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Re: 2015 Subaru Forester, which trim/options?

I have a 2011 Subaru Legacy and I went with the Limited trim mainly for the leather seats. I have had leather on my last several cars, and really like how it feels and holds up. I don't want to go back to cloth seats. As for the new Forester, if I'm reading the trim level data right, you get the sun...
by deanbrew
Fri Jul 25, 2014 1:57 pm
 
Forum: Personal Consumer Issues
Topic: 2015 Subaru Forester, which trim/options?
Replies: 14
Views: 1207

Re: Dumb 3rd grade math question about beach house rental

But then there would have been no point in creating a meaningless "minimum stay." The cost is split equally, whether you stay one night or ten. The problem was using the words minimum stay. Don't say it if you don't mean it. I guess we need clarification from the OP, who wrote: "So w...
by deanbrew
Wed Jul 23, 2014 9:02 am
 
Forum: Personal Consumer Issues
Topic: Dumb 3rd grade math question about beach house rental
Replies: 45
Views: 2582

Re: Dumb 3rd grade math question about beach house rental

sscritic, you are reading the original post far differently than I. I have split vacation houses and timeshares many times with other couples. Never, ever, did anyone assume they could pay by the night, or pay less for a shortened stay. Each couple pays for their share of the total cost - period. If...
by deanbrew
Wed Jul 23, 2014 8:48 am
 
Forum: Personal Consumer Issues
Topic: Dumb 3rd grade math question about beach house rental
Replies: 45
Views: 2582

Re: Dumb 3rd grade math question about beach house rental

Every couple pays a third. Because the eight days people are preventing the remaining two days from being used. Exactly right. These are not hotel rooms that can be rented out by the night. The third couple should not expect a discount because they are only using eight nights out of the ten availab...
by deanbrew
Wed Jul 23, 2014 8:23 am
 
Forum: Personal Consumer Issues
Topic: Dumb 3rd grade math question about beach house rental
Replies: 45
Views: 2582

Re: Android smartphone with physical keyboard

I use speech recognition almost exclusively on my Galaxy G5. 99%+ accuracy. I have the Samsung Galaxy S4 and use the voice recognition about half the time and type the other half. The voice recognition is surprisingly accurate. I'm not sure why/how the OP can type on the tiny fixed keys but not on ...
by deanbrew
Tue Jul 22, 2014 5:01 pm
 
Forum: Personal Consumer Issues
Topic: Android smartphone with physical keyboard
Replies: 38
Views: 1621

Re: Hints on Tri-Tip

I assumed he fat-fingered the numbers and meant 125. I'm hoping that's the case. A hunk of meat will continue to cook after you take it off the grill or out of the oven. Most will come up ten degrees or even more, depending on how hot the fire/oven and outside of the roast/steak is. So, if you like...
by deanbrew
Thu Jul 17, 2014 8:39 am
 
Forum: Personal Consumer Issues
Topic: Hints on Tri-Tip [Cooking]
Replies: 29
Views: 1915

Re: Diminishing Returns of Fuel Efficiency

You've also bought a hedge against higher oil prices. Of course oil prices can also fall (and have been doing so, just lately, after the market got over the shock of Mosul: turns out even ISIS (however you call it) will sell oil to outsiders to fund itself). Yes, I vividly remember buying an "...
by deanbrew
Thu Jul 17, 2014 8:32 am
 
Forum: Personal Consumer Issues
Topic: Diminishing Returns of Fuel Efficiency
Replies: 11
Views: 1427

Re: Fed up with ATT

You don't say how much you spend now on your landline. You can check out Vonage, Ooma and Magic Jack and see if you can port (transfer) your number to them. I'm fairly certain you can with Vonage, as they have the most established VOIP operation. I use Vonage, hooked up to my cable modem, and pay ab...
by deanbrew
Wed Jun 25, 2014 9:21 am
 
Forum: Personal Consumer Issues
Topic: Fed up with ATT
Replies: 47
Views: 3727

Re: Leasing mineral rights for oil exploration

You obviously have experience in this so I'd like to know if you're familiar with the National Association of Royalty Owners and/or whether you or anyone you know has joined and how helpful they are with these negotiations. Thanks. No, I didn't join, as I am one of five siblings and cousins who own...
by deanbrew
Mon Jun 23, 2014 9:01 am
 
