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Re: If you leave your job, can you use up your whole FSA?

As the administrator of my former employer's FSA account. I always believed that you should be allowed to take out what you put in. If you turned in more expenses earlier in the year, then the company would have to advance the funds to cover this until your withholding caught up. If you had more ta...
by guitarguy
Tue Apr 22, 2014 10:46 am
 
Forum: Personal Finance (Not Investing)
Topic: If you leave your job, can you use up your whole FSA?
Replies: 29
Views: 1895

Re: Guitar purchase problem: Fender strat mfg warranty?

Love the guitar but feel a little conflicted. I mostly like playing rhythm (more toward the metal end of the spectrum)--gave up on playing leads in my teens. So I was fairly certain I needed at least one humbucker, so I went with the HSS "Standard strat" vs. the SSS all single-coil config...
by guitarguy
Mon Apr 21, 2014 11:10 am
 
Forum: Personal Consumer Issues
Topic: Guitar purchase problem: Fender strat mfg warranty?
Replies: 19
Views: 847

Re: Dehumidifier for humid basement. I want one that lasts.

Buy one from Bed Bath and Beyond. I know it sounds crazy, but their return policy is quietly ridiculously awesome. They'll exchange basically anything if it quits working on you, and it technically doesn't even matter how long ago you made the purchase. You don't even need a receipt or the packaging...
by guitarguy
Fri Apr 18, 2014 3:31 pm
 
Forum: Personal Consumer Issues
Topic: Dehumidifier for humid basement. I want one that lasts.
Replies: 12
Views: 927

Re: Guitar purchase problem: Fender strat mfg warranty?

What kind of mass-market guitar doesn't get shipped in a box??? Do they just dump a bunch of guitars in a wooden crate and hope they don't get banged around too much in transit? :oops: Smells like BS and/or laziness to me, and you'd be justified in raising heck with Guitar Center over that. If he b...
by guitarguy
Fri Apr 18, 2014 3:15 pm
 
Forum: Personal Consumer Issues
Topic: Guitar purchase problem: Fender strat mfg warranty?
Replies: 19
Views: 847

Re: Guitar purchase problem: Fender strat mfg warranty?

TSR makes a good point that I'd like to also shine a light on. Every guitar warantee that I've seen becomes void if you perform publically with your instrument. All my guitars have been on stage, so I know I'm on my own. Warranty. And I'd really like to see documentation that playing your instrumen...
by guitarguy
Fri Apr 18, 2014 1:36 pm
 
Forum: Personal Consumer Issues
Topic: Guitar purchase problem: Fender strat mfg warranty?
Replies: 19
Views: 847

Re: Guitar purchase problem: Fender strat mfg warranty?

I have no idea if what you have is sufficient to submit the warranty. Take what others suggested and call VISA. Most guitars don't come in a box because people walk them out in a hard case or gig bag. But if it's new it should come with some paperwork like the warranty registration card and manual, ...
by guitarguy
Fri Apr 18, 2014 1:34 pm
 
Forum: Personal Consumer Issues
Topic: Guitar purchase problem: Fender strat mfg warranty?
Replies: 19
Views: 847

Re: If you leave your job, can you use up your whole FSA?

Nothing about repayment, exactly, but it sounds like they would take the remaining amount out of your last check. I've read up on this also as I'm currently in the process of a job change...everything I've found says you can use it all up and the employer eats the cost. We just spent quite a bit on...
by guitarguy
Fri Apr 18, 2014 1:10 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you leave your job, can you use up your whole FSA?
Replies: 29
Views: 1895

Re: time off for interview

It would have been better if this potential job had occurred after I had a few weeks at my soon-to-be employer. Scheduling personal time off so soon after starting a job is always awkward. NO it absolutely wouldn't, if you are going to jump ship on your current employer so quickly after being hired...
by guitarguy
Fri Apr 18, 2014 12:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: time off for interview
Replies: 11
Views: 1277

Re: Brown bagging in a more formal office

The food's smell factor is the bigger issue. Yeah...I'm always cognizant of that. I don't ever bring fish or anything else that has a real strong smell for lunch. Might be an idea not to commit to a full wardrobe yet until you do a full analysis of people's dress habits. I think the rule of thumb i...
by guitarguy
Wed Apr 09, 2014 2:15 pm
 
Forum: Personal Consumer Issues
Topic: Brown bagging in a more formal office
Replies: 43
Views: 3074

