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This is an example of the Excel spreadsheet I use to rebalance: http://www.bogleheads.org/forum/viewtopic.php?p=1641382#p1641382 This is an example of how to compute the target AA percentages in above Excel spreadsheet: http://www.bogleheads.org/forum/viewtopic.php?p=1639713#p1639713 Go forth and ro...

Good luck getting over 3 years out of a battery, seems the general consensus is they are not made like they use to be. ... I've gotten really good service out of Interstate batteries and used them exclusively since the early '70s. I've never needed to change one because it failed. (In practice I've...

Could do a google search for: backup camera site:cartoys.com

I'm really enjoying driving our new Ford C-Max Energi, which is a plug-in hybrid. I've gone as far as 25 miles on the battery alone and driving a battery powered vehicle is really a pleasure. It cost about $0.70 to recharge it after that 25 mile trip, BTW. Consumers gave the C-Max Hybrid "only...

Remember the BH basics. We thought through this situation when our minds were calm and captured our thoughts in our IPS. Now we should be following our IPS. In my case... It is against my religion to rebalance if it results in paying additional taxes. It is acceptable to rebalance with new money and...

Good book. 2005 version should be okay as neither the 2005 nor the 2011 version will account for the newest tax-law changes. Otherwise, the basics don't change that much. I read a late '70s version of the book. Followed almost everything in the book, except the advice to being investing with Vanguar...

CountryBoy wrote:Bob b

Wow! That is an incredible price. So seriously...........what did you do with the old battery..honestly now.

cb

The auto center where I buy my car batteries will accept any lead-acid battery for turn in. They get a credit (or something like that) for each. Doesn't hurt to ask yours.

I've used the hose-end sprayer and Weed-B-Gon. From suggestions here will add a spray bottle for smaller areas. What is the correct dilution when used in a spray bottle? I also like the *green Weed Hound (not the yellow one) tool to pull weeds standing up. That, plus a 5-gal plastic bucket, and I wa...

CPF. US history. Your CPF scheme sounds a lot like our Social Security (SS) system. ... I would strongly disagree on this comparison. Social Security never had individual retirement accounts... http://www.ssa.gov/history/35act.html ... Read the linked article and also did not find any mention of in...

My neighbor said it was easy to change the battery (12V, ~7-8Ah, SLA) for their home security system. They were getting email notifications to do so.

Took old battery to local Batteries Plus, bought a new one, and turned in the old one.

A recent topic. Maybe you will find something there that could be of use to you. "16, Singaporean, need advice" http://www.bogleheads.org/forum/viewtopic.php?f=1&t=115334 Stocks. Own a global stock portfolio. My own preference is to limit my home country exposure (Singapore) to its we...

Within a thread, does the site's software permit highlighting the thread starter's original post and any subsequent posts by him or her? I've seen this feature in use on other boards, and it makes it a lot easier to keep track of any replies by the original poster (OP), if there are any. It also pr...

Travel, hotel, rental car search engine: You could try kayak.com. It is supposed to do a search of multiple travel/hotel websites (expedia.com, hotels.com,...) at once and show you all of the results. Airport transportation: A vote for the private airport shuttle services. Signs will direct you to ...

Displaying my ignorance and suspicion here. How are bond specialists compensated? Are they paid by the bond issuer for their recommendation and sales? Does a bond specialist give you your money back if a recommended bond defaults? If compensated by the bond issuer, do they still come out ahead? Indi...

Several years back, read/saw a report on "container manufacturers" claiming this business was a leading indicator of general economic activity, as everything sold gets shipped in some form of container/box, which must be ordered early. Transportation of manufactured goods happens after the...

... It is not of concern with me b/c my family has a tradition where each generation makes their own money. The furthest the previous generation will go is sponsoring the current generation up till they are a legal adult, no further. My family strongly believes that it is pointless to freeroll the ...

I'm all for avoiding the dividend tax but what I am worried is about the decrease in diversification when going from VTI + VXUS(over 9000, heh, holdings) vs ~3000 holdings, VWRD + VUSD. Also, how correlated is VTI + VXUS compared to VWRD + VUSD. Do they give the same returns over a long period of t...

Is it possible to find a low-cost non-US equivalent to Vanguard's VT (total world index ETF)? If so wouldn't this reduce OP's search to one (equity) fund? That would be a single VWRD holding. Domiciled in Ireland, 0.25% TER, and tracks the FTSE all-world index. Combine with VUSD as mentioned above ...

Is it possible to find a low-cost non-US equivalent to Vanguard's VT (total world index ETF)? If so wouldn't this reduce OP's search to one (equity) fund? Seached for "total world index ETF" and found: USNews, Vanguard total World Stock Index (VT) [ETF]: http://money.usnews.com/funds/etfs/...

We don't have a better answer to offer. The answers we have are US-centric because that is were our investing solutions are found, and the investing academic research (the forerunner of the investing solutions) discussed in the books familiar to us is US- or British-centric. I have followed this thr...

Short answer. Probably yes. Long answer. Need to know all of the numbers and conditions to tell how good this offer is. It was suggested that a fee was involved and would be rolled into the back of the new 2.625% loan. It was suggested that if the fee were paid up front, that you could get a still l...

Barefootgirl wrote:I don't think I've ever seen such positive consensus for an auto-related business before.

The Bogleheads have convinced me to make the trip to CarMax today.

Thanks, BFG

+1.

Filed for future reference.

I carry a S&W 637 Chiefs Special with an exposed hammer. Ms G. shoots single action so a shrouded revolver would not help. I own the same. I like the simplicity. Don't know if it was the same gun, but a friend let me shoot his light-weight, light-colored (aluminum frame?) S&W .38 at the ran...

No.