Forum: Personal Finance (Not Investing)
Topic: Leasing mineral rights for oil exploration
Replies: 14
Views: 1009

Re: Leasing mineral rights for oil exploration

I had a similar offer last year. Similar in terms of coming out of the blue, but the amounts were much lower. If I recall, I was offered only $5 per acre and 12.5% royalties. It was in an area that was very speculative, and it sounds like yours might be a bit more proven. In any event, I would sugge...
by deanbrew
Sat Jun 21, 2014 11:09 am
 
Forum: Personal Finance (Not Investing)
Topic: Leasing mineral rights for oil exploration
Replies: 14
Views: 1009

Re: Another water heater query - hybrid water heaters

Propane seems to be priced off the oil price not the natural gas price (my vague understanding is that it is partly a byproduct of oil refining OR because it competes with oil as a home heating fuel) and so is quite expensive per unit of energy (plus all the other issues re refill and safety). Prop...
by deanbrew
Fri Jun 20, 2014 6:36 am
 
Forum: Personal Consumer Issues
Topic: Another water heater query - hybrid water heaters
Replies: 36
Views: 3338

Re: Thoughts on renting an inherited home in Dayton, Ohio

The one advantage of Beavercreek is its proximity to Wright-Patterson AFB and Wright State University. I do not think it will be easy to find and retain good tenants. To me, those two sentences contradict each other. In my experience, the key to a successful rental is having a good pool of transien...
by deanbrew
Tue Jun 17, 2014 8:39 am
 
Forum: Personal Finance (Not Investing)
Topic: Thoughts on renting an inherited home in Dayton, Ohio
Replies: 9
Views: 485

Re: Will adding [air duct] returns cool the upstairs bedroom

I've always found it best to not vary the thermostat setting too much when using AC in the summer. I wouldn't think of going up to 78 in the daytime and then try to cool the house to 70 when I got home. That's allowing too much swing in temps and humidity. Though I do the daytime/nighttime swing whe...
by deanbrew
Tue Jun 17, 2014 8:29 am
 
Forum: Personal Consumer Issues
Topic: Will adding [air duct] returns cool the upstairs bedrooms?
Replies: 60
Views: 4779

Re: Another water heater query - hybrid water heaters

I bought a GE Hybrid water heater in 2009. It had a coolant or condenser failure at the two year mark and another at the four year mark. Fortunately, and uncharacteristically for me, I had purchased Lowe's extended warranty when I bought it. The warranty covered the repair at the two year mark (whic...
by deanbrew
Mon Jun 09, 2014 1:35 pm
 
Forum: Personal Consumer Issues
Topic: Another water heater query - hybrid water heaters
Replies: 36
Views: 3338

Re: New Dodge Grand Caravan vs. Used Honda Odyssey/Toyota Si

Many, many thanks to all who replied to my question. We ended up purchasing a lightly used 2011 Kia Sedona, a happy medium, I think, of the advice given above. Sounds like a good choice. Recent Kias and Hyundais are quality vehicles, and you get a long warranty. I'm guessing it depreciated substant...
by deanbrew
Wed Jun 04, 2014 7:12 am
 
Forum: Personal Consumer Issues
Topic: New Dodge Grand Caravan vs. Used Honda Odyssey/Toyota Sienna
Replies: 21
Views: 1938

Re: Budget for charitable giving

Not a whole lot to add, other than I give very little to my alma mater. Tuition and fees have outstripped inflation by a shameful amount, and I can see the tremendous over-spending in taj mahal buildings and salary costs. It certainly looks to me like they waste so much money that I would feel as if...
by deanbrew
Mon Jun 02, 2014 4:54 pm
 
Forum: Personal Consumer Issues
Topic: Budget for charitable giving
Replies: 39
Views: 2593

Re: Do Bogleheads Offer to Pay Cash for Services?

