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Re: Forced job responsibility putting me in a panic

In high school and college I was always terrified of getting up in front of class to present something. Then, for reasons I won't get into, I became a high school teacher and thus I was on stage all day, everyday for nine months a year. I had one speech class and a semester of student teaching so I ...
by fizxman
Tue Apr 22, 2014 9:03 am
 
Forum: Personal Finance (Not Investing)
Topic: Forced job responsibility putting me in a panic
Replies: 32
Views: 2021

Re: Reel Lawn Mowers

I had this http://www.amazon.com/Scotts-2000-20-20-Inch-Classic-Mower/dp/B00004RA3E at my old house. The lawn wasn't very big but it had one of the largest trees in town in the back yard. This tree would drop various twigs throughout the year. If I hit a twig with this mower, the mower would jam and...
by fizxman
Wed Apr 09, 2014 8:07 am
 
Forum: Personal Consumer Issues
Topic: Reel Lawn Mowers
Replies: 19
Views: 958

Re: best vacuum cleaner

Related question - any of you have and like the Roomba? Thanks Yes and YES!!! I got the Roomba 650 a couple of weeks ago and I love it! I believe it's the cheapest model that has the scheduling feature. As a matter of fact, I'm at work now and vacuuming at home as I type this! It does a good job be...
by fizxman
Wed Apr 02, 2014 8:29 am
 
Forum: Personal Consumer Issues
Topic: best vacuum cleaner
Replies: 23
Views: 1650

Re: Do you love your job? What do you do?

Signal Integrity Engineer

It's a job; it pays the bills and keeps me out of trouble.
by fizxman
Wed Mar 19, 2014 10:53 am
 
Forum: Personal Finance (Not Investing)
Topic: Do you love your job? What do you do?
Replies: 134
Views: 10103

Re: What video games are you currently playing?

Just a side note...your avatar picture appears to be redundant. :D It should be either, "May the F be with you" or "May the m*a be with you." The way it reads now is, "May the force force be with you." Yes, I'm a nerd. As a physics major and former physics teacher, I'm...
by fizxman
Wed Mar 12, 2014 9:07 am
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 99
Views: 4235

Re: What video games are you currently playing?

I started playing World of Warcraft shortly after the Burning Crusades expansion pack was released in 2007. I stopped playing, for good hopefully, about 3 weeks ago. I wasn't really enjoying it anymore and I was really just playing out of habit. I have yet to replace it with another video game. I do...
by fizxman
Tue Mar 11, 2014 8:23 am
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 99
Views: 4235

Re: Used $35k Porsche on $64k income?

I've thought of doing something like this in the past. I have an e-fund and I might be able to max out my 401k this year, depending on if I get a raise this year. I pay $1000/month on my student loans, which includes the principle, interest and extra towards a loan until it's paid off then I roll th...
by fizxman
Tue Mar 04, 2014 11:22 am
 
Forum: Personal Consumer Issues
Topic: Used $35k Porsche on $64k income?
Replies: 95
Views: 6409

Re: Favorite National Parks

Since I haven't been to too many I'll just list all the ones I've been to. FYI, they were all nice but I think my favorite was Mount Rainier.

Bryce Canyon
Grand Canyon
Great Smoky Mountains
Hawaii Volcanoes
Hot Springs
Joshua Tree (was there last Wednesday!)
Mount Rainier
Shenandoah
Zion
by fizxman
Mon Jan 27, 2014 9:00 am
 
Forum: Personal Consumer Issues
Topic: .....
Replies: 74
Views: 3126

Re: Did you have a Lousy Job as a teen / young adult?

My first job was to bus tables in the smoking section of a diner. At another job, I had to put up several hundred fiber-glass ceiling tiles in a store being renovated. It was during the summer and there was no air conditioning in the building. So it was either wear shorts and a t-shirt to keep cool ...
by fizxman
Fri Jan 17, 2014 3:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: Did you have a Lousy Job as a teen / young adult?
Replies: 127
Views: 4833

Re: Tipping Movers

Man this forum really toes the line between frugal and cheap skate. Of course you tip a mover, just as you would a cabbie or waiter, unless there is a serious mistake, inefficiency or discourtesy. I had never heard of people tipping delivery men. Do you tip the newspaper guy, fedex driver, and the ...
by fizxman
Thu Dec 19, 2013 2:59 pm
 
