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Re: problem with Amica, what to do next?

Even companies with "good" or "great" customer service are never 100%.
by fareastwarriors
Tue Apr 15, 2014 8:33 pm
 
Forum: Personal Finance (Not Investing)
Topic: problem with Amica, what to do next?
Replies: 16
Views: 1216

Re: TaxAct question

Thank you. I tried that but that only prints one worksheet at a time. Is there a more efficient way to print All the worksheets I used for my return?

Thanks again.
by fareastwarriors
Tue Apr 15, 2014 4:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: TaxAct question
Replies: 5
Views: 380

Re: Looking at top 1% for actionable insight

I need to take more risk.
by fareastwarriors
Tue Apr 15, 2014 2:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Looking at top 1% for actionable insight
Replies: 54
Views: 4781

TaxAct question

Hi,

I filed my taxes already and printed out the final return for back up.

My question is how do I print out all worksheets in TaxAct online?
by fareastwarriors
Tue Apr 15, 2014 2:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: TaxAct question
Replies: 5
Views: 380

Re: California Taxes - Am I Missing Something?

Regardless of all the beauty, culture, activities etc., living in California would have forced me to work for many many years longer. Raising 3 children in a large, comfortable home with a lot of help has given me a luxury (and time) I could not afford in California. I could not afford the time nor...
by fareastwarriors
Mon Apr 14, 2014 4:50 pm
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 7668

Re: California Taxes - Am I Missing Something?

mrpotatoheadsays wrote:
lyner wrote:I am considering a move to CA and housing seems to be the big ticket item to factor in for cost of living.


Please don't move here. There are too many people of the freeways now. :(


+1


The trains are super crowded these days too.
by fareastwarriors
Fri Apr 11, 2014 12:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 7668

Re: Life in the Bay Area and housing costs

If/when the select areas of the S Bay hit the ceiling, it is almost certain that most of the the entire country will be hard harder first. I don't see why the rest of the country will be hit harder first. - The current Bay Area Boom (Bubble) is driven by (a) soaring internet and social media valuat...
by fareastwarriors
Fri Apr 11, 2014 12:56 pm
 
Forum: Personal Consumer Issues
Topic: Life in the Bay Area and housing costs
Replies: 51
Views: 3072

Re: Life in the Bay Area and housing costs

If/when the select areas of the S Bay hit the ceiling, it is almost certain that most of the the entire country will be hard harder first. I don't see why the rest of the country will be hit harder first. - The current Bay Area Boom (Bubble) is driven by (a) soaring internet and social media valuat...
by fareastwarriors
Fri Apr 11, 2014 12:56 pm
 
Forum: Personal Consumer Issues
Topic: Life in the Bay Area and housing costs
Replies: 51
Views: 3072

Re: Wasting money on rent or buy in California

The unit is small less than 700 square feet 2 bedrooms 1 bath. We have 2 kids one of each. My kids have never shared a room before. We are currently living in over 3000 square feet house so this is a huge adjustment for us. My parents did something similar when I was a kid, relocating and jamming m...
by fareastwarriors
Fri Apr 11, 2014 12:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Wasting money on rent or buy in California
Replies: 20
Views: 2187

Re: A story, and a feeling of financial under-accomplishment

It's not where you came from but where you're going. That is what matters.
Congrats on over coming so much thus far. Be proud of what you have done so far and keep pushing forward.
by fareastwarriors
Thu Apr 10, 2014 7:59 pm
 
Forum: Personal Finance (Not Investing)
Topic: A story, and a feeling of financial under-accomplishment
Replies: 48
Views: 4109

Re: Life in the Bay Area and housing costs

lots of good discussion here:
viewtopic.php?f=2&t=136819
by fareastwarriors
Thu Apr 10, 2014 1:38 pm
 
Forum: Personal Consumer Issues
Topic: Life in the Bay Area and housing costs
Replies: 51
Views: 3072

Re: B&M Bank: BoA or Wells Fargo?

