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Re: Prepay mortgage?

If you get a break on state taxes for contributing to a 529, why not max that out instead of just putting in $9k?
e.g. Michigan has a cap of $10,000 / year for getting a break on state tax. Worth finding out for your state.
by detroitbabu
Mon Mar 24, 2014 2:06 pm
 
Forum: Personal Finance (Not Investing)
Topic: Prepay mortgage?
Replies: 24
Views: 2013

Re: Prepay mortgage?

Maybe contribute to a 529 plan for kids if you are not doing it already.
by detroitbabu
Wed Mar 05, 2014 11:04 am
 
Forum: Personal Finance (Not Investing)
Topic: Prepay mortgage?
Replies: 24
Views: 2013

Re: A Big Trip: The Himalayas

You may also want to look at Sikkim, which is a state in India.
Longer hikes than Ladakh, great scenery, tea-house type accommodations, guided treks with porters.

http://www.thehikinglife.com/2010/10/yu ... ndia-2008/
by detroitbabu
Fri Feb 28, 2014 1:17 pm
 
Forum: Personal Consumer Issues
Topic: A Big Trip: The Himalayas
Replies: 15
Views: 1029

Re: A Big Trip: The Himalayas

we have made arrangments to stay in more westernized lodging during the trek. I am referring to the lodges run by Yeti Mountain Homes and Everest Summit Lodges. These types of lodges are only available as far as Pangboche, which is quite a bit short of EBC . Not true. Accomodations in Tengboche, Di...
by detroitbabu
Thu Feb 27, 2014 10:18 pm
 
Forum: Personal Consumer Issues
Topic: A Big Trip: The Himalayas
Replies: 15
Views: 1029

Re: A Big Trip: The Himalayas

I recently (October 2013) completed the Everest Base Camp trek. Nepal and especially both EBC and Annapurna Base Camp treks are very popular and geared toward western tourists. You will find the trails very crowded during the peak season (April-May and October) but the scenery is spectacular. I have...
by detroitbabu
Thu Feb 27, 2014 6:37 pm
 
Forum: Personal Consumer Issues
Topic: A Big Trip: The Himalayas
Replies: 15
Views: 1029

Re: Sault Ste. Marie to Toronto, summer 2014: tips?

Don't know how much are you into wilderness but you want true wilderness you should visit Isle Royale National park in Lake Superior. Least known and visited national park in US but it is really beautiful. You can reach it only via ferry boat. The ferry ride from Michigan side (Houghton or Copper ha...
by detroitbabu
Fri Dec 06, 2013 1:39 pm
 
Forum: Personal Consumer Issues
Topic: Sault Ste. Marie to Toronto, summer 2014: tips?
Replies: 9
Views: 602

Re: Family trip to Orlando. Suggestions.

1-2 days at Disney parks is not enough. You need at least 5 days.

Check out http://allears.net/index.html for comprehensive info on Disney world.
by detroitbabu
Sun Jul 28, 2013 12:47 pm
 
Forum: Personal Consumer Issues
Topic: Family trip to Orlando. Suggestions.
Replies: 33
Views: 2079

Re: Long Distance Walking

Just coming back from my planned hike to Pikes Peak via Barr trail. Needed 8.5 hours
Fantastic experience!!! Hiked up and took the train down.
by detroitbabu
Sun Jul 07, 2013 10:42 am
 
Forum: Personal Consumer Issues
Topic: Long Distance Walking
Replies: 133
Views: 13156

Re: Costco holdout considering membership

I don't like TJ's produce. It always seems like it's moldy or dead the next day. Aldi is the same way, I wonder if it's a problem with their suppliers or distribution network. Both have the worst produce ever... but to their credit the normal TJ or Aldi customer isn't big on produce but rather shop...
by detroitbabu
Mon Jun 03, 2013 5:02 pm
 
Forum: Personal Consumer Issues
Topic: Costco holdout considering membership
Replies: 117
Views: 7273

