is it the party for your kids
Otherwise you are saving the remainder?
What about 401Ks, IRAs, etc.?
1. The timing to increase Equity risk - when the S&P 500 is up 18% for 1-year through August 2012 - is suspect to say the least.
just surprised that the rate would be so much more favorable that quickly.
Question is, what is your need of portfolio risk?
Risk increase by 10%:
Need: Don't know
Ability: Yes. Not planning to use the money till retirement age.
Willingness: May be Yes.
Your turn. What do you like?
Do you want something close to market weights, or do you really want to overweight some regions?