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Re: POLL: why carry cash?

Neck and neck.
by gkaplan
Sat Apr 19, 2014 8:28 am
 
Forum: Personal Finance (Not Investing)
Topic: POLL: why carry cash?
Replies: 131
Views: 2593

A Dictionary and a World Atlas: Recommendations?

I need a new dictionary and a new world atlas (or a gazetteer – I'm not sure what the difference is). My old dictionary was an American Heritage . It had a biographical name appendix and a geographical name appendix, both of which I found very useful. It had appendices for four-year colleges and two...
by gkaplan
Fri Apr 18, 2014 11:21 pm
 
Forum: Personal Consumer Issues
Topic: A Dictionary and a World Atlas: Recommendations?
Replies: 5
Views: 320

Re: What Book Are You Currently Reading? Part V

I am several stories into the 2013 edition of The Best American Mystery Stories (BAMS). Among the contributors to this anthology are Michael Connelly and Joyce Carol Oates.
by gkaplan
Fri Apr 18, 2014 11:15 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2626
Views: 598321

Re: What Book Are YOU Currently Reading? PART III (12/11/200

To the past several posters and any future posters who may happen upon this thread, we have now moved on to Part V of this topic.

http://www.bogleheads.org/forum/viewtopic.php?f=11&t=91646&view=unread#unread
by gkaplan
Fri Apr 18, 2014 11:11 am
 
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? PART III (12/11/2009)
Replies: 424
Views: 66331

Re: Magnifying Glasses

CABob wrote:Have you tried reading glasses available at your local drug store?
Or is that not what you are looking for.


Reading glasses don't seem to work for me.
by gkaplan
Thu Apr 17, 2014 5:32 pm
 
Forum: Personal Consumer Issues
Topic: Magnifying Glasses
Replies: 4
Views: 218

Re: Magnifying Glasses

VictoriaF wrote:I did an Amazon.com search for magnifying glasses, and Vivitar Viv-mag-2 Set Of 2 Magnifying Glasses was the first hit. Of 239 reviewers, 170 gave it 5 stars and 43 gave 4 stars.

Victoria


Thanks, Victoria. I just might buy these.
by gkaplan
Thu Apr 17, 2014 5:31 pm
 
Forum: Personal Consumer Issues
Topic: Magnifying Glasses
Replies: 4
Views: 218

Magnifying Glasses

Can anyone recommend magnifying glasses for small print, particularly dictionaries and atlas maps. I did a Google search, but I really don't know what to look for.

Thank you.
by gkaplan
Thu Apr 17, 2014 4:14 pm
 
Forum: Personal Consumer Issues
Topic: Magnifying Glasses
Replies: 4
Views: 218

Re: Toaster Ovens

My brother and his wife wound getting me a KitchenAid KCO222OB as a condo-warming gift. It doesn't seem very highly rated, though.

http://www.amazon.com/KitchenAid-KCO222OB-Countertop-Oven-Black/dp/B003TSXBGK/ref=sr_1_1?ie=UTF8&qid=1397763670&sr=8-1&keywords=kco2220b
by gkaplan
Thu Apr 17, 2014 3:44 pm
 
Forum: Personal Consumer Issues
Topic: Toaster Ovens
Replies: 15
Views: 947

Re: Computer Speakers

My brother, with whom I have been staying for the past ten weeks, has JBL computer speakers, and I like their sound. I ordered them from Amazon last night.

http://www.amazon.com/dp/B002TLSTGA/ref=pe_385040_30332200_pe_309540_26725410_item
by gkaplan
Thu Apr 17, 2014 10:14 am
 
Forum: Personal Consumer Issues
Topic: Computer Speakers
Replies: 13
Views: 815

Re: Buying mattress online. Please help

I just bought this mattress: http://www.parklanemattresses.com/mattress/memory-foam-mattress-sets-uptown. It's going to be delivered tomorrow.
by gkaplan
Thu Apr 17, 2014 12:24 am
 
Forum: Personal Consumer Issues
Topic: Buying mattress online. Please help
Replies: 12
Views: 1104

Re: Let's compare 2013 effective tax rates

We had a post on this, or one very similar, several weeks ago.
by gkaplan
Wed Apr 16, 2014 6:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Let's compare 2013 effective tax rates
Replies: 46
Views: 2127

Vanguard on International Investing

Investing abroad: Risks, rewards, and realities of international markets Chris Philips, senior analyst in Vanguard Investment Strategy Group, discusses the global financial markets and events that are contributing to market volatility. Mr. Philips is the author of the recent Vanguard research paper...
by gkaplan
Wed Apr 16, 2014 9:31 am
 
Forum: Investing - Theory, News & General
Topic: Vanguard on International Investing
Replies: 0
Views: 244

Re: Toaster Ovens

Thanks to everyone for their recommendations. Keep them coming.
by gkaplan
Wed Apr 16, 2014 9:17 am
 
Forum: Personal Consumer Issues
Topic: Toaster Ovens
Replies: 15
Views: 947

Computer Speakers

Does anyone have suggestions for speakers for the new computer I just bought? I'm don't think I want to pay more than $200, but I still want a nice sound.

