Search found 4171 matches

Return to advanced search

Re: disregarding ''daily noise"

This Vanguard website blog post seems appropriate for this thread:

http://vanguardblog.com/2013/05/16/staying-the-course/
by gkaplan
Fri May 17, 2013 2:10 pm
 
Forum: Investing - Theory, News & General
Topic: disregarding ''daily noise"
Replies: 34
Views: 1860

Re: 63yo moved 401k to 100% cash, how/when to restore AA?

Has your co-worker fired his financial advisor yet?
by gkaplan
Fri May 17, 2013 1:43 pm
 
Forum: Investing - Theory, News & General
Topic: 63yo moved 401k to 100% cash, how/when to restore AA?
Replies: 22
Views: 1682

Re: When to take RMD - verification

I turn 70 July 10, 2013; therefore, I shall turn 70½ January 10, 2014. I should take my RMD December 31, 2014, is that right? (I'll probably take it about December 1st, just to be on the safe side.)
by gkaplan
Thu May 16, 2013 5:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: When to take RMD - verification
Replies: 11
Views: 381

Re: When to get an oil change?

My Fit is down to twenty percent. I plan to wait until it's down to five percent.
by gkaplan
Thu May 16, 2013 4:57 pm
 
Forum: Personal Consumer Issues
Topic: When to get an oil change?
Replies: 35
Views: 1854

Re: Emerging Market Bond Fund is available

In fairness, must mutual fund companies that have loads don't call them "loads." Usually they are called "sales charges" which sounds very much like a "purchase fees." And, to the extent both a sales charge and a purchase fee constitute a portion of assets which are no...
by gkaplan
Thu May 16, 2013 10:55 am
 
Forum: Investing - Theory, News & General
Topic: Emerging Market Bond Fund is available
Replies: 75
Views: 4215

Re: Credit score hurt because I don't borrow enough

I have two credit cards, but I only use one (MasterCard) on a regular basis. I haven't noticed my credit score being hurt.
by gkaplan
Thu May 16, 2013 10:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Credit score hurt because I don't borrow enough
Replies: 25
Views: 1570

Re: Reno/Tahoe/Yosemite Trip

Try Truckee for funky.
by gkaplan
Thu May 16, 2013 8:37 am
 
Forum: Personal Consumer Issues
Topic: Reno/Tahoe/Yosemite Trip
Replies: 31
Views: 1284

Re: Fidelity has the best customer service I know of

Does Fidelity have the best customer service that I know of? That wasn't my experience when I had my 401(k) with Fidelity at my last job, and it certainly wasn't my experience when I rolled over my Fidelity 401(k) to Vanguard.
by gkaplan
Thu May 16, 2013 8:36 am
 
Forum: Personal Finance (Not Investing)
Topic: Fidelity has the best customer service I know of
Replies: 57
Views: 2871

Re: I got to thank a WWII Veteran today.

It's always a mystery to me why such threads are allowed to stand, since many others are routinely locked by moderators on the grounds that they are irrelevant to personal finance issues and do not have "actionable" content. Both of those descriptions apply here, too (nothing about person...
by gkaplan
Wed May 15, 2013 5:21 pm
 
Forum: Personal Consumer Issues
Topic: I got to thank a WWII Veteran today.
Replies: 30
Views: 1500

Re: Emerging Market Bond Fund is available

core5 wrote:Can I assume they're still building this fund, looking at the load and the higher expense ratios?


There is no load.
by gkaplan
Tue May 14, 2013 5:08 pm
 
Forum: Investing - Theory, News & General
Topic: Emerging Market Bond Fund is available
Replies: 75
Views: 4215

Vanguard: Surviving the new tax environment.

