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Vngrd: "Mark your calendar for year-end fund distributions."

Mutual funds typically distribute taxable capital gains to shareholders each December. To help make your tax preparation easier, we'll post 2014 distribution information for Vanguard mutual funds and exchange-traded funds (ETFs) as soon as it's available over the next several weeks. We'll update th...
by gkaplan
Thu Oct 23, 2014 7:33 pm
 
Forum: Investing - Theory, News & General
Topic: Vngrd: "Mark your calendar for year-end fund distributions."
Replies: 1
Views: 660

Re: best method of selling my car

Tax deductions aren't worth much anymore because you can really only take what the charity gets for it usually at autction as the deduction so no more inflated "market value" for junkers. I donated a 2008 Honda Fit last April 30th. The charity to which I donated the car received $7,000 at...
by gkaplan
Tue Oct 21, 2014 7:01 pm
 
Forum: Personal Consumer Issues
Topic: best method of selling my car
Replies: 18
Views: 1022

Re: DOW Watchers Stomach Syndrome

From my side of the keyboard. Well, I hope everyone is feeling better, just heard on the news radio that all major market indexes finished on the up side today. Now relax and enjoy the rest of the day, and remember, no more market watching. Let me suggest that you add "From my side of the keyb...
by gkaplan
Mon Oct 20, 2014 8:05 pm
 
Forum: Investing - Theory, News & General
Topic: DOW Watchers Stomach Syndrome
Replies: 25
Views: 2083

Re: Best place (with warm weather) to raise children

I am not sure of the schools everyplace, and it is generally a trade off between beach and mountains (where there is snow), but here is what comes to mind. N CAL- Berkeley, Outer Sunset/Richmond District in SF, Half Moon Bay, anywhere on the Peninsula, San Rafael, Walnut Creek, overall, much of the...
by gkaplan
Mon Oct 20, 2014 12:36 am
 
Forum: Personal Consumer Issues
Topic: Best place (with warm weather) to raise children
Replies: 70
Views: 4655

Re: What tax software do you use and why

I used TurboTax for years. As they becameemore and more popular, I expected their prices to drop due to economy of scale. However, the opposite happened. I changed to TaxAct years ago and am completely satisfied. My taxes are not all that complicated and any tax program would work. I have to wonder...
by gkaplan
Sat Oct 18, 2014 5:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: What tax software do you use and why
Replies: 54
Views: 2537

Re: What Book Are You Currently Reading? Part VI

I currently am reading Into that Darkness: An Examination of Conscience by Gitta Sereny. Her book is based on extensive interviews of Franz Stangl, the Commandant of Treblinka. Ms. Sereny also wrote Albert Speer: His Battle with Truth , a scathing portrayal of Hitler's armaments minister (and, befor...
by gkaplan
Sat Oct 18, 2014 5:37 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 126
Views: 8630

Re: Anyone cancelling travel plans?

Back on September 1, I booked a Southwest round trip flight from Portland to Sacramento and back for the Thanksgiving holidays. No fear. No regrets.
by gkaplan
Sat Oct 18, 2014 5:04 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6254

Re: Is it possible to have a favorite movie

Any movie that was on that Critically Acclaimed Movie That You Did Not Like thread. LOL. Just pick one. :oops: :beer Oh, you were being sarcastic. LOL. For the record, It did give me a chuckle. :D Actually, I was not being sarcastic. Nearly all the movies on that list were movies I liked and in som...
by gkaplan
Sat Oct 18, 2014 4:47 pm
 
Forum: Personal Consumer Issues
Topic: Is it possible to have a favorite movie
Replies: 82
Views: 3097

Re: Best town I've never heard of [for relocating]

OK, here's one for ya, "Wasco, CA". http://en.wikipedia.org/wiki/Wasco,_California Lots of roses, so you can sniff the flowers in the hopes of overcoming the fumes from all the oil extraction and processing. You'll be able to see if the air quality is good - just look out your window. Gas...
by gkaplan
Sat Oct 18, 2014 4:45 pm
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 9666

Re: If those airline passengers get sick- airline stocks wil

cvault wrote:have a very VERY bad day.

And it won't just be contained to the airline sector.

What have you done just in case- OTM puts? Gone to cash? Inverse?


Not a thing.
by gkaplan
Sat Oct 18, 2014 12:05 am
 
Forum: Investing - Theory, News & General
Topic: If those airline passengers get sick- airline stocks will
Replies: 22
Views: 1648

Re: Is it possible to have a favorite movie

Any movie that was on that Critically Acclaimed Movie That You Did Not Like thread.
by gkaplan
Fri Oct 17, 2014 11:19 am
 
Forum: Personal Consumer Issues
Topic: Is it possible to have a favorite movie
Replies: 82
Views: 3097

Re: Headed for a 300+ point loss today?

