Search found 893 matches

Go to advanced search

by dgdevil
Wed May 27, 2015 12:19 am
Forum: Personal Consumer Issues
Topic: Should I shorten my last name?
Replies: 52
Views: 3440

Re: Should I shorten my last name?

16 letters? We're dying to know what it is. Pity we can't have a poll offering suggestions. PS I worked with a guy whose Baltic last name is 11 letters with some silent letters among them. It was torture - for me - overhearing him on the phone leaving his name. So yes, do it.
by dgdevil
Tue May 26, 2015 1:15 pm
Forum: Personal Consumer Issues
Topic: Once in a life time trip.
Replies: 113
Views: 5282

Re: Once in a life time trip.

I appreciate all the ideas so far, please keep them coming. We thought about Cook islands. What do you guys think? I was there in 1990. Pretty, but a long way to go to sit on a beach. I doubt they will be interested in pearls. On the other hand they may be thrilled to learn about tax-evasion opport...
by dgdevil
Tue May 26, 2015 12:56 pm
Forum: Personal Consumer Issues
Topic: Once in a life time trip.
Replies: 113
Views: 5282

Re: Once in a life time trip.

HomerJ wrote:
dgdevil wrote:North Korea is a good idea.


Heh, and if they get kidnapped as "enemies of the state", then it really will be a "lifetime trip", I mean "trip of a lifetime"


You took my quote of context, but I am happy to have provided you with some modest mirth.
by dgdevil
Tue May 26, 2015 12:38 pm
Forum: Personal Consumer Issues
Topic: Once in a life time trip.
Replies: 113
Views: 5282

Re: Once in a life time trip.

North Korea is a good idea. You take 'em to the DMZ, they can put their feet into North Korean space, and you explain how they are in 2 countries at once. How memorable is that for an 8-year-old? And the rest of the trip they are in South Korea, which is totally mindblowing and alien - different alp...
by dgdevil
Sat May 23, 2015 3:32 pm
Forum: Personal Consumer Issues
Topic: Day trips from Berlin?
Replies: 29
Views: 1778

Re: Day trips from Berlin?

Thank Aerosmith's Joe Perry for the Alter Krug tip:

https://twitter.com/JoePerry/status/475505830025248768
by dgdevil
Sat May 23, 2015 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: ObamaCare 2016 Premium Increases some 36%
Replies: 40
Views: 2849

Re: ObamaCare 2016 Premium Increases some 36%

With prices like this, I guess you can't blame the young, healthy folks for not showing up.
by dgdevil
Fri May 22, 2015 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Friends/Family that don't invest!
Replies: 87
Views: 8603

Re: Friends/Family that don't invest!

I remember back in 2008, before I joined the government, reading forums such as the "TSP Talk" forum, and feeling the conviction seething off the screen as some people proudly declared that they had moved all of their TSP money into the G Fund because "it was the only thing making mo...
by dgdevil
Fri May 22, 2015 8:53 pm
Forum: Personal Consumer Issues
Topic: Day trips from Berlin?
Replies: 29
Views: 1778

Re: Day trips from Berlin?

I am lucky to be close to the Berlin Zoo station, so the trip to Potsdam on an inter-city RE train is only 18 minutes. They run every 30 minutes. A day train pass is 7.40 Euros. You must be super-close to the Helmut Newton museum, which is 2 mins. walk from the station. Also, if you are jonesing fo...
by dgdevil
Fri May 22, 2015 7:53 pm
Forum: Investing - Theory, News & General
Topic: Any Good Investing Publications or Newsletters?
Replies: 13
Views: 1387

Re: Any Good Investing Publications or Newsletters?

Another vote for Jim Stack at Investech. Not sure he was predicting a downturn in 2012-2013. He has generally been cautiously bullish, giving the market the benefit of the doubt.
by dgdevil
Fri May 22, 2015 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Friends/Family that don't invest!
Replies: 87
Views: 8603

Re: Friends/Family that don't invest!

I would never buy someone a book about investing - especially after they had just graduated. It would be like someone buying me a book about diet, or basic home or car maintenance. I would toss it. Maybe a cautionary tale from a newspaper would be more easily digestible and current.
by dgdevil
Wed May 20, 2015 12:54 pm
Forum: Investing - Help with Personal Investments
Topic: No heirs. Suggestions for Setting up a Charitable Legacy?
Replies: 6
Views: 593

Re: No heirs. Suggestions for Setting up a Charitable Legacy?

