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Re: THANKS, BOGLEHEADS, FROM JACK BOGLE

A belated birthday, Jack! On your special day I was without my computer and dangit if I couldn't log into the forum with my iphone to wish you a Happy Day! Frustrating!! I enjoyed the Frontline show immensely and was smiling from ear to ear when I saw how much air time they were giving you. See you ...
by gailcox
Mon May 13, 2013 9:14 pm
 
Forum: Investing - Theory, News & General
Topic: THANKS, BOGLEHEADS, FROM JACK BOGLE
Replies: 39
Views: 4838

Re: How to find a beach house rental?

I vote for Charleston! Wonderful beaches and the "old" part of Charleston is quaint and great for walking. We have used VRBO several times as well and have always been able to negotiate the price. For example, the owner will often waive the 'cleaning fee' if you ask. We have just rented a ...
by gailcox
Tue Apr 30, 2013 9:49 am
 
Forum: Personal Consumer Issues
Topic: How to find a beach house rental?
Replies: 29
Views: 1875

Re: Vanguards great service

https://crewconnect.vanguard.com/totalr ... l_list.pdf

This is what I found. Never knew this stuff existed directly from Vanguard!! gail
by gailcox
Tue Mar 05, 2013 2:04 pm
 
Forum: Investing - Theory, News & General
Topic: Vanguards great service
Replies: 15
Views: 1255

Re: The Munchkin Man Diet

I'm so glad to see you are alive, Munchkin Man!!! After not hearing anything from you for so long, I was worried. I'm anxious to hear more about your story and how you lost the weight. I, for one, need some clarity on how to 'get the weight off' for good!

Gail
by gailcox
Sat Mar 02, 2013 12:41 am
 
Forum: Local Chapters and Bogleheads Community
Topic: The Munchkin Man Diet
Replies: 120
Views: 9529

Re: Finding a jeweler to reproduce a vintage ring

gatorman,

Where do I find a 3-D printer? Will the person that makes the CAD have access to one? The filligree on the band is very detailed. Not having the detail on the band would completely change the ring. Thanks for your suggestion. gail
by gailcox
Mon Jan 28, 2013 9:44 am
 
Forum: Personal Consumer Issues
Topic: Finding a jeweler to reproduce a vintage ring
Replies: 11
Views: 889

Re: Finding a jeweler to reproduce a vintage ring

CABob, None of my 3 daughters will get the original. I wouldn't be able to decide. I do have a niece that could have it. However, the jeweler told me that the center diamond is just about to fall out and it he won't be able to repair it using the bead and bright method or it would change the look of...
by gailcox
Mon Jan 28, 2013 2:37 am
 
Forum: Personal Consumer Issues
Topic: Finding a jeweler to reproduce a vintage ring
Replies: 11
Views: 889

Re: Finding a jeweler to reproduce a vintage ring

That is a great idea, Mrs. Feeley. I will go check it out. You never know..... If that doesn't pan out...I will continue to search for the perfect jeweler that can reproduce this ring. I know they will make a CAD of the original and then a wax mock up. What i'm wanting to know is if anyone on this f...
by gailcox
Sat Jan 26, 2013 2:08 am
 
Forum: Personal Consumer Issues
Topic: Finding a jeweler to reproduce a vintage ring
Replies: 11
Views: 889

Finding a jeweler to reproduce a vintage ring

I have a vintage ring that I am pretty sure is at least 75 years old. It was given to me by a cherished Great Aunt, who passed away many years ago. It is unique in that it has very delicate filigree work on the band and the diamonds are set in a Bead and Bright method, meaning the diamonds are not s...
by gailcox
Sat Jan 26, 2013 12:28 am
 
Forum: Personal Consumer Issues
Topic: Finding a jeweler to reproduce a vintage ring
Replies: 11
Views: 889

Re: Happy Birthday Taylor

Happy Birthday to you, Happy Birthday to you, Happy Biirthday, dear Tay-lor! Happy Birthday to YOU!! Taylor, I hope you had a wonderful day and hope you have a wonderful weekend planned to celebrate BIG!! Thank you for everything you have done to help all us on the forum! I cherish our 14 year frien...
by gailcox
Sat Jan 26, 2013 12:18 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor
Replies: 81
Views: 2962

Re: what are the ticker symbols for variable annuity funds?

