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Re: Rental expense that crosses two calendar years

I'm no expert, but I think if you stick to cash method accounting, you will be fine. In other words, record the expense in the year the cash left your wallet. Generally, businesses use either cash or accrual method, either is fine usually as long as you don't switch back and forth all the time. Thi...
by fareastwarriors
Wed Dec 17, 2014 3:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Rental expense that crosses two calendar years
Replies: 4
Views: 450

Re: We cut the (Cable/Satellite TV) Cord!

Congrats to you.

If I didn't watch NBA so much, I would do the same! Go Warriors.
by fareastwarriors
Mon Dec 15, 2014 7:34 pm
 
Forum: Personal Consumer Issues
Topic: We cut the (Cable/Satellite TV) Cord!
Replies: 37
Views: 3022

Re: Experience with PenFed refinance

I'm currently in the process of getting a cash-out refi with PenFed. The appraiser is coming this week.
I will update my experience as it moves forward but far my PenFed processor has been pretty prompt for the most part.
by fareastwarriors
Tue Dec 02, 2014 2:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Experience with PenFed refinance
Replies: 72
Views: 4608

Re: Experiences using VRBO, Airbnb internationally

I rented a studio apartment in Seoul, S. Korea on Airbnb. It was great. Beautiful place with a good price. I didn't meet/see the host but I did called her a few times to ask about stuff. Her English was not great but everything worked out just fine. I recommend it.
by fareastwarriors
Mon Nov 24, 2014 11:29 am
 
Forum: Personal Consumer Issues
Topic: Experiences using VRBO, Airbnb internationally
Replies: 25
Views: 1803

Re: Savings rate of -2% for those under 35 - WSJ

I'm a millennial.

My parents never made much money but they were decent savers. That's about it though. Still no retirement fund or anything like that. I grew up really poor and it sucked. I don't want to be poor ever again so I save and invest, save and invest, save and invest.
by fareastwarriors
Tue Nov 11, 2014 2:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Savings rate of -2% for those under 35 - WSJ
Replies: 69
Views: 4806

Re: Food Frugality: Where do you draw the line?

I wish I work at your office.
:D
by fareastwarriors
Tue Nov 11, 2014 1:57 pm
 
Forum: Personal Consumer Issues
Topic: Food Frugality: Where do you draw the line?
Replies: 94
Views: 7643

Re: What individual stock?

Probably
Fairfax Financial
Markel
by fareastwarriors
Fri Nov 07, 2014 2:04 pm
 
Forum: Investing - Theory, News & General
Topic: What individual stock?
Replies: 20
Views: 1415

Re: Dish Network and CNN

Thanks for sharing. I should do that when I get home!
by fareastwarriors
Wed Nov 05, 2014 2:08 pm
 
Forum: Personal Consumer Issues
Topic: Dish Network and CNN
Replies: 6
Views: 709

Re: PenFed Visa card for Gas program changing, now with a fe

The Sallie Mae Rewards Card has 5% on gas and groceries, but there's a monthly cap. It's pretty reasonable though. Edit: Oh, and bookstores. I wonder if Amazon counts? https://www.salliemae.com/landing/WorldCreditCard/ It's been discussed before. Amazon counted based on anecdotal evidence, AFAIReca...
by fareastwarriors
Tue Nov 04, 2014 8:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: PenFed Visa card for Gas program changing, now with a fee.
Replies: 132
Views: 30507

Re: Coupons? Do you live by them?

The goal is to double (triple) stack the savings - item is on sale and manufacturer coupon (and store coupon). The highest percentage saved for me was like 80%....But it takes time and organization.... It also helps if you have a bigger family and eat processed foods. For most people, coupons are pr...
by fareastwarriors
Fri Oct 31, 2014 2:03 pm
 
Forum: Personal Consumer Issues
Topic: Coupons? Do you live by them?
Replies: 66
Views: 4175

Re: Coupons? Do you live by them?

I do coupons as much as I can. But sometimes I get lazy and paid regular price. Then I would feel bad afterwards!
by fareastwarriors
Fri Oct 31, 2014 10:56 am
 
Forum: Personal Consumer Issues
Topic: Coupons? Do you live by them?
Replies: 66
Views: 4175

Re: Water testing kit?

I live in a suburb (unincorporated area of Hayward) in the Bay Area and is connected to the local water agency, East Bay Municipal Utility District (EBMUD).
by fareastwarriors
Wed Oct 29, 2014 4:59 pm
 
Forum: Personal Consumer Issues
Topic: Water testing kit?
Replies: 7
Views: 718

Re: Water testing kit?

