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Re: Do any boggleheads invest in individual companies?

I love the boglehead approach, but I also think it's like religion. Some people are ardently religious and follow every tenant [tenet]. Others don't. Just be true to what you understand and can rationalize. Amen! I have some long-term Disney, some BHP, both with excellent dividend yields and capita...
by dgdevil
Mon Jul 28, 2014 2:06 pm
 
Forum: Investing - Theory, News & General
Topic: Do any boggleheads invest in individual companies?
Replies: 77
Views: 3923

Re: Girlfriend moving in, lots of student loan debt

This thread is ancient. Maybe OP can give us an update on things?
by dgdevil
Sun Jul 27, 2014 10:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Girlfriend moving in, lots of student loan debt
Replies: 69
Views: 8483

Re: Best place to put $20k cash (taxable money)

Sounds like play money. Have some fun with it. A sector domestic stock mutual fund - healthcare or energy or consumer staples or telecoms.
by dgdevil
Sun Jul 27, 2014 10:18 pm
 
Forum: Investing - Help with Personal Investments
Topic: Best place to put $20k cash (taxable money)
Replies: 8
Views: 1006

Re: Old people and financial advisors - a family tale

OP has indicated that the conversation with his great-uncle is essentially over.
by dgdevil
Sun Jul 27, 2014 7:34 pm
 
Forum: Investing - Help with Personal Investments
Topic: Old people and financial advisors - a family tale
Replies: 75
Views: 5481

Re: "best" online booking service for hotel room?

I use tripadvisor for reading the reviews of the hotels and that may include some good small hotels or B&Bs that will not show up on the large online booking companies. The Doubletree is probably the nicest place right in Monroeville. You have to dig deep through the reviews, though. An awful l...
by dgdevil
Sun Jul 27, 2014 6:34 pm
 
Forum: Personal Consumer Issues
Topic: "best" online booking service for hotel room?
Replies: 27
Views: 2029

Re: Buying property - frank responses requested

jebmke wrote:I'd hesitate to buy something immediately on return or retirement. We rented for over a year when we returned to the US and we were only away for 3.5 years.


+1. Things tend to change over 20 years. Your nostalgia may trip you up.
by dgdevil
Sun Jul 27, 2014 3:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying property - frank responses requested
Replies: 29
Views: 2851

Re: What shoe size should I buy?

KRAMER: Well, we've officially bottomed out. Who's our next guest?
by dgdevil
Sun Jul 27, 2014 2:54 pm
 
Forum: Personal Consumer Issues
Topic: What shoe size should I buy?
Replies: 10
Views: 703

Re: Possibility of getting sued - what steps to take

Get the witnesses to write down their stories while their memories are fresh, and make sure you have their contact info. Beyond that, no communication with the pirate or his representatives. Easy for me to say, but don't worry yourself sick over this. A chat with your insurance agent should soothe y...
by dgdevil
Sat Jul 26, 2014 11:31 pm
 
Forum: Personal Consumer Issues
Topic: Possibility of getting sued - what steps to take
Replies: 24
Views: 3080

Re: Int'l Train Travel

I just spent 6 weeks in western Europe, where I always love taking trains. But it breaks my heart that because of a) a tight schedule, and b) a tight budget, this time I took trains only between Valencia, Madrid and Granada. And they were not particularly cheap either. The rest of the time, planes w...
by dgdevil
Sat Jul 26, 2014 11:20 pm
 
Forum: Personal Consumer Issues
Topic: Int'l Train Travel
Replies: 28
Views: 1449

Re: Int'l Train Travel

dolphintraveler wrote:Probably better to research it on a travel forum like Lonely Planet's thorn tree, you can get a good feel for prices for European train journey's from at Rick Steves's website (google: Rick Steves Europe train map).


This is the worldwide trains guru: The Man in Seat 61: http://www.seat61.com/
by dgdevil
Sat Jul 26, 2014 8:10 pm
 
Forum: Personal Consumer Issues
Topic: Int'l Train Travel
Replies: 28
Views: 1449

Re: Old people and financial advisors - a family tale

M_to_the_G wrote:Old people. What can you do? Nothing.