Thank you.
by gkaplan
Tue Apr 15, 2014 8:27 pm
 
Forum: Personal Consumer Issues
Topic: Computer Speakers
Replies: 13
Views: 815

Toaster Ovens

Does anyone any recommendations for a toaster oven? My brother and his wife have a Breville. It's very nice but sort of pricey. I would be using the toaster oven for, among other things, toast and bagels, grilled cheese sandwiches, and as a general substitute to my oven. Thank you very much. Gordon
by gkaplan
Tue Apr 15, 2014 8:23 pm
 
Forum: Personal Consumer Issues
Topic: Toaster Ovens
Replies: 15
Views: 947

Re: Should I be using standard or itemized deduction?

What's annoying about Standard vs Itemized is that if you are 65 or older (or blind), they just increase your Standard deduction by some amount. They do NOTHING to benefit older folks who are still itemizing deductions due to large property tax and/or state income tax payments. Or have I missed som...
by gkaplan
Tue Apr 15, 2014 5:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I be using standard or itemized deduction?
Replies: 10
Views: 676

Re: VA Question

I thought this was going to be a Veterans Affairs question.
by gkaplan
Tue Apr 15, 2014 9:20 am
 
Forum: Investing - Help with Personal Investments
Topic: VA Question
Replies: 4
Views: 454

Re: heartbleed - widespread internet security problem

I noted that TIAA-CREF put a statement right on their homepage, easily visible, that their site is not vulnerable to heartbleed. I searched in vain to find such a readily visible declaration at Vanguard and many other sites of interest to me. Why? It really irks me that this is not being posted imm...
by gkaplan
Fri Apr 11, 2014 11:46 am
 
Forum: Personal Consumer Issues
Topic: heartbleed - widespread internet security problem
Replies: 175
Views: 16041

"Filing taxes jointly for the first time this year?"

If you tied the knot in 2013, you and your spouse have several decisions to make before filing your taxes. Recent tax-law and policy changes have added some new twists to the process. The information below may help give you a smoother tax-filing experience.... https://personal.vanguard.com/us/insig...
by gkaplan
Wed Apr 09, 2014 10:27 am
 
Forum: Personal Finance (Not Investing)
Topic: "Filing taxes jointly for the first time this year?"
Replies: 0
Views: 159

Re: How often do you rebalance to maintain your AA

moshe wrote:
Grt2bOutdoors wrote:5/25 bands ...


Can you please define or provide a link that explains this?

Thank you,
~Moshe


http://whitecoatinvestor.com/rebalancing-the-525-rule/

Larry has advocated this approach, and I believe he sets it out in one or more of his books.
by gkaplan
Wed Apr 09, 2014 10:19 am
 
Forum: Investing - Help with Personal Investments
Topic: How often do you rebalance to maintain your AA
Replies: 35
Views: 1651

Re: Favorite Investing Book?

I have several favorites. I couldn't limit it to just one favorite.
by gkaplan
Wed Apr 09, 2014 10:13 am
 
Forum: Investing - Theory, News & General
Topic: Favorite Investing Book?
Replies: 42
Views: 3180

Re: Medicare - wanting basic info, choices, checklist

There is a three month window to sign up, before your birthday, and I think a three month period after as well. I signed up as soon as I was within the 3 month period so didn't really consider the latter. There is plenty of info at medicare.gov but also there is probably an aging services agency in...
by gkaplan
Tue Apr 08, 2014 7:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Medicare - wanting basic info, choices, checklist
Replies: 7
Views: 348

Re: California Taxes - Am I Missing Something?

clubby wrote:What nobody tells you about living near the beach, not even at the beach, is that you won't see the sun before 11am for two months in May and June. No thank you.


It's obvious that you're not a runner.
by gkaplan
Tue Apr 08, 2014 2:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 7969

Re: Where is the Vanguard 03/31/2014 statement?