Forum: Personal Consumer Issues
Topic: Tipping Movers
Replies: 41
Views: 1766

Re: Tipping Movers

When buying furniture (or other large household items), it's customary to tip the delivery people. I think of tipping the movers as an extension of this custom. Since the move would involve more effort, and hopefully care and thought, the tip should be commensurately higher. I delivered furniture f...
by fizxman
Thu Dec 19, 2013 12:13 pm
 
Forum: Personal Consumer Issues
Topic: Tipping Movers
Replies: 41
Views: 1766

Re: Mega Millions jackpot to $636 million

When Powerball or Mega Millions get over $200 million, I buy one ticket on Sundays when I walk to the convenience store around the corner to get the newspaper. The enjoyment I get when thinking about using the winnings to travel around the world for the rest of my life is worth the $20 or so I spend...
by fizxman
Tue Dec 17, 2013 3:32 pm
 
Forum: Personal Consumer Issues
Topic: Mega Millions jackpot to $636 million
Replies: 82
Views: 3953

Re: Tactical Flashlight for long walks at night vs. pepper s

I walk my dog around 5:30am and sometimes at night when it starts to get dark and when I do, I carry a small knife with me (I actually carry it anytime I walk the dog, day or night). I can get it out of my pocket and open it with one hand while the other hand holds the leash. After reading this thre...
by fizxman
Tue Dec 03, 2013 3:52 pm
 
Forum: Personal Consumer Issues
Topic: Tactical Flashlight for long walks at night vs. pepper spray
Replies: 85
Views: 4397

Re: Thoughts on door prizes for a holiday party?

At mine and my girlfriend's company holiday parties, everyone gets a prize. That said, there isn't 150 in attendance. Things given away at the parties are gift baskets of wine, cheese, fruit, smoked meats and the like, gift cards to local restaurants (usually chain restaurants), and cases of beer. S...
by fizxman
Tue Oct 15, 2013 10:46 am
 
Forum: Personal Consumer Issues
Topic: Thoughts on door prizes for a holiday party?
Replies: 40
Views: 2031

Target Retirement Fund in 401k, IRA and Taxable?

Is there any reason not to use a Target Retirement fund in one's 401k, IRA (Roth or Traditional) and taxable account? My girlfriend has about $34,000 in her checking/savings account earning nothing. She has a 401k at work in which she is only contributing enough to get the full company match because...
by fizxman
Thu Oct 10, 2013 3:19 pm
 
Forum: Investing - Help with Personal Investments
Topic: Target Retirement Fund in 401k, IRA and Taxable?
Replies: 3
Views: 660

Re: dog chews

My little jack russel mix ripped the top off of two Kong toys in under two hours total. Her teeth are pretty sharp and she was able to puncture them and the rest is history. and elk antlers (lasts forever!) The best thing I've found so far, which was recommended by a coworker is a deer antler. You c...
by fizxman
Fri Oct 04, 2013 8:53 am
 
Forum: Personal Consumer Issues
Topic: dog chews
Replies: 15
Views: 773

Re: Dog has difficulty [with medical condition]

I never had a dog growing up but back in June my girlfriend and I got one (rescued from a groundhog cage at my girlfriends work). I've grown so attached her that thinking about these types of things really bums me out. If you haven't read "My Dog: The Paradox" over at The Oatmeal, it's pre...
by fizxman
Mon Sep 30, 2013 3:37 pm
 
Forum: Personal Consumer Issues
Topic: Dog has difficulty [with medical condition]
Replies: 35
Views: 1865

Re: Haggling at Furniture Store (Lay-z-Boy)

Whatever you do, don't get the scotch guard protection at the store! That stuff is marked up to the moon; you'd think it was liquid gold. You can go to Wal-Mart and get a shopping cart full of scotch guard for the price you'd pay them to put it on and it's all pretty much the same stuff. This isn't...
by fizxman
Fri Sep 13, 2013 8:49 am
 
Forum: Personal Consumer Issues
Topic: Haggling at Furniture Store (Lay-z-Boy)
Replies: 28
Views: 2404

Re: Haggling at Furniture Store (Lay-z-Boy)

Whatever you do, don't get the scotch guard protection at the store! That stuff is marked up to the moon; you'd think it was liquid gold. You can go to Wal-Mart and get a shopping cart full of scotch guard for the price you'd pay them to put it on and it's all pretty much the same stuff. This isn't ...
by fizxman
Thu Sep 12, 2013 3:09 pm
 
Forum: Personal Consumer Issues
Topic: Haggling at Furniture Store (Lay-z-Boy)
Replies: 28
Views: 2404

Re: How Much Did You Spend on Your Engagement Ring??

