Search found 1368 matches

Return to advanced search

Re: Amazon.com prices change quickly

another tip while were at it. i also check the price using a different browser that amazon can,t identify me-just in case they give a different price.
by gerrym51
Wed Apr 23, 2014 12:15 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com prices change quickly
Replies: 53
Views: 4643

Re: Where would you retire, if $ were no object?

I'd live in apartments at top of luxury hotels throughout the world moving with the seasons.
by gerrym51
Wed Apr 23, 2014 11:48 am
 
Forum: Personal Consumer Issues
Topic: Where would you retire, if $ were no object?
Replies: 60
Views: 3170

Re: If you have ACA health insurance, what is your experien

Invincibles traditionnaly have not signed up for Health insurance. It is not unique to the ACA. :mrgreen:
by gerrym51
Tue Apr 22, 2014 1:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 157
Views: 6644

Re: Is social security a good investment?

Heres a calcul lator i use. I make no claims it is perfect or correct. I make no guarantees it is correct. my wife and i both took at 62. I used this calculator to see what would happen if i waited to 70. I used fidelities RMD calculator to see what kind of tax bill waiting to 70 to take ss would do...
by gerrym51
Tue Apr 22, 2014 12:43 pm
 
Forum: Investing - Theory, News & General
Topic: Is social security a good investment?
Replies: 33
Views: 1428

Re: If you have ACA health insurance, what is your experien

SnapShots wrote:[OT comments removed by admin LadyGeek]


[Response to OT comments removed by admin LadyGeek]
by gerrym51
Mon Apr 21, 2014 5:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 157
Views: 6644

Re: If you have ACA health insurance, what is your experien

as far as the states that did not expand medicaid. the ACA only guarantees to pay for these additional people covered under this for 3 years. after 3 years the federal government pays 90 percent. 10 percent may not seem a lot but a state can't print money like the federal government. most states ar...
by gerrym51
Mon Apr 21, 2014 4:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 157
Views: 6644

Re: If you have ACA health insurance, what is your experien

One of the two of us did see a doctor during the couple of years that we had coverage (just to make sure everything was on the up-and-up before dropping insurance)... This is precisely the reason that the insurance mandate is necessary, to prevent this type of gaming of the system. First you check ...
by gerrym51
Mon Apr 21, 2014 4:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 157
Views: 6644

Re: If you have ACA health insurance, what is your experien

:mrgreen: have an Obamacare policy. I opted for higher prices silver plan(not 2nd lowest obamacare subsidizes) because the cheaper plans did not cover hospitals/doctors i wanted. even then the plans are only a great deal if your are subsidized for premium AND out of pockets and co-pays(obamacare has...
by gerrym51
Mon Apr 21, 2014 12:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 157
Views: 6644

Re: If you have ACA health insurance, what is your experien

i retired last year at 62 and bought Romneycare in MA. I am now on Obamacare in MA. I get no subsidy-pay 550.00 a month
by gerrym51
Mon Apr 21, 2014 9:50 am
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 157
Views: 6644

Re: Trying to learn about Brokered CD's

New issue CD's. I buy Fidelity No fee. some are callable MOST are not. I've seen many up to 10 years NOT Callable.I have purchased many up to 10 years not callable.most of my Cd's not callable.However if you see a great rate on a new issue but it is callable-so what. the worst that happens is you ge...
by gerrym51
Mon Apr 21, 2014 9:43 am
 
Forum: Investing - Theory, News & General
Topic: Trying to learn about Brokered CD's
Replies: 22
Views: 1218

Re: Trying to learn about Brokered CD's

convert949- now that you have been told all the "bad things" about brokered cd's. I own many brokered Cd's both new issue and secondary. since you've been warned about their pitfalls i will tell you the only rule of thumb for me is buy and hold to maturity. If you keep this in mind and don...
by gerrym51
Sun Apr 20, 2014 7:51 pm
 
Forum: Investing - Theory, News & General
Topic: Trying to learn about Brokered CD's
Replies: 22
Views: 1218

Re: Amazon.com prices change quickly

although i use Amazon a lot and have Prime amazon now collects sales tax for my state. a lot of third party sellers have free shipping and do not collect sales tax. i figure out the total price when i order and sometimes use the 3rd party seller if i am not in a rush to get the product. I usually on...
by gerrym51
Sat Apr 19, 2014 6:30 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com prices change quickly
Replies: 53
Views: 4643