So I paid him without the benefit of a bill. Later when I realized how this could have benefited the contractor's tax situation, I regretted it. If a contractor is OK with skipping on taxes, what else will he be OK skipping? That seems like false logic to me. Doing quality work and pleasing custome...
by deanbrew
Sat May 31, 2014 1:44 pm
 
Forum: Personal Consumer Issues
Topic: Do Bogleheads Offer to Pay Cash for Services?
Replies: 26
Views: 1943

Re: Listen to ebooks -- How?

See if your county has an Association For The Blind or something similar. My county gave my mother an audiobook player and she was able to order books to listen to for free. As mentioned above, it's probably done with MP3 or other digital files now. Otherwise, many libraries lend out audiobooks, and...
by deanbrew
Thu May 29, 2014 8:16 am
 
Forum: Personal Consumer Issues
Topic: Listen to ebooks -- How?
Replies: 17
Views: 1526

Re: Hotel accomodations for 5 people

Homewood Suites Embassy Suites Residence Inn Often you can get a two room suite with a pull out bed for roughly the same price as a regular (nicer level) hotel room. We have done this, and it works well. Another idea is to look up timeshare resorts where you are traveling. Although not originally i...
by deanbrew
Wed May 28, 2014 11:33 am
 
Forum: Personal Consumer Issues
Topic: Hotel accomodations for 5 people
Replies: 10
Views: 831

Re: New Dodge Grand Caravan vs. Used Honda Odyssey/Toyota Si

Why not get a slightly used Caravan? Just a few years old so still reliable/under warranty (should verify it is transferable), but you avoid the massive depreciation of the first few years. This was my thought, as well - option No. 3, if you will. Chryslers and Dodges depreciate significantly faste...
by deanbrew
Sun May 18, 2014 8:49 am
 
Forum: Personal Consumer Issues
Topic: New Dodge Grand Caravan vs. Used Honda Odyssey/Toyota Sienna
Replies: 21
Views: 1938

Re: What is the best all-inclusive resort you have ever visi

I've only been to the Dominican Republic once, at a Riu resort, and the food was not even close to the quality and variety we had at Couples in Jamaica. Not saying I'm an expert, but I've found the food consistently better at Jamaica AI resorts than on other islands.
by deanbrew
Fri May 09, 2014 7:33 pm
 
Forum: Personal Consumer Issues
Topic: What is the best all-inclusive resort you have ever visited?
Replies: 45
Views: 5364

Re: What is the best all-inclusive resort you have ever visi

My experience is that getting really top quality food at all-inclusives can be a challenge. I agree, it is a challenge. But my wife and I went to Couples Swept Away in Negril and the food was very good. There are several restaurants and I was quite satisfied with the quality and variety. I've been ...
by deanbrew
Wed May 07, 2014 5:22 pm
 
Forum: Personal Consumer Issues
Topic: What is the best all-inclusive resort you have ever visited?
Replies: 45
Views: 5364

Re: need router advice

Right now I would say that the Asus brand has the best products. After struggling with two different Linksys routers over several years, I bit the bullet and bought an Asus RT-N66U on Amazon several months ago. I couldn't be happier with it. Compared to the Linksys pieces of crap, which I had to re...
by deanbrew
Wed May 07, 2014 5:17 pm
 
Forum: Personal Consumer Issues
Topic: need router advice
Replies: 56
Views: 3579

Re: House Hunting - 2 Questions

The old rule of thumb used to be property taxes were typically about 1.0 percent per year. Recent declines in home prices, or even flat to moderate increases, have been eclipsed by local government and school spending increases. Consequently, property taxes now typically account for 1.5 percent (of ...
by deanbrew
Wed May 07, 2014 7:51 am
 
Forum: Personal Finance (Not Investing)
Topic: House Hunting - 2 Questions
Replies: 20
Views: 2159

Re: Boglehead 4wd Car (for family)?

We have a 2012 Subaru Outback 3.6 and happy with it. We test drove both the 2.4 and the 3.6 and we found the 2.4 was under-powered. I test drove both and chose the 2.5L 4. No question the 6-cyl has more power, but the 4 gets MUCH better MPG, and has adequate power. I've gone both ways in the past, ...
by deanbrew
Tue May 06, 2014 7:43 am
 
Forum: Personal Consumer Issues
Topic: Boglehead 4wd Car (for family)?
Replies: 38
Views: 3247

Re: Boglehead 4wd Car (for family)?