Re: Long Distance Walking

I am hiking (up and down) Pikes Peak via Barr trail in July.
by detroitbabu
Thu May 23, 2013 9:29 am
 
Forum: Personal Consumer Issues
Topic: Long Distance Walking
Replies: 133
Views: 13156

Re: kitchen faucets

I have this one and am very happy with it. I bought it from CostCo when it was on sale.

http://www.costco.com/Hansgrohe%2c-Alle ... 10216.html
by detroitbabu
Fri Apr 05, 2013 3:07 pm
 
Forum: Personal Consumer Issues
Topic: kitchen faucets
Replies: 25
Views: 2075

Re: Your most intense movie scene

Not the most intense but the one of the most shocking for me was from "The Crying Game".
by detroitbabu
Wed Jan 16, 2013 6:41 pm
 
Forum: Personal Consumer Issues
Topic: Your most intense movie scene
Replies: 155
Views: 8697

Re: Should I move from upstate NY to Los Angeles, CA?

The money that you will lose on your house, you can recover later. I would not worry too much about that. How do you propose he recovers real money lost? What guarantee do you give him? I'd like to know how to quickly and easily recover $50K. I meant to say in the long run that amount may not matte...
by detroitbabu
Tue Jan 01, 2013 2:52 pm
 
Forum: Personal Finance (Not Investing)
Topic: Should I move from upstate NY to Los Angeles, CA?
Replies: 64
Views: 4136

Re: Should I move from upstate NY to Los Angeles, CA?

You are young and JPL is a great opportunity. If I were in your place, I would not think twice and move.
The money that you will lose on your house, you can recover later. I would not worry too much about that.
by detroitbabu
Tue Jan 01, 2013 8:10 am
 
Forum: Personal Finance (Not Investing)
Topic: Should I move from upstate NY to Los Angeles, CA?
Replies: 64
Views: 4136

Re: Where to visit in FL with a toddler and a senior?

In December you will not find swimmable ocean temps anywhere in the US. The ocean from West Palm Beach to Fort Lauderdale (see AMZ650 forecast ) is around 77 degrees right now. That's slightly chilly for a pool, but hardly unswimmable. For comparison, the water off the beaches in Los Angeles County...
by detroitbabu
Tue Dec 18, 2012 10:17 am
 
Forum: Personal Consumer Issues
Topic: Where to visit in FL with a toddler and a senior?
Replies: 31
Views: 2579

Re: Where to visit in FL with a toddler and a senior?

In December you will not find swimmable ocean temps anywhere in the US. You will need to go further south to Mexico or Caribbean. I would recommend Cancun or Dominican Republic (Punta Cana) all inclusives. There are still some great deals even this late. check out http://www.cheapcaribbean.com. Anot...
by detroitbabu
Thu Dec 13, 2012 6:15 pm
 
Forum: Personal Consumer Issues
Topic: Where to visit in FL with a toddler and a senior?
Replies: 31
Views: 2579

Re: American snacks, candy & other typical foods

Peanut brittle (the indian version) is readily available in India and would not be a novelty item. I would say Pringles potato chips (various flavors), Chex mix, chewing gums (different flavors) is something you don't get in India. A mixed bag of candy bars (like you get at Halloween) with snickers,...
by detroitbabu
Mon Nov 26, 2012 4:34 pm
 
Forum: Personal Consumer Issues
Topic: American snacks, candy & other typical foods
Replies: 21
Views: 1842

Re: Winter Boots

Go here. http://www.rei.com/category/4500006_Men%27s+Footwear If you have an REI nearby, visit the store and get recommendations from the people in the store based on your budget, physique, purpose, frequency of use etc. Some good brands are Keen, Asolo, Salomon, Vasque, Danner, Merrell etc. For sat...
by detroitbabu
Mon Nov 26, 2012 1:50 pm
 
Forum: Personal Consumer Issues
Topic: Winter Boots
Replies: 27
Views: 2864

Re: Vanguard Account Daily Update

This thread is funny to me since my Vanguard Account is showing the same values from 2007. :) Unless there is a big move that could trigger re-balancing or TLH it is hardly worth the effort to look closely. Certainly not worth getting excited that the data isn't "evening fresh." Sidney, D...
by detroitbabu
Thu Oct 18, 2012 9:26 am
 
Forum: Personal Finance (Not Investing)
Topic: Vanguard Account Daily Update
Replies: 27
Views: 1632

Re: How Much Do I Tip Caterer Servers?