Ah! I figured out what to do to get around this. All it took was a walk to think about it and the answer came to me. I had to 'trick' the computer into thinking my VA holdings had a standard ticker symbol, then do some quick math and !voila! it all worked out. Time to go to bed. The solution should ...
by gailcox
Sat Jan 05, 2013 1:57 am
 
Forum: Investing - Help with Personal Investments
Topic: what are the ticker symbols for variable annuity funds?
Replies: 4
Views: 281

Re: what are the ticker symbols for variable annuity funds?

Thanks, plats. Those ticker symbols show a closing price of $22.13 for VGSIX (REIT) and a closing price of $11.04 for VBMFX (Total Bond Mkt). But when I look at my VG statement today for my VA, my VA REIT closed at $41.01 and my VA Total Bond closed at $35.66. I'm perplexed on what to enter if I am ...
by gailcox
Sat Jan 05, 2013 1:20 am
 
Forum: Investing - Help with Personal Investments
Topic: what are the ticker symbols for variable annuity funds?
Replies: 4
Views: 281

what are the ticker symbols for variable annuity funds?

I know there are no ticker symbols for the funds offered in VG's variable annuities. In figuring out my asset allocation in my portfolio, what ticker symbol would I use for Total Bond Index and the REIT fund in my variable annuity with VG? I'm racking my brain trying to figure it out. Help! Thanks! ...
by gailcox
Sat Jan 05, 2013 12:38 am
 
Forum: Investing - Help with Personal Investments
Topic: what are the ticker symbols for variable annuity funds?
Replies: 4
Views: 281

Re: Social Security Statement Now Online?

Me too. This is real and I signed up too.
by gailcox
Thu Jan 03, 2013 4:59 pm
 
Forum: Investing - Theory, News & General
Topic: Social Security Statement Now Online?
Replies: 11
Views: 853

Re: Bogleheads 2013 Hedgefund Contest

Ok, I'll play!

Manbaby Mama Hedge Fund

Long: Disney (DIS)
Target Corp (TGT)

Short: Garmin Ltd. (GRMN)
United Continental Holdings (UAL)

gail
by gailcox
Wed Jan 02, 2013 3:26 am
 
Forum: Investing - Theory, News & General
Topic: Bogleheads 2013 Hedgefund Contest
Replies: 108
Views: 5939

Re: 2013 BOGLEHEAD CONTEST REGISTRATION

1597.88

gail
by gailcox
Wed Jan 02, 2013 2:08 am
 
Forum: Investing - Theory, News & General
Topic: 2013 BOGLEHEAD CONTEST REGISTRATION
Replies: 481
Views: 11088

Re: Money Magazine's 40 Heroes, Infinite Widom

I think that is awesome! I can't wait to get this issue. I may have to take it to the next Bogleheads reunion and have them sign it! All 4 of these people have helped me over the years with investing. Way to go, Taylor, Mel, Laura and Mr. Bogle!!
gail
by gailcox
Mon Nov 26, 2012 1:01 am
 
Forum: Investing - Theory, News & General
Topic: Money Magazine's 40 Heroes, Infinite Widom
Replies: 6
Views: 1075

Re: Pen Fed Refi

My experience with PenFed in obtaining a Home Equity Loan was frustrating and left me wondering who is running the show over there. Faxed paperwork was lost, I was told different items were needed on many different occasions and at some point it felt easier to give up than to keep re-faxing things. ...
by gailcox
Fri Nov 23, 2012 9:50 am
 
Forum: Personal Finance (Not Investing)
Topic: Pen Fed Refi
Replies: 23
Views: 1134

Re: A THANKSGIVING TO REMEMBER

Hi Taylor, I'll never grow tired of reading Mel's story and how the Bogleheads group came to be! I feel very fortunate and blessed to have come across your name on the Morningstar board in 1999 and even more fortunate to have attended the very first "Diehards" reunion at your and Pat's con...
by gailcox
Thu Nov 22, 2012 12:12 pm
 
Forum: Local Chapters and Bogleheads Community
Topic: A THANKSGIVING TO REMEMBER
Replies: 18
Views: 1885

Re: Reflections on Bogleheads 11

Greetings! Here is my perspective, as an attendee of 10 BH 'reunions'. My first reunion was in March, 2000, at Taylor and Pat's beautiful condo overlooking Biscayne Bay. I had discovered the Bogleheads thru the Morningstar "Diehards" board. Taylor's kind and patient voice caught my attenti...
by gailcox
Wed Oct 24, 2012 11:59 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Reflections on Bogleheads 11
Replies: 35
Views: 3560

Re: Reflections on Bogleheads 11

Kathleen, excellent reflections! Yes, I agree that the only thing missing was Taylor and Pat. I emailed Taylor from BH 11 and told him how much he and Pat are missed! Thanks for sharing your thoughts on this board. gail
by gailcox
Mon Oct 22, 2012 12:06 am
 
Forum: Local Chapters and Bogleheads Community
Topic: Reflections on Bogleheads 11
Replies: 35
Views: 3560

Re: Would you fly American today?

