backpacker wrote:The weird thing about emergency funds is that they make your overall asset allocation depend on whether or not you happen to have had a recent personal financial emergency.
mkc wrote:We don't auto-reinvest but rather use dividends to rebalance as needed to maintain our desired AA.
hoops777 wrote:Thanks for the replies.When all is said and done at 70 I am projecting between 15 and 20 pct of my total portfolio in Ibonds and I will be 20 to 25 pct equities.
Mountain Man wrote:Weird thread.
Munir wrote:Good day to sell bond funds and buy equity funds- also called rebalancing (or is it market timing) ?
ChosenGSR wrote:Holding fingers crossed for those 3% CDs later this year.
JKPS wrote:I am reluctant to put that 5% in a stock fund only to find that the fund undergoes a "correction" that I anticipate.
hillman wrote:I'm still new around here, but I believe the more important factor (from what I've read on this site) is the number of years of expenses you've saved.
abyan wrote:Should they hold any short-term bonds at all, or rather just invest in CDs, ibonds, and online saving accounts (or intermediate bonds)?
Angst wrote:I'm not including any of what I call fixed income, so no I or EE bonds included, nor CDs.