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Re: What doyou splurge on?

I splurge on my dog. She has lots of toys and I buy high-end dog food. There was a 40 foot section of missing fence in my back yard when I bought my house (fire took it out several years before I bought the house) that I had no intention of doing anything about until I got a dog. Now that section ha...
by fizxman
Fri Nov 21, 2014 2:39 pm
 
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 150
Views: 9510

Re: Coupons? Do you live by them?

We use the coupons from the Sunday paper and print coupons from websites to be used in conjunction with local sales. This is our Sunday morning routine after walking the dog and buying the paper at the gas station around the corner and before watching Meet the Press with Chuck Todd! My better half p...
by fizxman
Fri Oct 31, 2014 8:01 am
 
Forum: Personal Consumer Issues
Topic: Coupons? Do you live by them?
Replies: 66
Views: 4049

Re: Should I Sue?

as just one example, how does the water get to the sofa ? through he roof is not a flood etcetc etc Seems like a building flaw. The area right in front of the garage is graded the wrong way and directs water right under the garage door. I would take the money and not sue, only if they fix the gradi...
by fizxman
Fri Oct 24, 2014 7:15 am
 
Forum: Personal Consumer Issues
Topic: Should I Sue? [couch damaged in garage of rental]
Replies: 39
Views: 3297

Re: Kindle

I always use Hundred Zeros. Two clicks takes you straight to Amazon. It's also broken up by subject.

http://hundredzeros.com/
by fizxman
Fri Sep 12, 2014 10:23 am
 
Forum: Personal Finance (Not Investing)
Topic: Kindle
Replies: 15
Views: 1384

Re: Salary Info double standard?

I know the OP said the potential job is in his/her area but what about for a job on the other side of the county? What am I supposed to put in? I live in a kind of low cost of living area and I wanted to see what I'd be paid if I lived in San Jose, CA. So I put my salary into 8 different cost of liv...
by fizxman
Fri Sep 05, 2014 12:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Salary Info double standard?
Replies: 53
Views: 4295

Re: roomba?

I have the 650, which isn't the latest model but I don't think it's that old. It's the cheapest model that is programmable and I think it works well. I have it run Monday, Wednesday and Friday at 9:30am while I'm at work. When I come home the little trap is full or mostly full so does pick up dirt. ...
by fizxman
Thu Aug 28, 2014 1:00 pm
 
Forum: Personal Consumer Issues
Topic: roomba?
Replies: 13
Views: 1344

Re: Do you take all of your allowed paid vacation time?

I get 10 vacation days and 2 personal days a year and I use them all. I make sure I have enough days saved so at the end of the year I can take off between Christmas and New Year's because the office gets boring at that time. This year will require 6 days so that gives me 6 days to spend through out...
by fizxman
Fri Aug 22, 2014 1:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you take all of your allowed paid vacation time?
Replies: 88
Views: 6224

Re: Help with Salary Negotiation (Bay Area)

I've found glassdoor.com useful in helping determine salaries at companies, for certain job titles in various locations. Go there and look under "Salaries" for the job title and location you're interested in. It will give you a list of companies in which people have anonymously reported th...
by fizxman
Fri Aug 15, 2014 1:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: Help with Salary Negotiation (Bay Area)
Replies: 13
Views: 1359

Re: Are hospitals allowed to do this?

When my fiance had an emergency laparoscopic appendectomy about two years ago, she called the hospital about payment options and they guy on the phone told her "this is too much, lets knock 25% off" without her even asking. He may not have said it exactly that way and I don't remember the ...
by fizxman
Wed Aug 13, 2014 7:51 am
 
Forum: Personal Consumer Issues
Topic: Are hospitals allowed to do this? [Costs quoted vs. actual]
Replies: 98
Views: 6922

Re: Favorite portfolio tracking software

Google Finance
by fizxman
Thu Jul 24, 2014 8:25 am
 
Forum: Investing - Theory, News & General
Topic: Favorite portfolio tracking software
Replies: 14
Views: 1904

Re: Best website for airfare?

