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Re: Tell me about Paris

@bberris. True. Accommodation has always been a rip-off, but AirBnB has come to the rescue. The strengthening dollar also alleviates some of the pain. And one can bring snacks from home. People used to call Beirut the Paris of the Middle East. Now it's Paris that's the Beirut of Europe - though Beir...
by dgdevil
Wed Oct 01, 2014 8:56 pm
 
Forum: Personal Consumer Issues
Topic: Tell me about Paris
Replies: 30
Views: 1227

Re: Tell me about Paris

The thing about airbnb is how do we communicate with the host and meet up with them, because we arrive late in the evening. Plus, I have no clue how to use a phone there. What popular phone(s) work there, and what plan can you purchase for use over there? The AirBnB host will explain everything, an...
by dgdevil
Wed Oct 01, 2014 8:16 pm
 
Forum: Personal Consumer Issues
Topic: Tell me about Paris
Replies: 30
Views: 1227

Re: U.S. stocks in freefall

@Clearly Irrational. I appreciate your mastery of technicals, and agree with your longer term prognosis. What are the key support, resistance levels + alarm bells for the S+P500 in coming weeks?
by dgdevil
Wed Oct 01, 2014 8:06 pm
 
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 846
Views: 139515

Re: Norwegian Airlines

Norwegian is a Norwegian company, just as Alibaba is Chinese notwithstanding Cayman Islands registration, and Apple is American notwithstanding Irish interests. FAA/US government has jurisdiction over all flights into and out USA. Quite frankly, I would be more concerned about the commuter divisions...
by dgdevil
Tue Sep 30, 2014 11:31 pm
 
Forum: Personal Consumer Issues
Topic: Re: Norwegian Airlines
Replies: 24
Views: 1977

Re: Norwegian Airlines

If you're on the same ticket, of course you will be seated together. Not sure they would stay in business very long if they split couples and families higgledy-piggledy around the plane. You must not fly very often. Each person gets their own ticket when you fly. You can be on the same reservation,...
by dgdevil
Mon Sep 29, 2014 7:30 am
 
Forum: Personal Consumer Issues
Topic: Re: Norwegian Airlines
Replies: 24
Views: 1977

Re: Trying to understand Uber and similar "ride sharing" ser

Took it today to LAX, $26. Normally up to $60 in a taxi. Very pleasant young chap, working multiple jobs.
by dgdevil
Sun Sep 28, 2014 3:36 pm
 
Forum: Personal Consumer Issues
Topic: Trying to understand Uber and similar "ride sharing" service
Replies: 54
Views: 3288

Re: headphones for running

Always astonished at how many cyclists I see with headphones on and no helmet. And no high-visibility jacket either, but always with big sense of entitlement. Anyway, surprised the risk-averse folks here even use headphones, what with risk of impaired hearing. I remember when Walkmans were the rage...
by dgdevil
Fri Sep 26, 2014 5:14 pm
 
Forum: Personal Consumer Issues
Topic: headphones for running
Replies: 40
Views: 1552

Re: [S&P is down 1.3% !!!]

For sure, but one does not need to be a sitting duck at times like this in the market. And there's a certain patronizing attitude towards the so-called CNBC crowd. I know 1.3% is insignificant in the grand order, but others clearly don't, and their investing patterns could have a direct bearing on B...
by dgdevil
Thu Sep 25, 2014 7:31 pm
 
Forum: Investing - Theory, News & General
Topic: [S&P is down 1.3%, thus] We're all going to die!!!
Replies: 58
Views: 4726

Re: Trying to understand Uber and similar "ride sharing" ser

At least with a licensed taxi service you might have some local authority to set and regulate rates and perhaps intervene on your behalf in case of dispute ... and at least be able to identify and find the driver later. jimb Fat chance of that happening. Licensing = protectionism. [OT comments remo...
by dgdevil
Thu Sep 25, 2014 7:10 pm
 
Forum: Personal Consumer Issues
Topic: Trying to understand Uber and similar "ride sharing" service
Replies: 54
Views: 3288

Re: [S&P is down 1.3% !!!]

