Search found 555 matches

Return to advanced search

Re: Australia and New Zealand

There's a ferry from Auckland which would probably be quicker than flying from Auckland to Christchurch and driving North. Small correction: the ferry is from Wellington (to Picton). But I agree with you on the relatively dubious merits of Kaikoura. One could skip the northeast quadrant of the Sout...
by dgdevil
Sun Sep 21, 2014 3:02 pm
 
Forum: Personal Consumer Issues
Topic: Australia and New Zealand
Replies: 34
Views: 2413

Re: We have a grocery problem... [Household budget]

Sad to say that most American supermarket meat is rubbish ... Stick with grass-fed, preferably imported. Just curious, why do you consider imported grass-fed to be better than domestic? I know the farm where my grass-fed meat comes from. Seems good to me. Probably not a deal-breaker. Just an extra ...
by dgdevil
Sat Sep 20, 2014 3:51 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 131
Views: 7945

Re: We have a grocery problem... [Household budget]

CanyonCitySteve wrote:Aldi "enhances" their meat? I am curious about this. How do you know - I guess by sight? What do they enhance it with? Do they do anything that other supermarkets don't do? That is a pretty serious allegation. It's not an allegation as USDA regulations require them t...
by dgdevil
Sat Sep 20, 2014 3:12 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 131
Views: 7945

Re: We have a grocery problem... [Household budget]

Cut out any frozen foods and pre-packaged kid foods and then find the healthiest meat / fruit / veggies you can. Don't be "penny wise and pound foolish" -Frank Frozen fruit is usually better/cheaper than fresh fruit (*), which starts to decay as soon as it is picked. Frozen fruit is flash...
by dgdevil
Sat Sep 20, 2014 1:55 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 131
Views: 7945

Re: We have a grocery problem...

For a while I was shopping at Aldi which helped, but my husband refuses to eat their meat and produce and I don't care to shop at two grocery stores each week, especially since meat and produce is most of the grocery bill. Why is he averse to Aldi meat and produce? Just asking, because I've only be...
by dgdevil
Fri Sep 19, 2014 8:10 pm
 
Forum: Personal Consumer Issues
Topic: We have a grocery problem... [Household budget]
Replies: 131
Views: 7945

Re: House broken into--please help

Check eBay & Craigslist, see if the stuff is being sold there.
by dgdevil
Fri Sep 19, 2014 7:54 pm
 
Forum: Personal Consumer Issues
Topic: House broken into--please help
Replies: 16
Views: 2277

Re: Preparing for job rejection?

Will your supervisor still be your supervisor if you each move up the rankings? If this person is a good boss who runs interference for you, shields you from idiots upstairs, then you might want to maintain this relationship. Would it be awkward and politically dicey if you leap-frogged over this pe...
by dgdevil
Fri Sep 19, 2014 7:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Preparing for job rejection?
Replies: 16
Views: 1326

Re: Preparing for job rejection?

surfstar wrote:I'd rather just retire to a tropical island :D


Presumably one with a scary forest, judging by your post on the "out of the woods" thread.
by dgdevil
Fri Sep 19, 2014 6:54 pm
 
Forum: Personal Finance (Not Investing)
Topic: Preparing for job rejection?
Replies: 16
Views: 1326

Re: When did you feel "Out of the Woods"?

Paid off the house when I was 39 - a pretty significant step away from the woods.
by dgdevil
Fri Sep 19, 2014 5:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: When did you feel "Out of the Woods"?
Replies: 42
Views: 5162

Re: Australia and New Zealand

Cairns to Sydney is a mother of a road trip, 1,500 miles or so. I hope you slapped the person who told you that would be a good idea.
by dgdevil
Wed Sep 17, 2014 6:36 pm
 
Forum: Personal Consumer Issues
Topic: Australia and New Zealand
Replies: 34
Views: 2413

Re: Do you participate in the "Sharing Economy"?

