Bogleheads.org

i'm switching jobs soon, and my new employeer uses vanguard for their 401k. currently i'm with schwab, and i love the ability to use the personal choice retirement account option to have access to everything schwab offers.

does vanguard offer anything similar?

thanks!

So as a physician in a partnership in your group, you can incorporate as an individual and that corporation is a partner? Crazy stuff.

Does that offer you any additional liability protection - medical or business related?

emergency cell phone $8.33 per month.

cable - phone - internet - $124 per month.

get the pro for sure in this case.

also and perhaps more important, check out vmware fusion instead of parallels.

if you would sever an arm for radiohead, then ???????????????

love our prius as well. gas milage between 48-50 mpg. rides great. have just one kid, so packing is a breeze for beach trips. with 3 kids i'd imagine it would be a little tight. it's easy to obliterate your visibility directly behind you if you pack it in.

did you test for lead?

would love one, but don't want to pay for it.

by choice i don't carry a cell phone now. never really have.

Since she has a B.S. in psychology, she can likely do an accelerated bachelors of science in nursing in ~ 12 months. There are always jobs for nurses and plenty of room for further advancement if advanced practice is desirable. Nursing has never looked better as a career. There is an abundance of sc...

We are in the near West End in Richmond. Here's what we're after, if anyone has some recs: Great school for our kindergardener. Public is ok. Safe Not super far from the BART We're ok with a smaller size house - 1400 sq+ Commute - well I've grown quite used to my 4 min commute to work. I know that's...

We may be relocating from VA for a new job in Oakland, CA. We'd live in the Bay Area, but not sure where. For a household income of 160k, will a new income between 200-220k provide for a similar standard of living? I've tried some calculators online, but they're all over the place. I'd like to solic...

thanks for the links

Every year in the past, I just paid my taxes and went on with it, but I'd love to be able to have some control in influencing my tax burden going forward.

How do you determine your tax strategy for the coming year?

Also, how does this vary at different levels of income?

I'd like to solicit the advice of the wise and those who've been made wiser by finding themselves in a similar situation. I live on the east coast, but may have found an exciting job on the west coast. We have long dreamed of making the move, but frankly I'm in a pretty good situation here, so this ...

radiohead - saw them twice in the past week and a half. utterly phenomenal!

nurse anesthesia is the best kept secret in health care. awesome work. great pay. must be able to handle stress well. admissions can be very competitive. like with all other professions, don't do it solely for the money.

What are your thoughts on home warranties? If you have one and like it, from which company did you buy it? We live in an 80 year old house. While it's a solidly built home, in the past 3 years, we've had to replace x2 AC units and just recently the gas boiler totaling over $17,000. Needless to say, ...

I've known I've need to do this for several years now, but am just now thinking about it. I'm 33 and married with a child, so neither my wife or I plan to go anywhere any time soon, I know it's in the best interest of our son that we have everything in place. The problem is that I have no idea where...

Cut-Throat wrote:From 1802 to 2001, $1 invested in gold would have been worth $0.98. If you invested the same dollar in stocks, you would have ended up with $599,605.00.

are those inflation adjusted dollars?

while we are at it, what is everyone's REIT allocation as a percentage of equity holdings?

You can download this from a link provided when you search the book.

Without getting political - your thoughts on this and the rest of the book?

biv is in my 401k/profit sharing account at schwa. sorry for any confusion.

I currently use BIV as my only bond fund in my indexed portfolio. My 401k and profit sharing plan are through Schwab, and I'm wondering if I can't save brokerage fees if I switch to a Schwab selection. I'm thinking about Schwab Intermediate-Term U.S. Treasury ETF (SCHR) vs. NEW Schwab U.S. Aggregate...

these super corporate high end chains are a bit predictable and boring. i'll still take the free drug rep sponsored dinner next week and walk out with a smile.

is your money counterfeit? send it to me and i'll find out - free!

So far Quicken for Mac is doing what I need, but I don't do much (as all my investments so far are in tax-advantaged areas I don't care about tracking them closely). How well does SEE import from Quicken for Mac? What benefit would I get from moving to it? One thing I'd like is a budget that "...

anyone can search and find the 10 best or whatever programs. i'm looking for personal experience from this group of people.

i downloaded SEE, and like what i see (ha!) already. i'll play with this for a while and see if it takes.

thanks.

that's how business works - if you look successful, then others will believe you are, and thus be more likely to use you. i have a friend who drives a mercedes with a corner office selling insurance. all his friends and family believe him to be so successful. behind the scenes, he rents a room in a ...