Thanks for all the ideas and suggestions. I will investigate further this weekend as work is really busy right now.

Thank you again.
by fareastwarriors
Wed Oct 29, 2014 11:21 am
 
Forum: Personal Consumer Issues
Topic: Water testing kit?
Replies: 7
Views: 718

Re: Anybody using dash cameras?

Our cars have vehicle data recorders? Like a blackbox for an airplane?

Only newer cars have them right?
by fareastwarriors
Tue Oct 28, 2014 12:01 pm
 
Forum: Personal Consumer Issues
Topic: Anybody using dash cameras?
Replies: 30
Views: 5600

Re: Anybody using dash cameras?

Any updates from recent (regular) users?
by fareastwarriors
Mon Oct 27, 2014 5:26 pm
 
Forum: Personal Consumer Issues
Topic: Anybody using dash cameras?
Replies: 30
Views: 5600

Re: Security Systems

I use SimpliSafe and it works great. I like it.
by fareastwarriors
Mon Oct 27, 2014 11:08 am
 
Forum: Personal Consumer Issues
Topic: Security Systems
Replies: 10
Views: 1126

Water testing kit?

Is anyone familiar with water testing kit/service? I'm thinking the ones where I can put a sample in a jar and mail it to some lab. Hopefully it doesn't cost too much... I notice at the bottom of my sinks, on the drain, there is rust color residue. It is the same color residue in my toilet bowls. My...
by fareastwarriors
Mon Oct 27, 2014 11:05 am
 
Forum: Personal Consumer Issues
Topic: Water testing kit?
Replies: 7
Views: 718

Re: Feeling rich to feeling poor overnight

Where do you want to live? Living in the city versus living in a sleepy East Bay suburb is not even a comparison...
by fareastwarriors
Fri Oct 24, 2014 1:31 pm
 
Forum: Personal Finance (Not Investing)
Topic: Feeling rich to feeling poor overnight
Replies: 85
Views: 11047

Re: How do you wash your car?

I wash my car every few months when I'm not lazy. I live in the SF Bay Area.
by fareastwarriors
Mon Oct 20, 2014 3:08 pm
 
Forum: Personal Consumer Issues
Topic: How do you wash your car?
Replies: 143
Views: 7389

Re: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rat

Yup, I got a mortgage back in 2012 for an investment triplex and will get another mortgage in coming months for my primary house.
I'm in Cali.
by fareastwarriors
Mon Oct 13, 2014 4:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rates
Replies: 77
Views: 9837

Re: How long before disputing a charge on my Visa?

McCharley wrote:UPDATE: they sent the boroscope, new and perfect. Half the Amazon price.

All of my suspicions were for nothing. ToolBarn delivered. :beer



Great, glad that is resolved.
by fareastwarriors
Tue Oct 07, 2014 11:33 am
 
Forum: Personal Consumer Issues
Topic: How long before disputing a charge on my Visa?
Replies: 20
Views: 1837

Re: Help with Home Security System

Try Simplisafe.com. I just purchased it. You will need to pay upfront between ~ $200- $500 depending on how many and what sensors do you need. Their wireless plans start form $15 with no contracts. Check their Amazon reviews as well. Sound pretty good to me. But you will need to install yourself(I ...
by fareastwarriors
Mon Oct 06, 2014 2:34 pm
 
Forum: Personal Consumer Issues
Topic: Help with Home Security System
Replies: 12
Views: 926

Re: Cast Iron Skillet Cooking

newbie question here.

Can I just get a cast iron dutch oven instead? Couldn't I use the dutch oven the same way as the skillet? It seems more practical for me to get the dutch oven since it has a lid and it has higher walls to avoid splatter.
by fareastwarriors
Wed Sep 24, 2014 5:14 pm
 
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 108
Views: 11167

Re: AliBaba

I owned some Alibaba through my small holding in Softbank. I'm fine with the exposure and the individual security risk.
by fareastwarriors
Mon Sep 22, 2014 5:33 pm
 
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 145
Views: 11912

Re: Should I buy another fridge or freezer? Or neither?

