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Re: Reaching Severe Burnout - Can I Scale Back Career?

Apart from all the stress, do you like your job theoretically and derive intellectual stimulation? Would the banking system collapse if you ditched work on Sundays? Could you delegate more? Fire the underlings who may be weighing you down and bring in folks who can share some of your burden. Be care...
by dgdevil
Wed Jul 23, 2014 2:21 pm
 
Forum: Personal Finance (Not Investing)
Topic: Reaching Severe Burnout - Can I Scale Back Career?
Replies: 26
Views: 1374

Re: Downsizing to Apartment

flyingaway wrote:It does not make much sense for two persons to have six bedrooms and six bathrooms.


Lord Grantham, is that you? AirBnB would generate extra cash to offset eventual moving expenses.
by dgdevil
Mon Jul 21, 2014 6:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: Downsizing to Apartment
Replies: 15
Views: 1780

Re: American in need of Premier team to root for

Got Scottish ancestry? There's always the Scottish Premiership ...

http://spfl.co.uk/premiership/table/

... and it will give you a talking point if you ever bump into Rod Stewart, a Celtic fanatic.
by dgdevil
Mon Jul 21, 2014 2:58 pm
 
Forum: Personal Consumer Issues
Topic: American in need of Premier team to root for
Replies: 21
Views: 1004

Re: American in need of Premier team to root for

Arsenal "are" owned by an American if that helps. Go with a locally owned team, Everton and Tottenham Hotspur qualify. Too many Russian oligarchs (Chelsea), Arab princelings (Man. U) and American businessmen in the mix. Any with underdog appeal? What about their team colors? Interesting p...
by dgdevil
Mon Jul 21, 2014 12:04 pm
 
Forum: Personal Consumer Issues
Topic: American in need of Premier team to root for
Replies: 21
Views: 1004

Re: Divesting Stock with Sentimental Value

Walt Disney's daughter sold all her inherited stock - granted, it was probably a huge part of her assets, but it's her family's famous name above the door and it must have been a tough decision. If you get emotionally attached, you get a worst-case scenario like the family stockholders in the parent...
by dgdevil
Sun Jul 20, 2014 4:21 pm
 
Forum: Investing - Help with Personal Investments
Topic: Divesting Stock with Sentimental Value
Replies: 39
Views: 1829

Re: Visiting Japan

Nara is great. Since it was not stated why, I'll explain. Tame deer overrun the town. They are considered sacred. You can buy cookies to feed them. No Japanese-language skills required. Nara also has a weird mascot - a fat Buddhist boy with devil horns. That's Japan for ya.
by dgdevil
Sat Jul 19, 2014 7:13 pm
 
Forum: Personal Consumer Issues
Topic: Visiting Japan
Replies: 16
Views: 1343

Re: Easy careers to last me to retirement?

slimshady wrote:
Airline industry. Work customer service for a major airline. Travel benefits.



I couldn't think of a worse job in a worse industry.

How about - doorman in a nice building? Newspaper delivery route? A magazine kiosk? Usher at live events? Attendant at parking lot?
by dgdevil
Thu Jul 17, 2014 1:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13455

Re: Snake!

I don't think anybody has died in quite a while from anything poisonous in Australia. It's a myth they like to perpetuate, but they have a reasonable amount of anti-venom for everything nowadays. Death by snake is statistically unlikely. But still. 'Last season [2012] we had six deaths across Austr...
by dgdevil
Wed Jul 16, 2014 5:15 pm
 
Forum: Personal Consumer Issues
Topic: Snake!
Replies: 50
Views: 3743

Re: Snake!

These are the kinds of posts where I really wish the OP would identify their location, if only to provide guidance on where I don't want to live. Between you and me, don't move to the Australian outback. I was having a quiet beer in a pub there last year when a deadly king brown snake appeared at t...
by dgdevil
Wed Jul 16, 2014 4:37 pm
 
Forum: Personal Consumer Issues
Topic: Snake!
Replies: 50
Views: 3743

Re: Snake!

Random Poster wrote:These are the kinds of posts where I really wish the OP would identify their location, if only to provide guidance on where I don't want to live.