AirBnB and Uber - massive savings. No sympathy for the taxi cartels here.
by dgdevil
Wed Sep 17, 2014 5:58 pm
 
Forum: Personal Consumer Issues
Topic: Do you participate in the "Sharing Economy"?
Replies: 1
Views: 271

Re: Australia and New Zealand

I happen to be heading off to New Zealand for three weeks this weekend and there will more than enough to fill up that time. For sure, 3 weeks is great. The weather will be blah, but the post-election drama will fascinate. You'll take a million photos of cute newborn lambs. February is a great time...
by dgdevil
Tue Sep 16, 2014 7:59 pm
 
Forum: Personal Consumer Issues
Topic: Australia and New Zealand
Replies: 34
Views: 2413

Re: Australia and New Zealand

Agree with IOREK that 3-4 weeks is adequate for both countries. They are distant and expensive to reach, so best to combine so that you get an overview. You can always go back if you are enchanted and decide you want to focus on particular regions. You mentioned two couples, so I assume there will b...
by dgdevil
Tue Sep 16, 2014 7:04 pm
 
Forum: Personal Consumer Issues
Topic: Australia and New Zealand
Replies: 34
Views: 2413

Re: Hamilton watches, worth the money?

This thread is becoming painful, though it has the makings of a fine Onion article. Just buy it.
by dgdevil
Tue Sep 16, 2014 5:44 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 220
Views: 8012

Re: Any FRANCHISE owners here?

blackwater wrote:WOW. Thanks so much for the sobering advice. Exactly what I needed to hear. I will look elsewhere to invest my time and money.....


I'd still attend the seminar for the free donuts. Then, maybe do some due diligence on laundromats.
by dgdevil
Tue Sep 16, 2014 11:14 am
 
Forum: Personal Finance (Not Investing)
Topic: Any FRANCHISE owners here?
Replies: 30
Views: 3268

Re: Trip to Greece

mpt follower wrote:I read about your week in Greece. How con one do Greece I such a short time? I always suggest at least 14 days.


Maybe OP had only 8 days to spare? It always grates when people sniff at someone's itinerary like this. Not everyone can spend 3 months in every country.
by dgdevil
Tue Sep 16, 2014 12:54 am
 
Forum: Personal Consumer Issues
Topic: Trip to Greece
Replies: 10
Views: 706

Re: Hamilton watches, worth the money?

VictoriaF wrote:
parsi1 wrote:I wonder what kind of watch Jack Bogle and Warren Buffett Wear. :confused :?:


Do you think they share a watch?

Victoria


Some executives wear a watch on each wrist. It's an intriguing look, definitely a conversation starter, more so than for a no-name Hamilton brand on just one wrist.
by dgdevil
Mon Sep 15, 2014 4:00 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 220
Views: 8012

Re: Hamilton watches, worth the money?

I see a lot of women wearing men's watches, especially those with subdials. Equality on the wrist front is admirable.
by dgdevil
Mon Sep 15, 2014 1:54 pm
 
Forum: Personal Consumer Issues
Topic: Hamilton watches, worth the money?
Replies: 220
Views: 8012

Re: What Happens To Mortgage When Borrower Dies?

Bill M wrote:
If there are a few months that the payments are not made, it will affect your grandmother's credit score. That should not be an issue.


Some people here would be mortified about a post-mortem drop in their credit score.
by dgdevil
Mon Sep 15, 2014 8:14 am
 
Forum: Personal Finance (Not Investing)
Topic: What Happens To Mortgage When Borrower Dies?
Replies: 12
Views: 1908

Re: Mortgage sold to shady lender

Chances are your mortgage will change hands a couple of times over its lifetime. Don't sweat it. As already stated above, the biweekly payment is a big scam. I remember getting into a big tizzy about it when my mortgage was resold. Gosh, I think I even paid a big fee to set it up. Those were the day...
by dgdevil
Sun Sep 14, 2014 10:40 pm
 
Forum: Personal Consumer Issues
Topic: Mortgage sold to shady lender
Replies: 9
Views: 1023

Re: Reliable Portable CD Player Needed

I ordered the same model that the OP mentions from Amazon about 2 years ago because my son needed to bring a CD player for an Advanced Placement (AP) language test at his high school. At the time it was under $40.00 new. The same with Sony cassette recorders. I prefer cassette for my line of work. ...
by dgdevil
Sun Sep 14, 2014 10:10 pm
 
Forum: Personal Consumer Issues
Topic: Reliable Portable CD Player Needed
Replies: 28
Views: 1403

Re: Best Time Of Year To Visit Mediterranean

That's why spring is better. There's nothing nothing more depressing than a summer destination closing down for the season. Reminds me of the end of Dirty Dancing, or any off-season shots of the Jersey Shore in Bruce Springsteen videos or the Sopranos. Spring - the weather can only get warmer, and t...
by dgdevil
Sun Sep 14, 2014 9:32 pm
 
Forum: Personal Consumer Issues
Topic: Best Time Of Year To Visit Mediterranean
Replies: 28
Views: 1389

Re: Do I need to hold my emergency fund in cash?

