Your mom wants little or no risk - I will combine some suggestions already offered.
50% Vanguard LifeStrategy Income
50% Cd 's (2.2-2.3%)
Since your mother has 5M this will cover her monetary needs along with her desire for low risk.
epictetus wrote:don't do it. too dangerous.
poker27 wrote:frugalhen wrote:Interesting how so many people regret car purchases..........
Well in my mind there are only 3 things that cost more then $10k, homes, jewelry, or cars.
Middle wrote:The tricky part is comparing apples to apples with the insurance coverage you're getting.
Does anyone know of a civilian version of Girl Scout Thin Mint Cookies?