You got that right! I doubt he's demented, or even depressed: he's a man. We rarely admit fault. Well, you did your bit. You're a good great-nephew.
by dgdevil
Sat Jul 26, 2014 3:48 pm
 
Forum: Investing - Help with Personal Investments
Topic: Old people and financial advisors - a family tale
Replies: 75
Views: 5481

Re: Buying a Home - Town permit records don't match disclosu

Not sure I would care. Might be able to use as a bargaining chip to get the price down. If you really want the house this isn't going to change anything, you are still going to close. True. Maybe they will toss a few thousand into closing costs. Do you need permits for all the work that was done? N...
by dgdevil
Sat Jul 26, 2014 1:43 pm
 
Forum: Personal Finance (Not Investing)
Topic: Buying a Home - Town permit records don't match disclosures
Replies: 57
Views: 3420

Re: Celebrity Bogleheads?

Arby's? They're the Elaine and Puddy* of the sporting world.





(*Seinfeld reference)
by dgdevil
Fri Jul 25, 2014 9:46 pm
 
Forum: Personal Consumer Issues
Topic: Celebrity Bogleheads?
Replies: 3
Views: 956

Re: Reaching Severe Burnout - Can I Scale Back Career?

One thing that has been disappointing, however, is that I still care what those former coworkers, family members, and friends think of me. I thought quitting would liberate me from that, but unfortunately the perceived peer pressures and self-esteem issues still hang over me. I empathize with your ...
by dgdevil
Thu Jul 24, 2014 11:07 pm
 
Forum: Personal Finance (Not Investing)
Topic: Reaching Severe Burnout - Can I Scale Back Career?
Replies: 48
Views: 5029

Re: Made a $50k bet on Healthcare

Just wondering if OP stayed the course through the recent healthcare dip and still has his $50k bet? The sector seems to be on fire recently, with PRHSX up 3.5% today. yup. after reaching it's high of ~$66 ealier this month, I was going to sell to buy REITs but thought they were expensive. wonder w...
by dgdevil
Wed Jul 23, 2014 11:16 pm
 
Forum: Investing - Help with Personal Investments
Topic: Made a $50k bet on Healthcare
Replies: 49
Views: 7058

Re: Will not using my dishwasher cause problems?

Don't do anything. Mine won't stop filling with water, even though it's off. Must have broken a pipe. Ugh.
by dgdevil
Wed Jul 23, 2014 10:02 pm
 
Forum: Personal Consumer Issues
Topic: Will not using my dishwasher cause problems?
Replies: 41
Views: 1986

Re: Saudi Arabia?

I wonder if they will allow female or Israeli investors?! Anyway, this thread duplicates viewtopic.php?f=10&t=143372
by dgdevil
Wed Jul 23, 2014 9:40 pm
 
Forum: Investing - Theory, News & General
Topic: [Saudi Arabian stock exchange to open to foreign investors]
Replies: 18
Views: 1332

Re: Made a $50k bet on Healthcare

Just wondering if OP stayed the course through the recent healthcare dip and still has his $50k bet? The sector seems to be on fire recently, with PRHSX up 3.5% today.
by dgdevil
Wed Jul 23, 2014 9:36 pm
 
Forum: Investing - Help with Personal Investments
Topic: Made a $50k bet on Healthcare
Replies: 49
Views: 7058

Re: Will not using my dishwasher cause problems?

At the risk of engaging in very unBogleheadish risk taking, why not run it and see? If it doesn't work, OK. If it leaks, shut it down. I like your spirit. I am taking your advice as we speak, with a Maytag that came with the house when I bought it 17 years ago and haven't used in at least a decade....
by dgdevil
Wed Jul 23, 2014 6:30 pm
 
Forum: Personal Consumer Issues
Topic: Will not using my dishwasher cause problems?
Replies: 41
Views: 1986

Re: Will not using my dishwasher cause problems?