My first thought too. I was going to guess Florida, but perusal of his past posts indicates ... Maryland.
by dgdevil
Wed Jul 16, 2014 2:14 pm
 
Forum: Personal Consumer Issues
Topic: Snake!
Replies: 50
Views: 3743

Re: Best WSJ subscription price help

If you aren't attached to receiving the paper, e.g. you mostly want electronic access, you can subscribe and put your subscription on vacation holds for extended periods and stretch out your year for quite a while... I'm doing that now! Paid about $4 for a 3-month deal last Thanksgiving, immediatel...
by dgdevil
Fri Jul 11, 2014 11:58 pm
 
Forum: Personal Consumer Issues
Topic: Best WSJ subscription price help
Replies: 12
Views: 1309

Re: Easy careers to last me to retirement?

In no way is food service an easy career.
by dgdevil
Tue Jul 08, 2014 1:20 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13455

Re: Retiring without any Direction

If your mom wants to travel, then your mom should travel without your dad. If she makes excuses about that, then …. I've pointed this out to her already with little success. My MiL always travels solo, domestically and overseas, as her husband refuses to leave their hometown (It was a struggle gett...
by dgdevil
Mon Jul 07, 2014 12:28 pm
 
Forum: Personal Finance (Not Investing)
Topic: Retiring without any Direction
Replies: 26
Views: 2036

Re: Car did not start: To dispose? How?

AAA is a bit of a scam. They automatically diagnosed a battery issue when my car wouldn't start, and installed a new one on the spot - charging me, obviously. But the underlying issue returned a few days later. They came to my house and insisted on jump-starting, but my mechanic said, "NO! just...
by dgdevil
Mon Jul 07, 2014 10:58 am
 
Forum: Personal Consumer Issues
Topic: Car did not start: To dispose? How?
Replies: 70
Views: 5461

Re: Easy careers to last me to retirement?

Pity about the drug testing, though.
by dgdevil
Sun Jul 06, 2014 9:47 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13455

Re: Easy careers to last me to retirement?

i have no more ambition. i think I'm burnt out. all i want to do now is drift to Age 60. Been there. Maybe I still am. That's what an emergency fund is for. Take a 6-month sabbatical, bore yourself silly, or not. And remember Jack London's credo that "the function of man is to live, not to exi...
by dgdevil
Sun Jul 06, 2014 8:16 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13455

Re: Easy careers to last me to retirement?

An Uber or Lyft driver? A dog walker? Clinical trials? Geek Squad?
by dgdevil
Sun Jul 06, 2014 4:35 pm
 
Forum: Personal Finance (Not Investing)
Topic: Easy careers to last me to retirement?
Replies: 92
Views: 13455

Re: stamp collection

I know a few arty types who use old stamps (and coins) to make jewelry - earrings, necklaces, cuff links, etc. - and bigger works. Maybe you could do some sort of trade with these creative types, or unleash your own inner Picasso on a blank canvas or sculpture adorned with old stamps.
by dgdevil
Wed Jul 02, 2014 7:18 am
 
Forum: Personal Consumer Issues
Topic: stamp collection
Replies: 19
Views: 1108

Re: stamp collection

Catalogs are meaningless, and age of stamps is irrelevant. Stamps these days are only worth something if there is an error. Otherwise I wouldn't waste too much time on it.
by dgdevil
Tue Jul 01, 2014 7:26 pm
 
Forum: Personal Consumer Issues
Topic: stamp collection
Replies: 19
Views: 1108

Re: Writing my 1st book: Financial tips please.

Not sure where OP is in the writing process (I just published mine), but this Slate article - and associated comments - is a reality check for those of us dreaming of riches. Of course, this chap had a small publisher so that takes a chunk out of his earnings. Anyway, as stated in a post above, the ...
by dgdevil
Thu May 01, 2014 2:57 pm
 
Forum: Personal Finance (Not Investing)
Topic: Writing my 1st book: Financial tips please.
Replies: 16
Views: 1749

Re: 2nd bad trans Honda Accord - next car? Subaru?