If you have a stable job, you could shift at least part of your emergency fund to a balanced fund, taking into account that in a worst case scenario you may need to sell at a loss. This article recommends saving 130% of your target amount in a balanced fund with a 40/60 allocation https://www.bette...
by dgdevil
Sun Sep 14, 2014 7:06 pm
 
Forum: Investing - Help with Personal Investments
Topic: Do I need to hold my emergency fund in cash?
Replies: 29
Views: 3269

Re: Best Time Of Year To Visit Mediterranean

I wasn't that impressed with AirBNB. I must admit that I had 1 or 2 nutty AirBnB situations, and of course no one leaves any negative (i.e. honest) reviews on the site, which makes it hard to sort out the good, the bad and the ugly. But I'd rather have an uncomfortable night in a $30 shared apartme...
by dgdevil
Sun Sep 14, 2014 6:18 pm
 
Forum: Personal Consumer Issues
Topic: Best Time Of Year To Visit Mediterranean
Replies: 28
Views: 1389

Re: Best Time Of Year To Visit Mediterranean

I would avoid July/August. Hot and crowded everywhere. +1. As with North America, spring and fall are the best times - although global weather is so crazy these days that it really should not be the main factor. I did Turkey in May - loved it; Gibraltar in August - crazy traffic, but worth a few da...
by dgdevil
Sun Sep 14, 2014 5:36 pm
 
Forum: Personal Consumer Issues
Topic: Best Time Of Year To Visit Mediterranean
Replies: 28
Views: 1389

Re: DINK 200K household income - ways to reduce taxable inco

Work less? The partner who hates their job more can quit or scale back hours. Maybe you already have enough saved in retirement accounts to give you a comfortable retirement? Buy a house? Not as an investment or tax dodge, obviously. And maybe property taxes are killer (and completely inane for DINK...
by dgdevil
Sun Sep 14, 2014 5:11 pm
 
Forum: Personal Finance (Not Investing)
Topic: DINK 200K household income - ways to reduce taxable income?
Replies: 31
Views: 3574

Re: Could you sleep with all your money in Berkshire Hathawa

I don't want any of it; in my opinion too much of the value is tied to one man and while it it a pessimistic view I think the value will sink like a rock when he is gone. I guess we will find out if I am right some day. I could be wrong, but I believe most people are aware that Warren and Charlie a...
by dgdevil
Sat Sep 13, 2014 2:16 pm
 
Forum: Investing - Theory, News & General
Topic: Could you sleep with all your money in Berkshire Hathaway?
Replies: 49
Views: 3854

Re: Clean, quiet, safe and cheap. Is there such a travel pla

New Zealand.... but I do not know if it is cheap. It is clean safe and quiet though especially the south island. Dave Not cheap at all, but the other criteria might be fulfilled. I would split my time between NZ and Australia - not necessarily 50/50 - with an excursion to the Cook Islands. NZ is re...
by dgdevil
Sat Sep 13, 2014 1:59 pm
 
Forum: Personal Consumer Issues
Topic: Clean, quiet, safe and cheap. Is there such a travel place?
Replies: 75
Views: 5725

Re: VDE [for 5% "casino money"?]

I have been looking at VDE as well. But what if oil prices keep falling? Airlines would be a better - and historically risky - bet.
by dgdevil
Sat Sep 13, 2014 1:50 pm
 
Forum: Investing - Help with Personal Investments
Topic: VDE [for 5% "casino money"?]
Replies: 11
Views: 948

Re: How much do investors care about social impact?

mwm158 wrote:Why are there so many threads about this lately?


Agreed. Same with the plethora of threads about tipping tradesmen. Moderators need to do a better job weeding out duplicates.
by dgdevil
Wed Sep 10, 2014 12:55 am
 
Forum: Investing - Theory, News & General
Topic: How much do investors care about social impact?
Replies: 32
Views: 1386

Re: Tip for the Roofing Crew

Did you go up on the roof to inspect? Alas, I did not (it's a bit high!) - and learned a few years later that the work had been shoddy. Just as well I did not tip.
by dgdevil
Wed Sep 10, 2014 12:41 am
 
Forum: Personal Consumer Issues
Topic: Tip for the Roofing Crew
Replies: 13
Views: 1290