I wanted to do the same thing as well. What I did was on Kayak, I picked a departure date and return date then chose the +/- 3 days before and after the dates so the search would cover one week. I made note of the cheapest flight then moved on to the next week. It was a little tedious but I went tho...
by fizxman
Thu Jul 03, 2014 8:19 am
 
Forum: Personal Consumer Issues
Topic: Best website for airfare?
Replies: 20
Views: 3133

Re: car repair ordeal

Get some facts first. Ask them about it then determine how you wish to respond. I am not trying to be rude but I am curious what more facts could be revealed from a conversation with the body shop. That they "accidentally" drove the client car for 100+ miles, and used up 1/4 fuel tank? Th...
by fizxman
Wed Jun 11, 2014 8:03 am
 
Forum: Personal Consumer Issues
Topic: car repair ordeal
Replies: 21
Views: 2763

Re: House purchase negotiation

It is the ideal house we'd like in our price range, it will be tough to find a similarly new home in this town (that will clearly cost more than this house) We'd like to move anywhere from now and up to two years time. You've given yourself 2 years to find a house, which is a pretty long time. I th...
by fizxman
Tue Jun 10, 2014 1:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: House purchase negotiation
Replies: 29
Views: 2203

Re: Worst "Large purchase" ever?

Luckily for me, I've never had $10,000+ to spend on anything, except cars and house, none of which I regret. I've read a lot of people saying their ex's but I didn't see anyone say their actual wedding. For all the posts I've read about people saying spending $XX,XXX+ on a wedding was a waste, I'm s...
by fizxman
Tue May 27, 2014 8:36 am
 
Forum: Personal Consumer Issues
Topic: Worst "Large purchase" ever?
Replies: 110
Views: 12232

Re: How do you dress for work travel?

I always wear something comfortable. If weather permits, it's usually shorts, otherwise it's jeans. Planes are inherently uncomfortable (at least economy seats are) so I mitigate that as best as possible by dressing as comfortable as possible without looking like a slob.
by fizxman
Tue May 27, 2014 8:12 am
 
Forum: Personal Consumer Issues
Topic: How do you dress for work travel?
Replies: 21
Views: 1920

Re: Post your current AA

Vanguard Total Stock Market Index Fund Investor Shares ------------- 63.0% Vanguard Total International Stock Index Fund Investor Shares ------ 27.0% Vanguard Total Bond Market II Index Fund Investor Shares ----------- 8.0% Vanguard Total International Bond Index Fund -------------------------- 2.0%...
by fizxman
Fri May 23, 2014 9:57 am
 
Forum: Investing - Help with Personal Investments
Topic: Post your current AA
Replies: 41
Views: 2322

Re: My friend's statement on an engagement ring and wedding

Sounds like she wants to have her cake and eat it too. Substitute student loans for car loan or Master's education for credit card debt, would you still feel the same? If not, why? What difference does it make when you're not the one paying off the debt? The fact that she wants someone else to pay f...
by fizxman
Thu May 22, 2014 1:08 pm
 
Forum: Personal Consumer Issues
Topic: My friend's statement on an engagement ring and wedding
Replies: 32
Views: 2734

Re: Forced job responsibility putting me in a panic

In high school and college I was always terrified of getting up in front of class to present something. Then, for reasons I won't get into, I became a high school teacher and thus I was on stage all day, everyday for nine months a year. I had one speech class and a semester of student teaching so I ...
by fizxman
Tue Apr 22, 2014 8:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Forced job responsibility putting me in a panic
Replies: 32
Views: 2781

Re: Reel Lawn Mowers

I had this http://www.amazon.com/Scotts-2000-20-20-Inch-Classic-Mower/dp/B00004RA3E at my old house. The lawn wasn't very big but it had one of the largest trees in town in the back yard. This tree would drop various twigs throughout the year. If I hit a twig with this mower, the mower would jam and...
by fizxman
Wed Apr 09, 2014 7:07 am
 
Forum: Personal Consumer Issues
Topic: Reel Lawn Mowers
Replies: 19
Views: 3023

Re: best vacuum cleaner

Related question - any of you have and like the Roomba? Thanks Yes and YES!!! I got the Roomba 650 a couple of weeks ago and I love it! I believe it's the cheapest model that has the scheduling feature. As a matter of fact, I'm at work now and vacuuming at home as I type this! It does a good job be...
by fizxman
Wed Apr 02, 2014 7:29 am
 
Forum: Personal Consumer Issues
Topic: best vacuum cleaner
Replies: 23
Views: 2107

Re: Do you love your job? What do you do?

Signal Integrity Engineer

It's a job; it pays the bills and keeps me out of trouble.
by fizxman
Wed Mar 19, 2014 9:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you love your job? What do you do?
Replies: 134
Views: 11240

Re: What video games are you currently playing?

