livesoft wrote:Start by reading the bogleheads wiki on how to go about this for 401(k) plans. Then take the responsible person at the non-profit to lunch.
livesoft wrote:If the non-profit you work for is very small, that means you know everybody there on a first name basis. Time to get the 403(b) provider changed.
BigPrince wrote:What were the odds of that happening ANYWHERE just a few years ago?
livesoft wrote:gvsucavie03 wrote:Did I miss something?
Yes, you missed that one can have Vanguard Brokerage Services account in their IRA.
Bob's not my name wrote:Sure, but try finishing that sentence. What comes after $73,800? Why do you have $50,000 of headroom in the 15% bracket?
Hint: look at line 43 on your 1040.
Bob's not my name wrote:So you'll jump from $55,000 to $85,000 gross income? Above, you said you "expect to be around $60,000 once debt is paid off and we have a house".
Bob's not my name wrote:Only if she makes substantially more than you. You have $50,000 of headroom in the 15% bracket.