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Re: What Movie Have You Recently Watched?

This evening I watched Tracks on Netflix, starring Mia Wasikowska. Adapted from Robyn Davidson's memoir of the same name, the 2013 movie chronicles the author's nine month journey on camels across the Australian desert. The film is shot in almost documentary fashion and is really engrossing. The cin...
by gkaplan
Fri Apr 24, 2015 11:29 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Re: Tough to get a mortgage while retired?

I retired in January 2014 and moved a month later to Portland from Southern California. In April of 2014, I purchased a condo. Until then, I had always rented. I didn't have that much problem getting a mortgage, I don't think. Maybe it was because I made a sixty-five percent down payment on the purc...
by gkaplan
Fri Apr 24, 2015 11:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Tough to get a mortgage while retired?
Replies: 7
Views: 716

Re: dollar cost averaging

555 wrote:
rahulkhot wrote:What is the ideal duration for dollar cost averaging? Every day, month or quarter.
Every paycheck.



That's not dollar cost averaging. That's periodic investing.
by gkaplan
Fri Apr 24, 2015 8:57 pm
 
Forum: Investing - Help with Personal Investments
Topic: dollar cost averaging
Replies: 16
Views: 620

Re: International Stock Poll: Emerging vs Developed Ratio

According to Vanguard: 40.7% Emerging, 59.2% Developed (29.6% Europe, 25.4% Pacific, 4.2% Canada), 0.1% Uncategorized Holdings.
by gkaplan
Fri Apr 24, 2015 5:01 pm
 
Forum: Investing - Theory, News & General
Topic: International Stock Poll: Emerging vs Developed Ratio
Replies: 29
Views: 955

Re: What is too long to stay the course?

I need a Dramamine.
by gkaplan
Fri Apr 24, 2015 4:51 pm
 
Forum: Investing - Theory, News & General
Topic: What is too long to stay the course?
Replies: 41
Views: 2490

Re: Study Recommends Keeping Status Quo for TSP Fund Offerin

What about broadening the I Fund more generally (which is not the same thing as adding Emerging Markets)? I've read that the I Fund doesn't even include Canada, and that the dollar/Euro exchange rate is pretty much the most significant driver of the I Fund's returns. The biggest complaints I've see...
by gkaplan
Fri Apr 24, 2015 4:33 pm
 
Forum: Investing - Theory, News & General
Topic: Study Recommends Keeping Status Quo for TSP Fund Offerings
Replies: 14
Views: 745

Re: Looking for emerging markets fund

abuss368 wrote:
gkaplan wrote:I thought you posted that you had a low risk tolerance. Are you sure this isn't recency bias, since Vanguard's Emerging Markets Stock Index Fund closed up 10.99% year-to-date?


I thought you had a large allocation to emerging markets?


This is about the OP, not me.
by gkaplan
Thu Apr 23, 2015 9:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: Looking for emerging markets fund
Replies: 14
Views: 712

Re: Looking for emerging markets fund

I thought you posted that you had a low risk tolerance. Are you sure this isn't recency bias, since Vanguard's Emerging Markets Stock Index Fund closed up 10.99% year-to-date?
by gkaplan
Thu Apr 23, 2015 5:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: Looking for emerging markets fund
Replies: 14
Views: 712

Vanaguard Account Activity Alerts

As part of our ongoing effort to protect your Vanguard account, we've added a new feature for web-registered clients. Effective immediately, you'll automatically receive e-mail alerts when you perform certain transactions on your account. This will allow you to track account activity in real time.....
by gkaplan
Thu Apr 23, 2015 4:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanaguard Account Activity Alerts
Replies: 20
Views: 1428

Re: Who follows Age in Bonds

I turn seventy-two in July, so my bond allocation is forty percent.
by gkaplan
Thu Apr 23, 2015 3:34 pm
 
Forum: Investing - Theory, News & General
Topic: Who follows Age in Bonds
Replies: 35
Views: 2291

Re: Visiting Nashville during the summer

How can one go to Nashville and not visit the Grand Ole Opry?
by gkaplan
Tue Apr 21, 2015 11:12 pm
 
Forum: Personal Consumer Issues
Topic: Visiting Nashville during the summer
Replies: 28
Views: 1202

Re: What Movie Have You Recently Watched?

Have those criticizing the Gone Girl movie read the Gone Girl book? I read the book when it first came out. I didn't think it was as good as her first two books. More than that, I was kind of surprised to hear that they were going to make a movie out of the book, since I couldn't see how the book, ...
by gkaplan
Tue Apr 21, 2015 8:24 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Re: What Movie Have You Recently Watched?