Never paid a direct fee at either one. It can be done, I used to be with BoA and did the same as you. But then a year or two passed and I slipped up on the exact rules for avoiding fees. It was my fault, really. I should have reviewed the fine print once more, just to be safe, as I always did every...
by fareastwarriors
Wed Apr 09, 2014 8:05 pm
 
Forum: Personal Finance (Not Investing)
Topic: B&M Bank: BoA or Wells Fargo?
Replies: 25
Views: 1196

Re: Wait for better tenant application or approve the one I

I rather have a 1 year lease. The rental market in the SF Bay Area is nuts. I like the flexibility.
by fareastwarriors
Wed Apr 09, 2014 6:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Wait for better tenant application or approve the one I have
Replies: 27
Views: 1513

Re: Always understand taxes do not trust software

I used to do TT and Taxact and arrived at the same number before filing. I got lazy this year and only did TaxAct...
by fareastwarriors
Wed Apr 09, 2014 4:42 pm
 
Forum: Personal Consumer Issues
Topic: Always understand taxes do not trust software
Replies: 33
Views: 2629

Re: Brown bagging in a more formal office

I work in a very "formal" and conservative office but no one cares how I bring my lunch. I bring lunch sometimes, go out to sometimes, and get takeout sometimes. One has to mix it up.
by fareastwarriors
Wed Apr 09, 2014 4:38 pm
 
Forum: Personal Consumer Issues
Topic: Brown bagging in a more formal office
Replies: 43
Views: 2922

Re: California Taxes - Am I Missing Something?

I wouldn't recommend people to move here unless they are getting a huge jump in salary or better career opportunities. Why did you move @jane1 since you said the compensation is only comparable? Were there better opportunities for your career growth here? It doesn't sound like you moved for life sty...
by fareastwarriors
Tue Apr 08, 2014 5:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 7668

Re: California Taxes - Am I Missing Something?

And yet we all manage without even being doctors. ;) Of the people I know in California, I see a lot of "managing" and a lot of "surviving" but not a lot of thriving, even with some rather impressive incomes. The only friend I've got there who I would say is thriving runs a priv...
by fareastwarriors
Tue Apr 08, 2014 2:23 am
 
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 7668

Re: Bailing On Pimco Bond?

Some of my bond $ is still with PTTRX . No plans to change fund/allocation.
by fareastwarriors
Wed Apr 02, 2014 7:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Bailing On Pimco Bond?
Replies: 19
Views: 1965

Re: Earthquake insurance in California

We carry it because: 1. Earthquakes happen here. 2. Our home is a substantial asset as well as a place to live where we choose to live. 3. We can't afford to rebuild it without using investment and retirement money that we want to live on, not put into our home. 4. We don't want to take out another...
by fareastwarriors
Tue Apr 01, 2014 11:56 am
 
Forum: Personal Finance (Not Investing)
Topic: Earthquake insurance in California
Replies: 27
Views: 1406

Re: Advice for the new immigrant

+1 to the community college classes idea. Volunteering is a also good idea. She sounds like she knows English but she just need to practice more and learn more of the culture.

She been here for less than a year. It takes time to adjust to a new/different way of living.
by fareastwarriors
Mon Mar 31, 2014 11:53 am
 
Forum: Investing - Help with Personal Investments
Topic: Advice for the new immigrant
Replies: 9
Views: 699

Re: "Investing" in gift cards

Hexdump wrote:Probably unrelated but I find it curious that someone would pay $56.00 for a $50.00 Shell gift card.

And I saw a lot of similar examples.
What am I not seeing ?



I don't know why but I often see this hapenning in ebay auctions for gift cards. The cards sometimes sell above face value... :oops:
by fareastwarriors
Mon Mar 31, 2014 10:56 am
 
Forum: Personal Finance (Not Investing)
Topic: "Investing" in gift cards
Replies: 32
Views: 2634

Re: Buying first home in SF - gut check

I did not see any salary just for the OP. With the spouse a doctor, their income potential would be great in most of the USA. If I were the OP and his salary range is in 150s, I would definitely trade that bay area job to a much lower expense area that has an IT market (Austin / Dallas - weather al...
by fareastwarriors
Fri Mar 28, 2014 1:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying first home in SF - gut check
Replies: 87
Views: 7041

Re: Convince me to get a credit card

nebraskaman wrote:I have a question for the board, does everyone list their cash rewards on their tax returns? How about airline miles, free cruises, etc.?