My statement went online this morning, although I never received notice as such.
by gkaplan
Mon Apr 07, 2014 10:55 am
 
Forum: Investing - Help with Personal Investments
Topic: Where is the Vanguard 03/31/2014 statement?
Replies: 32
Views: 2042

Re: madsinger monthly report (March 2014)

Better late than never. As of March 31, 2014, my year-to-date return is 1.63%. My annualized quarterly, one-year, three-year, five-year, and ten-year rates of returns are 6.78%, 9.35%, 6.04%, 13.85%, and 7.05%, respectively. My best performing fund year-to-date has been the Vanguard FTSE All-World e...
by gkaplan
Mon Apr 07, 2014 10:55 am
 
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (March 2014)
Replies: 8
Views: 1075

"The 4% rule and a dynamic retirement spending plan"

Here is a Vanguard presentation, with accompanying transcript, discussing the subject topic.

https://personal.vanguard.com/us/insights/video/2901-Exc1
by gkaplan
Sat Apr 05, 2014 3:06 pm
 
Forum: Investing - Theory, News & General
Topic: "The 4% rule and a dynamic retirement spending plan"
Replies: 14
Views: 1605

Re: How are you preparing for the coming bear market

StarbuxInvestor wrote:Since Bear markets happen on a regular basis there is one coming, not that anyone knows when. Is there anything you do to prepare for the coming bear market beyond "stay the course"?


Is there anything you will do to prepare for the coming bull market after the coming bear market?
by gkaplan
Sat Apr 05, 2014 12:24 pm
 
Forum: Investing - Theory, News & General
Topic: How are you preparing for the coming bear market
Replies: 104
Views: 7789

Re: Where is the Vanguard 03/31/2014 statement?

letsgobobby wrote:Cute bait, but I'll take it. I am flagship, and I can see my Q1 statements. Got them yesterday.


Maybe, that's it. I'm not Flagship, at least not yet.
by gkaplan
Fri Apr 04, 2014 10:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where is the Vanguard 03/31/2014 statement?
Replies: 32
Views: 2042

Re: Where is the Vanguard 03/31/2014 statement?

Login to your account. Navigate to My Accounts, then Statements in the drop-down menu. Then click on your 03/31/2014 statement to view it. You know the statement is going to be there, so I don't understand why you need a notice to tell you that the statement is going to be there. I know I don't nee...
by gkaplan
Fri Apr 04, 2014 10:08 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where is the Vanguard 03/31/2014 statement?
Replies: 32
Views: 2042

Where is the Vanguard 03/31/2014 statement?

Has anyone received notice from Vanguard that his or her first quarter Vanguard statement is ready for downloading or viewing? I haven't received such notice. I usually get such notice the first or second day of the next quarter. (I am signed up for e-delivery of statements, confirmations, notices, ...
by gkaplan
Fri Apr 04, 2014 9:58 pm
 
Forum: Investing - Help with Personal Investments
Topic: Where is the Vanguard 03/31/2014 statement?
Replies: 32
Views: 2042

Re: HTTPS [Request to implement HTTPS for this site]

The answer was in this thread's second post. It's entirely up to Alex, who owns the forum. If you have good refutations to his reasoning and he finds them convincing he might change his mind, but the job of bogleheads.org is not to "appease" anybody. A PM would probably be more effective ...
by gkaplan
Fri Apr 04, 2014 5:37 pm
 
Forum: Forum Issues and Administration
Topic: HTTPS [Request to implement HTTPS for this site]
Replies: 52
Views: 2629

Re: Poll: TIP or VTIP

I have the Vanguard TIPS fund. Which one? Apparently there are two questions here. One is how long to go in TIPS and the other is whether to hold individual TIPS or a fund. I think the fund vs ETF is a red herring due to the way the poll is stated with the "equivalent funds" attached to o...
by gkaplan
Wed Apr 02, 2014 4:03 pm
 
Forum: Investing - Help with Personal Investments
Topic: Poll: TIP or VTIP
Replies: 11
Views: 545

Re: Poll: TIP or VTIP

chaz wrote:I have the Vanguard TIPS fund.


So do I. How ironic.
by gkaplan
Wed Apr 02, 2014 11:31 am
 
Forum: Investing - Help with Personal Investments
Topic: Poll: TIP or VTIP
Replies: 11
Views: 545

Biggest mistake people make with their retirement portfolio.

To find out,"The biggest mistake people make with their retirement portfolio," watch this Vanguard website video, or read the transcript.

https://personal.vanguard.com/us/insights/video/2901-Exc5
by gkaplan
Wed Apr 02, 2014 11:23 am
 
Forum: Investing - Theory, News & General
Topic: Biggest mistake people make with their retirement portfolio.
Replies: 3
Views: 1060

"Retiring bond chief and his successor look back and ahead."

