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Re: Movie dialog, "The Social Network." Hard to hear?

Right now I use closed captions/subtitles for all my Amazon Prime and Netflix watching. I just received my first set of hearing aids from the VA. I'm still getting used to them. The hardest thing for me so far is fitting them in my ear. Once I do get accustomed to them, I think I will only need capt...
by gkaplan
Sat Nov 22, 2014 4:05 pm
 
Forum: Personal Consumer Issues
Topic: Movie dialog, "The Social Network." Hard to hear?
Replies: 13
Views: 1125

Re: POLL: Do you personally own a cell phone?

Toons wrote:Who doesn't? :happy


That would be me.
by gkaplan
Sat Nov 22, 2014 3:49 pm
 
Forum: Personal Consumer Issues
Topic: POLL: Do you personally own a cell phone?
Replies: 42
Views: 1747

Re: Oatmeal suggestions

Note the recently published OATrageous Oatmeals: Delicious & Surprising Plant-Based Dishes From This Humble, Heart-Healthy Grain and the following two reviews of it: http://www.amazon.com/OATrageous-Oatmeals-Surprising-Plant-Based-Heart-Healthy/dp/1624140742 http://www.levanacooks.com/oatrageous...
by gkaplan
Fri Nov 21, 2014 7:56 pm
 
Forum: Personal Consumer Issues
Topic: Oatmeal suggestions
Replies: 137
Views: 9183

"Are your bonds doing what they're supposed to do?"

At first glance, the percentage of bonds you hold may look appropriate for your risk comfort level, time frame for investing, and financial goals. You may have taken on more risk than you realized, though, depending on the type of bonds you've included in your portfolio. Spurred by the pursuit of h...
by gkaplan
Wed Nov 19, 2014 7:47 pm
 
Forum: Investing - Theory, News & General
Topic: "Are your bonds doing what they're supposed to do?"
Replies: 5
Views: 1106

Re: Harry's razors

I have been using a Mach 3 razor for ages. I change blades once a year.
by gkaplan
Sun Nov 16, 2014 11:09 am
 
Forum: Personal Consumer Issues
Topic: Harry's razors
Replies: 53
Views: 4904

Re: Long Term Investing

selftalk wrote:I do not own any foreign market index fund. John Bogle`s book indicates you don`t need to as it incurs more risk such as currency risk etc. However I do understand your contrarian bent. In equity funds I only own the VTSMX.



How is owning international a contrarian bent?
by gkaplan
Sun Nov 16, 2014 11:04 am
 
Forum: Investing - Help with Personal Investments
Topic: Long Term Investing
Replies: 11
Views: 1147

Re: Expenses are ??

To me, it means future expenses are more predictable than future returns.
by gkaplan
Fri Nov 14, 2014 7:58 pm
 
Forum: Investing - Theory, News & General
Topic: Expenses are ??
Replies: 11
Views: 1587

Re: Your favorite classic toys for kids

I don't consider most the toys that people have noted as being toys as such. To me, Lincoln logs and erector sets, to site two, are learning tools. Others might be considered games or sports.
by gkaplan
Fri Nov 14, 2014 7:53 pm
 
Forum: Personal Consumer Issues
Topic: Your favorite classic toys for kids
Replies: 89
Views: 3825

Re: TIPS Versus TSP G Fund

I am a retired fed and have the G Fund as my sole TSP holding. It, along with the TIPS fund in my Vanguard Roth IRA, are my sole fixed income holdings at the present. This won't change, other than taking my RMD from the G fund, starting this year, and constructing a five-rung CD ladder in the next t...
by gkaplan
Fri Nov 14, 2014 7:18 pm
 
Forum: Investing - Theory, News & General
Topic: TIPS Versus TSP G Fund
Replies: 22
Views: 2421

"Performance report: Vanguard funds shined versus peers."

....Vanguard funds have generated excellent returns relative to competitors over longer periods of time. As the graph below illustrates, over the past 5- and 10-year periods, 84% and 93% of our funds, respectively, have outperformed the returns of their peer-group averages. The graph also shows the...
by gkaplan
Thu Nov 13, 2014 7:18 pm
 
Forum: Investing - Theory, News & General
Topic: "Performance report: Vanguard funds shined versus peers."
Replies: 1
Views: 431

Re: What Book Are You Currently Reading? Part VI

I am reading The Bone Orchard by Paul Doiron. This is the fifth book in his Mike Bowditch series, and I have loved each of them. I highly recommend the series, but you should read them in the order in which they were written.

http://www.pauldoiron.com/
by gkaplan
Wed Nov 12, 2014 8:26 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 170
Views: 15859

Re: What Movie Have You Recently Watched?