Texasdiver, I think by February, everything will be settled at AA. It looks like you already have decided to book on another carrier, and I don't blame you for that. If you are the type to obsess about things, you would have gone crazy thinking about your trip. I have worked for AA for 29 years and ...
by gailcox
Tue Oct 09, 2012 10:07 am
 
Forum: Personal Consumer Issues
Topic: Would you fly American today?
Replies: 24
Views: 1412

Re: "Cool down" period on a lease signed on Saturday?

Good points, dwc13. My question was for my daughter. She signed a lease on Saturday with 4 other girls for a 5 bedroom house on the beach. One of the 4 other girls dropped out before a lease was signed. At that point, my daughter changed rooms, since a larger one was now available. The 3 remaining g...
by gailcox
Thu Sep 13, 2012 1:12 am
 
Forum: Personal Consumer Issues
Topic: "Cool down" period on a lease signed on Saturday?
Replies: 11
Views: 1351

Re: "Cool down" period on a lease signed on Saturday?

Thank you for posting that. That is what I needed to read. Interesting to note that a contract to a dating service has 3 days for cancellation!
Gail
by gailcox
Wed Sep 12, 2012 6:41 pm
 
Forum: Personal Consumer Issues
Topic: "Cool down" period on a lease signed on Saturday?
Replies: 11
Views: 1351

"Cool down" period on a lease signed on Saturday?

Is there a such thing as a cool down period (3 business days to get out of a house lease) for a lease on a house? The state is California. Thanks! gail
by gailcox
Wed Sep 12, 2012 4:32 pm
 
Forum: Personal Consumer Issues
Topic: "Cool down" period on a lease signed on Saturday?
Replies: 11
Views: 1351

Re: Waterproof camera for white water river rafting

Wow! Thanks for the great replies! I will research tomorrow---off to bed for me!
by gailcox
Wed Aug 08, 2012 1:45 am
 
Forum: Personal Consumer Issues
Topic: Waterproof camera for white water river rafting
Replies: 13
Views: 862

Re: Waterproof camera for white water river rafting

Sorry I am just now responding to the replies on my question. (out of town) I've seen the GoPro but it seems like it is a hassle---mounting it on my helmet? I'm afraid I'll put so much time into getting this camera situated, that I may end up not seeing the sights! Does either one of you actually ha...
by gailcox
Mon Aug 06, 2012 1:08 am
 
Forum: Personal Consumer Issues
Topic: Waterproof camera for white water river rafting
Replies: 13
Views: 862

Waterproof camera for white water river rafting

I'm looking for a recommendation for a waterproof still camera and/or movie camera to take white water rafting. Thanks---gail
by gailcox
Sat Aug 04, 2012 12:51 am
 
Forum: Personal Consumer Issues
Topic: Waterproof camera for white water river rafting
Replies: 13
Views: 862

Re: Rent checks getting "lost" in mail, lazy landlords

Try FedEx'ing the checks. We had checks that kept getting lost in the mail to pay for my daughters rent in college. They never surfaced and I had to stop payment three times. Once I started FedEx'ing the checks, I would send the owners the tracking number and let them track the envelope. So far, no ...
by gailcox
Fri Jul 27, 2012 10:37 pm
 
Forum: Personal Consumer Issues
Topic: Rent checks getting "lost" in mail, lazy landlords
Replies: 51
Views: 3974

Re: What retirement contributions does your employer offer?

For my particular work group, we get zero match on anything we put into our 401k. For the last 28 years I thought I was going to get a standard pension but it was just 'frozen'. (originally the pension was dumped on the PBGC but it was later changed to go to the deep freeze) I'm glad we've always sa...
by gailcox
Mon Jul 09, 2012 8:55 pm
 
Forum: Personal Finance (Not Investing)
Topic: What retirement contributions does your employer offer?
Replies: 68
Views: 4623

Re: 10 Brands That Will Disappear in 2013

I've deleted my post due to my fear of 'big brother'. (my employer is one of the companies in the "10 Brands That Will Disappear i 2013" list.
by gailcox
Mon Jun 25, 2012 12:27 am
 
Forum: Personal Consumer Issues
Topic: 10 Brands That Will Disappear in 2013
Replies: 19
Views: 3362

Re: Anyone everuse Angie's List?