My mechanic bought a used Toyota Avalon sedan from Carmax, swears by it. She says it's basically a Lexus LS300 (or something like that).
by dgdevil
Thu May 01, 2014 2:49 pm
 
Forum: Personal Consumer Issues
Topic: 2nd bad trans Honda Accord - next car? Subaru?
Replies: 46
Views: 2809

Re: Projects/Kits for 12 yr old son

We picked up a few of these invention kits at a TED conference, so the nerd factor is implicit.

www.littlebits.cc

www.MakeyMakey.com

Failing that, there's home-brewing. I used to help my Dad with his largely unpalatable efforts years ago.
by dgdevil
Fri Apr 25, 2014 1:07 pm
 
Forum: Personal Consumer Issues
Topic: Projects/Kits for 12 yr old son
Replies: 15
Views: 2720

Re: If you have ACA health insurance, what is your experien

The main reason folks seem to be happy with the ACA is others are paying a portion of their premium. It would be interesting to know how much we taxpayers paid in Jan, Feb and March to the insurance companies for these subsidies. I believe a big mistake was made to only use income as the qualifier ...
by dgdevil
Tue Apr 22, 2014 4:53 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 222
Views: 16174

Re: Sallie Mae loan servicer / death of co-signer

From today's New York Times:

Student Loans Can Suddenly Come Due When Co-Signers Die, a Report Finds

http://www.nytimes.com/2014/04/22/us/st ... ds.html?hp
by dgdevil
Tue Apr 22, 2014 4:59 am
 
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae loan servicer / death of co-signer
Replies: 93
Views: 16113

Re: If you have ACA health insurance, what is your experien

I hope you enjoy paying that 1% tax The penalty will be 2.5% in just a few years, and then adjusted for inflation. I'm aware of that. Let's see, my spouse and I currently have a combined gross income of $21,000. After the standard deduction and 401k contributions, that should make 1%, what? About $...
by dgdevil
Tue Apr 22, 2014 3:17 am
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 222
Views: 16174

Re: If you have ACA health insurance, what is your experien

lululu wrote:
I suspect Obamacare is at or close to being self-sustaining at this point, since there has been a recent influx of younger people.



Well, if my young cousin - with CF, diabetes, gluten allergies and kidney stones - is any guide, the math could get quite hairy.
by dgdevil
Tue Apr 22, 2014 12:07 am
 
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 222
Views: 16174

Re: Flights D.C. to London: Buy now or wait?

DW and I are both Platinum United members. She is disabled and I have tried in every possible way to get advance seat assignments on European Economy tickets. no luck We fly to Venice with SWISS next week from London for exactly this reason That blows. Sorry to hear. I assume the relatively brief f...
by dgdevil
Mon Apr 21, 2014 9:59 pm
 
Forum: Personal Consumer Issues
Topic: Flights D.C. to London: Buy now or wait?
Replies: 50
Views: 9152

Re: Town home, good or bad idea?

-I am 23 years old -Currently living at home with my parents for free :) ... - I have about 14k in student debt left which I planned on paying off by the end of the year. 4k at 4.5% and 10k at 3.5%. - I plan on contributing $5500 to a roth ira every year and about $7000 to a 401k a year. - Salary i...
by dgdevil
Mon Apr 21, 2014 10:15 am
 
Forum: Personal Finance (Not Investing)
Topic: Town home, good or bad idea?
Replies: 21
Views: 1766

Re: Flights D.C. to London: Buy now or wait?

I have just below 20,000 miles on United and will exceed 20k after the London trip. I thought that flights outside the continental U.S. required at least 40k miles. 20k miles + $186 to Europe does not look bad. Victoria Are you serious? UA is offering RT tickets to Europe from US for 20K miles plus...
by dgdevil
Sun Apr 20, 2014 6:55 pm
 
Forum: Personal Consumer Issues
Topic: Flights D.C. to London: Buy now or wait?
Replies: 50
Views: 9152

Re: Flights D.C. to London: Buy now or wait?

I've booked a ton of Star Alliance award flights in Europe this summer via United.com and the seats were automatically allocated according to my profile preference and elite status. But I will need to sit down one of these days, analyze the seats vs. the seating charts and call each airline to chan...
by dgdevil
Sat Apr 19, 2014 5:17 pm
 
Forum: Personal Consumer Issues
Topic: Flights D.C. to London: Buy now or wait?
Replies: 50
Views: 9152

Re: Flights D.C. to London: Buy now or wait?

We fly to London tomorrow. The biggest benefit with buying early from United is getting to chose your seats when you buy the tickets. This is not the case with some other airlines. I never fly Lufthansa unless I absolutely have to for this very reason. We are flying LH to MUC in June and we have as...
by dgdevil
Sat Apr 19, 2014 5:01 pm
 
Forum: Personal Consumer Issues
Topic: Flights D.C. to London: Buy now or wait?
Replies: 50
Views: 9152

Re: Flights D.C. to London: Buy now or wait?