Last night, I watched The Art of Violin , a documentary DVD that I borrowed from my library. The film features archival footage of performance and interview excerpts of many violinists no longer with us, such as Heifitz, Elman, Kreisler, and Menuhin, coupled with commentary from contemporary figures...
by gkaplan
Fri Nov 07, 2014 8:03 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17140

Re: What Book Are You Currently Reading? Part VI

I'm reading Prayer by Philip Kerr. Kerr is the author of the Bernie Gunther series. Prayer , however, is a stand-alone novel. The protagonist is an FBI agent working in the domestic terrorism unit. It's a pretty good read. Shortly after I posted this, I downgraded my ranking for this book from four...
by gkaplan
Fri Nov 07, 2014 7:54 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 170
Views: 15859

Vanguard: "The greatest risk in the market today?"

October saw a return to market volatility that investors hadn't experienced for some time. Concerns over economic growth abroad and rising interest rates have contributed to that volatility. However, Vanguard Chief Economist Joe Davis believes another risk to the markets is even greater: investor c...
by gkaplan
Fri Nov 07, 2014 7:51 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard: "The greatest risk in the market today?"
Replies: 5
Views: 2209

Re: 22, I want to be rich, looking for a high reward fund

tainted-meat wrote:Put your cash in emerging markets and let it ride. The valuations are very attractive.


We had a poster who did this. I think his username was "100% emerging markets" or something like that. I say "had" and "was," because he hasn't posted in several years.
by gkaplan
Thu Nov 06, 2014 8:27 pm
 
Forum: Investing - Help with Personal Investments
Topic: 22, I want to be rich, looking for a high reward fund
Replies: 67
Views: 6142

Vanguard: "How to cut taxes now (and later)."

Long-term thinking isn't just for investing—it also applies to tax planning. In addition to ways to lower your 2014 federal tax bill, consider how you can reduce your taxes once you retire and start taking withdrawals from your retirement accounts, collecting Social Security, and receiving pension ...
by gkaplan
Thu Nov 06, 2014 6:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard: "How to cut taxes now (and later)."
Replies: 0
Views: 509

"An inside look at Vanguard Fixed Income Group"

It's six months into Greg Davis's transition as global head of fixed income for Vanguard Fixed Income Group following Bob Auwaerter's retirement. We checked in with Davis to hear his perspective not only on his expanded role but also on the ongoing uncertainty in the bond market.... https://persona...
by gkaplan
Wed Nov 05, 2014 8:03 pm
 
Forum: Investing - Theory, News & General
Topic: "An inside look at Vanguard Fixed Income Group"
Replies: 4
Views: 969

Re: What Book Are You Currently Reading? Part VI

I'm reading Prayer by Philip Kerr. Kerr is the author of the Bernie Gunther series. Prayer, however, is a stand-alone novel. The protagonist is an FBI agent working in the domestic terrorism unit. It's a pretty good read.
by gkaplan
Tue Nov 04, 2014 11:02 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 170
Views: 15859

Re: For a 31.5 year old single guy, how am I doing?

What sticks out for me is the $2,000 a month for expenses.
by gkaplan
Sun Nov 02, 2014 7:40 pm
 
Forum: Personal Finance (Not Investing)
Topic: how am I doing?
Replies: 36
Views: 4098

Re: What Movie Have You Recently Watched?

I watched Blue is the Warmest Colour on Netflix this past week. French porn done very well.

http://en.wikipedia.org/wiki/Blue_Is_the_Warmest_Colour
by gkaplan
Sun Nov 02, 2014 5:50 pm
 
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 218
Views: 17140

Re: What Book Are You Currently Reading? Part VI

I have been reading The Beast in the Red Forest by Sam Eastland. This is the fifth in the Inspector Pekkala series, and I have enjoyed them all. http://www.inspectorpekkala.com/ Eastland is the nom de plume of novelist and diarist Paul Watkins and the son of Welsh parents and the grandson of a Londo...
by gkaplan
Sun Nov 02, 2014 2:45 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 170
Views: 15859

Re: Vanguard Precious Metals and Mining Fund

cfs wrote:
John3754 wrote:
cfs wrote:This is what you are getting with this fund.

YTD= -15.67%
1 yr= -19.03%
5 yr= -10.30%
10yr= +01.28%
30yr= +04.16%

Like it? Go for it.


One should not choose funds based on past performance.

Exactly !!!