A good website to compare car models is: http://www.cars.com/go/compare/index.jsp

You can compare prices, features, dimensions, etc. on a direct basis. Doing so shows Subaru wagons/crossovers going (smallest to largest) from Crostek to Forester to Outback to Tribeca.
by deanbrew
Mon May 05, 2014 10:08 am
 
Forum: Personal Consumer Issues
Topic: Boglehead 4wd Car (for family)?
Replies: 38
Views: 3247

Re: 2008 housing inventory

My theory is since housing is recovering banks are selling their inventory? Also, banks also think the peak has been attained or am I being too optimistic? I can't address anything on a local basis, but nationwide, yes, banks are fairly rapidly disposing of inventory and foreclosures are dropping. ...
by deanbrew
Mon May 05, 2014 9:54 am
 
Forum: Personal Finance (Not Investing)
Topic: 2008 housing inventory
Replies: 6
Views: 884

Re: Subaru vs Mazda

I have a 2011 Subaru Legacy with the 2.5L engine. I've read that the Subaru "Boxer" engine is prone to burn more oil than inline 4 cylinder engines, but I've had no such issue with mine. Even if it did burn a little, checking the oil every 1000 miles or so and adding accordingly is no big ...
by deanbrew
Mon May 05, 2014 9:50 am
 
Forum: Personal Consumer Issues
Topic: Subaru vs Mazda
Replies: 17
Views: 2502

Re: caribbean cruise with children

I've heard good things about Disney cruises. But Disney isn't your only choice for family cruising. Look into Carnival, Royal Caribbean and others, too. We've taken our kids on two Carnival cruises. Carnival and Royal Caribbean both cater to families, and have great programs and activities for kids ...
by deanbrew
Mon May 05, 2014 9:45 am
 
Forum: Personal Consumer Issues
Topic: caribbean cruise with children
Replies: 29
Views: 1638

Re: Boglehead 4wd Car (for family)?

A Subaru Outback seems like the natural choice if you want a wagon. It's based on the Legacy sedan. I have a 2011 Legacy and I like it a lot. If you're not familiar with Subaru's lineup, the Outback and Legacy are larger than the Forester and Impreza. The Crostek is even smaller than the Forester. T...
by deanbrew
Mon May 05, 2014 9:41 am
 
Forum: Personal Consumer Issues
Topic: Boglehead 4wd Car (for family)?
Replies: 38
Views: 3247

Re: Inflation-Cable, and utilities

I can go back to 2005. My electricity is about the same, gas is lower and water/sewer is a bit higher on a per-gallon basis (we use less now since there are fewer people in the house). My cable bill is 44 percent higher, but I get a lot more HD channels, have a DVR now and have faster internet, so a...
by deanbrew
Sun May 04, 2014 2:48 pm
 
Forum: Personal Consumer Issues
Topic: Inflation-Cable, and utilities
Replies: 7
Views: 1040

Re: $22 million reason for umbrella?

According to this source, http://www.mwl-law.com/wp-content/uploads/2013/03/parental-responsibility-in-all-50-states.pdf , a parent in Washington state would be out at most $5,000, unless the plaintiff could prove that the parents failed to prevent children with dangerous propensities from committi...
by deanbrew
Fri May 02, 2014 4:41 pm
 
Forum: Personal Finance (Not Investing)
Topic: $22 million reason for umbrella?
Replies: 42
Views: 3851

Re: Converting a screened in porch to 3 season glass porch

I dont see how my back screened in porch would bring down the value of the home if it were finished off. If I were to do this, I would put in a small knee wall, then lots of windows that could be opened, have screens in them. There are a lot of homes nearby me in Worcester, MA that have had this co...
by deanbrew
Thu May 01, 2014 9:07 am
 
Forum: Personal Consumer Issues
Topic: Converting a screened in porch to 3 season glass porch
Replies: 8
Views: 804

Re: Amazon.com prices change quickly

agent13x wrote:
heartwood wrote:
The WSJ has had stories about Amazon pricing being higher for Mac users and other quirks.