I would give them $25 each.
by detroitbabu
Mon Oct 08, 2012 4:38 pm
 
Forum: Personal Consumer Issues
Topic: How Much Do I Tip Caterer Servers?
Replies: 13
Views: 1579

Re: Lost Luggage Question

You don't need CEO of luggage operations, you need the CEO of Delta.

http://news.delta.com/index.php?s=18&item=84
http://www.delta.com/help/contact_us/co ... ndex.jsp#1

You should use the physical address and not the P.O.Box.
Anybody else and you are wasting your time.
by detroitbabu
Tue Sep 25, 2012 12:22 pm
 
Forum: Personal Consumer Issues
Topic: Lost Luggage Question
Replies: 13
Views: 1267

Re: Lost Luggage Question

Looks like you are getting the runaround.
A nice, polite letter stating only the facts (no threats) to the CEO via registered USPS mail will quickly take care of this issue.
It did for me.
by detroitbabu
Sat Sep 22, 2012 7:06 pm
 
Forum: Personal Consumer Issues
Topic: Lost Luggage Question
Replies: 13
Views: 1267

Re: Warm places abroad to go to for Christmas week?

How about Galapagos. May not be the luxury "All-Inclusive" vacation that you want. But it would be very different.
Tahiti??? - May be more than 8 hours flight.
by detroitbabu
Tue Sep 18, 2012 4:11 pm
 
Forum: Personal Consumer Issues
Topic: Warm places abroad to go to for Christmas week?
Replies: 25
Views: 1719

Re: 21 ways rich people think

sunnyday wrote: Are rich people happier?


Watch a documentary called "Happy". It is available on Netflix streaming.
by detroitbabu
Thu Sep 06, 2012 11:36 am
 
Forum: Personal Finance (Not Investing)
Topic: 21 ways rich people think
Replies: 84
Views: 8674

Re: Why not use black tarps to protect roof?

Have you thought about how ugly it will look covering the whole roof of your house?
If you are looking for longevity, consider a metal roof.
by detroitbabu
Sun Aug 12, 2012 3:36 am
 
Forum: Personal Finance (Not Investing)
Topic: Why not use black tarps to protect roof?
Replies: 58
Views: 8672

Re: PC purchase advice

This is a good site for DIYers.
http://www.tomshardware.com/
by detroitbabu
Thu Jul 26, 2012 7:39 pm
 
Forum: Personal Consumer Issues
Topic: PC purchase advice
Replies: 50
Views: 4143

Re: Long Distance Walking

Appalachian Trail in the US. It is on my bucket list.

http://www.appalachiantrail.org/
by detroitbabu
Mon Jul 09, 2012 12:14 am
 
Forum: Personal Consumer Issues
Topic: Long Distance Walking
Replies: 133
Views: 13156

Re: Where can I have photos scanned?

Costco.

I did it earlier this year. Dropped off negatives and got 3 dvd's back in about a week.
I had about 1200 pictures.
by detroitbabu
Sat Jul 07, 2012 9:03 pm
 
Forum: Personal Consumer Issues
Topic: Where can I have photos scanned?
Replies: 14
Views: 2332

Re: Home Audio Options - Looking for Advice

Post your questions here.
http://www.avsforum.com
by detroitbabu
Sat Jun 30, 2012 8:28 am
 
Forum: Personal Consumer Issues
Topic: Home Audio Options - Looking for Advice
Replies: 16
Views: 2011