Usual cautionary tales, with the collusion of the courts: the New York opera ¨ransacked¨ its endowment by selling all its shares at the bottom of the market in 2008. http://www.nytimes.com/2013/10/12/business/ransacking-the-endowment-at-new-york-city-opera.html And a Berkshire Hathaway couple's $135...
by dgdevil
Tue May 19, 2015 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Buy a House?
Replies: 33
Views: 1582

Re: Maybe I shouldn't buy a house?

Haven't we been here before, as recently as Saturday?

viewtopic.php?f=2&t=165861&p=2492710#p2492710
by dgdevil
Tue May 19, 2015 12:20 am
Forum: Personal Consumer Issues
Topic: Huge Problem With First Home
Replies: 28
Views: 4831

Re: Huge Problem With First Home

What curmudgeon said: termites, mold - two words that contractors know homeowners don't want to hear, and they'll give you some well-rehearsed scare stories. Don't do anything rash yet. I had a similar situation, so ripped into a wall on a contractor's advice. There was nothing wrong with it. But do...
by dgdevil
Mon May 18, 2015 11:01 pm
Forum: Investing - Theory, News & General
Topic: "Years of Overlooked Red Flags Catch Up to Stockbroker"
Replies: 12
Views: 2230

Re: "Years of Overlooked Red Flags Catch Up to Stockbroker"

All industry groups are like that, healthcare, lawyers - they look after their own. And we are on our own: There are few things harder to accomplish in the U.S. than getting disbarred. According to a study conducted by the American Bar Assn., 1,046 lawyers were disbarred in 2011 — that's less than 0...
by dgdevil
Mon May 18, 2015 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience with plasma donation to boost income?
Replies: 67
Views: 4852

Re: Any experience with plasma donation to boost income?

You would be taxed as self-employed, but you could deduct transportation, etc. Is your daughter interested? It's worth a shot, and she would be doing a great service to society. Also makes for great dinner-table conversation.
by dgdevil
Mon May 18, 2015 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience with plasma donation to boost income?
Replies: 67
Views: 4852

Re: Any experience with plasma donation to boost income?

"Already, healthy people can donate blood, sperm, and eggs, but now the nonprofit OpenBiome offers donors $40 for bowel movements — to supply “fecal transplants” for patients with nasty C. difficile bacterial infections. (“Healthy” contents are transplanted into the infected gut via endoscope ...
by dgdevil
Mon May 18, 2015 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Jobs for Retired Air Force (without degree)
Replies: 26
Views: 1585

Re: Jobs for Retired Air Force (without degree)

Friend of a friend would be advised to ask directly, otherwise the good folks here are flying blind.
by dgdevil
Mon May 18, 2015 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Become Portugal tax resident ... pay no tax on US pension income for 10 years?
Replies: 11
Views: 1312

Re: Become Portugal tax resident ... pay no tax on US pension income for 10 years?

This is why Deloittes, KPMG charge the outrageous bucks. Anyway, if this becomes commonplace, it is less incentive to do Roth conversions.
by dgdevil
Mon May 18, 2015 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: Become Portugal tax resident ... pay no tax on US pension income for 10 years?
Replies: 11
Views: 1312

Re: Become Portugal tax resident ... pay no tax on US pension income for 10 years?

Same boat as you. In this case is there a distinction between US citizen and US tax resident?
by dgdevil
Mon May 18, 2015 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: Become Portugal tax resident ... pay no tax on US pension income for 10 years?
Replies: 11
Views: 1312

Re: Become Portugal tax resident ... pay no tax on US pension income for 10 years?

euroman wrote:
111 wrote:Interesting. I'm living in Portugal right now and, though I'm moving this summer, it is definitely on the list of places I will consider retiring to in like 20years.


If you are or have been resident in Portugal, you are not allowed anymore to use the NHR scheme.


111 will be OK after 5 years, no?
by dgdevil
Sun May 17, 2015 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Become Portugal tax resident ... pay no tax on US pension income for 10 years?
Replies: 11
Views: 1312

Become Portugal tax resident ... pay no tax on US pension income for 10 years?