Re: Brown bagging in a more formal office

Thanks for the replies. I was already planning on eating out for the first day, maybe even the first few days or the week. I do have a colleague I worked with for quite a while that now works over where I will be working. In a different group but same building. He's always been an "out for lunc...
by guitarguy
Wed Apr 09, 2014 9:22 am
 
Forum: Personal Consumer Issues
Topic: Brown bagging in a more formal office
Replies: 43
Views: 3074

Brown bagging in a more formal office

Hi all, I'm going to be starting a new job soon which I'm pretty stoked about. :D I will be going to a more formal office environment...not suit and tie, but not jeans every day like I'm currently used to either. So, I need to upgrade and buy a few things...some khakis/dress pants and dress shirts, ...
by guitarguy
Wed Apr 09, 2014 7:54 am
 
Forum: Personal Consumer Issues
Topic: Brown bagging in a more formal office
Replies: 43
Views: 3074

Re: Job Offer Negotiation / Interview Snafu

Good for you, I'm glad you took the job at megacorp. I had read this thread when it was originally posted and frankly I thought you were being a bit pig headed about the salary. When you described the work enjoyment and opportunities at Megacorp it sounded like a no brainer. If it also cuts your co...
by guitarguy
Tue Apr 08, 2014 1:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

UPDATE: Well...a surprising turn of events! Looks like I will be accepting this job offer after all...the original position with MegaCorp has presented itself again. A few things helped really turn my attitude around or whatever towards accepting this job. First of all, I interviewed at MegaCorp 2, ...
by guitarguy
Tue Apr 08, 2014 12:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Time and benefits vs. money.

Have you contacted recruiters to see if there is an Option C out there- possibly a private sector job that is closer to 40 hours... Is there such a thing anymore? Never been in the private sector, but my impression has become that the expectation is that you will be a workaholic in any private sect...
by guitarguy
Tue Apr 01, 2014 12:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Time and benefits vs. money.
Replies: 21
Views: 1574

Re: Worth forming an LLC for side gig? Tax question

At your annual revenue projections, I would question the cost effectiveness of an LLC. Even in my state where the annual cost is just $100/year. Beyond the liability issues, there is one other reason why I have an LLC. My revenue is intermittent, but usually 100% personal services. I am always bord...
by guitarguy
Tue Mar 25, 2014 12:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Worth forming an LLC for side gig? Tax question
Replies: 9
Views: 607

Re: Job Offer Negotiation / Interview Snafu

What I may do, is see if I can get a good offer from MegaCorp II and then use that to see if MegaCorp will re-evaluate their offer for me. Good problems to have but the whole process gets exhausting. As the hiring manager, if I got wind of this, or suspected it, you can bet you would never be hired...
by guitarguy
Tue Mar 25, 2014 12:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

And the plot thickens... :mrgreen: A classmate of mine is an engineering supervisor at MegaCorp II, a direct competitor of MegaCorp. He approached me this morning about a job opening in his group. Apparently I'm pretty in-demand all of a sudden. Honestly the thought of working for MegaCorp II isn't ...
by guitarguy
Thu Mar 20, 2014 11:36 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Do you love your job? What do you do?

Sr. Test Engineer at a Tier 1 auto supplier. Pros: Number one is I'm treated extremely well. No OT and flexible schedule. Lots of freedom to do what I want when I want. No stress whatsoever. I like the people I work with too which is a huge bonus. I work in a lab so I don't have to deal with a milli...
by guitarguy
Wed Mar 19, 2014 12:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you love your job? What do you do?
Replies: 134
Views: 10104

Re: Job Offer Negotiation / Interview Snafu

What incentive would my current employer have to withhold this information if a background check company called them and asked? It's company proprietary information so why WOULD they give it to a competitor? New company isn't a competitor. But anyway...the bottom line is I want what I want. Either ...
by guitarguy
Wed Mar 12, 2014 6:29 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

