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by gkaplan
Mon Jul 06, 2015 10:00 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 937
Views: 149726

Re: What Movie Have You Recently Watched?

Sunday night, on Netflix, I watched What Happened, Miss Simone?, a biographical documentary on blues singer, civil rights activist Nina Simone.
by gkaplan
Mon Jul 06, 2015 7:14 pm
Forum: Forum Issues and Administration
Topic: [Forum running slow]
Replies: 43
Views: 1866

Re: SLOW

Actually, it's very slow.
by gkaplan
Mon Jul 06, 2015 7:14 pm
Forum: Forum Issues and Administration
Topic: [Forum running slow]
Replies: 43
Views: 1866

Re: SLOW

It's still very slow.
by gkaplan
Mon Jul 06, 2015 7:13 pm
Forum: Forum Issues and Administration
Topic: [Forum running slow]
Replies: 43
Views: 1866

Re: SLOW

It's still pretty slow.
by gkaplan
Mon Jul 06, 2015 7:07 pm
Forum: Personal Consumer Issues
Topic: How to confirm validity of Vanguard Research Initiative Survey 4
Replies: 0
Views: 126

How to confirm validity of Vanguard Research Initiative Survey 4

If you received an email from "eonline.e-vanguard.com" with the subject line Vanguard Research Initiative survey 4 coming next week, Vanguard Research Initiative survey 4 now available, Reminder—Vanguard Research Initiative survey 4 is available, or Reminder—Still time to help Vanguard's ...
by gkaplan
Mon Jul 06, 2015 7:01 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard's recommended international allocation."
Replies: 18
Views: 1570

"Vanguard's recommended international allocation."

Research has shown that adding international stocks and bonds to your portfolio helps reduce overall volatility. Vanguard experts Andrew Patterson and Scott Donaldson explain how this works and how investors can go about determining just how much to add.... Tips for setting your international alloc...
by gkaplan
Mon Jul 06, 2015 6:58 pm
Forum: Investing - Theory, News & General
Topic: "Is a global portfolio riskier?"
Replies: 5
Views: 646

"Is a global portfolio riskier?"

Vanguard experts Andrew Patterson and Scott Donaldson discuss how the diversification benefits of having a global portfolio can actually reduce volatility....


Having a global portfolio can actually reduce volatility.
by gkaplan
Mon Jul 06, 2015 6:54 pm
Forum: Investing - Theory, News & General
Topic: "Does a strong dollar impact a global portfolio?"
Replies: 1
Views: 259

"Does a strong dollar impact a global portfolio?"

What effect do currency fluctuations have on a global portfolio? Vanguard experts Andrew Patterson and Scott Donaldson suggest long-term investors should concentrate on building a globally diversified balanced portfolio and ignore short-term currency movements.... Ignore short-term currency movemen...
by gkaplan
Mon Jul 06, 2015 6:47 pm
Forum: Investing - Theory, News & General
Topic: "Greece, global debt, and ongoing uncertainty."
Replies: 0
Views: 227

"Greece, global debt, and ongoing uncertainty."

Financial and market woes in Greece and other countries have touched off renewed volatility in the global stock markets. Understandably, some investors have concerns about the impact these events are having on the financial markets and their investments. How should investors respond to market unres...
by gkaplan
Mon Jul 06, 2015 12:30 am
Forum: Investing - Theory, News & General
Topic: Vanguard's Security image going away?
Replies: 16
Views: 1904

Re: Vanguard's Security image going away?

Wasn't the security image going away part of Vanguard's implementing two-factor authorization?
by gkaplan
Sun Jul 05, 2015 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: Obsessing towards zero balance on credit card.
Replies: 131
Views: 9371

Re: Obsessing towards zero balance on credit card.

TradingPlaces wrote:One of the worst things to do for ones [sic] credit, if one has excellent credit, is to get a mortgage....