Have those criticizing the Gone Girl movie read the Gone Girl book? I read the book when it first came out. I didn't think it was as good as her first two books. More than that, I was kind of surprised to hear that they were going to make a movie out of the book, since I couldn't see how the book, t...
by gkaplan
Tue Apr 21, 2015 8:06 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Vanguard Emails

You may notice that Vanguard emails have a new email address (e-vanguard.com). To make sure you receive important communications, please add this address to your contacts. Other Vanguard emails can come from vanguard.com or vanguardinvestments.com. If an email isn't from one of those addresses, it'...
by gkaplan
Tue Apr 21, 2015 5:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Emails
Replies: 0
Views: 302

Re: TX, MT, CO, and NM Comparative Tax Burden

You couldn't pay me to live in Amarillo.
by gkaplan
Tue Apr 21, 2015 4:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: TX, MT, CO, and NM Comparative Tax Burden
Replies: 37
Views: 1833

Re: What are the best Vanguard Funds to buy?

The information you provided is not enough to give you useful advice. Please re-post following the guidelines in this sticky:

Asking portfolio questions
by gkaplan
Mon Apr 20, 2015 4:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: What are the best Vanguard Funds to buy?
Replies: 12
Views: 1642

Re: What Book Are You Currently Reading? Part VI

I just finished reading The Burning Room by Michael Connelly, the 27th novel of Michael Connelly and the seventeenth featuring Los Angeles Police Department Detective Harry Bosch. This is a terrific read from America's premier crime novelist. I'm not sure where the series is heading the way this boo...
by gkaplan
Mon Apr 20, 2015 3:52 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 644
Views: 91137

Re: New Mortgage Servicer - Seneca

I don't think there are any mortgage servicing company with good reviews... My loan was sold to cenlar who have really bad reviews online (mailed checks being returned and later charged late-fees, auto payment not correctly working and charges late fees, escrow account not paying taxes in time, etc...
by gkaplan
Sat Apr 18, 2015 7:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: New Mortgage Servicer - Seneca
Replies: 9
Views: 595

Re: John Bogle's Don't Peek Challenge

This advice is a "mantra" that is not meant figuratively. The intent is to remind people that investing is for the long term, that short term results are meaningless, that it is important to stick to the plan, and that frequent shifting in response to market noise and journalistic noise i...
by gkaplan
Sat Apr 18, 2015 6:16 pm
 
Forum: Investing - Theory, News & General
Topic: John Bogle's Don't Peek Challenge
Replies: 137
Views: 11614

Re: What Book Are You Currently Reading? Part VI

I have been reading Dead Water by Ngaio Marsh. A week of death threats at a faith-healing resort ends in murder. What makes matters worse is that one of the suspects is the oldest friend of Inspector Roderick Alleyn. The 23rd of the thirty-two Roderick Alleyn crime novels, this really is a fun and e...
by gkaplan
Sat Apr 18, 2015 6:03 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 644
Views: 91137

Re: John Bogle's Don't Peek Challenge

I wasn't really suggesting they don't peek for 30 years (the extreme version suggested by Jack), but I think you will be fine if you do the modified version and don't peek for one to three years. I strongly disagree. If there is some problem with your account, you will NOT be fine if you fail to di...
by gkaplan
Fri Apr 17, 2015 7:55 pm
 
Forum: Investing - Theory, News & General
Topic: John Bogle's Don't Peek Challenge
Replies: 137
Views: 11614

Re: What Movie Have You Recently Watched?

Wednesday night, I watched The Art of Piano.

From Jan Paderewski in 1936 to Claudio Arrau in 1970, The Art of Piano, originally produced for public television in 1999, features fascinating material, historically and musically, from film and television archives.
by gkaplan
Fri Apr 17, 2015 7:01 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Re: TV show recommendations?

I haven't read through all the posts but thought I'd recommend "The Fall" on Netflix in case no one has yet mentioned it. It stars Gillian Anderson, of X-Files fame, and that guy who was just in the "Fifty Shades of Gray" movie (Jamie Dornan, I think is his name). It's a "p...
by gkaplan
Thu Apr 16, 2015 3:56 pm
 
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 335
Views: 147518

Re: Will Saudi Arabia be added into Total International Stoc

Wouldn't Saudi Arabia be considered a frontier market?
by gkaplan
Thu Apr 16, 2015 3:49 pm
 
Forum: Investing - Theory, News & General
Topic: Will Saudi Arabia be added into Total International Stock?
Replies: 14
Views: 1600

Re: TSP Participant Account Balances

Also not known is how many years an employee has been a participant or how the long the participant has been an employee.