I believe this is fairly new on the market. As a Mac user, the options are not the greatest.

What are your thoughts on iFinance?

How is opprotunistic rebalancing not a form of market timing? Please forgive me if there is an obvious answer here. The following article is listed on the rebalacning wiki on this site, so I'm assuming that it jives with the Boglehead philosophy. http://www.tdainstitutional.com/pdf/Opportunistic_Reb...

so i'm shocked no one has asked the obvious question - why did this change occur???

the studios substantially increased their fees for netflix to use their libraries for streaming.

http://money.cnn.com/2011/07/08/technol ... /index.htm

keeping streaming for my son.

speculative and proves nothing.

if you're ever in napa, try ubuntu. this was one of the most incredible meals i've ever consumed! it almost converted me to vegetarianism.

shop and or browse in carytown

see the picasso exhibit at the art museum

ginter botanical garden

children's museum if kids 6-7 or less

science museum for 6+

shockhoe slip and bottom for dinning and walking around

if you plan on dining out, what kind of food do you like?

decent pinot is tough to do under $20, but i'm also a wine guy. if you can find it, copain tous ensemble pinot noir is wonderful for $25. i'd keep my eye out for the '07 or '09.

for my money, $20 and under is better for zin, syrah, malbec, chard, riesling, and spanish reds.

wine - not cheap

guitar - i've found a way not to keep that cheap either. damn.

forgive my lack of clarity in my first post. at first i was asking how to talk about money with a child of this age. then i was asking where i should put it.

i have edited my post above as well.

thanks all for the replies!

My son is soon about to turn 4, and we're going to begin chores, allowances, and simple money management activities. We'd like to have him save half (or some percentage close to it) of what he earns. I was thinking an account with ING and eventually an account to invest in a TSM fund. We'd like to t...

If you are thinking management down the road go for the BSN/MSN. Centers pushing for Magnate status are going for Masters prepared RNs in mgmt roles. If you want out in 2/3yrs and a $40K job the ASN degree will get you there starting out and basically keep you at that salary point. If you are think...

2009 or 2010 bordeaux first growths. just kidding

park it somewhere safe for 6 months, then once you've figured it out, trickle it into the market and maybe a little something nice for you and your family since you can't take it all with you.

thanks so much for the insight as well as the laughs. having a neighbor like this is nothing short of taxing on the soul, and i constantly have to remind myself if this is what works me up so much, the rest of my life must be pretty sweet.

i used to wake up sore in the mornings despite a good mattress, but the discomfort got better as the day wore on, so my sleeping arrangement was a logical culprit. i'd been using some pillows i've had as long as i can remember. i finally broke down and got a new one, and oh my! i sleep so much bette...

sadly this isn't our first issue. last year she was freaking out at me for using my leaf blower. i'd stand where our properties meet and blow the opposite direction. she claimed i was intentionally blowing leaves into her yard. oh yeah, i don't even have a tree in my yard.

Have her send a letter to you where she puts all that in writing. Then have your lawyer send her a letter like the response here: http://www.clevescene.com/64-and-counting/archives/2010/12/22/absolutely-epic-1974-letter-from-cleveland-browns-to-a-fan That said, I'm surprised your dog is not "s...

this is one instance i found google virtually useless. we have 2 dogs and our neighbor has 3. they like to fight along the fence, and my neighbor claims she has damage on her side of the fence. she is a lawyer and likes to through the attorney card around in an attempt to intimidate. there is no dam...

Dan Moroboshi wrote:I encourage the orthopaedic surgery residents I teach to read Atul Gawande's "Complications" and "Better".

orthopods know how to read???

...there is a fracture

http://www.youtube.com/watch?v=3rTsvb2ef5k

The iMac will make you stupider and your kids will not learn valuable skills that will make them employable in the future. For instance, with an iMac, you and your offspring will not learn how to install a firewall and anti-virus software. You will not learn how to re-format the hard drives and re-...

used ipod. i got a nano off ebay for $30 and have had no problems with it. anything other than an ipod is settling for second best.

How To Boil Water - a collection of very simple recipes from lots of food network chefs. check it out on amazon: http://www.amazon.com/Boil-Water-Food-Network-Kitchens/dp/0696226863/ref=sr_1_1?ie=UTF8&qid=1296314674&sr=8-1 This book got me started, and I'm cooking from Keller's French Laundr...

save the time and money and just get a bsn. while employeers typically don't care whether or not an RN is ADN or BSN for most clinical positions, the previous poster is correct that an individual with a BSN will have a greater chance climbing the administrative ladder into management. what's likely ...