@VictoriaF: For sure. I see Virgin is charging the same - and would be a better experience - but it gets in to LHR at 7:05 am. So not good for you.
by dgdevil
Sat Apr 19, 2014 3:46 pm
 
Forum: Personal Consumer Issues
Topic: Flights D.C. to London: Buy now or wait?
Replies: 50
Views: 9152

Re: Flights D.C. to London: Buy now or wait?

1. Are there any reasons not to buy now? The airlines quite often have fall sales, though this may not impact what I assume is quite a busy route. If you're in United's FF program - depending on your level (i.e. "silver" is useless, and "gold" increasingly so), a United-branded ...
by dgdevil
Sat Apr 19, 2014 3:32 pm
 
Forum: Personal Consumer Issues
Topic: Flights D.C. to London: Buy now or wait?
Replies: 50
Views: 9152

Re: Frugality regret: What thing do you regret not spending

by clevername » Thu Apr 17, 2014 7:05 pm I really regret not going inside the Colossium in Rome because I was too cheap to pay the 15 euros to get in. I was 20 doing the whole shoestring backpacking thing but still. Ditto! But I don't even have your excuse of being 20 something, this was only 3-4 y...
by dgdevil
Fri Apr 18, 2014 3:29 pm
 
Forum: Personal Consumer Issues
Topic: Frugality regret: What thing do you regret not spending on?
Replies: 112
Views: 16826

Re: *poor* Bogleheads

I find it annoying when someone who is financially fortunate, like a west coast tech person in his 20s raking in millions in another thread, attributes it to "hard work," as though bus drivers and construction workers aren't working their butts off, but ignorance and lack of empathy are c...
by dgdevil
Fri Apr 18, 2014 2:56 pm
 
Forum: Forum Issues and Administration
Topic: *poor* Bogleheads
Replies: 78
Views: 12880

Re: Frugality regret: What thing do you regret not spending

I regret not seeing some of my favorite music artists in the 70s and 80s when they played with strength and passion and tickets often sold for around $20. Now, these same groups want upwards of $400/ticket to watch them sway slowly back and forth on stage with weaker vocals and weaker playing abili...
by dgdevil
Fri Apr 18, 2014 3:03 am
 
Forum: Personal Consumer Issues
Topic: Frugality regret: What thing do you regret not spending on?
Replies: 112
Views: 16826

Re: Over-55 communities a ripoff?

Children, or lack thereof. I did not buy, but rented in an over-55 apartment complex. It was eerily quiet, the silence broken only by the sounds of the emergency vehicles coming after midnight to take away those who would never return (over 55 includes a lot of really over 55). If you like silence ...
by dgdevil
Thu Apr 17, 2014 6:18 pm
 
Forum: Personal Finance (Not Investing)
Topic: Over-55 communities a ripoff?
Replies: 38
Views: 3097

Re: Over-55 communities a ripoff?

Question: Why would an over-55 'empty-nest' couple 'downsize' by selling their long-time and likely paid-off home, and buying into a new over-55 community? Children, or lack thereof. I did not buy, but rented in an over-55 apartment complex. It was eerily quiet, the silence broken only by the sound...
by dgdevil
Thu Apr 17, 2014 5:13 pm
 
Forum: Personal Finance (Not Investing)
Topic: Over-55 communities a ripoff?
Replies: 38
Views: 3097

Re: If you leave your job, can you use up your whole FSA?

That part of the IRS code I know. What I'm wondering is if there's anything in the code that states that the employer has legal right to go after the employee for the difference. No. It's yours, a rare example of the system working in your favor. When I was tossed out of my job mid-year, I'd alread...
by dgdevil
Thu Apr 17, 2014 3:51 pm
 
Forum: Personal Finance (Not Investing)
Topic: If you leave your job, can you use up your whole FSA?
Replies: 29
Views: 2249

Re: Traveling by train in the UK for the firs time, help!

Every good Boglehead should retrace Adam Smith's steps in Edinburgh:

http://adamsmithslostlegacy.blogspot.co ... burgh.html
by dgdevil
Wed Apr 16, 2014 10:31 pm
 
Forum: Personal Consumer Issues
Topic: Traveling by train in the UK for the firs time, help!
Replies: 29
Views: 1486

Re: Traveling by train in the UK for the firs time, help!

Jeff Albertson wrote:
The cities are nice, but don't miss Scotland's magnificent scenery.


