amarone wrote:dhodson wrote:Most people want to be 1099 in this situation assuming the pay is increased to offset no health, mal practice, retirement.
And having to pay both halves of social security/Medicare.
freyj6 wrote:Thanks -- that's pretty much what I was expecting. No free lunch (other than diversification).
I'll stick to my Vanguard indexes!
dhodson wrote:after around 30 years the returns actually get worse
EE bonds are guaranteed by the U.S. govt. whole life isn't and even the insurance company's guarantee is a lot worse than those numbers.