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by fareastwarriors
Mon May 11, 2015 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Yet another how much house thread (HCOL)
Replies: 9
Views: 1592

Re: Yet another how much house thread (HCOL)

At least you guys are not in SF...
by fareastwarriors
Tue May 05, 2015 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Merrill Edge anyone?
Replies: 81
Views: 13436

Re: Merrill Edge anyone?

Another happy customer here!
by fareastwarriors
Fri Apr 24, 2015 3:11 pm
Forum: Personal Consumer Issues
Topic: Who still have Cable TV?
Replies: 63
Views: 3093

Re: Who still have Cable TV?

and sports. Yes you could go to a bar or a friends house but I like the ability to watch in the comfort of my own home. For example as a Golden State Warriors fan the ability to watch yesterdays game 3 ver New Orleans was easily worth $25 of entertainment for me. NBA playoffs, college football (I p...
by fareastwarriors
Thu Apr 23, 2015 7:27 pm
Forum: Personal Consumer Issues
Topic: Will I regret selling this house?
Replies: 17
Views: 2024

Re: Will I regret selling this house?

Definitely list low and try to generate interest. I just put a in an offer in Hayward for 50k above list, all cash, no contingencies but no deal. I didn't even get invited back for 2nd round bids. =/ The house was a piece of crap too. Crazy market indeed. Where is the house located? Is there potenti...
by fareastwarriors
Tue Apr 21, 2015 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Using Zillow/Zestimate to value a home?
Replies: 43
Views: 4857

Re: Using Zillow/Zestimate to value a home?

There's a social element to Zillow, whereas they encourage owners to edit the information on the home. So, feel free to correct the information. You can also contact them if there is something there that you can't edit, and they will change it for you. Sure, you can correct things about your own ho...
by fareastwarriors
Wed Apr 08, 2015 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Nailed it! $223,199/yr: magic# for making it in SF Bay Area
Replies: 117
Views: 11505

Re: Nailed it! $223,199/yr: magic# for making it in SF Bay A

If that's the number, then I'm only a third of the way there.
Depressing...
by fareastwarriors
Tue Mar 31, 2015 2:01 pm
Forum: Personal Consumer Issues
Topic: Home security systems
Replies: 7
Views: 811

Re: Home security systems

I use SimpliSafe. It has been great thus far. No problems with the hardware/service.
by fareastwarriors
Fri Mar 27, 2015 5:59 pm
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 13769

Re: Restaurant tipping

I have a good friend who is deaf. When we were undergraduates, she worked as a server in a fairly upscale restaurant. She was a very competent server and made a lot of tips, even though she couldn't serve liquor because she wasn't of age. One Monday night (Monday Night Football night), she was serv...
by fareastwarriors
Thu Mar 26, 2015 1:19 pm
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 13769

Re: Restaurant tipping

I'm fascinated by how much passion tipping stirs up on this board. There are true believers on both sides of the argument and people really take it personally. The typical Boglehead is a millionaire ----yet we quibble about should we tip 20% of the pre-tax or post-tax amount. :D Is this true? Not c...
by fareastwarriors
Mon Mar 23, 2015 11:12 am
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 13769

Re: Restaurant tipping

I'm one of those who fail to see logic in tipping. 1. They're already making minimum wage (MW). Why are we tipping them and not ALL other MW individuals in other professions who are also struggling to make ends meet? How is that fair? 2. These tipped individuals probably make more than what the tip...
by fareastwarriors
Thu Mar 19, 2015 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Experience with PenFed refinance
Replies: 75
Views: 5789

Re: Experience with PenFed refinance

I closed on a cash out refi PenFed back in December 2014. No issues. No surprises.
by fareastwarriors
Fri Mar 13, 2015 1:22 pm
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 389
Views: 27951

Re: Will you buy an Apple Watch?

Your cell carrier would be a vastly inferior experience than Apple. IMO, it's big plus not to have to deal with the telco to fix or replace a phone. My wife smashed her iPhone at 2pm and I made an appt at 4pm at our local apple store. She left the store at 4:30 with a replacement phone (exactly sam...
by fareastwarriors
Thu Mar 12, 2015 3:49 pm
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 389
Views: 27951

Re: Will you buy an Apple Watch?

haters gonna hate 8-)
by fareastwarriors
Mon Mar 02, 2015 11:14 am
Forum: Personal Finance (Not Investing)
Topic: Costco/AmEx relationship ending. New Costco MasterCard?
Replies: 85
Views: 262539

Re: Costco/AmEx relationship ending. New Costco MasterCard?