I'm not married but I inherited my late grandmother's wedding and engagement rings when she passed away. I paid $500-$600 to get the 60-70 year old rings cleaned, fixed and appraised (appraised at $3000 total a few years ago). I don't remember the stats on the diamonds but the metal is platinum. I t...
by fizxman
Tue Sep 10, 2013 8:12 am
 
Forum: Personal Consumer Issues
Topic: How Much Did You Spend on Your Engagement Ring??
Replies: 289
Views: 19049

Re: What do you do with your cash back rewards?

Chase Freedom - I buy Christmas gifts through the Ultimate Rewards website on Cyber Monday. Last year wasn't too good but the year before I got my girlfriend a $600 iPad for 48,000 pts ≈ $480; 20% off! Or, since it's linked to my Amazon account, I spend the points there. Last year I bought my parent...
by fizxman
Fri Aug 30, 2013 7:23 am
 
Forum: Personal Finance (Not Investing)
Topic: What do you do with your cash back rewards?
Replies: 51
Views: 3336

Re: Family vacation - need some bogle wisdom

While in DC, go across the river into Old Town Alexandria (King St-Old Town stop on the yellow or blue line). Lots of shops and places to eat there and if you're there in the evening, take a ghost tour.
by fizxman
Tue Jul 30, 2013 9:17 am
 
Forum: Personal Consumer Issues
Topic: Family vacation - need some bogle wisdom
Replies: 18
Views: 1841

Re: 72% 401K Contribution - My Wife Worries People Will Wond

"My Wife Worries People Will Wonder!"

Yeah, they might wonder how awesome it would be to bank 75% of a paycheck. I know I am right now.
by fizxman
Fri Jul 26, 2013 9:43 am
 
Forum: Investing - Theory, News & General
Topic: 72% 401K Contribution - My Wife Worries People Will Wonder!
Replies: 53
Views: 5351

Re: Wilkes-barre / Scranton, PA: any nice areas to live?

My girlfriend grew up in Wilkes-Barre and her parents still live there. They live in a development near Reliance Park (look up Reliance Park, Wilkes-Barre PA on Google Maps) which is right along the river. Walking along the dike that holds back the river is actually a very nice walk. Their house did...
by fizxman
Fri Jun 14, 2013 9:44 am
 
Forum: Personal Consumer Issues
Topic: Wilkes-barre / Scranton, PA: any nice areas to live?
Replies: 16
Views: 1558

Re: Converting to gas heat

Have you considered asking a few local real estate agents? They probably have a good idea of how the choice affects the value and marketability of houses in your area. You have to take what they say with a pinch of salt, but some of them will give reasons and data that you can consider. I'd also as...
by fizxman
Tue Apr 02, 2013 7:35 am
 
Forum: Personal Consumer Issues
Topic: Converting to gas heat
Replies: 29
Views: 1770

Re: Continuous Variable Transmissions

I went from a used 1988 Subaru GL Station Wagon (manual) to a new 2005 Ford Focus (manual) to a new 2013 Subaru Outback (CVT). After driving stick for the first 16 years of my driving life, going to anything else was going to be different and a concern for me. I wanted something 4WD or AWD to deal w...
by fizxman
Tue Mar 12, 2013 12:25 pm
 
Forum: Personal Consumer Issues
Topic: Continuous Variable Transmissions
Replies: 78
Views: 5689

Itemized Taxes Question

Last year my girlfriend and I bought a house together in both of our names. Can I claim all of the mortgage interest and property taxes myself? I make more than she does and if she takes the standard deduction, she'll drop to a lower tax bracket. I think I can get over the standard deduction, but on...
by fizxman
Fri Feb 08, 2013 4:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Itemized Taxes Question
Replies: 3
Views: 516

Re: do you charge everything to 1 credit card?

Chase United Mileage Plus Visa - I put most purchases on this card because I travel for work a decent amount so when I go some place neat, my girlfriend can tag along. Hoping I get sent to Europe in July and/or September and then use miles for a free ticket for her or upgrades for us. Chase Freedom ...
by fizxman
Thu Feb 07, 2013 9:17 am
 
Forum: Personal Finance (Not Investing)
Topic: do you charge everything to 1 credit card?
Replies: 60
Views: 3640

Re: Progressive Insurance: Snapshot Discount, anyone ever us

I used it in my 2005 GM Truck. It plugs into the OBD2 port and needs to stay plugged in 24/7. Make sure your battery is in good condition, because it can put a slight drain on it. Progressive can also reset your driving statistics if you unplug the device too much, so don't try to game it. I think ...
by fizxman
Thu Feb 07, 2013 8:02 am
 