When we upgraded to a french door fridge, we found we didn't need any extra room. But I don't freeze meats, I prefer them fresh. Just curious, where do you buy fresh meat? My local grocery stores and Costco all sell either meat that is never-frozen but four-five days or old (Whole Foods), or it was...
by fareastwarriors
Fri Sep 19, 2014 11:00 am
 
Forum: Personal Consumer Issues
Topic: Should I buy another fridge or freezer? Or neither?
Replies: 16
Views: 1069

Re: Costco:is it worth it for just two people?

I thought the food sample people are not employees of Costco but are contractors. Is that right?
by fareastwarriors
Thu Sep 18, 2014 4:20 pm
 
Forum: Personal Consumer Issues
Topic: Costco:is it worth it for just two people?
Replies: 143
Views: 13006

Re: Any success stories of ppl who never made >$50,000?

Often, when browsing this forum, I see people asking for portfolio advice and usually they are dual medical professionals making north of $300,000 per year and have a $3 million plus portfolio. I am just wondering if there's anyone here who has a multi million dollar stock portfolio but has never m...
by fareastwarriors
Tue Sep 16, 2014 2:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: Any success stories of ppl who never made >$50,000?
Replies: 149
Views: 10411

Re: Most cost effective means of protecting physical assets

Security cameras? Ones that will send you texts/emails when motion is detected. plus get the camera in use sign
by fareastwarriors
Mon Sep 15, 2014 8:01 pm
 
Forum: Personal Consumer Issues
Topic: Most cost effective means of protecting physical assets
Replies: 56
Views: 5201

Re: Tiny house movement.

I think the happy medium would be a ~1000 - ~1500 sf ft.
2 kids and 2 adults might be too tight in a 500sq ft place.
by fareastwarriors
Mon Sep 15, 2014 2:52 pm
 
Forum: Personal Consumer Issues
Topic: [can my family live in a] Tiny house
Replies: 60
Views: 4370

Re: Poll: Which iPhone 6?

I'm planning to get the Plus version. Time to dump my 4 year old Android phone. It was a good run...
by fareastwarriors
Tue Sep 09, 2014 1:28 pm
 
Forum: Personal Consumer Issues
Topic: Poll: Which iPhone 6?
Replies: 41
Views: 3312

Re: Drought-tolerant Rosemary

What other herbs/fruits/vegetables are low maintenance to grow, does not take a ton of water, and does well in the Bay Area? I live in the East Bay if that helps.
by fareastwarriors
Mon Sep 08, 2014 8:23 pm
 
Forum: Personal Consumer Issues
Topic: Drought-tolerant Rosemary
Replies: 5
Views: 606

Re: Giftcards

I've received several giftcards which sit in a stack on my desk, since they are for establishments I do not tend to frequent. If I try to swap these for cash or an equivalent, I am likely to lose a percentage to website transaction fees and the like. Does anyone know if there is a consumer to consu...
by fareastwarriors
Mon Sep 08, 2014 8:12 pm
 
Forum: Personal Consumer Issues
Topic: Giftcards
Replies: 14
Views: 1237

Re: Coin Counting Machines

I count the coins myself and put them into the paper slots thing provided by the bank. About one a year, I would bring my coins (like 20 lbs worth) to deposit. I find it calming and almost therapeutic to coin and roll the coins myself.
by fareastwarriors
Fri Sep 05, 2014 1:57 pm
 
Forum: Personal Consumer Issues
Topic: Coin Counting Machines
Replies: 58
Views: 4445

Re: Did you reveal to your kids...your savings and salary

When I was a kid, I knew we were rather poor. However, only after I started to help write checks for my parents for bills/etc and saw other banking statements, I learned we were dirt poor. I just entered high school then. It was a tough wake up call. I was in bubble. The next summer, I got a job.
by fareastwarriors
Thu Sep 04, 2014 12:22 pm
 
Forum: Personal Finance (Not Investing)
Topic: Did you reveal to your kids...your savings and salary
Replies: 75
Views: 7322

Re: Why is The Suze Orman Show showing repeats?

cfs wrote:Surprised.

I am surprised that some of the forum members actually watch that show.

Thanks for reading.



I catch it when it's on.
by fareastwarriors
Tue Sep 02, 2014 4:13 pm
 
Forum: Personal Consumer Issues
Topic: Why is The Suze Orman Show showing repeats?
Replies: 20
Views: 2811

Re: Chase savings account bonus deposit

I got the $300 bonus a while back. I actually used my Chase account for about a year. I closed it a few months ago. I think my account was for a checking account. Simple $300. BofA is still easier for my banking needs.
by fareastwarriors
Tue Sep 02, 2014 2:02 pm
 
Forum: Personal Consumer Issues
Topic: Chase savings account bonus deposit
Replies: 22
Views: 2165

Re: Gas station etiquette

I wouldn't even think so much of it. That is just life. Some people are just mean.
by fareastwarriors
Thu Aug 28, 2014 6:12 pm
 
Forum: Personal Consumer Issues
Topic: Gas station etiquette
Replies: 46
Views: 3230

Re: Anybody using dash cameras?