Just a side note...your avatar picture appears to be redundant. :D It should be either, "May the F be with you" or "May the m*a be with you." The way it reads now is, "May the force force be with you." Yes, I'm a nerd. As a physics major and former physics teacher, I'm...
by fizxman
Wed Mar 12, 2014 8:07 am
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 99
Views: 5028

Re: What video games are you currently playing?

I started playing World of Warcraft shortly after the Burning Crusades expansion pack was released in 2007. I stopped playing, for good hopefully, about 3 weeks ago. I wasn't really enjoying it anymore and I was really just playing out of habit. I have yet to replace it with another video game. I do...
by fizxman
Tue Mar 11, 2014 7:23 am
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 99
Views: 5028

Re: Used $35k Porsche on $64k income?

I've thought of doing something like this in the past. I have an e-fund and I might be able to max out my 401k this year, depending on if I get a raise this year. I pay $1000/month on my student loans, which includes the principle, interest and extra towards a loan until it's paid off then I roll th...
by fizxman
Tue Mar 04, 2014 10:22 am
 
Forum: Personal Consumer Issues
Topic: Used $35k Porsche on $64k income?
Replies: 95
Views: 6938

Re: Favorite National Parks

Since I haven't been to too many I'll just list all the ones I've been to. FYI, they were all nice but I think my favorite was Mount Rainier.

Bryce Canyon
Grand Canyon
Great Smoky Mountains
Hawaii Volcanoes
Hot Springs
Joshua Tree (was there last Wednesday!)
Mount Rainier
Shenandoah
Zion
by fizxman
Mon Jan 27, 2014 8:00 am
 
Forum: Personal Consumer Issues
Topic: .....
Replies: 74
Views: 3334

Re: Did you have a Lousy Job as a teen / young adult?

My first job was to bus tables in the smoking section of a diner. At another job, I had to put up several hundred fiber-glass ceiling tiles in a store being renovated. It was during the summer and there was no air conditioning in the building. So it was either wear shorts and a t-shirt to keep cool ...
by fizxman
Fri Jan 17, 2014 2:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Did you have a Lousy Job as a teen / young adult?
Replies: 127
Views: 5591

Re: Tipping Movers

Man this forum really toes the line between frugal and cheap skate. Of course you tip a mover, just as you would a cabbie or waiter, unless there is a serious mistake, inefficiency or discourtesy. I had never heard of people tipping delivery men. Do you tip the newspaper guy, fedex driver, and the ...
by fizxman
Thu Dec 19, 2013 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Tipping Movers
Replies: 41
Views: 2156

Re: Tipping Movers

When buying furniture (or other large household items), it's customary to tip the delivery people. I think of tipping the movers as an extension of this custom. Since the move would involve more effort, and hopefully care and thought, the tip should be commensurately higher. I delivered furniture f...
by fizxman
Thu Dec 19, 2013 11:13 am
 
Forum: Personal Consumer Issues
Topic: Tipping Movers
Replies: 41
Views: 2156

Re: Mega Millions jackpot to $636 million

When Powerball or Mega Millions get over $200 million, I buy one ticket on Sundays when I walk to the convenience store around the corner to get the newspaper. The enjoyment I get when thinking about using the winnings to travel around the world for the rest of my life is worth the $20 or so I spend...
by fizxman
Tue Dec 17, 2013 2:32 pm
 
Forum: Personal Consumer Issues
Topic: Mega Millions jackpot to $636 million
Replies: 82
Views: 4300

Re: Tactical Flashlight for long walks at night vs. pepper s

I walk my dog around 5:30am and sometimes at night when it starts to get dark and when I do, I carry a small knife with me (I actually carry it anytime I walk the dog, day or night). I can get it out of my pocket and open it with one hand while the other hand holds the leash. After reading this thre...
by fizxman
Tue Dec 03, 2013 2:52 pm
 
Forum: Personal Consumer Issues
Topic: Tactical Flashlight for long walks at night vs. pepper spray
Replies: 85
Views: 5324

Re: Thoughts on door prizes for a holiday party?

At mine and my girlfriend's company holiday parties, everyone gets a prize. That said, there isn't 150 in attendance. Things given away at the parties are gift baskets of wine, cheese, fruit, smoked meats and the like, gift cards to local restaurants (usually chain restaurants), and cases of beer. S...
by fizxman
Tue Oct 15, 2013 9:46 am
 
Forum: Personal Consumer Issues
Topic: Thoughts on door prizes for a holiday party?
Replies: 40
Views: 2771

Target Retirement Fund in 401k, IRA and Taxable?

