Search found 1022 matches

by gatorking
Wed Jul 29, 2015 4:03 pm
Forum: Personal Consumer Issues
Topic: Recommendations on a cheap commuter car
Replies: 30
Views: 1751

Re: Recommendations on a cheap commuter car

Even though ESC became mandatory in 2013, many makes and models had them standard even earlier. e.g. all 2010 Toyotas had ESC as standard. You can search for ESC equipped models here: http://www.iihs.org/iihs/ratings/safety-features
by gatorking
Wed Jul 29, 2015 7:25 am
Forum: Personal Finance (Not Investing)
Topic: Donate $300,000 in traditional IRA to charity
Replies: 22
Views: 1929

Re: Donate $300,000 in traditional IRA to charity

I use the Fidelity Charitable Gift fund but I have never donated from an IRA and don't know how that works. This would be an easy option if your IRA is with Fidelity. Vanguard has a similar fund if your IRA is with them.
by gatorking
Tue Jul 21, 2015 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Seeking car insurance alternatives in MA
Replies: 18
Views: 907

Re: Seeking car insurance alternatives in MA

I have been quite happy with Progressive.
by gatorking
Thu Jul 16, 2015 5:41 pm
Forum: Personal Consumer Issues
Topic: Buddhism book? Dhammapada - Satipatthana Sutta
Replies: 1
Views: 367

Re: Buddhism book? Dhammapada - Satipatthana Sutta

I have read and re-read the ones by Eknath Easwaran. https://www.nilgiripress.org/store/cart1.php?m=product_detail&p=201 and https://www.nilgiripress.org/store/cart1.php?m=product_detail&p=5 Currently working my way through this: http://www.accesstoinsight.org/tipitaka/kn/dhp/dhp.intro.than....
by gatorking
Thu Jul 16, 2015 8:41 am
Forum: Personal Consumer Issues
Topic: The " Corolla" investment....
Replies: 51
Views: 5653

Re: The " Corolla" investment....

My 1997 Corolla has only 130k miles on it. The exhaust needs fixing and engine mounts need to be replaced. Other than that it runs great. Only major repair was a transmission rebuild that cost $600.
by gatorking
Tue Jul 14, 2015 7:58 am
Forum: Personal Consumer Issues
Topic: House Layout: Where to put Dining Table?
Replies: 23
Views: 1738

Re: House Layout: Where to put Dining Table?

Nobody has mentioned it, but I would switch the dining room and living room. I wondered about that too but it appears there is no door from the kitchen to the current living room. That would be a pain. Also, no way to get to the family room except through the kitchen. I would not want guests to hav...
by gatorking
Tue Jul 14, 2015 7:52 am
Forum: Personal Finance (Not Investing)
Topic: 401k limit is per job or per year?
Replies: 9
Views: 1259

Re: 401k limit is per job or per year?

Per year. And it is usually up to you to make sure you don't exceed the limit.
by gatorking
Tue Jul 07, 2015 1:47 pm
Forum: Personal Consumer Issues
Topic: creepy LinkedIn
Replies: 30
Views: 5377

Re: creepy LinkedIn

According to an article on Zdnet: "Remember that unless you explicitly log out of each social networking platform every time you finish using it, you remain implicitly logged on to it at all times whilst your PC is on." http://www.zdnet.com/article/how-linkedins-people-we-may-know-feature-...
by gatorking
Mon Jul 06, 2015 8:54 am
Forum: Personal Consumer Issues
Topic: Worst financial book you have read (or will admit you have read)
Replies: 90
Views: 8520

Re: Worst financial book you have read (or will admit you have read)

The worst "financial" book I read has to be Rich Dad, Poor Dad by Robert Kiyasaki.
by gatorking
Mon Jun 29, 2015 11:59 am
Forum: Personal Consumer Issues
Topic: Amazon getting too smart?
Replies: 35
Views: 4838

Re: Amazon getting too smart?