I have never used yelp but I have used a lot of ppl I found on Angies list. I have not had one bad experience from the ppl I found on angieslist. I always use a person that has consistently received high scores with excellent reviews. If there is a coupon offered, that makes the deal even better. Th...
by gailcox
Wed Jun 20, 2012 8:43 am
 
Forum: Personal Consumer Issues
Topic: Anyone everuse Angie's List?
Replies: 19
Views: 1551

Re: Ordering steaks online...have you done this?

My dad got his steaks today and he about cried he was so happy! I wish I could enjoy them with him, but I will see him next month! I'm very happy I ordered them and can't wait to hear how he liked them cooked! gail
by gailcox
Fri Jun 15, 2012 6:24 pm
 
Forum: Personal Consumer Issues
Topic: Ordering steaks online...have you done this?
Replies: 33
Views: 2760

Re: My Experience / Lunch with Jack Bogle

Lucky you! Sounds like the visit will be one that you never forget! Mr. Bogle is just a really nice and decent guy. Thanks for sharing your insights and photos with us. gail
by gailcox
Fri Jun 15, 2012 12:27 am
 
Forum: Local Chapters and Bogleheads Community
Topic: My Experience / Lunch with Jack Bogle
Replies: 21
Views: 2213

Re: Ordering steaks online...have you done this?

thanks for all the suggestions! We have ordered Omaha Steaks before and I wasn't happy with the quality. I was looking at Allen Brothers and Stock Yards. All I was wanting to order were his favorite--filet mignon. When my husband used to work for Morton's of Chicago, they got their beef from one of ...
by gailcox
Thu Jun 14, 2012 7:38 pm
 
Forum: Personal Consumer Issues
Topic: Ordering steaks online...have you done this?
Replies: 33
Views: 2760

Re: How much house do you own?

I think I am in the minority here. Our house value (according to property tax statement) is roughly 1/2 of our annual gross income. I like it this way and I really find my house has a great, comfortable feeling. We raised our kids here and we made some wonderful memories here. However, it's too much...
by gailcox
Thu Jun 14, 2012 7:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much house do you own?
Replies: 44
Views: 3955

Re: Ordering steaks online...have you done this?

Thanks! I will get them ordered today....better get a quick delivery! gail
by gailcox
Thu Jun 14, 2012 8:27 am
 
Forum: Personal Consumer Issues
Topic: Ordering steaks online...have you done this?
Replies: 33
Views: 2760

Ordering steaks online...have you done this?

I want to order some steaks for my wonderful dad for Father's Day. Do any of you have any experience with either Allen Brothers or Stock Yards? I look at both websites and I just get hungry! Any suggestions?

thanks---gail
by gailcox
Thu Jun 14, 2012 12:59 am
 
Forum: Personal Consumer Issues
Topic: Ordering steaks online...have you done this?
Replies: 33
Views: 2760

Re: Newport Beach CA restaurant rec

I wanted to report back to where we ended up going. For our celebration dinner we went to Mastro's Ocean Club in Laguna. It was wonderful! Great steaks and seafood! It was one of those meals of a lifetime and we will always remember the ambiance, view, food and company. For brunch we ended up going ...
by gailcox
Sat May 26, 2012 7:44 pm
 
Forum: Personal Consumer Issues
Topic: Newport Beach CA restaurant rec
Replies: 17
Views: 1483

Re: Getting the PenFed 1.99 HEL to pay off college loans

I think we'll start the process and see what happens. I'd like to get what we can, at 1.99%, and apply it to the highest interest rate loan.

Thanks for the responses.

gail
by gailcox
Wed May 02, 2012 6:36 pm
 
Forum: Personal Finance (Not Investing)
Topic: Getting the PenFed 1.99 HEL to pay off college loans
Replies: 22
Views: 1410

Re: Getting the PenFed 1.99 HEL to pay off college loans

Well, I don't like the idea of my home being seized. That would not be good. I don't see us defaulting on this loan, but 'stuff' happens and I would hate to loose my home. I'm already paying down a 401k loan at 3.25%. It should be paid off in 6 months tho. I'm not real keen on taking out another loa...
by gailcox
Wed May 02, 2012 10:47 am
 
Forum: Personal Finance (Not Investing)
Topic: Getting the PenFed 1.99 HEL to pay off college loans
Replies: 22
Views: 1410