The same people laughing too smugly and loudly at this 1.3% dip -- and it will get steeper -- are the same ones who have conniptions about expense ratios that are slightly higher than Vanguard's. A bit of a disconnect there.
by dgdevil
Thu Sep 25, 2014 6:38 pm
 
Forum: Investing - Theory, News & General
Topic: [S&P is down 1.3%, thus] We're all going to die!!!
Replies: 58
Views: 4726

Re: Equity ETFs with some downside protection?

Not sure if it really answers your question, but in this late phase of a bull market, energy, tech and industrials generally outperform - though I sold my energy ETF (XLE) yesterday given weak outlook for oil prices. Cash is king right now, though.
by dgdevil
Thu Sep 25, 2014 1:31 pm
 
Forum: Investing - Theory, News & General
Topic: Equity ETFs with some downside protection?
Replies: 4
Views: 255

Re: Norwegian Airlines

If it makes you feel better, elite-level frequent fliers are getting screwed over too. Best to hedge by buying XTN or other funds/ETFs heavy in airlines. They're doing well out of all this nickel-and-diming.

FSAIX - Fidelity Select Air Transportation, up about 10% this year.
by dgdevil
Wed Sep 24, 2014 10:19 pm
 
Forum: Personal Consumer Issues
Topic: Re: Norwegian Airlines
Replies: 24
Views: 1977

Re: Norwegian Airlines

I always answer "how is x airline" with... how much worse could they be than the usual big airline crowd - AA, UA etc..... Most non US long-haul airlines are better. Middle Eastern: yes, definitely. Asian/Pacific: yes, generally. European: not necessarily -- SAS for example, and other str...
by dgdevil
Wed Sep 24, 2014 4:45 pm
 
Forum: Personal Consumer Issues
Topic: Re: Norwegian Airlines
Replies: 24
Views: 1977

Re: Norwegian Airlines

If you're on the same ticket, of course you will be seated together. Not sure they would stay in business very long if they split couples and families higgledy-piggledy around the plane. You could also just call and ask them: 1-800-357-4159 And this on their web site about seat allocation in general...
by dgdevil
Wed Sep 24, 2014 3:57 pm
 
Forum: Personal Consumer Issues
Topic: Re: Norwegian Airlines
Replies: 24
Views: 1977

Re: What did you always wish for but never got?

A Hamilton watch. Santa brought a stupid Zegna suit instead.
by dgdevil
Wed Sep 24, 2014 3:24 pm
 
Forum: Personal Consumer Issues
Topic: What did you always wish for but never got?
Replies: 87
Views: 5067

Re: What should one pay for a student cello?

Forget the cello. What about the cost of a bigger car? I'd gently suggest a violin or viola.
by dgdevil
Wed Sep 24, 2014 2:58 pm
 
Forum: Personal Consumer Issues
Topic: What should one pay for a student cello?
Replies: 10
Views: 693

Re: Norwegian Airlines

Great airline. America needs more businesses like this, and consumers need to tell their congressmen to stop putting obstacles in Norwegian's way. Just flew a quick flight from Oslo to Copenhagen. Free Internet. And I liked the sign that asked people to take their coats off before entering the plane...
by dgdevil
Wed Sep 24, 2014 2:19 pm
 
Forum: Personal Consumer Issues
Topic: Re: Norwegian Airlines
Replies: 24
Views: 1977

Re: Australia and New Zealand

There's a ferry from Auckland which would probably be quicker than flying from Auckland to Christchurch and driving North. Small correction: the ferry is from Wellington (to Picton). But I agree with you on the relatively dubious merits of Kaikoura. One could skip the northeast quadrant of the Sout...
by dgdevil
Sun Sep 21, 2014 3:02 pm
 
Forum: Personal Consumer Issues
Topic: Australia and New Zealand
Replies: 34
Views: 2603

Re: We have a grocery problem... [Household budget]

Sad to say that most American supermarket meat is rubbish ... Stick with grass-fed, preferably imported. Just curious, why do you consider imported grass-fed to be better than domestic? I know the farm where my grass-fed meat comes from. Seems good to me. Probably not a deal-breaker. Just an extra ...
by dgdevil
Sat Sep 20, 2014 3:51 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 158
Views: 10631

Re: We have a grocery problem... [Household budget]