Getting? They've been doing this sort of thing for a long time. I never noticed it before. It is amazing to me that they actually predict which authors to deny me the used paperbacks. There is another used bookseller called abebooks.com that I am going to try. On the particular book I ordered with ...
by gatorking
Sun Jun 28, 2015 7:21 pm
Forum: Personal Consumer Issues
Topic: Fish in the refrigerator
Replies: 25
Views: 3186

Re: Fish in the refrigerator

Don't put it in a transparent container. Maybe the sight is enough to help this person "recall" the odor.
by gatorking
Thu Jun 25, 2015 1:06 pm
Forum: Personal Consumer Issues
Topic: Electric Bicycles
Replies: 14
Views: 1440

Re: Electric Bicycles

I want to buy this one but I'm not cool enough: http://www.yikebike.com/
by gatorking
Mon Jun 22, 2015 12:50 pm
Forum: Investing - Help with Personal Investments
Topic: yobria's easyallocator.org website?
Replies: 9
Views: 1410

Re: yobria's easyallocator.org website?

"If it weren't for color printers, and man's need to find patterns where there are none, investment advisers would be a whole lot poorer." - yobria Nick was about better investing through noise reduction, an excellent message and contributor. I miss him. Thanks for posting this. I just ma...
by gatorking
Thu Jun 18, 2015 5:53 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard's new Personal Advisor Services
Replies: 56
Views: 8839

Re: Vanguard's new Personal Advisor Services

Sounds like Rick Ferri is not very happy with them either. I am a little surprised by this since he seems to be of the opinion that advisers who charge 1% are charging too much. http://www.forbes.com/2010/09/09/high-fee-index-fund-advisor-hypocrisy-personal-finance-indexer-ferri.html From the link B...
by gatorking
Thu Jun 18, 2015 4:43 pm
Forum: Personal Consumer Issues
Topic: Any solo retired RVer's out there?
Replies: 90
Views: 12474

Re: Any solo retired RVer's out there?

If the VW westfalia appeals to you, look at the Mercedes Benz Marco Polo.
https://www.mercedes-benz.com/en/merced ... ven-video/
by gatorking
Tue Jun 16, 2015 7:38 am
Forum: Personal Consumer Issues
Topic: Where do you keep your to do list?
Replies: 60
Views: 5669

Re: Where do you keep your to do list?

Interesting read: A brief history of the to-do list.
http://www.farnamstreetblog.com/2015/05 ... o-do-list/
by gatorking
Mon Jun 15, 2015 9:20 am
Forum: Personal Consumer Issues
Topic: Where do you keep your to do list?
Replies: 60
Views: 5669

Re: Where do you keep your to do list?

I use Outlook mainly because I like the option of flagging an email so it gets added under "tasks".
by gatorking
Wed Jun 10, 2015 6:06 am
Forum: Personal Finance (Not Investing)
Topic: Advice Needed - Has Anyone Chosen Work Life Balance over Extra Money?
Replies: 101
Views: 11304

Re: Advice Needed - Has Anyone Chosen Work Life Balance over Extra Money?

Don't underestimate the 1 hr reduction in commute. And being only 15 min from home may give you a different kind of flexibility that you don't have with the current job.
by gatorking
Tue Jun 09, 2015 9:46 am
Forum: Personal Consumer Issues
Topic: Advice for Boston trip
Replies: 24
Views: 1555

Re: Advice for Boston trip

USS Constitution is in dry dock for restoration. Tours are limited.
http://www.navy.mil/local/constitution/visitors.asp
by gatorking
Tue Jun 09, 2015 8:37 am
Forum: Personal Consumer Issues
Topic: Advice for Boston trip
Replies: 24
Views: 1555