Is there any reason not to use a Target Retirement fund in one's 401k, IRA (Roth or Traditional) and taxable account? My girlfriend has about $34,000 in her checking/savings account earning nothing. She has a 401k at work in which she is only contributing enough to get the full company match because...
by fizxman
Thu Oct 10, 2013 2:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: Target Retirement Fund in 401k, IRA and Taxable?
Replies: 3
Views: 692

Re: dog chews

My little jack russel mix ripped the top off of two Kong toys in under two hours total. Her teeth are pretty sharp and she was able to puncture them and the rest is history. and elk antlers (lasts forever!) The best thing I've found so far, which was recommended by a coworker is a deer antler. You c...
by fizxman
Fri Oct 04, 2013 7:53 am
 
Forum: Personal Consumer Issues
Topic: dog chews
Replies: 15
Views: 813

Re: Dog has difficulty [with medical condition]

I never had a dog growing up but back in June my girlfriend and I got one (rescued from a groundhog cage at my girlfriends work). I've grown so attached her that thinking about these types of things really bums me out. If you haven't read "My Dog: The Paradox" over at The Oatmeal, it's pre...
by fizxman
Mon Sep 30, 2013 2:37 pm
 
Forum: Personal Consumer Issues
Topic: Dog has difficulty [with medical condition]
Replies: 35
Views: 1982

Re: Haggling at Furniture Store (Lay-z-Boy)

Whatever you do, don't get the scotch guard protection at the store! That stuff is marked up to the moon; you'd think it was liquid gold. You can go to Wal-Mart and get a shopping cart full of scotch guard for the price you'd pay them to put it on and it's all pretty much the same stuff. This isn't...
by fizxman
Fri Sep 13, 2013 7:49 am
 
Forum: Personal Consumer Issues
Topic: Haggling at Furniture Store (Lay-z-Boy)
Replies: 28
Views: 3366

Re: Haggling at Furniture Store (Lay-z-Boy)

Whatever you do, don't get the scotch guard protection at the store! That stuff is marked up to the moon; you'd think it was liquid gold. You can go to Wal-Mart and get a shopping cart full of scotch guard for the price you'd pay them to put it on and it's all pretty much the same stuff. This isn't ...
by fizxman
Thu Sep 12, 2013 2:09 pm
 
Forum: Personal Consumer Issues
Topic: Haggling at Furniture Store (Lay-z-Boy)
Replies: 28
Views: 3366

Re: How Much Did You Spend on Your Engagement Ring??

I'm not married but I inherited my late grandmother's wedding and engagement rings when she passed away. I paid $500-$600 to get the 60-70 year old rings cleaned, fixed and appraised (appraised at $3000 total a few years ago). I don't remember the stats on the diamonds but the metal is platinum. I t...
by fizxman
Tue Sep 10, 2013 7:12 am
 
Forum: Personal Consumer Issues
Topic: How Much Did You Spend on Your Engagement Ring??
Replies: 289
Views: 21706

Re: What do you do with your cash back rewards?

Chase Freedom - I buy Christmas gifts through the Ultimate Rewards website on Cyber Monday. Last year wasn't too good but the year before I got my girlfriend a $600 iPad for 48,000 pts ≈ $480; 20% off! Or, since it's linked to my Amazon account, I spend the points there. Last year I bought my parent...
by fizxman
Fri Aug 30, 2013 6:23 am
 
Forum: Personal Finance (Not Investing)
Topic: What do you do with your cash back rewards?
Replies: 51
Views: 42447

Re: Family vacation - need some bogle wisdom

While in DC, go across the river into Old Town Alexandria (King St-Old Town stop on the yellow or blue line). Lots of shops and places to eat there and if you're there in the evening, take a ghost tour.
by fizxman
Tue Jul 30, 2013 8:17 am
 
Forum: Personal Consumer Issues
Topic: Family vacation - need some bogle wisdom
Replies: 18
Views: 1869

Re: 72% 401K Contribution - My Wife Worries People Will Wond

"My Wife Worries People Will Wonder!"

Yeah, they might wonder how awesome it would be to bank 75% of a paycheck. I know I am right now.
by fizxman
Fri Jul 26, 2013 8:43 am
 
Forum: Investing - Theory, News & General
Topic: 72% 401K Contribution - My Wife Worries People Will Wonder!
Replies: 53
Views: 5685

Re: Wilkes-barre / Scranton, PA: any nice areas to live?

