portfolios program has raised “conside...
by harikaried
Fri Apr 03, 2015 6:48 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Best credit card for me???

So if you do make an occasional NYOP/express deal purchase, you can effectively redeem at 3.333% cash back. We're thinking about making a $15k charge to the priceline card with an additional 3% on top of $15k for using the credit card. That 3% extra is $450 and the effective cashback we're getting ...
by harikaried
Fri Apr 03, 2015 4:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Best credit card for me???
Replies: 18
Views: 2815

Re: Schwab Intelligent Portfolios [now live]

Betterment has dropped the minimum to $0 as well. Thanks. Took me longer than I would have expected to find this. Probably because the website hasn't been updated. Same for Wealthfront. Betterment website: https://www.betterment.com/tax-loss-harvesting/ "Tax Loss Harvesting+TM is automated and...
by harikaried
Fri Apr 03, 2015 2:02 am
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662

Re: Schwab Intelligent Portfolios [now live]

I suppose I could trick SIP to rebalance after a RBD by having cash available to transfer in I tried to test this out by transferring money from an external checking account instead of directly from a Schwab brokerage account. I was thinking that in a regular self directed brokerage account, I can ...
by harikaried
Thu Apr 02, 2015 10:34 pm
 
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 374
Views: 33662
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