Search found 825 matches

Return to advanced search

Thinking about a new desktop PC.

I am thinking about buying a new PC, and see that HP and Dell (and probably other) are still selling and marketing Windows 7 units. I like Win7 and don't really like Win8 on a desktop or laptop. I read that Microsoft intends to let Win7 and 8 users upgrade to Win10 when it comes out later this year....
by deanbrew
Sun Apr 26, 2015 11:03 am
 
Forum: Personal Consumer Issues
Topic: Thinking about a new desktop PC.
Replies: 17
Views: 1081

Re: Marginal benefit of spending more on car

I always had cloth seats until my latest two cars, which have had leather. I much prefer leather. Yes, black leather will get very hot in the summer, which is why I bucked the trend and got tan/camel colored leather in my current car. Doesn't get hot or sticky at all. Leather is easy to clean and lo...
by deanbrew
Fri Apr 24, 2015 7:38 am
 
Forum: Personal Consumer Issues
Topic: Marginal benefit of spending more on car
Replies: 67
Views: 4747

Re: New Water Heater

I am admittedly not an expert, but it seems to me you have a couple of different issues regarding draining the sediment. I can see where it would definitely be beneficial for a traditional gas or propane water heater, where heat is applied at the bottom of the tank. If you have a layer of sediment, ...
by deanbrew
Fri Apr 24, 2015 7:18 am
 
Forum: Personal Consumer Issues
Topic: New Water Heater
Replies: 40
Views: 2924

Re: Marginal benefit of spending more on car

Rear-view cameras are a government standard and will be on all cars by 2018, so that is a moot point. That's true, but you have to give Honda credit for putting backup cameras in all of their cars several years before they are mandated. Or at least if that's an important feature to you. But putting...
by deanbrew
Thu Apr 23, 2015 4:25 pm
 
Forum: Personal Consumer Issues
Topic: Marginal benefit of spending more on car
Replies: 67
Views: 4747

Re: Marginal benefit of spending more on car

You should understand that spending more than that is an image thing. It really is, deny it though people will. But even die hard Bogleheads often care what their car looks like because they feel that a car is part of their identity. ... But no, you don't actually get anything concrete for it, let'...
by deanbrew
Thu Apr 23, 2015 9:33 am
 
Forum: Personal Consumer Issues
Topic: Marginal benefit of spending more on car
Replies: 67
Views: 4747

Re: New Water Heater

No because if those things fail, they just stop working, if the Water Tank fails it will ruin my rug, and furniture in the finished basement the laundry room is connected to. Why in the world does that not make sense? Maybe if it costs thousands to get a new one, I might do as you say, but the enti...
by deanbrew
Wed Apr 22, 2015 8:36 am
 
Forum: Personal Consumer Issues
Topic: New Water Heater
Replies: 40
Views: 2924

Re: Cruises

Costco has a special discount for NCL (Norwegian). We know this is true; whether it is also true that it's not as good for other lines, that we don't yet know. Costco had a great deal with Celebrity for us, as well. And Holland America. We took a Holland America cruise this year, and we got a bette...
by deanbrew
Wed Apr 22, 2015 7:37 am
 
Forum: Personal Consumer Issues
Topic: Cruises
Replies: 25
Views: 2677

Re: New Water Heater

I disagree. Yes, sometimes they leak, but in my neighbors case, he had a basement full of water. Not sure why I would wait for that. I rather just buy a tank with a long warranty and go by the date. I rather do it before it leaks because Peace of Mind is priceless. I'm not sure that logic holds up....
by deanbrew
Wed Apr 22, 2015 7:30 am
 
Forum: Personal Consumer Issues
Topic: New Water Heater
Replies: 40
Views: 2924

Re: Buying a Car to commute - SUV or Sedan?

The little mini SUVs are practically the same as the related midsize sedans. (ie. CRV/RAV4) You'll get very similar gas mileage and maintenance will be the same. That doesn't sound right to me. A crossover or SUV is heavier and gets worse mileage than a similar-class sedan. There's just no way arou...
by deanbrew
Tue Apr 21, 2015 3:29 pm
 
Forum: Personal Consumer Issues
Topic: Buying a Car to commute - SUV or Sedan?
Replies: 37
Views: 2416

Re: Marginal benefit of spending more on car

In reality, when you are actually using your car, you are mostly thinking about getting to your destination, and only rarely think about the pleasure of driving it. Other times, you are regretting the fact that it needs to be parked, cleaned, serviced, fueled, taxed, etc. The brief pleasure of buyi...
by deanbrew
Tue Apr 21, 2015 3:19 pm
 