CanyonCitySteve wrote:Aldi "enhances" their meat? I am curious about this. How do you know - I guess by sight? What do they enhance it with? Do they do anything that other supermarkets don't do? That is a pretty serious allegation. It's not an allegation as USDA regulations require them t...
by dgdevil
Sat Sep 20, 2014 3:12 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 158
Views: 10631

Re: We have a grocery problem... [Household budget]

Cut out any frozen foods and pre-packaged kid foods and then find the healthiest meat / fruit / veggies you can. Don't be "penny wise and pound foolish" -Frank Frozen fruit is usually better/cheaper than fresh fruit (*), which starts to decay as soon as it is picked. Frozen fruit is flash...
by dgdevil
Sat Sep 20, 2014 1:55 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 158
Views: 10631

Re: We have a grocery problem...

For a while I was shopping at Aldi which helped, but my husband refuses to eat their meat and produce and I don't care to shop at two grocery stores each week, especially since meat and produce is most of the grocery bill. Why is he averse to Aldi meat and produce? Just asking, because I've only be...
by dgdevil
Fri Sep 19, 2014 8:10 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 158
Views: 10631

Re: House broken into--please help

Check eBay & Craigslist, see if the stuff is being sold there.
by dgdevil
Fri Sep 19, 2014 7:54 pm
 
Forum: Personal Consumer Issues
Topic: House broken into--please help
Replies: 16
Views: 2338

Re: Preparing for job rejection?

Will your supervisor still be your supervisor if you each move up the rankings? If this person is a good boss who runs interference for you, shields you from idiots upstairs, then you might want to maintain this relationship. Would it be awkward and politically dicey if you leap-frogged over this pe...
by dgdevil
Fri Sep 19, 2014 7:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Preparing for job rejection?
Replies: 16
Views: 1348

Re: Preparing for job rejection?

surfstar wrote:I'd rather just retire to a tropical island :D


Presumably one with a scary forest, judging by your post on the "out of the woods" thread.
by dgdevil
Fri Sep 19, 2014 6:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Preparing for job rejection?
Replies: 16
Views: 1348

Re: When did you feel "Out of the Woods"?

Paid off the house when I was 39 - a pretty significant step away from the woods.
by dgdevil
Fri Sep 19, 2014 5:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: When did you feel "Out of the Woods"?
Replies: 42
Views: 5334

Re: Australia and New Zealand

Cairns to Sydney is a mother of a road trip, 1,500 miles or so. I hope you slapped the person who told you that would be a good idea.
by dgdevil
Wed Sep 17, 2014 6:36 pm
 
Forum: Personal Consumer Issues
Topic: Australia and New Zealand
Replies: 34
Views: 2603

Re: Do you participate in the "Sharing Economy"?

AirBnB and Uber - massive savings. No sympathy for the taxi cartels here.
by dgdevil
Wed Sep 17, 2014 5:58 pm
 
Forum: Personal Consumer Issues
Topic: Do you participate in the "Sharing Economy"?
Replies: 1
Views: 273

Re: Australia and New Zealand

I happen to be heading off to New Zealand for three weeks this weekend and there will more than enough to fill up that time. For sure, 3 weeks is great. The weather will be blah, but the post-election drama will fascinate. You'll take a million photos of cute newborn lambs. February is a great time...
by dgdevil
Tue Sep 16, 2014 7:59 pm
 
Forum: Personal Consumer Issues
Topic: Australia and New Zealand
Replies: 34
Views: 2603

Re: Australia and New Zealand

Agree with IOREK that 3-4 weeks is adequate for both countries. They are distant and expensive to reach, so best to combine so that you get an overview. You can always go back if you are enchanted and decide you want to focus on particular regions. You mentioned two couples, so I assume there will b...
by dgdevil
Tue Sep 16, 2014 7:04 pm
 
Forum: Personal Consumer Issues
Topic: Australia and New Zealand
Replies: 34
Views: 2603

Re: Hamilton watches, worth the money?

This thread is becoming painful, though it has the makings of a fine Onion article. Just buy it.
by dgdevil
Tue Sep 16, 2014 5:44 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 236
Views: 9783

Re: Any FRANCHISE owners here?

blackwater wrote:WOW. Thanks so much for the sobering advice. Exactly what I needed to hear. I will look elsewhere to invest my time and money.....