May one reject funds based on past performance?
by gkaplan
Sun Nov 02, 2014 2:30 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Precious Metals and Mining Fund
Replies: 47
Views: 3407

Re: Time Zone [Changing the displayed time]

I didn't realize the time had changed until I noticed the time on the tray bar on my computer.
by gkaplan
Sun Nov 02, 2014 9:58 am
 
Forum: Forum Issues and Administration
Topic: Time Zone [Changing the displayed time]
Replies: 44
Views: 8833

Re: A Returns Spreadsheet for Bogleheads

It sometimes happens that Bogleheads report the return of their portfolio (in threads like "What are you up YTD?"). When new Bogleheads ask about how to compute returms, they're often told about Excel's XIRR function, which is a very good way to compute an investor's return (how well am I...
by gkaplan
Sat Nov 01, 2014 9:53 pm
 
Forum: Investing - Theory, News & General
Topic: A Returns Spreadsheet for Bogleheads
Replies: 31
Views: 3542

Re: Would you invest in taxable active funds if you had no i

Why are you asking the question if already know the answer you want to hear?
by gkaplan
Sat Nov 01, 2014 6:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Would you invest in taxable active funds if you had no incom
Replies: 15
Views: 926

Re: 5 things you don't know about Vanguard

I have to click through five screens to read the entire article to find out five things I didn't know about Vanguard?
by gkaplan
Sat Nov 01, 2014 6:03 pm
 
Forum: Investing - Theory, News & General
Topic: 5 things you don't know about Vanguard
Replies: 21
Views: 4662

Re: Beware Vanguard DOES NOT update all your account values

UPDATE NOV 1, 2014: Vanguard has appeared to have fixed the problem described in this thread. I was looking at my account this morning and was pleasantly surprised that the Vanguard ETF values in "Other accounts" are now up to date with the last closing prices. This means that the values ...
by gkaplan
Sat Nov 01, 2014 10:52 am
 
Forum: Investing - Theory, News & General
Topic: Beware VG DOES NOT update all your account values [UPDATE]
Replies: 61
Views: 7000

Re: What are you up YTD?

I'll let you know at the end of the year, if this thread is still active.
by gkaplan
Fri Oct 31, 2014 6:38 pm
 
Forum: Investing - Help with Personal Investments
Topic: What are you up YTD?
Replies: 213
Views: 18600

Re: Anyone consider retiring to Vancouver, Washington?

My niece graduated from Evergreen State College in Olympia, which seemed like a nice city, at least the few times I visited.
by gkaplan
Thu Oct 30, 2014 6:30 pm
 
Forum: Personal Consumer Issues
Topic: Anyone consider retiring to Vancouver, Washington?
Replies: 45
Views: 4424

Re: Planning first trip to Oregon and Seattle - advice sough

It wasn't clear in your post, but I would keep a car in Portland. Their public transportation isn't as good as the locals think it is (ducking for cover now) and you'll still have plenty of time to walk. Parking isn't that expensive either, free in a lot of places if you look around, and you'll nee...
by gkaplan
Tue Oct 28, 2014 6:08 pm
 
Forum: Personal Consumer Issues
Topic: Planning first trip to Oregon and Seattle - advice sought!
Replies: 43
Views: 2667

Re: What Book Are You Currently Reading? Part VI

I am reading Dancing Through It: My Journey in the Ballet by Jenifer Ringer. Ms. Ringer was a principal dancer with the New York City Ballet before retiring this year at the age of forty-one. Here she describes her dancing career going back to her early childhood aspirations. She shares her journey ...
by gkaplan
Tue Oct 28, 2014 5:55 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 170
Views: 15859

Re: fleeced by an adviser, is there a recourse?

dolphinsaremammals wrote:
island wrote:"[taken advantage of --admin LadyGeek]"? Seriously, please choose your words more wisely.


+1


+2
by gkaplan
Mon Oct 27, 2014 7:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: fleeced by an adviser, is there a recourse?
Replies: 104
Views: 9001

Re: Should I buy more REITs?

John3754 wrote:What does your IPS say?


This.
by gkaplan
Mon Oct 27, 2014 7:15 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should I buy more REITs?
Replies: 45
Views: 5055

Re: Credit Union CD Ladder: What to do with interest payment

Thanks for your response. The CDs will be in increments of $10,000. I don't think I need the income to live on. I was thinking that for uniformity I would prefer keeping the CDs in equal amounts.
by gkaplan
Mon Oct 27, 2014 7:10 pm
 
Forum: Investing - Help with Personal Investments
Topic: Credit Union CD Ladder: What to do with interest payments?
Replies: 7
Views: 783

Credit Union CD Ladder: What to do with interest payments?

In the next several months, I plan to start a CD ladder at my local credit union. What would you recommend on how to handle the interest credited on my CDs. Should I have them transferred to my checking account? Should I let them accrue until the CD matures? Should I continue to accrue beyond even t...
by gkaplan
Mon Oct 27, 2014 3:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Credit Union CD Ladder: What to do with interest payments?
Replies: 7
Views: 783

Vanguard: "Retirement answers from a real deal expert"

Retirement raises a lot of questions, whether you're planning for it or living in it. How do you prepare? Will you have enough income and savings to last your lifetime? Will you be able to leave a little extra for your loved ones? Retirement expert Walter Updegrave, editor of Real Deal Retirement a...
by gkaplan
Fri Oct 24, 2014 5:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard: "Retirement answers from a real deal expert"
Replies: 1
Views: 924

Vngrd: "Mark your calendar for year-end fund distributions."