Forum: Personal Consumer Issues
Topic: Marginal benefit of spending more on car
Replies: 67
Views: 4747

Re: Speeding tickets and points

In the past, I have just paid the ticket online and was done with the affair. My insurance company doesn't run checks for moving violations unless you are starting up a new policy, making a significant change to the policy or moving your policy between states. I got busted by a traffic camera on an...
by deanbrew
Fri Apr 17, 2015 2:24 pm
 
Forum: Personal Consumer Issues
Topic: Speeding tickets and points
Replies: 10
Views: 1052

Re: Buy new Acura? Nearest dealer service is 125 miles away

I've heard that dealerships may be making more money servicing cars than selling them. If that's the case, it's unlikely that an Acura dealer is going to tell you that it's OK to get your maintenance work done somewhere else; maybe not even to sell you a new vehicle. Just wondering. It doesn't matt...
by deanbrew
Thu Apr 16, 2015 11:33 am
 
Forum: Personal Consumer Issues
Topic: Buy new Acura? Nearest dealer service is 125 miles away
Replies: 23
Views: 1893

Re: Which 3 year old hybrid: Camry or Prius

Congrats! Enjoy your new car.
by deanbrew
Wed Apr 15, 2015 7:54 pm
 
Forum: Personal Consumer Issues
Topic: Which 3 year old hybrid: Camry or Prius
Replies: 36
Views: 2744

Re: Buy new Acura? Nearest dealer service is 125 miles away

I've thought about buying an Infiniti or Acura but have shied away partly due to not having any dealers close to me. I just didn't want to have to drive a couple of hours to have warranty or recall work performed. Normal maintenance isn't a big deal, as independent shops or associated-brand dealers ...
by deanbrew
Wed Apr 15, 2015 12:37 pm
 
Forum: Personal Consumer Issues
Topic: Buy new Acura? Nearest dealer service is 125 miles away
Replies: 23
Views: 1893

Re: Which 3 year old hybrid: Camry or Prius

So, option (3) is a year older with 5K more miles. Not so sure how to value that (maybe worth a $1K). One year older, even with only 5k more miles, translates to more than $1k difference in value - to the market, if not to you. You are also talking about the difference between a Camry and a Prius -...
by deanbrew
Wed Apr 15, 2015 10:12 am
 
Forum: Personal Consumer Issues
Topic: Which 3 year old hybrid: Camry or Prius
Replies: 36
Views: 2744

Re: anyone have experience with water softeners?

I have hard water, am about to replace a boiler at vast expense (because repair guy tells me it's scaled up and this is causing constant failures) and wondered about a softener. I came across the Kinetico web site, so I can confirm they are still in business. What has put me off is the requirement ...
by deanbrew
Tue Apr 07, 2015 10:26 am
 
Forum: Personal Consumer Issues
Topic: anyone have experience with water softeners?
Replies: 41
Views: 1770

Re: anyone have experience with water softeners?

Yes, I have watched them, and they do replace the tank. It's a metal tank, about 10" in diameter, and it's not immediately obvious to me how you would open it to dump in salt. They come around with a truck load of tanks and replace the one on your house. The tank is located outside the house (...
by deanbrew
Mon Apr 06, 2015 3:40 pm
 
Forum: Personal Consumer Issues
Topic: anyone have experience with water softeners?
Replies: 41
Views: 1770

Re: anyone have experience with water softeners?

I live in SoCal, and yes the water is very hard here. We have a water softener, it's the type where we have a service that comes every couple weeks to change the tank. It was there when we bought the house, and I prefer soft water so we've continued to buy the service. I would have to look up what ...
by deanbrew
Mon Apr 06, 2015 1:15 pm
 
Forum: Personal Consumer Issues
Topic: anyone have experience with water softeners?
Replies: 41
Views: 1770

Re: anyone have experience with water softeners?

Do your own research. Google around. Most water softeners remove Calcium and Magnesium but add a ton of Sodium which is bad for the heart. Plus, you will spend half of forever trying to wash off soap in the shower. Not only are they expensive, but most water softener manufacturers recommend you not...
by deanbrew
Mon Apr 06, 2015 11:21 am
 
Forum: Personal Consumer Issues
Topic: anyone have experience with water softeners?
Replies: 41
Views: 1770

Re: Road Tolls, and Rental Cars

DO NOT register rental car plates to your transponder. Just mount the transponder in the rental car and go. We have two MA EZ-pass transponders in our family, and use them in four cars, and my wife has taken one on vacation to use in a friend's car. We never bother making any changes to the registr...
by deanbrew
Mon Apr 06, 2015 6:52 am
 
Forum: Personal Consumer Issues
Topic: Road Tolls, and Rental Cars
Replies: 43
Views: 4159

Re: Road Tolls, and Rental Cars

Leeraar wrote:To get an MA transponder, you have to be in MA.
.