(Edited to correct spelling.)
by gkaplan
Thu Apr 16, 2015 3:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: TSP Participant Account Balances
Replies: 13
Views: 1658

Share Price and Dividend or Capital Gain Distributions

Your funds' performance may not always mirror that of the market. In some cases, performance depends on which fund or funds you own and what measure you use. However, it's possible something else is at work: Your fund may have just distributed dividends or capital gains. A fund's net asset value (N...
by gkaplan
Tue Apr 14, 2015 5:30 pm
 
Forum: Investing - Theory, News & General
Topic: Share Price and Dividend or Capital Gain Distributions
Replies: 0
Views: 195

Re: What Book Are You Currently Reading? Part VI

I have been reading FDR and the Jews by Richard Breitman and Allan J. Lichtman, two history professors at American University. Nearly seventy-five years after World War II, a contentious debate lingers over whether Franklin Delano Roosevelt turned his back on the Jews of Hitler's Europe. Defenders c...
by gkaplan
Tue Apr 14, 2015 4:37 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 644
Views: 91137

Re: What Movie Have You Recently Watched?

I watched The Other Boleyn Girl , starring Natalie Portman and Scarlett Johansson. This film is much better than the low-budget BBC television production that I watched last week. It is far less disjointed and drawn out. The film, like the BBC production, is based on the controversial Phillipa Grego...
by gkaplan
Tue Apr 14, 2015 12:48 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Re: include copy of federal taxes with state taxes?

I was a part-year resident in 2014 in Oregon and California. (I moved to Oregon in early 2014.) The instructions for my California return were that if I had not attached schedules other than Schedule A or Schedule B to my 1040, I did not have to attach my 1040 to my California return . Otherwise, I ...
by gkaplan
Mon Apr 13, 2015 7:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: include copy of federal taxes with state taxes?
Replies: 4
Views: 511

Student Loan Debt

The income edge a college education can give graduates is growing. According to a U.S. Department of Labor report, in 2014 the gap between average annual earnings for college graduates and their high school grad counterparts was $27,300. For a 25-year old with a 40-year career ahead, that adds up t...
by gkaplan
Mon Apr 13, 2015 2:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Student Loan Debt
Replies: 3
Views: 695

Re: Password manager recommendations?

Cernel wrote:
gkaplan wrote:I use the free version of LastPass. It has some quirks at times, but I usually can figure them out.


+1
With the exception that sometimes, I can't figure out those "quirks" so I just call my son and he helps me out.


I call my brother, who was a software engineer before he retired.
by gkaplan
Mon Apr 13, 2015 2:43 pm
 
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 45
Views: 2518

Re: What Movie Have You Recently Watched?

I went and saw Woman in Gold this evening, starring Helen Mirren, Ryan Reynolds, Daniel Brühl, Tatiana Maslany, and Katie Holmes. The film is based on the true story of the late Maria Altmann, an elderly Jewish refugee, living in Los Angeles. Together with her young lawyer, E. Randol Schoenberg, she...
by gkaplan
Mon Apr 13, 2015 12:18 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Re: What Movie Have You Recently Watched?

I watched Veronika Decides to Die , with Sarah Michelle Gellar and costarring David Thewlis, Melissa Leo, Jonathan Tucker, and Erika Christensen. After a frantic suicide attempt, Veronika awakens inside a mysterious mental asylum. Under the supervision of an unorthodox psychiatrist who specializes i...
by gkaplan
Sun Apr 12, 2015 6:41 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Re: Turbotax saying I over contributed to 401k but didn't?

I wonder if that's what happened to me. My TurboTax California part-year tax return showed a $667 tax refund; however, California reduced that to $666. I was greatly upset.
by gkaplan
Sun Apr 12, 2015 2:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: Turbotax saying I over contributed to 401k but didn't?
Replies: 5
Views: 584

Re: What Movie Have You Recently Watched?

We go to the movies every weekend-- saw "Woman in Gold" yesterday-- enjoyable, especially the vintage sections about the younger Maria in Nazi Vienna. That actress is Tatiana Mazlany from "Orphan Black" who is terrific in both productions... if you have cable and enjoy complex, ...
by gkaplan
Sun Apr 12, 2015 2:24 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Re: Password manager recommendations?

I use the free version of LastPass. It has some quirks at times, but I usually can figure them out.
by gkaplan
Sun Apr 12, 2015 2:20 pm
 
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 45
Views: 2518

Re: International Investing

Not really, somewhere around half the revenues from the S&P500 come from outside the U.S., many companies in the index are domiciled outside the U.S., some of the companies are actually largely dependent on non-U.S. operations. I certainly don't see it as a bet on one country or another, but it...
by gkaplan
Sun Apr 12, 2015 2:15 pm
 
Forum: Investing - Theory, News & General
Topic: International Investing
Replies: 65
Views: 4300

Re: How does this site make money?