Re: Advice for Boston trip

Boston Garden and Boston Common: swan boats, make way for ducklings, frog pond (especially if temps are in the 90s).
Boston Tea Party (http://www.bostonteapartyship.com/)
Ferry to Georges Island (http://www.bostonharborcruises.com/harbor-islands/) - Might use up too much of your time.
by gatorking
Thu Jun 04, 2015 10:14 am
Forum: Personal Finance (Not Investing)
Topic: How to pay $150 In Taxes On $150000 Income
Replies: 37
Views: 7130

Re: How to pay $150 In Taxes On $150000 Income

I wonder if he's making a mistake by not using some Roth vehicles. He's not even filling out his 10% bracket now, but when he withdraws all that cash at retirement, he'll wind up paying in the 25% bracket. It looks good now, but I think there is a long-term mistake. I think he plans on Roth convers...
by gatorking
Wed Jun 03, 2015 8:50 am
Forum: Personal Finance (Not Investing)
Topic: How to pay $150 In Taxes On $150000 Income
Replies: 37
Views: 7130

How to pay $150 In Taxes On $150000 Income

http://rootofgood.com/make-six-figure-i ... ay-no-tax/

I never thought this could be done, but here it is.
My thoughts:
Wish I had access to a 457.
It helps to have three young kids.
It helps to have income split between two earners instead of one person making all the money.
by gatorking
Thu May 28, 2015 7:14 am
Forum: Personal Finance (Not Investing)
Topic: Cost of a "free" PhD program is around half a million? How does anyone afford this?
Replies: 91
Views: 6825

Re: Cost of a "free" PhD program is around half a million? How does anyone afford this?

For a person who already has a career the idea of grad school for a research job seems prohibitively expensive. Can you imagine how much more Albert Einstein could have saved for retirement if had just kept working for the patent office? That Ph.D. really set him back. Einstein got his Ph.D. while ...
by gatorking
Wed May 27, 2015 10:42 am
Forum: Personal Consumer Issues
Topic: Boglehead 4wd Car (for family)?
Replies: 49
Views: 5173

Re: Boglehead 4wd Car (for family)?

This thread is over a year old, the OP has probably bought his car already.
by gatorking
Wed May 27, 2015 7:30 am
Forum: Personal Consumer Issues
Topic: Should I shorten my last name?
Replies: 70
Views: 6710

Re: Should I shorten my last name?

When I got married, my wife changed the spelling of her first name (same pronunciation) along with taking on my last name. It was a bit of a hassle but not too bad. I remember having to put ads in the newspaper announcing the name change and having to get a new passport, but little else. If you have...
by gatorking
Mon May 11, 2015 9:54 am
Forum: Personal Consumer Issues
Topic: Should I buy a lighter bicycle or lose body weight?
Replies: 53
Views: 4630

Re: Should I buy a lighter bicycle or lose body weight?

I suggest getting a heavier bike. This will give you more incentive to lose weight and might even make it easier. :)
by gatorking
Fri May 08, 2015 11:53 am
Forum: Personal Finance (Not Investing)
Topic: much ado about coasting (through life)
Replies: 256
Views: 35365

Re: much ado about coasting (through life)

OP,
I recommend reading up on the philosophy of Epicurus.
by gatorking
Tue May 05, 2015 10:44 am
Forum: Investing - Theory, News & General
Topic: best financial gift for very young child
Replies: 19
Views: 1884

Re: best financial gift for very young child

What I did was invest $X dollars in VTSMX (total stock market index) in my own account. I do not consider this my money though. I will gift these shares at an appropriate time, maybe at graduation, or for purchase of new home ...
by gatorking
Mon Apr 13, 2015 9:23 am
Forum: Personal Consumer Issues
Topic: Where to buy toddler / kids sneakers?
Replies: 15
Views: 1071

Re: Where to buy toddler / kids sneakers?

I used to get my daughter the Airwalk brand sneakers from Payless.
e.g. http://www.payless.com/girls-rio-washed ... ys&start=8
by gatorking
Fri Apr 10, 2015 11:00 am
Forum: Personal Consumer Issues
Topic: Which Moto G or a different phone?
Replies: 20
Views: 2370

Re: Which Moto G or a different phone?