What is a good Citi card to sign up for to use at Costco and other places?

The Citi Double Cash is great but I think that card is avaiable as a MC.
by fareastwarriors
Mon Mar 02, 2015 11:13 am
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 220
Views: 22029

Re: What are Costco's best deals?

Fruit Veggies Gas Beer I should check some of the prices, I think we are paying more than we should in some areas. On the other hand the customer service has always been good, I see the same people working all the time (must have low turn over), from what I hear they pay the employee's a decent wag...
by fareastwarriors
Mon Mar 02, 2015 11:10 am
Forum: Personal Consumer Issues
Topic: How do I learn to like sushi?
Replies: 80
Views: 5593

Re: How do I learn to like sushi?

If you guys think sushi is exotic or strange, then there are many Chinese dishes you should never try...
by fareastwarriors
Wed Feb 25, 2015 3:09 pm
Forum: Personal Consumer Issues
Topic: Buying a home in SF Bay Area [Dumbo]
Replies: 79
Views: 4845

Re: Buying a home in SF Bay Area

Despite all of its problems, Oakland is getting too pricey already. Asking rents in popular areas of Oakland are nearly going to SF level...
by fareastwarriors
Tue Feb 24, 2015 7:46 pm
Forum: Personal Consumer Issues
Topic: Buying a House - SF Bay Area [bayareabuyer]
Replies: 37
Views: 4020

Re: Buying a House - SF Bay Area

Any particular cities you are looking into? South Bay only or Penisula? or Southern East Bay maybe?
by fareastwarriors
Fri Feb 20, 2015 12:53 pm
Forum: Personal Consumer Issues
Topic: Pick-Pockets
Replies: 63
Views: 5673

Re: Pick-Pockets

Why do people pick their wallets in their back pockets? Doesn't hurt or feels weird to sit on it...?
by fareastwarriors
Sun Feb 08, 2015 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: iPhone 6 Plus: Too large or Do You Get Used to It?
Replies: 42
Views: 3242

Re: iPhone 6 Plus: Too large or Do You Get Used to It?

No man has been able to answer my inquiries on where they keep it, aside from a belt clip. Students keep it in their backpacks, but what about you working professionals? Do you just have massive pant pockets? My 6 barely fits in some. I keep mine in my jeans sometimes, but when I sit I can feel it....
by fareastwarriors
Thu Feb 05, 2015 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: Citibank Double Rewards %1+%1 Credit Card
Replies: 30
Views: 3444

Re: Citibank Double Rewards %1+%1 Credit Card

Here are the best cards for everyday spend, by situation: ⋅  US spend, no AF: Double Cash (2% cashback, 3% FTF); Fidelity Amex (2% cashback; 2% FTF) ⋅  Foreign spend, available to everyone and no AF: Quicksilver (1.5% cashback, no FTF) ⋅  Worldwide spend, $89 AF: Arriv...
by fareastwarriors
Thu Jan 29, 2015 4:12 pm
Forum: Personal Consumer Issues
Topic: What age did you move out?
Replies: 117
Views: 5636

Re: What age did you move out?

I moved out few months ago at age 26. I didn't feel like I needed to move out after I graduated. I had a good job but living at home was just fine for me. I think being an immigrant helps since there is no stigma whatsoever in living under a multi-generational home. It's expected and moving out befo...
by fareastwarriors
Wed Jan 28, 2015 3:08 pm
Forum: Personal Finance (Not Investing)
Topic: Banks offering HELOC with drive-by appraisal
Replies: 3
Views: 594

Re: Banks offering HELOC with drive-by appraisal

Did you posting your question on biggerpockets.com? Lots of info over there.
by fareastwarriors
Wed Jan 21, 2015 2:25 pm
Forum: Personal Consumer Issues
Topic: $7 gas - what would you do?
Replies: 125
Views: 19126

Re: $7 gas - what would you do?