I bought a condo unit last year, after years of being a renter. My credit score barely budged.
by gkaplan
Wed Jul 01, 2015 8:31 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (June 2015)
Replies: 6
Views: 861

Re: madsinger monthly report (June 2015)

As of June 30, 2015, my year-to-date return is 2.72%. My annualized quarterly, one-year, three-year, five-year, and ten-year rates of return are 2.91%, 0.75%, 8.52%, 8.54%, and 6.27%, respectively. My best performing fund year-to-date has been the Vanguard Pacific Stock Index Fund Admiral Shares, wi...
by gkaplan
Mon Jun 29, 2015 8:47 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 937
Views: 149726

Re: What Movie Have You Recently Watched?

Last night, on Netflix, I watched Donnie Brasco , directed by Mike Newell and starring Johnny Depp, Al Pacino, Michael Madsen, Bruno Kirby, James Russo, and Anne Heche. I saw parts of the film years ago on television and liked what I saw, so I was eager to see it in its entirety, and I'm glad I did....
by gkaplan
Sun Jun 28, 2015 11:03 pm
Forum: Investing - Theory, News & General
Topic: dow futures down 200+ points
Replies: 84
Views: 9513

Re: dow futures down 200+ points

Snore.
by gkaplan
Sun Jun 28, 2015 8:42 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 161
Views: 13390

Re: OPM breach and credit freeze

Regarding security questions:

1. Should one periodically change a website's security question or answer to the question or both?

2. It appears that the Thrift Savings Plan (TSP) does not have security questions. Can any TSP participant verify this?
by gkaplan
Sun Jun 28, 2015 8:20 pm
Forum: Investing - Theory, News & General
Topic: Emerging Market Bonds as a Portfolio Proxy for EM Stocks?
Replies: 22
Views: 1968

Re: Emerging Market Bonds as a Portfolio Proxy for EM Stocks?

I did a cursory check of Vanguard's emerging markets bond fund yesterday. It seemed to me that most of the markets it invested in would be considered frontier markets, not emerging markets. I have a considerable allocation to the Vanguard Emerging Markets Stock Fund; however, I don't know if I have ...
by gkaplan
Sun Jun 28, 2015 7:46 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 937
Views: 149726

Re: What Movie Have You Recently Watched?

I saw A Royal Affair on Netflix last night, starring Alicia Vikander, Mads Mikkelsen, and Mikkel Følsgaard. This 2012 historical drama is set in the 18th century, at the court of the mentally ill King Christian VII of Denmark (Følsgaard). It focuses on the romance between the king's wife, Caroline M...
by gkaplan
Sat Jun 27, 2015 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: Move for a Federal Job - Finances?
Replies: 21
Views: 2468

Re: Move for a Federal Job - Finances?

stan1 wrote:I haven't seen this much third person since MunchkinMan took a break.


I got a similar vibe.
by gkaplan
Sat Jun 27, 2015 6:27 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 829
Views: 140973

Re: What Book Are You Currently Reading? Part VI

I just finished Bye-Bye, Black Sheep by Ayelet Waldman. Heavenly has come to Juliet Applebaum with a story too sad for any private investigator with a conscience to turn down. Her sister, an addict and streetwalker, has turned up dead – and the police could not care less. With any luck, and with Jul...
by gkaplan
Fri Jun 26, 2015 9:34 pm
Forum: Investing - Theory, News & General
Topic: Small Cap Index - What % of equities?
Replies: 74
Views: 7202

Re: Small Cap Index - What % of equities?

Yesterdaysnews wrote:Does anyone hold any small cap emerging market funds?