Re: Downsizing: Positives & Negatives

Can you live in the garden home for say 6 months and keep the bigger home vacant as an experiment? It should not be a financial issue since both homes are fully paid off. This way you can experience if you really like living in a smaller home. Then after six months you can make a decision on which h...
by detroitbabu
Mon Jun 11, 2012 5:37 pm
 
Forum: Personal Finance (Not Investing)
Topic: Downsizing: Positives & Negatives
Replies: 53
Views: 5155

Re: Slide and photo negative scanning services

I just did this and used Costco's service. They charge I think $4 per 40 photos. I got about 1000 negatives converted to 3 DVDs for about $100.
by detroitbabu
Fri May 04, 2012 8:11 am
 
Forum: Personal Consumer Issues
Topic: Slide and photo negative scanning services
Replies: 4
Views: 756

Re: Laptop Advice Needed

Why not wait until Windows 8 (metro) comes out in 4 months? As it is, you need it for basic net surfing, email etc.
by detroitbabu
Sat Apr 28, 2012 11:22 am
 
Forum: Personal Consumer Issues
Topic: Laptop Advice Needed
Replies: 57
Views: 4326

Re: Is there a best time to buy new Car/SUV?

If you want the best price and not too concerned with buying a 2012 model, wait until August when the new model year starts for most auto manufacturers. Once 2013 models are on the lot, 2012 models are discounted by the dealers to make room for the new inventory. Absolute best time to buy a 2012 mod...
by detroitbabu
Tue Apr 10, 2012 11:32 am
 
Forum: Personal Consumer Issues
Topic: Is there a best time to buy new Car/SUV?
Replies: 11
Views: 1551

Re: Would you send your child to a Gifted program?

Update: Here is an update on my daughter. Yes, we did switch the school and now my daughter is in the new school with many new friends and still has old friends from the old school. It helps that the school bus she rides on to go to the new school has all her old friends. So socially it has worked o...
by detroitbabu
Mon Apr 09, 2012 10:22 am
 
Forum: Personal Consumer Issues
Topic: Would you send your child to a Gifted program?
Replies: 80
Views: 7710

Re: Boglehead-ish Companies/brands

Hi all... I thought it would be fun to come up with a list of companies and/or brands, that share the Boglehead approach to low cost and BIG VALUE. Let me know what you think, may be fun to get a discussion going. I've only started with a few categories and brands, but it would be fun to compile a ...
by detroitbabu
Wed Mar 28, 2012 8:57 am
 
Forum: Personal Consumer Issues
Topic: Boglehead-ish Companies/brands
Replies: 51
Views: 2708

Re: Bleg - help buying Dell desktop

If you can wait for a few more months, you can get a windows 8 machine.
I have heard good things about win8.
by detroitbabu
Tue Mar 13, 2012 2:54 pm
 
Forum: Personal Consumer Issues
Topic: Bleg - help buying Dell desktop
Replies: 69
Views: 2333

Re: who does "scheduled maintenance" on their cars?

I do not do "scheduled maintenance". For two reasons: 1. When I bought my first new car, I went to the dealer to do the first scheduled maintenance. They charged me $500 for the maintenance for a one year old car. When I was getting out, a sales guy caught up to me and said, "You just...
by detroitbabu
Sun Feb 05, 2012 7:08 pm
 
Forum: Personal Finance (Not Investing)
Topic: who does "scheduled maintenance" on their cars?
Replies: 75
Views: 5816

Re: I'm about to buy a new car and think I may have a blind

Several options (in order of my preference - considering your criteria small turning radius, good pickup, good air conditioning)

Mazda 3
Hyundai Elantra
Audi A3
Mini Cooper
VW Jetta
by detroitbabu
Sat Jan 07, 2012 8:01 pm
 
Forum: Personal Consumer Issues
Topic: I'm about to buy a new car and think I may have a blind spot
Replies: 19
Views: 1496

Re: Refrigerator recommendations

If you could wait for 2 more weeks, you could visit the local Sears scratch and dent store. I am sure there will be a lot of after Christmas returns at the S and D store. Most of the returns are items that were refused at delivery for whatever reason. Some of them have an unnoticeable blemish. You g...
by detroitbabu
Tue Dec 20, 2011 7:46 am
 
Forum: Personal Consumer Issues
Topic: Refrigerator recommendations
Replies: 29
Views: 2205

Re: Did we make a bad decision on new flooring?