I would recommend a phone with at least 16Gb built in memory. Phones come pre-loaded with a ton of software and you need at least 16Gb memory for photos, apps, music etc. Ability to inset a micro-SD card is also a plus.
by gatorking
Wed Mar 18, 2015 8:15 am
Forum: Personal Consumer Issues
Topic: Negotiate daycare rate?
Replies: 24
Views: 2461

Re: Negotiate daycare rate?

Steelersfan wrote:If it's operated by a school then it's almost certainly a not for profit operation.

Who do you propose should pay more if you pay less?

Or which teacher should take a pay cut?


Goddard School is a franchise business.
http://www.goddardschool.com/about-goddard-systems
by gatorking
Fri Mar 13, 2015 4:26 pm
Forum: Personal Consumer Issues
Topic: An arm and a leg ... for a middle finger?
Replies: 32
Views: 4019

Re: An arm and a leg ... for a middle finger?

In the future you should ask the cost up front. Good luck with that. Massachusetts has passed a price transparency law that requires doctors to provide cost estimates. http://blog.massmed.org/index.php/2014/01/mass-medical-price-transparency-law-rolls-out-physicians-must-be-able-to-estimate-costs-f...
by gatorking
Thu Mar 12, 2015 10:23 am
Forum: Personal Consumer Issues
Topic: Blues (music)
Replies: 57
Views: 4371

Re: Blues (music)

Check out the "Bluesify" app within Spotify.

http://shorefire.com/releases/entry/blu ... -the-blues
by gatorking
Mon Mar 02, 2015 11:35 am
Forum: Personal Consumer Issues
Topic: Another Cold Weather Car Question
Replies: 6
Views: 750

Re: Another Cold Weather Car Question

I have a different problem - once the door opens it doesn't want to shut. The door latch freezes and does want to catch on to the D-ring.
by gatorking
Sat Feb 14, 2015 8:03 pm
Forum: Personal Consumer Issues
Topic: Best Men's Winter Pants
Replies: 18
Views: 1871

Re: Best Men's Winter Pants

I have been wearing LL Bean flannel lined pants and jeans this winter in Boston. My typical morning commute involves a 12 minute walk from bus stop to office at 6.30 am. Is that enough of a recommendation?
by gatorking
Tue Jan 06, 2015 8:46 am
Forum: Personal Consumer Issues
Topic: Keurig Coffee Makers
Replies: 37
Views: 2936

Re: Keurig Coffee Makers

Consider getting one of these instead
https://homecatalog.bunn.com/?fcode=m_c ... 42900-0301
by gatorking
Mon Jan 05, 2015 7:50 am
Forum: Local Chapters and Bogleheads Community
Topic: Hobbies + Free Time
Replies: 11
Views: 2295

Re: Hobbies + Free Time

Get the book "How to Retire Happy, Wild, and Free" by Ernie J. Zelinski. It contains a section titled "Get A Life Tree: Options for Retirement" though the ideas can be implemented right away. The activities are broken down by: - Activities that turn me on now - Activities that tu...
by gatorking
Fri Jan 02, 2015 1:38 pm
Forum: Personal Consumer Issues
Topic: Bunn trifecta (coffee maker)
Replies: 8
Views: 992

Re: Bunn trifecta (coffee maker)

This one might be sufficient for your needs.
https://homecatalog.bunn.com/product/Ho ... 42900-0301
by gatorking
Fri Jan 02, 2015 11:10 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block Tax Software - Low Prices at Amazon
Replies: 42
Views: 4150

Re: H&R Block Tax Software - Low Prices at Amazon

Thanks for the heads-up. I just ordered.
by gatorking
Thu Dec 11, 2014 1:56 pm
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 138
Views: 17730

Re: Documentaries to recommend?