Browser wrote:So far over 24,000 views by folks who don't care about market losses and/or welcome them as a great buying opportunity. Wonder what the average equity allocation is of the peekers?


60/40 Equities/Fixed Income
by gkaplan
Thu Oct 16, 2014 10:51 am
 
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 430
Views: 28414

Re: Your personal risk level: Got your flu shot yet?

I got mine last Thursday at the VA hospital.
by gkaplan
Thu Oct 16, 2014 10:48 am
 
Forum: Personal Consumer Issues
Topic: Your personal risk level: Got your flu shot yet?
Replies: 93
Views: 2963

Re: Best town I've never heard of [for relocating]

Just saw an article from US News and World Reports naming Buffalo, NY as one of the 10 best places to retire if you are living on SS alone. Not if you've grown up in Buffalo. I did and still here :D I have a good friend who grew up in Buffalo and graduated from SUNY (forget which campus). Right aft...
by gkaplan
Tue Oct 14, 2014 9:22 pm
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 9666

Re: What are you up YTD?

I think I'm about dead even.
by gkaplan
Tue Oct 14, 2014 9:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: What are you up YTD?
Replies: 141
Views: 11798

Re: Siren song of increased stock allocation

With the market pullback I am getting the very unBogleheaed idea of moving all the money in my Total Bond fund into my Wellington fund. Anyone else hearing the siren song of increased stock allocation? At the moment, I am thinking of stocks and bonds as more like Scylla and Charybdis. In any case, ...
by gkaplan
Tue Oct 14, 2014 9:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: Siren song of increased stock allocation
Replies: 38
Views: 2895

Re: Best town I've never heard of [for relocating]

joe8d wrote:Just saw an article from US News and World Reports naming Buffalo, NY as one of the 10 best places to retire if you are living on SS alone.


Not if you've grown up in Buffalo.
by gkaplan
Tue Oct 14, 2014 9:04 pm
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 9666

Re: What have you done to cut costs this year?

I donated my car and am either taking public transit or walking.

I donated all my books and am borrowing books from my library or getting them through interlibrary loan.
by gkaplan
Sun Oct 12, 2014 8:08 am
 
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 105
Views: 8160

Re: What Book Are You Currently Reading? Part VI

I'm reading Ice Cold Kill by Dana Haynes. The protagonist seems like a cross between Gabriel Allon (Daniel Silva) and Vanessa Michael Munroe (Taylor Stevens). The writing is uneven, but I'm starting to get in to it. Dana Haynes is the communications director for Portland mayor Charlie Hales.
by gkaplan
Fri Oct 10, 2014 6:25 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 126
Views: 8630

Re: Critically Acclaimed Movies you did not like

Valuethinker wrote:....Indiana Jones (was that set in India, or Nepal?) was just an ugly movie. A very promising beginning gets squandered. The role played by Kate Capshaw (Mrs. Steven Spielberg) is just awful compared to the role ?Anne Archer? played in the first one....


Karen Allen
by gkaplan
Fri Oct 10, 2014 10:49 am
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 8025

Re: Sixth anniversary of worst week ever for stocks

letsgobobby wrote:....So... what did you do in October 2008?


I can't remember, but I do remember the next month I took Amtrak up to Sacramento to spend Thanksgiving with friends.
by gkaplan
Thu Oct 09, 2014 7:47 pm
 
Forum: Investing - Help with Personal Investments
Topic: Sixth anniversary of worst week ever for stocks
Replies: 51
Views: 3999

Re: What Book Are You Currently Reading? Part VI

chaz wrote:
MP173 wrote:Just finished Gone Girl by Gillian Flynn. Pretty good...

I hope the movie is as good.

Ed

The movie is very good.


I thought her first two books were much better. I also think this book would be difficult to transfer to screen, although I think Ms. Flynn wrote the screenplay.
by gkaplan
Thu Oct 09, 2014 7:14 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 126
Views: 8630

Re: Deductable Investment fees

I understand the 2% limitation and ability to deduct management fees, CPU depreciation, etc. Why not deduct expence ratios????? And quickly looking around at my air flights this year there were over 2K$ in fed taxes. Why isn't this deductable? And hotel taxes, gas taxes, etc???/ I even had a 15$ Na...
by gkaplan
Wed Oct 08, 2014 7:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Deductible Investment fees
Replies: 9
Views: 421

Re: Anyone ever get a roundtrip violation?