My girlfriend grew up in Wilkes-Barre and her parents still live there. They live in a development near Reliance Park (look up Reliance Park, Wilkes-Barre PA on Google Maps) which is right along the river. Walking along the dike that holds back the river is actually a very nice walk. Their house did...
by fizxman
Fri Jun 14, 2013 8:44 am
 
Forum: Personal Consumer Issues
Topic: Wilkes-barre / Scranton, PA: any nice areas to live?
Replies: 16
Views: 1972

Re: Converting to gas heat

Have you considered asking a few local real estate agents? They probably have a good idea of how the choice affects the value and marketability of houses in your area. You have to take what they say with a pinch of salt, but some of them will give reasons and data that you can consider. I'd also as...
by fizxman
Tue Apr 02, 2013 6:35 am
 
Forum: Personal Consumer Issues
Topic: Converting to gas heat
Replies: 29
Views: 1978

Re: Continuous Variable Transmissions

I went from a used 1988 Subaru GL Station Wagon (manual) to a new 2005 Ford Focus (manual) to a new 2013 Subaru Outback (CVT). After driving stick for the first 16 years of my driving life, going to anything else was going to be different and a concern for me. I wanted something 4WD or AWD to deal w...
by fizxman
Tue Mar 12, 2013 11:25 am
 
Forum: Personal Consumer Issues
Topic: Continuous Variable Transmissions
Replies: 78
Views: 6511

Itemized Taxes Question

Last year my girlfriend and I bought a house together in both of our names. Can I claim all of the mortgage interest and property taxes myself? I make more than she does and if she takes the standard deduction, she'll drop to a lower tax bracket. I think I can get over the standard deduction, but on...
by fizxman
Fri Feb 08, 2013 3:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Itemized Taxes Question
Replies: 3
Views: 536

Re: do you charge everything to 1 credit card?

Chase United Mileage Plus Visa - I put most purchases on this card because I travel for work a decent amount so when I go some place neat, my girlfriend can tag along. Hoping I get sent to Europe in July and/or September and then use miles for a free ticket for her or upgrades for us. Chase Freedom ...
by fizxman
Thu Feb 07, 2013 8:17 am
 
Forum: Personal Finance (Not Investing)
Topic: do you charge everything to 1 credit card?
Replies: 60
Views: 4303

Re: Progressive Insurance: Snapshot Discount, anyone ever us

I used it in my 2005 GM Truck. It plugs into the OBD2 port and needs to stay plugged in 24/7. Make sure your battery is in good condition, because it can put a slight drain on it. Progressive can also reset your driving statistics if you unplug the device too much, so don't try to game it. I think ...
by fizxman
Thu Feb 07, 2013 7:02 am
 
Forum: Personal Consumer Issues
Topic: Progressive Insurance: Snapshot Discount, anyone ever use?
Replies: 20
Views: 3698

Re: Progressive Insurance: Snapshot Discount, anyone ever us

Does the device stay plugged in at all times, or do you remove it and plug it in every time you drive? It gets very cold some days here in Michigan. Also, I assume it connects to your cigarette lighter port? I drive less than 4k miles per year, as work is only 2 miles in one direction, and I walk o...
by fizxman
Wed Feb 06, 2013 3:20 pm
 
Forum: Personal Consumer Issues
Topic: Progressive Insurance: Snapshot Discount, anyone ever use?
Replies: 20
Views: 3698

Re: Progressive Insurance: Snapshot Discount, anyone ever us

I also used the device, it's actually still plugged in. When I originally got the device I had it plugged into my 2005 Ford Focus. After using it for a month, I was told I would get a 7% discount. I then got a new car, 2013 Subaru Outback. I plugged the device into that car and I just logged on my a...
by fizxman
Wed Feb 06, 2013 1:34 pm
 
Forum: Personal Consumer Issues
Topic: Progressive Insurance: Snapshot Discount, anyone ever use?
Replies: 20
Views: 3698

Re: Our cable bill is over $200 !!! WT*

I pay $85 +tax for phone, internet (15/5 Mbps) and TV (290+ channels) with Verizon FIOS. That was with a 2-year agreement, which ends April 2014. In addition, I got a multi-room DVR free for life (or as long as I have the plan). You also get one free non-HD box for free and since I only have one oth...
by fizxman
Tue Feb 05, 2013 10:38 am
 
Forum: Personal Consumer Issues
Topic: Our cable bill is over $200 !!!
Replies: 89
Views: 9021
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