The Lottery of Birth Available on Amazon Prime and Hulu (http://www.hulu.com/watch/567185) From imdb: THE LOTTERY OF BIRTH is the first in a three-part documentary series entitled 'Creating Freedom' exploring the relationship between freedom, power and control in Western democracies. The series draw...
by gatorking
Tue Dec 09, 2014 9:50 am
Forum: Personal Finance (Not Investing)
Topic: HDHP: In-network vs self-pay
Replies: 6
Views: 576

Re: HDHP: In-network vs self-pay

pancake19 wrote:I think what I am hearing from you is for in-network doctors they should charge me the insurance-negotiated rate even though I am going to pay 100% of that. This should/can then be compared to out of network doctors' no-insurance rate. Is that correct?

Yes.
by gatorking
Tue Dec 02, 2014 7:39 am
Forum: Personal Finance (Not Investing)
Topic: How much homework is too much?
Replies: 14
Views: 1433

Re: How much homework is too much?

My child's elementary school teachers insisted that children spend no more than half hour on homework (even if it meant leaving it incomplete) and a minimum of 20 min reading.
by gatorking
Tue Nov 25, 2014 10:58 am
Forum: Personal Consumer Issues
Topic: Favorite nonfiction books
Replies: 117
Views: 11429

Re: Favorite nonfiction books

You could read through "What Book are you currently reading? Parts I though VI" for more recommendations.
viewtopic.php?f=11&t=147398&newpost=2271229

The first post has links to parts I through V.
by gatorking
Tue Nov 25, 2014 10:14 am
Forum: Personal Consumer Issues
Topic: Vegan Raw Food Diet
Replies: 33
Views: 4810

Re: Vegan Raw Food Diet

I would recommend adding sprouted beans to your diet. You could eat them raw or lightly steamed, if that is raw enough for you.
Most of all, I recommend being truthful to yourself about how you feel on any diet.
Good luck.
by gatorking
Sat Nov 22, 2014 8:51 am
Forum: Investing - Theory, News & General
Topic: Why I will fund retirement with TIPs ladder no matter what
Replies: 55
Views: 5441

Re: Why I will fund retirement with TIPs ladder no matter wh

Those that save still have more than those who didn't, and are more practiced at LBTM . Apologies, but I sometimes suffer from Acronym Decoding Disorder. :) "LBTM" stands for . . . what? I'm guessing here: Living Below Their Means Beyond doesn't seem to fit the context of the sentence. :h...
by gatorking
Sat Nov 22, 2014 7:54 am
Forum: Personal Consumer Issues
Topic: Life purpose revisited
Replies: 55
Views: 10938

Re: Life purpose revisited

Some of the lectures from Havard’s famous Positive Psychology 1504 are on youtube: https://www.youtube.com/watch?v=IwUecXRvnS0 And if you don't care for Positive Psychology I recommend The Antidote: Happiness for People Who Can't Stand Positive Thinking by Oliver Burkeman http://www.amazon.com/Anti...
by gatorking
Fri Nov 21, 2014 7:47 pm
Forum: Investing - Theory, News & General
Topic: The mathematics of recouping loss
Replies: 11
Views: 1330

Re: The mathematics of recouping loss

The graph doesn't care about compounding. It takes 62 consecutive 1% declines to get from 100 to 50 (50% loss) and 62 consecutive 1% increases to get from 50 to 100 (100% increase). I get 70 1% increases to get to 2 and 69 1% decreases to get to 0.5. Yes, you are correct. I was counting on memory a...
by gatorking
Fri Nov 21, 2014 2:59 pm
Forum: Investing - Theory, News & General
Topic: The mathematics of recouping loss
Replies: 11
Views: 1330

Re: The mathematics of recouping loss

The graph doesn't care about compounding. It takes 62 consecutive 1% declines to get from 100 to 50 (50% loss) and 62 consecutive 1% increases to get from 50 to 100 (100% increase).

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