Re: Australian investors - "Platinum Unhedged" fund

Thanks for that. The 2-page fact sheet was skimpy. I wanted to find out how many stocks are in that fund, beyond the top 10. Clicked on lots of random PDFs to no avail.
by dgdevil
Tue Sep 09, 2014 9:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: Australian investors - "Platinum Unhedged" fund
Replies: 12
Views: 319

Re: Australian investors - "Platinum Unhedged" fund

Yes, good point on estate tax. I will forward that, though I don't think we are talking big money. The First Colonial folks DO accept New Zealanders, so thanks for that. I find their web site extraordinarily useless, alas. Trying to get more info on that Realindex fund you mentioned is fairly imposs...
by dgdevil
Tue Sep 09, 2014 9:13 pm
 
Forum: Investing - Help with Personal Investments
Topic: Australian investors - "Platinum Unhedged" fund
Replies: 12
Views: 319

Re: Australian investors - "Platinum Unhedged" fund

galeno wrote:Excuse my ignorance but is Oz = Australia? Like "Wizard of Oz"?


Yes. Oz = Aussie = Australia. People Down Under love to shorten words, turn them into diminutives - schoolies/toolies/droolies, barbies, kindy, kiddies, etc.
by dgdevil
Tue Sep 09, 2014 8:30 pm
 
Forum: Investing - Help with Personal Investments
Topic: Australian investors - "Platinum Unhedged" fund
Replies: 12
Views: 319

Re: Australian investors - "Platinum Unhedged" fund

I should point out she is in NZ, and VG-Oz does not seem to accept non-Oz residents.
by dgdevil
Tue Sep 09, 2014 8:05 pm
 
Forum: Investing - Help with Personal Investments
Topic: Australian investors - "Platinum Unhedged" fund
Replies: 12
Views: 319

Re: Australian investors - "Platinum Unhedged" fund

daffyd wrote:Vanguard etfs need to be purchased through an online broker. Not everyone is familiar/comfortable with that.


Thanks for the help. She just spent $130 in brokerage buying VHT over the phone - not amused!
by dgdevil
Tue Sep 09, 2014 7:46 pm
 
Forum: Investing - Help with Personal Investments
Topic: Australian investors - "Platinum Unhedged" fund
Replies: 12
Views: 319

Re: Australian investors - "Platinum Unhedged" fund

That was my vague suggestion, but I think she was underwhelmed by the VG Oz choices - or something.

PS VEU excludes USA.
by dgdevil
Tue Sep 09, 2014 6:35 pm
 
Forum: Investing - Help with Personal Investments
Topic: Australian investors - "Platinum Unhedged" fund
Replies: 12
Views: 319

Australian investors - "Platinum Unhedged" fund

A family member is contemplating investing $20,000 in an Australian large-blend core fund called Platinum Unhedged Global Securities (ticker 15362.AX): file:///C:/Documents%20and%20Settings/Owner/My%20Documents/Downloads/Plat%20unhedged%20int%20Sep14.pdf - It has a Silver rating from Morningstar; - ...
by dgdevil
Tue Sep 09, 2014 5:48 pm
 
Forum: Investing - Help with Personal Investments
Topic: Australian investors - "Platinum Unhedged" fund
Replies: 12
Views: 319

Re: Texas - Recommendation Where To Live

On the "conservative" ranking, how about this idea: Look for the congressional districts with the highest percentage of votes for Mitt Romney in 2012. :twisted: In the Austin area, that would appear to be Precinct 314, i.e. Barton Creek ... http://journalism.utexas.edu/coursework/reportin...
by dgdevil
Sun Sep 07, 2014 7:36 pm
 
Forum: Personal Consumer Issues
Topic: Texas - Recommendation Where To Live
Replies: 56
Views: 2862

Re: Texas - Recommendation Where To Live

Some LDS folks discussing the virtues of living in Austin, albeit six years ago:

http://www.city-data.com/forum/austin/7 ... ustin.html

and five years ago:

http://www.city-data.com/forum/austin/5 ... any-2.html
by dgdevil
Sun Sep 07, 2014 6:37 pm
 
Forum: Personal Consumer Issues
Topic: Texas - Recommendation Where To Live
Replies: 56
Views: 2862

Re: Texas - Recommendation Where To Live

I think the OPs friend would be happier weather-wise in metro San Diego, if he can deal with higher house prices and taxes... Probably the best response, quite frankly. A lot of the other criteria would be fulfilled in greater San Diego. And the kids would love Legoland. Doesn't get more wholesome ...
by dgdevil
Sun Sep 07, 2014 6:04 pm
 
