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by fabdog
Mon Apr 20, 2015 4:52 pm
Forum: Personal Consumer Issues
Topic: Neighbor is hoarder, piling garbage outside, collecting vans
Replies: 32
Views: 4880

Re: Neighbor is hoarder, piling garbage outside, collecting

Best bet is the homeowners association if that exists for your neighborhood. Failing that, or in conjunction, what are the ordinances for your city? they should have an online form you can use to file a complaint

Mike
by fabdog
Wed Apr 15, 2015 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Accelerated RSU vesting, FICA taxes
Replies: 4
Views: 495

Re: Accelerated RSU vesting, FICA taxes

I was introduced to this pleasant quirk in the rules last year. The age at which it applies is when, based on your company's policy, you would no longer be "at risk" of losing the RSU's if you left. In my particular case, our company policy is you are "retirement eligible" when a...
by fabdog
Wed Apr 08, 2015 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: making the switch to Ally Bank
Replies: 51
Views: 4432

Re: making the switch to Ally Bank

Was in exactly the same space with Wells Fargo. the "enhanced rate" on the money market with PMA at .1% is just not competitive. So set up the online savings with Ally, very painless, and no issues so far. No same day funds movement but hasn't been a cash flow issue at all

Mike
by fabdog
Wed Feb 11, 2015 9:02 am
Forum: Personal Finance (Not Investing)
Topic: OT - I Bond Registration Question
Replies: 4
Views: 1119

Re: OT - I Bond Registration Question

I recently opened a trust and registered it on treasury direct. Can I just goto my individual treasury account and use "transfer securities" link to move the ibonds from my individual account to trust account. When I do that I get a prompt to to fill the form 5511 Not sure how it is diffe...
by fabdog
Wed Feb 04, 2015 12:18 pm
Forum: Investing - Theory, News & General
Topic: Why no talk about investing in Timber?
Replies: 14
Views: 1376

Re: Why no talk about investing in Timber?

other ways to play are publicly traded Plum Creek Timber (PCL) and Pope Resources (POPE)

Pope is a partnership and thin trading volume, a small well run company.

PCL is larger and has structured as a REIT

Mike
by fabdog
Tue Jan 27, 2015 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Do you respond to recruiters contacting you?
Replies: 27
Views: 2259

Re: Do you respond to recruiters contacting you?

It's always interesting to see what's out there. I get a lot of these where there is no obvious fit and I don't know anyone who would be interested, but there have been a few that were interesting and we actually got into discussions, even though in the end I stayed put. In one case I was contacted ...
by fabdog
Mon Dec 29, 2014 11:59 am
Forum: Investing - Help with Personal Investments
Topic: Bucket question
Replies: 23
Views: 2541

Re: Bucket question

Fabdog, what is your intended withdrawal from the total portfolio? what is your asset allocation? How much in taxable accounts? Paul Thanks again for all the thoughtful answers. to answer the specific questions above I don't intend to take any distributions from the rest of the portfolio, so I just...
by fabdog
Sat Dec 27, 2014 11:38 am
Forum: Investing - Help with Personal Investments
Topic: Bucket question
Replies: 23
Views: 2541

Re: Bucket question

Thanks for the quick responses. A couple of things I should have been more clear on rather than assuming the deferred comp plan can be invested in a wide range of funds, and even after distribution begins, those gains/losses would be credited to the account. So in year 1, I get 10% of the balance......
by fabdog
Sat Dec 27, 2014 9:42 am
Forum: Investing - Help with Personal Investments
Topic: Bucket question
Replies: 23
Views: 2541

Bucket question

I will be retiring next year at age 56. I have a nice portfolio ~$5 million, with an asset allocation I am comfortable with and low cost funds. My question is how to treat my deferred compensation plan. It has ~$750K in it, and when I retire, will be paid out over the course of the next 10 years. Th...
by fabdog
Sun Dec 14, 2014 6:14 pm
Forum: Investing - Help with Personal Investments
Topic: VSEAX JPMorgan Small Cap?
Replies: 3
Views: 265

Re: VSEAX JPMorgan Small Cap?

end of year distributions. $4.86/share... so NAV went down but you should have more shares

Mike
by fabdog
Mon Jul 21, 2014 6:25 pm
Forum: Personal Consumer Issues
Topic: What about the 2015 Volvo XC60?
Replies: 6
Views: 907

Re: What about the 2015 Volvo XC60?

I have a 2011 Volvo XC60. Bought it when I lived in MA for the AWD and ground clearance, and reliability. Have been very happy with it, even though I've moved out of the snow belt, and still driving it. Have ~50K miles on it with no issues

Mike
by fabdog
Thu Apr 24, 2014 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Tell Me I'm Stupid To Consider Quitting My Job and Moving
Replies: 123
Views: 28992

Re: Tell Me I'm Stupid To Consider Quitting My Job and Movin

I was overseas for 7 years in 3 countries. It was quite a change coming back to the US as we landed in a different location than the one we left (and didn't like the location at all). My advice would be to stick it out for the year, take some vacation, and make plans to transition next year. You may...
by fabdog
Sun Apr 13, 2014 9:47 am
Forum: Investing - Help with Personal Investments
Topic: How Are Catch Up Contributions Made?
Replies: 15
Views: 1862

Re: How Are Catch Up Contributions Made?

in my 401K, there is a separate contribution amount for the catch ups... and they don't start taking it out until you have hit the $17.5K So check your plan, but as you noted, you have to hit the max standard contribution before it kicks in. you can have a large, smaller, or identical withdrawal per...
by fabdog
Mon Aug 26, 2013 9:46 pm
Forum: Investing - Help with Personal Investments
Topic: Medallion Signature Guarantee
Replies: 41
Views: 5662

Re: Medallion Signature Guarantee

as a previous poster mentioned... get them to sign you up for the "my voice is my password" program. I wasn't aware they had this service till I needed Medallion to change account registration. my credit union wouldn't do it (too much money). When I called Vanguard back and said I guessed ...
by fabdog
Fri Mar 15, 2013 12:46 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Quicken
Replies: 41
Views: 28368

Re: Alternatives to Quicken

I run the Apple provided bootcamp software on my Mac... you need a windows license to go with it... but then you boot up in Windows when you need it, otherwise into Mac

this has been a great solution for me

Mike
by fabdog
Tue Mar 05, 2013 11:04 pm
Forum: Investing - Help with Personal Investments
Topic: 2012 Backdoor Roth Turbo Tax issues
Replies: 2
Views: 356

Re: 2012 Backdoor Roth Turbo Tax issues

you can use the interview... first do the non deductible IRA... then tell it you did the Roth conversion.

that should settle it out

Mike
by fabdog
Tue Jan 29, 2013 9:59 am
Forum: Investing - Help with Personal Investments
Topic: Which 529 plan?
Replies: 22
Views: 2442

Re: Which 529 plan?

For our grandson we started in the Utah plan until we got to $3K, then moved to the NV plan. Utah has no minimum and all Vanguard funds but does charge a small administrative fee on assets, and there is a separate fee for maintenance which can be avoided by getting statements online

Mike

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