Bogleheads.org

Brian, I want to know my portfolio's overall rate of return so that I can use it determine a safe withdrawal rate during my retirement years.

Christine Benz at Morningstar has done a superb series of articles about keeping a "safe-money bucket" while in retirement.

http://www.morningstar.com/cover/videoc ... ?id=541725.

I am trying to be a diligent Boglehead and know the ins and outs of my portfolio, but I have hit the limit of my ability using Excel. I have successfully used an Excel spreadsheet to calculate the rates of return for each of my individual mutual fund holdings. Now, how do figure out my portfolio's *...

Thank you, everyone, for your helpful responses, and to Rick for his material. IMO, without question, there is no better investment resource than this one, anywhere.

I'm trying to calculate the return on my portfolio for the last year, and I have some questions. Is the correct formula IRR? And do dividend reinvetments need to be factored in?
Thnks

Alex Frakt wrote this: "A secondary issue is that it appears that one impetus behind this request is to allow greater discussion of topics that are currently in violation of our forum policies. As we have said over and over again, we will not be allowing political discussions on this site - in ...

I have learned much from this site over the years, and from the many smart people that post to it. Now that I am nearing retirement, I find myself fishing through this very general forum -- "Investment Help With Personal Invetments" -- looking for posts more specific to my circumstances in...

You are right. I made a posting error: my munis are in my taxable account.

Thanks.

I am wondering if my bond portfolio is appropriate. I am 56 years old, and 2 years away from retirement. My stock/bond allocation is 40/60. No debt; 33% tax rate. I have a 22% cash position. All of the bond fund holdings are in tax-deferred accounts, except for the munis, which are in my taxable acc...

I know that asset location is important, so I've got only stocks in my taxable accounts. However my 401k, which has mostly bond funds, also has an international fund in it. I am wondering if this is important enough to require fixing, such that I should eliminate the international position in the 40...

The Vanguard S & P Index (VFIAX) fund is 8% of my portfolio. Trying to be somewhat defensive, I also have a 6% stake in two large-cap value funds: 3% in Dodge & Cox Stock (DODGX) and 3% in Vanguard Equity Income (VEIPX). My portfolio also has 5% in a mid-cap index (VIMSX), 9% in a small-cap ...

Thanks Larry. I appreciate you responding to my question. And thanks for your generous help to all of us on this Boglehead site over the years.

Does anyone know if Larry Swedroe has updated his model portfolios since 2005? I've got his wonderful "The Only Guide To A Winning Investment Strategy You'll Ever Need" that I bought in 2005, but it might be a little dated since a lot has happened since then (just a market crash!). I am wo...

With inflation coming, and my retirement about 2 years away, I think it's time to get small position (5% or so) in a commodities fund. I am a Boglehead, and I want to keep my selection in the Vanguard funds family, but I don't see a fund that offers a broad basket of commodities that could serve thi...

I am thinking about switching out my high-fee, low return Janus 20 fund for the Vanguard Growth Index. Since I already own the Vanguard S&P, I am wondering: Do the S&P Index (VFIAX) and the Vanguard Growth Index (VIGAX) overlap?

Thanks.

I need a bit of advice. I've had the Vanguard small cap index fund in my portfolio for several years, but I've read that small cap *value* is actually the better holding because it offers the most diversity for a portfolio over time. The trouble is, if I sell my small cap index fund in order to repl...

I am a retiree who needs to establish a large cap growth fund in my portfolio at Vanguard. I'm a Boglehead who believes in staying the course over time, and I have the rest of my portfolio invested in Vanguard. (I've got small and mid cap blend index holdings with Vanguard.) I've been in Janus Twent...