Forum: Personal Consumer Issues
Topic: Texas - Recommendation Where To Live
Replies: 56
Views: 2862

Re: Vanguard Lost $50k

And then it's only about 1% of your assets at Vanguard. You should be proud that it really doesn't matter in the end what happens to this $50K. Really. Net worth is irrelevant here. The bottom line is they somehow managed to misplace 50k and don't appear to be in any hurry to resolve it. OP has eve...
by dgdevil
Sat Sep 06, 2014 9:55 pm
 
Forum: Personal Consumer Issues
Topic: Vanguard Lost $50k
Replies: 103
Views: 10728

Re: Six-Figure Incomes—and Facing Financial Ruin [WSJ articl

I agree, Meg's insights are excellent. Perhaps, when people are preoccupied with their professions or running their businesses, saving for retirement is not their priority? And if they don't start saving in the beginning of their career it becomes increasingly difficult to change. Victoria Maybe it...
by dgdevil
Sat Sep 06, 2014 7:30 pm
 
Forum: Personal Finance (Not Investing)
Topic: Six-Figure Incomes—and Facing Financial Ruin [WSJ article]
Replies: 59
Views: 9299

Re: Six-Figure Incomes—and Facing Financial Ruin [WSJ articl

Swampy wrote:Unfortunately, this article seems to describe the path my daughter may very well end up on to a 'T.'


Didn't you start a thread about your kids a while back? Or are kids all the same now? Seems you have your hands full on all fronts.
by dgdevil
Sat Sep 06, 2014 5:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: Six-Figure Incomes—and Facing Financial Ruin [WSJ article]
Replies: 59
Views: 9299

Re: Non-USA persons: We need a non-USA broker

As you probably already know, some of the Canadian banks have extensive interests in central America and the Caribbean (not always successfully, eg RBC and Jamaica). I'm not sure they have extensive brokerage options given the relative poverty in the area, though you could just peruse the offerings ...
by dgdevil
Fri Sep 05, 2014 10:37 pm
 
Forum: Investing - Help with Personal Investments
Topic: Non-USA persons: We need a non-USA broker
Replies: 11
Views: 866

Re: buying a house in france

Thread title could be changed to collect more eyeballs, as in "How to move 6-figure amount of US$ to Euros in France with minimal fees?" +1. On the other hand, it might reduce the eyeballs as well. I was interested in reading about house purchase in France; have no clue how to transfer si...
by dgdevil
Fri Sep 05, 2014 8:58 pm
 
Forum: Personal Finance (Not Investing)
Topic: buying a house in france
Replies: 15
Views: 1610

Six-Figure Incomes—and Facing Financial Ruin [WSJ article]

Some High Earners Live Paycheck to Paycheck. Here's How to Break the Cycle of Overspending: http://online.wsj.com/articles/six-figure-incomesand-facing-financial-ruin-1409936418 The usual food for thought (and hopefully we resist the urge to be too judgmental). What makes this article a little more ...
by dgdevil
Fri Sep 05, 2014 7:25 pm
 
Forum: Personal Finance (Not Investing)
Topic: Six-Figure Incomes—and Facing Financial Ruin [WSJ article]
Replies: 59
Views: 9299

Re: Vanguard Healthcare Fund [Portfolio help]

I say: Yes. And the cheaper VHT offers more diversification than VGHCX via more companies (311 vs. 89), although the ETF's top 10 is more top-heavy (45% v s 37%). And, while it is only a few percentage points, it seems both the Vanguard Retirement 2040 fund and VTSMX are underweighted in healthcare ...
by dgdevil
Fri Sep 05, 2014 7:10 pm
 
Forum: Investing - Help with Personal Investments
Topic: Vanguard Healthcare Fund [Portfolio help]
Replies: 12
Views: 949

Re: Proper Way To Wear Suspenders

Or alternatively, should I wear a belt loosely, and attach the alligator clips to the belt? Never wear both. That's just weird. Or, as better explained here: The GQ Style Guy puts it best: “Whenever I see a man wearing a belt and suspenders, which is not all that often, I think, Now, here is a pess...
by dgdevil
Fri Sep 05, 2014 2:09 pm
 
Forum: Personal Consumer Issues
Topic: Proper Way To Wear Suspenders
Replies: 29
Views: 1847
Next

Return to advanced search