A note on Payal. Larry and I have kept Bogleheads.org non-commercial, but it is not a charity. So Paypal takes its standard cut of 2.9% and a 30 cent transaction fee from every transaction, regardless of whether you do it by balance transfer or credit card. Which, incidentally, is why Paypal pushes...
by gkaplan
Sat Apr 11, 2015 9:15 pm
 
Forum: Forum Issues and Administration
Topic: How does this site make money?
Replies: 39
Views: 5392

Re: Household Gross Income Poll

ks289 wrote:I am still trying to figure out how one respondent does not fit into any of those categories. :confused


That would be me. I retired early in 2014. Prior to that I was working full time; however, for most of the year, I was not working.
by gkaplan
Sat Apr 11, 2015 9:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Household Gross Income Poll
Replies: 134
Views: 12525

Re: Favorite Boglehead Avatar?

I like my avatar, actually.
by gkaplan
Sat Apr 11, 2015 3:55 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: Favorite Boglehead Avatar?
Replies: 87
Views: 4751

Retirement Spending Plan

In today's low rate environment, an often-asked question is if the 4% retirement spending rule still holds true. In this interview, Maria Bruno, a senior analyst in Vanguard Investment Strategy Group, explores two of the most common spending strategies in retirement and also proposes what Vanguard ...
by gkaplan
Fri Apr 10, 2015 6:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retirement Spending Plan
Replies: 2
Views: 638

Re: Poll: What is the credit limit of your credit card?

How about an option for "I know, but I don't care."?
by gkaplan
Fri Apr 10, 2015 12:39 pm
 
Forum: Personal Consumer Issues
Topic: Poll: What is the credit limit of your credit card?
Replies: 56
Views: 3437

Inflation Protection [(Morningstar article)]

.... Answering the following questions can help you determine your own need for inflation protection in your portfolio. What's Your Investing Life Stage? .... What Does Your Asset Allocation Look Like? .... What Does Your Equity Portfolio Look Like? .... Do You Have Substantial Inflation-Protected R...
by gkaplan
Thu Apr 09, 2015 5:42 pm
 
Forum: Investing - Theory, News & General
Topic: Inflation Protection [(Morningstar article)]
Replies: 7
Views: 1181

Re: Planning Washington DC Sightseeing

Holocaust Museum
National Archives
by gkaplan
Thu Apr 09, 2015 12:12 pm
 
Forum: Personal Consumer Issues
Topic: Planning Washington DC Sightseeing
Replies: 58
Views: 2834

Re: What Book Are You Currently Reading? Part VI

I am reading – almost finished – Village of Secrets: Defying the Nazis in Vichy France by Caroline Moorehead. During the Second World War, the inhabitants and parishes of Le Chambon-sur-Lignon, a tiny, remote mountain village in south central France, banded together to saved thousands wanted by the...
by gkaplan
Tue Apr 07, 2015 6:55 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 644
Views: 91137

Re: What Book Are You Currently Reading? Part VI

I am reading – almost finished – Village of Secrets: Defying the Nazis in Vichy France by Caroline Moorehead. During the Second World War, the inhabitants and parishes of Le Chambon-sur-Lignon, a tiny, remote mountain village in south central France, banded together to saved thousands wanted by the ...
by gkaplan
Mon Apr 06, 2015 9:14 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 644
Views: 91137

Re: What Movie Have You Recently Watched?

I have just finished watching The Green Prince on Netflix. This is a documentary based on the Mosab Hassan Yousef autobiography, Son of Hamas: A Gripping Account of Terror, Betrayal, Political Intrigue, and Unthinkable Choices. Yousef is a Palestinian who worked undercover for Israel's internal secu...
by gkaplan
Sun Apr 05, 2015 10:10 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Re: What Movie Have You Recently Watched?

I have watched six movies in the last week. Five I rented from my library; one I saw on Netflix. One of the movies I rented, The Great Muppet Caper , I rented only because someone I knew, and was close to, had a walk-on with her father, who was a Muppeteer. The other four movies I rented were medioc...
by gkaplan
Sun Apr 05, 2015 1:00 am
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 769
Views: 102878

Re: Home floorplan software

by gkaplan
Fri Apr 03, 2015 7:41 pm
 
Forum: Personal Consumer Issues
Topic: Home floorplan software
Replies: 1
Views: 341
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