Michael_Fisher1 wrote:Thank you and I appreciate your concern for my stress management, however I can discuss that with a therapist if it were a problem. However I am here to discuss investing :)


We're discussing. You're not listening.
by gkaplan
Tue Oct 07, 2014 8:17 pm
 
Forum: Investing - Theory, News & General
Topic: Anyone ever get a roundtrip violation [at Fidelity]?
Replies: 21
Views: 2025

"Your Investing Life: Dealing with a medical issue"

Unexpected medical expenses can quickly deplete your financial resources. In fact, the average driver files a claim for a car collision about once every 17.9 years—with an average claim amount of over $23,000, thanks in part to high medical costs.* And even something as seemingly harmless as jumpin...
by gkaplan
Tue Oct 07, 2014 10:55 am
 
Forum: Personal Finance (Not Investing)
Topic: "Your Investing Life: Dealing with a medical issue"
Replies: 3
Views: 537

Re: Road trip to Chicago with kids- what to do/recommendatio

I was going to suggest Buckingham Fountain, but the park district usually turns off the water display in mid-October, depending on the weather. At least that's what the park district's website says. http://www.chicagoparkdistrict.com/parks/clarence-f-buckingham-memorial-fountain/ Another suggestion ...
by gkaplan
Mon Oct 06, 2014 10:03 pm
 
Forum: Personal Consumer Issues
Topic: Road trip to Chicago with kids- what to do/recommendations?
Replies: 44
Views: 2520

Re: Inserting a Shortened Form of a Hyperlink(URL)

ubermax wrote:
gkaplan wrote:
bluejello wrote:Enter this: "[url="http://www.website.com"]Check Out This Awesome Website[/url]"


Does one enter the quotations marks?


Just read the link that Telemark provided above and it doesn't look like you put in the quotes .


Yes, I see now. Thanks.
by gkaplan
Sun Oct 05, 2014 3:30 pm
 
Forum: Forum Issues and Administration
Topic: Inserting a Shortened Form of a Hyperlink(URL)
Replies: 15
Views: 817

Re: Inserting a Shortened Form of a Hyperlink(URL)

bluejello wrote:Enter this: "[url="http://www.website.com"]Check Out This Awesome Website[/url]"


Does one enter the quotations marks?
by gkaplan
Sun Oct 05, 2014 3:09 pm
 
Forum: Forum Issues and Administration
Topic: Inserting a Shortened Form of a Hyperlink(URL)
Replies: 15
Views: 817

Re: TSP RMD

Your plan to submit the form later in the year sounds like it would work, but... If late is too late and the TSP reps who process the form are slow, it might not get done during 2014 and you'd be subject to tax penalties. How much is an extra couple months worth to you? You'll have to pay income ta...
by gkaplan
Sat Oct 04, 2014 10:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: TSP RMD [Thrift Savings Plan -Required Minimum Distribution]
Replies: 4
Views: 304

Re: Critically Acclaimed Movies you did not like

I must be an outlier, but I like nearly all the movies people are listing.
by gkaplan
Sat Oct 04, 2014 10:46 pm
 
Forum: Personal Consumer Issues
Topic: Critically Acclaimed Movies you did not like
Replies: 150
Views: 8025

TSP RMD [Thrift Savings Plan -Required Minimum Distribution]

I retired from federal service on January 10th of this year. The day prior, on January 10th, I turned 70 ½. Yesterday I spoke with a TSP representative just to make sure I was properly completing TSP-77 (Request for Partial Withdrawal When Separated). In addition, I asked him how to handle RMDs in s...
by gkaplan
Sat Oct 04, 2014 10:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: TSP RMD [Thrift Savings Plan -Required Minimum Distribution]
Replies: 4
Views: 304

Re: Vanguard Growth Index Fund Inst

Hello all, This has been bothering me for a while, I own Vanguard Small Cap Value Index Investor shares in my retirement with expenses of 0.44%. Vanguard Growth Index Fund is offered in instituational shares with expenses of only 0.08%. I really prefer to tilting to value over growth, but this diff...
by gkaplan
Sat Oct 04, 2014 7:43 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Growth Index Fund Inst
Replies: 18
Views: 1449

Re: Road trip to Chicago with kids- what to do/recommendatio

Hi all, I am taking my kids to Chicago for around 4 to 5 days in the coming weeks and wonder what recommendations you may have. Kids are 7 - 13 years in age. I have plans for buying the City pass ( http://www.citypass.com/chicago ) and going to the many locations offered. I will have a car to drive...
by gkaplan
Sat Oct 04, 2014 6:30 pm
 
Forum: Personal Consumer Issues
Topic: Road trip to Chicago with kids- what to do/recommendations?
Replies: 44
Views: 2520

Re: What will you do during the next crash?

What will I do during the next crash? Nothing, other than to buy, hold, and rebalance, which is what I do anyway. It is what I did in the last crash, and it worked out well.
by gkaplan
Sat Oct 04, 2014 6:24 pm
 
Forum: Investing - Theory, News & General
Topic: What will you do during the next crash?
Replies: 63
Views: 4004

Re: What Book Are You Currently Reading? Part VI

I am about halfway through The Holocaust, the French, and the Jews by Susan Zuccotti. It's well written and readable; however, it's filled with numbers and statistics (internments, roundups, deportations, expulsions, and so on), which makes for slow going. I do have two other quibbles. First, althou...
by gkaplan
Sat Oct 04, 2014 6:11 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 126
Views: 8630

Vanguard: "How to protect yourself from phishing scams."