So I won't have some kind of updated salary documentation probably until then...so of course HR won't re-evaluate an offer for me until then. I still think there's a little confusion here on your part. You never need to 'prove' your current salary to a prospective company. They're never going to re...
by guitarguy
Tue Mar 11, 2014 6:26 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Either I'm worth $83k or I'm not. My worth/value to them won't change in a month regardless of my job title and current salary at that time. Exactly... I think you dodged a bullet... You will NEVER get a good raise at that other company, no matter how hard you work there. I disagree. From what I he...
by guitarguy
Tue Mar 11, 2014 6:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Either I'm worth $83k or I'm not. My worth/value to them won't change in a month regardless of my job title and current salary at that time. Exactly... I think you dodged a bullet... You will NEVER get a good raise at that other company, no matter how hard you work there. I disagree. From what I he...
by guitarguy
Tue Mar 11, 2014 5:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Send a hand written thank you note to the hiring manager. Although I normally think that's a waste of time, in this case I agree, that's probably a good idea. I did follow up via a phone call rather than an email to inform the him of the final offer/discussion with the recruiter. We had a good shor...
by guitarguy
Tue Mar 11, 2014 5:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

So I won't have some kind of updated salary documentation probably until then...so of course HR won't re-evaluate an offer for me until then. I still think there's a little confusion here on your part. You never need to 'prove' your current salary to a prospective company. They're never going to re...
by guitarguy
Tue Mar 11, 2014 5:14 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

We had a really good talk actually. I explained in detail where I'm coming from (staring down the promotion and my $10k tuition hit to change jobs) and he seemed to totally understand and respect my side of things. He then went so far as to say he'll hold the position until April (when I should hav...
by guitarguy
Tue Mar 11, 2014 4:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Final update (for now...I'll explain...) Called and talked to the hiring manager directly. He said not in so many words that he has a man crush on me and really thinks I'll be a terrific fit and would love the opportunity to have me on his team. He loves my attitude and the fact that I want to learn...
by guitarguy
Tue Mar 11, 2014 4:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Well just got a voicemail directly from the hiring manager wanting to "touch base." Up until now all negotiations and discussions were through the recruiter. Wondering how this conversation is going to go when I call back. Perhaps a last minute effort (everything expires tonight at midnigh...
by guitarguy
Tue Mar 11, 2014 1:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Do you have a side job?

Yep. 40 hrs and a solid income to live off of during the day, guitarist on the weekends. Make around $7-10k a year which goes mostly towards paying off debt, vacations, and home improvements.
by guitarguy
Mon Mar 10, 2014 6:32 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you have a side job?
Replies: 58
Views: 4785

Re: Job Offer Negotiation / Interview Snafu

Just a note to say thanks for posting this experience. I think it's got some great tidbits and things to think about for future job hunters. As a side note, I think the salary differential alone is not near enough to switch from what sounds like a great employer to one you haven't worked with. (Gen...
by guitarguy
Mon Mar 10, 2014 3:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Update... Well...they were unwilling to up the salary at all. Unfortunate. I said I cannot accept the offer as it stands, but will consider it if a substantial signing bonus could be added. They keep telling me my offer is generous (14%...right off the bat we have a different definition of generous...
by guitarguy
Mon Mar 10, 2014 2:45 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

As far as the promotion you have not gotten yet, do not anchor. Until you have it and the raise, it does not exist, regardless of what anyone has told you. I hope, for your sake, that you do get it. It sounds like a plum, and will dramatically increase your worth to others. From their perspective, ...
by guitarguy
Mon Mar 10, 2014 2:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Completely agree with you. *IF* they do offer a sign-on bonus you should think about whether that makes it worth it or not. From your last post, I'd think not. Yes, IF they add that to the offer, I will still consider it. But I can't help, deep down, thinking that I will miss what I have if I leave...
by guitarguy
Mon Mar 10, 2014 12:46 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Update... Well...they were unwilling to up the salary at all. Unfortunate. I said I cannot accept the offer as it stands, but will consider it if a substantial signing bonus could be added. They keep telling me my offer is generous (14%...right off the bat we have a different definition of generous)...
by guitarguy
Mon Mar 10, 2014 11:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Tipping for take out

I have never ordered take-out from a sit-down restaurant before, but if I did, I wouldn't tip. In sit-down restaurants, I always sit-down and eat. If I want takeout, I go to typical take-out places (McDonald's, etc). I'm surprised at this! We get take out from places that also offer sit-down quite ...
by guitarguy
Fri Mar 07, 2014 8:33 am
 
Forum: Personal Finance (Not Investing)
Topic: Tipping for take out
Replies: 57
Views: 4579

Re: Tipping for take out

Almost never...