Good question. I have not used mine in about 10 years, and I figure it might be disastrous to run it now.
by dgdevil
Wed Jul 23, 2014 5:00 pm
 
Forum: Personal Consumer Issues
Topic: Will not using my dishwasher cause problems?
Replies: 41
Views: 1986

Re: Riding the Rails--my Amtrak trip

1) Vegetarians are allowed in Omaha?

2) Apologies to any foreigners who logically expect American trains to conform vaguely to a schedule.

3) You probably didn't have time to notice, but Union Station-Chicago was used in the Untouchables movie - the carriage-down-the-stairs shootout scene.
by dgdevil
Wed Jul 23, 2014 4:04 pm
 
Forum: Personal Consumer Issues
Topic: Riding the Rails--my Amtrak trip
Replies: 51
Views: 4938

Re: Reaching Severe Burnout - Can I Scale Back Career?

Apart from all the stress, do you like your job theoretically and derive intellectual stimulation? Would the banking system collapse if you ditched work on Sundays? Could you delegate more? Fire the underlings who may be weighing you down and bring in folks who can share some of your burden. Be care...
by dgdevil
Wed Jul 23, 2014 2:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Reaching Severe Burnout - Can I Scale Back Career?
Replies: 48
Views: 5029

Re: Downsizing to Apartment

flyingaway wrote:It does not make much sense for two persons to have six bedrooms and six bathrooms.


Lord Grantham, is that you? AirBnB would generate extra cash to offset eventual moving expenses.
by dgdevil
Mon Jul 21, 2014 6:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Downsizing to Apartment
Replies: 15
Views: 1840

Re: American in need of Premier team to root for

Got Scottish ancestry? There's always the Scottish Premiership ...

http://spfl.co.uk/premiership/table/

... and it will give you a talking point if you ever bump into Rod Stewart, a Celtic fanatic.
by dgdevil
Mon Jul 21, 2014 2:58 pm
 
Forum: Personal Consumer Issues
Topic: American in need of Premier team to root for
Replies: 21
Views: 1047

Re: American in need of Premier team to root for

Arsenal "are" owned by an American if that helps. Go with a locally owned team, Everton and Tottenham Hotspur qualify. Too many Russian oligarchs (Chelsea), Arab princelings (Man. U) and American businessmen in the mix. Any with underdog appeal? What about their team colors? Interesting p...
by dgdevil
Mon Jul 21, 2014 12:04 pm
 
Forum: Personal Consumer Issues
Topic: American in need of Premier team to root for
Replies: 21
Views: 1047

Re: Divesting Stock with Sentimental Value

Walt Disney's daughter sold all her inherited stock - granted, it was probably a huge part of her assets, but it's her family's famous name above the door and it must have been a tough decision. If you get emotionally attached, you get a worst-case scenario like the family stockholders in the parent...
by dgdevil
Sun Jul 20, 2014 4:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: Divesting Stock with Sentimental Value
Replies: 39
Views: 1879

Re: Visiting Japan

Nara is great. Since it was not stated why, I'll explain. Tame deer overrun the town. They are considered sacred. You can buy cookies to feed them. No Japanese-language skills required. Nara also has a weird mascot - a fat Buddhist boy with devil horns. That's Japan for ya.
by dgdevil
Sat Jul 19, 2014 7:13 pm
 
Forum: Personal Consumer Issues
Topic: Visiting Japan
Replies: 16
Views: 1361

Re: Easy careers to last me to retirement?

slimshady wrote:
Airline industry. Work customer service for a major airline. Travel benefits.



I couldn't think of a worse job in a worse industry.

How about - doorman in a nice building? Newspaper delivery route? A magazine kiosk? Usher at live events? Attendant at parking lot?
by dgdevil
Thu Jul 17, 2014 1:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13680

Re: Snake!

I don't think anybody has died in quite a while from anything poisonous in Australia. It's a myth they like to perpetuate, but they have a reasonable amount of anti-venom for everything nowadays. Death by snake is statistically unlikely. But still. 'Last season [2012] we had six deaths across Austr...
by dgdevil
Wed Jul 16, 2014 5:15 pm
 
Forum: Personal Consumer Issues
Topic: Snake!
Replies: 51
Views: 4189

Re: Snake!