Robert F. Auwaerter, principal and head of Vanguard's Fixed Income Group, is retiring this spring after a 32-year career at Vanguard. His successor, Gregory Davis, assumes leadership of a team that oversees about $750 billion in fixed income assets. We recently sought the two leaders' views about t...
by gkaplan
Mon Mar 31, 2014 11:20 am
 
Forum: Investing - Theory, News & General
Topic: "Retiring bond chief and his successor look back and ahead."
Replies: 0
Views: 224

Re: What Book Are You Currently Reading? Part V

I just started The Black Box by Michael Connelly, the best crime novelist out there.
by gkaplan
Mon Mar 31, 2014 11:16 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2626
Views: 598321

Re: What Book Are You Currently Reading? Part V

Just finished "An Officer And A Spy" by Robert Harris. A fantastic (and important) read, imho. One of the best in the past couple of years. I also just enjoyed "An Officer and a Spy." It's a rendering of the Dreyfus Affair in France. I'll go back and try other Robert Harris work...
by gkaplan
Sun Mar 30, 2014 10:48 am
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2626
Views: 598321

Re: Poll: how did you decide on stock/bond allocation?

I read authors I respected and who wrote books on asset allocation and creating a portfolio. I then came up with something I could live with based on my risk tolerance and my need, willingness, and ability to take risk.

(Edited for clarity.)
by gkaplan
Sun Mar 30, 2014 10:39 am
 
Forum: Investing - Theory, News & General
Topic: Poll: how did you decide on stock/bond allocation?
Replies: 35
Views: 1850

Re: Best Movies of 2013

sogm wrote:Headhunters (Norsk)
This is one to have easily missed, subtitles, one of my all time favorites.


I saw this, and it was very good if somewhat out there violent, but it had to be at least three years ago that I saw it.
by gkaplan
Sun Mar 30, 2014 10:33 am
 
Forum: Personal Consumer Issues
Topic: Best Movies of 2013
Replies: 83
Views: 5489

Re: POLL: # of funds in ideal/target portfolio?

The number of funds in the ideal/target portfolio is whatever number of funds I have in my portfolio.
by gkaplan
Sat Mar 29, 2014 11:22 pm
 
Forum: Investing - Help with Personal Investments
Topic: POLL: # of funds in ideal/target portfolio?
Replies: 19
Views: 1293

Re: [Poll] Which of These Types of Investments do you Own?

Where does the TSP G fund fall within the poll options?
by gkaplan
Sat Mar 29, 2014 7:24 am
 
Forum: Investing - Theory, News & General
Topic: [Poll] Which of These Types of Investments do you Own?
Replies: 24
Views: 2211

Re: Do you have hardwood or tile in your kitchen?

I am closing on a loft condo two weeks from today. Except for the bathroom, which is tiled, the unit is all hardwood. When I was looking for a condo, having hardwood floors was a primary criterion.
by gkaplan
Fri Mar 28, 2014 8:57 pm
 
Forum: Personal Consumer Issues
Topic: Do you have hardwood or tile in your kitchen?
Replies: 57
Views: 3112

Re: What Book Are You Currently Reading? Part V

I have just started Dark Star by Alan Furst.
by gkaplan
Fri Mar 28, 2014 5:51 pm
 
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 2626
Views: 598321

Re: Bernstein on TIPS ladder vs TIPS fund

The TIPS fund is up 2.36% so far this year.
by gkaplan
Thu Mar 27, 2014 9:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Bernstein on TIPS ladder vs TIPS fund
Replies: 25
Views: 2136

Re: Day of the week for Tax Return

swimirvine wrote:I ready somewhere that the Federal Government process paper checks one day per week and direct deposits one day per week....


I doubt that this true.
by gkaplan
Thu Mar 27, 2014 10:44 am
 
Forum: Personal Finance (Not Investing)
Topic: Day of the week for Tax Return
Replies: 5
Views: 616

Re: Where do you buy organic nuts

....I'm not sure that all nuts need to be organic. Just as all vegies don't really need to be organic.... I don't think it is necessary to buy fruits, vegetables, nuts, and so on, grown organically if these foods have a skin, peel, rind, and so on, that I am not going to eat. Bananas, melons, and k...
by gkaplan
Wed Mar 26, 2014 7:05 pm
 
Forum: Personal Consumer Issues
Topic: Where do you buy organic nuts
Replies: 11
Views: 565

Re: Email/username info ......could not be found!

You may want to PM Alex or a moderator.
by gkaplan
Wed Mar 26, 2014 6:53 pm
 
Forum: Forum Issues and Administration
Topic: Email/username info ......could not be found!
Replies: 3
Views: 274

Re: Property Taxes - Doubling Up

How would one do this if the annual payment is due in November?
by gkaplan
Wed Mar 26, 2014 1:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Property Taxes - Doubling Up
Replies: 20
Views: 1212

Re: Possible TSP Changes

The Federal Retirement Thrift Investment Board published an "Update to the 2013-2017 Strategic Plan." http://www.frtib.gov/pdf/reports/FRTIB-Strategic-Plan_2013-2017.pdf On page 7, they wrote: "TSP features and services look restrictive compared to higher fee IRA providers who offer ...
by gkaplan
Wed Mar 26, 2014 1:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Possible TSP Changes
Replies: 20
Views: 2444
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