Updates?
by fareastwarriors
Mon Aug 25, 2014 8:05 pm
 
Forum: Personal Consumer Issues
Topic: Anybody using dash cameras?
Replies: 30
Views: 5600

Re: Earthquake Preparedness

Besides GeoVera Insurance Company and California Earthquake Authority, are there other companies out there in Cali doing earthquake insurance? I think it's time to shop around again and reassess the economics...
by fareastwarriors
Mon Aug 25, 2014 11:55 am
 
Forum: Personal Consumer Issues
Topic: Earthquake Preparedness
Replies: 39
Views: 2244

Re: The (un)freshness of Starbucks bakery products

surfstar wrote:Color me not surprised.

Starbucks is a [overpriced, trendy] COFFEE SHOP, not a BAKERY.


Starbucks sell coffee? I only go for the sugary drinks.
by fareastwarriors
Thu Aug 21, 2014 4:04 pm
 
Forum: Personal Consumer Issues
Topic: The (un)freshness of Starbucks bakery products
Replies: 49
Views: 4839

Re: Is PIMCO Bond fund 50% cash?

I use the Total Return Fund in my 401k. It's the best option available for bonds. I don't need to know what's in it. Bill Gross has done well for me.
by fareastwarriors
Thu Aug 21, 2014 1:28 pm
 
Forum: Investing - Help with Personal Investments
Topic: Is PIMCO Bond fund 50% cash?
Replies: 26
Views: 2993

Re: Kimchi

Love my kimchi but I have no plans on making it myself.
by fareastwarriors
Thu Aug 21, 2014 1:22 pm
 
Forum: Personal Consumer Issues
Topic: Kimchi
Replies: 40
Views: 2036

Re: Want to buy a used Mini Cooper-> Talk me into it?

what I'm looking for is reliability, good gas milage, and low cost of ownership.


That doesn't sound like a Mini...and this is coming from a cooper s owner.


I loved my old Madza 3 before i got my mini
by fareastwarriors
Wed Aug 20, 2014 3:41 pm
 
Forum: Personal Consumer Issues
Topic: Want to buy a used Mini Cooper-> Talk me into it?
Replies: 25
Views: 1994

Re: Kaiser vs Blue Shield

I heard good things about Kaiser from friends/family.
by fareastwarriors
Tue Aug 19, 2014 3:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Kaiser vs Blue Shield
Replies: 83
Views: 6230

Re: Simplisafe Home Security Systems

I just bought a refurb'ed system. I haven't installed it yet...will let you guys know how it goes.
by fareastwarriors
Tue Aug 19, 2014 2:58 pm
 
Forum: Personal Consumer Issues
Topic: Simplisafe Home Security Systems
Replies: 35
Views: 3210

Re: Best websites to buy quality meat for grilling?

As my wife and I love authentic Wisconsin brats, we ordered online for a number of years from Usingers. Finally were able to find a place locally (in Alameda, California) with similar brats at a fraction of the cost. But Usinger brats are worthy. Boil in beer at low heat after thawed for fifteen mi...
by fareastwarriors
Tue Aug 12, 2014 3:51 pm
 
Forum: Personal Consumer Issues
Topic: Best websites to buy quality meat for grilling?
Replies: 22
Views: 2789

Re: Your Favorite charity organization...? please

Summer Search.
It changed my life.
by fareastwarriors
Mon Aug 11, 2014 2:10 pm
 
Forum: Personal Consumer Issues
Topic: Your Favorite charity organization...? please
Replies: 91
Views: 4932

Re: Affording a 1.3 million home?

What cities are you looking at?
by fareastwarriors
Thu Aug 07, 2014 3:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Affording a 1.3 million home?
Replies: 122
Views: 18713

Re: Neighbor's Tree

Talk to your neighbor? Ask him/her to trim it more if possible.
by fareastwarriors
Thu Aug 07, 2014 11:24 am
 
Forum: Personal Finance (Not Investing)
Topic: Neighbor's Tree
Replies: 44
Views: 3355
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