I wouldn't change anything.
by fareastwarriors
Wed Jan 07, 2015 4:09 pm
Forum: Personal Consumer Issues
Topic: Games
Replies: 38
Views: 4576

Re: Games

My gf and I play Clash of Clans on our phones. :D
by fareastwarriors
Wed Jan 07, 2015 2:42 pm
Forum: Personal Consumer Issues
Topic: SlingTV
Replies: 47
Views: 4094

Re: SlingTV

The big news here is ESPN. Something I've heard again and again about folks reluctant to be cord cutters is not having access to their sports. So for those who feel forced into a $100 cable bill because of sports, they can now get ESPN networks and a few others for $20 month. Netflix for $8 and ove...
by fareastwarriors
Wed Dec 17, 2014 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: Rental expense that crosses two calendar years
Replies: 4
Views: 658

Re: Rental expense that crosses two calendar years

I'm no expert, but I think if you stick to cash method accounting, you will be fine. In other words, record the expense in the year the cash left your wallet. Generally, businesses use either cash or accrual method, either is fine usually as long as you don't switch back and forth all the time. Thi...
by fareastwarriors
Mon Dec 15, 2014 7:34 pm
Forum: Personal Consumer Issues
Topic: We cut the (Cable/Satellite TV) Cord!
Replies: 45
Views: 4866

Re: We cut the (Cable/Satellite TV) Cord!

Congrats to you.

If I didn't watch NBA so much, I would do the same! Go Warriors.
by fareastwarriors
Tue Dec 02, 2014 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Experience with PenFed refinance
Replies: 75
Views: 5789

Re: Experience with PenFed refinance

I'm currently in the process of getting a cash-out refi with PenFed. The appraiser is coming this week.
I will update my experience as it moves forward but far my PenFed processor has been pretty prompt for the most part.
by fareastwarriors
Mon Nov 24, 2014 11:29 am
Forum: Personal Consumer Issues
Topic: Experiences using VRBO, Airbnb internationally
Replies: 26
Views: 2895

Re: Experiences using VRBO, Airbnb internationally

I rented a studio apartment in Seoul, S. Korea on Airbnb. It was great. Beautiful place with a good price. I didn't meet/see the host but I did called her a few times to ask about stuff. Her English was not great but everything worked out just fine. I recommend it.
by fareastwarriors
Tue Nov 11, 2014 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: Savings rate of -2% for those under 35 - WSJ
Replies: 69
Views: 5148

Re: Savings rate of -2% for those under 35 - WSJ

I'm a millennial.

My parents never made much money but they were decent savers. That's about it though. Still no retirement fund or anything like that. I grew up really poor and it sucked. I don't want to be poor ever again so I save and invest, save and invest, save and invest.
by fareastwarriors
Tue Nov 11, 2014 1:57 pm
Forum: Personal Consumer Issues
Topic: Food Frugality: Where do you draw the line?
Replies: 94
Views: 7964

Re: Food Frugality: Where do you draw the line?

I wish I work at your office.
:D
by fareastwarriors
Fri Nov 07, 2014 2:04 pm
Forum: Investing - Theory, News & General
Topic: What individual stock?
Replies: 20
Views: 1574

Re: What individual stock?

Probably
Fairfax Financial
Markel
by fareastwarriors
Wed Nov 05, 2014 2:08 pm
Forum: Personal Consumer Issues
Topic: Dish Network and CNN
Replies: 6
Views: 822

Re: Dish Network and CNN

Thanks for sharing. I should do that when I get home!
by fareastwarriors
Tue Nov 04, 2014 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed Visa card for Gas program changing, now with a fee.
Replies: 132
Views: 70511

Re: PenFed Visa card for Gas program changing, now with a fe

The Sallie Mae Rewards Card has 5% on gas and groceries, but there's a monthly cap. It's pretty reasonable though. Edit: Oh, and bookstores. I wonder if Amazon counts? https://www.salliemae.com/landing/WorldCreditCard/ It's been discussed before. Amazon counted based on anecdotal evidence, AFAIReca...
by fareastwarriors
Fri Oct 31, 2014 2:03 pm
Forum: Personal Consumer Issues
Topic: Coupons? Do you live by them?
Replies: 66
Views: 4418

Re: Coupons? Do you live by them?

The goal is to double (triple) stack the savings - item is on sale and manufacturer coupon (and store coupon). The highest percentage saved for me was like 80%....But it takes time and organization.... It also helps if you have a bigger family and eat processed foods. For most people, coupons are pr...
by fareastwarriors
Fri Oct 31, 2014 10:56 am
Forum: Personal Consumer Issues
Topic: Coupons? Do you live by them?
Replies: 66
Views: 4418

Re: Coupons? Do you live by them?