No.
by fareastwarriors
Fri Mar 28, 2014 12:12 pm
 
Forum: Personal Finance (Not Investing)
Topic: Can you please convince me to get a credit card?
Replies: 80
Views: 4290

Re: What age did you reach 100K networth?

age 24. in 2012.
by fareastwarriors
Fri Mar 28, 2014 12:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: What age did you reach 100K networth?
Replies: 264
Views: 31165

Re: Should everyone own I Bonds?

p.s. I don't think you have to cash them in at 30 years, right? They stop earning interest at 30 years, but presumably if that's your last year before retiring or something, you could just leave the I bonds sitting there earning nothing for a year and cash them the following year. You'd have to do ...
by fareastwarriors
Wed Mar 26, 2014 6:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should everyone own I Bonds?
Replies: 44
Views: 5379

Re: Should everyone own I Bonds?

p.s. I don't think you have to cash them in at 30 years, right? They stop earning interest at 30 years, but presumably if that's your last year before retiring or something, you could just leave the I bonds sitting there earning nothing for a year and cash them the following year. You'd have to do ...
by fareastwarriors
Wed Mar 26, 2014 6:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Should everyone own I Bonds?
Replies: 44
Views: 5379

Re: Buying first home in SF - gut check

Approved as well.
by fareastwarriors
Wed Mar 26, 2014 5:04 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying first home in SF - gut check
Replies: 87
Views: 7041

Re: Should I continue to do Roth 401k and Roth IRA?

Thanks for the answers everyone. I think I will stop contributing my bonus money to my Roth part of my 401k and stick everything in regular 401k. I will continue to max my roth IRA.
by fareastwarriors
Wed Mar 19, 2014 9:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I continue to do Roth 401k and Roth IRA?
Replies: 25
Views: 1425

Re: Should I continue to do Roth 401k and Roth IRA?

I would definitely do enough Traditional 401k to keep from hitting the 28% bracket, and probably even 100% Traditional. I assume you're earning enough that you can't make deductible IRA contributions because you're over the limit for people who are covered by a plan at work. So the IRA will have to...
by fareastwarriors
Wed Mar 19, 2014 12:38 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I continue to do Roth 401k and Roth IRA?
Replies: 25
Views: 1425

Re: Boglehead's view on Real Estate investing

It's not for everyone. That's for sure,
by fareastwarriors
Tue Mar 18, 2014 2:41 pm
 
Forum: Investing - Help with Personal Investments
Topic: Boglehead's view on Real Estate investing
Replies: 31
Views: 2617

Re: Should I continue to do Roth 401k and Roth IRA?

I would definitely do enough Traditional 401k to keep from hitting the 28% bracket, and probably even 100% Traditional. I assume you're earning enough that you can't make deductible IRA contributions because you're over the limit for people who are covered by a plan at work. So the IRA will have to...
by fareastwarriors
Tue Mar 18, 2014 1:27 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I continue to do Roth 401k and Roth IRA?
Replies: 25
Views: 1425

Re: Should I continue to do Roth 401k and Roth IRA?

For the 401k, I can contribute my "bonus" money to a Roth bucket. The rest of the contributions are regular pre-taxed contribution. Roth and "pre-taxed" are the same thing, since Roth contributions are taxed. Traditional and "pre-tax" are the same thing, since traditio...
by fareastwarriors
Tue Mar 18, 2014 1:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I continue to do Roth 401k and Roth IRA?
Replies: 25
Views: 1425

Should I continue to do Roth 401k and Roth IRA?

Hi, Should I continue to do Roth 401k and Roth IRA? Or it is advantageous for me to do traditional 401k and traditional IRA to get the tax deductions? I have been contributing to a Roth IRA. The Roth IRA is about 40k right now. For the 401k, I can contribute my "bonus" money to a Roth buck...
by fareastwarriors
Tue Mar 18, 2014 12:17 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I continue to do Roth 401k and Roth IRA?
Replies: 25
Views: 1425

Re: I Bonds - buy now or wait for May?

placeholder wrote:I thought some people reported success by filing an extension with payment.



I just did that a week and half ago. My check was cashed last week. I'm planning to get 5k in paper ibonds.
by fareastwarriors
Mon Mar 17, 2014 6:18 pm
 
Forum: Investing - Theory, News & General
Topic: I Bonds - buy now or wait for May?
Replies: 25
Views: 4433

Re: $175k student loan is paid off!

Congrats! :beer
by fareastwarriors
Fri Mar 14, 2014 1:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: $175k student loan is paid off!
Replies: 21
Views: 1767

Re: House flipping investing - Am I wrong or what? Please ad

6K? That won't even get me a small bathroom remodel in the Bay Area...
by fareastwarriors
Fri Mar 14, 2014 1:48 pm
 
Forum: Personal Finance (Not Investing)
Topic: House flipping investing - Am I wrong or what? Please advice
Replies: 21
Views: 2328

Re: Hit a minor milesotne today...

