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Levett wrote:The bravest people I've seen (some from family) are those dealing with terminal illness and yet affirming life.

Service in the military is overrated.

Lev

Keep telling yourself that buddy. They sacrifice a lot more than you think.

From Mint

Food & Dining (Food, Alcohol, Fast Food)
Auto & Transport (Gas, Insurance, Maintenance)
Mortgage & Rent (Rent)
Everything Else (Anything that doesn't fit in the other categories)

Any extra money goes into savings.

In December 2012, the Federal Reserve committed to keep the fed funds rate below 0.25% until either unemployment falls below 6.5%, or inflation rises above 2.5%. We are currently at 7.9% unemployment and 1.6% inflation. Thus, rates will not increase for some time to come. Of course, we should all h...

I honestly don't know why people are so concerned with mints security. Especially considering if you just link your credit cards and something does happen you will still be covered.

It's no worse then buying something online with your credit card.

Amex BCE - Groceries, and every day purchases.
Chase Freedom - Rotating categories
Citi Forward - Restaurants and Amazon
Discover It - Rotating categories (Thinking about closing though)

Bump!

What if Vanguard gets hacked? What if?

45% gross without including company match so another 7%

Alright I just wanted to give you guys a update. So I downloaded Bogleheads Guide to Investing read it on my computer and liked it so much that I ended up ordering a copy off amazon so I could re-read it. I ended up fully funding my Roth IRA for both 2012 & 2013 and putting 45% into my 401k righ...

I think it's all relative for the most part. I do think a significant amount of people are in for a rude awakening concerning lifestyle changes (i.e. those with $20k/yr jobs with brand new vehicles, the latest designer clothes, eating out every night, etc.). For those that live beneath their means ...

Is the $40k in your bank account for anything specific like a house downpayment? If not, you can "convert" this taxable money to tax-deferred by doing the following: 1. Change your paycheck deductions so that you contribute $17,500 to your 401k for 2013. This will make your paycheck reall...

I only make $35k a year right now I started putting in 5% my employer matches 7% so 12% all together for my 401k. Have you verified employer is putting in 7%? Usually a 7% "match" would mean they would match what you put in up to 7%. If you only put in 5% they would only match that 5%. We...

Reading the Wiki might be of some help. Here is a link to the main page, see "Getting Started". Also consider buying the "Boglehead Guide to Investing" book via Amazon (see the link to Amazon on the forum page, upper right). http://www.bogleheads.org/wiki/Main_Page Here is a lin...

How much are you stuffing in the 401k? What are your tax rates? How much money do you have to invest monthly? Could you max out your 401k contribution at $17,500 for next year and still live a little? You are in a great position to do it all right from the get go. I only make $35k a year right now ...

Alright I'm 24 years old and new to investing I'm pretty good with saving my money but all I do is put it in my savings account so figured I need to change and start investing some of it. I have $40,000 saved up in my bank account and no debt. I just started a Roth IRA with Vanguard since I have my ...