Washington policymakers voted to extend the Bush-era tax cuts for most Americans earlier this year. In this interview, Sarah Hammer, a senior investment analyst in Vanguard Investment Strategy Group, explains the changes that took place, including increased rates for higher income taxpayers, revisi...
by gkaplan
Mon May 13, 2013 1:51 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard: Surviving the new tax environment.
Replies: 0
Views: 390

Re: For those who have TSP accounts, how often do you rebala

My TSP account consists solely of the G Fund, so any portfolio rebalancing I do is in my Vanguard Roth.
by gkaplan
Sun May 12, 2013 6:36 pm
 
Forum: Investing - Theory, News & General
Topic: For those who have TSP accounts, how often do you rebalance
Replies: 15
Views: 733

Facebook Phishing Attempt

I received this email this morning (or last night). From: Facebook Security Subject: Warning!! Your Facebook account will be suspended soon! Hello, The Facebook team has detected that there was a threat to your Facebook account and there is not a single user that logs into your account, and for this...
by gkaplan
Sun May 12, 2013 6:26 pm
 
Forum: Personal Consumer Issues
Topic: Facebook Phishing Attempt
Replies: 9
Views: 539

Re: tax friendly states for retirees

You couldn't pay me to live in most of the tax friendly states for retirees.
by gkaplan
Sun May 12, 2013 6:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: tax friendly states for retirees
Replies: 91
Views: 4981

Re: What Book Are You Currently Reading? Part V

I'm about ten pages into Carole King's A Natural Woman: a Memoir. Every time I've tried to check this book out from the library down the street, someone had beat me to it, but today was my lucky day. Several months ago, a poster had said the book was a disappointment, but I'm liking it so far.
by gkaplan
Sun May 12, 2013 6:00 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 1438
Views: 199271

Re: Expense ratio ceiling for boglehead?

0.75%, because that's what I paid almost four years ago when the Vanguard FTSE All-World Ex-US Small-Cap Index Fund first came out. Now the fund's expense ratio is down to 0.45%
by gkaplan
Sat May 11, 2013 9:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Expense ratio ceiling for boglehead?
Replies: 39
Views: 1803

Re: Graduation gift for non-relative

My answer would be, "It depends." I think you, the original poster, are the best one to answer your own question.
by gkaplan
Sat May 11, 2013 8:50 pm
 
Forum: Personal Consumer Issues
Topic: Graduation gift for non-relative
Replies: 21
Views: 1256

Re: endorsing a check - deposit to Vanguard

Is that a change in Vanguard policy? I've always been under the impression that Vanguard did not accept third party checks.
by gkaplan
Sat May 11, 2013 8:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: endorsing a check - deposit to Vanguard
Replies: 23
Views: 1353

Re: Vanguard Asia Pacific Stock Index Fund and the Japan Mar

This is my first post here, although I have read and benefitted from this site for a long time. I recently sent the following message to my Vanguard representative. I haven't heard back yet, but wonder if anyone else has noticed this phenomenon and might be able to provide some insight. Thanks in a...
by gkaplan
Fri May 10, 2013 8:49 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard Asia Pacific Stock Index Fund and the Japan Market
Replies: 4
Views: 364

Re: Deciding How Much to put in International

OverTheHill wrote:I think it's possible that the argument in favor of international is similar to the argument against high yield. It's an ideology.


]I think it's possible that the argument against international is similar to the argument in favor of high yield. It's an ideology.
by gkaplan
Fri May 10, 2013 8:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Deciding How Much to put in International
Replies: 50
Views: 3084

Re: Renting - The Boglehead Way

After forty-five years or so of renting, I've probably been lucky; however, I really don't have much in the way of expensive possessions. An extensive library, but probably few, if any first editions? A fifteen year old computer? A picture I bought in Jamaica some forty-five years ago for about twen...
by gkaplan
Fri May 10, 2013 2:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Renting - The Boglehead Way
Replies: 39
Views: 3412

Re: Renting - The Boglehead Way

I have been a lifelong renter. Except for one year, I have never carried renter insurance. I guess you can say I self-insure.
by gkaplan
Fri May 10, 2013 2:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Renting - The Boglehead Way
Replies: 39
Views: 3412

Re: Retiree poll: Expenses in retirement

I'm retiring at the end of the year. I expect my expenses for my first year will be unusually high, because I am relocating and I will be buying new furniture and a new computer. Who knows, though, for my second year of retirement and beyond.
by gkaplan
Fri May 10, 2013 1:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retiree poll: Expenses in retirement
Replies: 24
Views: 2934

Re: Is 3.4 Million the magic number ?