Re: SS Strategy Metric

If you can afford to wait-then you can afford to take at 62. Not if I live to 125 :wink: John Ok-plan on 125 Ray Kurzweil claims that if you survive until the year 2043, and your body is still OK, the medicine of that time will propel you into perpetuity. Longevity related medical advances are acce...
by gerrym51
Sat Apr 19, 2014 12:24 pm
 
Forum: Personal Finance (Not Investing)
Topic: SS Strategy Metric
Replies: 55
Views: 3112

Re: SS Strategy Metric

Johm221122 wrote:
gerrym51 wrote:If you can afford to wait-then you can afford to take at 62.

Not if I live to 125 :wink:
John



Ok-plan on 125
by gerrym51
Sat Apr 19, 2014 11:59 am
 
Forum: Personal Finance (Not Investing)
Topic: SS Strategy Metric
Replies: 55
Views: 3112

Re: SS Strategy Metric

If you can afford to wait-then you can afford to take at 62.
by gerrym51
Sat Apr 19, 2014 9:36 am
 
Forum: Personal Finance (Not Investing)
Topic: SS Strategy Metric
Replies: 55
Views: 3112

Re: Amazon.com prices change quickly

i have seen amazon change prices drastically on same day. I decide what products i want and check them constantly. i also use camelcamelcamel.com I have bought many items that are 50 percent les than normal one day and the next day back up and these were not things listed as specials. camelcamelcame...
by gerrym51
Fri Apr 18, 2014 9:03 pm
 
Forum: Personal Consumer Issues
Topic: Amazon.com prices change quickly
Replies: 53
Views: 4643

Re: NYC Comic Con

i just read about them and look at utube videos.
by gerrym51
Fri Apr 11, 2014 4:28 pm
 
Forum: Personal Consumer Issues
Topic: NYC Comic Con
Replies: 12
Views: 677

Re: Should I take SS at 62 or increase my burn rate ?

my wife and i both took at 62 and did not need the money.
by gerrym51
Fri Apr 11, 2014 1:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I take SS at 62 or increase my withdrawal rate ?
Replies: 27
Views: 1589

Re: Interest rates will rise, so flee REITS and Bonds?

Call_Me_Op wrote:
gerrym51 wrote:didn't we go thru this a year ago ?


Why would a bump-up in rates of 1% change the conversation appreciably?



what i meant is about one year ago the fed hinted rate rise and bonds went kerplooey and every post wasabout time to dump bonds. here we go gain.
by gerrym51
Tue Apr 08, 2014 12:44 pm
 
Forum: Investing - Theory, News & General
Topic: Interest rates will rise, so flee REITS and Bonds?
Replies: 12
Views: 1280

Re: Just returned new laptop with Window 8.1

I read that windows 8.2 will automatically boot up with the old start screen and icons
by gerrym51
Tue Apr 08, 2014 12:42 pm
 
Forum: Personal Consumer Issues
Topic: Just returned new laptop with Window 8.1
Replies: 104
Views: 7827

Re: Interest rates will rise, so flee REITS and Bonds?

didn't we go thru this a year ago ?
by gerrym51
Tue Apr 08, 2014 12:39 pm
 
Forum: Investing - Theory, News & General
Topic: Interest rates will rise, so flee REITS and Bonds?
Replies: 12
Views: 1280

Re: Buying new issue CDs

i own many brokered cd's new issue and secondary. NEVER buy a brokered cd unless you intend to hold to maturity. Make sure you buy one's with 'survivor option'.(SO) on a listing-then survivors can cash in just like an early withdrawal bank cd. Brokered cd's are actually bonds with guaranteed rates ...
by gerrym51
Mon Apr 07, 2014 5:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying new issue CDs
Replies: 7
Views: 572

Re: Buying new issue CDs

i own many brokered cd's new issue and secondary. NEVER buy a brokered cd unless you intend to hold to maturity. Make sure you buy one's with 'survivor option'.(SO) on a listing-then survivors can cash in just like an early withdrawal bank cd. Brokered cd's are actually bonds with guaranteed rates a...
by gerrym51
Sun Apr 06, 2014 8:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying new issue CDs
Replies: 7
Views: 572