I hold Vanguard FTSE All-World ex-US Small-Cap Index Fund, which has a little over fifteen percent dedicated to emerging market countries.
by gkaplan
Fri Jun 26, 2015 7:49 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 161
Views: 13390

Re: OPM breach and credit freeze

Thanks, Victoria. I guess that means I should have a different mother's maiden name, for example, for different website accounts.
by gkaplan
Fri Jun 26, 2015 5:22 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 161
Views: 13390

Re: OPM breach and credit freeze

Regarding the security questions, what if I answered, "Wouldn't you just like to know," to every question of every website account I had? Would this be a problem – for me and for the website administrator?
by gkaplan
Thu Jun 25, 2015 1:01 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 829
Views: 140973

Re: What Book Are You Currently Reading? Part VI

I just finished The Cradle Robbers by Ayelet Waldman. Sandra Logeree, incarcerated, in Dartmore State Prison, has enlisted full-time mom, part-time private investigator Juliet Applebaum to locate the son Sandra surrendered to foster care – as well as the foster parents who have disappeared with him....
by gkaplan
Wed Jun 24, 2015 9:40 am
Forum: Investing - Theory, News & General
Topic: What does it mean to be FIRE?
Replies: 30
Views: 3066

Re: What does it mean to be FIRE?

What is FIRE?
by gkaplan
Tue Jun 23, 2015 6:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 829
Views: 140973

Re: What Book Are You Currently Reading? Part VI

I just finished Murder Plays House, the fifth book in the Mommy-Track mystery series written by Ayelet Waldman.
by gkaplan
Sun Jun 21, 2015 6:44 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 829
Views: 140973

Re: What Book Are You Currently Reading? Part VI

I have read and finished two books this week. The first was Killer Dolphin , another interesting, enjoyable, and fun Ngaio March mystery. The once-dilapidated Dolphin Theatre, now restored to its former glory, is open again – and all of London is buzzing about its new play, The Glove , inspired by t...
by gkaplan
Fri Jun 19, 2015 4:53 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 161
Views: 13390

Re: OPM breach and credit freeze

I received the OPM email about fifteen minutes ago.
by gkaplan
Thu Jun 18, 2015 8:43 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Bands and Top 10 Movies
Replies: 30
Views: 3665

Re: Your Top 10 Bands and Top 10 Movies

wbond wrote:The Searchers


The music group or the movie?
by gkaplan
Wed Jun 17, 2015 7:43 pm
Forum: Investing - Theory, News & General
Topic: Vanguard mutual funds and exchange-traded fund that will distribute quarterly income dividends in June.
Replies: 2
Views: 727

Vanguard mutual funds and exchange-traded fund that will distribute quarterly income dividends in June.

The table below lists Vanguard mutual funds and exchange-traded funds (ETFs) that will distribute quarterly income dividends in June 2015. Each fund's per-share dividend rate will be posted on the vanguard.com distributions page on the fund's declaration date. Once the distribution amount is posted...
by gkaplan
Mon Jun 15, 2015 8:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 829
Views: 140973

Re: What Book Are You Currently Reading? Part VI

Just don't read many detective stories. But, one day at the library I saw Michael Connelly's The Burning Room on the fast-loan shelf. Grabbed it, gave it a try, and enjoyed. Then for my birthday, my better half surprised me with a hardback edition of Connelly's The Black Echo . I think that may hav...
by gkaplan
Mon Jun 15, 2015 3:29 pm
Forum: Investing - Theory, News & General
Topic: Mid caps: black sheep?
Replies: 21
Views: 2286

Re: Mid caps: black sheep?

Do a search for Mel's Unloved Mid-caps.
by gkaplan
Sun Jun 14, 2015 7:47 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 829
Views: 140973

Re: What Book Are You Currently Reading? Part VI

I have been reading Shakespeare's Hamlet . This is the Folger Shakespeare Library edition. The prefatory information is very useful, giving hints on the language of Shakespeare, briefly summarizing his life, providing background to the Hamlet story, and describing theater life in Shakespeare's time....
by gkaplan
Sat Jun 13, 2015 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: Morningstar: "When Should I Take My IRA RMD?"
Replies: 0
Views: 508

Morningstar: "When Should I Take My IRA RMD?"