Is anyone familiar with Portugal's non-habitual resident (NHR) scheme, which gives big tax breaks to tax residents for 10 years? As far as I can tell, withdrawals from IRAs, 401(k)s, etc would be completely tax-free in both countries. Under the longstanding tax agreement between USA and Portugal, pr...
by dgdevil
Sun May 17, 2015 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Buy a House?
Replies: 33
Views: 1582

Re: Should I Buy a House?

The drums will likely still be an issue in your new home. Maybe rent time/space at a rehearsal studio or storage unit? The house could be a millstone if you decide to follow your muse, ditch the job, and hit the road as a full-time rock star.
by dgdevil
Sun May 17, 2015 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: Which online banks accept incoming wires (and are generally good).
Replies: 19
Views: 1223

Re: Which online banks accept incoming wires (and are generally good).

Are you talking incoming foreign or domestic wire? I believe some banks that claim to offer fee-free incoming foreign wires must go through an intermediary with a Swift code, and their fee will be passed on to you. Ally, possibly, according to discussions on Fatwallet.
by dgdevil
Sun May 17, 2015 1:47 am
Forum: Personal Finance (Not Investing)
Topic: Divorce and Marriage
Replies: 21
Views: 2575

Re: Divorce and Marriage

Health Issues - I run into girls that have aches and pains already in their 20's. That sounds like it would lead to problems that I would rather avoid. Interesting observation. Care to expand? Overdoing it at yoga, or the polite Gen-Y equivalent of ¨Not tonight, I have a headache.¨ My wife - your a...
by dgdevil
Sat May 16, 2015 2:09 pm
Forum: Personal Consumer Issues
Topic: Pop Music Education (and Dancing) with a Toddler
Replies: 12
Views: 926

Re: Pop Music Education (and Dancing) with a Toddler

Blimey! That's a far cry from Basil Brush and the Disney storybooks w/7" single. Anything with a strong rhythm track, ie everything from the disco era - Bee Gees, Heatwave (Boogie Nights), Donna Summer, even KISS. Mind you, I think my favorite 'pop' song as a wee nipper was David Bowie's Laughi...
by dgdevil
Fri May 15, 2015 7:04 pm
Forum: Personal Consumer Issues
Topic: Blues (music)
Replies: 57
Views: 3814

Re: Blues (music)

The average life expectancy of a black male of his generation is about 47. He outlived all his peers - Muddy Waters (70), Howlin' Wolf (65), John Lee Hooker (83), Willie Dixon (76). So every day in recent decades was a gift - especially to us. He played everywhere all the time, so there was no excus...
by dgdevil
Fri May 15, 2015 6:03 pm
Forum: Investing - Theory, News & General
Topic: Too late to invest in Health Care Fund?
Replies: 56
Views: 4518

Re: Too late to invest in Health Care Fund?

Thanks for this information! I have a stupid question. Do you know if I buy some shares now if I can increase my position in the future? That's what closed to new investors means, right? If I invest with a non-tax-deferred account, can I invest from my tax-deferred ones in the future? Essentially, ...
by dgdevil
Fri May 15, 2015 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Am I a Millionaire???
Replies: 53
Views: 6366

Re: Am I a Millionaire???

Being a millionaire ain't what it used to be. When Marilyn Monroe starred in the film "How to Marry a Millionaire" in 1953, and the old TV series "Millionaire" was on the air during the "Golden Age of Television" in 1955-1960 THAT's when being a millionaire was really ...
by dgdevil
Fri May 15, 2015 3:25 pm
Forum: Investing - Theory, News & General
Topic: Too late to invest in Health Care Fund?
Replies: 56
Views: 4518

Re: Too late to invest in Health Care Fund?

FWIW, the T. Rowe Price health sciences fund (up 16% ytd vs 12.75% for VGHCX) is closing to new investors on June 1. Thanks for this information! I have a stupid question. Do you know if I buy some shares now if I can increase my position in the future? That's what closed to new investors means, ri...
by dgdevil
Fri May 15, 2015 3:12 pm
Forum: Investing - Theory, News & General
Topic: Too late to invest in Health Care Fund?
Replies: 56
Views: 4518

Re: Too late to invest in Health Care Fund?