These are the kinds of posts where I really wish the OP would identify their location, if only to provide guidance on where I don't want to live. Between you and me, don't move to the Australian outback. I was having a quiet beer in a pub there last year when a deadly king brown snake appeared at t...
by dgdevil
Wed Jul 16, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: Snake!
Replies: 51
Views: 4189

Re: Snake!

Random Poster wrote:These are the kinds of posts where I really wish the OP would identify their location, if only to provide guidance on where I don't want to live.


My first thought too. I was going to guess Florida, but perusal of his past posts indicates ... Maryland.
by dgdevil
Wed Jul 16, 2014 2:14 pm
 
Forum: Personal Consumer Issues
Topic: Snake!
Replies: 51
Views: 4189

Re: Best WSJ subscription price help

If you aren't attached to receiving the paper, e.g. you mostly want electronic access, you can subscribe and put your subscription on vacation holds for extended periods and stretch out your year for quite a while... I'm doing that now! Paid about $4 for a 3-month deal last Thanksgiving, immediatel...
by dgdevil
Fri Jul 11, 2014 11:58 pm
 
Forum: Personal Consumer Issues
Topic: Best WSJ subscription price help
Replies: 12
Views: 1319

Re: Easy careers to last me to retirement?

In no way is food service an easy career.
by dgdevil
Tue Jul 08, 2014 1:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13680

Re: Retiring without any Direction

If your mom wants to travel, then your mom should travel without your dad. If she makes excuses about that, then …. I've pointed this out to her already with little success. My MiL always travels solo, domestically and overseas, as her husband refuses to leave their hometown (It was a struggle gett...
by dgdevil
Mon Jul 07, 2014 12:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retiring without any Direction
Replies: 26
Views: 2085

Re: Car did not start: To dispose? How?

AAA is a bit of a scam. They automatically diagnosed a battery issue when my car wouldn't start, and installed a new one on the spot - charging me, obviously. But the underlying issue returned a few days later. They came to my house and insisted on jump-starting, but my mechanic said, "NO! just...
by dgdevil
Mon Jul 07, 2014 10:58 am
 
Forum: Personal Consumer Issues
Topic: Car did not start: To dispose? How?
Replies: 70
Views: 5550

Re: Easy careers to last me to retirement?

Pity about the drug testing, though.
by dgdevil
Sun Jul 06, 2014 9:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13680

Re: Easy careers to last me to retirement?

i have no more ambition. i think I'm burnt out. all i want to do now is drift to Age 60. Been there. Maybe I still am. That's what an emergency fund is for. Take a 6-month sabbatical, bore yourself silly, or not. And remember Jack London's credo that "the function of man is to live, not to exi...
by dgdevil
Sun Jul 06, 2014 8:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13680

Re: Easy careers to last me to retirement?

An Uber or Lyft driver? A dog walker? Clinical trials? Geek Squad?
by dgdevil
Sun Jul 06, 2014 4:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13680

Re: stamp collection

I know a few arty types who use old stamps (and coins) to make jewelry - earrings, necklaces, cuff links, etc. - and bigger works. Maybe you could do some sort of trade with these creative types, or unleash your own inner Picasso on a blank canvas or sculpture adorned with old stamps.
by dgdevil
Wed Jul 02, 2014 7:18 am
 
Forum: Personal Consumer Issues
Topic: stamp collection
Replies: 19
Views: 1113

Re: stamp collection

Catalogs are meaningless, and age of stamps is irrelevant. Stamps these days are only worth something if there is an error. Otherwise I wouldn't waste too much time on it.
by dgdevil
Tue Jul 01, 2014 7:26 pm
 
Forum: Personal Consumer Issues
Topic: stamp collection
Replies: 19
Views: 1113

Re: Writing my 1st book: Financial tips please.

Not sure where OP is in the writing process (I just published mine), but this Slate article - and associated comments - is a reality check for those of us dreaming of riches. Of course, this chap had a small publisher so that takes a chunk out of his earnings. Anyway, as stated in a post above, the ...
by dgdevil
Thu May 01, 2014 2:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Writing my 1st book: Financial tips please.
Replies: 16
Views: 1751

Re: 2nd bad trans Honda Accord - next car? Subaru?