Re: Delaying Social Security - best long-term investment?

caroljm36, it confused me, too, but I concluded that it was just an error on Kitce's part and that he really intended for that "62" to be "70". Try that, and it will make sense. gee, I shouldn't have to make a leap like that...aren't these articles edited? Anyway, 65 and still h...
by gerrym51
Sun Apr 06, 2014 11:57 am
 
Forum: Investing - Theory, News & General
Topic: Delaying Social Security - best long-term investment?
Replies: 78
Views: 3759

Re: Why is Vanguard defending high frequency trading?

check Richard Pryors role in Superman 3 and his characters taking all the fractional amounts in transactions using a computer program then you'll understand. :mrgreen:
by gerrym51
Fri Apr 04, 2014 6:36 pm
 
Forum: Investing - Theory, News & General
Topic: Why is Joe Brennan defending high frequency trading?
Replies: 54
Views: 3597

Re: Mr. Money Mustache: Hero or Foolish?

i might be able to live like him-my wife no.
by gerrym51
Mon Mar 31, 2014 2:07 pm
 
Forum: Investing - Theory, News & General
Topic: Mr. Money Mustache: Hero or Foolish?
Replies: 250
Views: 27652

Re: How much to build a small house from scratch?

look into pre-made houses that are assembled on site Why? I'm not looking for a pre-made house that's assembled on site, I'm looking for a custom built house and am just trying to get a ballpark idea of what it will run me. some small houses http://www.the-homestore.com/floorplans/types/one-stories...
by gerrym51
Sun Mar 30, 2014 9:22 pm
 
Forum: Personal Consumer Issues
Topic: How much to build a small house from scratch?
Replies: 28
Views: 1584

Re: How much to build a small house from scratch?

look into pre-made houses that are assembled on site
by gerrym51
Sun Mar 30, 2014 9:17 pm
 
Forum: Personal Consumer Issues
Topic: How much to build a small house from scratch?
Replies: 28
Views: 1584

Re: water heater purchase from Amazon

for a purchase like this i would use Home Depot or lowes they also arrange installation
by gerrym51
Sat Mar 29, 2014 4:15 pm
 
Forum: Personal Consumer Issues
Topic: water heater purchase from Amazon
Replies: 12
Views: 1220

Re: Anyone overbalance like the Finance Buff?

I used the finance buffs info on brokered cd's before i bought my own. he has very useful info
by gerrym51
Thu Mar 27, 2014 1:24 pm
 
Forum: Investing - Help with Personal Investments
Topic: Anyone overbalance like the Finance Buff?
Replies: 33
Views: 2447

Re: XP to 7--please spell out what I buy, where, how much

dell will let you build a laptop and put windows 7 on it.
by gerrym51
Tue Mar 18, 2014 3:55 pm
 
Forum: Personal Consumer Issues
Topic: XP to 7--please spell out what I buy, where, how much
Replies: 42
Views: 2265

Re: XP to 7--please spell out what I buy, where, how much

windows 7 is now obsolete-in the sense all new pc's are getting 8.1. the only way to get windows 7 is to find a computer with windows 7 that has not sold-sort of like buying a new car that has been sitting on the lot for 2 years.
by gerrym51
Mon Mar 17, 2014 6:57 pm
 
Forum: Personal Consumer Issues
Topic: XP to 7--please spell out what I buy, where, how much
Replies: 42
Views: 2265

Re: Amazon Prime Price Increase

my prime renewed a month ago at 79. next year will be 99. it's worth it to me.at 99 i will keep renewing. I have things delivered free and it gives me some extras with my kindle(lending library) and prime video.
by gerrym51
Thu Mar 13, 2014 12:13 pm
 
Forum: Personal Consumer Issues
Topic: Amazon Prime Increase
Replies: 185
Views: 7663

Re: Hospital wants me to prepay for procedure. Normal?

when my wife had an elective procedure-eyelid surgery-she had to pay upfront.
by gerrym51
Mon Mar 10, 2014 9:16 am
 
Forum: Personal Consumer Issues
Topic: Hospital wants me to prepay for procedure. Normal?
Replies: 38
Views: 3221

Re: OMG, There Goes Coinstar?