It only means that the interest rate on 60-90-day loans is very low. (Forget the funds actual target maturity.)

You make a convincing case including the picture, but it looks tiny. I'm definitely checking the xd springfield, s&W Shield, kahr cw9. some reason can't get on with the revolvers, though the Judge would be great for house . Thanks to all for your insights. S For a while I too considered the Jud...

Nice work Nisi. Imagine how much worse the numbers would be if you were also paying a financial advisor a 1% AUM fee every year! One can always pay an advisor 1% AUM to invest in an index fund with a 0.25% e.r. -- and find himself losing 23% over the course of 30 years. Strangely, there are quite a...

I've read some nice reviews (recoil, accuracy) on Ruger's LCR in .357 (~4 oz heavier than the .38 +P version and wider ammo selection), even if you decide to use only .38 ammo in it. Have yet to find a range to rent/test it, so no hands-on experience. Believe you would be wise to add it to your cand...

Another lawn tractor brand you might want to look into is Simplicity. Simplicity: http://www.simplicitymfg.com/us/en/ Full disclosure. Several years back I stumbled upon a club (website) that is crazy about old Simplicity and Allis Chalmers lawn/garden tractors. Eventually wound up with two and mult...

Currently working my way through Peter Bernstein's Capital Ideas. It is an interesting read and covers the history of the evolution of modern investing theory from 1900 forward. Would think you could find something in it to pique your curiosity for more study.

Story time. Just for fun on this lazy Saturday afternoon. My neighbor was doing some work in her laundry room and had both her washer and dryer sitting outside. She started freaking out about all the dust/lint inside both and wanted to use a rag to clean them. Told her not to worry, that I'd blow th...

3 Weeks. Return accepted 28 Mar and received bonds on 18 Apr.

The only thing I remember about a scheduled purchase is that it must execute on a business day (not a weekend/holiday), otherwise it is delayed until the next business day (which could be next month). I would have thought that I could cancel any scheduled purchase request that had not yet been fille...

A data point. Since we've been playing this game of trying to get I bonds with our tax returns, I've had a questions: Will our I bond issue date be the same as the month our taxes are "accepted" by the IRS? The short answer is: No . The long answer. My taxes were efiled and "accepted&...

PFgal, You don't say, so I'm not sure how deep is your new-found knowledge of investing. (You don't want to be the blind led by the blind.) Before you bail off too deeply, ensure you have read, understand, and accept the information on this site and in the recommended books. If you have not already ...

We each have limited time and information. Therefore the value of our time is maximized by putting our information to its best use. If I truly knew how to make a fortune in all markets, then logically the *information's best use would be for me to use it and reap all the market profits for myself. B...

Don't forget about VWLUX (long-term TE). It's duration is ~1 year longer than VWIUX or TBM, but has higher yield than either. Fund Sec Yield 33% TEY Duration Vanguard Risk Potential (1=low, 5=high) VWLUX, LT TE Adm 2.28% 3.40% 6.4 yrs 3 VWIUX, IT TE Adm 1.64% 2.44% 5.1 yrs 2 VBTLX, TBM Adm* 1.59% 1....

Hi all. I have a Vanguard Star fund (this is my only investment account right now). I am 25 yrs old, finishing college, and saving money. Maybe I'm reading this wrong but I foresee a problem brewing. Words have meaning. You say the STAR fund is in an investment account with Vanguard. An investment ...

You have read the Wiki bond basics and want more information?

Then now is the time to read the bond books by (1) Swedroe, The Only Guide to a Winning Bond Strategy You'll Every Need, and (2) Thau, The Bond Book. These will tell you everything you want/need to know.

LadyGeek wrote:... You should always inflate the tire to the pressure stated in the owner's manual...

Exception noted: Ford Explorer and Firestone tires. 26 psi was too low. Don't know what the revised recommendation became.

Assuming you are following all vehicle tire-changing instructions and know your wheels' torque numbers.... (1) A simple nail hole through the tread area can be easily/cheaply/safely plugged. I repaired tires this way when I was a pump jockey, including mine. Kits are made to do this. Would expect an...

(psst!) Tax Loss Harvest... if your bond principle drops in value.

If not, then continue recording the higher interest payments of your longer-term bond fund.

You may need... "more power!" Had the same problem and thought, "...it would be nice if a selective hurricane would come along and blow all of this stuff out of my car." So I opened all of the doors wide, rolled down all the windows, removed everything I wanted to keep (sunglasse...

Seem to remember IRS instructions saying:

If mailing, use Certified Receipt as your proof that the USPO was given your fed and state tax returns on that day. Attach your USPO-stamped/dated copy of the forms to your copies of your tax returns.

Congratulations! Looking forward to the day myself.

... [Salesman] also wasn't a fan of the hose attachment as he found it led to rust -- he advised against using it altogether. Reading dratkinson's post, I see [he] try dries it out to prevent what the salesman was talking about. ... I can understand saleman's point and agree with him completely now...

Bought VWLUX (national LT TE) on Monday. Wished I could buy more.

Just for grins, you might want to explore this website as they seem to have a lot of solar ideas for heating, cooling, electricity production, ....

Build It Solar: http://builditsolar.com/

If you have read some of the BH recommended books, then you know the academic literature says: (1) No one can predict the market's direction. (2) The best (return/risk) we can hope for is the market return. (3) We must be in the market to earn the market return. (4) We temper market volatility, our ...

Engagement/wedding sets also come in titanium---inexpensive, tough, shinny silver color, and they wear like steel.

If you decide to go with a newer mower.... Last year I decided to switch to a self-propelled mower and sell my lawn tractors. I tested my neighbor's old Honda self-propelled. Nice. I tested a rental Toro Personal Pace. Nice. Both have enclosed transmissions and I researched local small engine shops ...