Cyber criminals are getting smarter and more persistent. In fact, industry reports show that the number of phishing sites have increased 10.7% between the fourth quarter of 2013 and the first quarter of 2014.* And while Vanguard is doing everything possible to protect your account information, it's...
by gkaplan
Thu Oct 02, 2014 8:15 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard: "How to protect yourself from phishing scams."
Replies: 1
Views: 355

Re: Participant Payments for VA Research Study: Taxable Inco

Thanks, livesoft. Will the VA send me some sort of 1099, or is this something I am going to have to remember when I fill out my tax returns at the end of the year?

Thanks, again.
by gkaplan
Thu Oct 02, 2014 7:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Participant Payments for VA Research Study: Taxable Income?
Replies: 3
Views: 324

Re: U.S. stocks in freefall

"The S&P500 broke the bollinger band squeeze on Sept 25th and is now riding the lower bound downwards. RSI is still dropping and MACD divergence widening so the trend probably isn't over yet. Chaikin money flow just turned negative from postivie and volume is rising so that tends to reinfo...
by gkaplan
Thu Oct 02, 2014 12:44 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 941
Views: 156777

Participant Payments for VA Research Study: Taxable Income?

I have a chance to participate in a research study at my local VA hospital. My participation would include one, two, or three visits. I would be paid $25 for each visit. Are these payments considered taxable income?

Thanks for your responses.
by gkaplan
Thu Oct 02, 2014 12:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Participant Payments for VA Research Study: Taxable Income?
Replies: 3
Views: 324

Vanguard: "Your Investing Life: Getting remarried."

Getting remarried can stir up the excitement and hope you felt the first time. It can also trigger the same considerations about your financial future. Your Investing Life: Getting married lays out some of the financial issues couples face as they get ready to take the plunge. When you're marrying ...
by gkaplan
Thu Oct 02, 2014 10:25 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard: "Your Investing Life: Getting remarried."
Replies: 1
Views: 299

Re: madsinger monthly report (September 2014)

As of September 30, 2014, my year-to-date return is 2.79%. My annualized quarterly, one-year, three-year, five-year, and ten-year rates of return are -9.08%, 7.11%, 11.32%, 8.28%, and 7.06%, respectively. My best performing fund year-to-date has been the Vanguard Value Index Fund Admiral Shares, wit...
by gkaplan
Thu Oct 02, 2014 10:16 am
 
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (September 2014)
Replies: 7
Views: 870

Re: 2014 BOGLEHEAD CONTEST -- Third quarter report

466th. I believe that's about where I was the last time Taylor posted this.
by gkaplan
Wed Oct 01, 2014 10:49 pm
 
Forum: Investing - Theory, News & General
Topic: 2014 BOGLEHEAD CONTEST -- Third quarter report
Replies: 4
Views: 536

Re: Road Scholar: Your experience?

My brother and his wife are currently on a Road Scholar tour of Italy.
by gkaplan
Wed Oct 01, 2014 8:56 pm
 
Forum: Personal Consumer Issues
Topic: Road Scholar: Your experience?
Replies: 26
Views: 2761

Vanguard: "Why your fund's return may be better than yours."

There is often a gap between a mutual fund's historical return and how much the average investor in the fund actually earned over the same period. "The difference between fund returns and investor returns can be substantial—often more than a percentage point or two per year—and that adds up ov...
by gkaplan
Wed Oct 01, 2014 10:11 am
 
Forum: Investing - Theory, News & General
Topic: Vanguard: "Why your fund's return may be better than yours."
Replies: 2
Views: 541

Vanguard: "Don't let debt delay or derail your retirement"

More people are contributing to 401(k) and other retirement plans than ever before, yet few are financially "ready" when they retire, according to HelloWallet, an online financial guidance provider. The typical worker nearing retirement had only two years' worth of income saved in 2010—th...
by gkaplan
Tue Sep 30, 2014 10:39 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard: "Don't let debt delay or derail your retirement"
Replies: 33
Views: 2240

Re: How can I stop feeling depressed about my finances?

Your fundamental mistake was choosing to pursue an English degree. Try pursuing another field more aligned with the compensation you desire. Really? :oops: What degree do you suggest instead? :?: There's plenty you can do with an English degree and it doesn't involve being a petroleum transfer tech...
by gkaplan
Mon Sep 29, 2014 7:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: How can I stop feeling depressed about my finances?
Replies: 130
Views: 13980
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