My mechanic bought a used Toyota Avalon sedan from Carmax, swears by it. She says it's basically a Lexus LS300 (or something like that).
by dgdevil
Thu May 01, 2014 2:49 pm
 
Forum: Personal Consumer Issues
Topic: 2nd bad trans Honda Accord - next car? Subaru?
Replies: 46
Views: 2816

Re: Projects/Kits for 12 yr old son

We picked up a few of these invention kits at a TED conference, so the nerd factor is implicit.

www.littlebits.cc

www.MakeyMakey.com

Failing that, there's home-brewing. I used to help my Dad with his largely unpalatable efforts years ago.
by dgdevil
Fri Apr 25, 2014 1:07 pm
 
Forum: Personal Consumer Issues
Topic: Projects/Kits for 12 yr old son
Replies: 15
Views: 2722

Re: If you have ACA health insurance, what is your experien

The main reason folks seem to be happy with the ACA is others are paying a portion of their premium. It would be interesting to know how much we taxpayers paid in Jan, Feb and March to the insurance companies for these subsidies. I believe a big mistake was made to only use income as the qualifier ...
by dgdevil
Tue Apr 22, 2014 4:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 222
Views: 16274

Re: Sallie Mae loan servicer / death of co-signer

From today's New York Times:

Student Loans Can Suddenly Come Due When Co-Signers Die, a Report Finds

http://www.nytimes.com/2014/04/22/us/st ... ds.html?hp
by dgdevil
Tue Apr 22, 2014 4:59 am
 
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae loan servicer / death of co-signer
Replies: 93
Views: 16365

Re: If you have ACA health insurance, what is your experien

I hope you enjoy paying that 1% tax The penalty will be 2.5% in just a few years, and then adjusted for inflation. I'm aware of that. Let's see, my spouse and I currently have a combined gross income of $21,000. After the standard deduction and 401k contributions, that should make 1%, what? About $...
by dgdevil
Tue Apr 22, 2014 3:17 am
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 222
Views: 16274

Re: If you have ACA health insurance, what is your experien

lululu wrote:
I suspect Obamacare is at or close to being self-sustaining at this point, since there has been a recent influx of younger people.



Well, if my young cousin - with CF, diabetes, gluten allergies and kidney stones - is any guide, the math could get quite hairy.
by dgdevil
Tue Apr 22, 2014 12:07 am
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 222
Views: 16274

Re: Flights D.C. to London: Buy now or wait?

DW and I are both Platinum United members. She is disabled and I have tried in every possible way to get advance seat assignments on European Economy tickets. no luck We fly to Venice with SWISS next week from London for exactly this reason That blows. Sorry to hear. I assume the relatively brief f...
by dgdevil
Mon Apr 21, 2014 9:59 pm
 
Forum: Personal Consumer Issues
Topic: Flights D.C. to London: Buy now or wait?
Replies: 50
Views: 9171

Re: Town home, good or bad idea?

-I am 23 years old -Currently living at home with my parents for free :) ... - I have about 14k in student debt left which I planned on paying off by the end of the year. 4k at 4.5% and 10k at 3.5%. - I plan on contributing $5500 to a roth ira every year and about $7000 to a 401k a year. - Salary i...
by dgdevil
Mon Apr 21, 2014 10:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Town home, good or bad idea?
Replies: 21
Views: 1769

Re: Flights D.C. to London: Buy now or wait?

I have just below 20,000 miles on United and will exceed 20k after the London trip. I thought that flights outside the continental U.S. required at least 40k miles. 20k miles + $186 to Europe does not look bad. Victoria Are you serious? UA is offering RT tickets to Europe from US for 20K miles plus...
by dgdevil
Sun Apr 20, 2014 6:55 pm
 
Forum: Personal Consumer Issues
Topic: Flights D.C. to London: Buy now or wait?
Replies: 50
Views: 9171
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