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You mentioned that your wife is losing her job. This is a big factor that changes what I was going to advise. How certain are you that you can still afford your expenses on your income alone and still have money left over? On paper, yes. I have run the numbers several times and it looks like we wil...

Thank you for your advice. I appreciate it. I am glad to see that I am not completely daft in my desire to pay down the mortgage, but I also see the first responders point about having a bigger emergency fund. I suppose one thing that I neglected to point out is that all of this concern was spawned ...

Hello, long time lurker, first time poster. So first ,thank you to everyone for all that I have already learned on this site. I am at a sort of crossroads right now, and I am just wondering what people on this board would do if they found themselves in my situation. Here is the deal. My wife and I o...