Have you tried Lumber Liquidators? http://www.lumberliquidators.com They have very good prices on hardwood, laminate and engineered hardwood products. When I wanted to get rid of carpet in my home, I went to the local LL store and got a great deal. (I am not associated with LL). The installers shoul...
by detroitbabu
Sat Dec 10, 2011 8:30 am
 
Forum: Personal Consumer Issues
Topic: Did we make a bad decision on new flooring?
Replies: 25
Views: 2396

Re: Help Me Select A Stereo System

OP, How well can you discern between $2000 speakers vs. $200 speakers side by side? Have you conducted a blind hearing study? It may be worth it. If you can not differentiate between them why spend the extra money. Also, you may like the sound coming out of a $200 speaker vs a $2000 speaker. You mig...
by detroitbabu
Mon Nov 21, 2011 7:00 pm
 
Forum: Personal Consumer Issues
Topic: Help Me Select A Stereo System
Replies: 80
Views: 4864

Re: India OK for Immuno-compromised traveler?

Sam I Am wrote:Perhaps you could wear a mask, hopefully giving the impression you are someone who others should avoid in close quarters.

Sam I Am


Is this a joke? If it is, then ignore my comment.
But in my opinion, this is not required.
by detroitbabu
Sun Nov 20, 2011 1:24 pm
 
Forum: Personal Consumer Issues
Topic: India OK for Immuno-compromised traveler?
Replies: 19
Views: 1125

Re: India OK for Immuno-compromised traveler?

In what part of India are you traveling? Also when do you plan to go?
In Nov/Dec/Jan/Feb the weather is pretty nice in most parts of India.
The risk of infectious diseases is high in the Monsoon season which runs from June-August.

If you take sensible precautions, you should be fine.
by detroitbabu
Sun Nov 20, 2011 11:12 am
 
Forum: Personal Consumer Issues
Topic: India OK for Immuno-compromised traveler?
Replies: 19
Views: 1125

Re: Can I afford to buy a new house?

I think you could build an addition to your existing home for less than $400K you are thinking of dropping on the new home.
This is of course assuming that you like your current home and neighborhood and want to stay there and the only issue is that you think the house is too small.

My $0.02
by detroitbabu
Sat Nov 19, 2011 10:27 am
 
Forum: Personal Finance (Not Investing)
Topic: Can I afford to buy a new house?
Replies: 28
Views: 2843

This is a very good site.

http://allears.net/index.html
by detroitbabu
Mon Oct 03, 2011 4:56 am
 
Forum: Personal Consumer Issues
Topic: Disney Trip - suggestions on tickets, things to do?
Replies: 26
Views: 2169

Why not give her an ipad? no wires. very user friendly and intuitive. email, video chat, surfing the web, pictures.... even if she does not know mac she can learn pretty quickly.
by detroitbabu
Tue Sep 20, 2011 3:13 pm
 
Forum: Personal Consumer Issues
Topic: Anyone tried one of those all-in-one computers
Replies: 21
Views: 1719

I did not find Casa Loma to be really interesting.
by detroitbabu
Thu Sep 15, 2011 1:39 pm
 
Forum: Personal Consumer Issues
Topic: toronto: have a day open there - what to do?
Replies: 18
Views: 1738

Hockey Hall of fame, if you are into that kind of thing.
http://www.hhof.com/

Wineries near Hamilton, ON

Niagara Falls
by detroitbabu
Mon Sep 12, 2011 9:18 am
 
Forum: Personal Consumer Issues
Topic: toronto: have a day open there - what to do?
Replies: 18
Views: 1738
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