I mean, I seriously need to cash in a few decades worth of dumping change in the change bucket. I always assumed Safeway and Coinstar would come to the rescue. Now, Safeway is being sold. Egad! Should I hurry on down to the local Safeway to run my coins through before they yank the machines? why wo...
by gerrym51
Sat Mar 08, 2014 6:18 pm
 
Forum: Personal Consumer Issues
Topic: OMG, There Goes Coinstar?
Replies: 38
Views: 3836

Re: What video games are you currently playing?

my favorite games are puzzle/adventure games.! MYST was the first one i played and i play many of that kid.
by gerrym51
Fri Mar 07, 2014 11:05 pm
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 99
Views: 4236

Re: Take SS now or spend down saving & Delay Benefit

I took mine at 62(i am now 63) wife took hers at 62(she is now 67). if you read multiple posts on this site by many different people you will get many different opinions. i read somewhere if your money is making more than 8 percent a year it's better to take ss early. if it makes less than 8 percent...
by gerrym51
Fri Mar 07, 2014 12:01 pm
 
Forum: Investing - Help with Personal Investments
Topic: Take SS now or spend down saving & Delay Benefit
Replies: 12
Views: 1127

Re: How early to purchase plane tickets?

i go to orlando mostly every year and only Southwest does direct flights from my airport. I usually book as soon as the 6 month booking window allows it. Usually get a very good price this way.
by gerrym51
Mon Mar 03, 2014 7:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: How early to purchase plane tickets?
Replies: 15
Views: 1522

non callable step up brokered cd

I purchase brokered cd's both new issue and secondary. this is not a post asking for opinions between brokerd and regular bank cd's. It is a question to anybody who does buy brokered cd's. has anybody ever found a step-up cd that is call protected. I look at step up cd's but have never seen one that...
by gerrym51
Mon Mar 03, 2014 1:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: non callable step up brokered cd
Replies: 1
Views: 76

Re: Bitcoin price plunges

I put bitcoin in the gold category-youse take your chances.
by gerrym51
Wed Feb 26, 2014 10:04 am
 
Forum: Investing - Theory, News & General
Topic: Bitcoin price plunges
Replies: 246
Views: 18064

Re: Getting Best Price for a Prescription Drug

Thanks gerrym51! How long does that process of submitting documentation and insurance company decision typically take? the holdup is usually the physician. they don't submit proper documentation. just saying person needs it is not enough. once it's done correctly it usually is only a couple of days...
by gerrym51
Thu Feb 20, 2014 4:09 pm
 
Forum: Personal Consumer Issues
Topic: Getting Best Price for a Prescription Drug
Replies: 55
Views: 3750

Re: Getting Best Price for a Prescription Drug

Google "tadalafil best generic". You may have to sort through lots of stuff at different sites. pshonore, I didn't find any "serious" sites. The only other company that I've read that has a generic is CIPA our of India...and these are available through Canadian Pharmacies. gerry...
by gerrym51
Thu Feb 20, 2014 3:37 pm
 
Forum: Personal Consumer Issues
Topic: Getting Best Price for a Prescription Drug
Replies: 55
Views: 3750

Re: Getting Best Price for a Prescription Drug

Google "tadalafil best generic". You may have to sort through lots of stuff at different sites. pshonore, I didn't find any "serious" sites. The only other company that I've read that has a generic is CIPA our of India...and these are available through Canadian Pharmacies. gerry...
by gerrym51
Tue Feb 18, 2014 3:32 pm
 
Forum: Personal Consumer Issues
Topic: Getting Best Price for a Prescription Drug
Replies: 55
Views: 3750

Re: Getting Best Price for a Prescription Drug

Cialis patent in usa is NOT expired. can only get brand in usa
by gerrym51
Tue Feb 18, 2014 1:28 pm
 
Forum: Personal Consumer Issues
Topic: Getting Best Price for a Prescription Drug
Replies: 55
Views: 3750

Re: Getting Best Price for a Prescription Drug

the largest generic drug manufacturer in thw world is based in Israel-there name is TEVA. generic manufacturers are world wide and have plants wordwide. the problem is not that generics are made in other countries but that you have to know if you are ordering from scam artists. there are scammers in...
by gerrym51
Mon Feb 17, 2014 10:44 pm
 
Forum: Personal Consumer Issues
Topic: Getting Best Price for a Prescription Drug
Replies: 55
Views: 3750
Next

Return to advanced search