I do coupons as much as I can. But sometimes I get lazy and paid regular price. Then I would feel bad afterwards!
by fareastwarriors
Wed Oct 29, 2014 4:59 pm
Forum: Personal Consumer Issues
Topic: Water testing kit?
Replies: 7
Views: 752

Re: Water testing kit?

I live in a suburb (unincorporated area of Hayward) in the Bay Area and is connected to the local water agency, East Bay Municipal Utility District (EBMUD).
by fareastwarriors
Wed Oct 29, 2014 11:21 am
Forum: Personal Consumer Issues
Topic: Water testing kit?
Replies: 7
Views: 752

Re: Water testing kit?

Thanks for all the ideas and suggestions. I will investigate further this weekend as work is really busy right now.

Thank you again.
by fareastwarriors
Tue Oct 28, 2014 12:01 pm
Forum: Personal Consumer Issues
Topic: Anybody using dash cameras?
Replies: 30
Views: 5834

Re: Anybody using dash cameras?

Our cars have vehicle data recorders? Like a blackbox for an airplane?

Only newer cars have them right?
by fareastwarriors
Mon Oct 27, 2014 5:26 pm
Forum: Personal Consumer Issues
Topic: Anybody using dash cameras?
Replies: 30
Views: 5834

Re: Anybody using dash cameras?

Any updates from recent (regular) users?
by fareastwarriors
Mon Oct 27, 2014 11:08 am
Forum: Personal Consumer Issues
Topic: Security Systems
Replies: 10
Views: 1180

Re: Security Systems

I use SimpliSafe and it works great. I like it.
by fareastwarriors
Mon Oct 27, 2014 11:05 am
Forum: Personal Consumer Issues
Topic: Water testing kit?
Replies: 7
Views: 752

Water testing kit?

Is anyone familiar with water testing kit/service? I'm thinking the ones where I can put a sample in a jar and mail it to some lab. Hopefully it doesn't cost too much... I notice at the bottom of my sinks, on the drain, there is rust color residue. It is the same color residue in my toilet bowls. My...
by fareastwarriors
Fri Oct 24, 2014 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: Feeling rich to feeling poor overnight
Replies: 85
Views: 11763

Re: Feeling rich to feeling poor overnight

Where do you want to live? Living in the city versus living in a sleepy East Bay suburb is not even a comparison...
by fareastwarriors
Mon Oct 20, 2014 3:08 pm
Forum: Personal Consumer Issues
Topic: How do you wash your car?
Replies: 143
Views: 8787

Re: How do you wash your car?

I wash my car every few months when I'm not lazy. I live in the SF Bay Area.
by fareastwarriors
Mon Oct 13, 2014 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rates
Replies: 77
Views: 10303

Re: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rat

Yup, I got a mortgage back in 2012 for an investment triplex and will get another mortgage in coming months for my primary house.
I'm in Cali.
by fareastwarriors
Tue Oct 07, 2014 11:33 am
Forum: Personal Consumer Issues
Topic: How long before disputing a charge on my Visa?
Replies: 20
Views: 1972

Re: How long before disputing a charge on my Visa?

McCharley wrote:UPDATE: they sent the boroscope, new and perfect. Half the Amazon price.

All of my suspicions were for nothing. ToolBarn delivered. :beer



Great, glad that is resolved.
by fareastwarriors
Mon Oct 06, 2014 2:34 pm
Forum: Personal Consumer Issues
Topic: Help with Home Security System
Replies: 12
Views: 983

Re: Help with Home Security System

Try Simplisafe.com. I just purchased it. You will need to pay upfront between ~ $200- $500 depending on how many and what sensors do you need. Their wireless plans start form $15 with no contracts. Check their Amazon reviews as well. Sound pretty good to me. But you will need to install yourself(I ...
by fareastwarriors
Wed Sep 24, 2014 5:14 pm
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 127
Views: 17782

Re: Cast Iron Skillet Cooking

newbie question here.

Can I just get a cast iron dutch oven instead? Couldn't I use the dutch oven the same way as the skillet? It seems more practical for me to get the dutch oven since it has a lid and it has higher walls to avoid splatter.

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