I guess it's canned tuna for me in retirement.
by gkaplan
Fri May 10, 2013 11:27 am
 
Forum: Investing - Theory, News & General
Topic: Is 3.4 Million the magic number ?
Replies: 9
Views: 1443

Re: Food Costs

For any thrifty boglehead that has never experienced Winco, you are seriously missing out. It is cheaper than any other store I've ever been to. Only has stores in these states: Arizona, California, Idaho, Nevada, Oregon, Utah, and Washington. I live in California. I have never seen a Winco. Accord...
by gkaplan
Thu May 09, 2013 9:48 pm
 
Forum: Personal Consumer Issues
Topic: Food Costs
Replies: 153
Views: 9422

Re: Vanguard vs. Fidelity

Although I like Vanguard more as a company, Fidelity has a better website IMO and so I use them for most of my investing instead. It may sound silly but I am willing to pay a few basis points more in fees to have access to all the website tools that I'm now familiar with. Can't go wrong with either...
by gkaplan
Thu May 09, 2013 8:43 am
 
Forum: Investing - Theory, News & General
Topic: Vanguard vs. Fidelity
Replies: 17
Views: 1928

Re: Here we go again - warning about bonds

Don't we have another thread going on this? Didn't we once have three threads going on this?
by gkaplan
Tue May 07, 2013 10:55 pm
 
Forum: Investing - Theory, News & General
Topic: Buffet says no to bonds - recommends equities and cash
Replies: 66
Views: 5292

Re: Show us your M* Average MFund Exp Ratio %

Why do I need to go to Morningstar to get my average mutual fund expense ratio when I can figure it out myself?
by gkaplan
Tue May 07, 2013 5:00 pm
 
Forum: Investing - Theory, News & General
Topic: Show us your M* Average MFund Exp Ratio %
Replies: 60
Views: 1782

Re: Recommendations on New Washer and Dryer

Consumer Reports
by gkaplan
Tue May 07, 2013 4:28 pm
 
Forum: Personal Consumer Issues
Topic: Recommendations on New Washer and Dryer
Replies: 6
Views: 495

Re: What Book Are You Currently Reading? Part V

Death by Station Wagon by Jon Katz, the first of the stay-at-home, suburban dad mysteries featuring Kit Deleeuw. Katz would go on to write about five more of these before he turned his attention to writing about dogs.
by gkaplan
Tue May 07, 2013 7:56 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 1438
Views: 199271

Re: A graphic on the role of bonds

That's a terrific chart, David.
by gkaplan
Sat May 04, 2013 10:12 pm
 
Forum: Investing - Theory, News & General
Topic: A graphic on the role of bonds
Replies: 51
Views: 4884

Re: LadyGeek -- the next 10K poster!

Let me add my appreciation for your graceful posts and skillful moderating.
by gkaplan
Sat May 04, 2013 10:11 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: LadyGeek -- the next 10K poster!
Replies: 27
Views: 1655

Re: Valuethinker - thank you for Winston Churchill

Winston Churchill was in favor of getting Britain into the war and convinced Disraeli to also support entering war against Germany. So you can say that Britain entered WWI mostly thanks to Winston Churchill. I'm not sure how that's possible, since Disraeli died about thirty years prior to the onset...
by gkaplan
Sat May 04, 2013 12:43 pm
 
Forum: Personal Consumer Issues
Topic: Valuethinker - thank you for Winston Churchill
Replies: 25
Views: 1457

Re: When you reach your number and keep working

Then there is Grandma Moses.
by gkaplan
Sat May 04, 2013 12:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: When you reach your number and keep working
Replies: 71
Views: 6613

Re: Interstate Moving Company - Experiences

I'm retiring 01/11/2014 and probably will move to Portland sometime thereafter. Most of my furniture is junk. Except for a nice dining room table, I plan to take little else in the way of furniture.
by gkaplan
Fri May 03, 2013 12:30 pm
 
Forum: Personal Consumer Issues
Topic: Interstate Moving Company - Experiences
Replies: 29
Views: 903