IRA owners who are over age 70 1/2 are required to take annual distributions from their traditional IRAs. The RMD can be taken any time from Jan. 1 through Dec. 31 of the "distribution year." (For the age-70 1/2-year's RMD only, make that "Jan. 1 of the distribution year through Apri...
by gkaplan
Fri Jun 12, 2015 8:57 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "Unconstrained bond funds and other hot topics."
Replies: 1
Views: 703

Vanguard: "Unconstrained bond funds and other hot topics."

Although the Federal Reserve is likely to raise rates in 2015 after years of stimulus, questions remain about the health of the United States and world economies and the outlook for inflation and interest rates. How should investment professionals position their bond portfolios in this uncertain en...
by gkaplan
Fri Jun 12, 2015 8:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "The role of emerging markets in your portfolio."
Replies: 2
Views: 1019

Vanguard: "The role of emerging markets in your portfolio."

Emerging markets are a key component of your international asset allocation within your portfolio. Vanguard investing expert Fran Kinniry explains the role emerging markets can play as part of your international investment strategy.... The role emerging markets can play as part of your internationa...
by gkaplan
Fri Jun 12, 2015 8:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "Can I obtain global exposure through U.S. multinationals?"
Replies: 22
Views: 3009

Vanguard: "Can I obtain global exposure through U.S. multinationals?"

Does investing in multinational companies carry the same global diversification benefit as investing in companies based in non-U.S. markets? Vanguard investing experts Kahlilah Dowe and Fran Kinniry explain why the two approaches are not the same.... Why investing in multinational companies and com...
by gkaplan
Fri Jun 12, 2015 8:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "How much of my portfolio should be global?"
Replies: 0
Views: 459

Vanguard: "How much of my portfolio should be global?"

It's comfortable for many investors to invest only in the markets in the country in which they reside. Vanguard investing experts Kahlilah Dowe and Fran Kinniry say that when investors give in to their natural home bias they're missing out on the diversification benefits of investing globally.... T...
by gkaplan
Fri Jun 12, 2015 8:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "The long and short of finding bond balance."
Replies: 9
Views: 2275

Vanguard: "The long and short of finding bond balance."

The sustained low-yield environment has been a challenge for bond investors. Many of them, fearful of the much anticipated—but as yet unrealized—rate hike by the Federal Reserve, have tried to protect their principal by moving money into short-term bond funds. Others have attempted to increase thei...
by gkaplan
Wed Jun 10, 2015 10:06 pm
Forum: Personal Consumer Issues
Topic: Online risk: What Vanguard does, and what you can do.
Replies: 0
Views: 499

Online risk: What Vanguard does, and what you can do.

....Vanguard has a variety of systems in place to counter cyber criminals, including a state-of-the-art Security Operations Center. "In a world that revolves around data, we can never forget that it's not our data—it's our clients' data," said Jeffrey A. Lampinski, a Vanguard principal in...
by gkaplan
Mon Jun 08, 2015 10:38 pm
Forum: Personal Consumer Issues
Topic: Barclay doing away w/ the 2 screen login process
Replies: 9
Views: 1193

Re: Barclay doing away w/ the 2 screen login process

My Bank of America credit card log-in is doing away with the two-screen log-in, as well.
by gkaplan
Mon Jun 08, 2015 7:53 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 829
Views: 140973

Re: What Book Are You Currently Reading? Part VI

I have been reading A Scourge of Vipers by Bruce DeSilva. To solve Rhode Island's budget crisis, the state's governor wants to legalize sports gambling, but her plan has unexpected consequences. Organized crime, professional sports leagues, and others who have a lot to lose – or gain – if gambling i...
by gkaplan
Sun Jun 07, 2015 7:23 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 937
Views: 149726

Re: What Movie Have You Recently Watched?

Last night, on Netflix, I watched The Boys are Back, starring Clive Owen. Pretty good. I've liked most of the stuff Clive Owen has done.
by gkaplan
Fri Jun 05, 2015 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Federal Employment
Replies: 82
Views: 8492

Re: Thoughts on Federal Employment

I never got paid overtime, nor did I get compensatory time.

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