mhc wrote:Age: ~45
Adj Stock: 80%
Not too interesting if there are no liabilities.
livesoft wrote:I wouldn't wait for it to be a 50% drop, so I would probably be rebalancing all the way down.
LAlearning wrote:Yes.....a la Target date and Lifestrategy funds! KISS.
Boglenaut wrote:In 2008 I rebalanced every day for a week. It kept hitting my triggers so I stuck to the plan.
I am glad I did now.
baw703916 wrote:I would probably wait until the negative momentum had stabilized, then rebalance.
YDNAL wrote:Yes, I would rebalance since our plan includes a floor for Fixed Income investments that will not be affected by taking money to rebalance after a 50% market drop in Equities.
livesoft wrote:I'm afraid there is no formula. There is an algorithm. I have written a computer program that runs the algorithm. I am willing to sell it to folks for $10 million a pop.
gofigure wrote:Did you forget FICA expense?
ilmartello wrote:Health and long-term care expenses are a wild card that could cost you a lot.
Plus as someone earlier I said, I don't consider investments to be an expense.