I'd still attend the seminar for the free donuts. Then, maybe do some due diligence on laundromats.
by dgdevil
Tue Sep 16, 2014 11:14 am
 
Forum: Personal Finance (Not Investing)
Topic: Any FRANCHISE owners here?
Replies: 30
Views: 3289

Re: Trip to Greece

mpt follower wrote:I read about your week in Greece. How con one do Greece I such a short time? I always suggest at least 14 days.


Maybe OP had only 8 days to spare? It always grates when people sniff at someone's itinerary like this. Not everyone can spend 3 months in every country.
by dgdevil
Tue Sep 16, 2014 12:54 am
 
Forum: Personal Consumer Issues
Topic: Trip to Greece
Replies: 10
Views: 713

Re: Hamilton watches, worth the money?

VictoriaF wrote:
parsi1 wrote:I wonder what kind of watch Jack Bogle and Warren Buffett Wear. :confused :?:


Do you think they share a watch?

Victoria


Some executives wear a watch on each wrist. It's an intriguing look, definitely a conversation starter, more so than for a no-name Hamilton brand on just one wrist.
by dgdevil
Mon Sep 15, 2014 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 236
Views: 9783

Re: Hamilton watches, worth the money?

I see a lot of women wearing men's watches, especially those with subdials. Equality on the wrist front is admirable.
by dgdevil
Mon Sep 15, 2014 1:54 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 236
Views: 9783

Re: What Happens To Mortgage When Borrower Dies?

Bill M wrote:
If there are a few months that the payments are not made, it will affect your grandmother's credit score. That should not be an issue.


Some people here would be mortified about a post-mortem drop in their credit score.
by dgdevil
Mon Sep 15, 2014 8:14 am
 
Forum: Personal Finance (Not Investing)
Topic: What Happens To Mortgage When Borrower Dies?
Replies: 12
Views: 1932

Re: Mortgage sold to shady lender

Chances are your mortgage will change hands a couple of times over its lifetime. Don't sweat it. As already stated above, the biweekly payment is a big scam. I remember getting into a big tizzy about it when my mortgage was resold. Gosh, I think I even paid a big fee to set it up. Those were the day...
by dgdevil
Sun Sep 14, 2014 10:40 pm
 
Forum: Personal Consumer Issues
Topic: Mortgage sold to shady lender
Replies: 9
Views: 1029

Re: Reliable Portable CD Player Needed

I ordered the same model that the OP mentions from Amazon about 2 years ago because my son needed to bring a CD player for an Advanced Placement (AP) language test at his high school. At the time it was under $40.00 new. The same with Sony cassette recorders. I prefer cassette for my line of work. ...
by dgdevil
Sun Sep 14, 2014 10:10 pm
 
Forum: Personal Consumer Issues
Topic: Reliable Portable CD Player Needed
Replies: 28
Views: 1410

Re: Best Time Of Year To Visit Mediterranean

That's why spring is better. There's nothing nothing more depressing than a summer destination closing down for the season. Reminds me of the end of Dirty Dancing, or any off-season shots of the Jersey Shore in Bruce Springsteen videos or the Sopranos. Spring - the weather can only get warmer, and t...
by dgdevil
Sun Sep 14, 2014 9:32 pm
 
Forum: Personal Consumer Issues
Topic: Best Time Of Year To Visit Mediterranean
Replies: 28
Views: 1394

Re: Do I need to hold my emergency fund in cash?