Forum: Personal Consumer Issues
Topic: Progressive Insurance: Snapshot Discount, anyone ever use?
Replies: 20
Views: 3053

Re: Progressive Insurance: Snapshot Discount, anyone ever us

Does the device stay plugged in at all times, or do you remove it and plug it in every time you drive? It gets very cold some days here in Michigan. Also, I assume it connects to your cigarette lighter port? I drive less than 4k miles per year, as work is only 2 miles in one direction, and I walk o...
by fizxman
Wed Feb 06, 2013 4:20 pm
 
Forum: Personal Consumer Issues
Topic: Progressive Insurance: Snapshot Discount, anyone ever use?
Replies: 20
Views: 3053

Re: Progressive Insurance: Snapshot Discount, anyone ever us

I also used the device, it's actually still plugged in. When I originally got the device I had it plugged into my 2005 Ford Focus. After using it for a month, I was told I would get a 7% discount. I then got a new car, 2013 Subaru Outback. I plugged the device into that car and I just logged on my a...
by fizxman
Wed Feb 06, 2013 2:34 pm
 
Forum: Personal Consumer Issues
Topic: Progressive Insurance: Snapshot Discount, anyone ever use?
Replies: 20
Views: 3053

Re: Our cable bill is over $200 !!! WT*

I pay $85 +tax for phone, internet (15/5 Mbps) and TV (290+ channels) with Verizon FIOS. That was with a 2-year agreement, which ends April 2014. In addition, I got a multi-room DVR free for life (or as long as I have the plan). You also get one free non-HD box for free and since I only have one oth...
by fizxman
Tue Feb 05, 2013 11:38 am
 
Forum: Personal Consumer Issues
Topic: Our cable bill is over $200 !!!
Replies: 89
Views: 8207

Re: Most annoying things on Vacation

Ok so here are definitely two of the most annoying things I always encounter on a vacation. Wanted to see if others had rants that they had. 1) Refusing insurance at Car rentals, the people there get downright nasty and threaten you with all sorts of things, nevermind that you maybe insured already...
by fizxman
Fri Jan 11, 2013 2:24 pm
 
Forum: Personal Consumer Issues
Topic: Most annoying things on Vacation
Replies: 42
Views: 2676

Re: Can we afford it?

Two things to try: 1. Depending on how long it is until you leave, get the airlines credit card and put as many expenses on it as possible then use the miles to upgrade. Maybe you'll only be able to upgrade one ticket and have to pay for the other but it would still cut the costs in half. I'm doing ...
by fizxman
Thu Jan 10, 2013 11:08 am
 
Forum: Personal Finance (Not Investing)
Topic: Can we afford it? (International trip)
Replies: 92
Views: 6611

Re: 2013 BOGLEHEAD CONTEST REGISTRATION

1535.15
by fizxman
Wed Jan 02, 2013 11:37 am
 
Forum: Investing - Theory, News & General
Topic: 2013 BOGLEHEAD CONTEST REGISTRATION
Replies: 481
Views: 15104

Re: What kind of car are you driving?

2013 Subaru Outback ~570 miles
It replaced a 2005 Ford Focus ST that had ~133,000 miles.
by fizxman
Wed Nov 28, 2012 1:19 pm
 
Forum: Personal Consumer Issues
Topic: What kind of car are you driving?
Replies: 278
Views: 21187

Re: Iphone on Virgin Mobile??

As far as I know (and I've been checking every few days), the iPhone 5 is not available for Virgin Mobile in the US yet. Rumors are that it won't be long. Anyway, most of us are probably still waiting, so don't expect much news on performance. I'm getting tired of waiting. I was hoping the price on...
by fizxman
Fri Oct 12, 2012 8:08 am
 
Forum: Personal Consumer Issues
Topic: Iphone on Virgin Mobile??
Replies: 40
Views: 3611

Re: Would you fly American today?

"American Airlines Employees Say All These Flight Delays Are Turning Passengers Violent"

http://consumerist.com/2012/10/09/ameri ... s-violent/
by fizxman
Tue Oct 09, 2012 12:41 pm
 
Forum: Personal Consumer Issues
Topic: Would you fly American today?
Replies: 24
Views: 1454

Re: Would you fly American today?

