JKPS wrote:I am reluctant to put that 5% in a stock fund only to find that the fund undergoes a "correction" that I anticipate.
hillman wrote:I'm still new around here, but I believe the more important factor (from what I've read on this site) is the number of years of expenses you've saved.
abyan wrote:Should they hold any short-term bonds at all, or rather just invest in CDs, ibonds, and online saving accounts (or intermediate bonds)?
Angst wrote:I'm not including any of what I call fixed income, so no I or EE bonds included, nor CDs.
I'm gonna keep going 100% for 6 or 7 more years just to prove it can be done even with high account balances.
richard wrote:Many expected rates, especially long rates, to increase as QE slowed, but this hasn't happened.
Sometime back I also read Otars "Unravelling the Myth of Retirement" where he states something like - the best time to retire is when the PE ratio is at about 12 or less. Currently it is at 25.54.
jeff1949 wrote:I use the Portfolio Manager at Morningstar:
https://members.morningstar.com/Registe ... erid=A3539
longview wrote:livesoft wrote:Uh-oh, I own FSGDX.
Heh. Actually the lines look near-identical. It's just that whole "no small caps" thing. Wish fidelity had a good small-caps international to go along with FSGDX.
livesoft wrote:Uh-oh, I own FSGDX.
sscritic wrote:Arranging your affairs to pay the minimum tax is one thing, being a tax cheat is another.
MyIdea2014 wrote:So I think I’ll take those odds and not LMP, at least not yet.