If you have a stable job, you could shift at least part of your emergency fund to a balanced fund, taking into account that in a worst case scenario you may need to sell at a loss. This article recommends saving 130% of your target amount in a balanced fund with a 40/60 allocation https://www.bette...
by dgdevil
Sun Sep 14, 2014 7:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do I need to hold my emergency fund in cash?
Replies: 29
Views: 3290

Re: Best Time Of Year To Visit Mediterranean

I wasn't that impressed with AirBNB. I must admit that I had 1 or 2 nutty AirBnB situations, and of course no one leaves any negative (i.e. honest) reviews on the site, which makes it hard to sort out the good, the bad and the ugly. But I'd rather have an uncomfortable night in a $30 shared apartme...
by dgdevil
Sun Sep 14, 2014 6:18 pm
 
Forum: Personal Consumer Issues
Topic: Best Time Of Year To Visit Mediterranean
Replies: 28
Views: 1394

Re: Best Time Of Year To Visit Mediterranean

I would avoid July/August. Hot and crowded everywhere. +1. As with North America, spring and fall are the best times - although global weather is so crazy these days that it really should not be the main factor. I did Turkey in May - loved it; Gibraltar in August - crazy traffic, but worth a few da...
by dgdevil
Sun Sep 14, 2014 5:36 pm
 
Forum: Personal Consumer Issues
Topic: Best Time Of Year To Visit Mediterranean
Replies: 28
Views: 1394

Re: DINK 200K household income - ways to reduce taxable inco

Work less? The partner who hates their job more can quit or scale back hours. Maybe you already have enough saved in retirement accounts to give you a comfortable retirement? Buy a house? Not as an investment or tax dodge, obviously. And maybe property taxes are killer (and completely inane for DINK...
by dgdevil
Sun Sep 14, 2014 5:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: DINK 200K household income - ways to reduce taxable income?
Replies: 31
Views: 3598

Re: Could you sleep with all your money in Berkshire Hathawa

I don't want any of it; in my opinion too much of the value is tied to one man and while it it a pessimistic view I think the value will sink like a rock when he is gone. I guess we will find out if I am right some day. I could be wrong, but I believe most people are aware that Warren and Charlie a...
by dgdevil
Sat Sep 13, 2014 2:16 pm
 
Forum: Investing - Theory, News & General
Topic: Could you sleep with all your money in Berkshire Hathaway?
Replies: 49
Views: 3897

Re: Clean, quiet, safe and cheap. Is there such a travel pla

New Zealand.... but I do not know if it is cheap. It is clean safe and quiet though especially the south island. Dave Not cheap at all, but the other criteria might be fulfilled. I would split my time between NZ and Australia - not necessarily 50/50 - with an excursion to the Cook Islands. NZ is re...
by dgdevil
Sat Sep 13, 2014 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Clean, quiet, safe and cheap. Is there such a travel place?
Replies: 75
Views: 5751

Re: VDE [for 5% "casino money"?]

I have been looking at VDE as well. But what if oil prices keep falling? Airlines would be a better - and historically risky - bet.
by dgdevil
Sat Sep 13, 2014 1:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: VDE [for 5% "casino money"?]
Replies: 11
Views: 951

Re: How much do investors care about social impact?

mwm158 wrote:Why are there so many threads about this lately?


Agreed. Same with the plethora of threads about tipping tradesmen. Moderators need to do a better job weeding out duplicates.
by dgdevil
Wed Sep 10, 2014 12:55 am
 
Forum: Investing - Theory, News & General
Topic: How much do investors care about social impact?
Replies: 32
Views: 1400

Re: Tip for the Roofing Crew

Did you go up on the roof to inspect? Alas, I did not (it's a bit high!) - and learned a few years later that the work had been shoddy. Just as well I did not tip.
by dgdevil
Wed Sep 10, 2014 12:41 am
 
Forum: Personal Consumer Issues
Topic: Tip for the Roofing Crew
Replies: 13
Views: 1297

Re: Australian investors - "Platinum Unhedged" fund

Thanks for that. The 2-page fact sheet was skimpy. I wanted to find out how many stocks are in that fund, beyond the top 10. Clicked on lots of random PDFs to no avail.
by dgdevil
Tue Sep 09, 2014 9:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: Australian investors - "Platinum Unhedged" fund
Replies: 12
Views: 322

Re: Australian investors - "Platinum Unhedged" fund

Yes, good point on estate tax. I will forward that, though I don't think we are talking big money. The First Colonial folks DO accept New Zealanders, so thanks for that. I find their web site extraordinarily useless, alas. Trying to get more info on that Realindex fund you mentioned is fairly imposs...
by dgdevil
Tue Sep 09, 2014 9:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Australian investors - "Platinum Unhedged" fund
Replies: 12
Views: 322
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