But...there is a local family owned Chinese food place that my wife and I frequent. They are very friendly and the food is terrific. Sometimes (not every time) we'll throw a couple bucks in the jar there.
by guitarguy
Fri Mar 07, 2014 8:30 am
 
Forum: Personal Finance (Not Investing)
Topic: Tipping for take out
Replies: 57
Views: 4579

Re: Job Offer Negotiation / Interview Snafu

...So if they offer me $81-83k I will be satisfied with that, all things considered. If they low ball my "meet in the middle" request and only come up to $79-80k I will not be happy... With all respect, that seems strange. Try to look at it objectively (irrespective as to what their offer...
by guitarguy
Fri Mar 07, 2014 8:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

I start with a number, but assume they're going to nickel and dime me so the number I give them is somewhat higher than what I would actually accept. They get to feel good about being hard nosed and browbeating me into taking a lower number, I get to feel good because I got the salary I wanted in t...
by guitarguy
Thu Mar 06, 2014 6:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

It sounds like you answered your question already. Find ways to spend less and enjoy your life. Your TIME is worth much more than the enormous risk your taking for a few K or even $10K. Generally, a first-world existence with $50K is an amazing life (materially-speaking). Anything more is not worth...
by guitarguy
Thu Mar 06, 2014 11:05 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

gips wrote:you should have waited for your promotion and then started your job search.


I actually wasn't searching for a new job. This offer literally fell into my lap.
by guitarguy
Thu Mar 06, 2014 10:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

In fact with that timeline you only now mention, for the expiring offer, I would have given the recruiter two come backs - up the salary, or split the difference with a signing bonus. You don't want to get an answer friday and then be disappointed and have 24-48 hours to try and swing a signing bon...
by guitarguy
Wed Mar 05, 2014 1:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

I'd stand pat. You asked them to counter, it's in the recruiter's hands. Following up won't do anything, will only give you high level information and make you appear weak. When the recruiter gets the # back, he'll let you know. Remember a recruiter is like a Realtor. They get their $ when they clo...
by guitarguy
Wed Mar 05, 2014 12:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Still awaiting feedback since asking for them to increase their offer yesterday. The recruiter said he had to check with the HR department for that group and get back to me. Fair enough. One thing I heard though, from someone I know that now works for MegaCorp and has gone through the hiring process...
by guitarguy
Wed Mar 05, 2014 8:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

As a rule, offers at the megacorps I know are pretty close to what they are capable of offering to a given candidate. The ones I am familiar with will have already picked an internal job title before they made the offer, and most want to make sure you have some salary headroom before they need to p...
by guitarguy
Tue Mar 04, 2014 7:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Another update... I spoke with the hiring manager on the phone today and had a good conversation. I brought up the work/life balance directly by saying something like "in the interview orientation presentation, the presenter commented on how MegaCorp strives to promote a healthy work/life balan...
by guitarguy
Mon Mar 03, 2014 10:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Just wanted to update you all on this... I was extended a verbal job offer this morning! :mrgreen: The initial base salary is a little below what I was hoping for, and I told the recruiter that when he asked what my initial thoughts were (after saying how excited and happy I was to receive the offer...
by guitarguy
Mon Mar 03, 2014 11:11 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Go to indeed.com or glassdoor.com and check out reviews from current and past employees. If it is indeed (pun intended) a megacorp, you should be able to get a good glimpse of what people think of the company. I have already done that actually. I did find lots of reviews...unfortunately none from t...
by guitarguy
Fri Feb 21, 2014 8:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

Holiday is not required by law - maybe for federal employees or federal contractors but not private sector. My judgement might be different because I'm in the tech sector in silicon valley where lots of traditional rules are broken. Sounds like your company is stiff and uptight, but I see people fr...
by guitarguy
Thu Feb 20, 2014 11:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

You can tell a lot about work-life without asking the question. Drive by the place at 7:30 AM and again at 5:30 PM. How many cars are in the parking lot? Do the same on the weekend. That is a great proxy for this. This would certainly be the case at a small company. There are 3500 people at the fac...
by guitarguy
Thu Feb 20, 2014 1:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004

Re: Job Offer Negotiation / Interview Snafu

One thing I should add...the general culture of the company is to get in early and get out early. I've heard that from a number of people over multiple years and buildings/locations. Regarding asking my professor (who is the "high-up" contact I have in this group, and the one who specially...
by guitarguy
Thu Feb 20, 2014 1:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Job Offer Negotiation / Interview Snafu
Replies: 174
Views: 15004
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