Mutual funds typically distribute taxable capital gains to shareholders each December. To help make your tax preparation easier, we'll post 2014 distribution information for Vanguard mutual funds and exchange-traded funds (ETFs) as soon as it's available over the next several weeks. We'll update th...
by gkaplan
Thu Oct 23, 2014 6:33 pm
 
Forum: Investing - Theory, News & General
Topic: Vngrd: "Mark your calendar for year-end fund distributions."
Replies: 1
Views: 974

Re: best method of selling my car

Tax deductions aren't worth much anymore because you can really only take what the charity gets for it usually at autction as the deduction so no more inflated "market value" for junkers. I donated a 2008 Honda Fit last April 30th. The charity to which I donated the car received $7,000 at...
by gkaplan
Tue Oct 21, 2014 6:01 pm
 
Forum: Personal Consumer Issues
Topic: best method of selling my car
Replies: 18
Views: 1077

Re: DOW Watchers Stomach Syndrome

From my side of the keyboard. Well, I hope everyone is feeling better, just heard on the news radio that all major market indexes finished on the up side today. Now relax and enjoy the rest of the day, and remember, no more market watching. Let me suggest that you add "From my side of the keyb...
by gkaplan
Mon Oct 20, 2014 7:05 pm
 
Forum: Investing - Theory, News & General
Topic: DOW Watchers Stomach Syndrome
Replies: 25
Views: 2112

Re: Best place (with warm weather) to raise children

I am not sure of the schools everyplace, and it is generally a trade off between beach and mountains (where there is snow), but here is what comes to mind. N CAL- Berkeley, Outer Sunset/Richmond District in SF, Half Moon Bay, anywhere on the Peninsula, San Rafael, Walnut Creek, overall, much of the...
by gkaplan
Sun Oct 19, 2014 11:36 pm
 
Forum: Personal Consumer Issues
Topic: Best place (with warm weather) to raise children
Replies: 73
Views: 5337

Re: What tax software do you use and why

I used TurboTax for years. As they becameemore and more popular, I expected their prices to drop due to economy of scale. However, the opposite happened. I changed to TaxAct years ago and am completely satisfied. My taxes are not all that complicated and any tax program would work. I have to wonder...
by gkaplan
Sat Oct 18, 2014 4:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: What tax software do you use and why
Replies: 54
Views: 2639

Re: What Book Are You Currently Reading? Part VI

I currently am reading Into that Darkness: An Examination of Conscience by Gitta Sereny. Her book is based on extensive interviews of Franz Stangl, the Commandant of Treblinka. Ms. Sereny also wrote Albert Speer: His Battle with Truth , a scathing portrayal of Hitler's armaments minister (and, befor...
by gkaplan
Sat Oct 18, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 170
Views: 15859

Re: Anyone cancelling travel plans?

Back on September 1, I booked a Southwest round trip flight from Portland to Sacramento and back for the Thanksgiving holidays. No fear. No regrets.
by gkaplan
Sat Oct 18, 2014 4:04 pm
 
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 6411

Re: Is it possible to have a favorite movie

Any movie that was on that Critically Acclaimed Movie That You Did Not Like thread. LOL. Just pick one. :oops: :beer Oh, you were being sarcastic. LOL. For the record, It did give me a chuckle. :D Actually, I was not being sarcastic. Nearly all the movies on that list were movies I liked and in som...
by gkaplan
Sat Oct 18, 2014 3:47 pm
 
Forum: Personal Consumer Issues
Topic: Is it possible to have a favorite movie
Replies: 82
Views: 3277

Re: Best town I've never heard of [for relocating]

OK, here's one for ya, "Wasco, CA". http://en.wikipedia.org/wiki/Wasco,_California Lots of roses, so you can sniff the flowers in the hopes of overcoming the fumes from all the oil extraction and processing. You'll be able to see if the air quality is good - just look out your window. Gas...
by gkaplan
Sat Oct 18, 2014 3:45 pm
 
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 10037

Re: If those airline passengers get sick- airline stocks wil

cvault wrote:have a very VERY bad day.

And it won't just be contained to the airline sector.

What have you done just in case- OTM puts? Gone to cash? Inverse?


Not a thing.
by gkaplan
Fri Oct 17, 2014 11:05 pm
 
Forum: Investing - Theory, News & General
Topic: If those airline passengers get sick- airline stocks will
Replies: 22
Views: 1758

Re: Is it possible to have a favorite movie

Any movie that was on that Critically Acclaimed Movie That You Did Not Like thread.
by gkaplan
Fri Oct 17, 2014 10:19 am
 
Forum: Personal Consumer Issues
Topic: Is it possible to have a favorite movie
Replies: 82
Views: 3277
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