You didn't when I got mine from Massachusetts. I got it from there instead of my state (PA) because I could get it for no upfront or annual cost. I don't know about current rules.
by deanbrew
Sun Apr 05, 2015 4:04 pm
 
Forum: Personal Consumer Issues
Topic: Road Tolls, and Rental Cars
Replies: 43
Views: 4159

Re: Modular Homes

There was a very recent thread about just this topic: http://www.bogleheads.org/forum/viewtop ... r#p2411862
by deanbrew
Thu Apr 02, 2015 7:07 am
 
Forum: Personal Consumer Issues
Topic: Modular Homes
Replies: 2
Views: 657

Re: Restaurant tipping

I HATE the automatic gratuity for "large" parties. More often than not, it results in bad service for a too-large tip, as they try to spread one or two servers too thin. I have, on occasion, requested that it be removed, but not as often as I should.
by deanbrew
Sun Mar 29, 2015 4:12 pm
 
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 12563

Re: Whole Life Insurance 'Gift' from Parents

I had decided to not chime in again, as it seems as all of the bases have been touched... but I just can't help myself. Given the miniscule annual premium, I think it would be foolish to do anything but keep paying the policy. People keep mentioning term insurance as the "right" life insur...
by deanbrew
Sat Mar 28, 2015 8:59 am
 
Forum: Personal Finance (Not Investing)
Topic: Whole Life Insurance 'Gift' from Parents
Replies: 57
Views: 4231

Re: Restaurant tipping

Basically, as a waiter, you're going to encounter one of two types of people. 1. People who are in a great mood, and as long as you don't screw up royally, you'll get a decent tip from them. 2. People who are not in a great mood, are probably rarely in a good mood, and are going to screw you on the...
by deanbrew
Fri Mar 27, 2015 3:36 pm
 
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 12563

Re: Graduating Medical Student- Rent vs. Buy in Residency

I think QOL would be better for my spouse with buying, as we could have a nicer place than if we rented. However, buying obviously has a lot of additional costs besides the monthly mortgage payment. My spouse is definitely is more interested in buying than I am. If it was just me I would rent a pla...
by deanbrew
Thu Mar 26, 2015 2:29 pm
 
Forum: Personal Finance (Not Investing)
Topic: Graduating Medical Student- Rent vs. Buy in Residency
Replies: 45
Views: 3091

Re: Whole Life Insurance 'Gift' from Parents

The general accounts are typically around 85% bonds/treasuries. This will be the 3rd time in this thread where I have said the decision to buy is different then the decision to surrender. You actually just proved my point about it being like a highly managed front loaded bond (mostly) fund. I have ...
by deanbrew
Thu Mar 26, 2015 12:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Whole Life Insurance 'Gift' from Parents
Replies: 57
Views: 4231

Re: Whole Life Insurance 'Gift' from Parents

There is no diversification with whole life. They just invest the money in bonds for you. That would be like me saying I bought total bonds at vanguard and total bonds at Schwab and now I'm diversified. You also have underestimated how many years it is a poor investment. This isn't a reflexive pooh...
by deanbrew
Thu Mar 26, 2015 12:23 pm
 
Forum: Personal Finance (Not Investing)
Topic: Whole Life Insurance 'Gift' from Parents
Replies: 57
Views: 4231

Re: Whole Life Insurance 'Gift' from Parents

While these are horrible purchases, the decision on whether or not to keep an old policy is different then the decision to purchase one or to buy more term. This is bc costs are sunk. The real question is do you want a permanent death benefit. You or someone else has already pretty much paid for it...
by deanbrew
Thu Mar 26, 2015 10:52 am
 
Forum: Personal Finance (Not Investing)
Topic: Whole Life Insurance 'Gift' from Parents
Replies: 57
Views: 4231

Re: Graduating Medical Student- Rent vs. Buy in Residency

I'm not a doctor, and I don't even play one on TV. But I've worked in the real estate industry for a long time. I would advise to not buy a home that you intend to live in less than seven years, unless there are extenuating circumstances, such as you need a large detached home with a yard and there ...
by deanbrew
Thu Mar 26, 2015 10:35 am
 
Forum: Personal Finance (Not Investing)
Topic: Graduating Medical Student- Rent vs. Buy in Residency
Replies: 45
Views: 3091

Re: Whats a good Pistol to buy?