If I know the customer on the other end of the internet has a mac, bmw, and is drinking a starbucks, I'd charge them a little more too. ;)


Indeed.
by deanbrew
Wed Apr 23, 2014 11:07 am
 
Forum: Personal Consumer Issues
Topic: Amazon.com prices change quickly
Replies: 53
Views: 6054

Re: Need help finding a better deal on this music CD

Thanks everyone. I think I will buy for a few more bucks I don't buy that many cd's. Are cd's going out of date or is this cd's not so common? A little bit of both. CDs are still made, released and distributed, but album downloads are increasing and physical CDs are declining. It appears that 2014 ...
by deanbrew
Tue Apr 22, 2014 8:11 am
 
Forum: Personal Consumer Issues
Topic: Need help finding a better deal on this music CD
Replies: 14
Views: 1036

Re: Computer Speakers

I've been very pleased with my Klipsch 2.1 system. Very good sound quality for the price. http://www.amazon.com/Klipsch-ProMedia-Certified-Computer-Speaker/dp/B000062VUO I looked at the Logitech, and it was pretty good, too, but I liked the Klipsch a little better. As for Bose... "No highs, no ...
by deanbrew
Wed Apr 16, 2014 10:24 am
 
Forum: Personal Consumer Issues
Topic: Computer Speakers
Replies: 13
Views: 981

Re: LED bulb prices

... I'm waiting for LED prices to come down further and for 100W equivalent bulbs to become more widely available and at better prices. You may be pleasantly surprised if you try 60W equivalent LEDs. The ones I purchased as giving as much light output as my old 100W incandescent bulbs, or even a bi...
by deanbrew
Tue Apr 08, 2014 11:47 am
 
Forum: Personal Consumer Issues
Topic: LED bulb prices
Replies: 118
Views: 13790

Re: Want to trade car for Small SUV: Financially good, bad,

While your life is your own: I'd like to point out, being short doesn't mean you need a SUV. FWIW, I agree. It kind of cracks me up to see all of these small women in great big SUVs. "But I like sitting up so I can see." Well, that's because there are all of these other SUVs on the road a...
by deanbrew
Tue Apr 08, 2014 11:29 am
 
Forum: Personal Consumer Issues
Topic: Want to trade car for Small SUV: Financially good, bad, wash
Replies: 26
Views: 2276

Re: LED bulb prices

IMO the question is more about LED vs CFL, To my thinking, I would take LED hands down over CFL. Perhaps I am biased against CFL.....I know people say the new ones are much better than the earlier ones....but wherever I see CFL and am aware of it, I find the light very harsh. Plus a number of CFL's...
by deanbrew
Tue Apr 08, 2014 10:06 am
 
Forum: Personal Consumer Issues
Topic: LED bulb prices
Replies: 118
Views: 13790

Re: Want to trade car for Small SUV: Financially good, bad,

three-year scenario 1: bank reduced to 5k due to high maintenance costs of BMW (too pessimistic?) ... 10k vehicle asset due to depreciation (too pessimistic?) ... 15k combined outcome three-year scenario 2: bank reduced to 0k to buy new SUV on top of BMW sale ... no maintenance cost ... 15k vehicle...
by deanbrew
Tue Apr 08, 2014 8:41 am
 
Forum: Personal Consumer Issues
Topic: Want to trade car for Small SUV: Financially good, bad, wash
Replies: 26
Views: 2276

Re: Advice on negotiating price of home?

1. Agents get paid from sellers. Your agent will realize if you find a non-listed house, she is not getting a commission. That's the nature of the business, and she won't be offended. If you want to thank her for past work, get her a restaurant or gasoline gift card, both of which would be appreciat...
by deanbrew
Mon Apr 07, 2014 10:39 am
 
Forum: Personal Finance (Not Investing)
Topic: Advice on negotiating price of home?
Replies: 14
Views: 1224

Re: Auto Accident Advice

After a thought-filled night, we decided to go through insurance. I will update this thread with my thoughts later. I hope this thread can be of some anecdotal help to others in the future. Please remember to stop back and update us on how you are treated by your insurance company, if your premium ...
by deanbrew
Fri Apr 04, 2014 5:00 pm
 