The healthcare boom is not all about ageing boomers and their medication needs. Vertex is near approval for a wonder drug for cystic fibrosis, whose sufferers - by definition (sadly) - are not boomers. This will save hundreds of thousands of young lives. Gilead's controversial hepatitis C drug, agai...
by dgdevil
Fri May 15, 2015 1:59 pm
Forum: Investing - Theory, News & General
Topic: Too late to invest in Health Care Fund?
Replies: 56
Views: 4518

Re: Too late to invest in Health Care Fund?

FWIW, the T. Rowe Price health sciences fund (up 16% ytd vs 12.75% for VGHCX) is closing to new investors on June 1. PRHSX's expense ratio is .77 to VGHAX .3 They better outperform VGHAX to make it worth it :) I don't care about ER at this level of performance. Anyway, PRHSX appears to kill VGHAX b...
by dgdevil
Fri May 15, 2015 11:44 am
Forum: Investing - Theory, News & General
Topic: Too late to invest in Health Care Fund?
Replies: 56
Views: 4518

Re: Too late to invest in Health Care Fund?

FWIW, the T. Rowe Price health sciences fund (up 16% ytd vs 12.75% for VGHCX) is closing to new investors on June 1.
by dgdevil
Fri May 15, 2015 11:35 am
Forum: Investing - Help with Personal Investments
Topic: What are you up YTD?
Replies: 328
Views: 41365

Re: What are you up YTD?

Up 9.1% in IRA, where I was a few weeks ago. This time I moved 10% into cash, and will trim further into any additional rallies.
by dgdevil
Wed May 13, 2015 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience with plasma donation to boost income?
Replies: 67
Views: 4852

Re: Any experience with plasma donation to boost income?

You are still in Arizona? I would explore an inpatient medical study for healthy volunteers. There are several private facilities, I believe. Also, various hospitals will likely have outpatient studies. I do both, and know people who do this as their main job. It is often young professionals, studen...
by dgdevil
Wed May 13, 2015 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: much ado about coasting (through life)
Replies: 165
Views: 19752

Re: much ado about coasting (through life)

protagonist wrote:
When I lived in the Seychelles in the early 1980s, this was an often bantered-about story:


Someone already beat you to it, previous page. I don't care for fishermen, fish or beaches anyway.
by dgdevil
Wed May 13, 2015 12:28 pm
Forum: Personal Consumer Issues
Topic: I Hate Vacations
Replies: 113
Views: 9194

Re: I Hate Vacations

Random Poster wrote:
Andyrunner wrote:What do you do when your not working?


Honestly?

Sleeping and counting my money.

That's about it.


I should submit this response for inclusion in the next "Most interesting man in the world" ad.
by dgdevil
Wed May 13, 2015 12:51 am
Forum: Personal Finance (Not Investing)
Topic: Do I need umbrella coverage?
Replies: 15
Views: 1920

Re: Do I need umbrella coverage?

1.So my umbrella costs me $500/year is it worth it? Probably not yet. Revisit when homes are freehold. Even then, homestead protections may be enough. 2.Is $1 Million enough for us? More than enough. 3.Is there any other creative ways to protect my assets? Prenup! Set up an offshore trust in Nevis!...
by dgdevil
Tue May 12, 2015 9:58 pm
Forum: Personal Consumer Issues
Topic: Brand Loyalty
Replies: 60
Views: 3984

Re: Brand Loyalty

The non-GMO thing at Chipotle is the primary reason I WILL NOT eat there. The food is good however. But the anti-scientific nonsense that's propagated by that whole crowd disturbs me and probably does way more harm than good. I'm not even sure the food is that good, is it? As in good for you ... ht...
by dgdevil
Tue May 12, 2015 7:29 pm
Forum: Personal Consumer Issues
Topic: I Hate Vacations
Replies: 113
Views: 9194

Re: I Hate Vacations

The only point of going to work is to plan the next vacation.
by dgdevil
Sat May 09, 2015 7:27 pm
Forum: Personal Consumer Issues
Topic: Day trips from Berlin?
Replies: 29
Views: 1778

Re: Day trips from Berlin?