Getting the PenFed 1.99 HEL to pay off college loans

I saw in an earlier post about the PenFed HEL at 1.99 for 5 years with no closing costs. That got me wondering about applying for this loan to pay off college debt. Currently, we pay $1935.77 a month for college loans. Many of these we are making double or extra payments on to get it paid off quicke...
by gailcox
Wed May 02, 2012 10:16 am
 
Forum: Personal Finance (Not Investing)
Topic: Getting the PenFed 1.99 HEL to pay off college loans
Replies: 22
Views: 1410

Re: Newport Beach CA restaurant rec

Thanks for making that preliminary call for me, MidnightX!! You did most of the work for me! I will take this into account when we go there. Breakfast is calling my name at the Beachcomber....
gail
by gailcox
Mon Apr 30, 2012 9:26 pm
 
Forum: Personal Consumer Issues
Topic: Newport Beach CA restaurant rec
Replies: 17
Views: 1483

Re: Newport Beach CA restaurant rec

MidnightX, wow, the Beachcomber at Crystal Cove looks amazing! When I put in the date and # in our party on OpenTable, it said they are full for the next 8 weeks for 2.5 hours on either side of the time I wanted reservations. So, no luck there for dinner, but I'm hoping to walk in for breakfast one ...
by gailcox
Sun Apr 29, 2012 8:28 pm
 
Forum: Personal Consumer Issues
Topic: Newport Beach CA restaurant rec
Replies: 17
Views: 1483

Re: Newport Beach CA restaurant rec

Thanks for the suggestions, everyone. I called The Cannery, since that seemed like a happy medium for the view and menu (variety). They want to charge $48 per person to guarantee us seating on the patio, which is where the view is. (the $48 per person is how much they will charge each person, even i...
by gailcox
Sun Apr 29, 2012 6:43 pm
 
Forum: Personal Consumer Issues
Topic: Newport Beach CA restaurant rec
Replies: 17
Views: 1483

Re: Newport Beach CA restaurant rec

Hi everyone, Just checking back after being out of town. Thank you so much for your responses. I wish I knew how to bring the individual responses down to inside this post so my comments match up with them! Gatorman, thanks for that rec. for Woodys Wharf. We are leaning towards dinner right now so s...
by gailcox
Thu Apr 26, 2012 9:18 am
 
Forum: Personal Consumer Issues
Topic: Newport Beach CA restaurant rec
Replies: 17
Views: 1483

Newport Beach CA restaurant rec

I'm hoping someone can point me in the direction of a nice restaurant that has a water view of the ocean (or canal) that serves either a Saturday brunch/lunch or weekend dinner. It is for a college graduation dinner. We are renting a house on the Balboa Peninsula but the graduation is in Orange, CA,...
by gailcox
Wed Apr 25, 2012 12:55 am
 
Forum: Personal Consumer Issues
Topic: Newport Beach CA restaurant rec
Replies: 17
Views: 1483

Re: Moving from EJ to Vanguard

I've been where you are. (EJ) Move to Vanguard without hesitation. Trust your instincts. You know it doesn't feel right. It will be the best move you've ever made. Start reading the books that are suggested on this site. Welcome! gail
by gailcox
Wed Apr 11, 2012 6:11 pm
 
Forum: Investing - Help with Personal Investments
Topic: Moving from EJ to Vanguard
Replies: 13
Views: 953

Re: How much do you spend to get taxes done?

Free thru my credit union. I also 'pay' myself with a mani and pedi.

gail

*corrected to say "credit union". Brain freeze!
by gailcox
Tue Apr 03, 2012 5:01 pm
 
Forum: Personal Finance (Not Investing)
Topic: How much do you spend to get taxes done?
Replies: 86
Views: 4576

Re: How should one deal with adult children's finances?

Ok, I'll bite. We don't have this problem. We always told all 3 of our kids that when they get their undergraduate degree, then we will help them thru the summer (assuming they graduated in May) and as of August 31st, they are on their own. "On their own" includes paying car insurance, cel...
by gailcox
Sat Mar 31, 2012 1:10 am
 
Forum: Personal Finance (Not Investing)
Topic: How should one deal with adult children's finances?
Replies: 144
Views: 7551

Re: no retirement plan offered at work---what other options?

Just to clear up, this person is married. (to me) We both contributed to a Traditional IRA this year (6k each since we are both over 50) and we will both do the backdoor Roth this week. (since I DO have a plan at work, can I still contribute to a Traditional IRA and do the backdoor Roth) Dbltrbl, do...
by gailcox
Sat Mar 24, 2012 10:23 am
 
Forum: Investing - Theory, News & General
Topic: no retirement plan offered at work---what other options?
Replies: 8
Views: 712
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