I just booked a trip for work and I went out of my way to avoid AA. There's a risk of delays and cancellations for all airlines, but with AA, it seems there's a higher one now.
by fizxman
Mon Oct 08, 2012 3:12 pm
 
Forum: Personal Consumer Issues
Topic: Would you fly American today?
Replies: 24
Views: 1454

Re: Property Taxes

Pennsylvania (sales tax = 6%) County 0.002045 Municipal 0.00210000 School 0.00930000 Total 0.01344500 Home value = $137,000 $137,000 x 0.01344500 = $1,841.97 Per Capita Tax County + Municipal + School = $5 + $5 + $5 = $15 Occupation Tax = $5 Residency Tax = $5 EIT = 0.5% Realizing I pay a lot of var...
by fizxman
Thu Aug 16, 2012 8:12 am
 
Forum: Personal Finance (Not Investing)
Topic: [How much do you pay in] Property Taxes
Replies: 61
Views: 5475

Re: health insurance "hospital" billing question

A question for all the folks is IF you all accept that the system is not right and you know in advance that you the billing is opaque (which I agree with BTW) why do you go out and sign up for the elective care and then complain about it being opaque later on?? It isn't the Doctor's office making i...
by fizxman
Tue Aug 14, 2012 12:43 pm
 
Forum: Personal Consumer Issues
Topic: health insurance "hospital" billing question
Replies: 42
Views: 3775

Re: health insurance "hospital" billing question

Interesting. Is your goal to understand why you got billed that amount/ making sure there wasn't a billing mistake OR are you just trying to get out of a bill?? Your last response makes it seems to be the latter. I find that pathetic. If there wasn't a mistake on your bill you should pay the bill. ...
by fizxman
Tue Aug 14, 2012 8:19 am
 
Forum: Personal Consumer Issues
Topic: health insurance "hospital" billing question
Replies: 42
Views: 3775

Re: Two part car accident question

First off, thanks for all the help and advice, we really appreciate it! I think we'll get them two gift cards, one to Autozone or something like that to fix the busted tail light cover and another to Toys R Us because they have a small son and another child that, by the looks of the wife, is due fai...
by fizxman
Fri Aug 10, 2012 9:48 am
 
Forum: Personal Consumer Issues
Topic: Two part car accident question
Replies: 28
Views: 1719

Re: Two part car accident question

I'll second Default User BR's advice to not try to get something in writing. You're basically telling someone that just did you a big favor that you don't trust their word. You're just going to make them mad. Also, you didn't say how old the Prius is. If it's relatively new I would go with the high...
by fizxman
Thu Aug 09, 2012 1:58 pm
 
Forum: Personal Consumer Issues
Topic: Two part car accident question
Replies: 28
Views: 1719

Two part car accident question

My girlfriend backed into a neighbor's parked car the other day and did some pretty serious damage to her car but minor damage to the neighbor's (SUV > Hybrid). The next day we talked to the neighbors and they said not to worry about because it was an old beater so we basically said okay. My first q...
by fizxman
Thu Aug 09, 2012 11:30 am
 
Forum: Personal Consumer Issues
Topic: Two part car accident question
Replies: 28
Views: 1719

Re: Iphone on Virgin Mobile??

I went with the iphone 4 with Virgin Mobile. I will be activating in the next couple days and will see how it goes. I currently have a mobile subscription with Sprint but a monthly data plan with them would be $100/month. The virgin mobile plan to me was more affordable. You purchase the iphone out...
by fizxman
Mon Aug 06, 2012 3:24 pm
 
Forum: Personal Consumer Issues
Topic: Iphone on Virgin Mobile??
Replies: 40
Views: 3611

Re: TV music theme recommendations?

MASH and Big Bang Theory
by fizxman
Mon Jul 16, 2012 7:25 pm
 
Forum: Personal Consumer Issues
Topic: TV music theme recommendations?
Replies: 59
Views: 2604

Re: Questions about my home energy audit

"He said that regular carbon monoxide detectors wouldn’t detect the carbon monoxide that comes out of regular water heaters when they exhibit this flaw, but his establishment sells special carbon monoxide detectors that would detect it." And here I thought all CO was the same. My 10th grad...
by fizxman
Thu Jul 12, 2012 10:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Questions about my home energy audit
Replies: 131
Views: 9917

Re: Are reimbursement for work-related expenses taxable?

I've never been taxed when reimbursed for a business trip. I submit all the paper work and receipts to accounts payable and they give me a check for the amount. I have direct deposit but the reimbursement check is an actual check that I have to deposit myself. If I had spent $1000 during a business ...
by fizxman
Thu Jul 12, 2012 1:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: Are reimbursement for work-related expenses taxable?
Replies: 11
Views: 1246
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