Potsdam. (And that Holocaust memorial near Brandenburg Gate is, quite frankly, ridiculous.)
by dgdevil
Sat May 09, 2015 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: much ado about coasting (through life)
Replies: 165
Views: 19752

Re: much ado about coasting (through life)

Is this another of these threads where the OP writes something contentious then disappears, leaving everyone else to argue pointlessly among themselves? At the risk of that being true, I would just add that early 30s can be a vexing time for various reasons. But don't let your life be driven by fear...
by dgdevil
Wed May 06, 2015 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: What are the Pro's and Con's of Retiring in Amarillo, TX
Replies: 89
Views: 5439

Re: What are the Pro's and Con's of Retiring in Amarillo, TX

Pro: Possibly not as bad as some of the other cities mentioned in "Route 66"
by dgdevil
Wed May 06, 2015 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: What are the Pro's and Con's of Retiring in Amarillo, TX
Replies: 89
Views: 5439

Re: What are the Pro's and Con's of Retiring in Amarillo, TX

Dutch wrote:
People are writing songs about it. The place must have some things going for it. :D


Buck Owens, Merle Haggard (and the Rolling Stones) wrote about Bakersfield, and it's still got nothing going for it.
by dgdevil
Tue May 05, 2015 7:04 pm
Forum: Personal Consumer Issues
Topic: Looking to Retire in Cleveland
Replies: 32
Views: 2497

Re: Looking to Retire in Cleveland

It seems a better bet than Amarillo/Armadillo, if that's any consolation. I'd probably opt for Columbus or even Akron, if only to avoid the vexed looks on people's faces when you tell them you've retired to Cleveland.
by dgdevil
Mon May 04, 2015 1:30 am
Forum: Investing - Theory, News & General
Topic: Omaha this weekend
Replies: 29
Views: 2626

Re: Omaha this weekend

The whole thing looked very unseemly, and Buffett is tied up with some grim businesses. There was more dignity at Jonestown. I'm surprised that staunch BH types respond to him like twentysomething women do to the Kardashians.
by dgdevil
Sun May 03, 2015 6:52 pm
Forum: Personal Consumer Issues
Topic: Raining Insurance Bills
Replies: 13
Views: 1038

Re: Raining Insurance Bills

Like everyone else says, just set up auto-renew in your billing preferences. Put it on a rewards credit card. And change your communications preferences if you no longer wish to be deluged with physical mail. I am at Safeco with home, auto, umbrella, and all very easy
by dgdevil
Sat May 02, 2015 9:42 pm
Forum: Personal Consumer Issues
Topic: South America [vacation recommendations]
Replies: 32
Views: 2569

Re: South America [vacation recommendations]

A news report the Brazilian tourist folks don't want you to see (footage of muggings, stabbings in downtown Rio) ... check out the scene 1:10 onwards, too.

http://g1.globo.com/rio-de-janeiro/noti ... -veja.html
by dgdevil
Fri May 01, 2015 5:48 pm
Forum: Personal Consumer Issues
Topic: 2 Days in Bangkok
Replies: 17
Views: 1198

Re: 2 Days in Bangkok

Siriraj Medical Museum - not for the faint-hearted. Treat yourself to the nearby Swensen's ice cream shop afterwards. Kickboxing in the evening. A fascinating look at the Thai gambling culture, at the Rajadamnern Stadium, which is actually an indoor arena. Foreigners get excellent, front-row treatme...
by dgdevil
Fri May 01, 2015 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on trip to Vienna
Replies: 21
Views: 1635

Re: Advice on trip to Vienna

rooms222 wrote:As I was a teen in the 80's, I would make a pilgrimage to Falco's grave.


D'oh! I wish I'd thought of this. I had so much time to kill in Vienna last year doing boring old museums. His grave looks amazing, with a tourist-friendly marker.
by dgdevil
Thu Apr 30, 2015 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on trip to Vienna
Replies: 21
Views: 1635

Re: Advice on trip to Vienna

Not sure what science field you are in, but the anatomy/pathology museum may intrigue. It's on a university campus, and I had a Fred Flintstone-sized Wiener Schnitzel in one of the campus cafes afterwards. http://www.viennadirect.com/sights/hospital.php Also, the Hundertwasser Museum - Vienna's vers...

Go to advanced search