Re: The Points Guy

I don't fly.
by gkaplan
Fri May 03, 2013 9:05 am
 
Forum: Personal Finance (Not Investing)
Topic: The Points Guy
Replies: 37
Views: 3666

Re: How many investments do you own? (clarification below)

Eight, not counting a Vanguard money market fund. Vanguard Value Index Fund Admiral Shares Vanguard Small-Cap Value Index Fund Admiral Shares Vanguard European Stock Index Fund Admiral Shares Vanguard Pacific Stock Index Fund Admiral Shares Vanguard FTSE All-World ex-US Small-Cap Index Fund Vanguard...
by gkaplan
Thu May 02, 2013 7:30 pm
 
Forum: Investing - Theory, News & General
Topic: How many investments do you own? (clarification below)
Replies: 64
Views: 2681

Re: Interstate Moving Company - Experiences

I think the last choice should be inter-state, not intra-state.
by gkaplan
Thu May 02, 2013 5:37 pm
 
Forum: Personal Consumer Issues
Topic: Interstate Moving Company - Experiences
Replies: 29
Views: 903

Re: What Book Are You Currently Reading? Part V

I am re-reading Sign Off, the stand-alone, first novel of Jon Katz. Mr. Katz would go on to read a great series of mystery novels featuring a stay-at-home father. Then, unfortunately, he decided he wanted to write about dogs.
by gkaplan
Thu May 02, 2013 5:14 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 1438
Views: 199271

Re: Do the Bogleheads here tithe based on net or gross salar

My take home pay is about $500 biweekly. Can you guess how much I tithe?
by gkaplan
Thu May 02, 2013 11:45 am
 
Forum: Personal Finance (Not Investing)
Topic: Do the Bogleheads here tithe based on net or gross salary?
Replies: 49
Views: 2743

Vanguard: Six questions (and answers) about bonds

The Federal Reserve's unprecedented intervention in the U.S. bond market has stimulated more than the economy. Debate is raging over how fixed income investors will fare in the coming years. Kenneth Volpert, head of Vanguard's Taxable Bond Group, and Francis Kinniry, a principal in Vanguard Investm...
by gkaplan
Wed May 01, 2013 5:35 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguard: Six questions (and answers) about bonds
Replies: 36
Views: 4267

Re: Collective thoughts

You're bumping a year-old thread.
by gkaplan
Tue Apr 30, 2013 9:34 pm
 
Forum: Investing - Theory, News & General
Topic: Collective thoughts
Replies: 24
Views: 44715

Re: Larry Swedroe - Saint Louis Post-Dispatch 05/06/07

You're bumping a six-year old thread.
by gkaplan
Tue Apr 30, 2013 9:33 pm
 
Forum: Investing - Theory, News & General
Topic: Larry Swedroe - Saint Louis Post-Dispatch 05/06/07
Replies: 53
Views: 28609

Re: Food Costs

For any thrifty boglehead that has never experienced Winco, you are seriously missing out. It is cheaper than any other store I've ever been to. Only has stores in these states: Arizona, California, Idaho, Nevada, Oregon, Utah, and Washington. Brian I live in California. I have never seen a Winco.
by gkaplan
Mon Apr 29, 2013 7:24 am
 
Forum: Personal Consumer Issues
Topic: Food Costs
Replies: 153
Views: 9422

Re: Town of Bath, England (UK)

It would be for me just to see all the Jane Austen sites.
by gkaplan
Sun Apr 28, 2013 7:11 pm
 
Forum: Personal Consumer Issues
Topic: Town of Bath, England (UK)
Replies: 16
Views: 1126

Re: Time to Leave F Fund for G Fund?

I posted this in another thread , but it's useful to repeat it here too: ...G Fund, which is a fund unique to government employees. It pays the interest of Treasury securities with four or more years to maturity, but it has daily liquidity and the rate changes monthly. It’s always valued at a dolla...
by gkaplan
Sun Apr 28, 2013 5:32 pm
 
Forum: Investing - Help with Personal Investments
Topic: Time to Leave F Fund for G Fund?
Replies: 37
Views: 2296
Next

Return to advanced search