Forum: Personal Finance (Not Investing)
Topic: Auto Accident Advice
Replies: 31
Views: 1800

Re: Home Search: how flexible should we be? 2x-2.5x

A couple of thoughts: I think the OP really needs to think about his "budget". Is 2.0 x HHI realistic. I'd say in many, many markets it is not. People often spend far more than this amount on homes - and, yes, I realize many people over-spend on housing, but you have to look at the big pic...
by deanbrew
Fri Apr 04, 2014 9:18 am
 
Forum: Personal Finance (Not Investing)
Topic: Home Search: how flexible should we be? 2x-2.5x
Replies: 10
Views: 1332

Re: Auto Accident Advice

This molehill is well on its way to being a mountain!! Let me get this straight: you run into me and you want me to sign a "release"? Suppose I tell you to put your release where the sun don't shine and demand you fork over your insurance information? (I imagine your deductible is greater...
by deanbrew
Fri Apr 04, 2014 8:54 am
 
Forum: Personal Finance (Not Investing)
Topic: Auto Accident Advice
Replies: 31
Views: 1800

Re: Yahoo changes are awful - what homepage do you like?

I was unaware that Yahoo even still exists. It's so......2000. :confused Yahoo is the fourth most visited website in the world, behind only Google, Youtube and Facebook, and ahead of Amazon, wikipedia and ebay. For a summary of news, as well as customizable finance and sports information, it was qu...
by deanbrew
Tue Apr 01, 2014 11:15 am
 
Forum: Personal Consumer Issues
Topic: Yahoo changes are awful - what homepage do you like?
Replies: 66
Views: 5554

Re: A whole life question (put the axes and torches away)

You don't say how much the cash value goes up each year. Given the age and premiums already applied, I'm betting the value goes up by far more than the $393 "invested" each year, which seems to make it a no-brainer to keep paying on the policy. In other words, you send in $393 but your cas...
by deanbrew
Sat Mar 29, 2014 11:00 am
 
Forum: Personal Finance (Not Investing)
Topic: A whole life question (put the axes and torches away)
Replies: 40
Views: 2437

Re: Want to trade car for Small SUV: Financially good, bad,

"A happy wife..." and all of that. Your BMW is six years old, and though it only has 40k miles, I would bet on some significant maintenance expenses. New car warranty, better MPG and little or no maintenance for several years. No, you won't come out ahead on a strictly financial basis, but...
by deanbrew
Thu Mar 27, 2014 4:13 pm
 
Forum: Personal Consumer Issues
Topic: Want to trade car for Small SUV: Financially good, bad, wash
Replies: 26
Views: 2276

Re: Buying Condo where I'm renting in DC suburbs (Montgomery

I don't see where you mention what size or number of bedrooms your condo has. I suspect you're right that you will need more space - indoor and outdoor - for your children in the foreseeable future. I think you really need to look ahead and see what kind of housing you want for your family over the ...
by deanbrew
Thu Mar 27, 2014 7:54 am
 
Forum: Personal Finance (Not Investing)
Topic: Buying Condo where I'm renting in DC suburbs (Montgomery)
Replies: 10
Views: 866

Re: Cheap ammo

The .22LR ammo bubble fascinates and infuriates me. I used to be able to buy .22LR ammo in every discount store (K-Mart, Walmart, etc.), every sporting good store and most hardware stores for $1.50-$2.00 for a 50-round box and $10-$13 for a 500-550 round "brick". And I'm not talking when g...
by deanbrew
Mon Mar 17, 2014 11:41 am
 
Forum: Personal Consumer Issues
Topic: Cheap ammo
Replies: 26
Views: 2416

Re: Health Care Act question about 2014????

Don't take my word as gospel regarding the ultra-complex ACA, but changing jobs or retiring seems to qualify as one of the "life events" that allow enrollment outside the normal enrollment period. Losing coverage due to a job change or moving qualifies, so I would think that retiring also ...
by deanbrew
Wed Mar 12, 2014 3:49 pm
 
Forum: Personal Finance (Not Investing)
Topic: Health Care Act question about 2014????
Replies: 5
Views: 388
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