... and the Mull of Kintyre, if you're a Paul McCartney fan.

Looks scenic, though I haven't made it yet: http://www.youtube.com/watch?v=GFRcMYjut4o
by dgdevil
Wed Apr 16, 2014 4:56 pm
 
Forum: Personal Consumer Issues
Topic: Traveling by train in the UK for the firs time, help!
Replies: 29
Views: 1486

Re: Question regarding security door

A couple of security lights and diligent pruning of trees and bushes may achieve the same positive effect.
by dgdevil
Tue Apr 15, 2014 8:19 pm
 
Forum: Personal Consumer Issues
Topic: Question regarding security door
Replies: 11
Views: 860

Re: Lost $10K in my investments past few months

in the past few months i lost about $10K in my retirement investments and my biotech mutual fund has tanked as well. is this downswing in the market temporary? whats everyone doing now..staying the course as always? I'm heavily in biotech too. Yes, it's been rough. I probably lost twice that sum on...
by dgdevil
Tue Apr 15, 2014 4:07 pm
 
Forum: Investing - Help with Personal Investments
Topic: Lost $10K in my investments past few months
Replies: 38
Views: 11792

Re: Trip to Jamaica

I did not even get a chance to see what Jamaica really is. On the other hand, we were concerned about the safety to stay in some downtown local hotels. I'd like to see some comments about vacation experience in Jamaica (and similar countries) by not staying at high-end resort hotels. Yes, there is ...
by dgdevil
Tue Apr 15, 2014 2:51 am
 
Forum: Personal Consumer Issues
Topic: Trip to Jamaica
Replies: 9
Views: 1096

Re: Traveling by train in the UK for the firs time, help!

I read somewhere that the Heathrow Express is one of the most expensive trains on the planet for the distance, starting at 21 GBP ($35) one-way and 34 GBP ($57) return, each, for the 15-minute trip.
by dgdevil
Mon Apr 14, 2014 9:59 pm
 
Forum: Personal Consumer Issues
Topic: Traveling by train in the UK for the firs time, help!
Replies: 29
Views: 1486

Re: Proper Money management and itinerary for Europe trip

I see you have a few gardens in the itinerary. You may be interested in the Pope's country estate at Castel Gandolfo, near Rome, which has just been opened to visitors. Not cheap, though. Details here: http://www.telegraph.co.uk/travel/destinations/europe/italy/10706191/How-to-visit-the-Popes-privat...
by dgdevil
Mon Apr 14, 2014 7:19 am
 
Forum: Personal Finance (Not Investing)
Topic: Proper Money management and itinerary for Europe trip
Replies: 36
Views: 2428

Re: Proper Money management and itinerary for Europe trip

My personal preference is to get enough foreign cash in advance to fully cover my first couple of days. (I use Wells Fargo's currency exchance service for this. I've used it both as a WF banking customer and before that.) This way, if my credit cards don't work, I have some time to deal with the pr...
by dgdevil
Mon Apr 14, 2014 2:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Proper Money management and itinerary for Europe trip
Replies: 36
Views: 2428

Re: Trip to Jamaica

Love Jamaica, but wouldn't go anywhere near an All-Inclusive. The Negril cliffs are where it's at.
by dgdevil
Mon Apr 14, 2014 1:38 am
 
Forum: Personal Consumer Issues
Topic: Trip to Jamaica
Replies: 9
Views: 1096

Re: Proper Money management and itinerary for Europe trip

2) no currency exchange is as good as no fee ATMS. Bank of America has partners. Speaking of dubious banking practices, the Global ATM Alliance is now essentially dead since BofA quietly introduced a fee last November. I got major sticker shock after dutifully using Westpac ATMs last year, but BofA...
by dgdevil
Sun Apr 13, 2014 9:02 pm
 
Forum: Personal Finance (Not Investing)
Topic: Proper Money management and itinerary for Europe trip
Replies: 36
Views: 2428

Re: Proper Money management and itinerary for Europe trip

I think 6 days in rome is a bit much, unless you plan on taking a day trip or two to other cities like Florence. Agreed, Rome is a great town - and you'll be there before the tourist crush - but a daylong excursion, preferably to Florence, would be a better use of your time. Similarly with 5 rather...
by dgdevil
Sun Apr 13, 2014 8:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Proper Money management and itinerary for Europe trip
Replies: 36
Views: 2428
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