I guess what I'm getting at is the person you intend to shoot someone one who is breaking into your motorhome? I'd get a shotgun. You won't miss. This is the oft-repeated untruth I referenced previously. Absolutely untrue. The shot spread at 10 feet, out of a traditional shotgun, is negligible, mea...
by deanbrew
Sun Mar 22, 2015 7:08 am
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 8975

Re: Whats a good Pistol to buy?

Petrocelli wrote:I don't know a lot about this, but doesn't it depend on who you want to shoot

As in. .. race, gender, nationality, shoe size, species, fur thickness? Sorry, I have no idea what you are trying to get at.
by deanbrew
Sat Mar 21, 2015 9:26 pm
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 8975

Re: Whats a good Pistol to buy?

Another reasonable option for the sort of close distances one would have in and around an RV would be a handgun revolver shotgun, for lack of a better term. The Taurus Judge was the first on the market, and is still available, but S&W brought out the Governor a couple of years ago, and nearly al...
by deanbrew
Sat Mar 21, 2015 8:11 am
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 8975

Re: Whats a good Pistol to buy?

For combat, I choose my cousin the police officer with vest, tactical radio, and two weapons that he practices with weekly. That gets back to the earlier advice of using a cellphone and dash cam as your primary weapon. So, your cousin is available and nearby 24 hours a day? Even though I am a stron...
by deanbrew
Fri Mar 20, 2015 4:13 pm
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 8975

Re: Whats a good Pistol to buy?

Like many of the replies here, I'd first look at Smith & Wesson and Ruger revolvers. They both make many varieties, with lots of different barrel lengths. For your stated wishes, I'd go with a 4" barrel. Easier to point and aim than a snub-nose, but handier than a 6" barrel. You can ge...
by deanbrew
Fri Mar 20, 2015 3:11 pm
 
Forum: Personal Consumer Issues
Topic: Whats a good Pistol to buy?
Replies: 112
Views: 8975

Re: Vinyl or wood fence

I have a vinyl fence around my pool area. The first part was put in about 15 years ago, and added onto about 9 years ago. It still looks great, with no maintenance whatsoever. I cringe thinking how much time, hassle and money I would have spent on a wood fence in that amount of time, as well as the ...
by deanbrew
Thu Mar 19, 2015 4:22 pm
 
Forum: Personal Consumer Issues
Topic: Vinyl or wood fence
Replies: 36
Views: 2072

Re: Time of Use Electrical Rates

I work from home and we use a lot of electricity. I dread the day our electric company goes to TOU rates, either as a requirement or incentivized.
by deanbrew
Mon Mar 09, 2015 2:39 pm
 
Forum: Personal Consumer Issues
Topic: Time of Use Electrical Rates
Replies: 22
Views: 1476

Re: Home building [Is a modular home a good purchase?]

I'll add to the generally favorable reviews of modular homes. In most respects, the quality is similar to stick-built homes, and is often better due to factory methodology and quality control. The only real problem, if you want to call it that, is one of consumer bias. Many people think stick-built ...
by deanbrew
Mon Mar 09, 2015 2:38 pm
 
Forum: Personal Consumer Issues
Topic: Home building [Is a modular home a good purchase?]
Replies: 14
Views: 1605

Re: Traveling by car - estimating costs

I agree with scifilover. Unless your personal car is a Jeep or truck that you don't like to drive on trips, why would you ever rent a vehicle to save a couple of bucks (assuming that were the case, which I doubt is true very often). I buy a car that I like, that I like driving. It has my stuff in it...
by deanbrew
Tue Feb 17, 2015 10:30 am
 
Forum: Personal Consumer Issues
Topic: Traveling by car - estimating costs
Replies: 28
Views: 1642

Re: Traveling by car - estimating costs

The simplicity of $0.575/mile sounds great to me! and I've figured about 40 to 50 cents per mile while the car is in good enough shape that I would take it on 1000 mile trips. That is with buying cheap cars and running them into the ground. No and no. You guys are thinking about the overall cost of...
by deanbrew
Mon Feb 16, 2015 5:24 pm
 
Forum: Personal Consumer Issues
Topic: Traveling by car - estimating costs
Replies: 28
Views: 1642

Re: Traveling by car - estimating costs

I wouldn't bother trying to figure any of that out for a 1,000 mile trip. That's what cars are for. Were I to do so because I was curious, the only maintenance items I would factor in would be an oil change and tires, and these would amount to about 0.8 cents and 1.2 cents per mile, respectively, as...
by deanbrew
Mon Feb 16, 2015 4:13 pm
 
Forum: Personal Consumer Issues
Topic: Traveling by car - estimating costs
Replies: 28
Views: 1642

Re: Private Car Sale - Risks ?

ubermax wrote:You like Jack's response but brought a gun :confused --- interesting !!!