Congrats Luke!
by fareastwarriors
Thu Mar 13, 2014 2:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: Hit a minor milestone today...
Replies: 21
Views: 2718

Re: Career advice: Where an entry level finance job leads...

What specifically do you want to do at a financial services company? The front office is completely different than the mid/back office....
by fareastwarriors
Thu Mar 13, 2014 12:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Career advice: Where an entry level finance job leads...
Replies: 10
Views: 723

Re: No, They're Not!

What planet are you from? I don't know anybody with a million dollars net worth, even house value included. I plan to retire long before reaching one million dollars; $1,000,000 is not an attainable number. $1,000,000 is not attainable? Why not? (Or was this a joke?) I'll tell you why not. Because ...
by fareastwarriors
Wed Mar 12, 2014 3:44 pm
 
Forum: Investing - Help with Personal Investments
Topic: Are 20 somethings handicapped bc of inflation and little SS?
Replies: 162
Views: 10272

Re: Stay or move is the financial question.

Is the career opportunity/growth better? is there a chance for him to move up higher and quicker in the Bay Area?
by fareastwarriors
Tue Mar 11, 2014 7:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Stay or move is the financial question.
Replies: 21
Views: 1555

Re: I Bonds - buy now or wait for May?

I bought $1000 yesterday after seeing this thread.
by fareastwarriors
Tue Mar 11, 2014 6:56 pm
 
Forum: Investing - Theory, News & General
Topic: I Bonds - buy now or wait for May?
Replies: 25
Views: 4433

Re: Mouse/Rat traps

Steady wrote:You have to figure out if it's a rat or mouse first, mouse trap won't hurt a rat and rat trap to big for mice



Thanks. I think they are just mice. I bought both the Ortho mouse and rat traps. I used peanut butter. I caught 5 mice already.
by fareastwarriors
Tue Mar 11, 2014 6:54 pm
 
Forum: Personal Consumer Issues
Topic: Mouse/Rat traps
Replies: 29
Views: 1767

Re: Stopping Junk Mail

I recycle them. It is not a big deal to me. They need to advertise. I'm okay with that.
by fareastwarriors
Tue Mar 11, 2014 6:52 pm
 
Forum: Personal Consumer Issues
Topic: Stopping Junk Mail
Replies: 17
Views: 1131

Re: Costco vs BJs vs Sams Club

I often buy more when I go to Costco... So I tent to buy (what's on sale and often times with coupons) from the grocery store (Safeway) instead. It's way cheaper that way than what Costco can do. I like Costco but the value is not there for me . My family members have membership with Costco so I som...
by fareastwarriors
Tue Mar 11, 2014 1:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Costco vs BJs vs Sams Club
Replies: 53
Views: 4005

Re: Do you have a side job?

I work probably ~50+ hrs at my office job and I self-manage a triplex. I also "manage" my brother's and gf's investments but I don't get pay for that. :oops:
by fareastwarriors
Mon Mar 10, 2014 4:15 pm
 
Forum: Personal Finance (Not Investing)
Topic: Do you have a side job?
Replies: 58
Views: 4770

Re: New York TImes/WSJ [paper vs. online subscriptions]

I still like the touch of paper but I also subscribe online.

WSJ paper edition (online included) and NYT (just online).
by fareastwarriors
Mon Mar 10, 2014 1:25 pm
 
Forum: Personal Consumer Issues
Topic: New York TImes/WSJ [paper vs. online subscriptions]
Replies: 40
Views: 2119

Re: Two commas...

It's that 3rd comma that's the killer to get to. Have any Bogleheads done this? Realistic with index funds? I would think the person has to own some kind of business in order to be even possible. It will be extremely really hard to save/invest that much from working a job....unless the guy works as...
by fareastwarriors
Fri Mar 07, 2014 6:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Two commas...
Replies: 32
Views: 3199

Re: What video games are you currently playing?

I've been playing Diablo III, also. The recent patch gave me an excuse to log back in and try to find more, newer, loot. The patch kind of nerfed my barbarian build, though. So I'm struggling with that and trying to figure out a way to get a new build I like. In the meantime, I've levelled a monk. ...
by fareastwarriors
Fri Mar 07, 2014 6:02 pm
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 99
Views: 4198

Re: What video games are you currently playing?

Only game I'm playing is Clash of Clans on my phone...

But i been itching to boot up my old RTS games like StarCraft...
by fareastwarriors
Fri Mar 07, 2014 5:13 pm
 
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 99
Views: 4198
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