It's not like it's the only time I had a pistol in my pocket. I have a fire extinguisher under my sink, and have never had to use it, either. But I am comforted that it is there.
by deanbrew
Fri Feb 06, 2015 11:40 am
 
Forum: Personal Consumer Issues
Topic: Private Car Sale - Risks ?
Replies: 35
Views: 1950

Re: Private Car Sale - Risks ?

Stop being so paranoid. It's fine being careful, but don't spend your life cowering in a corner. That was my thought as well, but I live in a very safe area. I sold a car on CL a couple years ago, without a problem. I had to deal with several bogus/scam responses before I had a legitimate response,...
by deanbrew
Fri Feb 06, 2015 10:52 am
 
Forum: Personal Consumer Issues
Topic: Private Car Sale - Risks ?
Replies: 35
Views: 1950

Re: Tax implications of selling a condo furnished

I would bet there is little chance that the furniture has appreciated in value, especially if selling in bulk at one time. Much more likely, it has depreciated from the purchase price even if it was bought many years ago. Not a taxable event. You are smart to write a separate contract for the furnis...
by deanbrew
Tue Feb 03, 2015 11:17 am
 
Forum: Personal Finance (Not Investing)
Topic: Tax implications of selling a condo furnished
Replies: 11
Views: 1091

Re: New car safety features

I have a deposit on the SUV version (Model X). That said, I hope there's an override to the response to speed limit signs. Our Volvo shows the speed limit, but I would hate a car that slowed down when a new sign popped up -- in NJ that's asking to be road-raged :D Can you set the speed limit sign a...
by deanbrew
Tue Jan 27, 2015 12:08 pm
 
Forum: Personal Consumer Issues
Topic: New car safety features
Replies: 70
Views: 3996

Re: New car safety features

I just bought an Outback with eyesight. Here's an IIHS study - https://www.youtube.com/watch?v=omHES8mqtW4 I believe that is Subaru's version 1 and version 2 has more improvements. Hopefully I never have to use it, but for ~$1,000 I consider it well worth it. It would be nice if insurance companies...
by deanbrew
Mon Jan 26, 2015 2:57 pm
 
Forum: Personal Consumer Issues
Topic: New car safety features
Replies: 70
Views: 3996

Re: New car safety features

I'm a big fan of technological improvements in safety, but I was reminded today of one easy and inexpensive safety feature that is missing or unused: having lights on (either daytime running lights or headlights). We are in the early stages of a blizzard in the NE, and I am once again disappointed ...
by deanbrew
Mon Jan 26, 2015 2:47 pm
 
Forum: Personal Consumer Issues
Topic: New car safety features
Replies: 70
Views: 3996

Re: New car safety features

I also think Honda is making a good move by having a rear backup camera standard on all of their new models. Honda isn't doing anyone any favors, cost for a backup camera is $110. All auto manufacturers are now required by NHTSA to have backup cameras as standard equipment no later than the 2018 mo...
by deanbrew
Mon Jan 26, 2015 12:27 pm
 
Forum: Personal Consumer Issues
Topic: New car safety features
Replies: 70
Views: 3996

Re: soundproofing walls

I am no sound engineer or soundproof expert, but I wanted to reduce noise transfer between two rooms. I installed Roxul between the studs, and then installed two layers of drywall, with this (mass-loaded vinyl) noise barrier between them: http://www.homedepot.com/p/Unbranded-dB-3-4-ft-x-8-ft-Acousti...
by deanbrew
Mon Jan 26, 2015 12:24 pm
 
Forum: Personal Consumer Issues
Topic: soundproofing walls
Replies: 13
Views: 1640

Re: Is it worth it to buy a condo vs a house.

I tend to side with the cautionary/negative end of the spectrum of the previous posts. Renting is not "throwing money away" or "paying someone else's mortgage", as you often hear. You are paying for a place to live, a dwelling. It is not always cheaper to own yourself, primarily ...
by deanbrew
Fri Jan 23, 2015 5:05 pm
 
Forum: Personal Consumer Issues
Topic: Is it worth it to buy a condo vs a house.
Replies: 41
Views: 5194
Next

Return to advanced search